fsu power1point

8/13/2019 FSU Power1Point

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COASTAL CONSTRUCTION

ISSUESCODES

COMPLIANCE

COSTSPresented By : John Minor

Complete General Contractors,

Inc.


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Wind v

Flood

Flood Line Finished Floor Elevation (FFE) -Measure with a tape up close and perspective.

Inside Debris Line : Still Water/Surge The inside

measurements may be different than those recordedoutside due to the ramp-up effect of wave action


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National Flood Insurance Progra !

NFIP"#$%&%%% Ca'

The NFIP requires the mortae loans that oriinate!rom !ederally"#ac$ed !inancial institutions to require!lood insurance. %Circa &'()*

More than +.( million policies in e!!ect in -,areas.

-+ /ecord 0oss 1ollars Paid " 2&3,(4(,(+3

5pecial Flood 6a7ard 8rea 95F68 ; -(< chance o!#ein !looded durin the term o! a = yr mortae ascompared to ' < chance o! !ire
http://www.floodsmart.gov/


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Total Loss Causation (

E)'ertsMeteorologists ; @sed to determine thetimin o! the di!!erent aspects o! thedamaeA

Structural*Forensic Engineers; ?erlaythe >eather data to the structure todetermine >ithin a reasona#le deree o!enineerin certainty that >hat portions o!

a structure >ould ha?e #een damaed #ya i?en perilA

Cost Providers ; Present the costsassociated >ith the indi?idual causation

determinations and #uildin characteristics.


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Costs o+ Coastal Construction

Increased Costs o! Compliance is a?aila#lea!ter a property is +< damaed !or costsassociated >ith the ele?ation o! a ne>

structure and demolition o! the old.

2=, is a?aila#le to !lood insurance

policyholders in hih"ris$ areas to help payto #rin their home or #usiness intocompliance.

>>>.!ema.o? or >>>.!loodsmart.o?
http://www.fema.gov/http://www.floddsmart.gov/http://www.floddsmart.gov/http://www.fema.gov/


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$%, Rule

R105.3.1.1 Substantially improved or substantially damaged existingbuildings in areas prone to flooding - For applications for

reconstruction, rehabilitation, addition, or other improvement of existing

buildings or structures located in an area prone to flooding as established

by Table R301.2(1! the building official shall examine or cause to be

examined the construction documents and shall prepare a finding withregard to the value of the proposed work. For buildings that have

sustained damage of any origin, the value of the proposed work shall

include the cost to repair the building or structure to its pre-damage

condition. If the building official finds that the value of proposed work

equals or exceeds 5 percent of the market value of the building or

structure before the damage has occurred or the improvement is started,

the finding shall be provided to the board of appeals for a determination of

substantial improvement or substantial damage. !pplications determined

by the board of appeals to constitute substantial improvement or

substantial damage shall meet the requirements of "ection #$%$.


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Costs o+ Coastal Construction

Large Cost Drivers +or "e#

$onstru%tion

0aminated indo>s Dle?ation"Compliant @tilities

Continuous 0oad Path

%Threaded /ods, Fasteners E Clips* 5hear alls

Bloc$in and Tie 1o>ns


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5u!!icient depth to resist #oth upli!t and o?erturnin

caused #y >ind andor >ater

5u!!icient depth to account !or the possi#le loss o! soil due

to erosion or scour

8dequate strenth o! the !oundation material such that it

>ill not #rea$ >hen the #uildin is impacted #y hih

>inds andor >ater and >a?es

5trenth to resist lateral mo?ement >ithout #racin i!

possi#le 5u!!icient structural redundancy to resist !ailure >hen one

critical corner or section is damaed #y >ater"#orne

de#ris

Foundation Design

Principles For Sustainability


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Expert Witness and Appraisal Services

Biloxi, Mississippi (urricane !atrina"

#erdido !ey, $lorida (urricane %van"


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Foundation Failure ( -urricane Ivan


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Elevation Re.uireentsT&e first t&ings to understand on any

#ind'#ater loss

Elevation Certi+icate8n Dle?ation Certi!icate is required in order

to properly rate Post"FI/M #uildins,

>hich are #uildins constructed a!ter

pu#lication o! the Flood Insurance /ate

Map %FI/M*. 8n Dle?ation Certi!icate is notrequired !or Pre"FI/M #uildins unless the

#uildin is #ein rated under the optional

Post"FI/M !lood insurance rules.


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Elevation Certi+icate


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#ind'#ater loss

NFIP Flood Inundation Ma's

DHcellent tool to use a!ter a loss : Maps are#ased on the o#ser?ation o! sur?ey teams

set up #y FDM8. These maps i?e ranes

as to the heiht o! !lood >aters : 8nomalies

in !lood heiht %anand do occur.

###.fema.gov'business'nfip
http://www.fema.gov/business/nfiphttp://www.fema.gov/business/nfip


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FEMA Flood Ma''ing


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#ind'#ater loss

FIRM ( Flood Insurance RateMa'

Pro?ides the current ele?ationrequirements !or a particular propertyAthese maps are continually updated andchaned.

D/FIRM Elevation Ma'sThe 5tandard 1FI/M 1ata#ase is a diital?ersion o! the FDM8 !lood insurance rate

map that is desined !or use >ith diital


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Agencies 0 Researc1 2rou's

I'roving Tec1nolog3


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Universit3 o+ Florida -urricane

Siulator S1o4n to t1e Le+t

FL State niv Modelin& ' esearch

L! State niv Buildin& the )i&ital urricane

"e#as "ech Mobile *eather )ata +ollection

niv $F Brid&es ' oads *ired and #osttorm )ata +ollection


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Institute +or 5usiness 0 -oe Sa+et3 !

I5-S


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Institute +or 5usiness 0 -oe Sa+et3 !

I5-S

Iediate Researc1 Focus ( Roo+/Related

Issues The initial research !ocus >ill #e on roo!s and roo!in"related issues and

de?elopin relationships #et>een current test standards and per!ormance o!

roo!s in simulated >indstormsA

Identi!yin e!!ecti?e methods to pro?ide #ac$"up >ater intrusion protection

>hen primary roo! co?er is damaedA

Identi!yin !iHes !or >ater intrusion and >ind"#orne !ire#rand intrusion ?ia

roo! ?entin systemsA

5imulatin >ind"dri?en hail e?ents and e?aluatin associated damae to

roo! co?ers, as >ell as, identi!yin solutionsA

Initiatin research into ain e!!ects on roo! per!ormance in eHtreme e?entsA 1e?elopin cost"e!!ecti?e methods !or retro!ittin ?arious roo!in systems to

mitiate damae and losses.

Contact in!oi#hs.oror call )(("(+3"4-43
mailto:[email protected]:[email protected]


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Federal Eergenc3 Manageent Agenc3 !

FEMAFlood Plain Manageent

hen a community oins the NFIP, it must adopt

and en!orce minimum !loodplain manaement

standards !or participation. FDM8 >or$s closely

>ith state and local o!!icials to identi!y !lood ha7ard

areas and !lood ris$s. The !loodplain manaement

requirements >ithin the 5F68 are desined topre?ent ne> de?elopment !rom increasin the

!lood threat and to protect ne> and eHistin

#uildins !rom anticipated !lood e?ents.


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Federal Eergenc3 Manageent Agenc3 !

FEMA

Oil S'ill Deterination re( InsuranceCoverages Co?erae !or commercial #uildins and contents must #e purchased

separately and the limit !or damae caused #y pollutants is 2&,A

1amae to the round, soil or land caused #y !lood, oil or !lood

>ater miHed > oil is not co?eredA The cost o! complyin >ith any local or state ordinance includin one

that requires special remo?al methods !or oil is speci!ically eHcludedA

There is no co?erae !or testin !or or the monitorin o! pollutants

unless there is a la> or ordinance requirin itA %certain !loodplain

manaement mitiation requirements are eHceptions* I! the policyholder ma$es any claim aainst any person >ho caused

the loss and reco?ers any money, the policyholder must pay FDM8

or the K #ac$ !irst #e!ore the policyholder may $eep any o! that

money.


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Coastal Mississi''i Post

6atrina


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Potential Polic3 Solutions


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All Ris7 Policies

The ultiple )erils *%t of 200+6/ Bill '-,

!urthered #y Conressman Gene Taylor o!

Mississippi, >as an attempt at an all ris$ policyA

This act has #een opposed #y insurance

industry roups >ho say it could cause as

much as 2&" - #illion a year in losses >itha similar trac$ record as !lood >ould end up a

hue issue !or taH payersA


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8UA

Insurance industry lo##yist arue that

>hile insurance has dou#led since

Latrina, policies typically are a?aila#le

in many cases #y the J@8. These are

prorams administered #y each state,

i.e., Citi7ens Ins Co in FloridaA the NCJ@8A and the TeHas ind Insurance

8ssociation.


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Potential Polic3 SolutionsCiti9en:s Insurance

The Citi7ens Board o! Go?ernors appro?ed

an emerency plan to ?alidate the accuracy

o! the more than 23 million in >ind

mitiation credits pro?ided to itspolicyholders.

8s a o?ernment entity, Citi7ens has a !iscal

responsi#ility to all Floridians to ensure thatthe premiums it chares are correct and

re!lect accurate ratin characteristics !or

each co?ered property.


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Nation4ide Insurance Co'an3"ation#ide is proposing a solution t&at

#ould&

Pro?ide Flood E ind Co?erae in nePolicyA

8?oid Future 1isputes o?er ho PaysO or

No Co?eraeO

Puts the Primary Claims /esponsi#ility !or

Flood 1amae on Pri?ate Insurance

Companies.


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>>>.completecontractin.com

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