greystone lifestyle

Tremendous Character In

This Bentley Manor Home

Exclusively Presented By

Homeownership Tax BreaksMore Green In Your Wallet!

Fall in Love with CheeseFondue from The Melting Pot

sweet sailingAbove deck adventures

G R E Y S T O N E

4th Generation Real Estate Expert

[email protected]

www.JoshDym.com10 Dominion Drive | San Antonio, TX 78257

Information is deemed reliable but not guaranteed. Properties on this list have been listed/sold by various participants in the MLS.

Featured Cover Home in Bentley Manor

Real Estate Activity in GreystoneAddress Sq. Ft. Days on Market List/Sold Price Price per Sq. Ft.CURRENTLY FOR SALE19107 Nature Oaks 3,451 213 $375,000 $108.661723 Greystone Ridge 6,360 13 $899,900 $141.49

RECENTLY SOLD 1406 Grey Flint Cove 2,831 83 $389,900 $137.721611 Greystone Ridge 6,511 77 $1,750,000 $268.77

KNOWLEDGEover words

RESULTSover promises

ACTIONSover stagnation

RISING ABOVEthe status quo

211 Geddington4 Bed | 4 Full Bath | 2 Half Bath

5,082 SQFT | .71 Acre | $1,150,000

Nannette Gagne Escrow Officer

210.698.0924 Office 210.838.4007 Mobile

[email protected]

jeffersonbank.com/mortgages

Todd M. Schneider NMLS# 812337

371 North Main Street Boerne, TX 78006(830) [email protected]

NMLS 597833

Do you have big plans for the New Year?Use the cash from a home equity loan

to get a jump start on them.

Planning to renovate your home?

Consider a home improvement loan to kick off the project now.

Call me for a freeconsultation today:

If your home is currently listed, this is not a solicitation for that listing. Produced by UpscaleRealEstateMarketing.com • 877.660.0996

Going “green” may provide some more green in your wallet come tax refund time. Some of the energy efficiency deductions that were available to homeowners in 2013 have expired. But, there are some deductions still available that you can take advantage of. Homeowners have two more years (through 2016) to take advantage of a 30% credit for installing alternative-energy equipment such as solar hot-water heaters, solar electric equipment, geothermal heat pumps and wind turbines. With residential energy efficiency deductions you don’t just write-off the cost of the system itself, in some cases you may also include the cost of labor and installation. And a tax credit is actually better than a deduction. Deductions reduce your taxable income. With a tax credit, you get a dollar-for-dollar reduction in your tax liability. Use IRS Form 5695 to claim these credits. There may also be other tax rebates or tax credit programs available. Using the Database of State Incentives for Renewables and Efficiency (DSIRE) you can research to learn about any incentives available to you.

Some other tax credits or deductions homeowners should be aware of are:• MORTGAGE INTEREST. Unless the size of your home loan exceeds $1 million, all of your interest is deductible. This includes interest on your primary residence as well as a second home.• MORTGAGE POINTS. Fortunately, come tax filing time, taxpayers can deduct all of the mortgage points they paid that year. Homeowners who paid points to refinance their mortgages or take out a home equity loan or line of credit are also eligible for the deduction.• REAL ESTATE TAXES. A tax deduction on a tax may seem a bit like an oxymoron, but this deduction is designed to keep income tax from being spent on property tax.• PROFIT ON THE SALE OF YOUR HOME. This exemption keeps homeowners from paying capital gains on the sale of their home. If you had a profit of $250,000 as an indi-vidual or $500,000 as a couple that profit falls within the tax free limit as long as you have lived in the home for at least two years before selling it.

• SELLING COSTS. Sellers can itemize costs incurred from selling their home. Marketing and realtor fees, closing fees, repairs and capital improvements can all be deducted. Consult your tax advisor or accountant for the particulars of your situation and which of these may apply.

Totally over the crowded cruise scene? Bored with running to and from the same old beaches? Have we got a new vacation idea for you! Why not charter your own private yacht to cruise you and your crowd around the Caribbean? Or maybe meander about the Mexican Riviera in a catamaran with a few of your favorite friends? Yachting gives you a luxurious vacation experience unlike any other, all tailored to your specific needs and desires...without all the people. Sounds divine, doesn’t it? Whether you’re heading to the Virgin Islands or going south of the border to ole Mexico, chartering a yacht gives you several options to make the most of your time off. Charter companies can help you plan your trip, from what type of yacht to travel in to what you’ll see and eat along the way.

The first decision after choosing a destination and getting your air transportation set is to pick the type of yacht in which to sail. Choices include catamarans, monohulls, and motor yachts. Most travelers select the catamaran for its speed, spaciousness, and smooth ride (seasickness is not really an issue on a cat), though those looking for a true, more romantic sailing experience may opt for the monohull. For larger groups who want the ultimate in luxury, motor yachts are the optimal choice. Next, you’ll need to decide if you simply want to charter a captain to cruise you around to all the hot spots or if you want a personal chef and extended crew along, too. With your own private staff, you have someone aboard to take you to all the top destinations and secret hideaways.

Want to snorkel? Your crew will have the equipment right there on board and know where to see the best marine life. And, you’ll not pay extra add-on fees as you do when coming ashore from a large cruise ship, battling the throngs. And when it comes to dining, forget the buffet-style food cooked up for thousands. On board a charter yacht, you pick out what you want to eat and when you want to eat it. Eggs Benedict and mimosas at sunrise on your own private deck? Done. Margaritas post snorkel? No problem. Lobster and champagne at sunset. Now we’re talking. For discerning travelers looking for the ultimate in privacy, service, and special memories, chartering a yacht may be just what the doctor ordered. Happy yachting!

WISCONSIN TRIPLE CHEESE FONDUE

The Melting Pot | MeltingPot.com 14855 Blanco Road | 210.479.6358

In Good Taste

TAX TIPS FOR HOMEOWNERS

St.Patrick’s Day Arts & Crafts ShowThe Riverwalk | March 13-15TheSanAntonioRiverWalk.com | 210.227.4262Enjoy a stroll along the picturesque River Walk and stop to talk to our vendors who are anxious to share information about their craft. Participating vendors display some of the most unique handmade merchandise available. Whether its jewelry, pottery or fine art you are interested in, you are sure to find what you’re looking for!

Culinaria 5k Wine & Beer RunThe Shops at La Cantera | March 21Culinariasa.org | 210.822.9555Participants run or walk through and around the mall while enjoying the view of the beautiful Texas Hill Country. This, alone, captures the attention of so many runners that are used to exercising on the typical streets and sidewalks of the city. If that was not enough to entice you, maybe having a post-race reception will be. Imagine, once you cross the finish line, you are greeted by the sights and sounds of celebration. The reception takes place immediately following the race and includes dishes prepared by some of San Antonio’s own chefs, along with wine, beer, entertainment, and the awards ceremony.

Aspen Sante Fe BalletMajestic Theatre | April 10ARTSSA.org | 210.226.2891Ranging from the accessible to the sophisticated, ASFB repertoire resonates with eclecticism and energy. The company exudes a European aesthetic charged with American vigor. It blends dance athleticism and classical refinement celebrating the spirit of the American West. ASFB’s repertoire speaks a complex language, challenges its audience and advances the art form.

Viva BotanicaSan Antonio Botanical Garden | April 18SABOT.org | 210.207.3250Join the fiesta fun at the San Antonio Botanical Garden for this annual spring celebration. Decorate your wagons and bring the kids for a parade through the garden. Children’s craft activities and entertainment. Don’t forget there will be a plant sale, too!

Native Plant Landscape Design ClassMitchell Lake Audubon Center | April 25Mitchelllake.Audubon.org | 210.268.1639Native plants and special design features can create a beautiful landscape that also creates a haven for interesting birds and butterflies. Join us as we learn how to create a design on graph paper, what features to incorporate, as well as some common drought hardy plants to include so that you can open your back door to a world of wildlife.

MARCH | APRIL 2015

Event Calendarcome sail away...INGREDIENTS:

1 1/2 c shredded Butterkase

1 1/2 c shredded Fontina cheese

3 tbsp all-purpose flour

3/4 c white wine

1/4 c dry sherry

2 tsp chopped shallots

1 tsp freshly ground pepper

1/4 c crumbled blue cheese

2 tbs chopped scallions

INSTRUCTIONS:

Toss the Butterkase and Fontina cheeses with the flour in

a bowl. Place a metal bowl over a saucepan filled with

two inches of water. You may also use a conventional

double boiler. Bring the water to a boil over high

heat. Reduce the heat to medium and pour the wine

and sherry into the bowl. Stir in the shallots using a

fork. Cook for 30 seconds stirring constantly.

Add half of the cheese blend, and stir constantly until

the cheese is melted. Add the remaining cheese blend

a small amount at a time stirring constantly. Fold in the

pepper and blue cheese. Pour into a warm fondue

pot and keep warm over low heat. Garnish with the

scallions.

Going “green” may provide some more green in your wallet come tax refund time. Some of the energy efficiency deductions that were available to homeowners in 2013 have expired. But, there are some deductions still available that you can take advantage of. Homeowners have two more years (through 2016) to take advantage of a 30% credit for installing alternative-energy equipment such as solar hot-water heaters, solar electric equipment, geothermal heat pumps and wind turbines. With residential energy efficiency deductions you don’t just write-off the cost of the system itself, in some cases you may also include the cost of labor and installation. And a tax credit is actually better than a deduction. Deductions reduce your taxable income. With a tax credit, you get a dollar-for-dollar reduction in your tax liability. Use IRS Form 5695 to claim these credits. There may also be other tax rebates or tax credit programs available. Using the Database of State Incentives for Renewables and Efficiency (DSIRE) you can research to learn about any incentives available to you.

Some other tax credits or deductions homeowners should be aware of are:• MORTGAGE INTEREST. Unless the size of your home loan exceeds $1 million, all of your interest is deductible. This includes interest on your primary residence as well as a second home.• MORTGAGE POINTS. Fortunately, come tax filing time, taxpayers can deduct all of the mortgage points they paid that year. Homeowners who paid points to refinance their mortgages or take out a home equity loan or line of credit are also eligible for the deduction.• REAL ESTATE TAXES. A tax deduction on a tax may seem a bit like an oxymoron, but this deduction is designed to keep income tax from being spent on property tax.• PROFIT ON THE SALE OF YOUR HOME. This exemption keeps homeowners from paying capital gains on the sale of their home. If you had a profit of $250,000 as an indi-vidual or $500,000 as a couple that profit falls within the tax free limit as long as you have lived in the home for at least two years before selling it.

• SELLING COSTS. Sellers can itemize costs incurred from selling their home. Marketing and realtor fees, closing fees, repairs and capital improvements can all be deducted. Consult your tax advisor or accountant for the particulars of your situation and which of these may apply.

Totally over the crowded cruise scene? Bored with running to and from the same old beaches? Have we got a new vacation idea for you! Why not charter your own private yacht to cruise you and your crowd around the Caribbean? Or maybe meander about the Mexican Riviera in a catamaran with a few of your favorite friends? Yachting gives you a luxurious vacation experience unlike any other, all tailored to your specific needs and desires...without all the people. Sounds divine, doesn’t it? Whether you’re heading to the Virgin Islands or going south of the border to ole Mexico, chartering a yacht gives you several options to make the most of your time off. Charter companies can help you plan your trip, from what type of yacht to travel in to what you’ll see and eat along the way.

The first decision after choosing a destination and getting your air transportation set is to pick the type of yacht in which to sail. Choices include catamarans, monohulls, and motor yachts. Most travelers select the catamaran for its speed, spaciousness, and smooth ride (seasickness is not really an issue on a cat), though those looking for a true, more romantic sailing experience may opt for the monohull. For larger groups who want the ultimate in luxury, motor yachts are the optimal choice. Next, you’ll need to decide if you simply want to charter a captain to cruise you around to all the hot spots or if you want a personal chef and extended crew along, too. With your own private staff, you have someone aboard to take you to all the top destinations and secret hideaways.

Want to snorkel? Your crew will have the equipment right there on board and know where to see the best marine life. And, you’ll not pay extra add-on fees as you do when coming ashore from a large cruise ship, battling the throngs. And when it comes to dining, forget the buffet-style food cooked up for thousands. On board a charter yacht, you pick out what you want to eat and when you want to eat it. Eggs Benedict and mimosas at sunrise on your own private deck? Done. Margaritas post snorkel? No problem. Lobster and champagne at sunset. Now we’re talking. For discerning travelers looking for the ultimate in privacy, service, and special memories, chartering a yacht may be just what the doctor ordered. Happy yachting!

WISCONSIN TRIPLE CHEESE FONDUE

The Melting Pot | MeltingPot.com 14855 Blanco Road | 210.479.6358

In Good Taste

TAX TIPS FOR HOMEOWNERS

St.Patrick’s Day Arts & Crafts ShowThe Riverwalk | March 13-15TheSanAntonioRiverWalk.com | 210.227.4262Enjoy a stroll along the picturesque River Walk and stop to talk to our vendors who are anxious to share information about their craft. Participating vendors display some of the most unique handmade merchandise available. Whether its jewelry, pottery or fine art you are interested in, you are sure to find what you’re looking for!

Culinaria 5k Wine & Beer RunThe Shops at La Cantera | March 21Culinariasa.org | 210.822.9555Participants run or walk through and around the mall while enjoying the view of the beautiful Texas Hill Country. This, alone, captures the attention of so many runners that are used to exercising on the typical streets and sidewalks of the city. If that was not enough to entice you, maybe having a post-race reception will be. Imagine, once you cross the finish line, you are greeted by the sights and sounds of celebration. The reception takes place immediately following the race and includes dishes prepared by some of San Antonio’s own chefs, along with wine, beer, entertainment, and the awards ceremony.

Aspen Sante Fe BalletMajestic Theatre | April 10ARTSSA.org | 210.226.2891Ranging from the accessible to the sophisticated, ASFB repertoire resonates with eclecticism and energy. The company exudes a European aesthetic charged with American vigor. It blends dance athleticism and classical refinement celebrating the spirit of the American West. ASFB’s repertoire speaks a complex language, challenges its audience and advances the art form.

Viva BotanicaSan Antonio Botanical Garden | April 18SABOT.org | 210.207.3250Join the fiesta fun at the San Antonio Botanical Garden for this annual spring celebration. Decorate your wagons and bring the kids for a parade through the garden. Children’s craft activities and entertainment. Don’t forget there will be a plant sale, too!

Native Plant Landscape Design ClassMitchell Lake Audubon Center | April 25Mitchelllake.Audubon.org | 210.268.1639Native plants and special design features can create a beautiful landscape that also creates a haven for interesting birds and butterflies. Join us as we learn how to create a design on graph paper, what features to incorporate, as well as some common drought hardy plants to include so that you can open your back door to a world of wildlife.

MARCH | APRIL 2015

Event Calendarcome sail away...INGREDIENTS:

1 1/2 c shredded Butterkase

1 1/2 c shredded Fontina cheese

3 tbsp all-purpose flour

3/4 c white wine

1/4 c dry sherry

2 tsp chopped shallots

1 tsp freshly ground pepper

1/4 c crumbled blue cheese

2 tbs chopped scallions

INSTRUCTIONS:

Toss the Butterkase and Fontina cheeses with the flour in

a bowl. Place a metal bowl over a saucepan filled with

two inches of water. You may also use a conventional

double boiler. Bring the water to a boil over high

heat. Reduce the heat to medium and pour the wine

and sherry into the bowl. Stir in the shallots using a

fork. Cook for 30 seconds stirring constantly.

Add half of the cheese blend, and stir constantly until

the cheese is melted. Add the remaining cheese blend

a small amount at a time stirring constantly. Fold in the

pepper and blue cheese. Pour into a warm fondue

pot and keep warm over low heat. Garnish with the

scallions.

Tremendous Character In

This Bentley Manor Home

Exclusively Presented By

Homeownership Tax BreaksMore Green In Your Wallet!

Fall in Love with CheeseFondue from The Melting Pot

sweet sailingAbove deck adventures

G R E Y S T O N E

4th Generation Real Estate Expert

[email protected]

www.JoshDym.com10 Dominion Drive | San Antonio, TX 78257

Information is deemed reliable but not guaranteed. Properties on this list have been listed/sold by various participants in the MLS.

Featured Cover Home in Bentley Manor

Real Estate Activity in GreystoneAddress Sq. Ft. Days on Market List/Sold Price Price per Sq. Ft.CURRENTLY FOR SALE19107 Nature Oaks 3,451 213 $375,000 $108.661723 Greystone Ridge 6,360 13 $899,900 $141.49

RECENTLY SOLD 1406 Grey Flint Cove 2,831 83 $389,900 $137.721611 Greystone Ridge 6,511 77 $1,750,000 $268.77

KNOWLEDGEover words

RESULTSover promises

ACTIONSover stagnation

RISING ABOVEthe status quo

211 Geddington4 Bed | 4 Full Bath | 2 Half Bath

5,082 SQFT | .71 Acre | $1,150,000

Nannette Gagne Escrow Officer

210.698.0924 Office 210.838.4007 Mobile

[email protected]

jeffersonbank.com/mortgages

Todd M. Schneider NMLS# 812337

371 North Main Street Boerne, TX 78006(830) [email protected]

NMLS 597833

Do you have big plans for the New Year?Use the cash from a home equity loan

to get a jump start on them.

Planning to renovate your home?

Consider a home improvement loan to kick off the project now.

Call me for a freeconsultation today:

If your home is currently listed, this is not a solicitation for that listing. Produced by UpscaleRealEstateMarketing.com • 877.660.0996