happy - essel finance amc limited caused by the fcnr re-payments which began in september and will...

1

FACTSHEET

October, 2016

Happy

Children’s

Day

As a tribute to the first Prime Minister of India, Jawaharlal Nehru, Children's Day is celebrated on his

birthday, the 14th of November, every year since 1954. Lovingly called 'Chacha Nehru' which means Un-

cle Nehru by children, Jawaharlal Nehru emphasised the significance of giving love and affection to chil-

dren, who are the future of India. The main purpose of this day is to encourage the welfare of children all

over the country. For children, this is a day of joy and freedom from their normal routines and responsi-

bilities. There are many functions, events and programmes organized in schools and by other organiza-

tions. In addition to this, Universal Children’s Day is celebrated globally on November 20 th, as suggested

by Mr. V.K. Krishna Menon and adopted by the United Nations General Assembly. This day marks the

adoption of the Declaration of the Child Rights by the U.N. General Assembly in 1959. Peerless family

wishes every child in you a Happy Children's Day.

Table of Contents Classroom Series 3

Fixed Income Market Commentary by Mr. Killol Pandya 4

Equity Market Commentary by Mr. Amit Nigam 5

Peerless Liquid Fund 6

Peerless Ultra Short Term Fund 7

Peerless Short Term Fund 8

Peerless Flexible Income Fund 9

Peerless Income Plus Fund 10

Peerless 3 in 1 Fund 11

Peerless Equity Fund 12

Peerless Midcap Fund 13

Peerless Long Term Advantage Fund 13

Funds at a Glance 14-15

Peerless Mutual Fund Offices & Product Labeling 16

4

Fixed Income Market Commentary for the month of October 2016

Liquidity :Market liquidity tightened over the month of October

and slipped into negative territory for some part of the month.

Part of the tightening can be attributed to the FCNR repay-

ments which were expected to cause some upset in market

liquidity and also to FPI selling. However, RBI as per its current

policy of keeping adequate market liquidity, injected cash into

the markets through OMOs. Overnight rates remained volatile

with CBLO rates ranging from about 4.00% to about 6.75%.

Going forward, we expect the market liquidity situation to con-

tinue to remain under pressure.

Inflation: CPI softened significantly and printed at 4.31% (Vs

5.05% last month). This was lower than market expectations.

WPI inflation also softened to +3.57% (Vs +3.74% last month)

and was lower than market expectations. The IIP print, though

in the negative territory, came in relatively strong at – 0.70%

(Vs – 2.4% last month) and was a bit weaker than market ex-

pectations.

INR: The INR saw a broadly depreciative trend during the

month. INR began the month at about 66.51(Vs USD) and

ended the month at about 66.78. Going ahead, the currency

may exhibit some volatility. FPI flows, FCNR repayments, the

global trajectory of the USD and other major currencies may

cause volatility in the INR in the coming weeks.

Interest Rates and Outlook: CPI print was considerably lower

than market expectations. IIP numbers have been patchy but a

persistently weak reading in IIP numbers may hint at a need to

bolster industrial activity in the economy. As of now, we may

retain our view that the inflation trajectory is headed lower and

is within RBIs comfort zone.

Money market instruments saw some hardening in yields

mainly on account of relatively better tighter liquidity. Gilt secu-

rities also saw some negative moves during the month. The

new benchmark 10 year paper (6.97% GS 2026) started the

month at about 6.785% and ended the month at about 6.794%.

Corporate bonds yields also saw some hardening in yields but

the movement was not as sharp as seen in Gsecs. The weak-

ness seen in Gilts can be attributed to deterioration in market

liquidity, FPI selling and concerns relating to FCNR repay-

ments.

We had our RBI policy on 4th October under the new Governor

and a new decision making structure in the form of the Mone-

tary Policy Committee (MPC). Our views and comments on the

same are as under;

Key takeaways:

As expected by us , RBI cut Repo and reverse repo rates by 25bps and they stand at 6.25% and 5.75% resp. All other reference rates such as MSF and CRR were kept unchanged.

RBI reiterated its commitment to manage liquidity in a proactive manner and retained its accommodative stance per se.

It stated that inflation was expected to be in the 5.3% habi-tat during Jan-March 2017 and retained the target of 5% by March 2017.

RBI expected the Gross Value Added growth to be about 7.6% in 2016-17 and at about 7.9% in 2017-18.

RBI held that there remained upside risks to inflation in the form of higher food inflation, increase in government wages and minimum wages.

RBI also mentioned that more impetus would be given to banks to transmit policy action in a more effective manner. RBI remained cautious about global economic slowdown and other geo-political developments such as the US Presi-dential elections.

Our views and comments are as under:

The new Governor and MPC structure do not appear to have any major deviations from the previous regime in terms of the stance and tenor.

The policy reiterated TBIs accommodative stance and com-mitment to adequate liquidity – both of which are positive for bond markets.

RBIs assessment of the limited and short term impact of GST may also be interpreted by participants as a positive development.

However, the concerns expressed relating to inflation were higher than earlier and in the light of normal to near normal monsoons may weigh on bond market participants.

RBIs data dependence and inclination to watch domestic and international data prints and also global geo-political developments were also reiterated by the new Governor.

Overall, the policy was balanced; A rate cut was offset by increased concerns over inflation.

Overall, we retain the outlook of the policy tenor having ac-commodative undertones. Market participants shall also watch Inflation (CPI, WPI) and growth (IIP) data along with global indi-cators such as commodities, crude oil prices, US and Chinese economic data points and INR movements. One topical area of concern could continue to be the volatility

caused by the FCNR re-payments which began in September

and will continue through November. However, we hold that the

volatility caused by the repayments may be short term in na-

ture. We retain our positive outlook for the domestic economy

and in the context of a world-wide slowdown, domestic market

participants may do well to have a positive outlook for domestic

bond markets in the coming quarters. Going forward, we reiter-

ate our view on domestic rates to be positive with a medium

term perspective.

Mr. Killol Pandya (Head– Fixed Income)

Data Source - Reuters, Bloomberg, RBI, Internal

5

Equity Market Commentary for the month of October 2016

Domestic Markets: After a negative September, October turned out to be a flat month with Sensex being up by 0.23% and NSE-50 Index being up by 0.17%. In October, among BSE sector indices oil & gas and PSU posted best positive returns. Oil & Gas with 8.26% returns stood at the top of the table while IT sector lost the most, down by 1.92%. For the month, Rupee weakened by 0.25% and closed at 66.78 against US dollar. Domestic Macro Data: In the month of August, IIP contracted by 0.7% YoY, compared to 2.5% YoY contraction in July. Activity in all components, min-ing, manufacturing and electricity, slowed down. Weakness was led by mining which contracted by 5.6% YoY compared to a growth of 0.9% YoY in July. Within manufacturing (0.3% YoY contraction compared to 3.5% YoY contraction in July), capital goods contracted by 22.2% YoY compared to contraction of 29.5% YoY in July. Ex-electrical machinery, manufacturing growth has been gradually improving in past few months, reaching 3.5% YoY in August. Electricity (0.1% YoY expansion compared to 1.6% YoY in July) slowed down considerably. Consumer goods continued with a tepid performance led pri-marily by non-durables. IIP non-durables recorded a slight posi-tive print of 0.1% YoY growth after entering into a positive terri-tory in June (0.9%) – after seven consecutive months of nega-tive print. India WPI inflation in September came in at 3.57%, compared to 3.74% last month and continued to remain in the positive territory after finally turning positive in April after marking 17 straight months of negative print. CPI for September came in at 4.3%, compared to 5% last month. The MoM decline was led by fall in food inflation (to 4.1% from 5.8% earlier) as vegeta-bles and pulses prices deflated during the month. Core CPI of 4.8%, was 10 bps higher compared to last month. India’s trade deficit for September came in at USD 8 billion, similar to the range seen in last few months. Exports in Sep-tember were USD 22.9 billion (August – USD 21.5 billion). With regard to components, readymade garments, and leather goods continued to show weakness while engineering goods improved. Imports at USD 31.2 billion were higher by ~USD 2.1 billion compared to last month.

Global Markets: The UK economy expanded by 0.5% in the July-September 2016 period. Chinese GDP rose 6.7% in the third quarter from the year ear-lier. Services industry paced the expansion in the first three quarters, with the sector growing 7.6%. China’s exports in Sep-tember fell 10% in dollar terms and imports fell 1.9% with a trade surplus of $41.99 bn. Outlook: The domestic markets (Nifty 50 Index) have been consolidating at current levels for the last 3-4 months, after rallying almost 20% from the lows of February 2016. This re-rating was fuelled by global liquidity combined with positive news flow on policy changes. The reason for consolidation has been lack of earn-ings growth from the large corporates. During the same time, however, the broader indices have continued to edge higher at the back of better earnings growth from the smaller companies. The current quarter corporate earnings are in progress and we expect earnings growth to start improving. This in our under-standing may play out as an advanced “bunching” up of festi-vals, compared to previous year, would help corporates in bet-ter “primary” sales. We, however, would like to see better sec-ondary sales data which would be known over the next couple of months. This month may be volatile depending on the outcome of elec-tions in USA. Given the valuations for large-cap stocks are at above long term averages we would wait for either the markets to correct or earning upgrades to materialize to become incre-mentally constructive. Data Source - Reuters, Bloomberg, RBI, Internal

Mr. Amit Nigam (Head - Equities)

6

LIQUID FUND (an open ended liquid scheme)

CARE AAAmfs CARE(Credit Analysis and Research Limited Rating

(Source: www.careratings.com) (as on October 31, 2016)

Past Performance is no guarantee of future results.

For details please refer Page 15.

Portfolio as on October 31, 2016

Portfolio Holdings Rating % of Net Asets

CERTIFICATE OF DEPOSITS 39.32

Indian Bank FITCH A1+ 9.40

Allahabad Bank ICRA A1+ 8.55

Oriental Bank of Commerce CRISIL A1+ 5.13

Punjab and Sind Bank ICRA A1+ 5.10

ICICI Bank Ltd CARE A1+ 4.29

Andhra Bank ICRA A1+ 4.28

South Indian Bank Ltd CARE A1+ 1.71

Vijaya Bank CARE A1+ 0.86

COMMERCIAL PAPER 52.03

SIDBI CARE A1+ 9.43

GIC Housing Finance Ltd ICRA A1+ 8.49

Religare Securities Ltd ICRA A1+ 7.65

National Bank for Agricultural & Rural Development

CRISIL A1+ 4.29

Power Finance Corporation Ltd CRISIL A1+ 4.28

Aspire home Finance Corporation Ltd ICRA A1+ 4.26

Religare Comtrade Ltd ICRA A1+ 3.40

Adani Enterprises BWR A1+ 3.39

Housing Development Finance Corporation Ltd ICRA A1+ 2.56

Aditya Birla Finance Ltd ICRA A1+ 1.71

Axis Finance Ltd ICRA A1+ 0.86

Bajaj Finance Ltd ICRA A1+ 0.86

PNB Housing Finance CRISIL A1+ 0.85

FIXED DEPOSITS 0.17

HDFC Bank Ltd 0.17

CBLO (including TBILL held as Collat-eral)/Reverse Repo/Net Current Assets/

Cash/Cash Equivalent 8.48

Total 100.00

Scheme Performance as on September 30, 2016

Period

Peerless Liquid Fund - Regular

Plan- Growth Option

CRISIL Liquid Fund

Index

1 Year Govt. T-Bill

Sep 30,2015 to Sep 30,2016 7.93% 7.69% 7.36%

Sep 30,2014 to Sep 30,2015 8.61% 8.56% 8.86%

Sep 30,2013 to Sep 30,2014 9.54% 9.49% 8.35%

Since Inception CAGR % 8.58% 8.10% 6.82%

Current Value of investment if Rs 10000/- was invested on Inception date (in `.)

17244.501 16746.65 15475.34

Past performance may or may not be sustained in future Returns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Growth Option.

As on October 31, 2016 Average Maturity (Yrs)…………………………………………………………… 0.07 Modified Duration (Yrs)…………………………………………………………… 0.07 Portfolio Yield (%)………………………………………………………………….. 7.13 # TER - Reg (%)……………………………………………………………………… 0.21 # TER - Direct (%)…………………………………………………………………… 0.11

Key Scheme Information

Investment Objective To provide high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market & debt securities. However, there can be no as-surance that the investment objective will be achieved. The scheme does not assure or guarantee any returns.

Allotment Date 19th February 2010

Fund Size

`502.39Crs (Monthly AAUM for October 2016) `447.08Crs (AUM as on 31st October,2016)

Asset Allocation Pattern Money Market Instruments: 60%to100% Debt Instruments: 0% to 40%

Scheme Features Exit Load : NIL Minimum Amount: ` 1,000/- and in multiples of .`1/- thereafter Benchmark : CRISIL Liquid Fund Index

Fund Manager Mr. Vikram Pamnani: Total experience 7 years.

Asset Allocation

Dividend History (Monthly)

Scheme / Plan Record

Date Net Dividend ( ` per unit) Cum

Dividend

Nav (in `)

Individual/

HUF Corporate

PEERLESS LIQUID FUND-REGULAR PLAN MONTHLY

DIVIDEND 28-Oct-16 4.08354297 3.78332441 1006.9138

PEERLESS LIQUID FUND-DIRECT MONTHLY DIVI-

DEND 28-Oct-16 4.14284094 3.83826285 1006.9959


DIVIDEND 29-Sep-16 4.71603060 4.36931210 1007.7895


DEND 29-Sep-16 4.78450134 4.43274893 1007.8843


DIVIDEND 26-Aug-16 3.98350924 3.69064507 1006.7753


DEND 26-Aug-16 4.03941257 3.74243844 1006.8527

Scheme Performance vis-a-vis Benchmark (%)

Rating Profile (%)

Maturity Profile % Weightage

Below or equal to 91 days 91.52

CBLO (including TBill held as collateral)/Reverse Repo/ Net Current Assets/Cash/Cash Equivalent

8.48

Please refer to page no. 12 for tax on dividend distribution Please refer to page no. 16 for Product Labeling Face Value changed from `10/- to `1000/- with effect from 21st September 2014.

Net Asset Value (NAV) as on October 31, 2016 (in `)

Plan / Option Regular Plan Direct Plan

Growth 1734.8404 1739.9609

Daily Dividend 1001.2900 1001.2900

Weekly Dividend 1001.8057 1001.7727

Monthly Dividend 1001.8246 1001.8329 Please refer to page no 14 and 15 for statutory details

# - Weighted average for the month

7

ULTRA SHORT TERM FUND (an open ended debt scheme)








ICICI Bank Ltd ICRA A1+ 10.68


Bank of Maharashtra CRISIL A1+ 5.34


Religare Securities Ltd ICRA A1+ 5.42

Religare Comtrade Ltd ICRA A1+ 5.42

Adani Enterprises BWR A1+ 5.40

Piramal Enterprises Ltd ICRA A1+ 5.34

Cholamandalam Investment and Finance Company Ltd

ICRA A1+ 5.32

NON-CONVERTIBLE DEBENTURE / ZCB 44.09

Power Finance Corporation Ltd CRISIL AAA 11.05

Rural Electrification Corporation Ltd CRISIL AAA 11.03

LIC Housing Finance Ltd CRISIL AAA 11.01

Housing Development Finance Corporation Ltd CRISIL AAA 11.00

CBLO (including TBILL held as Collateral)/ Reverse Repo/Net Current Assets/Cash/ Cash Equivalent

6.58

Total 100.00


Investment Objective To provide optimal returns & liquidity to the investors by investing primarily in a mix of money market & short term debt instruments which results in a portfolio having marginally higher maturity as compared to a liquid fund at the same time maintaining a balance between safety & liquidity. However, there can be no assurance that the investment objective of the scheme will be achieved. The scheme does not assure or guarantee any returns.

Allotment Date 19th February 2010

Fund Size

`92.92Crs (Monthly AAUM for October,2016) `91.47Crs (AUM as on 31st October, 2016)

Asset Allocation Pattern Money Market Instruments:70% to 100% Debt Instruments: 0% to 30%

Scheme Features Exit Load : NIL Minimum Amount: ` 1,000/- and in multiples of `.1/- thereafter Benchmark : CRISIL Liquid Fund Index

Fund Manager Mr. Killol Pandya : Total experience 17 years Mr. Vikram Pamnani: Total experience 7 years.



Date Net Dividend ( ` per unit) Cum

Dividend

Nav (in `)

Individual/HUF

Corporate

PEERLESS ULTRA SHORT TERM FUND-REGULAR PLAN

MONTHLY DIVIDEND 28-Oct-16 4.85152755 4.49484743 1007.6628

PEERLESS ULTRA SHORT TERM FUND-DIRECT



MONTHLY DIVIDEND 29-Sep-16 4.85672786 4.49966542 1008.7469




MONTHLY DIVIDEND 26-Aug-16 4.85506665 4.49812634 1008.5322




Period

Peerless Ultra Short Term Fund –

Regular Plan-Growth Option

CRISIL Liquid Fund Index

1 Year Govt. T-Bill

Sep 30,2015 to Sep 30,2016 7.64% 7.69% 7.36%

Sep 30,2014 to Sep 30,2015 8.39% 8.56% 8.86%

Sep 30,2013 to Sep 30,2014 9.41% 9.49% 8.35%


Current Value of investment if Rs 10000/- was invested on Inception date (in RS.)

17218.20 16746.65 15475.34

Past performance may or may not be sustained in future Returns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calcu-lated for Growth Option.

As on October 31, 2016 Average Maturity (Yrs)................................................................................... 0.43 Modified Duration (Yrs).................................................................................. 0.41 Portfolio Yield (%) ....................................................................................... 7.61 # TER - Reg (%) ....................................................................................... 0.85 # TER - Direct (%) ....................................................................................... 0.22

Asset Allocation


Rating Profile (%)


Below 1 Year 87.87

Above 1 Year 5.55


6.58

Please refer to page no. 12 for tax on dividend distribution Please refer to page no. 16 for Product Labeling Face Value changed from ` 10/- to ` 1000/- with effect from 22nd September 2014.

Net Asset Value (NAV) as on October 28, 2016 (in `) ^


Growth 1730.8219 1764.6663

Daily Dividend 1005.4600 1006.6500

Weekly Dividend 1004.0252 1004.7918

Monthly Dividend 1007.6628 1020.8615

Please refer to page no 14 and 15 for statutory details


^ NAV as on last working day

8

SHORT TERM FUND (an open ended debt scheme)










PIiramal Enterprises Ltd ICRA A1+ 6.65


Jyothy Laboratories Ltd CARE AA 18.58


Power Grid Corporation of India Ltd CRISIL AAA 7.03

TATA Capital Financial Services Ltd CRISIL AA+ 6.87

Fullerton India Credit Company Ltd CARE AAA 6.85




MUTUAL FUND UNITS 6.93

FIXED DEPOSITS 1.36

HDFC Bank Ltd 1.36

GOVERNMENT SECURITIES 8.55

7.68% GOI 15 Dec 2023 Sovereign 8.55

CBLO (including TBILL held as Collateral)/Reverse Repo/Net Current Assets/Cash/Cash Equivalent

6.91

Total 100.00


Investment Objective

To generate income & capital appreciation by investing in a diversified portfolio of debt and money market securities. However, there can be no assurance that the investment objective of the scheme will be achieved. The scheme does not assure or guarantee any returns.

Allotment Date

18th August 2010

Fund Size

`72.84Crs (Monthly AAUM for October, 2016) `73.39Crs (AUM as on 31st October, 2016)

Asset Allocation Pattern

Money Market and debt securities with residual maturity of less than or equal to 3 years: 80% to 100% Debt Instruments with residual maturity greater than 3 years: 0% to 20%

Scheme Features Exit Load : NIL Minimum Amount: ` 1,000/- and in multiples of ` 1/- thereafter Benchmark : CRISIL Short Term Bond Fund Index

Fund Manager Mr. Killol Pandya - Total experience 17 years.



Date

Net Dividend (` per unit) Cum Dividend

Nav (in `) Individual/

HUF Corporate

PEERLESS SHORT TERM FUND-REGULAR


PEERLESS SHORT TERM FUND-DIRECT MONTHLY

DIVIDEND 10-Oct-16 0.05366430 0.04971895 11.1492




DIVIDEND 12-Sep-16 0.05351985 0.04958512 11.1143




DIVIDEND 10-Aug-16 0.05344762 0.04951820 11.1086

Dividend History (Quarterly)


Date

Net Dividend ( ` per unit) Cum Dividend

Nav (in `) Individual/

HUF Corporate

PEERLESS SHORT TERM FUND - REGULAR

QUARTERLY DIVIDEND 26-Oct-16 0.15954838 0.14781852 11.0568

PEERLESS SHORT TERM FUND - DIRECT

QUARTERLY DIVIDEND 26-Oct-16 0.16503760 0.15290418 11.4389

PEERLESS SHORT TERM FUND - REGULAR

QUARTERLY DIVIDEND 20-Jun-16 0.15745381 0.14587794 10.9409

PEERLESS SHORT TERM FUND - DIRECT

QUARTERLY DIVIDEND 20-Jun-16 0.16222076 0.15029443 11.2776

PEERLESS SHORT TERM FUND– REGULAR

QUARTERLY DIVIDEND 28-Mar-16 0.15759827 0.14601178 10.9659

PEERLESS SHORT TERM FUND-DIRECT

QUARTERLY DIVIDEND 28-Mar-16 0.16200408 0.15009368 11.2767


Period

Peerless Short Term Fund - Regular Plan-

Growth Option

CRISIL Short Term Bond Fund

Index

1 Year Govt. T-Bill

Sep 30,2015 to Sep 30,2016 7.69% 9.31% 7.36%

Sep 30,2014 to Sep 30,2015 8.78% 9.90% 8.86%

Sep 30,2013 to Sep 30,2014 8.94% 10.12% 8.35%



17413.70 16737.53 15369.44

Past performance may or may not be sustained in future Returns are absolute. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.

As on October 31, 2016 Average Maturity (Yrs) .................................................................... 2.07 Modified Duration (Yrs)..................................................................... 1.62 Portfolio Yield (%).............................................................................. 7.34 # TER - Reg (%).................................................................................. 1.28 # TER - Direct (%)............................................................................... 0.36

Asset Allocation


Rating Profile (%)


Below 1 Year 38.76

Above 1 Year 47.40


6.91

Please refer to page no. 12 for tax on dividend distribution Please refer to page no. 16 for Product Labeling



Growth 17.5084 18.0827


Quarterly Dividend 10.8353 11.2104

Bonus 13.1226 18.0961




9

FLEXIBLE INCOME FUND (an open ended debt scheme )


Period

Peerless Flexible Income Fund -

Regular Plan - Growth

Option

CRISIL Composite

Bond Fund Index

10 Year dated GOI Security

Sep 30,2015 to Sep 30,2016 9.58% 11.51% 11.11%

Sep 30,2014 to Sep 30,2015 8.42% 12.56% 13.76%

Sep 30,2013 to Sep 30,2014 5.36% 11.61% 6.85%



13338.3 14678.27 14036.43

Past performance may or may not be sustained in future Returns are absolute. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan-Growth Option.

As on October 31, 2016 Average Maturity (Yrs) .................................................................................... 7.85 Modified Duration (Yrs) .................................................................................... 5.36 Portfolio Yield (%) ..................................................................................... 6.77 # TER - Reg (%) ..................................................................................... 1.47 # TER - Direct (%) ....................................................................................... 0.52

Asset Allocation


Rating Profile (%)


Below 1 Year 3.22

Above 1 Year 84.41


12.37




Growth 13.4311 13.9786










7.68% GOI - 15 Dec 2023 Sovereign 37.08

7.59% GOI - 11 Jan 2026 Sovereign 30.37

7.61% GOI - 09 May 2030 Sovereign 16.96

FIXED DEPOSITS 3.22

HDFC Bank Ltd 3.22

CBLO (including TBILL held as Collateral)/Reverse Repo/Net Current Assets/Cash/Cash

Equivalent 12.37

Total 100.00


Investment Objective The primary investment objective of the scheme is to generate reasonable returns through active duration management of the portfolio, while maintaining liquidity by investing in debt instruments including bonds, debentures & Govt. Securities and money market instruments over various maturity periods. However, there can be no assurance that the investment objective of the scheme will be achieved. The scheme does not assure or guarantee any returns.

Allotment Date 21st August 2012

Fund Size `31.43Crs (Monthly AAUM for October,2016)

`31.03 Crs (AUM as on 31st October, 2016)

Asset Allocation Pattern Money Market Instruments: 0% to 100% Debt Instruments: 0% to 100%

Scheme Features Exit Load : NIL Minimum Amount: ` 1,000/- and in multiples of ` 1/- thereafter Benchmark : CRISIL Composite Bond Fund Index

Fund Manager Mr. Killol Pandya - Total experience 17 years.




Date

Net Dividend (` per unit) Cum Dividend Nav (in `)

Individual/HUF

Corporate

Peerless Flexible Income Fund-Regular-Monthly

Dividend 10-Jul-13 0.04675609 0.04478483 10.0699

Peerless Flexible Income Fund-Direct Monthly

Dividend 10-Jul-13 0.16008741

- 10.2115

Peerless Flexible Income Fund-Dividend-Regular

Monthly Dividend 10-Jun-13 0.09351267 0.08955192 10.1495

Peerless Flexible Income Fund-Dividend-Regular

Monthly Dividend 10-Apr-13 0.11387253 0.09701559 10.1422



Date

Net Dividend ( ` per unit) Cum Dividend Nav (in `)

Individual/HUF

Corporate

Peerless Flexible Income Fund-Direct Quarterly

Dividend 3-May-13 0.43797219 0.37316218 10.7199

Peerless Flexible Income Fund-Regular-Quarterly

Dividend 3-May-13 0.17518888 0.14926487 10.3064

Peerless Flexible Income Fund-Regular-Quarterly

Dividend 4-Feb-13 0.35239527 0.30201220 10.4709



10

INCOME PLUS FUND (an open ended debt scheme)


Period Peerless Income Plus Fund - Regular

Plan - Growth Option

CRISIL MIP Blended

Fund Index


Sep 30,2015 to Sep 30,2016 8.99% 11.17% 11.11%

Sep 30,2014 to Sep 30,2015 9.08% 10.72% 13.76%

Sep 30,2013 to Sep 30,2014 12.62% 15.45% 6.85%


Current Value of investment if Rs 10000/- was invested on Inception

date (in RS.) 16694.1 16924.79 15550.15

Past performance may or may not be sustained in future

Returns are absolute. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan-Growth Option.

Peerless Income Plus Fund-Percentage contribution of B15 cities to AUM is 66.99 on October

31,2016

As on October 31, 2016 Average Maturity for the debt portion (Yrs)…….................................................... 5.40 Modified Duration for the debt portion (Yrs)…….................................................. 3.74 Portfolio Yield (%) ....................................................................................... 7.84 # TER - Reg (%) ....................................................................................... 2.58 # TER - Direct (%) ....................................................................................... 1.16

Asset Allocation

Rating Profile (%)- Debt


Above 1 Year 69.31

Below 1 Year 1.29


4.61


Net Asset Value (NAV) as on October 28, 2016 (in `) ^ Plan / Option Regular Plan Direct Plan

Growth Option 16.8001 17.7047




Portfolio Holdings Rating/Industry % of Net Asets

EQUITY SHARES 19.90

HDFC Bank Ltd BANKS 1.41

Kotak Mahindra Bank Ltd BANKS 0.98

ICICI Bank Ltd BANKS 0.80

Titan Company Ltd CONSUMER DURABLES 0.74

Nestle India Ltd CONSUMER NON DURABLES 0.73

Sundaram Finance Ltd FINANCE 0.70

IndusInd Bank Ltd BANKS 0.69

Asian Paints Ltd CONSUMER NON DURABLES 0.67

Bajaj Auto Ltd AUTO 0.66

Eicher Motors Ltd AUTO 0.65

AIA Engineering Ltd INDUSTRIAL PRODUCTS 0.65

Engineers India Ltd CONSTRUCTION PROJECT 0.63

Havells India Ltd CONSUMER DURABLES 0.63

Bharat Petroleum Corporation Ltd PETROLEUM PRODUCTS 0.62

Bata India Ltd CONSUMER DURABLES 0.60

Oracle Financial Services Software Ltd SOFTWARE 0.60

Repco Home Finance Ltd FINANCE 0.59

Infosys Ltd SOFTWARE 0.58

Pidilite Industries Ltd CHEMICALS 0.56

Suprajit Engineering Ltd AUTO ANCILLARIES 0.54

Others 5.87


Religare Enterprises Ltd IND AA- 18.42






7.88% GOI 19 -Mar 2030 Sovereign 11.07

7.68% GOI 15 - Dec 2023 Sovereign 8.11

7.59% GOI 20-Mar 2029 Sovereign 6.76

MUTUAL FUNDS UNITS 4.89

FIXED DEPOSITS 1.29

HDFC Bank Ltd 1.29


4.61

Total 100.00

Industry Allocation – Equity(%)



To generate regular income through a portfolio of predominantly high quality fixed income securities and with a marginal exposure to equity & equity related securities. However, there can be no assur-ance that the investment objective of the scheme will be achieved. The scheme does not assure or guarantee any returns.

Allotment Date

29th July 2010

Fund Size

` 77.31Crs (Monthly AAUM for October, 2016)

` 77.40Crs (AUM as on 31st October, 2016)


Debt & Money Market instruments: 80% to 98% Equity & Equity related instruments: 2% to 20%

Scheme Features

Exit Load : NIL Minimum Amount: ` 1,000/- and in multiples of ` 1/-

thereafter Benchmark : CRISIL MIP Blended Fund Index

Fund Manager

Mr. Killol Pandya : Total experience 17 years. Mr. Amit Nigam : Total experience 14 years.




Date


Nav (in `) Individual/HUF Corporate

PEERLESS INCOME PLUS FUND- REGULAR

MONTHLY DIVIDEND 28-Oct-16

0.05835903

0.05406852 10.7862

PEERLESS INCOME PLUS FUND-DIRECT MONTHLY

DIVIDEND 28-Oct-16

0.06218703

0.05761510 11.4972


MONTHLY DIVIDEND 29-Sep-16

0.05879239

0.05447002 10.7715


DIVIDEND 29-Sep-16

0.06254817

0.05794968 11.4715


MONTHLY DIVIDEND 26-Aug-16

0.05835903

0.05406852 10.7819


DIVIDEND 26-Aug-16

0.06211481

0.05754818 11.4709




Date



PEERLESS INCOME PLUS FUND- REGULAR QUAR-

26-Oct-16

0.18750005

0.17371520 11.4957

PEERLESS INCOME PLUS FUND- DIRECT QUAR-

TERLY DIVIDEND 26-Oct-16

0.19977855

0.18509101 12.2568


TERLY DIVIDEND 20-Jun-16

0.18107188

0.16775964 11.2009


TERLY DIVIDEND 20-Jun-16

0.19219477

0.17806478 11.8977


TERLY DIVIDEND 28-Mar-16

0.17861618

0.16548448 11.0843


TERLY DIVIDEND 28-Mar-16

0.18916126

0.17525428 11.7452


11

3 IN 1 FUND* (an open ended hybrid scheme)


Period

Peerless 3 in 1 Fund-Regular

Plan-Growth Op-tion

CRISIL MIP Blended

Fund Index + Gold (85:15)


Sep 30,2015 to Sep 30,2016 10.15% 12.48% 11.11%

Sep 30,2014 to Sep 30,2015 7.16% 8.96% 13.76%

Sep 30,2013 to Sep 30,2014 10.68% 11.47% 6.85%



15,935.40 15,839.00 14,938.45


Returns are absolute. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.

Peerless 3 in 1 Fund - Percentage contribution of B15 cities to AUM is 46.06 as on

October 31, 2016

As on October 31, 2016 Average Maturity for the debt portion (Yrs) ........................................................ 5.03 Modified Duration for the debt portion (Yrs) ........................................................ 3.54 Portfolio Yield (%) ....................................................................................... 7.56 # TER - Reg (%) ....................................................................................... 2.17 # TER - Direct (%) ....................................................................................... 0.60

Asset Allocation

Rating Profile (%)- Debt


Below 1 Year 0.00

Above 1 Year 50.16


9.56




The investment objective of the scheme is to generate long term capital appreciation through a portfolio of fixed income securities, Gold ETFs of other mutual funds and gold related instruments and Equity & Equity related Instruments. However there can be no assurance that the investment objective of the scheme will be achieved.

Allotment Date Fund Size 5th April, 2011

Fund Size

`22.86Crs(Monthly AAUM for October, 2016)

` 23.64Crs (AUM as on 31st October, 2016)

Asset Allocation Pattern Debt & Money Market instruments: 50% to 70% Equity & Equity related instruments: 15% to 25% Gold ETFs of other mutual funds and gold related instruments: 15% to 25%

Scheme Features Exit Load : NIL Minimum Amount: ` 1,000/- and in multiples of ` 1/- thereafter Benchmark : CRISIL MIP Blended Fund Index+Gold (85:15)

Fund Manager

Mr. Killol Pandya - Total experience 17 years. Mr. Amit Nigam - Total experience 14 years.


Portfolio Holdings Rating/Industry % of Net Assets

EQUITY SHARES 20.05










Bharat Electronics Ltd INDUSTRIAL CAPITAL GOODS 0.67




Castrol India Ltd PETROLEUM PRODUCTS 0.58



Sun Pharmaceuticals Industries Ltd PHARMACEUTICALS 0.56

Indraprastha Gas Ltd GAS 0.56



Others 5.75


Religare Enterprises Ltd IND AA- 10.61





MUTUAL FUND UNITS/ ETF 20.23

Goldman Sachs Mutual Fund 20.23


7.88% GOI 19 - Mar 2030 Sovereign 9.03

7.68% GOI 15 –Dec 2023 Sovereign 8.82

7.59% GOI - 11 -Jan 2026 Sovereign 4.41


9.56

Total 100.00








Please refer to page no. 12 for tax on dividend distribution Please refer to page no. 16 for Product Labeling * Erstwhile - Peerless MF Child Plan

Dividend History (Quaterly)


Date



PEERLESS 3 IN 1 FUND-REGULAR QUARTERLY

DIVIDEND 26-Oct-16

0.26073774

0.24156852 15.9151

PEERLESS 3 IN 1 FUND-DIRECT QUARTERLY

DIVIDEND 26-Oct-16

0.26796039

0.24826017 16.3614


12

EQUITY FUND (an open ended equity scheme)


Period

Peerless Equity Fund – Regular Plan

-Growth Option NIFTY 50 NIFTY 50

Sep 30,2015 to Sep 30,2016 12.44% 8.33% 8.33%

Sep 30,2014 to Sep 30,2015 9.27% -0.20% -0.20%

Sep 30,2013 to Sep 30,2014 33.25% 38.87% 38.87%


Current Value of investment if Rs 10000/- was invested on Inception

date (in Rs.)

18440.7 17410.68 17410.68


Returns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Growth Option.

Risk Measures Oct 2016

Standard Deviation*(%) …………………………………………………………………………….. 12.08

Benchmark Standard Deviation* (%)………………………………………………………………. 13.96

Sharpe Ratio~ ………………………………………………………………………………………… 0.83

Beta ............................................................................................................................. ........................... 0.80

Portfolio Turnover Ratio (Times) ....................................................................................................... 0.84

# TER - Reg (%).................................................................................................................................... 2.92

# TER - Direct (%)............................................................................................................................... 1.71

Asset Allocation




To generate long term capital appreciation by investing in an actively managed portfolio predominantly consisting of equity & equity related securities. However, there can be no assurance that the invest-ment objective will be achieved. The scheme does not assure or guarantee any returns.

Allotment Date Fund Size

28th September, 2011

Fund Size

`98.74Crs (Monthly AAUM for October, 2016) `97.52Crs (AUM as on 31st October, 2016)


Equity & Equity related instruments: 80% to 100% Debt & Money Market instruments: 0% to 20%

Scheme Features

Exit Load : NIL Minimum Amount: ` 1,000/- and in multiples of ` 1/- thereafter Benchmark : Nifty 50 Index

Fund Manager

Mr. Amit Nigam - Total experience 14 years.


Portfolio Holdings Industry % of Net Assets

EQUITY SHARES 98.64







Bharat Electronics Ltd INDUSTRIAL CAPITAL GOODS 3.46







Sun Pharmaceuticals Industries Ltd PHARMACEUTICALS 2.98

Oracle Financial Services Software Ltd SOFTWARE 2.95






Others 28.55


1.36

Total 100.00

SIP Returns

SIP Tenure (in years) 3

Investment Amount 10000.00

Start Date 1– November -2013

End Date 31– October -2016

Total no of Instalments 36

Total Amount Invested (Rs) 3,60,000.00

Present value (Rs) 4,40,304.29

Total No Units 23,587.43

CAGR (%) 14.36

XIRR(%) 13.51

Yield (%) 22.30


SIP date every 1st business day of the month

Past performance may or may not be sustained in the future. Assuming ` 10,000 invested

systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. SIP does not assure a profit or guarantee protection against a loss in a declining market.

Peerless Equity Fund - Percentage contribution of B15 cities to AUM is 57.75 as on October 31st, 2016.

*Statistical returns based on monthly returns over the past 3 year data as on October 31, 2016. ~ 1 day MIBOR has been assumed as the risk-free rate of return. # Weighted average for the month

Tax on Dividend Distribution @

Nature Individual/HUF Domestic Companies

Liquid Funds 28.84% 34.608%

Debt Funds 28.84% 34.608%

Equity Funds Nil Nil



Growth 18.6669 19.5876

Normal Dividend 14.6030 15.3110

* Quarterly Dividend 14.2950 14.2506

* Half Yearly Dividend 16.4492 16.4702

* Yearly Dividend 15.9082 17.4206

Please refer to page no. 16 for Product Labeling * Introduced from November 2, 2015

Dividend History


Date

Net Dividend ( ` per unit) Cum Dividend


PEERLESS EQUITY FUND-REGULAR YEARLY

DIVIDEND 26-Oct-16 1.50000000 1.50000000 17.3879

PEERLESS EQUITY FUND-REGULAR HALF YEARLY

DIVIDEND 26-Oct-16 1.00000000 1.00000000 17.4268

PEERLESS EQUITY FUND-DIRECT HALF YEARLTY

DIVIDEND 26-Oct-16 1.00000000 1.00000000 17.4467

PEERLESS EQUITY FUND - REGULAR QUARTERLY

DIVIDEND 26-Oct-16 0.50000000 0.50000000 14.7746

PEERLESS EQUITY FUND - DIRECT QUARTERLY

DIVIDEND 26-Oct-16 0.60000000 0.60000000 14.8296

PEERLESS EQUITY FUND - REGULAR QUARTERLY

DIVDEND 20-Jun-16 0.40000000 0.40000000 14.1137

PEERLESS EQUITY FUND - DIRECT QUARTERLY

DIVIDEND 20-Jun-16 0.50000000 0.50000000 14.2015

PEERLESS EQUITY FUND-

NORMAL DIVIDEND 28-Mar-16 1.85000000 1.85000000 14.6240

PEERLESS EQUITY FUND- DIRECT NORMAL

DIVIDEND 28-Mar-16 2.35000000 2.35000000 15.1525

@rates are inclusive of surcharge and cess.


13

MIDCAP FUND (an open ended equity scheme)

Asset Allocation




Dividend Option 12.4313 12.5676


Investment Objective The investment objective of the scheme is to generate medium to long-term capital appreciation by investing predominantly in equity and equity related securities of mid cap companies. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Allotment Date

7th December, 2015

Fund Size

`56.60 Crs (Monthly AAUM for October, 2016)

`58.09 Crs (AUM as on 31st October, 2016)


Equity and Equity Related Instruments of Midcap Companies: 65% to 100% Debt & Money Market Instruments: 0% to 35%

Scheme Features

Exit Load : NIL Minimum Amount: `1,000/- and in multiples of `1/- thereafter Benchmark : Nifty Midcap 100 Index

Fund Manager

Mr. Amit Nigam - Total experience 14 years. Peerless Midcap Fund - Percentage contribution of B15 cities to AUM is 32.57 as on October 31, 2016

TER October 2016 # Regular (%)......................................................................................................... 3.00 # Direct (%).............................................................................................................. 1.04



EQUITY SHARES 97.31

Colgate Palmolive Ltd CONSUMER NON DURABLES 5.48



TTK Prestige Limited CONSUMER DURABLES 3.62




Karur Vysya Bank Ltd BANKS 3.22

Mahanagar Gas Ltd GAS 3.15

Canara Bank BANKS 3.06



Steel Authority of India Ltd FERROUS METALS 2.92

Relaxo Footwears Ltd CONSUMER DURABLES 2.89


Bajaj Finance Ltd FINANCE 2.77

Jyothy Laboratories Ltd CONSUMER NON DURABLES 2.76

Suprajit Engineering Ltd AUTO ANCILLARIES 2.73

Britannia Industries Ltd CONSUMER NON DURABLES 2.72

City Union Bank Ltd BANKS 2.68

Others 31.77


2.69

Total 100.00


LONG TERM ADVANTAGE FUND (an open ended equity linked savings scheme)



EQUITY SHARES 98.32



Colgate Palmolive Ltd CONSUMER NON DURABLES 4.35



Mahanagar Gas Ltd GAS 3.44




Amara Raja Batteries Ltd AUTO ANCILLARIES 3.07



Infosys Ltd SOFTWARE 2.99



Pidilite Industries Ltd CHEMICALS 2.71

Britannia Industries Ltd CONSUMER NON DURABLES 2.68




Others 31.38

CBLO (including TBILL held as Collat-eral)/Reverse Repo/Net Current Assets/Cash/Cash Equivalent

1.68

Total 100.00



The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income generation along with the benefit of income tax deduction (under Section 80 C of the Income Tax Act, 1961) on their investments. Specified Investors in the Scheme are entitled to deductions of the amount invested in Units of the Scheme, subject to a maximum of `1,50,000/- under and in terms

of Section 80 C (2) (xiii) of the Income Tax Act, 1961. Investment in this scheme would be subject to statutory lock-in period of 3 years from the date of allotment to be eligible for income tax benefit under section 80 C. There can be no assurance that the investment objective under the Scheme will be realized. Allotment Date 30th December, 2015

Fund Size

`19.83 Crs (Monthly AAUM for October 2016) `20.01 Crs (AUM as on 31st Octoberr, 2016)

Asset Allocation Pattern Equity and Equity Related Instruments: 80% to 100% Debt and Money Market Instruments: 0% to 20%

Scheme Features Exit Load : NIL Minimum Amount: `500/- and in multiples of `500/-

thereafter Benchmark : S&P BSE 100 Index

Fund Manager Mr. Amit Nigam - Total experience 14 years. Peerless Long Term Advantage Fund - Percentage contribution of B15 cities to AUM is 52.88 as on October 31,2016

TER October 2016 # Regular (%)......................................................................................................... 2.80 # Direct (%).............................................................................................................. 1.37

Asset Allocation




Dividend Option 11.7590 11.8960


1) Please refer to page no. 12 for tax on dividend distribution 2) Please refer to page no. 16 for Product Labeling 3) These schemes have not completed 1 year, hence performance data is not provided




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nd

Eq

uity &

Eq

uity r

ela

ted I

nstr

um

en

ts.

Ho

w-

eve

r th

ere

ca

n b

e n

o a

ssu

ran

ce

th

at th

e in

ve

stm

en

t o

bje

ctive

of

the

sch

em

e w

ill b

e a

ch

ieve

d

Cri

sil

MIP

B

len

de

d F

und

In

dex +

Pri

ce

o

f G

old

in

the

ra

tio

85

:15

Mr. K

illol P

an

dya

& M

r. A

mit N

iga

m

Re

gu

lar/

Dir

ect

Gro

wth

/Mo

nth

ly D

ivi-

de

nd

/Qu

art

erl

y

Div

ide

nd

Ye

s

` 1

000

/-

Mu

ltip

les o

f `

1/-

th

ere

after

`

10

0/-

M

ultip

les o

f ` 1

/-

the

rea

fte

r N

il

Pe

erl

ess

Eq

uity

Fu

nd

An

Op

en

En

de

d

Eq

uity S

ch

em

e

28

th S

ep

tem

be

r,

20

11

To

g

en

era

te lo

ng

te

rm

ca

pital

ap

pre

cia

tio

n b

y in

vestin

g i

n

an

actively

ma

na

ge

d p

ort

folio

pre

do

min

ante

ly c

on

sis

tin

g o

f e

qu

ity a

nd

eq

uity r

ela

ted

sce

na

rio.

Ho

we

ver

the

re is n

o

assu

ran

ce

or

gu

ara

nte

e t

ha

t th

e inve

stm

en

t ob

jective

of

the

sch

em

e w

ill b

e a

chie

ve

d. T

he

sche

me

do

es n

ot

assu

re o

r g

ua

ran

tee a

ny r

etu

rns

NIF

TY

50

In

dex

Mr. A

mit N

iga

m

Re

gu

lar/

Dir

ect

Gro

wth

/No

rma

l D

ivid

en

d/

Qu

art

erl

y D

ivid

en

d /

Half Y

ea

rly D

ivid

en

d/

Ye

arl

y D

ivid

en

d

Ye

s

` 1

000

/-

Mu

ltip

les o

f ` 1

/- th

ere

afte

r ` 1

/-

Mu

ltip

les o

f `

1/-

t

he

rea

fte

r N

il

Pe

erl

ess L

on

g

Te

rm A

dva

n-

tage

Fu

nd

An

Op

en

En

de

d

Eq

uity L

inke

d

Savin

gs S

ch

em

e

30

th D

ece

mb

er,

20

15

Th

e S

ch

em

e w

ill see

k t

o invest

pre

do

min

antly in

a d

ive

rsifie

d

po

rtfo

lio

of

eq

uity

an

d e

quity r

ela

ted

instr

um

en

ts

w

ith

th

e

ob

jective

t

o

pro

vid

e

inve

sto

rs

with

o

pp

ort

uni-

tie

s fo

r ca

pital

app

recia

tio

n

an

d

inco

me

gen

era

tio

n

a

long

with

th

e

be

nefit

of

in

co

me

t

ax

de

du

ctio

n

(un

de

r

Se

ctio

n 8

0C

o

f

the

In

co

me

T

ax

Act,

1

96

1)

o

n

th

eir

investm

en

ts.

Sp

ecifie

d

Inve

sto

rs

in

the

S

ch

em

e

are

e

ntitle

d

to

de

du

ction

s o

f

the

a

mo

un

t in

ve

ste

d

in

Units

of

th

e

Sch

em

e,

su

bje

ct

to

a

ma

xim

um

o

f `

1,5

0,0

00

/-

un

de

r

an

d

in

term

s o

f

Se

ctio

n

80

C

(

2)

(x

iii)

o

f

the

I

nco

me

T

ax

Act,

1

96

1.

Investm

en

t in

this

sch

em

e w

ou

ld b

e s

ub

ject

to s

tatu

tory

lock-

in p

eri

od

of 3

ye

ars

fro

m t

he

da

te o

f allo

tme

nt

to b

e e

ligib

le fo

r in

co

me

ta

x

be

ne

fit u

nd

er

se

ctio

n 8

0 C

. T

here

ca

n b

e n

o a

ssu

ran

ce

tha

t th

e investm

en

t o

bje

ctive

un

de

r th

e S

ch

em

e w

ill b

e r

ea

lized

.

S&

P B

SE

10

0

Ind

ex

Mr. A

mit N

iga

m

Re

gu

lar/

Dir

ect

Gro

wth

/ D

ivid

en

d

No

` 5

00/-

M

ultip

les o

f ` 5

00

/- t

here

aft

er

`

50

0/-

M

ultip

les o

f ` 5

00

/-

the

rea

fte

r N

il

Pe

erl

ess

Mid

ca

p F

un

d

An

Op

en

En

de

d

Eq

uity S

ch

em

e

07

th D

ece

mb

er,

20

15

Th

e inve

stm

en

t o

bje

ctive

of

the s

ch

em

e i

s t

o g

en

era

te

me

diu

m t

o lon

g-t

erm

ca

pital ap

pre

cia

tion

by inve

stin

g p

re-

do

min

an

tly in

equity a

nd

eq

uity r

ela

ted

se

cu

rities o

f m

id c

ap

co

mp

an

ies.

Ho

we

ver, t

here

is n

o a

ssu

ran

ce

or

gu

ara

nte

e t

ha

t th

e investm

en

t o

bje

ctive

of

the

Sch

em

e w

ill b

e a

chie

ve

d.

Th

e

Sch

em

e d

oe

s n

ot

assu

re o

r g

ua

ran

tee

any r

etu

rns.

Nifty

Mid

ca

p

10

0

Ind

ex

Mr. A

mit N

iga

m

Re

gu

lar

/ D

ire

ct

Gro

wth

/ D

ivid

en

d

Ye

s

` 1

00

0/-

M

ultip

les o

f ` 1

/- th

ere

afte

r `

100

/-

Mu

ltip

les o

f ` 1

/-

the

rea

fte

r N

il 14

FU

ND

S A

T A

GL

AN

CE

FO

R P

EE

RL

ES

S M

UT

UA

L F

UN

D

Sch

em

e N

am

e

Min

imu

m

Red

em

pti

on

Min

Red

em

pti

on

u

nit

s

Red

em

pti

on

P

ayo

ut

Cycle

S

IP

SIP

Fre

qu

en

cy

SIP

Min

am

t S

IP M

in n

o. o

f C

hq

s

SIP

Sta

rtin

g D

ate

S

WP

S

WP

F

req

uen

cy

SW

P M

in.

Am

t S

WP

Sta

rtin

g D

ate

S

TP

S

TP

Fre

qu

en

cy

ST

P M

in A

mt

ST

P S

tart

ing

Date

Peerl

ess L

iqu

id

Fu

nd

` 1

000/-

an

d in

mu

ltip

les

of

` 1

/- t

here

aft

er

or

acco

un

t b

ala

nce w

hic

hever

is lo

wer

NA

T

+1

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- ` 5

00

Mo

nth

ly- `

500

Qu

art

erl

y-

` 1

000

Half

Yearl

y- ` 2

000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

`

500

Dail

y,

Weekly

(every

Wed

nes-

day)

Fo

rtn

igh

tly (

every

alt

ern

ate

Wed

nesd

ay)

Mo

nth

ly

(as o

n s

pecif

ied

date

s)

Peerl

ess U

ltra

S

ho

rt T

erm

F

un

d

` 1

000/-

an

d in

mu

ltip

les

of

`

1/-

th

ere

aft

er

or

acco

un

t b

ala

nce w

hic

hever

is lo

wer

NA

T

+1

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- ` 5

00

Mo

nth

ly- `

500

Qu

art

erl

y-

` 1

000

Half

Yearl

y- ` 2

000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

` 5

00

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Peerl

ess S

ho

rt

Term

Fu

nd

` 1

000/-

an

d in

mu

ltip

les

of

` 1

/- t

here

aft

er

100 u

nit

s o

r acco

un

t b

ala

nce w

hic

hever

is

low

er

T+

1

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- `

500

Mo

nth

ly- `

500

Qu

art

erl

y- `` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

` 5

00/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

`

500

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Peerl

ess

Fle

xib

le

Inco

me F

un

d

` 1

000/-

an

d in

mu

ltip

les

of

` 1

/- t

here

aft

er

100 u

nit

s o

r acco

un

t b

ala

nce w

hic

hever

is

low

er

T+

1

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly-

`

500

Mo

nth

ly- `

500

Qu

art

erl

y- ` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

`

500

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Peerl

ess

Inco

me

Plu

s F

un

d

`

1000/-

an

d in

mu

ltip

les

o

f ` 1

/- t

here

aft

er

100 u

nit

s o

r acco

un

t b

ala

nce w

hic

hever

is

low

er

T+

2

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- `

500

Mo

nth

ly- `

500

Qu

art

erl

y- ` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

`

500

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Peerl

ess 3

in

1 F

un

d

` 1

000/-

or

acco

un

t b

ala

nce, w

hic

h e

ver

is

low

er

100 u

nit

s o

r acco

un

t b

ala

nce w

hic

hever

is

low

er

T+

3

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- `

500

Mo

nth

ly- `

500

Qu

art

erl

y- ` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

`

500

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Peerl

ess E

qu

ity

Fu

nd

`

1000/-

or

acco

un

t b

ala

nce, w

hic

h e

ver

is

low

er

100 u

nit

s o

r acco

un

t b

ala

nce w

hic

hever

is

low

er

T+

3

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- `

500

Mo

nth

ly- `

500

Qu

art

erl

y- ` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

`

500

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Peerl

ess L

on

g

Term

Ad

van

-ta

ge F

un

d

` 1

000/-

or

acco

un

t b

ala

nce, w

hic

h e

ver

is

low

er

100 u

nit

s o

r acco

un

t b

ala

nce w

hic

hever

is

low

er

T+

3

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- `

500

Mo

nth

ly- `

500

Qu

art

erl

y- ` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts,

Mo

nth

ly 1

2 in

sta

llm

en

ts,

Qu

art

erl

y 4

in

sta

llm

en

ts, H

alf

Y

earl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

er-

n

ate

Wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/

qu

art

er

an

d h

alf

yearl

y

*Yes

Mo

nth

ly

&

Qu

art

erl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

*Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 50/-

each

F

ort

nig

htl

y W

eekly

&

Mo

nth

ly

`

500 e

ach

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Peerl

ess

Mid

cap

Fu

nd

` 1

000/-

or

acco

un

t b

ala

nce, w

hic

h e

ver

is

low

er

100 u

nit

s o

r acco

un

t b

ala

nce w

hic

hever

is

low

er

T+

3

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- `

500

Mo

nth

ly- `

500

Qu

art

erl

y- ` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts,

Mo

nth

ly 1

2 in

sta

llm

en

ts,

Qu

art

erl

y 4

in

sta

llm

en

ts, H

alf

Y

earl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

er-

n

ate

Wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/

qu

art

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

&

Qu

art

erl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 50/-

each

F

ort

nig

htl

y W

eekly

&

Mo

nth

ly

`

500 e

ach

Dail

y,

Weekly

(every

Wed

nes-

day)

Fo

rtn

igh

tly(e

very

alt

er-

nate

Wed

nesd

ay)M

on

thly

(as

on

sp

ecif

ied

date

s)

Note

: T

he T

ruste

e w

ill e

nde

avo

r to

de

cla

re t

he

Div

iden

d a

s p

er

the s

pe

cifie

d f

req

uen

cie

s,

su

bje

ct

to a

va

ilab

ility

of

dis

trib

uta

ble

su

rplu

s c

alc

ula

ted

in

accord

an

ce

with

th

e R

eg

ula

tio

ns.

Th

e a

ctu

al

de

cla

ratio

ns o

f D

ivid

en

d a

nd

fre

qu

en

cy w

ill inte

r-a

lia d

ep

en

d o

n a

vaila

bili

ty o

f d

istr

ibu

table

su

rplu

s

ca

lcula

ted

in a

ccord

an

ce

with S

EB

I (M

F)

Reg

ula

tio

ns a

nd t

he d

ecis

ion

s o

f th

e T

ruste

e s

ha

ll b

e f

inal

in t

his

reg

ard

. T

he

re i

s n

o a

ssu

ran

ce

or

gua

ran

tee

to

th

e U

nit h

old

ers

as t

o t

he

ra

te o

f D

ivid

en

d n

or

tha

t th

e D

ivid

en

d w

ill b

e p

aid

re

gula

rly.

Div

ide

nd p

aya

ble

un

de

r D

ivid

end

Pa

yo

ut

op

tio

n

(Wee

kly

Op

tion

) is

eq

ual to

or

less t

ha

n `

500

th

en

the

Div

ide

nd

wo

uld

be c

om

pu

lso

rily

rein

ve

ste

d in t

he o

ptio

n o

f th

e S

ch

em

e.

In c

ase

an inve

sto

r fa

ils t

o s

pe

cify h

is p

refe

ren

ce o

f P

lans/S

ub

Pla

ns/O

ptio

ns in

th

e b

elo

w m

en

tio

ned

sch

em

es,

the

de

fault P

lan

/Su

b P

lan

/Op

tio

ns w

ou

ld b

e a

s a

bo

ve

. *

SW

P/S

TP

availa

ble

only

aft

er

co

mp

letio

n o

f sta

tuto

ry lo

ck-i

n p

eri

od

of 3

ye

ars

fro

m t

he

da

te o

f in

ve

stm

en

t b

y t

he

in

ve

sto

r.

Any in

form

ation

here

in c

onta

ined

do

es n

ot

con

stitu

te a

nd

sh

all

be

de

em

ed

no

t to

con

stitu

te a

n a

dvic

e,

an

offe

r to

sell/

purc

ha

se

or

as a

n invita

tio

n o

r solic

ita

tio

n t

o d

o s

o f

or

any s

ecu

ritie

s o

f a

ny e

ntity

, a

nd

fu

rth

er, P

ee

rle

ss F

un

ds M

an

ag

em

en

t C

o.

Ltd

. (P

FM

CL).

Its

su

bsid

iaries /

affili

ate

s/ sp

on-

so

rs / tru

ste

e (

Pe

erl

ess F

un

ds M

an

ag

em

en

t C

o L

td. G

rou

p)

or

their

off

ice

rs,

em

plo

ye

es,

pe

rso

nn

el, d

ire

cto

rs m

ay b

e a

sso

cia

ted in a

co

mm

erc

ial, p

rofe

ssio

nal o

r p

ers

on

al ca

pa

city o

r m

ay h

ave a

co

mm

erc

ial in

tere

st in

clu

din

g a

s p

rop

rieta

ry t

rad

ers

in o

r w

ith s

ecu

ritie

s a

nd /

or

co

mp

an

ies o

r is

su

es

or

ma

tte

rs a

s c

onta

ine

d in

this

pu

blic

atio

n a

nd s

uch

co

mm

erc

ial cap

acity o

r in

tere

st

wh

eth

er

or

not

diffe

ring

with

or

co

nflic

ting

with

this

pub

lica

tio

n,

sh

all

no

t m

ake

or

ren

de

r (P

FM

CL

Gro

up

) lia

ble

in a

ny m

an

ne

r w

ha

tso

eve

r &

(P

FM

CL

Gro

up

) o

r a

ny o

f th

eir

offic

ers

, e

mp

loyee

s,

pe

rso

nnel, d

ire

c-

tors

sh

all

no

t b

e lia

ble

fo

r a

ny lo

ss,

da

ma

ge

, lia

bili

ty w

ha

tso

eve

r fo

r a

ny d

ire

ct

or

indir

ect

loss a

risin

g f

rom

th

e u

se

or

acce

ss o

f a

ny i

nfo

rma

tio

n t

hat

may b

e d

isp

laye

d in

this

pu

blic

ation

fo

rm t

ime

to

tim

e.

Re

cip

ien

ts o

f th

e in

form

atio

n c

on

tain

ed

here

in s

ho

uld

exe

rcis

e d

ue

care

an

d c

au

tio

n a

nd

rea

d t

he S

ch

em

e i

nfo

rma

tio

n D

ocu

me

nt(

s)

and

Sta

tem

en

t o

f A

dditio

nal in

form

atio

n (

inclu

din

g i

f n

ece

ssa

ry,

ob

tain

ing

th

e a

dvic

e o

f ta

x/

lega

l/a

cco

un

ting

/ fina

ncia

l/ o

ther

pro

fessio

nals

) p

rior

to t

akin

g o

f a

ny d

ecis

ion

, a

ctin

g o

r o

mittin

g to

act,

on t

he b

asis

of

the i

nfo

rma

tion

con

tain

ed

he

rein

. T

he

pri

ntin

g a

nd

ma

iling

cost

this

ne

wsle

tter

is c

harg

ed

to

th

e r

espe

ctive s

ch

em

es s

ub

ject

to S

ecu

rities &

Exc

ha

ng

e B

oa

rd o

f In

dia

(M

utu

al F

und

s)

Re

gu

latio

ns, 1

99

6.

CA

RE

Ra

tin

g M

eth

od

olo

gy:

Pe

erl

ess L

iquid

Fun

d,

Pe

erl

ess U

ltra

Sh

ort

Te

rm F

un

d ,

Pee

rless S

hort

Term

Fun

d &

Pe

erl

ess F

lexib

le I

nco

me

Fu

nd h

ave b

een

assig

ne

d “

Cre

dit R

isk R

atin

g A

AA

mfs

” b

y C

AR

E R

ating (

Cre

dit A

naly

sis

an

d R

ese

arc

h L

imite

d)

CA

RE

’s f

un

d c

red

it q

ualit

y r

atin

gs a

re

op

inio

ns o

n t

he o

ve

rall

cre

dit q

ualit

y o

f sp

ecific

de

bt

mu

tua

l fu

nd

. T

he r

atin

g c

ap

ture

s f

un

d’s

ove

rall

exp

osure

to

de

fault r

isk.

CA

RE

use

s t

he

co

ncep

t o

f cre

dit s

core

s,

assig

ne

d t

o in

div

idu

al se

cu

ritie

s, a

s p

er

cre

dit s

co

rin

g m

atr

ix d

eve

lope

d b

y C

AR

E.

The

score

is e

sse

ntially a

fun

ction

of

the c

redit

qu

alit

y a

nd

ratin

g o

f se

cu

rity

an

d its

in

tern

al re

sid

ual m

atu

rity

. T

he

ra

tin

g inclu

de

s a

sse

ssm

en

t o

f va

rio

us q

ualit

ative

fa

cto

rs in

clu

din

g m

an

ag

em

en

t q

ua

lity a

nd

ma

na

ge

me

nt

info

rma

tio

n s

yste

ms a

nd

ris

k m

an

ag

em

en

t syste

ms in

va

rio

us o

pe

ratio

nal are

as.

CA

RE

re

vie

ws t

he

rela

ted

mu

tua

l fu

nd

on

an

on

goin

g b

asis

to

su

ppo

rt its

pu

blis

he

d r

ating

op

inio

ns.

A d

eta

iled

me

tho

do

log

y c

an

be

sou

rce

d fro

m w

ww

.ca

rera

tin

gs.c

om

or

Cre

dit A

na

lysis

& R

esea

rch

Ltd

. S

tatu

tory

deta

ils

: P

ee

rle

ss M

utu

al F

und

ha

s b

ee

n e

sta

blis

he

d a

s a

Tru

st u

nd

er

the

In

dia

n T

rusts

Act,

188

2,

sp

on

sore

d b

y T

he

Pe

erl

ess G

en

era

l F

ina

nce

& In

vestm

en

t C

om

pa

ny L

imite

d (

liabili

ty r

estr

icte

d t

o R

s 1

La

kh).

T

ruste

e:

Pe

erl

ess T

rust

Ma

nag

em

en

t C

o.

Lim

ite

d In

ve

stm

en

t M

an

ag

er:

Pe

erl

ess F

un

ds M

an

ag

em

en

t C

o.

Lim

ite

d(t

he

AM

C)

MU

TU

AL

FU

ND

IN

VE

ST

ME

NT

S A

RE

SU

BJ

EC

T T

O M

AR

KE

T R

ISK

S,

RE

AD

AL

L S

CH

EM

E R

EL

AT

ED

DO

CU

ME

NT

S C

AR

EF

UL

LY.

This

fa

ct

sh

ee

t is

for

info

rma

tio

nal p

urp

ose

only

an

d u

nde

r n

o c

ircu

msta

nce

s is to

be u

se

d o

r co

nsid

ere

d a

s a

n inve

stm

en

t a

dvic

e

15

16

Reach us in at

PEERLESS MUTUAL FUND OFFICES

Registered Office: Peerless Funds Management Co. Limited, 3rd Floor, Peerless Mansion, 1, Chowringhee Square, Kolkata - 700 069. Tel 033 4018 5000, Fax : 033 40185010. CIN No:

U65990WB2009PLC134537 Investment & Operations Office : 102, Centrepoint, J.B. Nagar, Andheri - Kurla Road, Andheri (East) , Mumbai – 400 059. Tel 022 6177 9922 Toll Free : 1800 103 8999 Fax : 022 6177 9996. Branches/Customer Service Centres :

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PR0DUCT LABELING

NAME OF THE SCHEME THESE PRODUCTS ARE SUIABLE FOR INVESTORS WHO ARE SEEKING* RISKOMETER

Peerless Liquid Fund

(An Open Ended Liquid Scheme) Income over short term.

Investment in debt and money market instruments.

Peerless Ultra Short Term Fund

(An Open Ended Debt Scheme) Income over short term.

Investment in money market and short term debt instruments.

Peerless Short Term Fund

(An Open Ended Debt Scheme) Income over short to medium term.

Investment in debt and money market instruments.

Peerless Flexible Income Fund

(An Open Ended Debt Scheme) Income over medium to long term.

Investment in debt instruments including bonds, debentures and

government securities and money market instruments over various maturity periods.

Peerless Income Plus Fund

(An Open Ended Debt Scheme) Income over medium to long term.

Investment in high quality fixed income securities and with a marginal

exposure to equity and equity related instruments.

Peerless 3 In 1 Fund

(An Open Ended Hybrid Scheme) Capital appreciation over long term.

Investment in fixed income securities equity & equity related instruments

and Gold Exchange Traded Funds and gold related instruments.

Peerless Equity Fund

(An Open Ended Equity Scheme) Capital appreciation over long term.

Investment in Equity & equity related securities diversified over various

sectors.

Peerless Midcap Fund

(An Open Ended Equity Scheme) Capital appreciation over medium to long term.

Investment in Equity & equity related securities of midcap companies.

Peerless Long Term Advantage Fund

(An Open Ended Equity Linked Savings Scheme) Capital appreciation over long term.

Investment in Equity & equity related Instruments.

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

happy - essel finance amc limited caused by the fcnr re-payments which began in september and will...

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