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Portfolio: Harrison Alvarez Not only are individuals and companies realizing the benefits of acquiring a business aircraft, they are further maximizing these benefits by financing through CIT Business Aircraft Finance. As an aircraft buyer, you will find that our Business Aircraft group can assist you in the acquisition and financing of the proper aircraft to match your business needs. With CIT, you can expect an ease in the acquisition and financing process, as well as the ability to preserve your capital for other business uses. We offer competitive rates and terms, and use our experience to structure a plan that meets your requirements. Our financing products are available on new and pre-owned fixed wing aircraft and helicopters Recourse and Non-Recourse Structures Progress Payment Financing Debt Financing and Refinancing Operating, Finance, Sales Leaseback and other lease products Committed to your success With more than 30 years of experience and originations exceeding $20 billion, our Business Aircraft group is among the world’s premier financial services organizations with domestic and international expertise. We’ve built one of the strongest, most knowledgeable financing organizations in the industry and are committed to the market through our long-standing industry memberships. About CIT Founded in 1908, CIT (NYSE: CIT) is a bank holding company with more than $35 billion in financing and leasing assets. It provides financing, leasing and advisory services to its clients and their customers across more than 30 industries. CIT maintains leadership positions in middle market lending, factoring, retail and equipment finance, as well as aerospace, equipment and rail leasing. CIT operates CIT Bank (Member FDIC), its primary bank subsidiary, which, through its Internet bank BankOnCIT.com, offers a suite of savings options designed to help customers achieve a range of financial goals. cit.com No private wealth requirement Unlike many of our competitors, our focus is on financing your aircraft. CIT does not require a private wealth commitment in order to finance an aircraft with us. Select Financings by Region: Securities and investment banking services offered through CIT Capital Securities LLC, an affiliate of CIT. © 2014 CIT Group Inc., CIT and the CIT logo are registered service marks of CIT Group Inc. United Kingdom December 2013 Canada March 2013 2007 Global 5000 Mexico April 2013 Panama December 2013 South Africa January 2014 China May 2013 Taiwan December 2013 Russia August 2013 Taiwan September 2013 Americas Africa and Europe Asia Permanent Debt Financing Permanent Debt Financing Permanent Debt Financing Permanent Debt Financing Permanent Debt Financing Progress Payment Financing & Permanent Debt Financing Permanent Debt Financing Operating Lease Financing Permanent Debt Financing 2010 Learjet 60XR 2006 Gulfstream G150 2013 Gulfstream G550 2013 Gulfstream G450 1998 Falcon 900EX 2013 Embraer Legacy 650 2008 Gulfstream G450 2006 Embraer Legacy 600 Brochures Ready when you are When sourcing your aircraft, there is no substitute for experience. For that reason alone, many companies and individuals worldwide are financing their jets through CIT Business Aircraft Finance. CIT Business Aircraft Finance has five global locations. For information about financing in your region contact: [email protected] Mike Kahmann Managing Director Tel: +1 954 359 4646 [email protected] CIT Business Aircraft Finance 1000 South Pine Island Rd. Suite 500 Ft. Lauderdale, FL 33324 (USA) cit.com/businessair Global Aircraft Financing Solutions cit.com/businessair CIT Business Aircraft Finance Put Knowledge to Work Put Knowledge to Work

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Portfolio: Harrison Alvarez

Not only are individuals and companies realizing the

benefits of acquiring a business aircraft, they are further

maximizing these benefits by financing through CIT

Business Aircraft Finance. As an aircraft buyer, you will

find that our Business Aircraft group can assist you in the

acquisition and financing of the proper aircraft to match

your business needs. With CIT, you can expect an ease in

the acquisition and financing process, as well as the ability

to preserve your capital for other business uses.

We offer competitive rates and terms, and use our

experience to structure a plan that meets your

requirements.

Our financing products are available on new and

pre-owned fixed wing aircraft and helicopters

Recourse and Non-Recourse Structures

Progress Payment Financing

Debt Financing and Refinancing

Operating, Finance, Sales Leaseback

and other lease products

Committed to your success

With more than 30 years of experience and originations

exceeding $20 billion, our Business Aircraft group

is among the world’s premier financial services

organizations with domestic and international expertise.

We’ve built one of the strongest, most knowledgeable

financing organizations in the industry and are

committed to the market through our long-standing

industry memberships.

About CIT

Founded in 1908, CIT (NYSE: CIT) is a bank holding

company with more than $35 billion in financing and

leasing assets. It provides financing, leasing and

advisory services to its clients and their customers

across more than 30 industries. CIT maintains leadership

positions in middle market lending, factoring, retail and

equipment finance, as well as aerospace, equipment and

rail leasing. CIT operates CIT Bank (Member FDIC), its

primary bank subsidiary, which, through its Internet

bank BankOnCIT.com, offers a suite of savings options

designed to help customers achieve a range of

financial goals. cit.com

No private wealth requirement

Unlike many of our competitors, our focus is on

financing your aircraft. CIT does not require a

private wealth commitment in order to finance

an aircraft with us.

Select Financings by Region:

Securities and investment banking services offered through CIT Capital Securities LLC, an affiliate of CIT.

© 2014 CIT Group Inc., CIT and the CIT logo are registered service marks of CIT Group Inc.

United KingdomDecember 2013

CanadaMarch 2013

2007Global 5000

MexicoApril 2013

PanamaDecember 2013

South AfricaJanuary 2014

ChinaMay 2013

TaiwanDecember 2013

RussiaAugust 2013

TaiwanSeptember 2013

Americas

Africa and Europe

Asia

Permanent Debt FinancingPermanent Debt Financing Permanent Debt Financing

Permanent Debt Financing Permanent Debt FinancingProgress Payment Financing& Permanent Debt Financing

Permanent Debt Financing Operating Lease Financing Permanent Debt Financing

2010Learjet 60XR

2006Gulfstream

G150

2013Gulfstream

G550

2013Gulfstream

G450

1998Falcon 900EX

2013Embraer

Legacy 650

2008Gulfstream

G450

2006Embraer

Legacy 600

Brochures

Ready when you are

When sourcing your aircraft, there is no substitute for

experience. For that reason alone, many companies

and individuals worldwide are financing their jets

through CIT Business Aircraft Finance.

CIT Business Aircraft Finance

has five global locations.

For information about

financing in your region

contact: [email protected]

Mike Kahmann

Managing Director

Tel: +1 954 359 4646

[email protected]

CIT Business Aircraft Finance

1000 South Pine Island Rd.

Suite 500

Ft. Lauderdale, FL 33324 (USA)

cit.com/businessair

Global Aircraft Financing Solutions

cit.com/businessair

CIT Business Aircraft Finance

Put Knowledge to Work Put Knowledge

to Work

Portfolio: Harrison Alvarez

Book Covers

Portfolio: Harrison Alvarez

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Welcome to CIT’s

APPAREL INDUSTRY LEADER’S BREAKFAST

Portfolio: Harrison Alvarez

HTML invitations

Portfolio: Harrison Alvarez

Infographics

This can lead to organizational implications as global

retailers struggle to meet the anywhere, anytime and

by any means expectation of their customers.

Omni-channel retailing

Vertical Intergration

PriceTransparency

Many retailers, specifically luxury players, are keeping

the design, warehousing, distribution, and logistics

functions in-house to improve profit margins.

The ability to comparison shop online is changing the

retail model and putting a lot of pressure on margins.

Cyber security is a global issue that disrupts the consumer’s

attitude towards a brand, and puts the brand’s reputation at

risk. It’s an issue leadership must attack head-on.

CyberSecurity

ChangingDemographics

Today’s consumers are younger, they are savvier and all

of them have grown up in a wired world. Retailers must

learn how to communicate with this new group.

Cross-Bordere-Commerce

The ease of international shopping has changed retail.

Price transparency has only supported this trend.

Analytics/Data

Successful retailers are using analytics to understand the

needs of the individual consumer in an effort to maximize

the customer experience.

WearableTechnology

The demand for “smart”, and/or functional apparel has

created a continuous need for innovation among retailers.

© 2015 CIT Group Inc. CIT and the CIT logo are registered service marks of CIT Group Inc.

For more articles like this visit cit.com/viewfromthemiddle. To share your feedback please email [email protected]: wwd.com (March 2015)

Advances in technology have helped to make the customer experience easier, but

they are disrupting the retail landscape at a rate too fast for retailers to react. Here

are the top 10 disruptors of concern for global retailers.

MobileCommunications

Retailers need to make sure they are providing a seamless

experience, enabling the customer to interact with their

business on a mobile basis.

TalentRequirements

The industry has changed and become more complex,

ushering in a need for new skill sets globally.

© 2015 CIT Group Inc. CIT and the CIT logo are registered service marks of CIT Group Inc.

To learn more about CIT’s maritime business, visit cit.com/maritime.For more articles like this visit cit.com/viewfromthemiddle. To share your feedback please email [email protected].

How do the goods of the world travel? Despite the proliferation of technological

advancements, an overwhelming 90 percent of everything we consume still comes

and goes on a ship, by sea. The shipping industry may be one of the oldest in the

world, but the globalized economy we enjoy would not exist without it.

cit.com/maritime

U.S. EconomyIn 2014, U.S. coastal ports

accounted for 26 percent of the

nation’s $17.4 trillion economy.

The leading U.S. ports on the East

Coast are located in New York and

New Jersey, accounting for 38

percent of North Atlantic trade.

The Port of Oakland occupies 19 miles

of waterfront on the eastern shore of

the San Francisco Bay, with 665 acres

devoted to maritime activities.

The average salary for a maritime

worker can range from $45,000

to $65,000 annually.

Three and a half billion tons of

cargo passes through Europe’s

1,200 seaports each year.

The number of containers shipped over

major ocean transport routes reached

184 million in 2015. It is estimated that

this number will quadruple by 2030.

As you read this, there are at

least 20 million containers

crossing the world.

Maritime Workers

Container Ships

Cargo

East Coast Ports

West Coast Ports

Containers

Exports

Worldwide

Here are some interesting facts about the worldwide maritime industry:

Fourteen percent of U.S. counties that are

adjacent to the coast produce 45 percent of

the nation’s GDP, with close to three million

jobs (1 in 50) directly dependent on the

resources of the oceans and Great Lakes.

Oceans and Lakes

The biggest container ships can

hold 745 million bananas in 15,000

containers. That’s one for every

European and North American!

60 percent of the nation’s export-bound

grain is transported on inland waterways.

Farmers depend on an efficient water-

transport system to compete and win

against foreign producers.

2015

© 2015 CIT Group Inc. CIT and the CIT logo are registered service marks of CIT Group Inc.

For more articles like this, visit www.cit.com/viewfromthemiddle. To share your feedback, please email [email protected].

cit.com/viewfromthemiddle

Retailers believe... 2014

their overall financial

condition is healthy

or very healthy.

the number of staff

devoted to Internet/

mobile sales channels

will increase.

believe mobile will play a

major part in increasing

sales over the next 3 years

72%

“one-stop shop” retailers,

such as Walmart or

Target, will become the

stores of the future.

79% 70%

62%

62% 61%

41%

Percentage who changed hiring

practices to keep with digital and

social strategy

YES

NO

N/A

3%

68%

29%

Top factors expected to have the greatest incremental impact on holiday sales:

Online Shopping

51%Fuel Prices

39%Black Friday Promotions

36%

Top Trends Inno

vation

Analy

tics

Secur

ity

Fre

e

Shipping

Web presence

of retailers believe

revenue is generally

growing from their

websites/web stores

71%

say revenue from their

websites is growing

faster than other

channels

30%http://

Portfolio: Harrison Alvarez

Postcards

CIT Group Inc. (NYSE: CIT) is a leading provider of

commercial lending, leasing and advisory services.

Matt Klein

Media Relations

cit.com/executivesourcebook

February 9th is “National Bagel Day” It’s a time for bagel lovers everywhere to come together and

celebrate this popular breakfast treat. So raise a cup of coffee

and make a spread if you need a story to fill, give us a call.

973.597.2020

[email protected]

Have a hole in your story?

Protect your accounts receivable with CIT!

Portfolio: Harrison Alvarez

Corporate Logos

CIT chirpsCIT Employee Wellness Program

Balance

Portfolio: Harrison Alvarez

Illustrations