gold - metalsedge(solar panels) energy, rfid chips, semiconductors, touch screens, water...
TRANSCRIPT
ABOUT TREASURE COAST BULLION GROUP
Since 2007, Treasure Coast Bullion Group has been a member of the Industry Council of Tangible Assets (ICTA), a leading national tradeassociation for precious metals, rare coins, US and foreign currency, and other numismatic and tangible assets.
OUR CORE VALUESTRANSPARENCY We pride ourselves on conducting business in a way
that offers our clients full disclosure and personal
authorization for every transaction. Review your account,
get real-time quotes, complete transactions and view
monthly statements any time online. What’s more, you
also retain full ownership directly from the depository,
ensuring the peace of mind of a physical investment.
CONVENIENCE AND INTEGRITY Since 2007, TCBG has offered its clients the utmost in
customer service and support. We understand you
have a life outside of your investments, which is why we
work to provide a support system that works for you.
Our team works a customary 11-hour trading day,
allowing you the opportunity to access our connections
with major markets in Zurich, London, New York,
Chicago and Hong Kong, no matter where you live.
COMMITMENT TO CLIENT SUCCESSUltimately, our success depends on our clients’ success.
We work tirelessly to ensure your investment needs
remain our top priority. The economic climate can be
turbulent, and we stake our reputation on providing
honest, thorough and responsible advice to help you
balance your portfolio with precious metals, regardless
of what your investment objectives might be.
UNDERSTANDING YOUR OBJECTIVES ANDRISK TOLERANCE Like investing in other products, currencies and
commodities, when investing in precious metals, it’s
critical to first understand both your objectives and
your risk tolerance. With these known, we can
introduce you to our TCBG metals trading program,
known as MetalsEdge. With a MetalsEdge trading
account, you can purchase gold, silver, platinum
and palladium.
Whether you’re looking for small or large capital
appreciation, we will help design a custom account
that will meet your needs and keep you updated every
step of the way. We even offer financing options with
as little as 25% down, as well as collateral financing,
which allows you to deposit your precious metal and
receive up to 75% more. Regardless of the account
style you use, rest assured that both your goals and
your tolerance will guide our recommendations.
ABOUT THEMETALS MARKET
GOLDHISTORY AND DEMANDGold is one of the most recognizable metals on the
planet, and its appeal lies largely in its historic value.
Throughout the centuries, gold has held its value,
even (and especially) during times of weakness for
the US dollar and other currencies. It’s remained
constant in the face of inflation, deflation, geopolitical
uncertainty, supply constraints and increased demand.
Gold, after all, cannot be printed on demand.
During times of financial crisis, gold prevailed. Unlike
stocks or bonds, gold poses no credit risk. Gold could
be described as an investment precious metal due to
its non-volatile nature. Demand tends to stay consistent,
with bars and coins (1,115 tonnes; 27%), jewelry (2,166
tonnes; 53%) and industrial fabrication (361 tonnes; 9%).
LONG-TERM OUTLOOKThe long-term outlook for gold currently looks very
strong, as central banks around the world have been
massive net-purchasers of approximately 489 metric
tonnes, year over year, for seven years; previously
they were net-sellers for 21 years. The world
investment demand for bar and coin sales continues
to reach new records. In November 2016, the
Accounting and Auditing Organization for Islamic
Financial Institutions and World Gold Council
approved for the first time Sharia-compliant gold. The
rules approved in November allow gold to be used in
the Islamic finance business (approximately
US $2 trillion), opening the doors for some 1.6 billion
Muslims (25% of the world’s population) to have
greater access to gold investment. Assuming the
Islamic finance market grows, as expected, to
approximately US $5 trillion by 2020, if the Islamic
Finance Institutions were to allocate even just 1% of
their assets into new gold products, we would expect
to see demand increase by as much as 1,000 tonnes,
per annum.
SILVERHISTORY AND DEMANDWhen it comes to investing, silver carries the same
characteristics and reasons to invest as gold. It’s
typically considered “poor man’s gold,” but it’s currently
the most popular, most attractive, and most functional
of all the precious metals. Since its all-time high in
1980, the above-ground supply has dwindled and is a
mere fragment of what it once was.
The rise of technology in the 21st century has
spurred a great deal of silver demand due to its
unique properties. Silver has the highest electrical
conductivity, highest thermal conductivity, and the
highest light reflectance of any element. So, when it
comes to its invaluable industrial and medical
applications - including solder and brazing alloys,
batteries, dentistry, glass coatings, LED chips,
medicine, nuclear reactors, photography, photovoltaic
(solar panels) energy, RFID chips, semiconductors,
touch screens, water purification, wood preservatives,
anti-bacterial uses and hundreds of other uses - silver
does indeed become a very attractive investment.
LONG-TERM OUTLOOKThe long-term outlook for silver is by far the greatest of
all the precious metals. This is due to a very basic
financial concept: supply and demand. A stronger
physical demand combined with dwindling above-
ground supply has poised silver for an incredible
long-term investment.
A lot of people tend to focus on the physical bullion
as an investment when discussing this metal, but the
fact is approximately 57% of world silver demand is
accounted for in industrial fabrication. Unlike gold,
where studies suggest that 95% to 98% of all gold
ever mined is still actively being used, silver is
disposed of. It is estimated that 50 million metric tons
of e-waste is disposed of worldwide - only 15% of
silver is recycled.
Silver scrap supply has recently fallen 44% - levels not
seen in over a decade. In 2015, investment demand
for coins and bars hit a new record of 292.3 million
ounces, a staggering 420% increase compared to the
period leading up to the 2008 financial crisis. From the
post-dotcom bubble to the pre-financial crisis, world
silver investment demand sustained at 50 to 60
million ounces. For four consecutive years, silver has
been in a deficit of approximately 415 million ounces.
To put this into context, not only is this price supportive,
it will also provide upward pressure on the market.
PLATINUMHISTORY AND DEMANDWhen it comes to investing in precious metals, most
people think of gold and silver, and platinum gets
essentially ignored. Platinum is well known for its uses
in jewelry, but it also has a solid presence in other
goods, including catalytic converters, spark plugs,
O2 sensors, laboratory equipment, electrodes and
electrical contacts, dentistry equipment, and as a
catalyst in refining and petrochemical industries.
Most of the demand comes from automobile catalytic
converters and catalyst, which cleans unhealthy
poisons before they hit the air we inhale. It is a very
rare metal, which means all platinum ever mined
throughout the entirety of history would fit inside a
small home. When it comes to supply, gold is 18 times
larger, silver is 130 times larger, and palladium is 1.15
times larger. Like gold, platinum is less volatile
compared to the silver and palladium markets.
More than 40% of annual demand is used in the
autocatalyst industry, followed by jewelry at over
30%, and the remainder goes toward other industrial
uses and investments.
LONG-TERM OUTLOOKThe long-term outlook for platinum looks much like
silver: Because the supply/demand fundamental is
so tight, and because the market is in a third
consecutive year of a deficit, reports suggest 2017
will mark the fourth consecutive year. Stronger
demand has been coming from the automotive
industry, particularly in emerging markets where
China has been introducing Euro 4, 5, and 6
emission regulations. India is also considering to
go from Euro 4 to Euro 6 emissions by 2020.
The World Platinum Investment Council (WPIC) and
The Royal Mint recently announced a partnership to
offer a new variety of physical platinum investment
products for retail investors internationally. Under the
agreement, they will work together to develop and
launch a more substantial variety of platinum bullion
coins and bars to fit investors’ needs. For supply, mine
production is anticipated to fall by about 5% with an
overall 3% drop. South Africa conducts about 70% of
global mine production, but the country faces a lot
of uncertainty due to scandals and strikes, which can
restrict supply and potentially send the market higher,
mirroring a situation similar to that of 2014.
PALLADIUMHISTORY AND DEMANDThis precious metal is one of the platinum group metals
- lighter than platinum, with roughly the same density as
silver. It carries many of the same investment features
as gold, but there are times where gold, silver and
platinum will go down and palladium goes up. Often
this is due to a booming economy and high auto sales.
It’s widely used in three-way catalytic converters, with
roughly 75% of demand going toward car exhaust
systems. Also, approximately 13% of demand goes
toward the electronics sector, with most of it being used
in multi-layer ceramic capacitors, which store energy
in devices like cell phones, computers, lighting and
high-voltage circuits. Like platinum, palladium has a
very small niche market, especially when it comes to
investment. Last year, roughly 20,000 (.2%) ounces
went toward demand in physical investments,
compared to platinum, where there were roughly
463,000 (5.6%) ounces that went towards physical
investments; in other words, 28 times more. Russia and
South Africa are the largest palladium producers, with
75% of global mined production coming from these
two countries.
LONG-TERM OUTLOOKThe long-term outlook for palladium is similar to both
silver and platinum, but features the biggest deficit of
them all. Palladium is now in the fifth consecutive year
of a deficit, and 2017 has the potential of becoming
the sixth.
Like platinum, with Russia and South Africa being the
biggest mined producers, the industry can face a lot of
uncertainty. Russia tensions can flare and South Africa
remains susceptible to scandal and strikes. These
factors can put constraints on supply, and in turn
provide upward momentum. Also like platinum, if even
a tiny fraction of the world were to move into the
market for investment purposes, it would be explosive.
Precious metals offer a unique way to keep your portfolio balanced and
tangible. Additionally, they tend to keep their intrinsic value over time.
Metals can act as an ideal hedge to your financial life during times of
economic turbulence or other risks to wealth building, including currency
devaluation, inflation, war and market volatility.
CONSIDERATIONS FOR INVESTING IN PRECIOUS METALS
INFLATION• Precious metals rise over time with the cost of living
• During high-inflation periods, metals rise while stocks
typically plunge
• Precious metals provide a reliable “hedge” against
inflation
• Proven to be an important tool for preserving
purchasing power
DEFLATION• Deflation (or falling prices) can be even more serious
than inflation, economically
• Metals’ purchasing power tends to soar when other
prices drop intensely
• One of the few assets that protects savings and retains
value under deflationary times
• During the Great Depression, gold was one of the only
assets that held its value
UNCERTAIN GLOBAL CLIMATES• Precious metals are positively correlated with rising
tensions
• Gold is considered the ultimate “crisis commodity”
• Metals retain value in times of financial uncertainty
• Metals typically outperform other investments during
global unrest or other times of uncertainty
FINDING A TRUE SAFE HAVEN• Precious metals serve as an insurance policy on your
wealth during uncertain financial and economic times
• They provide a healthy balance to a diversified portfolio
• Precious metals can offset large portfolio declines,
particularly when paper markets decline
• Gold is the most popular safe-haven asset in times of
turmoil and financial calamity (bank or brokerage
collapse, depression, ‘08 financial crisis, dot-com
bubble, etc.)
NO ISSUER RISK• Unlike stocks and bonds, physical precious metals
face no credit risks
• Paper investments like ETFs, futures and options,
stocks, and mutual funds, have greater risks than
physical metals stored in an independent depository
GOLD TO SILVER RATIO• A widely used indicator commonly used by investors
values silver in terms of gold or other metals and as a
signal of when to buy and sell a particular metal
• Historically, when the ratio is near 80:1 or above, silver
has seen significant gains when the ratio starts to
fall again
• Some experts agree the ratio will go back down to
the historic level of 14:1
• Throughout the twentieth century though, the
gold-to-silver ratio has averaged about 47-50
• A low ratio tends to favor gold and may be a signal to
buy the yellow metal CURRENCY WEAKNESS COMPARED TO GOLD• The dollar and precious metals often have an inverse
relationship
• Since 2001, most of the moves up and down were
dollar-related
• When the dollar loses value, investors look for
alternative places to store value, and metals are one
of the best alternatives
• People are losing faith in fiat currencies; the fact that
it’s not backed by gold has an impact
• Since 1913, gold has retained its purchasing power
for the same goods and services, while the dollar
has lost nearly 95% of its purchasing power
• No other currency around the world offers any true
shelter like gold
PHYSICAL SUPPLY• Silver mining production falling for first time in over
a decade
• Most precious metals are in a major supply and
demand deficit
• The amount of precious metals found by miners from
exploration has plunged as much as 85%
• Gold mining production is expected to go down
significantly in the years to come
• Major precious metal miners’ reserves have fallen to
the lowest levels in years
• Scrap from silverware and industry peaked, and is now
falling to levels not seen in a long time
• Government supplies continue to fall
PHYSICAL DEMAND• Central banks are net buyers of precious metals
• Physical bar and coin demand around the world has
exploded since the ‘08 crisis
• Photovoltaic (solar panel) silver demand is projected
to increase significantly
• Some of the largest government mints worldwide
have taken steps to ration sales due to
unprecedented demand
• Precious metal-backed and precious metal-based
products are on the rise
CONSIDERATIONS FOR INVESTING IN PRECIOUS METALS
PRECIOUS METALTRENDS
PRECIOUS METALTRENDS
• A-Mark counter parties and clientele include: coin and metal dealers, collectors, mines, manufacturers, refiners, jewelers, investment advisors, merchants, commodity brokerage houses and central banks.
• A-Mark is an official distributor for many Government Mints throughout the world including The Royal Canadian Mint, The South African Mint, The Australian (Perth) Mint and an Authorized Purchaser for the US Mint.
• Publicly traded company on Nasdaq (AMRK)
• A-Mark Precious Metals, Inc. was established in 1965
• TDS is a subsidiary of A-Mark Precious metals
• TDS was created and designed to give institutions, dealers and consumers access to the world’s most secure storage options
• Clients’ metals are protected in modern, secure, state-of-the-art storage facilities to ensure safety and security
• Clients are insured by both TDS corporate insurance and the depository
• All inventory is audited on a regular basis
• Loans - TDS offers precious metals financing on a wide array of bullion and numismatic products through our affiliate company Collateral Finance Corporation (CFC). Visit www.cfccoinloans.com for more details.
• CFC is a subsidiary of A-Mark Precious Metals.
• Established in 2005.• Collateral Finance Corporation (CFC) is a licensed California Finance Lender offering financing on a wide array of precious metals and numismatic products.
• CFC is wholly owned subsidiary of A-Mark Precious Metals (Nasdaq: “AMRK”), a leading bullion trader and wholesaler.
TREASURE COASTBULLION GROUPPARTNERS
FINANCE PROGRAMFinance your precious metals using as little as 25% down, and take advantage of investment financing as much as 3-to-1.
COLLATERAL FINANCINGDeposit your precious metal and receive up to 75% of the value to acquire more metal.
BUYING AND SELLINGPurchase or sell anytime, right over the phone.
ONLINE ACCOUNT ACCESSReview your account status on-line 24/7.
TRANSPARENCYAll MetalsEdge investors receive a title of ownership directly from the depository.
FULL SERVICE RETAILEROur knowledgeable professionals will assist you every step of the way, helping you execute your order over the phone. Additionally, your purchase and price will be confirmed on a recorded compliance line after your acknowledgment.
DEPOSITORIESTCBG offers secure custodial services to its clients. Under this custodial arrangement, bullion title and ownership lies directly with the client, with TCBG acting merely as the client’s custodian.
TITLE OF OWNERSHIPInvestors retain a secure legal commodity transfer title notice directly from the depository when the custodial receives custody of your goods. The metal held for you in your MetalsEdge account is not an asset of TCBG or the depository; as such, the security of your metal does not depend on their individual or collective financial condition.
INSUREDEverything in the vault is insured by both the depository and TDS corporate insurance.
AUDITEDAll inventory is fully audited on a regular basis..
ACCOUNT OPTIONS,DETAILS AND PRECIOUSMETAL STORAGE
STEP 1: COMPLETE THE TREASURE COAST BULLION GROUP PURCHASEAND SALE AGREEMENT, THE WORTH FINANCE AGREEMENT, AND THE WORTH GROUP INC. INSTRUCTION LETTER ACCOUNT ADDENDUM.These forms can be emailed or mailed via request, and are also available online at www.metalsedge.net/OpenAccount.
NOTE: If filling out online, when you get to Step 4, wait a few seconds and the
second set of account forms will auto-fill your information. Simply verify your information, and finish the submission by signing and dating the forms.
STEP 2: SEND A COPY OF YOUR I.D. OR PASSPORTSend via email, fax or USPS to the following:
Treasure Coast Bullion Group 3900 Military Trail, Suite 500
Jupiter, FL 33458
STEP 3: FUND YOUR ACCOUNT
Send via bank wire, personal check or cashier’s check. For bank
wire, request Bank Wire Instructions via email or fax using the contact information above. Make checks payable to: Treasure Coast
Bullion Group.
For assistance, call
1-800-982-6105and ask to speak with
Investor Services.
HOW TO GET STARTED
Fax: (561) 855-7185Email: [email protected]
3900 Military Trail
Suite 500
Jupiter, FL 33458
Fax: (561) 515-2681
1-800-982-6105
Email: [email protected]
250 S. Australian Ave.
Suite 103
West Palm Beach 33401