1

Deal Highlights

Samarth Shekhar Co-Founder, FinTech Forum | Founder & MD, TechFluence

samarth.shekhar@fintechforum.de

20th Nov. 2014, Frankfurt am Main

FinTech Forum a BankITX and TechFluence initiative

2

FinTech investments: global & Europe

• Global FinTech investments1 – $930M in 2008

– ~$3B in 2013

– Projected 2018: $6-8B

• Europe VC funding2 (Q1-Q3 2014) – FinTech: $592 mn (+300% YoY)

– All Tech: $1.7 bn (+40% YoY)

• FinTech Market size (UK)3: £20 bn – 72% Traditional FinTech

– 18% Emergent / “Bankenstürmer”

Sources: 1. Accenture: The Boom in Global FinTech Investments 2. Financial News: European FinTech Investments Soar 3. E&Y / UKTI report - Landscaping UK FinTech 4. CB Insights: Where is the Smart VC Money Going in Fin Tech?

3

Selected D.A.CH FinTech Deals*: 2011-13

Mobile card acceptance (Square rival). Rocket Internet , plus over €10 mn from New Enterprise Associates, ru.net, Holtzbrinck Ventures in 2012

Cloud Banking Platform: $2 mn (Point Nine Capital, Runa Capital and Kizoo in 2013)

Online payment startup (Stripe rival). > €14 mn (Holtzbrinck Ventures, Sunstone Capital, Blumberg Capital) in 2013.

P2P lending. $12 mn (Index Ventures, Union Square Ventures in 2013)

* Disclosed amounts, between 2011-13. Estimates based on public sources : we are not liable for errors. Sources: http://www.gruenderszene.de/, http://techcrunch.com/, Blog: Germany’s FinTech Rising Stars

Big data credit scoring/micro-lending. Multi-mn. € from Blumberg Capital, Point Nine Capital, Heiko Hubertz (Bigpoint), Samwer Brothers in 2013.

Licensed Web 2.0 Bank. (JZI, CFP, Anthemis Group, Life.SREDA etc.

Online credit marketplace. > € 4 mn . Privatbank Banca Sella , Earlybird, Neuhaus Partners in 2011

Swedish payments firm Klarna acquires Germany’s Sofort For $150M

E-Loan Specialist Wonga Buys BillPay, The PayPal Of Germany…

Japan‘s Minkabu acquires stock-centric community sharewise.com

Inve

stm

ents

M

&A

4

2014 D.A.CH Funding ~$175M: ~3x 2011-13*

0.0 5.0 10.0 15.0 20.0 25.0 30.0 35.0 40.0 45.0 50.0

Inventorum

Numbrs

Finanzchef24

Passt24

Knip

Friendsurance

Spotcap

Kreditech

Auxmoney

Compeon

Barzahlen

Traxpay

SumUp

Treasury…

LaterPay

Vaamo

Moneymeets

Bitbond

Netguardians

Ayondo

Wikifolio

Total (disclosed): € 126.3 Mn + ~€15 Mn (estimates of undisclosed)

Funding (EUR Mn)

* TechFluence estimates from 2nd Study of FinTech in D.A.CH / Central Europe, out in Mar. 2015

5

Lending and Payments startups lead

Banking 7%

Insurance 0%

Lending 55%

Payment 26%

Personal Finance Management

2%

Bitcoin 0.02%

Security 3% Capital

Markets 7%

(All undisclosed)

Passt24

Knip

Friendsurance

* TechFluence estimates from 2nd Study of FinTech in D.A.CH / Central Europe

Vaamo

Moneymeets

Bitbond

NetGuardians Ayondo

Wikifolio

Spotcap

Kreditech

Auxmoney

Compeon

Barzahlen

Traxpay

SumUp

Treasury Intelligence

LaterPay

6

FinTech Forum Alumni Updates

BitBond: funding €200K; semi-finals, Innotribe

Moneymeets: funding (undisclosed); semi-finals, Innotribe

Wikifolio: funding €6M

TraxPay: funding €15M. PYMNTS.COM 2014 AWARD

Vaamo: funding (€2.5M)

Lendstar: semi-finals, Innotribe; finals, BBVA Open Talent

Cashboard: winner, 7VPD / NOAH Conf.; finals, BBVA Open Talent

Fidor: Banking IT Innovation Award 2014, Global Growth Co.

Bankless24: Banking IT Innovation Award 2014

Cashcloud: Banking IT Innovation Award 2014

* Disclosed amounts, based on public sources e.g. http://venturebeat.com/ , http://venturevillage.eu/, http://www.gruenderszene.de/, http://techcrunch.com/ etc. We are not liable for any errors.

7

FinTech Forum in 2014

Named to Financial News / Wall Street Journal FinTech 40: 40 Leaders in FinTech / Innovators Shaping the Future of Finance Nominated judge of the BBVA Open Talent 2014. Roundtable Panel “Fintech startup ecosystems en Europe” at NextBank Europe. Nominated judge of the Innotribe Startup Challenge 2014 Speaker “FinTech ecosystem: Lessons Learnt / Opportunities for Collaboration” Innotribe @ SIBOS Financial News / WSJ.D FinTech Conference Designing the Bank of 2020 . Group Discussion: “The Future of the Bank Account”

London, 1st May Boston, 1st Oct.

Barcelona, 19th Sep.

London, 28th Oct.

Jun. 2014

Press / Blog Mentions: http://www.fintechforum.de/presse/

8

FinTech Autobahn Partner Program

• 2nd Study of FinTech in D.A.CH / Central Europe – Covering 200+ Startups, out in Mar. 2015

– Monthly updates shared with FinTech Autobahn partners (Erste Group / BeeOne, Ernst & Young, Xignite, Heussen…)

• Want to be part of it? – Email contact@fintechforum.de or connect to us

Understand startups’ proposition, traction

and achievements (Haves)

Understand support needed- funding,

contacts… (Wants)

Connect to relevant partners, mentors

and contacts to make it happen!

Objective: accelerate growth, visibility, funding, deals, partnerships etc.

Register for our next event (19th March, 2015) and for our weekly newsletter covering the fintech scene in DACH / CE.

9

Calendar of FinTech Startup Challenges / Accelerator Programs

• Accenture FinTech Innovation Lab: deadline 05-Dec.-2014 for the New York program (ca. July 2015 for APAC/Hong Kong; Sep. for London; Oct. for Dublin). Very interesting for B2B / enterprise tech startups focused on financial services.

• Barclays Accelerator, powered by Techstars: deadline 09-Jan-2015. Read about their first cohort of ten startups.

• SWIFT Innotribe Startup Challenge: applications start ca. Feb. 2015 (to be announced soon). Read about the 15 finalists and the 47 semi-finalists of 2014

• BBVA Open Talent: applications ca. Apr.-Jun. (see the 2014 schedule here). European finals ca. Sep. Check out the sixty finalists of the 2014 (the competition’s sixth edition).

• Startupbootcamp FinTech: applications / pitch days ca. Apr.- Jun. Selection days ca. July. Here is the first cohort of 10 startups that pitched at 2014 Demo Day.

• Dassault 3D FinTech Challenge: applications ca. Aug. Launched in 2013 in collaboration with Level39, 3D a 7-week accelerator program focused on buy-side fintech innovations. Check out the finalists of the 2014 Challenge.

10

THANK YOU & ALL THE BEST!