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Smart  Banking  with  analy7cs  Digital  Banks  –  mobile  and  social  banks  with  built  in  analy1cs  to  simplify  managing  money  

Digital  Advice  Replacing  high-­‐touch  with  high-­‐tech.    

Algorithm  based  Roboadvisors  Algorithm  based  advisor  to  manage  goal  based  porBolio  

Mobile  Payments,  Wallets  and  POS  Mobile  payments  as  the  ul1mate  enabler  of  commerce  

Crypto-­‐currencies  Blockchian,  Bitcoin  and  the  internet  value  exchange  ecosystem  disrup1ng  the  econmics  of  payments  

Bank   Investments   Payments  

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Informed Enterprise

Digitally reengineered

Financial Services

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Big  Data  and  Decision  Science   Mobile  ,  Online  and  Internet  of  Things  

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