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6232 – Buy Gold and Silver Bullion for 40 Cents on the Dollar

There are eight Gold Layaway Plan series, (A to H), available to you. You can start with any seriesbut most people start with the “B series” by placing a nominal $100 deposit on a $250 Face Valuepurchase.

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Follow these simple steps to begin your personalAmerican Gold Eagle Bullion Coin Layaway plan NOW

B Series Layaway Plan

• Locate the GOLD LAYAWAY PURCHASE AND OPTION FORM (included in this package.)

• Initial the “B” Layaway selection. Sign and date the bottom.

• Get a certified check or money order in the amount of 100 dollars, made payable to “WISDOMGROUP THREE” to pay for your deposit on the “B” series plan.

• Complete the INDEPENDENT MARKETING ASSOCIATE CONTRACT (included in thispackage).

• Send the above three items, the 100 dollar deposit, the Gold Layaway Plan Contract and theIMA Contract to the processing center ASAP.

• Start introducing the “GOLD LAYAWAY PLAN” concept to other like-minder people with the helpof your sponsor.

• When FOUR of the people you introduce create their “GOLD LAYAWAY PLAN” by completing thesimple steps outlined above, starting their own plan, you will have earned $37.50 incommissions for each of these four sales for a total of 150.00 of direct commissions.

• Your initial 250 dollar Gold Layaway Purchase Contract is now paid for without you having tospend another dollar out of your pocket.

You have now completed the “B” Series and you have acquired your first set of U.S. Gold EagleBullion Coins for only 40 CENTS ON THE DOLLAR! But this is only the first step!

Imagine purchasing the “H” Series worth $16,000 for only 40 cents on the dollar! WITHOUT, Irepeat WITHOUT ever having to make any more sales than the original four you already madeand without any more money coming out of your pocket than the original 100 dollars you usedto begin your “B” series!

Others have done it for the past 15 years. NOW it’s your turn. Get started now!

If you have any questions call 1-800-770-8802

c /o Lock Box 31 - Maysville, Arkansas (state) - n o n domestic postal code 72747Phone: (479) 787-5333

GOLD LAYWAY PURCHASE DIRECTOR NUMBER

GOLD LAYAWAY PURCHASE & OPTION FORM

This contract is construed under Article 1, Section 10 of the Constitution of the United States of America (1787) to wit: "No state shall make any lawimpairing the obligation of contracts". This is a private contract (not public) between private parties capable of entering into same.

Whereas the undersigned, hereinafter referred to as "Purchaser", is desirous of purchasing American Gold and Silver Eagle Bullion coins under Option3 Gold Layaway Purchases, and is of legal age in the State in which He or She resides. Therefore, the parties enter into the following Gold LayawayPurchase & Option, to be effective as of the date received and accepted at Option 3, and is subject to the following terms and conditions.

PAYMENT IN U.S. FUNDS BY CERTIFIED CHECK, MONEY ORDER OR CREDIT VOUCHER ONLY.NO PERSONAL CHECKS. MAKE PAYABLE TO "WISDOM GROUP THREE".

I hereby acknowledge my binding obligation to Option 3, hereinafter referred to as “Option 3” or “the Company”) to pay for the gold coinswhich I have agreed to purchase within 180 days from the date of the Gold Layaway Purchase identified, by number, above.

I understand that, at my option, I may elect to become a "Sales Manager", and complete my obligation to the Company, in full or in part, by sellingGold Layaway Purchases to others, and applying my earned commissions to complete my own Gold Layaway Purchase. Commissions are paid only onsales to others. You cannot earn commissions or overrides on your personal purchases or sales to businesses you own (trusts or corporations excepted).

I choose to exercise the aforementioned "Sales Manager" option and fulfill my obligations in the manner described above. I hereby assign the value ofmy commissions to the Company for that purpose. If the Company becomes obligated to pay me commissions a n d / o r indirect sale bonuses pursuantto that contract, I hereby give authorization for and hereby instruct the Company to retain those funds, as a credit to my account, and apply saidmonies toward completion of the above captioned Cold Layaway Purchase and, following completion of same, deliver the aforementioned gold coinsto me as per the following instructions:

______OPTION 1: On completion of the Gold Layaway Purchase, mentioned above, send all purchased coins to me at the address above,

XX OPTION 2: On completion of the Gold Layaway Purchase, mentioned above, I authorize you to sell my coins and apply $ _200_____

of the proceeds as the deposit on a new Gold Layaway Purchase in the denominations of (A) (B) (C) (D) (E) (F) (G) (H) (_C_), with a face

value of: $ _500__ Send the balance (if any) to me in the form of: (Gold or Silver Eagle Coins) (Company Check)

Special Instructions (if any): ________________________________________________________________________________________________

_________________________________________________________________________________________________________________________

Purchaser’s Signature ________________________________________ Birth Date ______________________ Today’s Date __________________

ONLY ONE LAYAWAY MAY BE SELECTED. PURCHASER MUST INITIAL THE LAYWAY OF HIS CHOICE

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Sales Associate G.L.P. #_B-99761______________Sales Associate: Terry Robinson _______________Address:_1191 Kuhio Hwy. #287________________City: _Kapaa________________________________State: _Hawaii________ postal zone 96746____ Fed. I.D /Country: USA S.S. # ____________Phone 1-808-652-2589

PLEASE PRINT CLEARLY:Applicant _____________________________________Address _____________________________________City _____________________________________State: __________________postal zone _________Country _________________ Fed. I.D / S.S. # _______________Phone ( ) ____________ Fax ( ) ____________

_________ “A” LAYAWAY: Face Value: $125 Deposit: $50 If not completed in 180 days, loss of deposit may result____x____ “B” LAYAWAY: Face Value: $250 Deposit: $100 If not completed in 180 days, loss of deposit may result_________ “C” LAYAWAY: Face Value: $500 Deposit: $200 If not completed in 180 days, loss of deposit may result_________ “D” LAYAWAY: Face Value: $1,000 Deposit: $400 If not completed in 180 days, loss of deposit may result_________ “E” LAYAWAY: Face Value: $2,000 Deposit: $800 If not completed in 180 days, loss of deposit may result_________ “F” LAYAWAY: Face Value: $4,000 Deposit: $1,600 If not completed in 180 days, loss of deposit may result_________ “G” LAYAWAY: Face Value: $8,000 Deposit: $3,200 If not completed in 180 days, loss of deposit may result_________ “H” LAYAWAY: Face Value: $16,000 Deposit: $6,400 If not completed in 180 days, loss of deposit may result

OPTION 3 GOLD LAYAWAY PURCHASE & OP'T'ION: PAGE 2

1. Purchaser states that he/she is of legal age in the state in which he/she resides. Falsification of any information can result in termination.

2. Purchaser agrees to retire the balance of the selected Gold Layaway Purchase & Option within 180 days of the date hereon. Purchaserunderstands that this Purchase Plan expires at 12:01 A.M. on the 180th day following its signing, unless prior arrangements havebeen made to extend it.

3. Purchaser understands that this Gold Layaway Purchase & Option must be submitted to Option 3 within 72 hours of its' signing.I, the Purchaser, hereby demand that my Sales Associate or Director forward this purchase to Option 3 within that period of time. I alsoagree to forward any purchases that I may sell within the aforementioned 72 hours.

4. Following the completion of this Gold Layaway Purchase & Option, by Purchaser, Seller will deliver to Purchaser, within 30 days,U.S. Gold and/or Silver Eagle Bullion Coins in the amount of the above selected Gold Layaway Purchase. The value of said coins isdetermined by the going market price at time of completion. Purchaser is responsible for all shipping and insurance costs plus State andLocal taxes, if any. Unless purchase is outright, Purchaser is bound by the terms of their accompanying Personal Option and DisbursementInstructions.

5. On ail cash sales, Option 3 charges a premium of 25% above the face value of this contract. Any Sales Management Plan purchase which is completed by cash payoff, rather than being completed by sales, will be subject to the same 25% premium.

6. This order will be filled, using one or more American Gold or Silver Eagle Bullion Coins, depending on the going market value of said coinsat the time of completion. To reach the prescribed value of the purchase, any amount remaining which is less than the value of thesmallest available coin under the terms herein will be refunded to Purchaser by Seller, provided such sum is greater than $8.00 (EightDollars). Option 3 will notify Purchaser of coin shipment by mail.

7. This Gold Layaway Purchase & Option will become binding only after receipt by the Company and acceptance thereafter. The partiesagree that this transaction shall be governed by the Common Law of Contracts and that proper jurisdiction and venue shall be in the Stateand Federal Courts of Douglas County Nevada (state), united states of America.

"Completion" in the Option 3 Sales Management Plan requires the Purchaser to earn sufficient commissions from the sale of Gold LayawayPurchase & Option to retire the balance due. Note: Sales Managers also receive Bonus Overrides on each sale made by an individual to whomthey have sold a Gold Layaway Purchase (indirect sale). Said bonuses amount to $5.00 on each indirect A; $10.00 on each Indirect B; $20.00 oneach Indirect C; $40.00 on each Indirect D; $80.00 on each Indirect E; $160.00 on each Indirect F; $320.00 on each Indirect G; $640.00 on each

Indirect and $1,280 on each indirect X Agreement. Bonuses are paid by company check as earned, or assigned at my option, to completeprogressions to higher denominations.

The Purchaser certifies, under penalty of perjury, that he/she has read and agrees to all provisions contained herein, and hereby requests thatthis Gold Layaway Purchase be accepted under the terms and conditions contained herein. This document must bear the appropriate DirectorNumber (if any) in order to be accepted, provided a Director has been assigned. Purchaser attests that his own true signature, address andtelephone number are affixed hereto.

YOU (THE BUYER) MAY CANCEL THIS TRANSACTION, WITHOUT PENALTY OR OBLIGATION, AT ANY TIMEPRIOR TO MIDNIGHT OF THE THIRD BUSINESS DAY AFTER THE DATE OF THIS TRANSACTION. SEE THENOTICE OF CANCELLATION, BELOW, FOR EXPLANATION OF THIS RIGHT.

NOTICE OF CANCELLATIONYOU MAY CANCEL THIS TRANSACTION, WITHOUT ANY PENALTY OR OBLIGATION, WITHIN 3 BUSINESS DAYS FROM THE

SIGNING DATE OF THIS GOLD LAYAWAY PURCHASE, AS STATED ABOVE,IF YOU CANCEL, ANY PAYMENTS MADE BY YOU UNDER THE CONTRACT OR SALE, AND ANY NEGOTIABLE

INSTRUMENT EXECUTED BY YOU WILL BE RETURNED WITHIN 10 BUSINESS DAYS FOLLOWING RECEIPT BY THE SELLER OF YOURCANCELLATION NOTICE, AND ANY SECURITY INTEREST ARISING OUT OF THE TRANSACTION WILL BE CANCELLED.

TO CANCEL THIS TRANSACTION, MAIL OR DELIVER A SIGNED AND DATED COPY OF THIS CANCELLATION NOTICE OR ANYOTHER WRITTEN NOTICE TO: Option 3 Processing, c/o Lock Box 31, Maysville, Arkansas (state) non-domestic postalcode 72747.

THIS CANCELLATION MUST BE DELIVERED TO THE ABOVE ADDRESS, BY CERTIFIED MAIL, NO LATER THAN MIDNIGHT OF THE 3RD(THIRD) BUSINESS DAY FOLLOWING THE DATE OF THE SIGNING OF THIS DOCUMENT.

I HEREBY CANCEL THIS TRANSACTION.

PURCHASER'S NAME: (Print) _________________________________________________________________________________

PURCHASER'S I.D. __________________________________________________________________________________________

GOLD LAYAWAY PURCHASE NUMBER: ______________________________________________________________________

PURCHASER'S SIGNATURE:___________________________________________________DATE: _____/_____/______

c/o Lock Box 31 - Maysville, Arkansas (state) - n o n domestic postal code 72747 (Processing)Phone: (479) 787-5333

INDEPENDENT MARKETING ASSOCIATE (IMA) CONTRACT

In accordance with the terms and conditions contained in this contract, I hereby submit my application to become anIndependent Marketing Associate (IMA) with Option 3 (hereinafter referred to as Option 3, or “Company”).

As an Independent Marketing Associate (IMA), I understand and agree that:

1. I am of legal age in the State in which I enter this Contract. My true signature, address and phone number areaffixed hereto. This is a private contract (not public) between private parties capable of entering into same. Thiscontract is construed under Article 1, Section 10 of the Constitution of the United States of America (1787) to wit:“No state shall make any law impairing the obligation of contracts”.

2. There is no cost or fee required in order for me to participate in any phase of the Option 3 program.

3. I understand I am not required to make any purchases to become an IMA, nor am I required to maintain aninventory. A Marketing and Sales Kit, sold at Company cost, may be made available as an optional purchase. If,within sixty (60) days from the date of this application, I decide not to continue as an IMA, I may submit my writtenresignation and return said Kit for a refund, provided it is in good or re-saleable condition. A 10% handling chargewill be assessed, and I understand that such resignation immediately and completely terminates this Contract.

4. (A) I understand that as an IMA, I am an independent contractor, not an agent, or employee or franchisee of theCompany. I further understand and agree that I will not be treated as an employee for federal or state tax purposes,nor will I be treated as an employee for purposes of the Federal Unemployment Tax Act, the Federal InsuranceContributions Act, the Social Security and/or State Unemployment Act or State Employment Security Act.

(B) I understand and agree that I am responsible for the payment of all applicable federal and state self-employment taxes, sales taxes, local taxes and/or license fees that may become due as a result of my activitiesunder this contract. Company will provide a verified statement of earnings, annually, for all compensation paid tothe IMA.

5. I understand that the acceptance of this contract does not constitute the sale of a franchise or a distributorship, andthat no exclusive territories are granted to anyone. I hereby state that no franchise fees have been paid, nor am Iacquiring any interest in a security by acceptance of this contract.

6. On acceptance of this contract, I understand that I will become an IMA with the Company, and will be eligible toparticipate in the selling and distribution of the Company’s products and services and receive commissions inconnection with such sales, in accordance with the Company’s Rules and Regulations, Policies and Procedures,Business Guide and Compensation Plan.

I certify that I have read and fully understand this contract, including all provisions on the back of this page.

__________________________________________________Date: _______________ Birthdate:________________

Signature(If you do not wish to use a “FED. I.D.” or “S.S. #, print “please assign” in that area and a 9 digit #

will be assigned for your use on all Option 3 paperwork.)

Sales Associate _Terry Robinson________________Address:_1191 Kuhio Hwy. #287________________City: _Kapaa________________________________State: Hawaii______postal zone _96746___________ Fed. I.D /Country: USA S.S. # ____________Phone 1-808-652-2589 Fax 760-281-6573

PLEASE PRINT CLEARLY:Applicant _____________________________________Address _____________________________________City _____________________________________State: __________________postal zone _________Country _________________ Fed. I.D / S.S. # _______________Phone ( ) ____________ Fax ( ) ____________

Independent Marketing Associate (IMA) ContractPage 2

7. I certify that neither the Company nor my salesperson have made any claims of guaranteed profits orrepresentations of profits that might result from my efforts as an Independent marketing Associate (IMA). Iunderstand that my success as an IMA comes from retail sales, services and/or the development of an IMA SalesOrganization. I agree that I will make no statements, disclosures or representations in selling, or in therecruiting of other prospective IMA’s other than those contained in approved Company literature.

8. I understand that, as an IMA, I am not guaranteed income, nor am I assured any profits or success. I understandthe Compensation Plan and that I can only earn commissions from the sale of the Company’s products or services.

9. (A) I hereby agree to represent the Company’s Compensation Plan fairly and completely, emphasizing that retailsales are a requirement, that no purchase of products is required, that no “recruitment fee” can be derived fromthe mere act of recruiting other IMA’s and that no earnings are guaranteed from participation in the CompensationPlan. I agree that I will not make representations about actual, potential or expected earnings of any IMA.(B) I further agree not to produce or reproduce any literature or advertising without the consent of theCompany. I understand that IMA’s may not use the Company Name or derivative thereof, or the Company Logo inany printed material, advertisement, or media. Any violation of this paragraph constitutes grounds fortermination and forfeiture of any or all future commissions.

10. In the event I elect to enter the Company’s optional “Sales Management Plan”, I agree to perform a bona-fidesupervisory, distributive and selling function in connection with the sale of the Company’s products and servicesto the ultimate consumer. I further agree to provide communication and supervision to my sales organization.

11. I understand and agree that my remuneration from the aforementioned sales organization consists solely ofcommissions, overrides or bonuses relating to the sale or other output derived from in person sales, solicitationsand orders from the ultimate consumers, primarily in the home or otherwise.

12. I understand and agree that my commissions on Option 3 Gold Layaway Purchases are as follows: A - $18.75;B - $37.50; C - $75.00; D- $150.00; E- $300.00; F - $600.00; G- $1,200.00; H - $2,400.00: andX - $4,800.00. Commissions are not paid on personal purchases, I further understand and agree that I may besubject to chargebacks against my future earnings should any of my clients cancel their Gold Layaway Purchase or,if for any reason, the Company must issue a refund to any of my clients or, if for any reason, I am indebted to theCompany. Chargebacks are at the sole option of the Company.

13. I understand and agree that the Company may modify the Rules and Regulations, Policies and Procedures,Compensation Plan, Company Literature and Product Prices I agree to be bound by such changes upon notification.

14. This contract, may not be sold, transferred or otherwise assigned without the consent of the Company.

15. The term of this contract is one (1) year. I understand this contract must be renewed on the annual anniversarydate of the acceptance of this contract. There is a tax deductible charge of $25.00 for said annual renewal.

16. I understand and agree that either party may terminate this contract by giving written notice to the other party 30days in advance. This contract shall be governed by the common law of contracts, and proper jurisdiction andvenue shall be in the State and Federal Courts of Douglas County, Nevada state, United States of America.

17. I understand and agree that this contract, the company’s Rules and Regulations, Policies and Procedures andCompensation Plan, all incorporated herein by reference, constitute the entire contract between the parties hereto.I have read this contract, including the Rules and Regulations, Policies and Procedures and Compensation Plan,and agree to abide by and be bound by the terms contained therein.

18. Any falsification of information on any Option 3 form are grounds for immediate termination.

This contract is effective on the date received, and accepted by the Company.

Send All Contracts to:

Option 3 Processing Center, c/o Lock Box 31 Maysville Arkansas state, non domestic postal zone 72747