B4 | Friday, March 1, 2019 | Charlevoix Courier CLASSIFIEDS

Misc for Sale

Attention VIAGRA and CIALIS USERS!

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Wanted to Buy

BUYING ATV’s, side by sides, snowmobiles, trailers, plowtrucks, boats, campers. Any and all condition, in need of repair or like new. CASH PAID. 231-881-3618 call or text.

BUYING: Autos, heavy machinery, farm equipment. Highest prices paid! Towing available. Clean up. Li-censed, insured. (231) 459-5476

I BUY junk cars and trucks. $25 - $150.

Call (231)218-3815

WANTED: Jeep Wrangler, anycondition, 1997 thru 2006. 4 or 6 cylinder, automatic or manual. Running or not running. CASH Paid. (231) 675-9919

Dogs

AKC Chocolate Labrador puppies. 9 weeks old. Shots, wormed. $500, males, $600, females. Serious inquiries. Call or text, (989)255-3360 or (989)619-4989

Silver/lab puppies. Extremely cute and ready to go. Born on 12/17/18. Shots, vet checked, dewormed and AKC papers. Located in Sears. Males $850. Females $1,000. (231) 734-2080

Real Estate

CommercialProperty

50x80 commercial build-ing. Radiant heat, full shop, crane, 24x40 off., 4 acre yard, truck plug-ins B2 zone. Out-side city limits, Johannes-burg, MI (989) 732-9468

Rentals

ApartmentFurnished

A PLACE FOR MOM has helped over a million fami-lies fi nd senior living. Our trust-ed local advisors help solutions to your unique needs at NO COST TO YOU! Call (844)291-0603.

ApartmentUnfurnished

East Jordan countryside, 1 bedroom apartment, kitchen, living room, bath. Year lease. Deposit. No pets. $575 a month includes electric. (231) 536-2871

Petoskey and Conway 2 bed-room units, $700 and up. In-cludes major utilities. Good credit required. Lease. No dogs or smoking. (231)838-1111.

Garage/Storage Space

Storage units for rent, heat-ed optional. Charlevoix Mini Storage, (231)547-5838.

Houses for Rent

Boyne City in-town. 3 bed-room, 2 bath, fi nished base-ment. Year lease. $1,450 permonth plus utilities. 1st month and security deposit. No smok-ing. (616) 698-7188.

Houses for Rent

Charlevoix 3 bedroom, 2 bath, 2 car garage, basement. 317Meech St. $1,000 a month plus utilities. (231) 330-3963.

Charlevoix cozy 1 bedroom, 1 bath, living room & kitchenette, 319 Meech St. $600 a month plus utilities. (231) 330-3963.

Walloon Lake, In the village. 2 bedroom, 2 bath, fi nished walkout basement. $1,100 month + utilities. 1 month plus security deposit. No smoking. (616) 581-8127

Rooms for Rent

For rent. 1 or 2 beds with at-tached bath. $165 or $180 per week. Furnished. Includes utili-ties, cable, WIFI. No pets. Alpine Country Inn, 9311 Old 27 South, Gaylord. (989)370-3915.

Rooms for Rent Extended Stay. Construction rates avail-able. Housekeeping, cable, phone, microwave, fridge, WI-FI, utilities. No smoking/pets. Coach House Inn, 1011 US-31 N., Petoskey. (231)347-8281.

VacationRentals

Timeshare Cancelation GET OUT OF YOUR TIME-SHARE! Our timeshare exit strategy has helped thousands of people leave their timeshares. It’s time to leave yours too. Let us help you exit your Timeshare today! 855-283-7421

Auto

Cars - Used

DONATE YOUR CAR TO CHARITY.

Receive maximum value of write off for your taxes. Running or not! All conditions accepted.Free pickup. Call for details. 855-407-9071.

Pickups

2011 Ford F-150 XL, 4x4, regular cab. WAS $10,500.

NOW $9999(231)437-3501

budgetofcharlevoix.com

2015 Chevrolet Silverado2500 HD LTZ diesel, 108,000 miles. Like new inside/out. 5th wheel hitch. $39,000 or best. (231) 330-6331.

SUVs &4 Wheel Drives

2007 Mazda CX7, 4x4 Sport, 3rd row seating. WAS $6,499

NOW $5999 (231)437-3501

budgetofcharlevoix.com

2008 Jeep Liberty Sport, 4x4, sunroof, Black. WAS $7,499

NOW $6999(231)437-3501

budgetofcharlevoix.com

2015 Jeep Compass, North Edition, 4x4, with moon roof $9,999.

(231)437-3501budgetofcharlevoix.com

SUVs &4 Wheel Drives

HOOD’S RUST-FREE2003 Honda Element EX, automatic, loaded. Recenttires and front & rear brakes.(2) owners, no accidents.170,000 miles. Kentucky ve-hicle. $6,450. (231)548-2192 hoodsusedcars.com

Vans

Handicap Vans - Over 20 with low mileage,Side Ramp and lowered fl oor. Family Business. Call Ris 517-230-8865. Delivery Free.HandicapVansLansing.com

Watercraft

Boat Slip For rent. All new, max 46’/60’. Great Location, Gated Duncan Bay. Pool, club-house, beach, divider pier, boat box, 4 way tie down. (231)838-9922.

BOAT SLIP, Rent For Sea-son on Lake Charlevoix. Quiet, Clean, EZ docking. Beautiful Views. Close to Restaurants and Shopping. Name/number, please. (231)313-5524.

ExecutorsAdmin Notice

NOTICE TO ALL CREDITORSDECEDENT’S TRUST

Pursuant to the Michigan Trust Code.

Trust of FLORENCE LARSEN, Deceased.Date of Birth: 2/9/1930

TO ALL CREDITORS:

NOTICE TO CREDITORS: The Grantor, Florence Larsen, the decedent, who lived at 3948County Road 489, Onaway, Michigan 49765 died on November 19, 2018. There is no Personal Representative of the Grantor’s Estate to whom Letters of Administration havebeen issued.

Creditors of the decedent are notifi ed that all claims against the Trust Estate of the deceased will be forever barred unless presented to Russell Wolff, First Successor Trustee of the Flor-ence Larsen Living Trust, and any amendments thereto, atthe offi ce of Robert L. Hoffman, Attorney at Law, within four (4) months after the date of publi-cation of this Notice.

Notice is further given that the Trust will thereafter be assigned and distributed to the persons entitled to it.Dated: March 1, 2019

Robert L. Hoffman (P15046)Attorney at Law103 Belvedere AvenueCharlevoix, MI 49720(231) 547-9941

Russell Wolff, First Successor Trustee% Hoffman & Hoffman103 Belvedere Avenue

Charlevoix, Michigan 49720(L-3/1)

Foreclosure

FORECLOSURE NOTICE RAN-DALL S. MILLER & ASSOCI-ATES, P.C. MAY BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED MAY BE USED FOR THAT PUR-POSE. IF YOU ARE A MILITARY SERVICEMEMBER ON ACTIVE DUTY NOW OR IN THE PRIOR TWELVE MONTHS, PLEASE CONTACT OUR OFFICE. Mortgage Sale - Default has been made in the conditions of a certain mortgage made by Jeremy D Biggerstaff, married and Nicole L Henning, married, husband and wife to JPMorgan Chase Bank, N.A., Mortgagee, dated February 20, 2009, and recorded on March 12, 2009, in Liber 879, Page 433, Charlevoix County Records, said mortgage was assigned to Carrington Mortgage Services, LLC by an Assignment of Mortgage dated February 23, 2017 and recorded March 03, 2017 in Liber 1153, Page 128, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Thousand Three Hun-dred Eighty-Three and 79/100 ($100,383.79) including interest at the rate of 5.50000% per an-num. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, at the place of holding the Cir-cuit Court in said Charlevoix County, where the premises to be sold or some part of them are situated, at 11:00 AM on March 22, 2019 Said premises are situated in the Township of Hayes, Charlevoix County, Michigan, and are described as: Lot 10, Tunison Subdivision, according to the plat thereof, recorded in the office of the Register of Deeds for Charlevoix County, Michigan. Commonly known as: 8263 SHIRGLEY RD, CHARLEVOIX, MI 49720 If the property is eventually sold at foreclosure sale, the redemp-tion period will be 6.00 months from the date of sale unless the property is abandoned or used for agricultural purposes. If the property is determined aban-doned in accordance with MCL 600.3241 and/or 600.3241a, the redemption period will be 30 days from the date of sale, or 15 days after statutory notice, whichever is later. If the prop-erty is presumed to be used for agricultural purposes prior to the date of the foreclosure sale pursuant to MCL 600.3240, the redemption period is 1 year. Pursuant to MCL 600.3278, if the property is sold at a fore-closure sale, the borrower(s) will be held responsible to the per-son who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages are, if any, limited solely to the return of the bid amount tendered at sale, plus interest. Dated: Feb-ruary 22, 2019 Randall S. Miller & Associates, P.C. Attorneys for Carrington Mortgage Services, LLC 43252 Woodward Avenue, Suite 180, Bloomfield Hills, MI 48302, (248) 335-9200 Case No. 19MI00064-1

(L-2/22,3/1,3/8,3/15)

Foreclosure

FORECLOSURE NOTICE RAN-DALL S. MILLER & ASSOCI-ATES, P.C. MAY BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED MAY BE USED FOR THAT PUR-POSE. IF YOU ARE A MILITARY SERVICEMEMBER ON ACTIVE DUTY NOW OR IN THE PRIOR TWELVE MONTHS, PLEASE CONTACT OUR OFFICE. Mortgage Sale - Default has been made in the conditions of a certain mortgage made by Jeremy D Biggerstaff, married and Nicole L Henning, married, husband and wife to JPMorgan Chase Bank, N.A., Mortgagee, dated February 20, 2009, and recorded on March 12, 2009, in Liber 879, Page 433, Charlevoix County Records, said mortgage was assigned to Carrington Mortgage Services, LLC by an Assignment of Mortgage dated February 23, 2017 and recorded March 03, 2017 in Liber 1153, Page 128, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Thousand Three Hun-dred Eighty-Three and 79/100 ($100,383.79) including interest at the rate of 5.50000% per an-num. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, at the place of holding the Cir-cuit Court in said Charlevoix County, where the premises to be sold or some part of them are situated, at 11:00 AM on March 22, 2019 Said premises are situated in the Township of Hayes, Charlevoix County, Michigan, and are described as: Lot 10, Tunison Subdivision, according to the plat thereof, recorded in the office of the Register of Deeds for Charlevoix County, Michigan. Commonly known as: 8263 SHIRGLEY RD, CHARLEVOIX, MI 49720 If the property is eventually sold at foreclosure sale, the redemp-tion period will be 6.00 months from the date of sale unless the property is abandoned or used for agricultural purposes. If the property is determined aban-doned in accordance with MCL 600.3241 and/or 600.3241a, the redemption period will be 30 days from the date of sale, or 15 days after statutory notice, whichever is later. If the prop-erty is presumed to be used for agricultural purposes prior to the date of the foreclosure sale pursuant to MCL 600.3240, the redemption period is 1 year. Pursuant to MCL 600.3278, if the property is sold at a fore-closure sale, the borrower(s) will be held responsible to the per-son who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages are, if any, limited solely to the return of the bid amount tendered at sale, plus interest. Dated: Feb-ruary 22, 2019 Randall S. Miller & Associates, P.C. Attorneys for Carrington Mortgage Services, LLC 43252 Woodward Avenue, Suite 180, Bloomfield Hills, MI 48302, (248) 335-9200 Case No. 19MI00064-1

(L-2/22,3/1,3/8,3/15)

AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COL-LECT A DEBT AND ANY IN-FORMATION OBTAINED WILL BE USED FOR THAT PUR-POSE. NOTIFY (248) 362-6100 IF YOU ARE IN ACTIVE MILI-TARY DUTY. MORTGAGE SALE – Default having been made in the terms and conditions of a certain mortgage made by Karen K. Spruce of Charlevoix County, Michigan, Mortgagor to Traverse Mortgage Corporation dated the 22nd day of March, 2007, and recorded in the of-fi ce of the Register of Deeds, for the County of Charlevoix and State of Michigan, on the 29th day of March, 2007, in Liber 797 Page 108 of Charlevoix Records, which said mortgage was assigned to Independent Bank Successor by merger to Traverse City State Bank, thru mesne assignments, on which mortgage there is claimed to be due, at the date of this notice, for principal of $56,702.20 (fi f-ty-six thousand seven hundred two and 20/100) plus accrued interest at 4.875% (four point eight seven fi ve) percent per an-num. And no suit proceedings at law or in equity having been instituted to recover the debt se-cured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale con-tained in said mortgage, and pursuant to the statue of the State of Michigan in such case made and provided, notice is hereby given that on, the 15th day of March, 2019, at 11:00:00 AM said mortgage will be fore-closed by a sale at public auc-tion, to the highest bidder, main lobby of the Charlevoix County Courthouse, Charlevoix, MI, Charlevoix County, Michigan, of the premises described in said mortgage. Which said premis-es are described as follows: All that certain piece or parcel ofland situate in the City of Boyne City, in the County of Charlevoix and State of Michigan and de-scribed as follows to wit: Lot 91 and the North half (1/2) of Lot 94, CALBERT’S ADDITION TO THE VILLAGE OF SOUTH BOYNE (NOW CITY OF BOYNE CITY), as recoded in Liber 1 of Plats, page 70, Charlevoix County re-cords. ALSO the West 8.15 feet of alley vacated in Liber 225, page 904, abutting said lots. Commonly known as: 1001 Le-roy Street, Boyne City, MI 49712 Parcel Number: 15-051-479-091-00 If the property is sold at a foreclosure sale the borrower, pursuant to MCLA 600.3278 will be held responsible to the per-son who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. The re-demption period shall be six months from the date of such sale, unless determined aban-doned in accordance with MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. Dated: February 15, 2019 By:Foreclosing Attorneys Attorney for Plaintiff Weltman, Weinberg & Reis Co., L.P.A. 323 W. Lake-side Ave. Suite 200 Cleveland, OH 44113 WWR# 10148497

(L-2/15,2/22,3/1,3/8)

Find Super Savers in Classifieds!

Foreclosure

Schneiderman & Sherman, P.C., is attempting to collect a debt, any information obtained will be used for that purpose. MORTGAGE SALE –Sue C Neidert and Donald E Neidert, wife and husband, granted a mortgage to Mortgage Elec-tronic Registration Systems, Inc. (“MERS”), solely as nom-inee for lender and lender’s successors and assigns, Mort-gagee, dated May 4, 2005, and recorded on May 11, 2005, in Liber 681, on Page 109, and assigned by said mortgagee to The Huntington National Bank, as assigned, Charlevoix County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Thirty-Five Thousand Eight Hundred Sev-enty-Five Dollars and Twelve Cents ($135,875.12). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that saidmortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the Main Lobby of the Charlevoix County Court-house in Charlevoix, Michigan at 11:00 AM o’clock, on March 29, 2019 Said premises arelocated in Charlevoix County, Michigan and are described as: Lot #3, Loeb Creek Estates, according to the recorded Plat thereof as recorded in Liber 2 of Plats, Pages 324 through 325, Charlevoix County Records. The redemption period shall be 6 months from the date of such sale, unless abandoned under MCL 600.3241, in which case the redemption period shall be 1 month, or under MCL 600.3241a 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whicheveris later, or extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the proper-ty at the mortgage foreclosure sale or to the mortgage hold-er for damaging the property during the redemption period. The Huntington National Bank Mortgagee/Assignee Schnei-derman & Sherman, P.C. 23938 Research Drive, Suite 300 Farmington Hills, MI 483351377663

(L-3/1,3/8,3/15,3/22)

NOTICE OF FORECLOSURE SALE

Default has been made in the conditions of a certain Mort-gage, dated December 31, 2007, made by Robert W. Mat-thews and Julie Page Matthews, husband and wife (hereinafter the “Mortgagor”), whose ad-dress is 1875 Old Willow Road, #115, Northfield, Illinois 60093, to Oxford Bank & Trust (here-inafter “Mortgagee”), whose address is 1111 West 22nd Street, Suite 800, Oakbrook, Illinois 60523, which Mortgage was recorded on January 31, 2008 in the Charlevoix Coun-ty Register of Deeds, at Liber 835, Page 525. As of February 8, 2019, the amount due under the Mortgage, corresponding Promissory Notes (the “Notes”), and related loan documents made by Mortgagor in favor of Mortgagee (collectively the “Loan Documents”) is the sum of Seven Million Four Hundred Sixty Five Thousand, Four Hun-dred Eighty Seven and 94/100 Dollars ($7,465,487.94), includ-ing interest on the balance due under the Notes at the interest rate set forth in the Notes, late fees, and which includes Mort-gagee’s attorney fees as of February 8, 2019. This sum will increase as additional interest, costs, expenses, and attorneys fees accrue under the Loan Documents and which are per-mitted under Michigan law after the date set forth below. Under the power of sale contained in the Mortgage, and the statute in such case made and provided, notice is hereby given that the Mortgage will be foreclosed by sale of the mortgaged premis-es at public sale to the highest bidder at the first floor of the Charlevoix County Courthouse, 301 State Street, Charlevoix 49720 on Friday, March 15, 2019, at 11:00 a.m. The parcel subject to the Mortgage which is being sold is located 4038 Conkle Road, Boyne City, Mich-igan 49712, Township of Evan-geline, County of Charlevoix, State of Michigan, and legally described as follows: BEGIN-NING AT A CONCRETE MON-UMENT AT THE SOUTHEAST CORNER OF GOVERNMENT LOT 3, SECTION 12, TOWN 33 NORTH, RANGE 6 WEST, THENCE SOUTH 89°53’44” WEST (RECORDED AS WEST) ALONG THE SOUTH LINE OF SAID SECTION (SOUTH LINE OF GOVERNMENT LOT 3), AS MONUMENTED, 738.35 FEET TO A 1/2 INCH ROD ON THE NORTHEASTERLY RIGHT OF WAY LINE OF SHADOW TRAILS ROAD, THENCE CON-TINUING SOUTH 89°53’44” WEST ON SAID SECTION LINE, 38.92 FEET TO THE CENTER-LINE OF SAID ROAD, THENCE NORTHWESTERLY ON SAID CENTERLINE ALONG THE ARC OF A CURVE TO THE LEFT 75.95 FEET (RADIUS OF SAID CURVE IS 330.00 FEET, THE CENTRAL ANGLE IS 13°11’11” AND THE CHORD BEARS NORTH 40°28’02” WEST 75.78 FEET), THENCE NORTHEAST ON THE SOUTHWESTER-LY PROLONGATION OF THE SOUTHEASTERLY RIGHT OF WAY LINE OF THE COUNTY ROAD ALONG THE ARC OF A CURVE TO THE LEFT 35.51 FEET (RADIUS OF SAID CURVE IS 559.12 FEET, THE CEN-TRAL ANGLE IS 3°38’20” AND THE CHORD BEARS NORTH 65°41’54” EAST 35.50 FEET) TO A 1/2 INCH ROD ON SAID NORTHEASTERLY RIGHT OF WAY LINE OF SHADOW TRAILS ROAD, THENCE CON-TINUING NORTHEASTER-LY ON SAID COUNTY ROAD RIGHT OF WAY LINE ALONG THE ARC OF A CURVE TO THE LEFT 227.47 FEET (RADI-US OF SAID CURVE IS 559.12 FEET, THE CENTRAL ANGLE IS 23°18’38” AND THE CHORD BEARS NORTH 52°13’25” EAST 225.91 FEET) TO A 1/2 INCH ROD IN THE CENTERLINE OF A COMMON GRAVEL DRIVE, THENCE NORTH 58°19’53” EAST ALONG SAID DRIVE, 18.85 FEET, THENCE NORTH 69°49’58” EAST ALONG SAID DRIVE 68.82 FEET, THENCE CONTINUING ALONG SAID DRIVE SOUTH 72°53’26” EAST 315.95 FEET TO A 1/2 INCH IRON ROD, THENCE NORTH 85°23’40” EAST 199.02 FEET TO A 1/2 INCH IRON ROD ON THE SHORE OF WAL-LOON LAKE, THENCE SOUTH 8°09’41” EAST ALONG SAID SHORE 34.93 FEET TO A CON-CRETE MONUMENT, THENCE CONTINUING ALONG SAID SHORE SOUTH 12°35’11” EAST 135.07 FEET TO THE POINT OF BEGINNING, BEING A PART OF GOVERNMENT LOT 3, SEC-TION 12, TOWN 33 NORTH, RANGE 6 WEST. THE ABOVE PROPERTY EXTENDS TO THE WATER’S EDGE OF WALLOON LAKE EASTERLY OF THE COURSES DESCRIBED AS BEING ALONG SAID SHORE. Commonly known as: 4038 Conkle Road, Boyne City, Mich-igan 49712 Tax ID No.: 05-012-054-10 The redemption period shall be six (6) months from the date of the foreclosure sale un-less the premises is determined to be abandoned under MCLA §600.3241a, in which case the redemption period may be shortened pursuant to the Mich-igan statutes. Dated: February 8, 2019 MORTGAGEE: Oxford Bank & Trust 1111 West 22nd Street, Suite 800 Oakbrook, Il-linois 60523 Drafted by: Jeffrey D. Swenarton Kreis, Enderle, Hudgins & Borsos, P.C. One Moorsbridge, P.O. Box 4010 Kalamazoo, Michigan 49003-4010 Phone: (269) 324-3000

(L-2/8,2/15,2/22,3/1,3/8)

Foreclosure

NOTICE OF FORECLOSURE SALE

Default has been made in the conditions of a certain Mort-gage, dated December 31, 2007, made by Robert W. Mat-thews and Julie Page Matthews, husband and wife (hereinafter the “Mortgagor”), whose ad-dress is 1875 Old Willow Road, #115, Northfield, Illinois 60093, to Oxford Bank & Trust (here-inafter “Mortgagee”), whose address is 1111 West 22nd Street, Suite 800, Oakbrook, Illinois 60523, which Mortgage was recorded on January 31, 2008 in the Charlevoix Coun-ty Register of Deeds, at Liber 835, Page 525. As of February 8, 2019, the amount due under the Mortgage, corresponding Promissory Notes (the “Notes”), and related loan documents made by Mortgagor in favor of Mortgagee (collectively the “Loan Documents”) is the sum of Seven Million Four Hundred Sixty Five Thousand, Four Hun-dred Eighty Seven and 94/100 Dollars ($7,465,487.94), includ-ing interest on the balance due under the Notes at the interest rate set forth in the Notes, late fees, and which includes Mort-gagee’s attorney fees as of February 8, 2019. This sum will increase as additional interest, costs, expenses, and attorneys fees accrue under the Loan Documents and which are per-mitted under Michigan law after the date set forth below. Under the power of sale contained in the Mortgage, and the statute in such case made and provided, notice is hereby given that the Mortgage will be foreclosed by sale of the mortgaged premis-es at public sale to the highest bidder at the first floor of the Charlevoix County Courthouse, 301 State Street, Charlevoix 49720 on Friday, March 15, 2019, at 11:00 a.m. The parcel subject to the Mortgage which is being sold is located 4038 Conkle Road, Boyne City, Mich-igan 49712, Township of Evan-geline, County of Charlevoix, State of Michigan, and legally described as follows: BEGIN-NING AT A CONCRETE MON-UMENT AT THE SOUTHEAST CORNER OF GOVERNMENT LOT 3, SECTION 12, TOWN 33 NORTH, RANGE 6 WEST, THENCE SOUTH 89°53’44” WEST (RECORDED AS WEST) ALONG THE SOUTH LINE OF SAID SECTION (SOUTH LINE OF GOVERNMENT LOT 3), AS MONUMENTED, 738.35 FEET TO A 1/2 INCH ROD ON THE NORTHEASTERLY RIGHT OF WAY LINE OF SHADOW TRAILS ROAD, THENCE CON-TINUING SOUTH 89°53’44” WEST ON SAID SECTION LINE, 38.92 FEET TO THE CENTER-LINE OF SAID ROAD, THENCE NORTHWESTERLY ON SAID CENTERLINE ALONG THE ARC OF A CURVE TO THE LEFT 75.95 FEET (RADIUS OF SAID CURVE IS 330.00 FEET, THE CENTRAL ANGLE IS 13°11’11” AND THE CHORD BEARS NORTH 40°28’02” WEST 75.78 FEET), THENCE NORTHEAST ON THE SOUTHWESTER-LY PROLONGATION OF THE SOUTHEASTERLY RIGHT OF WAY LINE OF THE COUNTY ROAD ALONG THE ARC OF A CURVE TO THE LEFT 35.51 FEET (RADIUS OF SAID CURVE IS 559.12 FEET, THE CEN-TRAL ANGLE IS 3°38’20” AND THE CHORD BEARS NORTH 65°41’54” EAST 35.50 FEET) TO A 1/2 INCH ROD ON SAID NORTHEASTERLY RIGHT OF WAY LINE OF SHADOW TRAILS ROAD, THENCE CON-TINUING NORTHEASTER-LY ON SAID COUNTY ROAD RIGHT OF WAY LINE ALONG THE ARC OF A CURVE TO THE LEFT 227.47 FEET (RADI-US OF SAID CURVE IS 559.12 FEET, THE CENTRAL ANGLE IS 23°18’38” AND THE CHORD BEARS NORTH 52°13’25” EAST 225.91 FEET) TO A 1/2 INCH ROD IN THE CENTERLINE OF A COMMON GRAVEL DRIVE, THENCE NORTH 58°19’53” EAST ALONG SAID DRIVE, 18.85 FEET, THENCE NORTH 69°49’58” EAST ALONG SAID DRIVE 68.82 FEET, THENCE CONTINUING ALONG SAID DRIVE SOUTH 72°53’26” EAST 315.95 FEET TO A 1/2 INCH IRON ROD, THENCE NORTH 85°23’40” EAST 199.02 FEET TO A 1/2 INCH IRON ROD ON THE SHORE OF WAL-LOON LAKE, THENCE SOUTH 8°09’41” EAST ALONG SAID SHORE 34.93 FEET TO A CON-CRETE MONUMENT, THENCE CONTINUING ALONG SAID SHORE SOUTH 12°35’11” EAST 135.07 FEET TO THE POINT OF BEGINNING, BEING A PART OF GOVERNMENT LOT 3, SEC-TION 12, TOWN 33 NORTH, RANGE 6 WEST. THE ABOVE PROPERTY EXTENDS TO THE WATER’S EDGE OF WALLOON LAKE EASTERLY OF THE COURSES DESCRIBED AS BEING ALONG SAID SHORE. Commonly known as: 4038 Conkle Road, Boyne City, Mich-igan 49712 Tax ID No.: 05-012-054-10 The redemption period shall be six (6) months from the date of the foreclosure sale un-less the premises is determined to be abandoned under MCLA §600.3241a, in which case the redemption period may be shortened pursuant to the Mich-igan statutes. Dated: February 8, 2019 MORTGAGEE: Oxford Bank & Trust 1111 West 22nd Street, Suite 800 Oakbrook, Il-linois 60523 Drafted by: Jeffrey D. Swenarton Kreis, Enderle, Hudgins & Borsos, P.C. One Moorsbridge, P.O. Box 4010 Kalamazoo, Michigan 49003-4010 Phone: (269) 324-3000

(L-2/8,2/15,2/22,3/1,3/8)

Public Notices

PUBLIC NOTICECharlevoix State Bank is ap-plying with the Federal Deposit Insurance Corporation to open a full-service branch at 102 S. Lake Street, Boyne City. Any person wishing to comment on this application may fi le his or her comments in writing with the regional director of the Federal Deposit Insurance Corporation at 300 South Riverside Plaza, Suite 1700, Chicago, IL 60606 no later than March 17, 2019.The non-confi dential portions of the application are on fi le at the FDIC offi ce and are available for public inspection during regular business hours. Photocopies of the non-confi dential portion of the application fi le will be made available on request.

(L-3/1)

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