frsa flash 1 mar 2012

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F O R T D R U M A N N O U N C E S COM MU NITY MEE TI NG U S S E N A T O R G I L L I B B R A N D & H O L L Y P E T R A E U S 3-6 FA “Swift & Bold” FRSA Flash 1 March 2012 The community meeting with U.S. Senator Kirsten Gillibrand (N.Y.) and Holly Petraeus, of the Consumer Financial Protection Bureau, will begin at 3:45 p.m. in the Commons on Friday, March 2nd. So make sure you grab a seat by 3:30 when the doors will close! The discussion will focus on consumer protections and financial issues facing our military members. Gillibrand and Petraeus will focus their discussion on how to best assist military families who are facing fi- nancial issues. There also will be a question-and- answer session for the community. The Consumer Financial Protection Bureau was es- tablished to protect Ameri- can consumers from unfair, deceptive or abusive prac- tices at the hands of finan- cial services providers - banks, credit card compa- nies, mortgage and payday lenders, and debt collec- tors, to name a few. One group in particular is often at risk of being tar- geted by unscrupulous lenders: service members and their Families who find themselves in financial trouble and strapped for cash to cover debts and ex- penses due to the unique challenges members of the military face. Kirsten Gillibrand Holly Petraeus Contents of this newsletter are compiled from multiple Military Family news sources. Material presented does not represent the views or endorsement of 3-6 Field Artillery or the United States Army. This material is for personal use of the readers. All readers are encouraged to do further research for all applicable restrictions and guidelines.

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Page 1: FRSA Flash 1 Mar 2012

F O R T D R U M A N N O U N C E S

C O M M U N I T Y M E E T I N G U S S E N A T O R G I L L I B B R A N D

& H O L L Y P E T R A E U S

3-6 FA “Swift & Bold” FRSA Flash

1 March 2012

The community meeting with U.S. Senator Kirsten Gillibrand (N.Y.) and Holly Petraeus, of the Consumer Financial Protection Bureau, will begin at 3:45 p.m. in the Commons on Friday, March 2nd. So make sure you grab a seat by 3:30 when the doors will close! The discussion will focus on consumer protections and financial issues facing our military members. Gillibrand and Petraeus will focus their discussion on how to best assist military families who are facing fi-nancial issues. There also will be a question-and-answer session for the community. The Consumer Financial Protection Bureau was es-tablished to protect Ameri-

can consumers from unfair, deceptive or abusive prac-tices at the hands of finan-cial services providers - banks, credit card compa-nies, mortgage and payday lenders, and debt collec-tors, to name a few. One group in particular is often at risk of being tar-geted by unscrupulous lenders: service members and their Families who find themselves in financial trouble and strapped for cash to cover debts and ex-penses due to the unique challenges members of the military face.

Kirsten Gillibrand

Holly Petraeus

Contents of this newsletter are compiled from multiple Military Family news sources. Material presented does not

represent the views or endorsement of 3-6 Field Artillery or the United States Army. This material is for personal use

of the readers. All readers are encouraged to do further research for all applicable restrictions and guidelines.

Page 2: FRSA Flash 1 Mar 2012

T r i c a r e c h o o s e s M e t l i f e n o t U n i t e d C o n c o r d i a f o r d e n t a l

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The U.S. Government Accountability Office (GAO) upheld a decision to award a $3.1

billion Tricare dental plan contract to a different insurer, its first change in 15 years.

Tricare Management Activity agency at the U.S. Department of Defense decided to

give New York, N.Y.-based Metropolitan Life Insurance Co. a $3.1 billion dental plan

contract rather than United Concordia Cos., based in Harrisburg, Pa.

Tricare managers decided that the MetLife provider network suited the military insur-

ance program better than United Concordia‟s network, the Pittsburgh Post Gazette

reported.

United Concordia, a division of Pittsburgh, Pa.-based Highmark, was the Tricare den-

tal program provider for 15 years.

Effective May 1, 2012, MetLife will become the dental carrier for the TDP. MetLife will

begin providing dental coverage to over 2 million family members of uniformed ser-

vice active duty personnel, members of the Selected Reserve and Individual Ready Re-

serve, their eligible family members, and Survivors.

Beneficiaries will have access to MetLife's network with over 161,000 dentist access

points, and this number continues to grow.

Additional information about the contract is available at www.tricare.mil/TDPcontract

and benefit updates are available at www.tricare.mil.

PLEASE NOTE that the change to MetLife is for the TDP program only. The Active

Duty Dental Program will still be administered by United Concordia®.

Changes to the TDP will include enhanced dental coverage at a lower premium share

than before. MetLife will distribute program information, provider network details be-

ginning in first quarter 2012. Highlights to the benefits

and enhancements are listed below:

· Coverage of posterior resin (tooth colored/white) fillings

· Increase in the annual maximum to $1,300 per enrollee

(formerly this was $1,200

· Increase in the lifetime orthodontic maximum to $1,750

Claims will continue

to be processed as they

are now and changes in

the mailing address,

claims processing, etc.

will be provided in

early 2012

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E f f e c t i v e M a y 1 , 2 0 1 2 M e t L i f e w i l l b e c o m e t h e d e n t a l c a r r i e r f o r t h e

T r i c a r e D e n t a l P l a n .

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· $1,200 per year for services related to dental treatment due to an accident as defined in

the TDP handbook

· No cost shares for scaling and root planing (deep cleaning) for diabetics

· Coverage of an additional (3rd) cleaning for women during pregnancy

· Expansion of the survivor benefits to surviving spouse and child(ren)

If you would like to check if your dentist is already part of the MetLife network, please

click Find a Dentist on the right and search for a DPPO provider. If the dentist is not a

member, dentists can easily request an application on our website for dentists, http://

www.metdental.com/.

MetLife and United Concordia, the current TDP contractor, are working together to com-

plete the contract transition activities for MetLife‟s start on May 1, 2012. TDP claims with a

date of service prior to May 1, 2012 will continue to be processed by United Concordia un-

til April 30, 2013. All TDP claims with a date of service on or after May 1, 2012 will be sub-

mitted to MetLife. Please make note of these important dates to ensure timely processing

of your TDP claims.

The new TDP contract that MetLife will be administering is not to be confused with the

separate TRICARE dental contract that covers eligible uniformed service members. The Ac-

tive Duty Dental Program (ADDP) will continue to be administered by United Concordia.

MetLife is looking forward to the opportunity to provide quality dental coverage and oral

health educational programs to the more than 2 million TDP beneficiaries, which include

the family members of all active duty uniformed services personnel, members of the Na-

tional Guard and Reserves, and their eligible family members.

For a list of participating Dentists or for specialists go to http://

www.metlife.com and click on the search box in the upper right..

Check with your current dentists as not all dentists accepting the

program are listed on the site at this time.

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FRG SCHEDULED MEETIN GS

Alpha Battery Wed, 28 Mar @ 6PM BN

Classroom

Bravo Battery Tues. 20 Mar @ 5:30PM Hill-

side Lodge

Golf Company Thur. 15 Mar @ 6PM Hillside

Lodge

HHB Thur. 15 Mar @ 6PM BN

Classroom

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M a r c h S c h e d u l e o f E v e n t s

March 2 - Military Free Lift Tickets - Snow

Ridge

March 2 – A Cold Winter‟s Night Program End-

ing Party – McEwen Library

March 2 - 3-6 Hail and Farewell 1700 - Ameri-

can Legion

March 2 - Ft Drum History Documentary

Showing 1800 - USO

March 2, 16, & 30 – Indoor Paintball – Youth

Center

March 3 – Snowmobile Safety Class – Adven-

ture Training

March 3 - Saturday Opening, Off the Beatin‟

Path 1000-1300 - OTBP Gift Store

March 3 – Saturday Open Recreation - School

Age Center

March 5-9 - 3-6FA Table XII Field Exercise

March 5 – 16 – Indoor Triathlon – Monti Physi-

cal Fitness Center

March 7 - CLIF - Commons

March 6 & 7 – AFTB Level 1 Training – Army

Community Service

March 9 & 23 – In Her Shoes: Living With Do-

mestic Violence – Army Community Service

March 9 – Youth Conflict Resolution Training –

Youth Center

March 10 – Ice Fishing Trip – Parks and Rec-

reation

March 10 – 2012 Basketball Tournament –

Sports Office

March 10 – Maple Days – McEwen Library

March 10 – Texas Hold „Em Tournament –

BOSS

March 10 – Trip to Monster Truck Jam – Parks

and Recreation

March 10 – Midnight Sports – Youth Center

March 11 - DAYLIGHT SAVINGS (Spring For-

ward by an hour)

March 12 – 2012 Volleyball League Begins -

Sports

March 12-16 - 3-6 Warrior First Responder

Training

March 12-23 HQ Training

March 12 - EFMP Using Social Stories, 11:30AM @

ACS

March 14 - Fort Drum Education Liaison Committee,

1030-1130 @ The Commons

March 15 - FRG Steering Meeting, 1130 @ BN

Classroom

March 15 - Golf FRG Meeting, 1600 @ Hillside

Lodge

March 15 - HHB FRG Meeting, 1800 @

BN Classroom

March 16 - Military Free Lift Tickets, 1000-2030 @

Snow Ridge

March 16-17 - ESC Women’s Conference, 0900-1600

@ The Commons

March 16-18 - North Country Goes Green Irish Festi-

val @ Dulles State Office Building

March 17 ST. PATRICKS DAY

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Volunteers needed!!

Location:

Pine Plains Complex

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Between multiple deployments, relocations and time spent apart, Military Families must learn to make every second together count. While Soldiers are protecting our country, their Families are doing their part on the homefront to keep the tight-knit community from unraveling. To honor their sacrifices and to celebrate April as Month of the Military Child, The Mountaineer staff is looking for four Fort Drum youths who show exceptional character at home, in school and in the community. Submissions will be accepted through March 9 and should be limited to 200 words. Children will be selected based on the following criteria: * Scholastic activities and involvement * Family contribution (helping out at home, chores, etc.) * Community activities and involvement * Leadership skills * Volunteer service * Academic standing / achievement * Other activities, such as clubs, intern-ships and summer work Include any awards and honors the child has achieved. A nominee must be a student within grades 7-12 and reside with a military ser-vice member assigned at Fort Drum. Selections will be made before April 1. The Mountaineer will highlight each child with a feature article and photos on the "Mountaineer People" page (B3). Families with more than one child may submit one entry per child or a combined entry. To submit a child for consideration, email the essay in a Word document to [email protected] with the words “Military Child Nominee” in the subject line. Include the child‟s name and age, and the military parent‟s name, unit and telephone number.

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The Spouses' Club Fort Drum is now accepting scholarship applications

for the 2012-2013 academic year.

Eligible individuals are:

Spouses and children of active duty, reserve, or retired active duty military (officer or

enlisted)

-time accredited degree pro-gram during the upcoming 2012-

2013 academic year (fall & spring terms).

communities.

The application can be found at www.fdosc.com, under "Forms" and must be postmarked by

March 31, 2012.

Please direct any questions to Scholarship Chair Mary Gauvin at ftdrumscholar-

[email protected].

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CLOVER

GREEN

ISLE

PATRICK

SEVENTEEN

DIED

HOLIDAY

LEAF

PATRON

SHAMROCKS

EMERALD

IRELAND

MARCH

SAINT

THREE

WORD SEARCH PUZZLE

T N O F D G C I N Y Z J P R

H J O I R Z R U R B D A J E

R V E R Q E L E N E T N Z V

E D I D T E L E E R L B E O

E P G N D A E S I N N A Y L

E N I C J T P C I R Y F N C

H A M D N D K E H R W E G D

S I V E Y A D I L O H M B X

R X V I V K W L R H X E I E

M E P W B U D B L U T R Q Q

S R N B Q A C X O Z D A E T

O K Z Z B F M A R C H L L Y

L R S H A M R O C K S D W S

F M F O G F A E L T P F J M

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ACROSS

1. He plays roles 6. Wild hog 10. Mongrel 14. Drudge 15. Competent 16. A river in Spain 17. Dot on a computer screen 18. Bit 19. Hammer or saw 20. Lacking ardor or vigor or en-ergy 22. Charge per unit 23. Goddess of the dawn (Greek mythology) 24. Truth, old-style 26. The reason for the action 30. Noisily eat soup 32. Pee 33. The right side of a ship 37. Give food to 38. Without delay 39. Fifty-three in Roman numerals 40. Repossess 42. Diacritical mark 43. Belief 44. A reddish brown 45. A-list 47. Adult males 48. Ends a prayer 49. Detectable 56. Hindu princess 57. A Freudian stage 58. Pilot 59. Glove 60. Kid 61. Speak 62. Gin flavor 63. X X X X 64. Loamy deposit

DOWN

1. Cobras 2. Trim 3. Cab 4. Not under 5. Alleviate 6. Vouches 7. Double-reed wood-wind 8. Anagram of "Salt" 9. Comfort 10. Superman's city 11. German subma-rine 12. Engagement 13. Lacquered metal-ware

21. Foot digit 25. Sphere 26. Mishandle 27. Chocolate cookie 28. Level 29. Nebulous 30. Secret supply 31. Shoestring 33. Blemish 34. Anagram of "Sail" 35. Carnival attrac-tion 36. Meal plan for weight loss 38. Arouse hostility

41. Feline 42. Melodious 44. VCR button 45. Electronic mes-sages 46. Slowly, in music 47. Units of distance 48. Weapons 50. Cameo stone 51. Bring 52. Countertenor 53. Chomp 54. Bottom of the bar-rel 55. Mistakes

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