fundzone – investment funds & supermarket cash accountlibrary.adviserzone.com/fzmf30b.pdf ·...

May 2018 Page 01 of 12

FundZone – Investment Funds & Supermarket Cash AccountApplication form

This application form is for applicants who are resident in the UK for tax purposes.

When we say ‘Standard Life’ we mean ‘Standard Life Savings Limited’.

If you need any help completing this form, please contact us on 0345 279 2002. Calls and written communication may be monitored and/or recorded to protect you and us and help with our training. Call charges will vary.

A European Union directive requires fund managers to produce a Key Investor Information Document (KIID) for most funds. This document sets out key information about the fund including the objectives and risks of the fund, what it invests in and its charges.

It is important that you read the KIID before selecting the fund.

FZMF30B 0518Who this form is forThis form is for anyone who wishes to open an Investment Fund with a Supermarket Cash account.

Filling in this formBefore completing this form, please read the Key Features (FZMF17) and Terms and Conditions (FZMF62) and the KIID or Fund Factsheet for your chosen fund or funds. If you are applying to invest in Investment Funds all sections must be completed; missing information will prevent us from accepting your application form. If you are receiving advice from a financial adviser, you should remember that the financial adviser is acting on your behalf not only by giving you advice, but also regarding completing this form. We automatically open a Supermarket Cash account for anyone who applies to invest in Investment Funds.Please fill in this form in black ink and BLOCK CAPITALS. Don’t use correction fluid if you make a mistake. If you need to fix a mistake, please initial any changes you make.A copy of this completed application form is available on request.

Adviser Details

Important – we use this code to pay adviser charges. Please ensure you have completed this box.

Adviser Code Adviser to complete Client Type New Existing

Existing account number (if applicable) S P

Consultant Code

For Standard Life use only

FundZone – Investment Funds & Supermarket Cash Account FZMF30B

Page 02 of 12 May 2018

Part 1 – Your account holder details

First account holderTitle (Mr/Mrs/Miss/Ms/Other eg Dr/Rev)

Male Female

Surname

First name(s) in fullDate of birth (DD/MM/YYYY) UK Resident? Yes No

National Insurance no. I do not have a National Insurance Number

Permanent UK residential address

House number

Street

City/Town

County

Postcode

Telephone (include area dialling code)

Home

Work

Mobile

Email address

@

If you are a Court Deputy, you don’t need to answer the following question.Where are you tax resident? Please provide the relevant Taxpayer Identification Number (TIN). For example, in the UK it will be your National Insurance Number:

Country TIN

Country TIN

Country TIN

Country TIN

Country TIN

IMPORTANT FOR ADVISERS – If you want your client to receive online access to FundZone, please provide your client’s email address opposite.

Tax residency information You should speak to your adviser if you need more information about why we need to ask these questions.

You can enter up to five countries. If you are tax resident in more than five countries please photocopy this page.

Please provide your National Insurance Number. If you do not have one please put a cross in the box to declare this.



Please provide your National Insurance Number. If you do not have one please put a cross in the box to declare this.

Part 1 – Your account holder detail (Continued)

Second account holderTitle (Mr/Mrs/Miss/Ms/Other eg Dr/Rev)

Male Female

Surname

First name(s) in fullDate of birth (DD/MM/YYYY) UK Resident? Yes No

National Insurance no. I do not have a National Insurance Number

Permanent UK residential address

House number

Street

City/Town

County

Postcode

Telephone (include area dialling code)

Home

Work

Mobile

Email address

@

Tax residency information You should speak to your adviser if you need more information about why we need to ask these questions.

You can enter up to five countries. If you are tax resident in more than five countries please photocopy this page.

If you are a Court Deputy, you don’t need to answer the following question.Where are you tax resident? Please provide the relevant Taxpayer Identification Number (TIN). For example, in the UK it will be your National Insurance Number:

Country TIN

Country TIN

Country TIN

Country TIN

Country TIN



Cheques should be made payable to ‘Standard Life Savings Limited’ and must be drawn from your own personal account.

Investments will be set up upon receipt of cheques.

For Banker’s Drafts or Building Society cheques, please ask the Bank or Building Society to print your name on the cheque to confirm the source of funds.

Please note, the minimum investment amount is £500 for a single payment or regular monthly payments of £50.

Direct Debits take at least 8 working days to set up, so please allow enough time

Part 2a – Investment detailsEnter the amount you wish to invest and the details of the payments. BACS Faster Payment CHAPS/Telegraphic Transfer

Single investment £ . Direct Debit

Regular investment £ . Direct Debit

Please select a start date (DD/MM/YYYY) between the 1st and 28th of the month.

Frequency Monthly Quarterly Half-yearly Yearly

Please note that if you do not select a frequency, a default of ‘Monthly’ will be selected for you.

Part 2b – Source of WealthDue to FCA requirements, we are required to obtain information about the source of your payment before we can accept your application. Please indicate below how you acquired the money you are investing.

Salary/Bonus Divorce Settlement Gift Inheritance

Lottery/betting win Policy claim/

maturityCompensation

payment Sale of investments

Sale of property Sale of company Savings Existing trust money

Other If other, please specify

Part 3 – Payment DetailsYou can make payments by the following methods:3a Regular monthly or annual payments can be made by Direct Debit3b Single payments by electronic methods (BACS, Faster Payment, CHAPS/TT, Direct Debit) or by cheque



The Direct Debit Guarantee• This Guarantee is offered by all banks and building societies that accept instruction to pay Direct Debits.• If there are any changes to the amount, date or frequency of your Direct Debit, Standard Life will notify you three working days in

advance of your account being debited or as otherwise agreed. If you request Standard Life to collect a payment, confirmation of the amount and date will be given to you at the time of the request.

• If an error is made in the payment of your Direct Debit, by Standard Life or your bank or building society, you are entitled to a full and immediate refund of the amount paid from your bank or building society.

– If you receive a refund you are not entitled to, you must pay it back when Standard Life asks you to.• You can cancel a Direct Debit at any time by simply contacting your bank or building society. Written confirmation may be required.

Please also notify us.

Important, please tear off and keep safely.

The bank details entered here will be your nominated account. This must be your own personal or joint account. Any income, Direct Debit or payments in and out of your investment will be made to/from this bank account.

You do not need to complete this section if you are not making regular payments or receiving income payments.

Please complete Part 3a if you are making an investment by Direct Debit or plan to take withdrawals. It helps us to have this information.

Important: If you have decided to make regular payments through Direct Debit, it takes us about 8 working days to set the Direct Debit up. Please consider this when deciding the start date in Part 2a.

Part 3a – Nominated Account Details For Regular PaymentsInstruction to your Bank or Building Society to pay by Direct DebitIssued by: Standard Life Savings Limited, Standard Life House, 30 Lothian Road, Edinburgh EH1 2DHPlease supply the following details:

Originator’s identification no.

9 0 1 2 1 1

For Standard Life official use onlyThis is not part of the Instruction to your Bank or Building Society.

The ManagerName of your Bank or Building Society branchFull postal address of your Bank or Building Society branch

Building number

Street

City/Town

County

Postcode

Name(s) of Account-holder(s)

Bank or Building Society Account No.

Reference Number

Branch Sort Code

Building Society Roll Number

Please refer to the top right hand corner of your cheque book.Your Instruction to the Bank/Building Society, and SignaturePlease pay Standard Life Direct Debits from the account detailed in this instruction subject to the safeguards assured by the Direct Debit Guarantee. I understand that this Instruction may remain with Standard Life and, if so, details will be passed electronically to my Bank/Building Society.

Signature(s)

Date (DD/MM/YYYY)

Signature(s)

Date (DD/MM/YYYY)

Banks and Building Societies may not accept Direct Debit Instructions for some types of account.




Your bank may have a limit on Faster Payments.

Your bank may charge you for Payments by CHAPS/TT.

For Building Society cheques, please ask the Bank or Building Society to print your name on the cheque to confirm the source of funds.

Please note your payment may not be applied to your account until the working day following receipt by us.

A European Union directive requires fund managers to produce a Key Investor Information Document (KIID) for most funds. This document sets out key information about the fund including the objectives and risks of the fund, what it invests in and its charges.

It is important that you read the KIID before selecting the fund.

Please complete Part 5 if you are placing money in a Supermarket Cash account.

Part 3b – Single PaymentsYou can make payments electronically safely and securely by:

• BACS – payment received within 3-5 working days

• Faster Payment – immediate payment received same day within 2 hours

• CHAPS/Telegraphic Transfer – payment received by close of business same day

Our bank details for BACS, Faster Payment or CHAPS/Telegraphic Transfer are:

Account Number 92288338 Sort Code 40 03 28

Bank Address HSBC Bank plc Holborn Circus Branch 31 Holborn LONDON EC1N 2HR

IMPORTANT – To help us match the money to your account please use your National Insurance Number as your electronic payment reference.Payments can also be made by cheque. Cheques should be made payable to ‘Standard Life Savings Limited’ and drawn from your own personal account.

Part 4 – Fund selectionCiticode Fund name Inc/Acc

UnitsSingle Investment £

Regular Investment £

XXOO Standard Life Investments Managed (EXAMPLE) Inc 500.00 50.00

Important: Please note that the fund Citicode and the full fund name must be included on this form, as shown in the example opposite, in order for us to process your application. The fund Citicode is unique to each fund and each share class within a fund. Please also make sure you complete the Income or Accumulation column. If you need help completing this section, please speak to your financial adviser.



It is important that you put enough money in the Supermarket Cash account to pay any product charges and Adviser Charges you want paid from it. We suggest keeping enough money in the Supermarket Cash account to cover 12 months of charges.

Part 6 – How you want to pay your adviserPlease tell us what you want to pay from your account to your financial adviser. We will use the information you provide in this section to pay your financial adviser. By signing the declaration in Part 12 of this form, you are:• agreeing to the payment of the Adviser Charges documented in Parts 6a, 6b or 6c, and • authorising Standard Life to accept all future instructions from your adviser for payment

of Adviser Charges that you have agreed to pay them from your product.You do not need to complete the information in Parts 6a, 6b or 6c if: • your financial adviser is billing you directly for their services, or • your financial adviser is not charging you for their services.If either of these options apply, cross this box and then go to Part 7.

Important note Adviser Charges are deducted from the Supermarket Cash account. Please complete Part 5 ‘Supermarket Cash account’ to deposit your money.

We call this a ‘Regular Initial Adviser Charge’.

Please note, depending on the amount and frequency you elect, the amount of the Adviser Charge actually paid may be slightly lower due to rounding.

Part 6a – Adviser Charge for regular paymentsComplete this section if you will be making regular payments to your plan and have agreed a charge for advice with your adviser.Spread payment of Regular Initial Adviser Charge (please complete one of the following options)

£ . a month for months.

£ . a year for years.

£ . a quarter for quarters.

£ . a half-year for half-years.

We call this an ‘Initial Adviser Charge’.Part 6b – Adviser Charge for single payments

Complete this section if you will be making a single payment to your plan and you have agreed a charge for advice with your adviser.Please state the amount of Initial Adviser Charge as either a monetary amount or percentage.

Single payment £ . or %.

Part 5 – Supermarket Cash account – also used to pay chargesRegular payments

Single payment

How much do you want to invest in the Supermarket Cash account? £ £

It is important that you put enough money in the Supermarket Cash account to pay any product charges and Adviser Charges you want paid from it. We suggest keeping enough money in the Supermarket Cash account to cover 12 months of charges.

Regular payments will be set up monthly and taken on the same day as your regular payment or the 1st of every month unless you have indicated otherwise.



An income share class is one which pays an income from dividends and distributions from the fund. These can be paid to your nominated account, or can be reinvested, to purchase more units in the fund.

If you choose to receive an income, please ensure that you have completed Part 3a.

Part 7 – Income share classes and managing incomeHave you chosen to invest in Income Units? Yes No If you have chosen to invest in income units, the distribution income can be reinvested to buy more of the units in the fund from which the income was received.Please cross this box to instruct us to reinvest your income to buy more units in the same fund.Alternatively, you can elect for this income to be paid to your nominated account. In this case, we can either pay all income automatically as soon as it is received or pay distribution income only once it has reached a minimum payment amount.You can also choose how often to take this income.If you wish to be paid the full distribution income as soon as it is received, please indicate the minimum payment amount as £0.00

Minimum payment amount £ .How often do you want income to be paid? Monthly Quarterly Half-yearly Yearly

Please leave frequency blank if you would like a payment to be made when your minimum payment amount is reached.Alternatively, you can elect for this income to remain in your Investment Funds cash account or to be transferred to your Supermarket Cash account. If you wish to do this, you must contact us on 0345 279 2002. Otherwise, the distribution income will be automatically reinvested for you to buy more units.Please note that your contract note will still be for an income share class.

We call this an ‘Ongoing Adviser Charge’.Part 6c – Ongoing Adviser Charge

Complete this section if you have agreed to pay your adviser for ongoing advice. The Ongoing Adviser Charge can either be a set amount or a percentage of your product.1. Set amount

£ . every month £ . every year

£ . every quarter £ . every half-year

OR

2. Percentage %. of your product a year

This percentage can be taken once a year or split across a different time period: Yearly Monthly Quarterly Half-yearly



Any withdrawal payment out of your investment will be made to the nominated bank account you have given in Part 3a of the application.

If no bank details have been provided in this application, you will need to provide us with the details of your own personal nominated account prior to making any withdrawals.

The minimum regular withdrawal is £25 or 0.5% of the value of your Investment Funds (provided this percentage equates to a minimum of £25). There must be a minimum of £500 within an investment fund to allow regular withdrawals to be paid.

We may close your Investment Funds if the combined value of the cash and investments in it drop below £250.

Part 8 – Regular withdrawal facilityComplete this section if you want to make a regular withdrawal from your investment.If you wish to withdraw a fixed amount for each payment, please indicate how much you want each payment to be. For example, if you want to withdraw £100 each month (£1,200 per year) cross the monthly box and write £100 in the payment box.

£ .ORIf you wish to withdraw a percentage of the current value of your holding, indicate the annual percentage amount. For example, if you want to withdraw 6% per year paid at quarterly intervals, cross the quarterly box and write 6% in the percentage box.

%

Note, the percentage you specify will be a percentage of the value of your investment when the withdrawal is made, which could be different from your initial investment.

Please indicate the date (DD/MM/YYYY) you would like payments to start from(please select a start date between the 1st and 28th of the month).

Important – This date must be no sooner than 30 days after you made your investment.Please ensure you have completed Part 3a.Please indicate how often you wish to make withdrawals Monthly Quarterly Half-yearly Yearly

Please note that if you do not select a frequency, a default of ‘Monthly’ will be selected for youPlease indicate where you wish to make withdrawals from:Withdrawal to be taken from Supermarket Cash account

Withdrawal to be taken across ‘Investment Funds’

Withdrawal to be taken across specific funds within the product

Please indicate which funds you wish to make your withdrawals from. You can choose to withdraw a monetary amount, or a percentage of the fund.You can also set up withdrawals from your Investment Funds cash account. Please contact us to arrange this.

Citicode Fund name Amount £

Percentage %

XXOO Standard Life Investments Managed (EXAMPLE) 50.00 5%


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This section to be completed by the adviser.Part 9 – Advice given and name of regulated firm

If you have not given advice in respect of this investment, please tick hereOtherwise we will assume that advice has been given.

Basis of Sale Whole of Market Other If other please specify

Adviser FCA or Authorisation Number

Name of regulated firm

Address of regulated firm

House number

Street

City/Town

County

Postcode

Intermediary Reference NumberWe may need to contact you (the Business Writer) about this application, please provide your contact details below:

Name of Business Writer

Contact Number

Email address

@


May 2018 of 12

Part 11 – Money LaunderingTo comply with Money Laundering Regulations, we may verify your identity, by carrying out an online check with a reference agency. Where an online check is carried out, the agency will verify your identity against public records and it will also check whether you have a credit history (but it will not disclose any information about your actual borrowings). The agency will add a note to show that an identity check was made to your credit file, but this information will not be available to any third parties. If the online check does not confirm your identity, we will carry out a manual check and we may need to contact you for further information. We regret we cannot offer any alternative process.Acceptance of this application is subject to satisfactory completion of identity verification checks within 30 days of the application date.

Part 10 – Data Protection Notice and Communication Preferences - Important, please readData Protection Notice - Using your Personal Information We will collect and use personal information about you and any other named individual on your application such as your name, date of birth and national insurance number in order to provide this product or service and manage our relationship with you. It may be necessary as part of this product or service to collect and use personal information which is defined as ‘special category data’ by data protection law e.g. Health related. Any such special category data will only be collected and used where it’s needed to provide the product or service you have requested or to comply with our legal and regulatory obligations and where we have obtained your explicit consent to process such information. To provide this product or service and meet our legal and regulatory obligations, we will keep your personal information and copies of records we create (e.g. calls with us) while you are a customer of ours. If this application does not proceed or when you no longer have a relationship with us, we are required to keep information for different legal and regulatory reasons. The length of time will vary and we regularly review our retention periods to make sure they comply with all laws and regulations. The information collected may be shared with other parts of Standard Life Assurance Limited, Standard Life Aberdeen plc and other companies we work with to support us in the provision of the product or service you have with us. We may also share your information with our regulators, HM Revenue & Customs and your adviser / employer (for applicable products and services) where necessary and lawful to do so. Whenever we share your personal information, we will do so in line with our obligations to keep your information safe and secure. The majority of your information is processed in the UK and European Economic Area (EEA). However, some of your information may be processed by us or the third parties we work with outside of the EEA, including countries such as the United States, the Philippines and India. Where your information is being processed outside of the EEA, we take additional steps to ensure that your information is protected to at least an equivalent level as would be applied by UK / EEA data privacy laws e.g. we will put in place legal agreements with our third party suppliers and do regular checks to ensure they meet these obligations.For more information on how Standard Life processes your personal information and what your rights are, please read the Terms and Conditions (FZMF62) and our Privacy Policy at https://www.standardlife.com/sl/privacy-policy.page or write to the Data Protection Officer at 30 Lothian Road, Edinburgh, EH1 2DH

Communication PreferencesYour essential updatesWe’ll share important information on your plan and your choices, products and services, plus financial tips from our experts. We also want to help you plan for the future by keeping you updated on:Latest news and offers from Standard Life Aberdeen PLCFor information about Standard Life Aberdeen companies visit StandardLifeAberdeen.com.

No Yes

Offers of interest from our preferred partners No Yes To understand how, where and why we use your information, read our Privacy Policy https://www.standardlife.com/sl/privacy-policy.page


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Standard Life Savings Limited, is registered in Scotland (SC180203) at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH. Standard Life Savings Limited is authorised and regulated by the Financial Conduct Authority. www.standardlife.co.uk

FZMF30B 0518 © 2018 Standard Life Aberdeen, images reproduced under licence. All rights reserved.

Please ensure you sign here or we will have to return your application.

Part 12 – Account holder declaration and important informationI declare that:• I am 18 years of age or over;• I agree to my financial adviser receiving the Adviser Charge(s) described in Part 6 and authorise

Standard Life to accept all future instructions from my adviser to pay the charges that I have agreed with my adviser.

• I am resident in the UK for tax purposes or, if not so resident, I am a Crown employee serving overseas and perform duties that are treated as being performed in the UK or I am married to, or in a civil partnership with, a person who performs such duties. I will inform Standard Life if I cease to be so resident or perform such duties or be married to, in a civil partnership with such a person performing these duties.

• I have read the Data Protection Notice and I agree that my personal information may be used for the purposes described (subject to me exercising my right not to be contacted with details of other products and services).

• I understand that I can access the Key Investor Information Documents (KIIDs) for my chosen funds (where available) from the standardlife.co.uk website or by calling Standard Life.

Before signing this Application Form, you should read the Key Features Document and Terms and Conditions carefully, as these are documents on which we will rely. You should also read the KIID or Fund Factsheet for your chosen fund or funds. If you have any questions, you should ask your financial adviser or contact the FundZone Customer Centre before signing.I authorise you to carry out electronic identification checks if required.My financial advisers (as detailed at Part 9 of the application form) have my authority to notify you, on my behalf, of any switches in investment funds. My financial advisers also have my authority to notify you, on my behalf, of partial encashments of my investment, full encashment of my investment or to set up a regular withdrawal from my investment. The proceeds of these are to be paid into my nominated account. Any notification received from my financial advisers (whether via online, over the telephone or in writing) should be acted on as if it had been direct instruction from me.My financial advisers will continue to have this authority until I have notified you in writing that this authority has ended.I agree to the Terms and Conditions. I declare that the information given is correct to the best of my knowledge and belief and that I will inform Standard Life Savings Limited of any change in the information given.Read the declaration and important information above.Check that you have completed ALL sections of the application form.Sign that you agree to the declaration and important information.

First account holder signatureDate (DD/MM/YYYY)

Second account holder signatureDate (DD/MM/YYYY)

When this application form has been fully completed and signed, please send it to the address below, together with a cheque and the Verification of Identity Form.Standard Life, FundZone, Dundas House, 20 Brandon Street, Edinburgh, EH3 5PP

Important — the adviser must send in a Verification of Identity Form along with this application to ensure no delays are encountered when carrying out future transactions on this account.