future of banking
DESCRIPTION
My talk at openapi.fi event.TRANSCRIPT
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FUTURE OF B A N K I N G
K R I S T I A N L U O M A , @ K L U O M A
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KRISTIAN LUOMA KRISTIAN LUOMA
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FUTURE OF B A N K I N G ?
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WE DON’T NEED BANKS, WE NEED BANKING.
!
B I L L G A T E S
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BANK IS NOT SOMEWHERE YOU GO, IT IS SOMETHING
YOU DO.
BRETT K ING
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H O W T O DISRUPT
BANKING?
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HORSES vs CARS
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CLAYTON CHRISTENSEN
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E X P E R T S
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I N N O V A T O R S
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More accessible, easier, cheaper
MUSIC
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More accessible, easier, cheaper
PHOTOGRAPHY
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DISRUPTED BY DIGITAL EMPOWERING INNOVATIONS
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FOCUS ON INNOVATION THAT
E M P O W E R S
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W H A T J O B D O E S T H E B A N K D O ?
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K E E P S Y O U R VA L U A B L E S
S A F E ?
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H E L P S Y O U S P E N D Y O U R
M O N E Y ?
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M A K E S Y O U M O R E M O N E Y ?
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G I V E S A D V I C E ?
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M A K E S T H E B E S T O U T O F VA L U A B L E S !
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1 1 !
P R E D I C T I O N S F O R F U T U R E O F
B A N K I N G
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IN THE YEAR 2000?
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1 . R I S E O F M O B I L E
B A N K I N G
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2 . A L L D I G I TA L B A N K S A C R O S S
E U / W O R L D
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3 . C R Y P T O C U R R E N C I E S
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4 . T R A N S A C T I O N A S A “ C O M M E R C E ”
P L AT F O R M
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5 . A P I S , A P I S E V E RY W H E R E
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6 . P R I VAT E B A N K I N G F O R
E V E RY O N E
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7 . F I N A N C E C O A C H I N G
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8 . A L L A U T O M AT I C
M O N E Y O P T I M I Z E R
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9 . A L L A U T O M AT I C I N S U R A N C E
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1 0 . E T H I C A L F U N D I N G
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1 1 . L I F E S T Y L E B A N K I N G
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H AV E F U N H A C K I N G & T H A N K Y O U
K R I S T I A N . L U O M A @ O P. F I @ K L U O M A