franklin templeton india common application form

Franklin Templeton Asset Management (India) Pvt. Ltd.

Franklin Templeton Mutual Fund

Key Information Memorandum andCommon Application Form for

Open End Equity, Balanced, Fund of Funds,Tax Saving Schemes, Income and LiquidFundsOffer for units on an ongoing basis at a Net Asset Value (NAV) based price

The Key Information Memorandum is dated April 29, 2010. This Key Information Memorandum (KIM) sets forth the information, which a prospective investor oughtto know before investing. For further details of the Scheme/Mutual Fund, due diligence certificate by the AMC, Key Personnel, investors’ rights & services, risk factors,penalties & pending litigations etc. investors should, before investment, refer to the Scheme Information Document and Statement of Additional Information availablefree of cost at any of the Investor Service Centres or distributors or from the website www.franklintempletonindia.com. This KIM shall remain effective until a 'materialchange' (other than a change in fundamental attributes and within the purview of the KIM) occurs and thereafter Material changes will be filed with SEBI

The Scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations 1996, as amended till date, andfiled with Securities and Exchange Board of India (SEBI). The units being offered for public subscription have not been approved or disapproved by SEBI, nor hasSEBI certified the accuracy or adequacy of this KIM.

Sponsor: Templeton International Inc., Florida, USA.

Asset Management Company: Franklin Templeton Asset Management (India) Pvt. Ltd.

Acknowledgement

Received from _____________________________________________________________________________________________________________________________________________________________________________________________________________________Pin________________

Scheme Name Plan/Option Payment Details

Amount ____________________ Cheque/DD No. ________________ Date ________________

Bank and Branch details ____________________________________________________________

For Office Use OnlyDistributor information

Advisor Code* Sub-broker/Branch Code Representative Code

* AMFI Registered Distributors

Existing Unitholders (Please provide the following details in full; Please refer Instruction 2)

First Applicant Name

Customer Folio No. Account No.Unit Holder Information

(To be filled in Block Letters. Use one box for one alphabet leaving one box blank between name and surname)

Name of First/Sole Applicant

Proof of KYC enclosed* �� Date of Birth# D D M M Y Y Y Y

PAN No. (Mandatory)$ Enclosed: �� PAN Card Copy Gender �� Male �� Female

Status: �� Resident Individual �� NRI/PIO �� Company/Body Corporate �� Partnership �� Trust �� Society �� HUF �� Bank �� AOP�� Sole Proprietorship �� Minor through Guardian# �� FI �� FII �� Others (Please specify)_______________________________________Nationality and Country of Residence_____________________________________________________________________________________________

Name of Second Applicant


PAN No. (Mandatory)$ Enclosed: �� PAN Card Copy Gender �� Male �� FemaleStatus: �� Resident Individual �� NRI/PIO �� Minor through Guardian# �� Others (Please specify)_________________________________ Nationality and Country of Residence_____________________________________________________________________________________________

Name of Third Applicant


PAN No. (Mandatory)$ Enclosed: �� PAN Card Copy Gender �� Male �� FemaleStatus: �� Resident Individual �� NRI/PIO �� Minor through Guardian# �� Others (Please specify)_________________________________Nationality and Country of Residence_____________________________________________________________________________________________

Name of Guardian

Proof of KYC enclosed* �� Date of Birth D D M M Y Y Y Y


Status: �� Resident Individual �� NRI/PIO �� Others (Please specify)_____________________________________________________________Nationality and Country of Residence_______________________________________________ Relationship with Minor �� Parent �� Guardian*Please provide copy of the KYC acknowledgement issued by CVL (Mandatory for all Investors for investments of value Rs. 50,000 & Above). $PAN: In terms of SEBI circular dated April 27, 2007, verificationof PAN is mandatory for all Unitholders (including joint holders, guardians in case of minors, PoA holders and NRIs) w.e.f. July 2, 2007 irrespective of the amount of transaction. Please submit photocopy ofthe PAN card (alongwith the original for verification, which will be returned across the counter). #Date of Birth - mandatory for Minors and all investments in TIPP (in TIPP, only individuals may invest).

Common Application Form for FIBCF, FIPF, FIPP, FIOF, TIGF, FIIF, FIFCF, FBIF,FAEF, FIF, FFF, FPF, TICAP, TIPP, FIT, TIEIF, FIHGCF, FTIBF, FTDPEF & FTLF

�� Lumpsum�� Systematic Investment Plan

Mode of Operation

�� Single �� Joint �� Either or Survivor(s)

Power of Attorney (POA) Details

Name of POA Holder ____________________

________________________________________

Enclosed* �� Proof of KYC �� PAN Card Copy

PAN $(Mandatory)

Date of Birth D D M M Y Y Y Y

Status: (Please tick (�))

�� Resident Individual �� NRI/PIO

�� Others (Please specify)_________________

Gender: �� Male �� Female

Scheme Names (Please tick (�))

�� FIBCF �� FIPF �� FIPP �� FIOF �� TIGF �� TIEIF �� FIHGCF �� FIFCF �� FIF �� FPF �� FFF �� TIPP �� FIT �� FTIBF �� FTDPEF

Plan /Options (Please tick (�))

�� Lumpsum �� Growth �� Systematic Investment Plan �� Dividend Reinvestment �� Dividend Payout

Amount Invested______________________________________________________(Less DD Charges)_____________________Net Amount Paid_________________________________________________________________________________Payment Details*

Cheque/DD No.__________________ Bank, Bank A/C No. and Branch___________________________________________________________________________________________________________________________________

I/We would like to invest inSeparate cheque/demand draft required for each investment, drawn in favour of scheme name (see point 4 on page 31). Please fill up the scheme name(s) and the plan/option you may referto the KIM for more details. Investors in Templeton India Pension Plan and Templeton India Children’s Asset Plan are requested to also fill in the option exercise form available at the ISC.

Please use separate application forms for Lumpsum and Systematic Investment Plan, please fill the SIP Auto Debit (ECS/Direct Debit) form alongside and submit it together with the application form.If you have an existing account in the scheme mentioned above, this purchase will be treated as an additional purchase in the same account. If you prefer to have a new account in the same scheme please tick here�� Instructions : * a) For payments by demand draft of Rs. 50,000 & above, please attach proof of debit to your bank account by way of a copy of the DD request evidencing debit to your account or a letterfrom your banker confirming the account debited for issue of the DD. b) If the payment is not made from the investor's account, issuers of the payment instrument must complete a "3rd Party Declaration".

�� 20’s Plan �� 30’s Plan �� 40’s Plan �� 50’s Plan�� 50’s Plus Floating Rate Plan

�� FTLF�� FAEF

�� FBIF

�� Education Plan

�� Gift Plan�� TICAP

�� BSE Sensex Plan

�� NSE Nifty Plan�� FIIF

Application received

The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder (AMFI registered distributor) directly by theinvestor, based on the investor’s assessment of various factors including service rendered by the ARN Holder.

Franklin Templeton ‘Easy’ Services

Declaration

Having read and understood the contents of the Statement of Additional Information, Scheme Information Document of the Fund, the Key Information Memorandumand the Addenda issued till date, I / we hereby apply to the Trustees of Franklin Templeton Mutual Fund for units of scheme(s) of Franklin Templeton Mutual Fund asindicated above, and agree to abide by the terms, conditions, rules and regulations of the Fund as on the date of this investment and confirm that the monies invested inthe fund legally belong to me / us. I / We have not received nor been induced by any rebate or gifts, directly or indirectly in making this investment. * I / We confirm that I am / we are Non-Resident Indians / Persons of Indian Origin but not United States persons within the meaning of Regulation (S) under the UnitedStates Securities Act of 1933, as amended from time to time, and I / We hereby further confirm that the monies are remitted from abroad through approved banking channelsor from my/our monies in my/our NRE/NRO Account.I/We hereby declare that all the particulars given herein are true, correct and complete to the best of my/our knowledge and belief. I further agree not to hold FranklinTempleton Investments liable for any consequences in case of any of the above particulars being false, incorrect or incomplete.I hereby undertake to promptly inform themutual fund of any changes to the information provided hereinabove and agree and accept that the Mutual Funds, their authorised agents, representatives, distributors ('theAuthorised Parties') are not liable or responsible for any losses, costs, damages arising out of any actions undertaken or activities performed by them on the basis of theinformation provided by me as also due to my not intimating / delay in intimating such changes. I hereby authorize the mutual fund to disclose, share, remit in any form,mode or manner, all / any of the information provided by me to Authorised Parties including Financial Intelligence unit-India (FIU-IND) including all changes, updatesto such information as and when provided by me without any obligation of advising me/us of the same. I hereby agree to provide any additional information /documentation that may be required by the Authorised Parties, in connection with this application." I/We confirm and declare that I/ We have read and understood the terms and conditions for HPIN usage and online transactions/ TPIN/ Email Services and also the disclaimer and terms and conditions as posted on the website,www.franklintempletonindia.com. I/ We agree and shall abide by the norms, terms and conditions for HPIN usage and online transactions/ TPIN/ Email services and agree not to hold Franklin Templeton Investments responsible for anyaction relating to the use of HPIN/ TPIN/ Email services facility. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is beingrecommended to me/us

Date:______________________________Place ______________________________________________________________________________ * Applicable to Non-Resident investors

For investment related enquiries, please contact:Franklin Templeton Investments Service Centres Ph: 1-800-425 4255 or 6000 4255 (If calling from a mobile phone, please prefix the citySTD code; local call rates apply for both numbers) from 8am to 9pm, Monday to Saturday.Email: [email protected]. franklintempletonindia.com

CHECK LIST: Please ensure the following : • Application form is complete in all respects and signed by all Applicants • Bank Account details are filled • You have registered Permanent Account Number (PAN) for all holders, including joint holders, guardians, PoA holders & NRI s and submitted the necessary proof (referinstructions) • Appropriate Options are filled up • Cheques/DDs should be drawn in favour of the respective fund name • If you are investing for the first time, pleaseensure that you fill in the contact details for us to contact you in case of any discrepancy in the form. • You have provided a copy of the KYC acknowledgement for allapplicants, guardians for minors and POA holders

Address (Mandatory if you have not completed your KYC process via CVL, else the address of the 1st Holder as registered with CVL will be automatically updated in our records)

City State Country Pincode

Overseas Address for NRIs/PIOs

City State Country Pin/ZipContact Details (Please provide your contact details even if you have already submitted your KYC acknowledgement)

If the Applicant is Sole Proprietorship Firm, please provide the name of Sole Proprietor. If HUF, please provide the name of Karta. In case of other Non-Individuals, please provide the details of Contact Person.

Name

TelSTD Code Office Residence Fax

Email Mobile

Bank Details (Mandatory - For new investors) - For payment through electronic mode, please attach a cancelled cheque leaf or a copy of the cheque.

Bank Name

Account No. Branch/CityPlease provide the full account number

Branch Address Pin

Account type For Residents �� Savings �� Current For Non-Residents �� NRO �� NRE �� Others _______________________________________�� Repatriable �� Non-Repatriable

*RTGS code *NEFT code *MICR code

Direct Credit Facility is currently available with: ABN Amro Bank, Citibank, Development Credit Bank, Deutsche Bank, HDFC Bank, HSBC Bank, IDBI Bank, ICICI Bank, Kotak Mahindra Bank, Standard Chartered Bank, YES Bank & AxisBank. Please provide a cancelled, signed cheque of the bank account you wish to register for Direct Credit. If you do not provide a cancelled and signed cheque, Franklin Templeton will record the new bank details as provided, but reservesthe right to effect payments of dividends and redemptions by way of a cheque or payment instrument till such time that the account details provided can be verified. I/We DO NOT wish to avail direct credit facility (Please tick) ��Please verify and ensure the accuracy of the bank details provided above and as shown in your account statement. Franklin Templeton cannot be held responsible for delays or errors in processing your request if the information provided is incomplete or inaccurate.

(Do not abbreviate)

Disclaimer: In the event of any KYC Application Form being subsequently rejected for lack of information / deficiency / insufficiency of mandatory documentation, the investment transaction may be cancelled and the amountmay be redeemed at applicable NAV, subject to payment of exit load, wherever applicable. However, in case of subscriptions in scheme where Units are under a lock – in period as prescribed in the respective Scheme InformationDocuments (including ELSS Schemes) or a New Fund Offer, allotment may be done only on confirmation from the Central Agency that the KYC is final and if the Central Agency informs that the KYC is cancelled, the originalamount invested may be refunded.

1. Franklin Templeton Easy e-Update: Receive account statements, annual reports andother information instantly by Email *Email Address:

�� I / We wish to receive the above by email�� I / We do not wish to receive the above by email

2. Franklin Templeton Easy Web: Access your account and transact online atwww.franklintempletonindia.com using your HPIN�� Yes, I would like to receive my HPIN

3. Franklin Templeton Easy Call: Just call 1800 425 4255 or 6000 4255 to access youraccount using TPIN______________________�� Yes, I would like to receive my TPIN

4. Franklin Templeton Easy Mobile: Get instant SMS alerts to confirm your transactions *Mobile Number

I/We wish to register for SMS updates on my/our mobile phone. �� Yes �� No

* Note:Where the investor has not opted for any option or has opted for both options, theapplication will be processed as per the default option, i.e., receive the account statement,annual report and other correspondence by E-mail and receive SMS updates on mobile.

Signatures

___________________________________First/Sole Applicant/Guardian

___________________________________Second Applicant

___________________________________Third Applicant

*Note: For more details on RTGS/NEFT/MICR codes, please refer detailed instructions in page 33.

Nomination Details (To be signed by all the joint holders irrespective of the mode of holdings. In case of more than one nominee, please submit a separate form available with any of our ISCs or on our website).

Nominee Name & Address___________________________________________________________________________________________________________

Guardian name & address (if nominee is a minor)________________________________Signature of Nominee/Guardian_____________________________

Witness Name & Address______________________________________________________________Signature of Witness_____________________________

Acknowledgement

Received from _____________________________________________________________________________________________________________________________________________________________________________________________________________________Pin________________

Scheme Name Plan/Option Payment Details

Amount ____________________ Cheque/DD No. ________________ Date ________________

Bank and Branch details ____________________________________________________________

Application received

For Office Use Only

Existing Unitholders (Please provide the following details in full; Please refer Instruction 2)

First Applicant Name

Customer Folio No. Account No.Unit Holder Information

(To be filled in Block Letters. Use one box for one alphabet leaving one box blank between name and surname)

Name of First/Sole Applicant



Status: �� Resident Individual �� NRI/PIO �� Company/Body Corporate �� Partnership �� Trust �� Society �� HUF �� Bank �� AOP�� Sole Proprietorship �� Minor through Guardian# �� FI �� FII �� Others (Please specify)_______________________________________Nationality and Country of Residence_____________________________________________________________________________________________

Name of Second Applicant


PAN No. (Mandatory)$ Enclosed: �� PAN Card Copy Gender �� Male �� FemaleStatus: �� Resident Individual �� NRI/PIO �� Minor through Guardian# �� Others (Please specify)_________________________________ Nationality and Country of Residence_____________________________________________________________________________________________

Name of Third Applicant


PAN No. (Mandatory)$ Enclosed: �� PAN Card Copy Gender �� Male �� FemaleStatus: �� Resident Individual �� NRI/PIO �� Minor through Guardian# �� Others (Please specify)_________________________________Nationality and Country of Residence_____________________________________________________________________________________________

Name of Guardian

Proof of KYC enclosed* �� Date of Birth D D M M Y Y Y Y


Status: �� Resident Individual �� NRI/PIO �� Others (Please specify)_____________________________________________________________

Nationality and Country of Residence_______________________________________________ Relationship with Minor �� Parent �� Guardian*Please provide copy of the KYC acknowledgement issued by CVL (Mandatory for all Investors for investments of value Rs. 50,000 & Above). $PAN: In terms of SEBI circular dated April27, 2007, verification of PAN is mandatory for all Unitholders (including joint holders, guardians in case of minors, PoA holders and NRIs) w.e.f. July 2, 2007 irrespective of the amount oftransaction. Please submit photocopy of the PAN card (alongwith the original for verification, which will be returned across the counter). #Date of Birth - mandatory for Minors.

Common Application Form for TIIF, TIIBA, TGSF, TISTIP, TFIF, TIIOF, TMIP, FTIMIP, TIUBF, TITMA, & TIMMA

�� Lumpsum�� Systematic Investment Plan

Mode of Operation

�� Single �� Joint �� Either or Survivor(s)

Power of Attorney (POA) Details

Name of POA Holder __________________________

______________________________________________

Enclosed:* �� Proof of KYC �� PAN Card Copy

Date of Birth D D M M Y Y Y Y

PAN No. (Mandatory)$

Status: (Please tick (�))

�� Resident Individual �� NRI/PIO

�� Others (Please specify)________________________

Gender: �� Male �� Female

Please use separate application forms for Lumpsum and Systematic Investment Plan, please fill the SIP Auto Debit (ECS/Direct Debit) form alongside andsubmit it together with the application form.If you have an existing account in the scheme mentioned above, this purchase will be treated as an additional purchase in the same account. If you prefer to havea new account in the same scheme please tick here �� Instructions : * a) For payments by demand draft of Rs. 50,000 & above, please attach proof of debit toyour bank account by way of a copy of the DD request evidencing debit to your account or a letter from your banker confirming the account debited for issueof the DD. b) If the payment is not made from the investor's account, issuers of the payment instrument must complete a "3rd Party Declaration".


Distributor information

Advisor Code* Sub-broker/Branch Code Representative Code

Scheme Names (Please tick (�))

�� TIIF �� TIIBA �� TGSF �� TISTIP �� TIIOF

�� TMIP �� FTIMIP �� TIUBF �� TITMA �� TIMMA

Plan /Options (Please tick (�))

�� Lumpsum Plan _______________________________________________________ �� Systematic Investment Plan Option_____________________________________________________

Amount Invested________________________________________________(Less DD Charges)__________________Net Amount Paid_________________________________________________________________________

Payment Details*

Cheque/DD No.__________________ Bank, Bank A/C No. and Branch_____________________________________________________________________________________________________________________

�� TFIF�� Long Term

�� Short Term

I/We would like to invest in

Separate cheque/demand draft required for each investment, drawn in favour of scheme name. Please fill up the scheme name(s) and the plan/optionyou may refer to the Recknoner for more details.

The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder (AMFI registered distributor) directly by theinvestor, based on the investor’s assessment of various factors including service rendered by the ARN Holder.


Declaration

Having read and understood the contents of the Statement of Additional Information, Scheme Information Document of the Fund, the Key Information Memorandumand the Addenda issued till date, I / we hereby apply to the Trustees of Franklin Templeton Mutual Fund for units of scheme(s) of Franklin Templeton Mutual Fund asindicated above, and agree to abide by the terms, conditions, rules and regulations of the Fund as on the date of this investment and confirm that the monies invested inthe fund legally belong to me / us. I / We have not received nor been induced by any rebate or gifts, directly or indirectly in making this investment. * I / We confirm that I am / we are Non-Resident Indians / Persons of Indian Origin but not United States persons within the meaning of Regulation (S) under the UnitedStates Securities Act of 1933, as amended from time to time, and I / We hereby further confirm that the monies are remitted from abroad through approved banking channelsor from my/our monies in my/our NRE/NRO Account.I/We hereby declare that all the particulars given herein are true, correct and complete to the best of my/our knowledge and belief. I further agree not to hold FranklinTempleton Investments liable for any consequences in case of any of the above particulars being false, incorrect or incomplete.I hereby undertake to promptly inform themutual fund of any changes to the information provided hereinabove and agree and accept that the Mutual Funds, their authorised agents, representatives, distributors ('theAuthorised Parties') are not liable or responsible for any losses, costs, damages arising out of any actions undertaken or activities performed by them on the basis of theinformation provided by me as also due to my not intimating / delay in intimating such changes. I hereby authorize the mutual fund to disclose, share, remit in any form,mode or manner, all / any of the information provided by me to Authorised Parties including Financial Intelligence unit-India (FIU-IND) including all changes, updatesto such information as and when provided by me without any obligation of advising me/us of the same. I hereby agree to provide any additional information /documentation that may be required by the Authorised Parties, in connection with this application." I/We confirm and declare that I/ We have read and understood the terms and conditions for HPIN usage and online transactions/ TPIN/ Email Services and also the disclaimer and terms and conditions as posted on the website,www.franklintempletonindia.com. I/ We agree and shall abide by the norms, terms and conditions for HPIN usage and online transactions/ TPIN/ Email services and agree not to hold Franklin Templeton Investments responsible for anyaction relating to the use of HPIN/ TPIN/ Email services facility. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is beingrecommended to me/us

Date:______________________________Place ______________________________________________________________________________ * Applicable to Non-Resident investors

For investment related enquiries, please contact:Franklin Templeton Investments Service Centres Ph: 1-800-425 4255 or 6000 4255 (If calling from a mobile phone, please prefix the citySTD code; local call rates apply for both numbers) from 8am to 9pm, Monday to Saturday.Email: [email protected]. franklintempletonindia.com

CHECK LIST: Please ensure the following : • Application form is complete in all respects and signed by all Applicants • Bank Account details are filled • You have registered Permanent Account Number (PAN) for all holders, including joint holders, guardians, PoA holders & NRI s and submitted the necessary proof (referinstructions) • Appropriate Options are filled up • Cheques/DDs should be drawn in favour of the respective fund name • If you are investing for the first time, pleaseensure that you fill in the contact details for us to contact you in case of any discrepancy in the form. • You have provided a copy of the KYC acknowledgement for allapplicants, guardians for minors and POA holders

Address (Mandatory if you have not completed your KYC process via CVL, else the address of the 1st Holder as registered with CVL will be automatically updated in our records)

City State Country Pincode

Overseas Address for NRIs/PIOs

City State Country Pin/ZipContact Details (Please provide your contact details even if you have already submitted your KYC acknowledgement)

If the Applicant is Sole Proprietorship Firm, please provide the name of Sole Proprietor. If HUF, please provide the name of Karta. In case of other Non-Individuals, please provide the details of Contact Person.

Name

TelSTD Code Office Residence Fax

Email Mobile

Bank Details (Mandatory - For new investors) - For payment through electronic mode, please attach a cancelled cheque leaf or a copy of the cheque.

Bank Name

Account No. Branch/CityPlease provide the full account number

Branch Address Pin

Account type For Residents �� Savings �� Current For Non-Residents �� NRO �� NRE �� Others _______________________________________�� Repatriable �� Non-Repatriable

*RTGS code *NEFT code *MICR code

Direct Credit Facility is currently available with: ABN Amro Bank, Citibank, Development Credit Bank, Deutsche Bank, HDFC Bank, HSBC Bank, IDBI Bank, ICICI Bank, Kotak Mahindra Bank, Standard Chartered Bank, YES Bank & AxisBank. Please provide a cancelled, signed cheque of the bank account you wish to register for Direct Credit. If you do not provide a cancelled and signed cheque, Franklin Templeton will record the new bank details as provided, but reservesthe right to effect payments of dividends and redemptions by way of a cheque or payment instrument till such time that the account details provided can be verified. I/We DO NOT wish to avail direct credit facility (Please tick) ��Please verify and ensure the accuracy of the bank details provided above and as shown in your account statement. Franklin Templeton cannot be held responsible for delays or errors in processing your request if the information provided is incomplete or inaccurate.

(Do not abbreviate)

Disclaimer: In the event of any KYC Application Form being subsequently rejected for lack of information / deficiency / insufficiency of mandatory documentation, the investment transaction may be cancelled and the amountmay be redeemed at applicable NAV, subject to payment of exit load, wherever applicable. However, in case of subscriptions in scheme where Units are under a lock – in period as prescribed in the respective Scheme InformationDocuments (including ELSS Schemes) or a New Fund Offer, allotment may be done only on confirmation from the Central Agency that the KYC is final and if the Central Agency informs that the KYC is cancelled, the originalamount invested may be refunded.

1. Franklin Templeton Easy e-Update: Receive account statements, annual reports andother information instantly by Email *Email Address:


2. Franklin Templeton Easy Web: Access your account and transact online atwww.franklintempletonindia.com using your HPIN�� Yes, I would like to receive my HPIN

3. Franklin Templeton Easy Call: Just call 1800 425 4255 or 6000 4255 to access youraccount using TPIN______________________�� Yes, I would like to receive my TPIN

4. Franklin Templeton Easy Mobile: Get instant SMS alerts to confirm your transactions *Mobile Number

I/We wish to register for SMS updates on my/our mobile phone. �� Yes �� No

* Note:Where the investor has not opted for any option or has opted for both options, theapplication will be processed as per the default option, i.e., receive the account statement,annual report and other correspondence by E-mail and receive SMS updates on mobile.

Signatures

___________________________________First/Sole Applicant/Guardian

___________________________________Second Applicant

___________________________________Third Applicant

*Note: For more details on RTGS/NEFT/MICR codes, please refer detailed instructions in page 33.





Franklin Templeton Mutual FundSystematic Investment Plan through ECS/Direct Debit (See instructions overleaf)

Franklin Templeton InvestorService Centre Signature & Stamp

Advisor Name & Code* Sub Advisor Name & Code* * AMFI Registered Distributors

Name of Sole/First Account holder

Existing Unitholders’ Folio Number New Investors (Please also complete and submit a Common Application Form) Regn. No. (For office use only)

SIP Details (Please note that a minimum of 30 days is required to set up the ECS/Direct Debit)

Scheme

Plan Option

SIP Amount Rs. (per installment)

First SIP Cheque Date Cheque No.

(If Cheque is given)

ECS Period From To

(Should be from the Bank Account from which ECS/Direct Debit is to be effected) (for minimum period and installments, pleaserefer point no. 12 overleaf). I/We authorize Franklin Templeton Mutual Fund or their authorized service providers to Debit my/our accountlisted below by ECS (Electronic Clearing Services) / Direct Debit for collection of SIP payments.

Document proofs for Micro SIP (Please provide any one of the name of identification document as mentioned in the instructions)

Identification document ________________________________________ Field Issuing Authority______________________________________Document Identification No._______________________________________

Bank Details

Bank Name

Branch Name

Address

City

Account Number

9 Digit MICR Code Account Type �� Savings �� Current �� CC/OD �� NRE/NRO(please �)

Please provide the MICR Code of the bank branch from where the ECS/Direct Debit is to be effected. �� Please change my/our bank account ECS / Direct debit ( change in bank account only)

Account Holder Name as in Bank AccountHaving read and understood the contents of the Statement of Additional Information, Scheme Information Document of the Fund, the Key Information Memorandum and the Addenda issued till date, I/we hereby apply to the Trustees of Franklin Templeton MutualFund for registration of Systematic Investment Plan (SIP) through ECS / Direct Debit as indicated above, and agree to abide by the terms, conditions, rules and regulations of the Fund and the SIP through ECS/Direct Debit as on the date of this investment.I/We hereby declare that the particulars given above are correct and complete. If the transaction is delayed or wrongly effected or not effected at all for reasons of incomplete or incorrect information, I/We will not hold Franklin Templeton Investments, its authorisedrepresentatives, appointed service providers or the Bank responsible. I/We further undertake that any changes in my/our Bank details will be informed to the Fund immediately. I/We have read and agreed to the terms and conditions mentioned overleaf. I/We confirmthat the funds invested legally belong to me/us and that I/we have not received nor been induced by any rebate or gifts, directly or indirectly in making this investment.*I/We confirm that I am/we are Non-residents of Indian National / Origin but not United States persons within the meaning of Regulation (s) under the United States Securities Act of 1933, as amended from time to time and that I/We hereby confirm that the fundsare remitted from abroad through approved banking channels or from my/our funds in my/our NRE/NRO Account.The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/usI/We confirm that I/we do not have any other existing Systematic Investment Plan (SIP) with Franklin Templeton Mutual Fund which together with this proposed SIP will result in aggregate investments exceeding Rs.50,000/- in a year. Further, I/we understand andaccept that in case Franklin Templeton Mutual Fund processes the first Micro SIP installment and the application is subsequently found to be incomplete in any respect or not supported by adequate documentation or if the existing aggregate investment installmentstogether with this proposed SIP installments exceeds Rs.50,000/- in a year, the Micro SIP registration will be cancelled for future installments and no refund shall be made for the units already allotted.

* Applicable to Non Resident Investors

Date Signature of the Investor(s) 1. 2. 3.

Disclaimer: In case the Micro SIP application is subsequently found to be incomplete in any respect or not supported by adequate documentation or if the existing aggregate investment instalments together with thisproposed SIP instalments exceeds Rs.50,000/- in a year, the Micro SIP registration may be cancelled for future instalments and no refund may be made for the units already allotted.

Banker’s Attestation (For bank use only)

Certified that the signature of account holder and the details of Bank account and its MICR code are correct as per our records Signature of Authorised Official from Bank (Bank Stamp and Date) Bank Account No.

Authorisation of the Bank Account Holders

This is to inform that I/We have registered for RBI’s Electronic Clearing Service (Debit Clearing) and that my/our payment towardsmy/our investment in Franklin Templeton Mutual Fund shall be made from my/our below mentioned bank account number with yourbank. I/We authorize Franklin Templeton Asset Management (India) Pvt. Ltd. (Investment Manager of Franklin Templeton MutualFund) acting through their service providers and representative carrying this ECS mandate form to get it verified and executed.Mandate verification charges if any, may be charged to my/our account

Bank Account Number

Acknowledgement Slip for SIP through ECS/Direct Debit (To be filled in by investor )

Investor’s Name

Customer Folio

SIP Amount (Rs.) Frequency: �� Monthly Scheme:___________________________________________�� Quarterly

Signatures of Bank Account holders

1st Holder

2nd Holder

3rd Holder

Signatures of Bank Account holders

1st Holder

2nd Holder

3rd Holder

Application for Normal SIP �� Micro SIP �� (For Micro SIP, Please provide required proof /documentation)

Mandatory Enclosures: (If 1st installment is not by cheque)

�� Blank cancelled cheque �� Copy of cheque

Frequency �� Monthly �� Quarterly (please tick as applicable)

SIP Date �� 1st �� 20th�� 7th �� 25th�� 10th

d d m m y y y y

m m y y y y m m y y y y

Account No.

The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder (AMFI registered distributor) directly by the investor, based on the investor’s assessment of various factors includingservice rendered by the ARN Holder.

Account No.

FRANKLIN TEMPLETON BRANCH OFFICESAhmedabad:202 Abhijit-III, Opp.Mayor’s Bunglow, Mithakhali Six Roads Navrangpura, Ahmedabad 380009, Fax: (079) 26462685; Bangalore: 11, Niton Compound, Palace Road, Near Mount Carmel College, Entrance from Cunningham Road, Bangalore 560052, Fax: (080)22385886; Bhubaneswar: 77, Kharavel Nagar, Unit III, Janpath, Bhubaneswar 751001, Fax: (0674) 2531026; Chandigarh: S.C.O. 373-374, First Floor, Above HDFC Bank, Sector 35–B, Chandigarh 160022, Fax: (0172) 2622341; Chennai: Century Centre, 75 T.T.K. Road, Alwarpet,Chennai 600018, Fax: (044) 24987790; Cochin (Kochi): 41/418–C, Chicago Plaza, First Floor, Rajaji Road, Ernakulam, Cochin 682035, Fax: (0484) 2373076; Coimbatore: 424-C Red Rose Towers, Second Floor, D. B. Road, R. S. Puram, Coimbatore 641002, Fax: (0422) 2470277;Dehradun: 67/3 (New No.375), Pokhriyal House, Opp. Meedo Plaza Shopping Complex, Rajpur Road, Dehradun 248001, Fax: (0135) 2748306; Hyderabad: First Floor, Amit Plaza, No.6-3-885/7C, Somajiguda Circle, Hyderabad 500082, Fax: (040) 66665770; Indore: 101, StarlitTowers, Opp. State Bank of Indore Head Office, 29/1 Y. N. Road, Indore 452001, Fax: (0731) 4201507; Jaipur: 250 Ganpati Plaza, M. I. Road, Jaipur 302001, Fax: (0141) 5114178; Jalandhar: BX III 455, Shakti Tower, Upper Basement, Below Vishal Mega Mart, G. T. Road,Jalandhar 144001, Fax: (0181) 5080783; Kanpur: Office No.208-09, 14/113 KAN Chambers Civil Lines, Kanpur 208001, Tel: (0512) 6454091/92; Kolkata: 2D & 2E Landmark Building, Second Floor, 228-A, A.J.C. Bose Road, Kolkata 700020, Fax: (033) 22826459; Lucknow:2 Uttam Palace, First Floor, 3 Sapru Marg, Lucknow 226001, Fax: (0522) 2231104/069; Ludhiana: SCO-37, First Floor, Feroze Gandhi Market, Ludhiana 141001, Fax: (0161) 3012101; Madurai: 210/20, First Floor, Pechiamman Padithurai Road, Above Kumaran Auto Stores,Madurai 625001, Fax: (0452) 2350144; Mangalore: First Floor, Manasa Towers, M. G. Road, Kodialbail, Mangalore 575003, Fax: (0824) 2493749; Mumbai: (a) Office No. A/31, A/32 & A/35, Third Floor, Mittal Tower – ‘A’ Wing, Opp. Vidhan Bhavan, Nariman Point, Mumbai400021, Fax: (022) 22810923; (b) Level 4, East Wing, Wockhardt Towers, Next to NSE, Bandra Kurla Complex, Bandra (East), Mumbai 400051, Fax: (022) 56490622 / 27; Nagpur: Shop No. 3 & 4, Ground Floor, Maharshi Shivpad Complex, Plot No. 262, West High CourtRoad, Bajaj Nagar, Nagpur 440010, Fax: (0712) 2242238; Nasik: S-6, Suyojit Trade Centre, Opp. Rajiv Gandhi Bhavan, Sharanpur Road, Nasik 422002, Fax: (0253) 2574327; New Delhi: F-126, 12th Floor, Himalaya House, Kasturba Gandhi Marg, New Delhi 110001, Fax: (011)23353213; Patna: 505 Ashiana Hariniwas Apartments, Dak Bungalow Road, Patna 800001, Fax: (0612) 2201762; Pune: 401, Karan Selene, 187, Bhandarkar Road, Pune 411004, Fax: (020) 25665221; Raipur: 244, Second Floor, Rishabh Complex, M. G. Road, Raipur 492 001,Fax: (0771) 4033614; Rajkot: 528, 5th Floor, Star Plaza, Phulchhab Chowk, Rajkot 360001, Fax: (0281) 3041207; Salem: 214/215, Second Floor, Kandaswarna Shopping Mall, Sarada College Road, Salem 636016, Fax: (0427) 2446854; Surat: HG-29 International Trade Centre,Majura Gate Cross Road Signal, Ring Road, Surat 395002, Fax: (0261) 2473744; Trichy: 5/C Jenne Plaza, Ground Floor, 28 Bharathiar Salai, Cantonment, Trichy 620001, Fax: (0431) 2414691; Vadodara: 104-107 Spenta Complex, First Floor, Opposite Pizza Hut, Near AmbedkarCircle, Race Course Road, Vadodara 390007, Fax: (0265) 2356038; Varanasi: 4th Floor, Kuber Complex, Rathyatra Crossing, Varanasi 221010, Fax: (0542) 6454370/71; Vijayawada: White House, First Floor, Room # 2, M. G. Road, Vijayawada 520010, 2472594 / 5561301, Fax:(0866) 2472594; Visakhapatnam: 204, First Floor, Eswar Plaza, Dwaraka Nagar, Visakhapatnam 530016, Fax: (0891) 6666806.

For any queries, our investor line is available to assist you at 1-800-425-4255 or 60004255 (if calling from a mobile phone, please prefix the city STD code; local call rates apply for bothnumbers) from 8 a.m to 9 p.m, Monday to Saturday. Alternatively, you can also e-mail us at [email protected].

KARVY COLLECTION CENTRESAgra (Uttar Pradesh): 17/2/4, Deepak Wasan Plaza, 2nd Floor, Sanjay Place (Behind Holiday Inn), Agra 282002; Anand (Gujarat): F-6, Chitrangana Complex, Opp. Motikaka Chawl, Vidyanagar Road, Anand 388001; Aurangabad (Maharashtra): Shop No. 214/215,Tapadiya City Centre, Nirala Bazar, Aurangabad 431001; Bhavnagar (Gujarat): Surabhi Mall, 301, 3rd Floor, Waghawadi Road, Bhavnagar 364001; Bhilai (Chattisgarh): Shop No.138, New Civic Centre, Ramlingam Tank Road, Bhilai 495023 (Dist. Durg); Bhopal(Madhya Pradesh): Kay Kay Business Centre, 133, Zone 1, M. P. Nagar, Bhopal 462011; Calicut (Kerala):IInd floor, Sowbhagya Shoping Complex, Areyadathupalam, Mavoor Road, Calicut 673 004; Erode (Tamil Nadu): No. 4, KMY Salai, Veerappan Traders Complex,Opp. Erode Bus Stand, Sathy Road, Erode 638003; Gurgaon (Haryana): Shop No. 18, Ground Floor, Sector 14, Opp. AKD Tower, Near Huda Office, Gurgaon 122001; Jalgaon (Maharashstra): 148 Navi Peth, Opp. Vijaya Bank, Near Bharat Dudhalay, Jalgaon 425001; Jamnagar (Gujarat) : 108 Madhav Plaza, Opp SBI Bank, Near Lal Bangalow, Jamnagar 361001; Pondicherry: First Floor, No.7, Thiayagaraja Street, Pondicherry 605001; Ranchi (Jharkhand): 3rd Floor, Commerce Towers, Beside Mahabir Towers Main Road,Ranchi 834001; Trichur (Kerala): 2nd Floor, Brother’s Complex, Near Dhana Laxmi Bank Head Office, Naikkanal Junction, Trichur 680001; Trivandrum (Kerala): 2nd Floor, Akshaya Towers, Sasthamangalam, Trivandrum 695010

CAMS COLLECTION CENTRESAhmedabad (Gujarat): 402-406, 4th Floor, Devpath Building, Off C. G. Road, Behind Lal Bungalow, Ellis Bridge, Ahmedabad 380006; Ajmer (Rajasthan): Shop No.S-5, Second Floor, Swami Complex, Ajmer 305001; Akola (Maharashtra): Opp. RLT Science College,Civil Lines, Akola 444001; Allahabad (Uttar Pradesh): No.7, First Floor, Bihari Bhawan, 3 S.P. Marg, Civil Lines, Allahabad 211001; Amaravati (Maharashtra): 81, Gulsham Tower, Second Floor, Near Panchsheel Talkies, Amaravati 444601; Amritsar (Punjab): 378Majithia Complex, First Floor, M. M. Malviya Road, Amritsar 143001; Ankleshwar (Gujarat): G-34, Ravi Complex, Valia Char Rasta, G.I.D.C., Ankleshwar, Bharuch 393002 ; Asansol (West Bengal): Block – G, First Floor, P. C. Chatterjee Market Complex, RambandhuTalab, P. O. Ushagram, Asansol 713303; Bangalore (Karnataka): First Floor, Trade Centre, 45, Dikensen Road (Next to Manipal Centre), Bangalore 560042; Bareilly (Uttar Pradesh): F-62-63, Butler Plaza, Civil Lines, Bareilly 243001; Belgaum (Karnataka): TanishTower, CTS No. 192/A, Guruwar Peth, Tilakwadi, Belgaum 590006; Bhopal (Madhya Pradesh): Plot No.13, Major Shopping Centre, Zone-I, M.P.Nagar, Bhopal 462011; Bhuj (Gujarat): Data Solution, Office No.17, Municipal Building, First Floor, Opp Hotel Prince,Station Road, Bhuj, Kutch 370001; Bilaspur (Chattisgarh): Beside HDFC Bank, Link Road, Bilaspur 495001; Chennai (Tamil Nadu): Ground Floor, No.178/10, Kodambakkam High Road, Opp. Hotel Palmgrove, Nungambakkam, Chennai 600034; Cuttack (Orissa):Near Indian Overseas Bank, Cantonment Road, Mata Math, Cuttack 753001; Davengere (Karnataka): 13, Akkamahadevi Samaj Complex, First Floor, Church Road, P.J. Extension, Davengere 577002; Dhanbad (Jharkhand): Room No.111, Urmila Towers, First Floor,Bank More, Dhanbad 826001; Dhule (Maharashtra): H. No. 1793/A, J.B. Road, Near, Tower Garden, Dhule 424 001; Durgapur (West Bengal): 4/2, Bengal Ambuja Housing Development Ltd., Ground Floor, City Centre, , Durgapur 713216 ; Faridabad (Haryana): B-49, First Floor, Nehru Ground, Behind Anupam Sweet House, NIT, Faridabad 121001; Ghaziabad (Uttar Pradesh): 113/6, First Floor, Navyug Market, Ghaziabad 201001; Gorakhpur (Uttar Pradesh): Shop No. 3, Second Floor, The Mall, Cross Road, A.D. Chowk,Bank Road, Gorakhpur 273001; Guntur (Andhra Pradesh): Door No 5-38-44, 5/1 Brodipet, Near Ravi Sankar Hotel, Guntur 522002; Guwahati (Assam): A.K. Azad Road, Rehabari, Guwahati 781008; Gwalior (Madhya Pradesh): First Floor, Singhal Bhavan, Daji VitthalKa Bada, Old High Court Road, Gwalior 474001; Hubli (Karnataka): 206 & 207, First Floor, 'A' Block, Kundagol Complex, Opp. Court, Club Road, Hubli 580029; Hyderabad (Andhra Pradesh): 102, Jade Arcade, First Floor, Paradise Circle, Secunderabad 500003;Jabalpur (Madhya Pradesh): 975, Chouksey Chambers, Near Gitanjali School, 4th Bridge, Napier Town, Jabalpur 482001; Jamshedpur (Jharkhand): Millennium Tower, "R" Road, Room No:15, First Floor, Bistupur, Jamshedpur 831001; Jodhpur (Rajasthan): 1/5,Nirmal Tower, 1st Chopasani Road, Jodhpur 342003; Junagadh (Gujarat): Circle Chowk, Near Choksi Bazar Kaman, Junagadh 362001; Kadapa (Andhra Pradesh): Door No.1-1625, DNR Laxmi Plaza, Opp. Rajiv Marg, Railway Station Road, Yerramukkapalli, Kadapa516 004; Karur (Tamil Nadu): No. 904, First Floor, West to Taluk Office, Jawahar Bazaar, Karur 639001; Kolhapur (Maharashtra): Office No.7, AMD Sofex, Third Floor, Ayodhya Towers, Station Road, Kolhapur 416001; Kolkata (West Bengal): (a) Ground Floor,LORDS Building, 7/1 Lord Sinha Road, Kolkata 700071; (b) 33 C. R. Avenue, 2nd Floor , Room No.13, Kolkata 700012 (Timing: 12:00 pm to 3:00 pm); Kollam (Kerala): Kochupilamoodu Junction, Near VLC, Beach Road, Kollam 691001; Kota (Rajasthan): B-33'Kalyan Bhawan, Triangle Part ,Vallabh Nagar, Kota 324007; Kottayam (Kerala): Door No. IX / 1276, Amboorans Building, Manorama Junction, Kottayam 686001; Meerut (Uttar Pradesh): 108, First Floor Shivam Plaza, Opposite Eves Cinema, Hapur Road, Meerut250002; Moradabad (Uttar Pradesh): B-612 'Sudhakar', Lajpat Nagar, Moradabad 244001; Mumbai (Maharashtra): (a) Rajabahdur Compound, Ground Floor, Opp. Allahabad Bank, Behind ICICI Bank, 30, Mumbai Samachar Marg, Fort, Mumbai 400023; (b) 1, Skylark,Ground Floor, Near Kamgar Kalyan Kendra & B.M.C. Office, Azad Road, Andheri (East), Mumbai 400069; Muzzafarpur (Bihar): Brahman Toli, Durgasthan, Gola Road, Muzaffarpur 842001; Mysore (Karnataka): No.1, First Floor, CH.26, 7th Main, 5th Cross (AboveTrishakthi Medicals), Saraswati Puram, Mysore 570009; Navsari (Gujarat): Dinesh Vasani & Associates, 103 Harekrishna Complex, Above IDBI Bank, Near Vasant Talkies, Chimnabai Road, Navasari 396445; Nellore (Andhra Pradesh): 97/56, Immadisetty Towers,First Floor, Ranganayakulapet Road, Santhapet, Nellore 524001; New Delhi: 304-305, III Floor, Kanchenjunga Building, 18 Barakhamba Road, Cannaugt Place, New Delhi 110001; Panipat (Haryana): 83, Devi Lal Shopping Complex, Opp. ABN Amro Bank, G.T.Road,Panipat 132103; Panjim (Goa): No.108, First Floor, Gurudutta Bldg, Above Weekender, M. G. Road, Panaji 403001; Patiala (Punjab): 35 New Lal Bagh Colony, Patiala 147001; Pune (Maharashtra): Office No.6, First Floor, Nirmiti Eminence, Opp. Abhishek Hotel,Mehandale Garage Road, Erandawane, Pune 411004; Rajahmundry (Andhra Pradesh): Cabin 101, D.no 7-27-4, First Floor, Krishna Complex, Baruvari Street, T. Nagar, , Rajahmundry 533101; Ratlam (Madhya Pradesh): Dafria & Co., 81, Bajaj Khanna, Ratlam 457001;Rourkela (Orissa): First Floor, Mangal Bhawan Phase II , Power House Road, Rourkela 769001; Salem (Tamil Nadu): No.2, First Floor, Vivekananda Street, New Fairlands, Salem 636016; Satara (Maharashtra): Sargam Apartment, 117/A/3/22, Shukrawar Peth, Satara415002; Shimla (Himachal Pradesh): First Floor, Opp. Panchayat Bhawan Main gate, Bus Stand, Shimla 171001; Siliguri (West Bengal): No. 8, Swamiji Sarani, Ground Floor, Hakimpara , Siliguri 734001; Solapur (Maharashtra): 4, Lokhandwala Tower, 144, SidheshwarPeth, Near Z.P., Opp. Pangal High School, Solapur 413001; Tirunelveli (Tamil Nadu): First Floor, Mano Prema Complex, 182/6, S.N. High Road, Tirunelveli 627001; Tirupur (Tamil Nadu): 1(1), Binny Compound, II Street, Kumaran Road, Tirupur 641601; Udaipur(Rajasthan): 32 Ahinsapuri, Fatehpura Circle, Udaipur 313004; Valsad (Gujarat): Ground Floor, Yash Kamal – ‘B’, Near Dreamland Theater, Tithal Road, Valsad 396001; Vapi (Gujarat): 215-216, Heena Arcade, Opp. Tirupati Tower, Near G.I.D.C, Char Rasta, Vapi396195; Vashi (Maharashtra): Office No.17, Mahaveer Centre, Plot No.77, Sector 17, Vashi, Navi Mumbai 400703; Vellore (Tamil Nadu): No.54, First Floor, Pillaiyar Koil Street, Thotta Palayam, Vellore 632004

SIP Payment through Electronic Clearing Services/Direct DebitGeneral Instructions:

1) This facility is offered to investors having Bank accounts in select citiesmentioned below. The cities in the list may be modified/updated/changed/removed at any time in future entirely at the discretion ofFranklin Templeton Investments without assigning any reasons or priornotice. SIP instructions for investors in such cities via ECS/Direct Debitroute will be discontinued.

2) The bank branch provided for ECS/Direct Debit should participate in thelocal MICR clearing. The investor shall inform their Bankers about theECS/Direct Debit mandate and Franklin Templeton will not liable for anytransaction failures due to rejection by the investors bank/branch.

3) SIP through ECS/Direct Debit is available only on 1st / 7th / 10th / 20th /25th of the month. In case these days are non business days for the scheme,then SIP will be processed on the next business day.

4) The investor agrees to abide by the terms and conditions of ECS/DirectDebit facility of Reserve Bank of India (RBI).

5) Investor will not hold Franklin Templeton Investments and its serviceproviders responsible if the transaction is delayed or not effected by theinvestor Bank or if debited in advance or after the specific SIP date due tovarious reasons.

6) Franklin Templeton reserves the right to reverse allotments in case the ECSdebit is rejected by the bank for any reason whatsoever.

7) Franklin Templeton Investments shall not be responsible and liable for anydamages/compensation for any loss, damage etc., incurred by the investor.The investor assumes the entire risk of using the ECS/Direct Debit facilityand takes full responsibility for the same.

8) The AMC/Trustees reserve the right to discontinue or modify the SIPfacility at any time in future on a prospective basis.

9) Franklin Templeton Investments reserves the right to discontinue the SIPin case of Direct Debit through ECS / Direct Debit routes are rejected by theinvestor bank for any reasons.

10)For load details, please refer to the Key Information Memorandum .11)Franklin Templeton Investments reserves the right to reject any application

without assigning any reason thereof. 12)For intimating the change in bank particulars, please tick the box provided

overleaf under the ‘Bank Details’. Also fillup all the relevant details as applicable.Changes in the ECS Bank Mandate request should be submitted 30 days inadvance and cancellation of ECS should be submitted 15 days in advance.

13)Please contact Franklin Templeton ISC / visitwww.franklintempletonindia.com for updated list of banks / brancheseligible for Direct Debit Facility.

14.)In case of micro SIPs, please provide any one of the following photoidentification documents as mentioned below:

Voter Identity Card, Driving License, Government / Defense identificationcard, Passport, Photo Ration Card, Photo Debit Card (Credit card will not beaccepted)., Employee ID cards issued by companies registered with Registrarof Companies, Photo Identification issued by Bank Managers of ScheduledCommercial Banks / Gazetted Officer / Elected Representatives to theLegislative Assembly / Parliament, ID card issued to employees of ScheduledCommercial / State / District Co-operative Banks., Senior Citizen / FreedomFighter ID card issued by Government., Cards issued by Universities / deemedUniversities or institutes under statutes like ICAI, ICWA, ICSI., PermanentRetirement Account No (PRAN) card issued to New Pension System (NPS)subscribers by CRA (NSDL)., Any other photo ID card issued by CentralGovernment / State Governments /Municipal authorities / Governmentorganizations like ESIC / EPFO.

Terms and Conditions for Systematic Investment Plan through ECS /Direct Debit (please read this with General Instructions)

1) Minimum Investments: 12 instalments of Rs.500/- (or) 6 instalments ofRs.1000/-. All Instalments should be of the same amount. In FTLF 12installments of Rs.2000/- (or) 6 instalments of Rs.4000/-, in FTDPEF 12installments of Rs.1000/- (or) 6 installments of Rs. 2000/- and in TGSF-PFPlan 12 instalments of Rs.10,000/- or 6 instalments of Rs.20,000/-.

2) To effect ECS/Direct debit, investors must provide a cancelled cheque orcopy thereof or the first investment must be by means of cheque from thataccount. Banker’s attestation is recommended for Payable at par cheque.

3) Existing investors must provide their Folio Number / Account number andneed not fill up a Common Application Form.

4) New investors who wish to enroll for SIP through ECS/Direct Debit shouldalso fill up the Common Application form in addition to this form.

5) The SIP through ECS/Direct Debit Form, and the Common Application

Form (in case of new investors), along with the necessary cheque or copythereof should be submitted at least 30 days in advance of the date of thefirst ECS/Direct Debit Transaction.

6) For further details of the Scheme features like minimum amounts, riskfactors etc, investors should, before investment, refer to the SchemeInformation Document(s), Key Information Memorandum andAddenda issued till date available free of cost at any of the InvestorService Centers or distributors or from the websitewww.franklintempletonindia.com.

List of cities where SIP through ECS Debit is available:

Agra, Ahmedabad, Allahabad, Amritsar, Anand, Asansol, Aurangabad,Bangalore, Bardhaman, Baroda, Belgaum, Bhavnagar, Bhilwara, Bhopal,Bhubaneshwar, Bijapur, Bikaner, Calicut, Chandigarh, Chennai, Cochin,Coimbatore, Cuttack, Dargeeling, Davangere, Dehradun, Delhi, Dhanbad,Durgapur, Erode, Gadag, Gangtok, Goa, Gorakhpur, Gulbarga, Guwahati,Gwalior, Haldia, Hubli, Hyderabad, Indore, Jabalpur, Jaipur, Jalandhar,Jammu, Jamnagar, Jamshedpur, Jodhpur, Kakinada, Kanpur, Kolhapur,Kolkata, Kota, Lucknow, Ludhiana, Madurai, Mandya, Mangalore, Mumbai,Mysore, Nagpur, Nasik, Nellore, Patna, Pondicherry, Pune, Raichur, Raipur,Rajkot, Ranchi, Salem, Shimla, Shimoga, Sholapur, Siliguri, Surat,Thirupur, Tirupati, Trichur, Trichy, Trivandrum, Tumkur, Udaipur, Udipi,Varanasi, Vijaywada and Vizag

List of banks / branches for SIP through Direct Debit/Standing Instructions Facility is available.

Banks Branches

• IDBI Bank, HDFC Bank, IndusInd bank, All BranchesKotak Mahindra Bank & Axis Bank

• ABN Amro Bank All Branches(only for ABN Amro Customers)

• Bank of India, Bank of Baroda, State Select Branches Bank of India & Punjab National Bank (where core banking

facility is available)• ICICI Bank Branches not covered under

ECS Locations

For Templeton India Pension Plan - Option Exercise Form

For Templeton India Children’s Asset Plan

Name of the beneficiary child Date of birth

(Not exceeding 14 years of age)

Name of the parent/guardian of beneficiary child

Address of the beneficiary child

Pin

Name of the alternate child Date of birth

(Not exceeding 14 years of age)

Name of parent/guardian of alternate child

Address of the alternate child

Pin

Signatures :

First Applicant __________________________________ Second Applicant ________________________________ Third Applicant _______________________________

To. The Trustee, Franklin Templeton Mutual Fund

I/We hereby exercise my/our option at the age of 58

�� Lumpsum Option - Please redeem all units

�� Pension Option (Under Dividend Plan only) - I/We would like to receive dividends on the following basis �� Monthly �� Quarterly �� Half-yearly �� Annual

�� Flexible Option - I/We would like to start a Systematic Withdrawal Plan with a

�� Monthly / �� Quarterly redemption of Rs. —————— on �� 15th of every month / �� Last business day of every month

�� Combination Option - I/We would like to make a partial redemption of Rs. ——— / ——— Units. On the balance units, I/we would like to

�� Receive dividends (for dividend plan investors) on the following basis: �� Monthly �� Quarterly �� Half-yearly �� Annual

�� Start Systematic Withdrawal Plan with a: �� Monthly / �� Quarterly redemption of Rs.——— on �� 15th of every month / �� Last business day of every month

Place: First Applicant Name:

Date: Signature :

3rd Party declaration – MANDATORY if investments are through funds which are not from the applicant(s) account

Name of the 3rd party who has issued the cheque

Name of first applicant______________________________________________Relationship___________________________________________________________________

I/We hereby declare that I/we have transferred funds or issued cheque/DD/Payorder No._______________________ dated______________________ drawn on (bank name

and branch)_______________________________________________________________________________ towards investment in Franklin Templeton Mutual

Fund, Scheme__________________________________________________________________________in the names as mentioned in the attached application form.

"I/ we hereby declare that the amount invested / to be invested by me/ us in the scheme(s) of Franklin Templeton Mutual Fund is derived through legitimate sources and

is not held or designed for the purpose of contravention of any act, rules, regulations or any statute or legislation or any other applicable laws or any notifications, directions

issued by any governmental or statutory authority from time to time."

Signature*_____________________________________________________ Date_____________________________ Place______________________________

* This section must be completed and signed by the person from whose account the subscription payment has been issued

TIPP Account Number:

(Account number status with 010 are under Growth Plan and 011 are under Dividend Plan)

This Form is for use of Existing Investors only. Use this Form for • ADDITIONAL PURCHASE • REDEMPTION • SWITCH • CHANGE OF BANK DETAILS • E-MAIL COMMUNICATIONS • Online Account Access • SIP/SWP/STP/DTP • NOMINATION DETAILS • KNOW YOUR CUSTOMER (KYC)Please use separate Transactions Form for each Scheme / Plan and Transaction.

Franklin Templeton Mutual Fund

Common Transaction Form

Customer Folio Date

Received from

�� Additional Purchase or �� SIP : Total Amount (Rs.) Total Cheque(s) Cheque No.(s)

�� Redemption or �� Switch : Amount (Rs.) OR Units

�� SWP �� STP �� DTP �� Change of Bank Account �� Nomination Details �� KYC �� Change of Address

Acknowledgement Slip (To be filled in by the Investor)

Service CentreSignature & Stamp

Advisor Name & Code* Sub Advisor Name & Code*

The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder (AMFI registered distributor)directly by the investor, based on the investor’s assessment of various factors including service rendered by the ARN Holder.


W99999

W99999

Existing Unitholder InformationName of Sole / First Account holder (Leave space between first/middle/last name) Account No.

Customer Folio No.

For Office Use Only

Trxn Ref No.

Know Your Customer (KYC)KYC Compliance is mandatory for all investors for investments of Rs 50,000 and above. Please provide a copy of the KYC acknowledgement issued by CVL. Investments without validKYC may be rejected. If you have already provided a MIN/KYC acknowledgement for this folio, you need not provide the same again.Proof of KYC enclosed: �� 1st Holder �� 2nd Holder �� 3rd Holder �� Guardian �� POA Holder

Additional Purchase Order Scheme Plan Option Account No.

Amount (in figures) Amount (in words) (Favouring scheme name is enclosed)

Cheque/Draft No. Cheque/Draft Dated Drawn on (Name of Bank and Branch)

Drawn from Bank-Account NumberInstructions : * a) For payments by demand draft of Rs. 50,000 & above, please attach proof of debit to your bank account by way of a copy of the DD request evidencing debitto your account or a letter from your banker confirming the account debited for issue of the DD. b) If the payment is not made from the investor's account, issuers of the paymentinstrument must complete a "3rd Party Declaration" available on our website in the Forms and Instructions column under Literature and Documents.

Change of Address

New Address

Pin

Change of Bank Account (Mandatory - For new investors) - For payment through electronic mode, please attach a cancelled cheque leaf or a copy of the cheque.

Scheme Account No.__________________________________________________________________________________________________�� All Schemes

Bank Account Number (Please provide the full Account Number)

Account type �� Savings �� Current �� NRO �� NRE �� Others _______________________________________________�� Repatriable �� Non Repatriable

Bank Name___________________________Branch Name_____________________________City_______________________Pin

*RTGS code *MICR code *NEFT code*Note: For more details on RTGS/NEFT/MICR codes, please refer detailed instructions in the Common Application Form.Direct Credit Facility is currently available with: ABN Amro Bank, Citibank, Development Credit Bank, Deutsche Bank, HDFC Bank, HSBC Bank, IDBI Bank, ICICI Bank, Kotak Mahindra Bank, Standard Chartered Bank, YES Bank & Axis Bank. Please provide acancelled, signed cheque of the bank account you wish to register for Direct Credit. If you do not provide a cancelled and signed cheque, Franklin Templeton will record the new bank details as provided, but reserves the right to effect payments of dividends and redemptionsby way of a cheque or payment instrument till such time that the account details provided can be verified. I/We DO NOT wish to avail direct credit facility (Please tick) �� . Please verify and ensure the accuracy of the bank details provided above and as shown in youraccount statement. Franklin Templeton cannot be held responsible for delays or errors in processing your request if the information provided is incomplete or inaccurate.

Redemption Scheme______________________________Account No.__________________________Please redeem my/our Franklin Templeton units as per following details.Amount (in figures)_____________________Amount (in words)____________________________________________________________________________Units (in figures)_______________________Units (in words) ____________________________________________Please fill any one i.e. either Amount or number of Units.

DeclarationHaving read and understood the contents of the Statement of Additional Information, Scheme Information Document of the Fund, the Key Information Memorandum and the Addenda issued till date, I/we hereby apply to the Trustees of Franklin Templeton Mutual Fundfor units of scheme(s) of Franklin Templeton Mutual Fund as indicated above, and agree to abide by the terms, conditions, rules and regulations of the Fund as on the date of this investment. I/We hereby declare that the particulars given above are correct and complete. I/Weconfirm that the funds invested legally belong to me/us and that I/we have not received nor been induced by any rebate or gifts, directly or indirectly in making this investment.* I / We confirm that I am / we are Non-Resident Indians / Persons of Indian Origin but not United States persons within the meaning of Regulation (S) under the United States Securities Act of 1933, as amended from time to time, and I / We hereby further confirm thatthe monies are remitted from abroad through approved banking channels or from my/our monies in my/our NRE/NRO Account.I/We hereby declare that all the particulars given herein are true, correct and complete to the best of my/our knowledge and belief. I further agree not to hold Franklin Templeton Investments liable for any consequences in case of any of the above particulars being false,incorrect or incomplete.I hereby undertake to promptly inform the mutual fund of any changes to the information provided hereinabove and agree and accept that the Mutual Funds, their authorised agents, representatives, distributors ('the Authorised Parties') are not liableor responsible for any losses, costs, damages arising out of any actions undertaken or activities performed by them on the basis of the information provided by me as also due to my not intimating / delay in intimating such changes. I hereby authorize the mutual fund todisclose, share, remit in any form, mode or manner, all / any of the information provided by me to Authorised Parties including Financial Intelligence unit-India (FIU-IND) including all changes, updates to such information as and when provided by me without any obligationof advising me/us of the same. I hereby agree to provide any additional information / documentation that may be required by the Authorised Parties, in connection with this application." I/We confirm and declare that I/ We have read and understood the terms and conditions for HPIN usage and online transactions/ TPIN/ Email Services and also the disclaimer and terms and conditions as posted on the website, www.franklintempletonindia.com. I/ We agreeand shall abide by the norms, terms and conditions for HPIN usage and online transactions/ TPIN/ Email services and agree not to hold Franklin Templeton Investments responsible for any action relating to the use of HPIN/ TPIN/ Email services facility. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us

Sole/First Holder/Guardian____________________________________________Second Holder____________________________________________Third Holder____________________________________________Date: ______________________________Disclaimer: In the event of any KYC Application Form being subsequently rejected for lack of information / deficiency / insufficiency of mandatory documentation, the investment transaction may be cancelled and the amount may be redeemed at applicableNAV, subject to payment of exit load, wherever applicable. However, in case of subscriptions in scheme where Units are under a lock – in period as prescribed in the respective Scheme Information Documents (including ELSS Schemes) or a New Fund Offer,allotment may be done only on confirmation from the Central Agency that the KYC is final and if the Central Agency informs that the KYC is cancelled, the original amount invested may be refunded.

* Applicable to Non Resident Investors

PAN Details - (Mandatory for all Investors regardless of mode of holding and amount of transaction including joint holders, guardians in case of minors, PoA holders and NRIs) Please Provide your PAN details if you have not registered them before

Sole/First Applicant/Guardian Second Applicant Third Applicant PoA HolderPAN

Enclosed: �� Copy of PAN Card/KYC ack. �� Copy of PAN Card/KYC ack. �� Copy of PAN Card/KYC ack. �� Copy of PAN Card/KYC ack. Mandatory Enclosures: PAN card copy or copy of KYC acknowledgment. Transactions not including these mandatory enclosures may be rejected

Systematic Withdrawal Plan (SWP)

Scheme Name Plan Option Account No. Frequency �� Monthly �� Quarterly�� Fixed Amount Rs. _______________ OR �� Capital AppreciationDate: �� 15th �� Last business day of month (Applicable for fixed amount)Enrolment Period From ___ /____ (mm/yy) To ___ /____ (mm/yy)

Scheme Plan Option Account No.

Frequency �� Monthly �� Quarterly; Date �� 1st �� 7th �� 10th �� 20th �� 25th Monthly/Quarterly Amount ____________________Enrolment Period From ____ /____ (mm/yy) To ____ /____(mm/yy) Cheque No(s). From ______________ To ______________ No. of Cheques _____

Drawn on Bank /Branch CityDocument proofs for Micro SIP (Please provide any one of the name of identification document as mentioned in the instructions)Identification document ______________________ Field Issuing Authority___________________Document Identification No.__________________Disclaimer: In case the Micro SIP application is subsequently found to be incomplete in any respect or not supported by adequate documentation or if the existing aggregate investment instalmentstogether with this proposed SIP instalments exceeds Rs.50,000/- in a year, the Micro SIP registration may be cancelled for future instalments and no refund may be made for the units already allotted.

Systematic Investment Plan (SIP) Application for Normal SIP �� Micro SIP �� (For Micro SIP, Please provide required proof /documentation)




Systematic Transfer Plan (STP)

(Source Scheme)Scheme Name Plan Option Account No. Please transfer �� Fixed Amount Rs. ______________________ OR

�� Capital Appreciation to (Destination scheme name)______________________ DestinationScheme Account No (if available) _____________________________Plan/Option _________________ Others Specify ________________

Frequency �� Weekly �� Monthly �� QuarterlyWeekly �� 7 �� 14 �� 21 �� 28 Monthly/Quarterly Specify date ______Enrolment Period From ___ /____/____ (dd/mm/yy) To ___ /____/____ (dd/mm/yy)

Switch (Source Scheme)Scheme Name Plan Option Account No. Please transfer _____ units or Rs. ________to (Destination schemename)____________________________________ Destination Scheme Account No (if available) ____________________________________Plan/Option _________________ Others Specify ________________

Existing Unitholder Information

Name of Sole / First Accountholder (Leave space between first/middle/last name) Account No.

Customer Folio No.

For investment related enquiries, please contact:Franklin Templeton Investments Service Centres Ph: 1-800-425 4255 (For MTNL/BSNL users only. Local call rates apply) or 6000 4255 (Fornon-MTNL/non-BSNL users, please prefix the city STD code if calling from a mobile phone)Email: [email protected]. franklintempletonindia.com


Dividend Transfer Plan (DTP)

Scheme Name Plan Option

Account No.

I/We would like to transfer Dividend to the following:�� New Scheme Name/Plan/Option �� Existing Account No., if any in this scheme


1. Franklin Templeton Easy e-Update: Receive account statements,annual reports and other information instantly by Email *Email Address:


2. Franklin Templeton Easy Web: Access your account and transactonline. Register online for Easy web by visiting our websitewww.franklintempletonindia.com

3. Franklin Templeton Easy Call: Just call 1800 425 4255 or 6000 4255 toaccess your account using TPIN �� Yes, I would like to receive myTPIN

4.Franklin Templeton Easy Mobile: Get instant SMS alerts to confirmyour transactions *Mobile Number I/We wish to register for SMS updates on my/our mobile phone.�� Yes �� No

* Note: Where the investor has not opted for any option or has opted for bothoptions, the application will be processed as per the default option, i.e., receive theaccount statement, annual report and other correspondence by E-mail and receiveSMS updates on mobile.

DeclarationHaving read and understood the contents of the Statement of Additional Information, Scheme Information Document of the Fund, the Key Information Memorandum and the Addenda issued till date, I/we hereby apply to the Trustees of Franklin Templeton MutualFund for registration of SIP/STP/DTP/SWP as indicated above, and agree to abide by the terms, conditions, rules and regulations of the Fund and the SIP/STP/DTP/SWP as on the date of this investment. I/We hereby declare that the particulars given above are correctand complete. I/We confirm that the funds invested legally belong to me/us and that I/we have not received nor been induced by any rebate or gifts, directly or indirectly in making this investment.* I / We confirm that I am / we are Non-Resident Indians / Persons of Indian Origin but not United States persons within the meaning of Regulation (S) under the United States Securities Act of 1933, as amended from time to time, and I / We hereby further confirmthat the monies are remitted from abroad through approved banking channels or from my/our monies in my/our NRE/NRO Account.I/We hereby declare that all the particulars given herein are true, correct and complete to the best of my/our knowledge and belief. I further agree not to hold Franklin Templeton Investments liable for any consequences in case of any of the above particulars beingfalse, incorrect or incomplete.I hereby undertake to promptly inform the mutual fund of any changes to the information provided hereinabove and agree and accept that the Mutual Funds, their authorised agents, representatives, distributors ('the Authorised Parties')are not liable or responsible for any losses, costs, damages arising out of any actions undertaken or activities performed by them on the basis of the information provided by me as also due to my not intimating / delay in intimating such changes. I hereby authorize themutual fund to disclose, share, remit in any form, mode or manner, all / any of the information provided by me to Authorised Parties including Financial Intelligence unit-India (FIU-IND) including all changes, updates to such information as and when provided byme without any obligation of advising me/us of the same. I hereby agree to provide any additional information / documentation that may be required by the Authorised Parties, in connection with this application." I/We confirm and declare that I/ We have read and understood the terms and conditions for HPIN usage and online transactions/ TPIN/ Email Services and also the disclaimer and terms and conditions as posted on the website, www.franklintempletonindia.com. I/We agree and shall abide by the norms, terms and conditions for HPIN usage and online transactions/ TPIN/ Email services and agree not to hold Franklin Templeton Investments responsible for any action relating to the use of HPIN/ TPIN/ Email services facility. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us.I/We confirm that I/we do not have any other existing Systematic Investment Plan (SIP) with Franklin Templeton Mutual Fund which together with this proposed SIP will result in aggregate investments exceeding Rs.50,000/- in a year. Further, I/we understand andaccept that in case Franklin Templeton Mutual Fund processes the first Micro SIP installment and the application is subsequently found to be incomplete in any respect or not supported by adequate documentation or if the existing aggregate investment installmentstogether with this proposed SIP installments exceeds Rs.50,000/- in a year, the Micro SIP registration will be cancelled for future installments and no refund shall be made for the units already allotted.

Sole/First Holder/Guardian_________________________________________________________Second Holder_________________________________________________________Third Holder________________________________________________________

Date: ___________________________ * Applicable to Non Resident Investors

FRANKLIN INDIA BLUECHIP FUND (FIBCF)

INVESTMENT OBJECTIVE

An open-end growth scheme with an objective primarily toprovide medium to long-term capital appreciation.

ASSET ALLOCATION PATTERN OF THE SCHEME:

Types of Instruments Normal Allocation(% of Net Assets)

Equities Above 60%Debt* Upto 40%Money market instruments Upto 15%

* includes Securitised Debt up to 40%

INVESTMENT STRATEGY

Please refer to Page No. 29-31

PLANS AND OPTIONS

1. Growth Plan 2. Dividend Plan (with Payout (DP) andReinvestment (DR) options)

MINIMUM APPLICATION AMOUNT/ NUMBER OFUNITS.

Purchase: Rs.5,000 and multiples of Re.1. Additional Purchase: Rs.1,000 and multiples of Re.1.Repurchase:Minimum of Rs.1,000/-

BENCHMARK INDEX

BSE Sensex

NAME OF THE FUND MANAGER(S)

Anand Radhakrishnan & Roshi Jain (dedicated forinvestment in Foreign Securities)

EXPENSES OF THE SCHEME

i) Load Structure

Entry Load Nil

Exit Load In respect of each purchase of Units - 1% if the Units are redeemed/switched-out within one year of allotment.

ii) Recurring expenses 1.87%(Actual Expenses for the financial year ending March 2010)

PERFORMANCE OF THE SCHEME: AS OF MARCH 31,2010

Compounded Scheme Benchmark Annualised Returns Returns (%) Returns (%)

Last 1 year 90.74% 80.54%Last 3 years 16.45% 10.25%Last 5 years 25.34% 21.96%Since inception 26.51% 10.78%

Inception Date: December 1, 1993

YEAR-WISE RETURNS FOR THE LAST 5 FINANCIALYEARS

Past performance may or may not be sustained in future.Based on Growth Plan NAVs. Bonus is adjusted and dividendsdeclared are assumed to be reinvested

No. of Folios: Please refer to Page No. 29-31

Assets Under Management (AUM): Please refer to Page No. 29-31

TEMPLETON INDIA GROWTH FUND (TIGF)


An open-end growth scheme with the objective to providelong-term capital growth to its unitholders.



Equities & Equity 85%linked securitiesDebt securities / 15%Money market instruments

Note: Debt includes Securitised Debt.

INVESTMENT STRATEGY


PLANS AND OPTIONS


MINIMUM APPLICATION AMOUNT/ NUMBER OF UNITS.

Purchase: Rs.5,000 and multiples of Re.1. AdditionalPurchase: Rs.1,000 and multiples of Re.1Repurchase:Minimum of Rs.1,000/-

BENCHMARK INDEX

BSE Sensex, MSCI India Value


Dr. J. Mark Mobius


i) Load Structure

Entry Load Nil

Exit Load In respect of each purchase of Units - 1% if the Units are redeemed/switched-outwithin one year of allotment.

ii) Recurring expenses (Actual 2.29%Expenses for the financialyear ending March 2010)

PERFORMANCE OF THE SCHEME: AS OF MARCH 31, 2010

Compounded Scheme Benchmark Benchmark Annualised Returns(%) Returns(%) Returns(%)Returns BSE Sensex MSCI India

Value

Last 1 year 110.71% 80.54% 93.83%Last 3 years 22.31% 10.25% 18.09%Last 5 years 26.22% 21.96% 27.47%Since inception 20.63% 12.77% N.A

Inception Date: September 10, 1996

YEAR-WISE RETURNS FOR THE LAST 5 FINANCIAL YEARS

Past performance may or may not be sustained in future.Based on Dividend Plan NAVs. Bonus is adjusted anddividends declared are assumed to be reinvested



TEMPLETON INDIA EQUITY INCOME FUND (TIEIF)


An open-end diversified equity fund that seeks to provide acombination of regular income and long-term capitalappreciation by investing primarily in stocks that have acurrent or potentially attractive dividend yield.


Types of Instruments Normal Allocation (% of Net Assets)#

Equities and Equity 70% - 100%Linked instruments,out of which

Large companies 20%-75%Other Indian companies 0%-25%Foreign securities as 0%-50%permitted by SEBI/RBI

Debt securities, Money market 0%-30%instruments and Cash*

# including investments in ADR/GDR/Foreign Securities/FCCBs and anyother instruments as may be permitted by SEBI/RBI upto 50%of the netassets of the scheme, exposure in derivatives upto a maximum of 50%* including securitised debt upto 30%

INVESTMENT STRATEGY


PLANS AND OPTIONS



Purchase: Rs.5,000 and multiples of Re.1. AdditionalPurchase: Rs.1,000 and multiples of Re.1Repurchase:Minimum of Rs.1,000/-

BENCHMARK INDEX

BSE 200


Dr. J. Mark Mobius assisted by Chetan Sehgal, VikasChiranewal (dedicated for investment in Foreign Securities)

EXPENSES OF THE SCHEME i) Load Structure

Entry Load: NilExit Load: In respect of each purchase

of Units - 1% if the Units are redeemed/switched-out within one year of allotment.

ii) Recurring expenses 2.02%(Actual Expenses for thefinancial year ending March 2010)



Last 1 year 103.55% 92.87%Last 3 years 15.91% 12.19%Last 5 years N.A. N.A.Since inception 17.23% 12.22%

Inception Date: May 18, 2006


*For schemes/plans launched during the year the returns arefrom inception date.

11

Past performance may or may not be sustained in future.Based on Growth Plan NAVs.



FRANKLIN INDIA PRIMA FUND (FIPF)

INVESTMENT OBJECTIVEAn open-end growth scheme with an objective to providemedium to long-term capital appreciation as a primaryobjective and income as a secondary objective.


Types of Instruments Normal Allocation (% of Net Assets)

Equities Above 60%

Debt* Upto 40%

Money market instruments Upto 15%

* Includes Securitised Debt up to 40%

INVESTMENT STRATEGY


PLANS AND OPTIONS1. Growth Plan 2. Dividend Plan (with Payout (DP) andReinvestment (DR) options)

MINIMUM APPLICATION AMOUNT/ NUMBER OF UNITS. Purchase: Rs.5,000 and multiples of Re.1. AdditionalPurchase: Rs.1,000 and multiples of Re.1Repurchase:Minimum of Rs.1,000/-

BENCHMARK INDEXS&P CNX 500

NAME OF THE FUND MANAGER(S)K. N. Sivasubramanian, R.Janakiraman & Roshi Jain(dedicated for investment in Foreign Securities)


i) Load Structure

Entry Load: Nil

Exit Load: In respect of each purchase of Units - 1% if the Units are redeemed/switched-out within one year of allotment.








No. of Folios: Please refer to Page No. 29-31Assets Under Management (AUM): Please refer to Page No. 29-31

FRANKLIN INDIA PRIMA PLUS (FIPP)


An open end growth scheme with an objective to providegrowth of capital plus regular dividend through adiversified portfolio of equities, fixed income securities andmoney market instruments.



Equities At least 40%

Debt* Up to 40%

Money Market Instruments Up to 20%

*Includes Securitised Debt up to 40%

INVESTMENT STRATEGY


PLANS AND OPTIONS

1. Growth Plan; 2. Dividend Plan (with Payout (DP) andReinvestment (DR) Options)


Purchase: Rs.5,000 and multiples of Re.1; AdditionalPurchase: Rs.1,000 and multiples of Re.1; Repurchase:Minimum of Rs.1,000

BENCHMARK INDEX

S&P CNX 500


Sukumar Rajah, Anand Radhakrishnan & Roshi Jain(dedicated for investment in Foreign Securities)


i) Load Structure

Entry Load: Nil











FRANKLIN INDIA FLEXI CAP FUND (FIFCF)


An open-end diversified equity fund that seeks toprovide medium to long-term capital appreciation byinvesting in stocks across the entire marketcapitalization range.



Equities and Equity 75% - 100%Linked instruments# out of which

Large Cap 20%-100%

Mid Cap 0%-70%

Small Cap 0%-40%

Debt securities* 0% - 25%

Money Market Instruments 0% - 25%

# including investments in ADR/GDR up to 50%, exposure in

derivatives upto a maximum of 50%

*including securitised debt upto 25%

INVESTMENT STRATEGY


PLANS AND OPTIONS




BENCHMARK INDEX

S&P CNX 500


K.N. Sivasubramanian, Sukumar Rajah & Roshi Jain(dedicated for investment in Foreign Securities)


i) Load Structure

Entry Load: Nil


ii) Recurring expenses 1.88%(Actual Expenses for the financial yearending March 2010)

PERFORMANCE OF THE SCHEME: AS OF MARCH31, 2010

Absolute Returns Scheme BenchmarkReturns (%) Returns (%)

Last 1 Year 99.39% 87.95%

Last 3 Years 14.44% 11.08%

Last 5 Years 24.93% 19.45%

Since inception 23.60% 18.44%

Inception Date: March 2, 2005

12





FRANKLIN ASIAN EQUITY FUND (FAEF)


An open-end diversified equity fund that seeks toprovide medium to long term appreciation throughinvestments primarily in Asian Companies / sectors(excluding Japan) with long term potential acrossmarket capitalisation.


Types of Instruments Normal Allocation(% of Net Assets)#

Equities and Equity 70% - 100%Linked instruments

- Domestic securities 0% - 40%

- Foreign Securities@ 50% - 100%

Domestic Debt securities* and 0% - 30%Money Market Instruments

@ including investments in units/securities of overseas

mutual funds/unit trusts and such other foreign securities/

instruments as may be permitted by SEBI/RBI

# exposure in derivatives up to a maximum of 50%

* including securitised debt up to 30%

The scheme would predominantly invest in ForeignSecurities of Asian companies (excluding Japan) andother companies that are benefiting from growth in Asianeconomies.

INVESTMENT STRATEGY


PLANS AND OPTIONS

1. Growth Plan 2.Dividend Plan (with Payout andReinvestment Option).



BENCHMARK INDEX

MSCI Asia (ex-Japan) Standard Index


Sukumar Rajah assisted by Ms. Roshi Jain (dedicated formaking investment in Foreign Securities)


i) Load Structure

Entry Load Nil

Exit Load In respect of each purchaseof Units - 1% if the Units

are redeemed/switched-out within one year of allotment.




Last 1 year 42.35% 49.37%Since inception 0.22% -0.70%

Inception Date: January 16, 2008


*For schemes/plans launched during the year the returnsare from inception date.Past performance may or may not be sustained in future.Based on Growth Plan NAVs.



FRANKLIN INDIA HIGH GROWTH COMPANIESFUND (FIHGCF)


An open-end diversified equity fund that seeks to achievecapital appreciation through investments in Indiancompanies/sectors with high growth rates or potential.

ASSET ALLOCATION PATTERN OF THE SCHEME

Types of Instruments Normal Allocation(% of Net Assets)#

Equities and Equity 70% - 100%Linked Instruments

Debt securities* and 0% - 30%Money Market Instruments

# including investments in Foreign Securities as may be

permitted by SEBI/RBI up to 35% of the net assets of the

scheme, exposure in derivatives up to a maximum of 50%


INVESTMENT STRATEGY


PLANS AND OPTIONS




BENCHMARK INDEX

S&P CNX 500


K.N. Sivasubramanian, Anand Radhakrishnan & RoshiJain (dedicated for investment in Foreign Securities)


i) Load Structure

Entry Load: Nil





Last 1 Year 116.32% 7.79%Since inception 87.95% 4.34%

Inception Date: July 26, 2007





FRANKLIN INDIA INDEX FUND (FIIF)


An open end index linked growth scheme with the objectiveto invest in companies whose securities are included in theNifty and subject to tracking errors, endeavouring to attainresults commensurate with S&P CNX Nifty Index under NSENifty Plan, and to provide returns that, before expenses,closely correspond to the total return of common stocks asrepresented by the BSE Sensex under BSE Sensex Plan.


NSE NIFTY PLAN:


Securities covered by the Nifty Up to 100%Money Market instruments, Up to 5%convertible bonds & cash including money at call but excluding subscription and Redemption Cash Flow

BSE SENSEX PLAN:


Securities covered by the BSE Sensex Up to 100%Money Market instruments, Up to 20%convertible bonds and other securities including cash at call but excluding subscription and redemption Cash Flow.

The Scheme may invest in index futures, stock futuresand options contracts, warrants, convertible securities,swap agreements or other derivative products, as andwhen introduced.

13

Tracking Error: The performance of the Scheme may notbe commensurate with the performance of the Nifty orSensex on any given day or over any given period. Suchvariations, referred to as tracking error, are expected to bearound 2% per annum, but may vary substantially due toseveral factors.

INVESTMENT STRATEGY


PLANS AND OPTIONSBSE Sensex Plan: 1. Growth Plan (GP); 2. Dividend Plan(with Reinvestment (DR) and Payout (DP) options)

NSE Nifty Plan: 1. Growth Plan (GP); 2. Dividend Plan(with Reinvestment (DR) and Payout (DP) options)



BENCHMARK INDEX

BSE Sensex (BSE Sensex Plan), S&P CNX Nifty (NSE Nifty Plan)


Anil Prabhudas & Roshi Jain (dedicated for investment inForeign Securities)


i) Load Structure

Entry Load: Nil

Exit Load: 1% (if redeemed within 30 days from the date of allotment)

ii) Recurring expenses BSE Sensex Plan - 1.00%(Actual Expenses for the NSE Nifty Plan - 1.00%financial year ending March 2010)


BSE Sensex Plan (Inception Date: 27.8.2001)



NSE Nifty Plan (Inception Date: 4.8.2000)

Compounded Scheme Benchmark Annualised Returns Returns (%) Returns (%)Last 1 year 72.98% 73.76%Last 3 years 10.49% 11.14%Last 5 years 20.93% 20.85%Since inception 15.77% 15.37%





FRANKLIN INDIA OPPORTUNITIES FUND (FIOF)


An open-end diversified growth scheme, with an objectiveto generate capital appreciation by capitalizing on long -term growth opportunities in the Indian economy.



Equities Upto 100% Money market instruments Upto 35%

Under normal circumstances at least 65% of the scheme’sassets will be invested in equities.

INVESTMENT STRATEGY


PLANS AND OPTIONS




BENCHMARK INDEX

BSE 200


Chakri Lokapriya & Roshi Jain (dedicated for investmentin Foreign Securities)


i) Load Structure

Entry Load: NilExit Load: In respect of each purchase of

Units - 1% if the Units are redeemed/switched-out within one year of allotment.



Compounded Scheme Benchmark Annualised Returns Returns (%) Returns# (%)

Last 1 year 76.46% 92.87%Last 3 years 6.84% 12.19%Last 5 years 21.68% 20.44%Since inception 11.26% -4.16%

Inception Date: Feb. 21, 2000. Index adjusted for theperiod February 21, 2000 to March 10, 2004 with theperformance of ET Mindex





FRANKLIN INFOTECH FUND (FIF)


An open-end growth scheme with an objective to providelong-term capital appreciation by investing primarily in theinformation technology industry.



Equities / Equity related Upto 100%InstrumentsMoney market instruments Upto 60%

Under normal circumstances at least 65% of the totalassets will be invested in the equities of the Informationtechnology industry.

INVESTMENT STRATEGY


PLANS AND OPTIONS

1. Growth Plan; 2. Dividend Plan (with Payout (DP) andReinvestment (DR) options)


Purchase: Rs.5,000 and multiples of Re.1

Additional Purchase: Rs.1,000 and multiples of Re.1

Repurchase: Minimum of Rs.1,000

BENCHMARK INDEX

BSE IT Index


Anand Radhakrishnan, Murali Yerram & Roshi Jain(dedicated for investment in Foreign Securities)


i) Load Structure

Entry Load Nil

Exit Load In respect of each purchase of Units - 1%if the Units are redeemed/switched-out within one year of allotment.

ii)Recurring expenses(Actual 2.45%Expenses for the financial year ending March 2010)


Compounded Scheme Benchmark Annualised Returns Returns (%) Returns (%)Last 1 year 130.10% 129.14%Last 3 years 2.00% 2.25%Last 5 years 14.66% 14.15%Since inception 22.99% N.A

Inception Date: August 22, 1998





14

FRANKLIN FMCG FUND (FFF)


An open end growth scheme with an objective to providelong term capital appreciation by investing primarily in theshares of companies operating in the Fast MovingConsumer Goods (FMCG) industry.



Equities / Equity Upto 100% related InstrumentsMoney market Upto 35%instruments

Under normal circumstances at least 65% of the totalassets will be invested in the equities of the FMCGindustry.

INVESTMENT STRATEGY


PLANS AND OPTIONS

1. Growth Plan; 2.Dividend Plan (with Payout (DP) andReinvestment (DR) options)


Purchase: Rs.5,000 and multiples of Re.1Additional Purchase: Rs.1,000 and multiples of Re.1Repurchase: Minimum of Rs.1,000

BENCHMARK INDEX

ET Brandex


Anil Prabhudas & Roshi Jain (dedicated for investment inForeign Securities)


i) Load Structure

Entry Load NilExit Load In respect of each

purchase of Units - 1% if the Units are redeemed/ switched-out within one year of allotment.

ii) Recurring expenses 2.50%

(Actual Expenses for the financial year ending March 2010)


Compounded Scheme Benchmark Annualised Returns Returns (%) Returns (%)Last 1 year 68.57% 38.37%Last 3 years 17.49% 13.02%Last 5 years 21.93% 20.23%Since inception 16.34% 7.66%






FRANKLIN PHARMA FUND (FPF)


An open-end growth scheme with an objective to providelong-term capital appreciation by investing in shares ofcompanies operating in pharmaceutical/life sciences industry.



Equities / Equity related Upto 100% InstrumentsMoney market instruments Upto 35%

Under normal circumstances at least 65% of the totalassets will be invested in the equities of thepharmaceutical and life sciences industry.

INVESTMENT STRATEGY


PLANS AND OPTIONS1. Growth Plan; 2. Dividend Plan (with Payout (DP) andReinvestment (DR) options)

MINIMUM APPLICATION AMOUNT/ NUMBER OF UNITS. Purchase: Rs.5,000 and multiples of Re.1



BENCHMARK INDEXET Pharma

NAME OF THE FUND MANAGER(S)Anand Radhakrishnan & Roshi Jain (dedicated forinvestment in Foreign Securities)


i) Load Structure

Entry Load Nil

Exit Load In respect of each purchase of Units - 1%if the Units are redeemed/switched-out within one year of allotment.

ii) Recurring expenses (Actual 2.50%

Expenses for the financial year ending March 2010)


Compounded Scheme Benchmark

Annualised Returns Returns (%) Returns (%)

Last 1 year 141.30% 96.33%

Last 3 years 23.58% 14.66%

Last 5 years 23.73% 17.28%




Past performance may or may not be sustained infuture. Based on Growth Plan NAVs.



FT INDIA BALANCED FUND (FTIBF)


An open end balanced scheme with an objective to providelong-term growth of capital and current income byinvesting in equity and equity related securities and highquality fixed income instruments. The high quality fixedincome securities would include AAA rated corporate debt,PSU bonds, central and state government securities andmoney market instruments.



Equity and Equity 51% to 70%related securities

Fixed Income* and Money 30% - 50% market instruments

* including high quality securitised debt up to amaximum limit of 10% of the scheme’s corpus.

Within the allocation towards fixed income instruments,up to 90% may be invested in Government securities(Central / State Government) securities supported byunconditional guarantee of the respective governments.

INVESTMENT STRATEGY


PLANS AND OPTIONS

1. Growth Plan; 2. Dividend Plan (with Payout (DP) andReinvestment (DR) options)





BENCHMARK INDEX

Crisil Balanced Fund Index


Anand Radhakrishnan (Equity), Vivek Ahuja & SachinPadwal-Desai (Debt).


i) Load StructureEntry Load NilExit Load In respect of each

purchase of Units - 1% if the Units are redeemed/ switched-out within one year of allotment.

ii) Recurring expenses 2.33% (Actual Expenses for the financial year ending March 2010)


Compounded Scheme Benchmark Annualised Returns Returns (%) Returns (%)Last 1 year 55.20% 47.31%Last 3 years 12.08% 11.36%Last 5 years 18.84% 15.91%Since inception 15.77% N.A




15



TEMPLETON INDIA CHILDREN’S ASSET PLAN (TICAP)


An open-end balanced scheme, whose objective is toprovide regular income under the Education Plan andDividend option of Gift Plan and capital appreciationunder the Growth option of Gift Plan.


Instruments Profile Normal Allocation (% of Net Assets)

Education Plan Gift Plan

Debentures (investment 80% - 100% 25% - 60%

grade, privately placed etc.),

Bonds issued by public

sector units, other fixed

income instruments* and

Money market instruments

Equities and Equity Linked 0% - 20% 40% - 75%

instruments

*Fixed income instruments would include debentures (investment

grade, privately placed etc), bonds issued by public sector

undertakings, high quality securitised debt (up to a maximum limit of

10% of the scheme’s corpus), Central and State Government securities

and Money Market instruments. Within the allocation towards fixed

income instruments, up to 90% may be invested in the securities of

Central / State Governments, which are unconditionally guaranteed

Both the Plans have separate portfolios. On an average at least80% of the corpus under Education Plan will be invested infixed income instruments and under Gift Plan, at least 65% ofthe corpus will be invested in equities.INVESTMENT STRATEGY


PLANS AND OPTIONS

1. Education Plan (EP); 2. Gift Plan (GP) (with Growthand Dividend options. Dividend declared is compulsorilyreinvested.)



Additional Purchase: Rs.500 and multiples of Re.1

Repurchase: Minimum of Rs.500

BENCHMARK INDEX

Education Plan : Crisil MIP Blended IndexGift Plan: Crisil Balanced Fund Index

LOCK IN PERIODAll subscriptions in TICAP are locked in till thebeneficiary child attains 18 years of age.

NAME OF THE FUND MANAGER(S)Anand Radhakrishnan (Equity), Vivek Ahuja & SachinPadwal-Desai (Debt).

EXPENSES OF THE SCHEME i) Load Structure

Entry Load: Nil

Exit Load: Nil

ii) Recurring expenses (Actual 2.25% (EP/GP)Expenses for the financial year ending March 2010)



Annualised Returns (%) Returns (%)

Returns EP GP CMBI CBFI

Last 1 year 14.76% 58.08% 14.25% 47.31%

Last 3 years 6.58% 10.76% 8.47% 11.36%

Last 5 years 8.23% 14.77% 8.24% 14.03%

Since inception 9.98% 12.74% N.A. N.A

Inception Date: June 5, 1998, EP: Education Plan; GP: Gift

Plan; CMBI: Crisil MIP Blended Index; CBFI: Crisil Balanced

Fund Index. Benchmark Index has been adjusted for the 10%

S&P CNX Nifty + 90% Crisil Composite Bond Fund Index for

the period March 28, 2002 to September 9, 2005.





FRANKLIN BUILD INDIA FUND (FBIF)


An open-end equity fund which seeks to achieve capitalappreciation through investments in companies engagedeither directly or indirectly in infrastructure-relatedactivities.


Instruments As % of Net Assets #

(Min. – Max.)

Equities and Equity 70% - 100%Linked instruments

- Infrastructure- 65% - 100%related companies

- Other companies 0% - 35%

Debt securities* and Money Market Instruments 0% - 30%

# including investments in Foreign Securities as may be

permitted by SEBI/RBI up to 35% of the net assets of the

scheme, exposure in derivatives up to a maximum of 50%

* including government securities and securitised debt up to 30%

INVESTMENT STRATEGY


PLAN AND OPTIONS

1. Growth Plan 2. Dividend Plan (with Reinvestment Option

and Payout Option).

MINIMUM APPLICATION AMOUNT/NUMBER OF UNITS

Purchase: Rs.5,000/- and multiples of Re.1.

Additional purchase: Rs.1,000 and multiples of Re.1

Repurchase: Minimum of Rs.1,000/-

BENCHMARK INDEX

S&P CNX 500

NAME OF THE FUND MANAGER (S)

Anand Radhakrishnan and Roshi Jain (dedicated for

investments in Foreign Securities)


i) Load Structure

Entry Load: NIL

Exit Load: In respect of each purchase of

Units – 1% if the Units are

redeemed/switched-out within

one year of allotment

ii) Recurring expenses 2.26%

(Actual expenses for

the financial year

ending March 2010):


Absolute Returns Scheme Benchmark Returns (%) Returns (%)




*For schemes/plans launched during the year the returnsare from inception date.Past performance may or may not be sustained in future.

Based on Growth Plan NAVs.



FRANKLIN INDIA TAXSHIELD (FIT)


An open end Equity Linked Savings scheme with anobjective to provide medium to long-term growth of capitalalong with income tax rebate.



Equity / Equity related Up to 100%instruments

PSU Bonds / Debentures Up to 20%


INVESTMENT STRATEGY


PLANS AND OPTIONS

1. Growth Plan; 2.Dividend Plan (with Payout (DP) andReinvestment (DR) options)


Purchase: Rs.500 and multiples of Rs.500Additional Purchase: Rs.500 and multiples of Rs.500Repurchase: Minimum of Rs.500

BENCHMARK INDEX

S&P CNX 500LOCK IN PERIOD

All subscriptions in FIT are subject to a lock-in-period of3 years from the date of allotment and the unitholdercannot redeem, transfer, assign or pledge the units duringthis period.


Anand Radhakrishnan


i) Load Structure

Entry Load: Nil

Exit Load: Nil

ii) Recurring expenses (Actual 2.18% Expenses for the financial year ending March 2010)




Inception Date: April 10, 1999

16





TEMPLETON INDIA PENSION PLAN (TIPP)


An open-end tax saving scheme whose objective is toprovide investors regular income under the Dividend Planand capital appreciation under the Growth Plan.



Equities, preference shares Up to 40%and equity related instruments

Debentures* (Investment grade, Up to 100%privately placed etc.), Bonds issued by Public Sector Units and Money Market Instruments


INVESTMENT STRATEGY


PLANS AND OPTIONS

1. Growth Plan; 2.Dividend Plan Dividend declared iscompulsorily reinvested till investor attains 58 years of age.

On attaining 58 years of age (subject to completion of lock-in period and minimum target investment), the investor canavail any of the following options: Pension Option, Lumpsum Option, Combination Option and Flexible Option.


Purchase: Rs.500 and multiples of Re.1 AdditionalPurchase: Rs.500 and multiples of Re.1Repurchase:Minimum of Rs.500/-

Minimum target investment: Rs.10,000 before the age of60 years

BENCHMARK INDEX

40% of S&P CNX 500 and 60% of Crisil Composite BondFund Index

LOCK IN PERIOD

All subscriptions in TIPP are locked in for a period of 3full financial years.


Anand Radhakrishnan (Equity), Vivek Ahuja & SachinPadwal-Desai (Debt).


i) Load Structure

Entry Load: Nil

Exit Load: (Subject to 3% (if redeemed before thethe completion of lock- age of 58 years) in- period and minimum NIL (if redeemed after target investment) the age of 58 years)



Compounded Scheme Benchmark Annualised Returns (%) Returns (%)Returns

Last 1 year 29.44% 35.03%Last 3 years 8.54% 10.52%Last 5 years 11.18% 12.36%Since inception 13.97% N.A






FT INDIA DYNAMIC PE RATIO FUND OF FUNDS(FTDPEF)


An open-end Fund of Funds Scheme with an objective toprovide long-term capital appreciation with relatively lowervolatility through a dynamically balanced portfolio ofequity and income funds.


The equity allocation will be determined based on themonth-end weighted average PE ratio of the S&P CNXNifty Index (NSE Nifty). The portfolio will be rebalanced inthe first week of the following month.

If weighted average …the equity …and the debtPE ratio of NSE component component Nifty falls in this will be… (%) will be … (%)band…

Up to 12 90 – 100 0 – 10

12-16 70 – 90 10 – 30

16-20 50 – 70 30 – 50

20-24 30 – 50 50 – 70

24-28 10 – 30 70 – 90

Above 28 0 – 10 90 – 100

Underlying Schemes: The scheme will invest theEquity allocation in units of Franklin India BluechipFund and debt allocation in Templeton India IncomeFund.

INVESTMENT STRATEGY


PLANS AND OPTIONS

1. Growth Plan; 2. Dividend Plan


Purchase: Rs.5000 and multiples of Re.1



BENCHMARK INDEX

BSE Sensex & Crisil Balanced Fund Index (CBFI)


Sukumar Rajah


i) Load Structure

Entry Load: Nil

Exit Load: In respect of each purchase of Units - 1%if the Units are redeemed/switched-out within one year of allotment.

ii) Recurring expenses (Actual 0.69%Expenses for the financial year ending March 2010)

These expenses are over and above the expenses chargedby the underlying schemes.



Annualised Returns Returns (%) Returns (%)

BSE CBFI

Last 1 year 56.37% 80.54% 47.31%

Last 3 years 15.90% 10.25% 11.36%

Last 5 years 21.78% 21.96% 15.91%

Since inception 22.80% 21.94% 15.58%

Inception Date: October 31, 2003





FT INDIA LIFE STAGE FUND OF FUNDS (FTLF)


An open-end Fund of Funds Scheme with primary objectiveto generate superior risk adjusted returns to investors inline with their chosen asset allocation.


Under normal market circumstances, the investment rangewould be as follows:

Plans Equity Debt

The 20s Plan 80% 20%



The 50s Plus Plan 20% 80%

The 50s Plus Floating Rate Plan 20% 80%

The debt and equity allocation will be rebalanced once in every6 months.Each plan has a separate portfolio.

Underlying Schemes

Equity: Franklin India Bluechip Fund, Franklin IndiaPrima Fund, Templeton India Growth Fund.

Debt: Templeton India Income Fund, Templeton India

17

Income Builder Account, Templeton Floating RateIncome Fund - Long Term Plan.

The steady state asset allocation will be as shown below:

Plan Allocation

FIBCF FIPF TIGF TIIF TIIBA TFIF-LT

The 20s Plan 50% 15% 15% 10% 10% -

The 30s Plan 35% 10% 10% 25% 20% -

The 40s Plan 15% 10% 10% 35% 30% -

The 50s Plus Plan 10% - 10% 40% 40% -

The 50s Plus

Floating Rate Plan 10% - 10% - - 80%

INVESTMENT STRATEGY


PLANS AND OPTIONS

The 20s Plan, The 30s Plan, The 40s Plan, The 50s Planand The 50s Plus Floating Rate Plan. All with Growth andDividend Plan with Dividend Payout (DP) and DividendReinvestment (DR) options

Steady State Asset Allocation under normal conditions

Equity DebtUnderlying schemes

FIBCF FIPF TIGF TIIF TIIBA TFIF(LT)

The 20s Plan 80% 20% 50% 15% 15% 10% 10% -

The 30s Plan 55% 45% 35% 10% 10% 25% 20% -

The 40s Plan 35% 65% 15% 10% 10% 35% 30% -

The 50s Plus Plan 20% 80% 10% - 10% 40% 40% -

The 50s Floating Rate Plan 20% 80% 10% - 10% - - 80%


Purchase: Rs.5000 and multiples of Re.1



BENCHMARK INDEX

The 20s Plan - 65% BSE Sensex + 15% S&P CNX 500 +20% Crisil Composite Bond Fund Index; The 30s Plan -45% BSE Sensex + 10% S&P CNX 500 + 45% CrisilComposite Bond Fund Index; The 40s Plan - 25% BSESensex + 10% S&P CNX 500 + 65% Crisil CompositeBond Fund Index; The 50s Plus Plan - 20% BSE Sensex +80% Crisil Composite Bond Fund Index; The 50s PlusFloating Rate Plan - 20% BSE Sensex + 80% Crisil LiquidFund Index.


Sukumar Rajah (Equity), Sachin Padwal Desai & PallobRoy (Debt)


i) Load Structure

Entry Load: Nil (For all plans)

Exit Load: 20’s Plan: In respect of each purchase of Units - 1% if redeemed within 1 year of allotment

30’s Plan:In respect of each purchase of Units – 0.75% if redeemed within 1 year of allotment

40’s Plan:In respect of each purchase of Units – 0.75% if redeemed within 1 year of allotment

50’s Plus Plan and 50’s Plus Floating Rate Plan:

In respect of each purchase of Units – 1% if redeemed within 1 year of allotment

ii) Recurring expenses 0.75% (The 20s Plan & The 30s (Actual Expenses for Plan),0.58% (The 40s Plan), 0.42%the financial year (The 50s Plus Plan) 0.48% (The ending March 2010) 50s Plus Floating Rate Plan)

These expenses are over and above the expenses chargedby the underlying schemes.


Compounded Last Last Last Since

Annualised Returns 1 Year 3 Years 5 Years Inception

The 20s Plan 77.46% 15.43% 20.89% 21.29%

Benchmark 64.58% 10.82% 19.04% 18.54%

The 30s Plan 53.04% 13.27% 16.32% 16.19%

Benchmark 44.31% 10.50% 15.39% 14.72%

The 40s Plan 45.90% 12.72% 13.40% 13.02%

Benchmark 29.51% 9.73% 12.02% 11.34%

The 50s Plus Plan 30.02% 10.86% 10.38% 9.44%

Benchmark 18.47% 8.62% 9.45% 8.61%

The 50s Plus

Floating Rate Plan 20.82% 10.52% 11.05% 11.15%

Benchmark 16.93% 8.39% 10.02% 10.23%

Inception Date: 20s, 30s, 40s & 50s plus Plan:December01, 2003; 50s Plus Floating Rate Plan: July 9, 2004.


Mar-06 Mar-07 Mar-08 Mar-09 Mar-10

FTLF - The 20s Plan 57.6% 6.5% 18.0% -26.5% 77.5%

Benchmark 56.0% 12.5% 18.4% -30.1% 64.6%

FTLF - The 30s Plan 38.7% 5.6% 13.9% -16.6% 53.0%

Benchmark 37.8% 10.0% 15.7% -19.2% 44.3%

FTLF - The 40s Plan 24.2% 5.4% 12.7% -12.8% 45.9%

Benchmark 24.1% 7.6% 13.4% -10.0% 29.5%

FTLF - The 50s plus Plan 14.2% 5.2% 10.8% -5.4% 30.0%

Benchmark 15.2% 6.4% 11.1% -2.6% 18.5%

FTLF - The 50s plus

Floating Rate Plan 16.5% 7.3% 12.0% -0.2% 20.8%

Benchmark 16.6% 8.6% 10.5% -1.4% 16.9%




TEMPLETON INDIA INCOME FUND (TIIF)


An open-end income scheme with the primary objective togenerate a steady stream of income through investment infixed income securities. This shall be the fundamentalattribute of the scheme. A secondary objective is to generatecapital appreciation.



Debt instruments including Up to 100%Corporate Debt, PSU Bonds, Gilts and Securitised debtsMoney Market Instruments & Up to 25%Cash & Deposits (including Money at Call, MIBOR linked Instruments and Fixed Deposits)

Note: Debt includes Securitised Debt.

INVESTMENT STRATEGY


PLANS AND OPTIONS

1. Growth Plan, 2. Dividend Plan (with Payout (DP) andReinvestment (DR) options)


Purchase: Rs.10,000 and multiples of Re.1Additional Purchase: Rs.1,000 and multiples of Re.1Repurchase: Minimum of Rs.1,000/-

BENCHMARK INDEX

Crisil Composite Bond Fund Index


Vivek Ahuja & Sachin Padwal-Desai


i) Load Structure

Entry Load: Nil

Exit Load: 0.50%, if redeemed within6 months of allotment




Last 1 year 5.57% 5.41%Last 3 years 7.60% 6.99%Last 5 years 6.05% 5.59%Since inception 9.30% N.A.






TEMPLETON INDIA INCOME OPPORTUNITIESFUND (TIIOF)


An open-end income fund which seeks to provide regularincome and capital appreciation by investing in fixedincome securities across the yield curve.


Types of Instruments Normal Allocation#(% of Net Assets)

Government Securities and/or Up to 100%securities unconditionally guaranteed by the Central/State Government for repayment of principal and interest

18

Debt securities issued by Up to 100%Public Sector Undertakings (PSU)Debt securities issued by Up to 100%private sector corporate including banks and financial institutions Securitised Debt Up to 100%Money Market Instruments Up to 100%

# including investments in Foreign Securities as may be permitted

by SEBI/RBI up to 50% of the net assets of the scheme, exposure in

derivatives up to a maximum of 50%

INVESTMENT STRATEGY


PLANS AND OPTIONS

Growth Plan and Dividend Plan (with Payout andReinvestment Option).


Purchase: Rs.5,000/- and multiples of Re.1Additional Purchase: Rs.1,000/- and multiples of Re.1Further, fresh/additional purchase (including switch-in)by an investor on a single day in TIIOF will beallowed/accepted only up to Rs.5 crores per application.


BENCHMARK INDEX

Crisil Short Term Bond Fund Index


Vivek Ahuja and Sachin Padwal-Desai


i) Load Structure

Entry Load: Nil

Exit Load: 3% if redeemed within 6 months from the date of allotment, 2% if redeemed after 6 months but within 12 months from the date of allotment, 1% if redeemed after 12 months but within 18 months from the date of allotment



Absolute Returns Scheme Benchmark Returns (%) Returns (%)




*For schemes/plans launched during the year the returns arefrom inception date.




TEMPLETON INDIA INCOME BUILDER ACCOUNT(TIIBA)


An open-end income scheme with an objective to primarlyprovide investors regular income under the Dividend Planand capital appreciation under the Growth Plan.



Debentures* (Investment grade, Up to 100%privately placed etc.), Bonds issued by Public Sector Units and other Fixed Income Instruments


Shares Up to 20%

* Includes Securitised Debt up to 40%

INVESTMENT STRATEGY


PLANS AND OPTIONS

1. Plan A, & 2. Plan B (each with Growth Plan (GP),Bonus Plan (BP), Annual Dividend Plan (AD), Half-yearlyDividend Plan (HD), Quarterly Dividend Plan (QD),Monthly Dividend Plan (MD) with Payout andReinvestment options under the dividend plans)


Purchase: Plan A: Rs.50,00,001. Plan B: Rs.25,000 (MD& QD); Rs.10,000 (HD, AD, BP & GP). Further,fresh/additional purchase (including switch-in) by aninvestor on a single day in TIIBA - Plan B will beallowed/accepted only up to Rs.50 Lacs per application.

Additional Purchase: Plan A and Plan B: Rs.1,000 andmultiples of Re.1 Repurchase: Minimum of Rs.1,000/-

BENCHMARK INDEX

Crisil Composite Bond Fund Index


Vivek Ahuja & Sachin Padwal-Desai


i) Load Structure

Entry Load: Nil

Exit Load: 0.50%, ifredeemed within 6months of allotment

ii) Recurring expenses (Actual 2.24%Expenses for the financialyear ending March 2010)


Compounded Scheme Benchmark Annualised Returns Returns(%) Returns(%)

Last 1 year 6.67% 5.41%Last 3 years 7.12% 6.99%Last 5 years 5.49% 5.59%Since inception 9.14% N.A

Inception Date: June 23, 1997





TEMPLETON INDIA GOVERNMENT SECURITIESFUND (TGSF)


An open end dedicated Gilts scheme with the primary objectiveto generate credit risk-free return through investments insovereign securities issued by the Central Government and/orState Government and/or any security unconditionallyguaranteed by the Central Government and/or StateGovernment for repayment of Principal and Interest.



CP/PF/ TP LT

Securities issued by Up to 100% 70%-100%the Central/State Government and/or securities unconditionally guaranteed by the Central/State Government for repayment of principaland interest

Money market Up to 100% (to 30%instruments and meet the liquidity securities held under requirements of reverse repos the scheme or to

meet the defensive nature of the portfolio)

In normal circumstances, the average maturity of thesecurities in the Long Term Plan will be over 3 years.Treasury Plan will normally have a portfolio with ashorter maturity.Composite Plan and PF Plan have acommon portfolio. Long Term Plan and Treasury Planhave separate portfolios.

INVESTMENT STRATEGY


PLANS AND OPTIONS

1. Composite Plan,(CP) with Growth and Dividendoption; 2. Treasury Plan (TP) with Growth and Dividendoption; 3. PF Plan (PF) with Growth and Dividend Plan;4. Long Term Plan (LT) with Growth, Bonus andQuarterly Dividend Options (with Payout (DP) andReinvestment (DR) facility).

PF Plan offers two additional features:

• Prescribed maturity date option • Appreciation Withdrawal Option

Highlights of TGSF - PF Plan:

A. Investors can prescribe a maturity date at the time ofinvestment, or at a later date under the feature called

19

Prescribed Maturity Date. Moreover, investors havethe flexibility to change the same twice a financialyear, provided the same is communicated to thefund’s office atleast 3 business days before thematurity date.

B. Investors can also opt for the appreciationwithdrawal option either at the time of investing orat a later date. Under the appreciation withdrawaloption, investors can choose to withdraw thecapital appreciation at three frequencies: Quarterly,Half yearly and Annual. Investors can choose towithdraw or reinvest such appreciation back intotheir account.

C. For all additional purchases, the investor may chooseto provide a maturity date either at the time ofinvestment or at a later date.


Purchase:

CP/LT: Rs.10,000 and multiples of Re.1 (GP); Rs.25,000and multiples of Re.1 (DP)

TP: Rs.5,000 and multiples of Re.1;

PF Plan: Rs.25,000 and multiples of Re.1.

Additional Purchase:CP/LT: Rs.1,000 and multiples ofRe.1.

TP: Rs.5,000 and multiples of Re.1.

PF Plan: Rs.5,000 and multiples of Re.1.

Repurchase: Minimum of Rs.1,000 (all plans)

BENCHMARK INDEX

I-Sec Composite Index (Composite Plan, PF Plan)

I-Sec Libex (Long Term Plan)

I-Sec Sibex (Treasury Plan)


Sachin Padwal - Desai & Vivek Ahuja


i) Load Structure

Entry Load: Nil (for all plans)

Exit Load: (CDSC) TGSF (CP/PF): In respect of each purchase of Units – 0.50% if the Units are redeemed/ switched-out within 3 months of allotmentTGSF (LT/TP): Nil

(Actual Expenses for the CP/PF: 1.45%; TP: 1.15%financial year ending LT: 1.42%March 2010)


Composite Plan - Inception Date: June 21, 1999


Last 1 year 0.72% 4.33%

Last 3 years 10.41% 8.74%

Last 5 years 7.82% 7.24%

Since inception* 11.59% N.A.

PF Plan - Inception Date: May 7, 2004


Last 1 year 0.72% 4.33%

Last 3 years 10.41% 8.74%

Last 5 years 7.83% 7.24%

Since inception* 6.29% 5.92%

Treasury Plan - Inception Date: February 11, 2002

Compounded Scheme Benchmark Annualised Returns Returns (%) Returns (%)Last 1 year 2.87% 6.10%Last 3 years 5.34% 9.07%Last 5 years 5.23% 7.65%Since inception* 6.22% N.A.

Long Term Plan - Inception Date: December 7, 2001

Compounded Scheme Benchmark Annualised Returns Returns (%) Returns (%)Last 1 year 1.62% 2.77%Last 3 years 11.23% 8.87%Last 5 years 8.67% 7.42%Since inception* 10.43% N.A.



TGSF-Composite Plan 3.6% 4.4% 9.3% 22.3% 0.7%

I Sec Composite Index 4.4% 5.6% 9.2% 12.9% 4.3%

TGSF - Long Term 4.0% 5.8% 9.2% 24.0% 1.6%

I Sec Libex 4.5% 6.1% 8.9% 15.3% 2.8%

TGSF TP 5.2% 4.9% 6.7% 6.5% 2.9%

I Sec Sibex 5.1% 5.9% 9.0% 12.3% 6.1%

TGSF PF 3.6% 4.5% 9.3% 22.3% 0.7%

I Sec Composite Index 4.4% 5.6% 9.2% 12.9% 4.3%




TEMPLETON INDIA SHORT-TERM INCOME PLAN(TISTIP)

INVESTMENT OBJECTIVEAn open-end income scheme with an objective to providestable returns by investing in fixed income securities.



Debentures (investment grade, Up to 100%privately placed, etc.), government securities and other fixed income instruments*Money market instruments and Up to 100%securities held under reverse repos (including debentures with maturity less than 1 year)

* If the scheme decides to invest in securitised debt, it is the

intention of the Fund Manager that such investments will not

exceed 30% of the corpus of the scheme.

INVESTMENT STRATEGY


PLANS AND OPTIONS1. Retail Plan with Growth Option (GP), Bonus Option(BP), Quarterly Dividend Option (QD) with payout andreinvestment facility, Monthly Dividend Option (MD)with Payout (DP) and Reinvestment (DR) facility, Weekly

Dividend Option (WD) with Reinvestment facility only. 2.Institutional Plan with Growth, Weekly Dividend (withReinvestment facility only) and Monthly Dividend (withPayout and Reinvestment facility)

MINIMUM APPLICATION AMOUNT/ NUMBER OFUNITS. Retail PlanPurchase: Rs.5,000 and multiples of Re.1Additional Purchase: Rs.5,000 and multiples of Re.1Institutional PlanPurchase: Rs.5 crores and multiples of Re.1Additional Purchase: Rs.1 crore and multiples of Re.1Repurchase: Minimum of Rs.1,000 (Retail)Minimum of Rs.1,00,000 (Institutional Plan)

BENCHMARK INDEXCrisil Short-Term Bond Fund Index

NAME OF THE FUND MANAGER(S)Vivek Ahuja & Sachin Padwal-Desai


i) Load Structure

Entry Load: NIL

Exit Load: Retail Plan/Institutional Plan: In respect of each purchase of Units – 0.50% if the Units are redeemed/ switched-out within 6 months of allotment

ii) Recurring expenses Retail Plan: 1.26%(Actual Expenses for the Institutional Plan: 1.10%financial year ending March 2010)


TISTIP - Retail Plan

Compounded Scheme Benchmark Annualised Returns Returns (%) Returns (%)Last 1 year 10.89% 5.88%Last 3 years 10.70% 8.14%Last 5 years 8.69% 6.78%Since inception 7.82% N.A.Inception Date: January 31, 2002

TISTIP -Institutional Plan

Compounded Scheme Benchmark Annualised Returns Returns (%) Returns (%)Last 1 year 11.03% 5.88%Last 3 years 10.82% 8.14%Last 5 years N.A. N.A.Since inception 9.01% 6.91%






20

TEMPLETON FLOATING RATE INCOME FUND (TFIF)


An open end income scheme with the primary objective toprovide income consistent with the prudent risk from aportfolio comprising substantially of floating rate debtinstruments, fixed rate debt instruments swapped forfloating rate returns, and also fixed rate instrument andmoney market instruments.



Minimum MaximumFixed Rate debt instruments: 0% 35%

• Money market instruments (including CPs, CDs, treasury bills, bill rediscounting, gilts less than 1 year, Repos/Reverse Repos or any other instrument permitted by RBI/SEBI)

• Non-Money market instruments (including bonds & debentures of over 182 days to maturity issued by corporates or PSUs, gilts, securitised debt*, fixed deposits or any other instrument permitted by RBI/SEBI)

Floating Rate debt instruments**: 65% 100%

• Money market instruments with residual maturity of upto 182 days (Money at call,CPs, CDs, bill rediscounting, or any other instrument permitted by RBI/SEBI)

• Non-Money market instruments (including floating rate bonds & debentures issued by corporates or PSUs, floating rate gilts, inverse floaters, floating rate bank deposits, floating rate securitised debt*, fixed rate debentures/bonds with swap, mibor linked debentures or any other instrument permitted by RBI/SEBI, fixed rate bonds & debentures with residual maturity of upto 182 days issued by corporates or PSUs, gilts, securitised debt*)

*Investment in securitised debts (including floating

securitisation) will not, normally, exceed 35% of the net assets

of the scheme.

** Floating rate debt instruments include fixed rate

instruments swapped for floating rate returns

Both the Plans have separate portfolios. The portfolio ofthe Short Term Plan will normally be skewed towardsshort term maturities and the portfolio of the Long TermPlan will be normally skewed towards longer termmaturities.

INVESTMENT STRATEGY


PLANS AND OPTIONS

1. Long Term Plan (LT) with a). Retail Option offeringGrowth Option & Dividend Option (with Payout(DP) and Reinvestment (DR) facility); b).Institutional Option with Growth and DividendOptions with Payout and Reinvestment facility and

c). Super Institutional Option with Growth optionand Daily Dividend Reinvestment Option ;

2. Short Term Plan (ST) with a). Retail Option offeringGrowth Option & Dividend Option (withReinvestment facility only) and b). InstitutionalOption with Growth and Dividend Options (withReinvestment facility only)


Long Term Plan (LT) Retail Option: Purchase: Rs.10,000and multiples of Re.1


Long Term Institutional Option:

Purchase: Rs.1 crore and multiples of Re.1

Additional Purchase: Rs.1crore and multiples of Re.1

Long Term Super Institutional Option:

Purchase: Rs.5 crores and multiples of Re.1


Short Term Plan(ST) Retail Option:



Short Term Institutional Option:



Repurchase (LT/ST): Minimum of Rs.1,000 (Retail Option)

Minimum of Rs.1,00,000 (Institutional Plan option)

Minimum of Rs.10,00,000 (LT-Super Institutional Planoption)

BENCHMARK INDEX

Crisil Liquid Fund Index


Pallab Roy & Sachin Padwal-Desai


i) Load Structure

Entry Load: Nil

Exit Load: LT: 0.25% (if redeemed within 14 days of allotment); ST: NIL

ii) Recurring expenses 0.75% (ST-Retail)(Actual Expenses for 1.00% (LT-Retail)the financial year ending 0.45% (ST-Insti.)March 2010) 0.64% (LT-Insti.)

0.32% (LT-Super Insti.)


ST Retail-Inception Date: February 11, 2002



ST-Institutional Option: September 2, 2005


Last 1 year 4.59% 3.69%Last 3 years 7.56% 6.65%Since inception 7.22% 6.37%

LT Retail-Inception Date: February 11, 2002



LT-Institutional Option: September 6, 2005


Last 1 year 6.18% 3.69%Last 3 years 8.16% 6.65%Since inception 7.61% 6.38%

LT-Super Institutional Option: May 9, 2007


Last 1 year 6.50% 3.69%Since inception 8.35% 6.42%



TFIF LT - Retail 5.1% 6.9% 8.4% 9.0% 5.8%

Crisil Liquid Fund Index 4.9% 6.4% 7.5% 8.8% 3.7%

TFIF LT - Intitutional Plan 2.9%* 7.3% 8.9% 9.5% 6.2%

Crisil Liquid Fund Index 2.8%* 6.4% 7.5% 8.8% 3.7%

TFIF LT - Super

Intitutional Plan N.A N.A 7.9%* 9.8% 6.5%

Crisil Liquid Fund Index N.A N.A 6.1%* 8.8% 3.7%

TFIF ST - Retail 5.4% 6.9% 8.6% 9.1% 4.3%


TFIF ST - Institutional Plan 3.2%* 7.1% 8.8% 9.4% 4.6%





TEMPLETON MONTHLY INCOME PLAN (TMIP)(Income is net assured, and in subject to the availability ofdistributable surplus)


An open-ended income scheme (with no assured returns)having an objective to earn regular income for investorsthrough investments primarily in highly rated debtsecurities.

ASSET ALLOCATION PATTERN OF THE SCHEME


Debt including Corporate Debt, Up to 100%PSU Bonds, Gilts and Securitised Debt


Equity & Equity Linked Up to 15%

INVESTMENT STRATEGY


PLANS AND OPTIONS

Quarterly Dividend (QD) and Monthly Dividend (MD)plans (each with Reinvestment (DR) and Payout (DP)facility). Currently TMIP has pure debt portfolio.

21


Purchase: Rs.25,000 and multiples of Re.1(MD & QD);Rs.10,000 and multiples of Re.1 (HD & GP)AdditionalPurchase:: Rs.5,000 (MD & QD); Rs.1,000 (HD & GP)and multiples of Re.1.Repurchase: Minimum of Rs.1,000

BENCHMARK INDEX

Crisil MIP Blended Index


Equity - Anand Radhakrishnan, Roshi Jain (dedicated forinvestment in Foreign Securities);

Debt - Pallab Roy & Vivek Ahuja - Debt


i) Load Structure

Entry Load: Nil

Exit Load:(CDSC) In respect of each purchase of Units – 0.50% if the Units are redeemed/ switched-out within 3 months of allotment



Monthly Dividend

Inception Date: February 7, 2000


Last 1 Year 6.46% 14.25%Last 3 Years 7.32% 8.47%Last 5 Years 6.04% 8.41%Since inception 7.01% N.A.

Quarterly Dividend

Inception Date: February 7, 2000


Last 1 Year 6.46% 14.25%Last 3 Years 7.32% 8.47%Last 5 Years 6.04% 8.41%Since inception 7.03% N.A.





FT INDIA MONTHLY INCOME PLAN (FTIMIP)(Income is net assured, and in subject to the availabilityof distributable surplus)


An open-end income scheme (with no assured returns)with an objective to provide regular income through aportfolio of predominantly high quality fixed incomesecurities with a maximum exposure of 20% to equities.



Fixed Income instruments * Up to 100%including cash and money market instruments

Equities Up to 20%

*includes securitised debt up to 40%

INVESTMENT STRATEGY


PLANS AND OPTIONS

Plan A & Plan B, each with 1. Growth Plan, 2. Bonus Plan,3. Quarterly Dividend (QD), 4. Monthly Dividend (MD)plans (with Reinvestment (DR) and Payout (DP) options)


Purchase: Plan A :Rs.40,000 (MD & QD) Rs.20,000 (BP & GP).

Plan B :Rs.25,000 (MD & QD) Rs.10,000 (BP & GP).

Additional amount in multiples of Re.1. (all plans)

Additional Purchase: Rs.1,000 and in multiples of Re.1.(All Plans). Repurchase: Minimum of Rs.1,000

BENCHMARK INDEX

Crisil MIP Blended Index


Equity - Anand Radhakrishnan, Roshi Jain (dedicated forinvestment in Foreign Securities);

Debt - Pallab Roy & Vivek Ahuja - Debt


i) Load Structure

Entry Load: Plan A & B: Nil.

Exit Load: Plans A & B:

In respect of each purchase of Units - 1% if the Units are redeemed/ switched-out within one year of allotment

ii) Recurring expenses 2.07%(Actual Expenses for thefinancial year ending March 2010)



Last 1 year 19.70% 14.25%

Last 3 years 9.23% 8.47%

Last 5 years 9.13% 8.41%

Since inception 10.86% N.A.

Inception Date: September 28, 2000.





TEMPLETON INDIA TREASURY MANAGEMENTACCOUNT (TITMA)


An open end Liquid scheme with an objective to providecurrent income along with high liquidity.



Money Market Instruments 70% - 100%

Debentures (investmment 0% - 30%grade, privately placed etc.)*

*Including securitised debt upto 30%

The fund will under normal circumstances, invest at least70% of its corpus in money market instruments,Government of India seucirites, Zero couponbonds/treasury bills etc and not more than 30% of thecorpus in debentures (including public sectorbonds/corporate debtentures). Within the allocationtowards fixed income instruments, up to 30% may beinvested in Government securities (Central/StateGovernment) securities supported by unconditionalguarantee of the respective governments.

INVESTMENT STRATEGY


PLANS AND OPTIONS

1.Liquid Plan (LP) with Daily Dividend ReinvestmentOption, Weekly Dividend (Reinvestment & Payout)and Growth Option. 2.Regular Plan (RP) with DailyDividend Reinvestment Option, Weekly Dividend(Reinvestment & Payout) and Growth Option.3.Institutional Plan (IP) and 4. Super InstitutionalPlan (Super IP) each with Daily DividendReinvestment Option, Weekly Dividend(Reinvestment & Payout) and Growth Option


Purchase: Regular: 1 Lac (Rs.10 crores in WDP)

Liquid: 25,000/- (Rs.10 crores in WDP)

Institutional: 1 crore

Super Institutional: 5 crores

Additional amount in multiple of Re.1 (all plans)

Additional Purchase: Regular: 1 Lac (Rs.5 crores in WDP)

Liquid: 5,000/- (Rs.5 crores in WDP)

Institutional: 1 crore

Super Institutional: 1 crore

Additional amount in multiple of Re.1 (all plans)

Repurchase: Minimum of Rs.1,000 (LP & RP); IP - Rs.1lakh; Super IP-Rs. 10 Lakhs.

BENCHMARK INDEX



Pallab Roy & Sachin Padwal-Desai


i) Load Structure

Entry Load: Nil.

Exit Load: Nil.

ii) Recurring expenses Regular Plan: 0.85%. (Actual Expenses for Institutional Plan: 0.60%.the financial year Super Institutional Plan:ending March 2010) 0.38%. Liquid Plan: 1.10%

22


Regular Plan - Inception Date April 29, 1998


Annualised Returns (%) Returns# (%)

Returns

Last 1 year 4.13% 3.69%

Last 3 years 6.76% 6.65%

Last 5 years 6.47% 6.24%

Since inception 7.10% N.A.

Institutional Plan - Inception Date June 22, 2004


Annualised Returns Returns (%) Returns# (%)

Last 1 year 4.39% 3.69%

Last 3 years 7.03% 6.65%

Last 5 years 6.73% 6.24%


Liquid Plan - Inception Date September 17, 2004

Compounded Scheme Benchmark Annualised Returns Returns (%) Returns# (%)Last 1 year 3.87% 3.69%Last 3 years 6.49% 6.65%Last 5 years 6.20% 6.24%Since inception 6.04% 6.06%

Super Institutional Plan - Inception Date Sep. 2, 2005

Compounded Scheme Benchmark Annualised Returns Returns (%) Returns# (%)Last 1 year 4.63% 3.69%Last 3 years 7.25% 6.65%Last 5 years N.A. N.A.Since inception 7.07% 6.37%



TITMA - Regular Plan 5.2% 6.9% 7.8% 8.4% 4.1%


TITMA - Instituitional Plan 5.4% 7.1% 8.1% 8.7% 4.4%


TITMA - Liquid Plan 4.9% 6.6% 7.5% 8.2% 3.9%


TITMA - Super Instituitional Plan 3.2%* 7.3% 8.3% 8.9% 4.6%





TEMPLETON INDIA ULTRA-SHORT BOND FUND (TIUBF)


An open end income scheme with an objectove to providea combination of regular income and high liquidity byinvesting primarily in a mix of short term debt and moneymarket instruments.



Debt securities* with maturity 70% - 100%up to 12 months and Money Market Instruments

Debt securities* with maturity 0% - 30%over 12 months

* including Government Securities and Securitised Debt up

to 100%, exposure in derivatives up to a maximum of 50%,

investments in Foreign Securities as may be permitted by

SEBI/RBI up to 50% of the net assets of the scheme.

INVESTMENT STRATEGY


PLANS AND OPTIONS

1.Retail Plan 2.Institutional Plan 3.Super InstitutionalPlan each with Growth Option, Weekly Dividend Option(with reinvestment and payout facility) and DailyDividend Reinvestment Option.


Retail Plan:



Repurchase: Minimum of Rs.1000

Institutional Plan:

Purchase: Rs.1 crore and multiples of Re.1


Repurchase: Minimum of Rs.1 lakh.

Super Institutional Plan:


Additional Purchase: Rs.1crore and multiples of Re.1.

Repurchase: Minimum of Rs.10 lakhs

BENCHMARK INDEX



Pallab Roy & Sachind Padwal Desai


i) Load Structure

Entry Load: Nil

Exit Load: 0.25% (if redeemedwithin 7 days from thedate of allotment)

ii) Recurring expenses (Actual Retail: 0.76% Expenses for the financial Institutional: 0.56%year ending March 2010) Super Insti.: 0.36%


Retail Plan: Inception Date: December 18, 2007

Compounded Scheme Benchmark Annualised Returns Returns (%) Returns (%)Last 1 year 4.81% 3.69%Since inception 7.27% 6.35%

Institutional Plan: Inception Date: December 18, 2007


Super Institutional Plan: Inception Date: December 18, 2007



*For schemes/plans launched during the year the returnsare from inception date.




TEMPLETON INDIA MONEY MARKET ACCOUNT(TIMMA)


An open end Liquid scheme with an objective to provideinvestors with a high degree of liquidity combined withcurrent income through investment in high quality moneymarket instruments such as treasury bills, dated governmentsecurities having an unexpired maturity upto 1 year, callmoney, rated commercial papers, trade/commercial billsaccepted/co-accepted by banks, repos, certificates of depositand other money market instruments that may be notifiedby RBI/SEBI from time to time.



Money Market Instruments 100%(including cash/call money)

Being a Money Market fund, the porfolio will be investedin money market instruments.

INVESTMENT STRATEGY


PLANS AND OPTIONS

Bonus Plan and Dividend Plan with Reinvestment facilityonly.


Purchase: Rs.5,000 and multiples of Re.1. AdditionalPurchase: Rs.1,000 and multiples of Re.1. Repurchase:Minimum of Rs.1,000. Fresh/Additional purchase(including switch-in) by an investor on a single day ineach Plan of TIMMA will be allowed/accepted only up toRs. 5 Crores per application.

BENCHMARK INDEX


LOCK-IN PERIOD

All subscriptions in TIMMA are locked in for a period of15 days from the date of allotment.


Pallab Roy & Vivek Ahuja


i) Load Structure

Entry Load: Nil

Exit Load: Nil

ii) Recurring expenses (Actual 0.75% Expenses for the financial year ending March 2010)

23


Compounded Scheme Benchmark Annualised Returns (%) Returns (%)ReturnsLast 1 year 4.31% 3.69%Last 3 years 7.03% 6.65%Last 5 years 6.18% 6.24%Since inception 5.41% N.A.



Past performance may or may not be sustained in future.Based on Dividend Plan NAVs.



COMMON FEATURES FOR ALL SCHEMES

Risk Profile of the Scheme

Mutual Fund Units involve investment risks including the

possible loss of principal. Please read the SID carefully for

details on risk factors before investment. Scheme specific

Risk Factors are summarized below:

Different types of securities in which the scheme would

invest carry different levels and types of risks. Accordingly

the scheme's risk may increase or decrease depending upon

its investment pattern.

Trading volumes, settlement periods and transfer

procedures may restrict liquidity of investments in equity

and equity-related securities.

Performance of the relevant indices will have a direct

bearing on the performance of the index schemes. Tracking

errors are inherent in any indexed fund and such errors may

cause the scheme to generate returns, which are not in line

with the performance of the relevant index or one or more

securities covered by/included in the relevant index.

In case of sector funds, the schemes would primarily

invest in the respective industry / sector thereby

restricting the diversification of the scheme. Therefore,

the performance of the scheme would be dependent upon

the performance and market price movements of

companies in the said industry/sector. Hence, movements

in the NAV of the schemes would be more volatile

compared to the NAV of a scheme with a more diversified

portfolio.

In case of FBIF, the investments under the scheme are

oriented towards equity and equity linked instruments of

companies engaged in the infrastructure related activities

and hence will be affected by risks associated with the

infrastructure industries. The performance of the Scheme

would be dependent upon the performance and market

price movements of companies in the infrastructure

industry. Amongst the infrastructure industries as

mentioned under the investment strategy, the majority of the

equity / equity linked investments could be concentrated

under a single or a few sectors.

Investments in debt instruments are subject to various risks

such as credit/default risk, interest rate risk, reinvestment

risk, liquidity risk etc. E.g. corporate bonds carry a higher

amount of risk than Government securities. Further even

among corporate bonds, bonds which are AAA rated are

comparatively less risky than bonds which are AA rated.

Credit risk: This refers to the risk that an issuer of a fixed

income security may default (i.e. will be unable to make

timely principal and interest payments on the security). The

schemes may predominantly invest in AAA / AA / A and/or

P1+/P1 rated securities. In case of TIIOF, the scheme may

predominantly invest in AA / A rated securities which carry

a higher credit risk compared to AAA rated securities. These

securities carry relatively higher possibility of a default.

Interest rate risk: This risk results from changes in demand

and supply for money and other macroeconomic factors and

creates price changes in the value of debt instruments.

Consequently, the NAV of the scheme may be subject to

fluctuation. Prices of long term securities generally fluctuate

more in response to interest rate changes than do short-term

securities. This may expose the schemes to possible capital

erosion.

Liquidity Risk: This refers to the ease with which a security

can be sold at or near to its valuation yield-to-maturity

(YTM). Liquidity risk is today characteristic of the Indian

fixed income market.

Market risk: This risk arises due to price volatility due to

such factors as interest sensitivity, market perception or the

credit worthiness of the issuer and general market liquidity,

change in interest rate expectations and liquidity flows.

Market risk is a risk which is inherent to investments in

securities. This may expose the schemes to possible capital

erosion.

Reinvestment risk: This risk refers to the interest rate levels

at which cash flows received for the securities in the Scheme

is reinvested. The risk is that the rate at which interim cash

flows can be reinvested may be lower than that originally

assumed.

Different types of Securitised Debts in which the scheme

would invest carry different levels and types of risks.

Presently, secondary market for securitised papers is not

very liquid. There is no assurance that a deep secondary

market will develop for such securities.

Money market securities, while fairly liquid, lack a well-

developed secondary market, which may restrict the selling

ability of the scheme.

In case of investments in foreign securities, there may be

risks associated with currency movements, restrictions on

repatriation and transaction procedures in overseas market

as well as country related risks.

Derivatives are high risk, high return instruments. A small

price movement in the underlying security could have a

large impact on their value and may also result in a loss.

The tax benefits available under the ELSS and other tax

saving schemes are as available under the present taxation

laws and are available only to certain specified categories of

investors and that is subject to fulfillment of the relevant

conditions. In view of the individual nature of tax

consequences, each Investor/Unitholder is advised to

consult his/her own professional tax advisor. The Trustee,

AMC, their directors or their employees shall not be liable

for any of the tax consequences that may arise, in the event

that the Scheme is wound up before the completion of the

lock-in period. Investors are requested to review the

prospectus carefully and obtain expert professional advice

with regard to specific legal, tax and financial implications

of the investment/participation in the scheme.

There is no assurance or guarantee that the objectives of the

scheme will be achieved. The past performance of the

mutual funds managed by the Franklin Templeton Group

and its affiliates is not necessarily indicative of future

performance of the scheme.

Risk Mitigation Factors:

Equity

Liquidity Risk: The fund will try to maintain a proper asset-

liability match to ensure redemption payments are made on

time and not affected by illiquidity of the underlying stocks.

Concentration Risk: Except in case of sector funds and FBIF,

the schemes will endeavour to have a well-diversified equity

portfolio comprising stocks across various sectors of the

economy. This would aid in managing concentration risk

and sector-specific risks.

Generally, diversification across market cap segments also

aids in managing volatility and ensuring adequate liquidity

at all times.

Derivatives Risk: The fund will endeavour to maintain

adequate controls to monitor the derivatives transactions

entered into.

Debt

Interest Rate Risk: In case of income (debt) schemes, the

Fund seeks to mitigate this risk by keeping the maturity of

the schemes in line with the interest rate expectations. In

case of TIIOF, the Fund seeks to mitigate this risk by

maintaining a low to medium portfolio maturity. In case of

liquid schemes, the maturity of such scheme is low as these

schemes can only invest in securities with up to 91 days

maturity.

Credit risk or default risk: The schemes may

predominantly invest in AAA / AA / A and/or P1+/P1 rated

securities. In case of TIIOF, the scheme may predominantly

invest in AA / A rated securities which carry a higher credit

risk compared to AAA rated securities. These securities

carry relatively higher possibility of a default. However, the

historical default rates for investment grade securities (BBB

and above) have been low.

Reinvestment Risk: Reinvestment risks will be limited to

the extent of coupons received on debt instruments, which

will be a very small portion of the portfolio value.

The schemes may take positions in interest rate derivatives

to hedge market/interest rate risks.

Liquidity or Marketability Risk: The fund will endeavour to

minimise liquidity risk by investing in securities having a

liquid market. In case of TIIOF, the Fund is looking to

mitigate this risk by restricting single investments to Rs.5

crores per day per application and through a higher exit

load, which discourages short term flows.

Dividend Policy

Dividends are distributed based on the availability of

adequate distributable surplus in the scheme. The Trustee

may, at its sole discretion declare dividends in the fund at

any time. Although there is every intention to declare

dividend in Dividend Plan/Option, there is no assurance or

guarantee as to the frequency or quantum of dividends nor

that would the dividends be regularly paid.

No Load on Bonus/Dividend Reinvestment

No entry and exit load shall be charged on bonus units or

units allotted on reinvestment of dividend.

Commission to distributor

The upfront commission on investment made by the

investor, if any, shall be paid to the ARN Holder (AMFI

24

registered distributor) directly by the investor, based on the

investor’s assessment of various factors including service

rendered by the ARN Holder.

Utilisation of Exit load

With effect from August 01, 2009, exit load/ CDSC (if any)

up to 1% of the redemption value charged to the unit holder

by the Mutual Fund on redemption of units shall be retained

by each of the schemes in a separate account and will be

utilised for payment of commissions to the ARN Holder and

to meet other marketing and selling expenses. Any amount

in excess of 1% of the redemption value charged to the unit

holder as exit load/ CDSC shall be credited to the respective

scheme immediately.

Alterations in Application Form:

Any changes/alterations in the Application Form must be

countersigned by the investor(s). The Mutual Fund/AMC

will not be bound to take cognisance of any changes/

alterations if the same are not so countersigned.

Who Can Buy

Units of the schemes (except TIPP, TGSF-PF & TICAP) can

be purchased by :

1. Adult individuals, either singly or jointly (not exceeding

three), resident in India.

2. Parents/Guardian on behalf of minors.

3. Companies/ Domestic Corporate Bodies/ Public Sector

Undertakings registered in India.

4. Charitable, Religious or other Trusts authorised to invest

in units of mutual funds.

5. Banks, Financial Institutions and Investment

Institutions.

6. Non-Resident Indians, Persons of Indian Origin

residing abroad (NRIs) on full repatriation basis and

on non-repatriation basis but not United States

Persons within the meaning of Regulation S under the

United States Securities Act of 1933, as amended from

time to time.

7. Foreign institutional investors and their sub accounts on

full repatriation basis (subject to RBI approval).

8. Hindu Undivided Family (HUF).

9. Wakf Boards or Endowments / Societies (including

co-operative societies) / Association of Persons or

Body of individuals (whether incorporated or not),

Trusts and clubs authorised to invest in units of

mutual funds.

10. Sole Proprietorship, Partnership Firms.

11. Army/Air Force/Navy/Para-military funds and other

eligible institutions.

12. Scientific and/or industrial research organizations.

13. Other Associations, Institutions, Bodies etc. authorized

to invest in the units of mutual funds.

14. Such other individuals/institutions/body corporate etc.,

as may be decided by the AMC from time to time, so

long as wherever applicable they are in conformity with

SEBI Regulations.

15. The Mutual Fund Schemes can also invest in Franklin

Templeton Schemes, subject to SEBI regulations

applicable from time to time.

Units of the schemes of Franklin Templeton Mutual

Fund is an eligible investment for charitable and

religious trusts under the provisions of Section

11(5)(xii) of the Income Tax Act, 1961, read with Rule

17C of the Income Tax Rules, 1962. Further, the

Government of Maharashtra has authorized and declared

the following schemes as 'public security' under the

Bombay Public Trusts Act, 1950 in its order dated

January 19, 2002: Templeton India Growth Fund,

Franklin India Index Fund, Templeton India Income

Fund, Templeton India Government Securities Fund and

Templeton Monthly Income Plan.

TIPP:

1. Adult individuals, either singly or jointly (not

exceeding three), resident in India up to the age of 60

years.

2. Non-Resident Indians and Persons of Indian Origin

residing abroad (NRIs) up to the age of 60 years on full

repatriation basis and on non-repatriation basis but not

United States Persons within the meaning of Regulation

S under the United States Securities Act of 1933, as

amended from time to time.

3. Parents / Guardian on behalf of minors.

TICAP:

1. Parent, step parent or grand parent, adult relative or

friend (whether Resident or Non-resident) but not

United States Persons within the meaning of Regulation

S under the United States Securities Act of 1933, as

amended from time to time.

2. A Company, Body Corporate, Registered Society and

eligible Trust or a Guardian appointed by court.

3. Overseas Corporate Bodies, Firms and Societies

which are held directly or indirectly but ultimately to

the extent of at least 60% by Non-Resident

individuals of Indian Nationality/ Origin and Trust in

which at least 60% of the beneficial interest is

similarly held irrevocably by such persons (OCBs)

with a view to assist any child of 14 years and below.

No age proof other than the declaration by the

applicant is required.

While the age of the beneficiary child has to be below 14

years at the time of opening the account subsequent

purchases of units can be made till the beneficiary child

turns 18 years.

TGSF-PF:

The units of PF Plan under TGSF can be purchased by the

following entities (subject to the applicable

legislation/regulations governing such entities):

1. Provident Funds

2. Superannuation, Pension, Welfare and Gratuity Funds

3. Charitable or Religious Trusts authorized to invest in

units of mutual funds

4. Trustees of Private Trusts authorized to invest in

Mutual Fund Schemes under their trusts deeds

5. Any other retirement benefit funds, introduced from

time to time.

Note: In case of Institutional Plan and Super Institutional

Plan under the schemes, only RTGS Transfer / Transfer

cheque to the Fund’s Account or switches/transfers from

other Franklin Templeton Schemes/Plans as per the cut off

time of the fund, will be accepted as a mode of

subscription.

Investments under Power of Attorney (POA):

In case investors have issued a Power of Attorney (POA)

for transacting with Franklin Templeton on their behalf,

the signatures of the investor and the POA holder must be

clearly available in the POA document for the POA to be

accepted as a valid document. Franklin Templeton

reserves the right to reject any POA and / or subsequent

transaction if the signatures as above are not available in

the document.

Default Option

Scheme Default Option

TIGF, FTIBF, FIIF, FIBCF, FIPP, Dividend ReinvestmentFIOF, FIFCF FIPF, FIF, FFF, FPF,FIHGCF, TIEIF, FAEF, FBIF &FTDPEF

FIT Dividend PayoutTIPP Dividend Plan

TICAP Education Plan, Dividend Option

FTLF The 20’s Plan,

Dividend Reinvestment Option

TIIBA Plan B, Annual Dividend

Reinvestment Option

TIIF &TIIOF Dividend Reinvestment

TISTIP Weekly Dividend

Reinvestment Option

TITMA Liquid Plan - Weekly Dividend

Reinvestment Option

TGSF Composite Plan - Dividend

Reinvestment Option

TFIF Long Term Dividend Reinvestment

FTIMIP Plan B - Monthly Dividend

Reinvestment Option

TMIP Monthly Dividend Reinvestment

TIMMA Bonus Plan, Regular AccountTIUBF For investment amount Rs.5

crores & above: Super Institutional Plan, for investment amount Rs.1 crore & above but less than Rs.5 crores: Institutional Plan, for others: Retail Plan

Default Option: Daily Dividend (Reinvestment) Option

The Trustee/AMC reserves the right to alter/vary the

default plan/option, and the terms and conditions of these

facilities and privileges, after giving notice. The trustee is

entitled, in it’s sole and absolute discretion, to reject any

Application.

Trustee Company:

Franklin Templeton Trustee Services Pvt. Ltd., a company

set up under the Companies Act 1956, and approved by

SEBI to act as the Trustee to the schemes of Franklin

Templeton Mutual Fund.

Despatch of Repurchase (Redemption) Request

The redemption proceeds will be despatched to the

unitholders within the regulatory time limit of 10

business days of the receipt of the valid redemption

request at the Official Points of Acceptance of

Transactions (OPAT) of the Mutual Fund. However, on a

best effort basis the AMC will endeavour to despatch the

redemption proceeds within 4 working days after a valid

redemption request at the OPAT.

Applicable NAV

1. For Schemes other than Liquid Schemes

a. Purchases including switch-ins for TIGF, FTIBF, FIIF,

FIBCF, FIPP, FIOF, FIFCF FIPF, FIF, FFF, FPF, FBIF,

FIHGCF, TIEIF, FAEF, FTDPEF, FIT, TICAP - GP &

FTLF :

In respect of valid applications received* up to 3:00 p.m.

by the Mutual Fund along with a local cheque or a

demand draft payable at par at the place where the

25

application is received, the closing NAV of the day on

which application is received shall be applicable.

In respect of valid applications received* after 3:00 p.m.

by the Mutual Fund along with a local cheque or a

demand draft payable at par at the place where the

application is received, the closing NAV of the next

business day shall be applicable.

However, in respect of valid applications with outstation

cheques/ demand drafts not payable at par at the place

where the application is received*, closing NAV of the

day on which cheque/demand draft is credited to the

account of Franklin Templeton Mutual Fund shall be

applicable.

b Purchases including switch-ins for TIIBA, TIIF, TISTIP,

TGSF, TFIF, FTIMIP, TMIP, TIUBF, TIIOF, TIPP and

TICAP-EP:

In respect of valid applications of amount less than Rs.1

crore received up to 3.00 p.m. by the Mutual Fund along

with a local cheque or a demand draft payable at par at

the place where the application is received, the closing

NAV of the day on which application is received shall be

applicable.

In respect of valid applications of amount less than Rs.1

crore received after 3.00 p.m. by the Mutual Fund along

with a local cheque or a demand draft payable at par at

the place where the application is received, the closing

NAV of the next business day shall be applicable.

In respect of valid applications of amount Rs.1 crore or

more received by the Mutual Fund - irrespective of the

time of receipt of application, the closing NAV of the day

on which the funds are available for utilisation shall be

applicable.

However, in respect of valid applications with outstation

cheques / demand drafts not payable at par at the place

where the application is received, closing NAV of the day

on which cheque / demand draft is credited to the

account of Franklin Templeton Mutual Fund shall be

applicable.

c. Redemptions including switch-outs (all above funds):


by the Mutual Fund, the closing NAV of the day of

receipt of application shall be applicable.


by the Mutual Fund, the closing NAV of the next


2. Liquid Schemes: Templeton India Treasury Management

Account (TITMA), Templeton India Money Market

Account (TIMMA) and Templeton Floating Rate Income

Fund - Short Term Plan (TFIF-ST):

a. Purchases including switch-ins:

In respect of valid applications received* up to 12:00

noon on a day by the Mutual Fund and the funds are

available for utilisation on the same day, the closing NAV

of the day immediately preceding the day of receipt of

application shall be applicable.

In respect of valid applications received* after 12:00

noon on a day by the Mutual Fund and the funds are

available for utilisation on the same day, the closing NAV

of the day immediately preceding the next business day

shall be applicable.

However, irrespective of the time of receipt* of

application, where the funds are not available for

utilisation on the day of the application, the closing

NAV of the day immediately preceding the day on

which the funds are available for utilisation shall be

applicable.

b. Redemptions including switch-outs:


by the Mutual Fund, the closing NAV of the day

immediately preceding the next business day shall be

applicable.


by the Mutual Fund, the closing NAV of the next


For liquid schemes/plans Mutual Fund shall calculate

NAVs for every calendar day. Further, the day(s) on

which the money markets are closed/not accessible,

shall not be treated as business day(s). No outstation

cheques will be accepted

*Received at the ISC/Collection Centres of Franklin

Templeton Mutual Fund.

Compulsory reinvestment of Dividend

Where the Unitholder has opted for Dividend Payout option

and in case the amount of dividend payable to the

Unitholder is Rs.20/- or less, the same will be compulsorily

reinvested in the scheme.

Tax treatment for the Investors (Unitholders)

Investors are advised to refer to the details given in the

Statement of Additional Information under the section

"Taxation". However, the information provided therein is for

general information purpose only and is based on the

prevailing tax laws. In view of the individual nature of the

implications, each investor is advised to consult with his or

her own tax advisors with respect to the specific tax and

other implications arising out of his or her participation in

the schemes.

Equity Linked Savings Scheme: Individuals, HUFs and

Minors through their parents/guardians can invest upto

Rs. 1,00,000 in a financial year in Franklin India

Taxshield, and qualify for deduction under Section 80C

of the Act.

Pension Fund: Investments by Individuals (including

minors through their parents/guardians) in Templeton India

Pension Plan (formerly known as Kothari Pioneer Pension

Plan) were eligible for tax rebate u/s 88 the Act. In terms of

Section 80C(7) of the Act, a pension fund referred to u/s 88

shall be eligible for deduction u/s 80C w.e.f. April 1, 2005.

The deduction u/s 80C shall be on investments upto Rs.

1,00,000 in a financial year.

Daily Net Asset Value (NAV) Publication

The NAV will be normally calculated for every Business

Day and released to the press (atleast 2 Newspapers). The

NAV can also be viewed on

www.franklintempletonindia.com and

www.amfiindia.com. You can also telephone us at 1-800-

425-4255 or 60004255 (if calling from a mobile phone,

please prefix the city STD code; local call rates apply for

both numbers) from 8 a.m to 9 p.m, Monday to Saturday.

For Investor Grievances please contact

Investor Services, Franklin Templeton Asset Management

(India) Pvt. Ltd., Franklin Templeton Centre, No. 7, 3rd

Cross Street, Kasturba Nagar, Adyar, Chennai 600020. Tel:

1-800-425-4255 or 60004255 (if calling from a mobile

phone, please prefix the city STD code; local call rates apply

for both numbers) from 8 a.m to 9 p.m, Monday to Saturday.

Email: [email protected].

Name of Investor Relations Officer: Ms. Sheela Kartik.

Name and Address of Registrar: Franklin Templeton Asset

Management (India) Pvt. Ltd., Franklin Templeton Centre,

No. 7, 3rd Cross Street, Kasturba Nagar, Adyar, Chennai

600020.

Unitholders’ Information:

Account Statement:

Each Unitholder will receive an Account Statement each

time a transaction - purchase, redemption, switch - is

effected except in case of dividend reinvestment (daily,

weekly, monthly), issue of bonus units, Systematic

Investment Plan (SIP) and Systematic Transfer Plan (STP)

transactions. Account statements for Dividend

Reinvestments (daily, weekly, monthly) and Bonus units will

be despatched once at the end of each calendar quarter.

Account statements for all other types of Dividend

Reinvestments will be despatched whenever a Dividend is

declared and reinvested. For those unitholders who have

provided an e-mail address, the AMC will send the account

statement by e-mail. Account Statement for SIP and STP will

be despatched once every quarter ending March, June,

September and December within 10 working days of the end

of the respective quarter. A soft copy of the Account

Statement shall be mailed to the investors under SIP/STP to

their e-mail address on a monthly basis, if so mandated.

However, the first Account Statement under SIP/STP shall

be issued within 10 working days of the initial

investment/transfer. In case of specific request received from

investors, Mutual Funds shall provide the account

statement (SIP/STP) to the investors within 5 working days

from the receipt of such request without any charges.

The Mutual Funds shall provide the Account Statement to

the Unitholders who have not transacted during the last six

months prior to the date of generation of account

statements. The account statements in such cases may be

generated and issued along with the Annual Report of the

scheme. The Account Statement shall reflect the latest

closing balance and value of the Units prior to the date of

generation of the account statement. Alternately, soft copy

of the account statements shall be mailed to the investors’ e-

mail address, instead of physical statement, if so mandated.

The Unitholders can also obtain an Account Statement on

request from any of the ISCs.

The Account Statement is a record of the transaction in the

scheme of Franklin Templeton Mutual Fund. Investors are

requested to review the account statement carefully and

contact their nearest Investor Service Centre in case of any

discrepancy. The contents of the statement will be

considered to be correct if no error is reported within 30

days from the date of receipt of the Account Statement.

Account statements are available from the Mutual Fund on

request. Investors may request an Account Statement at any

time in confirmation of transactions in their account, or the

current status of their holdings with the Mutual Fund.

Annual Financial Reports

As required by the SEBI Regulations, the Fund will mail/e-

mail (if an e-mail address is provided with the consent of the

unitholder), as soon as practical after 31st March each year

but not later than four months thereafter, as the Trustee may

decide, an abridged scheme-wise annual report to all the

unitholders. The full annual report of the Fund will be

furnished to the Unitholders upon a written request and will

be available at the Head Office of the Investment Manager

for inspection. The Fund will make all disclosures required

by the SEBI Regulations, including information about the

entire portfolio held by the Fund.

Half Yearly Disclosures

The Fund shall before the expiry of one month from the

close of each half year that is on 31st March and 30th

September, publish its financial results, containing details

specified in Regulation 59 read with Twelfth Schedule of

SEBI Regulations, in one English newspaper circulating in

26

the whole of India and in one regional newspaper circulating

in the region where the head office of the Fund is situated.

In addition, the Scheme shall mail/e-mail (if an e-mail

address is provided with the consent of the unitholder) or

publish the complete portfolio to the investors before the

expiry of one month from 31st March and 30th September

each year. These shall also be displayed on the web site of

the Mutual Fund and that of AMFI.

Prevention of Money Laundering

In terms of the Prevention of Money Laundering Act, 2002,

the Rules / guidelines/circulars issued there under (AML

Laws), Mutual Funds are required to formulate and

implement a client identification programme, to collect,

verify and maintain the record of identity and address(es) of

investors.

It is mandatory for all investors (including joint holders,

NRIs, POA holders and guardians in the case of minors) to

furnish such documents and information as may be required

to comply with the Know Your Customers (KYC) policies

under the AML Laws. Applications without such documents

and information may be rejected.

Submission of PAN:

In terms of SEBI circulars dated April 27, 2007, April 03,

2008 and June 30, 2008 read with SEBI letter dated June 25,

2007, Permanent Account Number (PAN) would be the sole

identification number for all participants transacting in the

securities market, irrespective of the amount of transaction,

except (a) investors residing in the state of Sikkim; (b)

Central Government, State Government, and the officials

appointed by the courts e.g. Official liquidator, Court

receiver etc. (under the category of Government) and (c)

investors participating only in micro-pension. SEBI, in its

subsequent letter dated June 19, 2009 has conveyed that

systematic investment plans (SIP) of mutual funds up to

Rs.50,000/- per year per investor shall be exempted from the

requirement of PAN. Thus, submission of PAN is mandatory

for all existing as well as prospective investors (including all

joint applicants/holders, guardians in case of minors, PoA

holders and NRIs but except for the categories mentioned

above) for investing with mutual funds from this date.

Investors are required to register their PAN with the Mutual

Fund by providing the PAN card copy (along with the

original for verification which will be returned across the

counter). All investments without PAN (for all holders,

including Guardians and PoA holders) are liable to be

rejected. In case of SIPs where the aggregate of instalments

in a rolling 12 month period or in a financial year i.e. April

to March does not exceed Rs.50,000/- (referred to as "Micro

SIP") shall be exempt from the requirement of PAN.

However, a duly verified/attested copy of such document(s)

as may be prescribed by the AMC/Trustee from time to time,

needs to be submitted as the proof of identification in lieu of

PAN Card copy. This exemption will be applicable only to

investments through Micro SIP by individuals (including

NRIs but not PIOs), joint holders, Minors and Sole

proprietary firms. PIOs, HUFs and other categories of

investors will not be eligible for this exemption.

All investments in Franklin Templeton Mutual Fund need to

comply with the PAN and KYC requirements as noted

above.

Systematic Investment Plan (SIP)

This facility is available in the following schemes/plans:

All plans of Franklin India Bluechip Fund (FIBCF),

Templeton India Growth Fund (TIGF), Templeton India

Equity Income Fund (TIEIF), Franklin India Prima Plus

(FIPP), Franklin India Prima Fund (FIPF), Franklin

India Flexi Cap Fund (FIFCF), Franklin Asian Equity

Fund (FAEF), Franklin India High Growth Companies

Fund (FIHGCF), Franklin Build India Fund (FBIF),

Franklin India Taxshield (FIT), Franklin India Index

Fund (FIIF), Franklin Infotech Fund (FIF), Franklin

FMCG Fund (FFF), Franklin Pharma Fund (FPF),

Franklin India Opportunities Fund (FIOF), FT India

Balanced Fund (FTIBF), Templeton India Pension Plan

(TIPP), Templeton India Children’s Asset Plan (TICAP),

FT India Life Stage Fund of Funds (FTLF) and FT India

Dynamic PE Ratio Fund of Funds (FTDPEF); Growth

plans/options of Templeton India Income Fund (TIIF),

Templeton India Income Builder Account (TIIBA),

Templeton Monthly Income Plan (TMIP), FT India

Monthly Income Plan (FTIMIP), Templeton India

Government Securities Fund (TGSF), Long Term Plan of

Templeton Floating Rate Income Fund (TFIF-LT),

Templeton India Short Term Income Plan-Retail Plan

(TISTIP-Retail) and Templeton India Income

Opportunities Fund (TIIOF).

• Franklin Templeton Mutual Fund will accept a

minimum of 12 cheques (‘cheques’ include ECS/Direct

Debit instructions or any other mode of payment

accepted by the AMC from time to time) each of Rs.

500/- or more or a minimum of 6 cheques each of Rs.

1,000/- or more from any SIP investor. However, in case

of FTLF Franklin Templeton Mutual Fund will accept a

minimum of 12 cheques each of Rs. 2,000/- or more or a

minimum of 6 cheques each of Rs. 4,000/- or more, in

case of FTDPEF a minimum of 12 cheques each of

Rs.1000 or more or a minimum of 6 cheques each of

Rs.2000/- or more and in case of TGSF – PF Plan, a

minimum 12 cheques each of Rs. 10,000/- or more or a

minimum of 6 cheques each of Rs. 20,000/- or more from

any SIP investor.

• All the SIP cheques (except the first one) must be

uniformly dated i.e. either the 1st, 7th, 10th, 20th or

25th of a month. Investors can invest at Monthly or

Quarterly intervals by providing post-dated cheques. All

cheques should be for the same amount.

• Only one instalment per month/quarter is allowed under

one SIP registration. e.g., if for a monthly SIP, the first

instalment is in the month July, say 2nd July, then the

second instalment should be in August.

• In case the specified date is a non-business day for the

scheme, the SIP will be processed on the following

business day for that scheme.

• If during the currency of a SIP, the unitholder changes

the plan or option in which he/she had invested, the

same would be treated as termination of existing SIP and

re-registration of a new SIP and all the terms and

conditions of the SIP such as minimum term/amount etc.

shall apply in both plans/options.

• Load: For all SIP purchase transactions, the entry and

exit load as applicable for normal purchases shall be

applicable.

• The AMC reserves the right to discontinue the SIP in

case of cheque return, and debit the cheque return

charges to the investors’ account.

• The Trustee/AMC reserves the right to modify or

discontinue the SIP facility at any time in future on a

prospective basis.

It is clarified that the load applicable for SIP shall be the

load prevailing on the date of registration.

Systematic Transfer Plan (STP)

This facility is available in the following schemes/plans

("Source Schemes"): Templeton India Income Fund

(TIIF), Templeton India Income Builder Account

(TIIBA), Templeton Monthly Income Plan@ (TMIP),

FT India Monthly Income Plan@ (FTIMIP), Templeton

India Government Securities Fund (except PF Plan)

(TGSF), Templeton Floating Rate Income Fund (TFIF),

Templeton India Short-Term Income Plan (TISTIP),

Templeton India Ultra Short Bond Fund (TIUBF),

Templeton India Treasury Management Account

(TITMA) and Templeton India Income Opportunities

Fund (TIIOF).

• In order to start the STP facility, the minimum account

balance under Fixed Amount Option should be Rs.

12,000, and the same under Capital Appreciation

Option should be

• Rs. 5,00,000/- for Weekly Transfer of Funds facility

(Weekly STP)

• Rs. 1,00,000/- for Monthly Transfer of Funds facility

(Monthly STP)

• Rs. 1,00,000/- for Quarterly Transfer of Funds facility

(Quarterly STP).

Except in TITMA – Institutional Plan where the same

should be Rs. 1,00,00,000.

• Destination Scheme: The investors may choose any of

the following Franklin Templeton open ended equity,

hybrid or Fund of Funds schemes for transferring the

amount from the Source Scheme:

Equity schemes - Franklin India Bluechip Fund

(FIBCF), Templeton India Growth Fund (TIGF),

Templeton India Equity Income Fund (TIEIF),

Franklin India Prima Fund (FIPF), Franklin India

Prima Plus (FIPP), Franklin India Flexi Cap Fund

(FIFCF), Franklin India High Growth Companies Fund

(FIHGCF), Franklin India Index Fund (FIIF), Franklin

Infotech Fund (FIF), Franklin FMCG Fund (FFF),

Franklin Pharma Fund (FPF), Franklin India

Opportunities Fund (FIOF), Franklin Asian Equity

Fund (FAEF), Franklin India Taxshield (FIT). and

Franklin Build India Fund (FBIF)

Hybrid schemes - FT India Balanced Fund (FTIBF),

Templeton India Pension Plan (TIPP), Templeton India

Children’s Asset Plan (TICAP) and FT India Monthly

Income Plan (FTIMIP).

Fund of Funds schemes (FOF) - FT India Life Stage

Fund of Funds (FTLF) and FT India Dynamic PE Ratio

Fund of Funds (FTDPEF).

• Options: There are two options available, Fixed

Amount Option and Capital Appreciation Option. The

Capital Appreciation option will be available only

under the growth plans of the Source Schemes.

• Frequency: The frequency can be Weekly, Monthly or

Quarterly.

• Transfer of Funds:

Transfer of Funds Fixed Amount Option Capital Appreciation

Option

Weekly STP A fixed amount can be The capital

transferred on the 7th, appreciation as on the

14th, 21st and 28th immediately

day of every month preceding business

to the specified day for the Source

Destination Scheme Scheme can be

transferred to the

specified Destination

Scheme, on the 7th,

14th, 21st and 28th

day of every month.

27

Monthly STP/ A fixed amount can be The capital

Quarterly STP transferred on a pre- appreciation as on the

specified date (to be last business day of

chosen by the investor) every month/quarter

of every month/every can be transferred to

quarter to the specified the specified

Destination Scheme Destination Scheme

• In case the specified date is a non-business day for either

the Source Scheme or the Destination Scheme, the STP

will be processed on the following business day for both

the schemes. The STP will be applicable subject to the

terms of the destination scheme.

• Minimum Amount and Term:

(a)Under the Fixed Amount Option

Transfer Frequency Destination Scheme

Equity / Hybrid Scheme FOF Scheme

Weekly STP Rs. 500 per week Rs. 1,000 per week

for 6 months for 6 months

Monthly STP Rs. 1,000 per month Rs. 4,000 per month

for 6 months or for 6 months or .

Rs. 500 per month Rs 2,000 per month

for 12 months for 12 months

Quarterly STP Rs. 1,000 per quarter Rs. 4,000 per quarter

for 6 quarters or for 6 quarters or Rs.

Rs. 500 per quarter 2,000 per quarter for

for 12 quarters 12 quarters

(b)Under Capital Appreciation Option, the minimum term

shall be 6 months.

• Load: For all STP purchase transactions, the entry and

exit load as applicable in the Destination Scheme for

normal purchases shall be applicable. Further, for all STP

(out) transactions, an exit load as applicable in the Source

Scheme shall be levied.

• At least 7 days’ prior intimation should be given to the

Mutual Fund for commencement of a fresh STP or

cancellation/termination of an existing STP.

• If during the currency of a STP, the unitholder changes

the plan or option in which he/she had invested, the same

would be treated as termination of existing STP and re-

registration of a new STP and all the terms and conditions

of the STP such as minimum term/amount etc. shall

apply in both plans/options.

• If in case of a monthly/quarterly STP with Fixed Amount

Option, if the unitholder specifies 30th or 31st of the

month (28th/29th in case of February) as the "Specified

Date" for the STP transaction, then the STP shall be

processed on the day, which is the last business day in

that month for both the schemes.

• Where the Start Date of the STP is not mentioned, then

for an STP under Monthly/Quarterly option, the Start

Date shall be deemed as follows:

If STP is submitted …….. Then Start Date shall be deemed

to be ……

On or before 8th day of 15th day of that month

the month

After 8th day but on or before

23rd day of the month last business day of that month for

both the schemes

After 23rd day of the month 15th day of the next month

• This facility is not available for investments under lock-

in period or on which any lien or encumbrances is

marked or in respect of which the status of realisation of

cheque is not available to the AMC.

• It shall be the responsibility of the investor to ensure that

sufficient balance (free from any Lock-in or

encumbrances) is available in the account on the date of

transfer, failing which the transfer will not be effected.

The AMC reserves the right to discontinue the STP in

case the transfer is not effected due to insufficient balance

in the investor’s account.

• The AMC/Trustees reserve the right to discontinue or

modify the STP facility at any time in future on a

prospective basis.

It is clarified that the load applicable for STP shall be the

load prevailing on the date of registration.

Dividend Transfer Plan (DTP)

This facility is available to the investors of various

dividend plans (except Daily Dividend and Weekly

Dividend Plans) of all open – end schemes of Franklin

Templeton Mutual Fund (except Templeton India Cash

Management Account). An investor can select this facility

whereby the dividend declared in one Franklin

Templeton open–end scheme (Source Scheme) will be

automatically invested into any other Franklin

Templeton open-end scheme, selected by the investor

(Destination Scheme).

• In order to avail the DTP facility, the minimum account

balance should be Rs. 25,000/-, except in TISTIP where

the same should be Rs. 100,000/-

• The frequency of transfer will depend on the dividends

declared by the plan of the Source Scheme in which the

investment has been made.

• The amount, to the extent of the distribution in the

Source Scheme, will be automatically invested in the

Destination Scheme at its NAV on the next Business Day

for both the schemes and equivalent units will be

allotted, subject to the terms and conditions of the

Destination Scheme.

For example: An investor in TMIP opts to invest the

dividend in TIGF. If the dividend record day is a

Wednesday and Thursday is the book closure for TMIP,

the investor will be allotted units at NAV of Friday. In

case Friday is a non – business day for either TMIP or

TIGF, the units will be allotted at the NAV of immediate

next business day for both the schemes.

• Load: For all DTP purchase transactions, the entry and

exit load as applicable for normal purchases# shall be

applicable.

• A DTP may be terminated by the unitholder by giving

appropriate written notice.

• The Trustee/AMC reserves the right to modify or

discontinue the DTP facility at any time in future on a

prospective basis.

It is clarified that the load applicable for a DTP shall be

the load prevailing on the date of the respective transfer.

Systematic Withdrawal Plan (SWP)

This facility is available in the following schemes/plans:

All plans of - Franklin India Bluechip Fund (FIBCF),

Templeton India Growth Fund (TIGF), Templeton India

Equity Income Fund (TIEIF), Franklin India Prima Plus

(FIPP), Franklin India Prima Fund (FIPF), Franklin

India Flexi Cap Fund (FIFCF), Franklin India High

Growth Companies Fund (FIHGCF), Franklin India

Index Fund (FIIF), Franklin Infotech Fund (FIF),

Franklin FMCG Fund (FFF), Franklin Pharma Fund

(FPF), Franklin India Opportunities Fund (FIOF), FT

India Balanced Fund (FTIBF), Franklin Asian Equity

Fund (FAEF), Franklin Build India Fund (FBIF), FT

India Life Stage Fund of Funds (FTLF); Growth

plans/Options of Templeton India Income Fund (TIIF),

Templeton India Income Builder Account (TIIBA),

Templeton Monthly Income Plan (TMIP), FT India

Monthly Income Plan (FTIMIP), Templeton India

Government Securities Fund (except PF Plan) (TGSF),

Long Term Plan of Templeton Floating Rate Income Fund

(TFIF-LT) and Templeton India Income Opportunities

Fund (TIIOF).

• In order to start the SWP facility, the minimum account

balance should be Rs.25,000/- except in case of FTLF

where the same should be Rs.12,000/-.

• The frequency can be Monthly or Quarterly.

• There are two options available:

(a) Fixed amount: A fixed amount can be withdrawn either

on the 15th or the last business day of every

month/quarter.

(b) Capital Appreciation: The capital appreciation as on the

last business day of the month can be withdrawn.

• Load: For all SWP transactions, an exit load as applicable

in the respective scheme shall be levied.

• Minimum withdrawal: Under the Fixed amount option,

the minimum withdrawal will be Rs.1,000/-.

• Where the Start Date of the SWP is not mentioned, then

the same shall be deemed to be the first available SWP

date depending upon the option chosen by the

unitholder, after a period of 7 days after the date of

submission of the SWP request.

• This facility is not available for investments under lock-

in period.

It is clarified that the load applicable for SWP shall be the

load applicable for the respective purchase transaction.

Facility for subscription and redemption of unitsthrough stock exchange infrastructure

Franklin Templeton Mutual Fund ("FTMF") offers a facility

to subscribe and redeem the units of schemes of Franklin

Templeton Mutual Fund through the infrastructure of the

National Stock Exchange of India Ltd. ("NSE") and The

Bombay Stock Exchange Ltd. ("BSE"). This facility is

offered in terms of SEBI circular no. SEBI/IMD/CIR

No.11/183204/2009 dated November 13, 2009 and the

guidelines issued by NSE and BSE in this regard.

This facility is currently available only in the following

open-end schemes of FTMF:

Name of the Scheme Name of the Scheme

Templeton India Growth Fund Franklin India Bluechip Fund (TIGF) (FIBCF)Franklin India Prima Plus Franklin India Flexi Cap Fund (FIPP) (FIFCF)FT India Dynamic PE Ratio Templeton India Short Term Fund of Funds (FTDPEF) Income Plan (TISTIP)*

* Subscription and redemption of amount less than Rs.1

crore will only be permitted. Further, this facility is

currently not available for Bonus Option under Retail Plan

of TISTIP.

The salient features of this facility are as follows:

1. Eligible investors – This facility is currently available

only to Individuals, HUF and Minors acting through

guardian, who are Resident in India.

2. This facility for subscription (fresh purchase and

additional purchase) and redemption of units of the

eligible schemes is available for new investors as well as

existing investors. Currently, Switch transactions and

systematic transactions such as Systematic Investment

Plan (SIP), Systematic Transfer Plan (STP), Systematic

Withdrawal Plan (SWP) and Dividend Transfer Plan

(DTP) will not be permitted.

28

3. In order to facilitate the transactions under this facility,

NSE has launched Mutual Fund Service System

("MFSS") and BSE has introduced Bombay Stock

Exchange Platform for Allotment and Redemption of

Mutual Fund Units ("BSE StAR MF"). All trading

members of NSE and BSE who are registered with the

Association of Mutual Funds in India ("AMFI") as

Mutual Fund Advisors and are empanelled as

distributor with Franklin Templeton Asset

Management (India) Pvt. Ltd., the AMC, ("Eligible

Stock Brokers") will be eligible to offer this facility to

the investors.

4. Eligible investors who are willing to transact under this

facility are required to register themselves with the

Eligible Stock Broker.

5. All the Eligible Stock Brokers will be considered as

the Official Point of Acceptance of Transaction

("OPAT") for the transaction done under this facility.

The cut-off timing and applicability of NAV for the

transaction will be determined in accordance with the

provisions of SEBI circular no. SEBI/IMD/CIR

No.11/78450/06 dated October 11, 2006. The day and

time of receipt of the transaction application by

FTMF will be based on the time stamping as

evidenced by the confirmation slip generated by the

stock exchange infrastructure.

6. The investors have an option to hold the units in

physical form (account statement) or dematerialised

form. International Security Identification Numbers

(ISIN) in respect of the plans/option of the eligible

schemes have been created and admitted in the

National Securities Depository Ltd. ("NSDL") and

Central Depository Services (India) Ltd. ("CDSL").

Units shall be allotted in physical form or

dematerialised form as per the request of the

investor.

7. For units issued in physical form (represented by

Account Statement)

7.1 Investors desirous of transacting (subscription or

redemption) through the stock exchange

infrastructure should approach an Eligible Stock

Broker along with the duly filled in Application

Form and other documents (including PAN and

KYC) as required. For subscriptions, the payment

of subscription money should be made to the

Eligible Stock Broker.

7.2 Dispatch of Account Statements and payment of

redemption proceeds will be made by the Mutual

Fund directly to the investor as per the normal

service standard. The redemption payout will be

made to the investor’s bank account as registered

with the AMC based on the information furnished

by the investor.

7.3 The Eligible Stock Brokers are required to submit

the original Application Form and other

documents received from the investors to the

AMC/ Registrar. In case of a subscription

transaction, the allotment of units will be on

‘Provisional’ basis till the time the AMC/Registrar

has received all the required documents from the

Eligible Stock Broker. Any application for

redemption of units so allotted on provisional

basis will be rejected.

7.4 In case the investor wishes to dematerialise the

units held in physical form, the AMC will facilitate

the same with the Registrar, Depositories and

Depository Participants.

8. For units issued in dematerialised form

8.1 Investors desirous of investing in dematerialised

form need to have a Beneficiary Account with a

Depository Participant (DP).

8.2 Investors desirous of transacting (subscription or

redemption) through the stock exchange

infrastructure should place the order with an

Eligible Stock Broker as currently followed for

secondary market activities. For subscriptions, the

payment of subscription money should be made to

the Eligible Stock Broker.

8.3 Completion of the PAN and KYC requirements of

the Depository/ Depository Participant will be

considered to be adequate compliance with the

guidelines issued by SEBI in this regard for

investment in mutual funds.

8.4 Payment of redemption proceeds will be made by

the Mutual Fund directly to the investor as per the

normal service standard and will be made to the

investor’s bank account based on the information

furnished by the depositories.

8.5 The Account Statement of the Beneficiary Account

with the DP will be sent by the respective DPs as

per their service standards. The Account Statement

issued by the DPs will be considered as adequate

compliance of the requirements specified by SEBI

for mutual funds with respect to dispatch of

account statement to investors.

8.6 In case the investor wishes to re-materialise the

units held in demat form, the AMC will facilitate

the same with the Registrar, Depositories and

Depository Participants.

9. For any complaints or grievances against the Eligible

Stock Broker with respect to the transactions done

through the stock exchange infrastructure, the investor

should contact either the concerned Eligible Stock

Broker or the investor grievance cell of the respective

stock exchange. For non commercial

transactions/service requests such as change in address,

change in bank mandate, issue of duplicate account

statements etc., the investors should approach any of

the Franklin Templeton Investor Service Centres in

case the units are held in physical form and to their

respective DP in case the units are held in demat form.

10. Applications which are incomplete or invalid in any

respect or are conditional or ambiguous are liable to be

rejected.

11. The investors will have to comply with the PAN and

KYC requirements as prescribed by

SEBI/BSE/NSE/NSDL/CDSL/ Franklin Templeton

Mutual Fund from time to time.

12. The facility shall be subject to the terms and conditions

specified and guidelines issued by SEBI/BSE/NSE from

time to time.

13. The Trustee/AMC reserves the right to change/modify

or discontinue the facility at any time in future.

Please refer to the Statement of Additional Information

and Scheme Information Document for any further details

Scheme Comparision

Scheme Name, No. of Investment Strategy Product PositioningFolios & Assets UnderManagement (AUM)

Diversified Equity Fund

Franklin India Focuses on four Takes concentrated Opportunities themes – stock or sectorFund (FIOF) (a) Companies that exposures based on

operate in the space four themes.

No. of Folios: where India has a 1,06,596 strong advantage

(b) Globally Assets Under competitive Indian Management (AUM): companies that have Rs. 554.86 crores the potential to

participate in global opportunities as well (c) Companies that are under valued (d) Companies thatare best positioned to take advantage of the opportunities thrown

up by the growingeconomy.

The fund follows a blend of value and growth style of investing, and a bottom-up approach to stock-picking.

Franklin India High The fund will also Invests in companies/ Growth Companies combine bottom-up sectors with high Fund (FIHGCF) stock selection with growth rates or above

top down industry average potential No. of Folios: themes to identify across the market cap2,80,597 stocks/sectors range

exhibiting above Assets Under average growth or Management (AUM): high potential. Rs. 1096.93 crores The shifts between

companies and sectors to be identified based on relative valuations, liquidity and growth potential

Franklin India Prima Will invest in a Invests in mid and Fund (FIPF) diversified portfolio of small cap stocks.

primarily mid and No. of Folios: small cap stocks.

1,21,577 The fund follows a blend of value and

Assets Under growth style ofManagement (AUM): investing, and a Rs. 949.18 crores bottom-up approach

to stock-picking.

Franklin Build India Focuses on companies Invests in companies Fund (FBIF) engaged either directly benefiting from the

or indirectly in building blocks of the No. of Folios: infrastructure-related economy – multiple 18,657 activities and the themes (infrastructure,

development of the resources, financial Assets Under Indian economy. services, agriculture

Management (AUM): The fund will follow a and social Rs. 166.06 crores bottom-up approach development).

to stock-picking and choose the best companies across sectors.

Franklin India Flexi Will invest in Invests in companies Cap Fund (FIFCF) diversified portfolio of across the market cap

stocks across sectors range. No. of Folios: and market 3,35,880 capitalisation. Its

exposure to Large, Assets Under Mid and Small cap Management (AUM): stocks varies Rs. 2260.62 crores depending on relative

value and risk/return profile of the segments.

The fund follows a blend of value and growth style of investing, and a bottom-up approach to stock-picking.

Franklin India Will invest in Invests in companies Taxshield (FIT) diversified portfolio of across sectors and

29

stocks across sectors market cap range, No. of Folios: and market capitalisation. offering tax benefits

2,40,125 The fund follows a under Section 80C ofblend of value and the Income Tax Act.

Assets Under growth style of Management (AUM): investing, and a Rs. 783.98 crores bottom-up approach

to stock-picking.

Franklin India Focuses on wealth Primarily a large cap Prima Plus (FIPP) creating companies fund with some

across sectors and allocation to small/mid No. of Folios: will invest in cap stocks that have 2,40,770 diversified portfolio high long-tem

of primarily large cap potential. Assets Under stocks, with a Management (AUM): marginal small/Rs. 1772.01 crores mid cap exposure.

The fund follows a blend of value andgrowth style of investing, and a bottom-up approach to stock-picking.

Franklin India Index Looks to replicate the Passively managed Fund (FIIF) - BSE composition of BSE index fundSensex Plan (BSE) & Sensex and S&P CNX NSE Nifty Plan (NSE) Nifty indices.

No. of Folios: BSE: 4,240; NSE: 6,910

Assets Under Management (AUM):BSE: Rs. 64.61 crores,NSE : Rs. 129.57 crores

Franklin India Will invest in Invests in large cap Bluechip Fund (FIBCF) diversified portfolio stocks

of stocks which No. of Folios: have a large market 2,18,253 capitalization and

are liquid.

Assets Under The fund follows a Management (AUM): blend of value and Rs.2940.41 crores growth style of

investing, and a bottom-up approach to stock-picking.

Templeton India The stock selection Invests predominantly Growth Fund (TIGF) would generally be in large cap stocks – a

based on value fund No. of Folios: constructing a 33,861 diversified portfolio

generally of large Assets Under capitalised and/or Management (AUM): liquid stocks. Rs. 548.76 crores In general, the

methodology adopted by TIGF is based on the bottom up value investing approach.

Templeton India Since TIEIF seeks to Focuses on Indian and Equity Income look at current or emerging market Fund (TIEIF) potentially attractive stocks - a value fund

dividend yield, as taking into account No. of Folios: one of the major dividend yield of 2,39,534 parameters to meet stocks

its investment Assets Under objectives, TIEIF Management (AUM): would look at that Rs. 1191.20 crores parameter while

making investment decisions.

In general, the methodology adopted by TIEIF is based on the bottom up valueinvesting approach.

Franklin Asian Focuses on companies Invests in Asian Equity Fund (FAEF) benefiting from the Companies / sectors

growth opportunities (excluding Japan) with No. of Folios: in Asia Pacific long term potential 1,20,084 (ex-Japan) region across the market cap

including India. range. Assets Under The fund managers Management (AUM): will adopt a Rs. 372.98 crores combination of

top-down (macro analysis to identify countries and sectors) and bottom-up (micro analysis to pick stocks) approach, and use the growth investment style.

Sector Funds

Franklin Infotech The scheme follows Invests in companies Fund (FIF) a blend of value and in the Information

growth style of Technology sectorNo. of Folios: investing and uses a26,986 bottom-up approach

to stock-picking. Assets Under The scheme will Management (AUM): invest primarily in Rs. 140.08 crores stock of companies

operating in information technology sector.

Franklin FMCG The scheme follows a Invests in Fast Moving Fund (FFF) blend of value and Consumer Goods

growth style of (FMCG) companies No. of Folios: investing and uses a 4,243 bottom-up approach

to stock-picking. Assets Under The scheme willManagement (AUM): invest primarily in Rs.34.61 crores stock of companies

operating in FMCG sector as also in media companies.

Franklin Pharma The scheme follows a Invests in Fund (FPF) blend of value and pharmaceutical/life

growth style of sciences companies No. of Folios: investing and uses a8,781 bottom-up approach

to stock-picking. Assets Under The scheme will Management (AUM): invest primarily in Rs. 103.41 crores stock of companies

operating in pharmaceuticals / life sciences industry.

Hybrid Funds

FT India Balanced Equity: The scheme Invests both in stocks Fund (FTIBF) follows a blend of and fixed income

value and growth instruments offering a No. of Folios: style of investing. balanced exposure to 20,218 The fund will follow the asset classes

a bottom-up Assets Under approach to Management (AUM): stock-picking and Rs. 298.08 crores choose companies

across sectors. Will invest in diversified portfolio of stocks with predominant exposure to large caps.

The debt portion of the scheme will be invested in high quality fixed income instruments.

Templeton India The equity portion Ideal avenue for Children's Asset follows a blend of investing for children’s Plan (TICAP) value and growth future

style of investing, Gift Plan : Invests in No. of Folios: and will invest in equities (upto 75%)

EP: 574, GP: 1,947 diversified portfolio and in debt securitiesof stocks with Education Plan :

Assets Under predominant Invests in equities Management (AUM): exposure to (upto 20%) and in debt EP: Rs. 1.42; Large caps. The securitiesGP: Rs.6.77 crores fund will follow a

bottom-up approach to stock-picking and choose companies across sectors.

The debt portion of the scheme will be invested in high quality fixed income instruments.

Templeton India The equity portion Invests in equities Pension Plan (TIPP) follows a blend of (upto 40%) and the

value and growth balance in high quality No. of Folios: style of investing, fixed income 28,527 and will invest in instruments – a

diversified portfolio retirement product Assets Under of stocks with offering tax benefits Management (AUM): predominant with a lock-in.Rs. 199.64 crores exposure to Large

caps. The fund will follow a bottom-up approach to stock-picking andchoose companies across sectors.

The debt portion ofthe scheme will be invested in high quality fixed income instruments.

Fund of Funds

FT India Dynamic The equity allocation A Fund of Fund PE Ratio Fund of [i.e. the allocation offering tactical Funds (FTDPEF) to Franklin India allocation between an

Bluechip Fund equity and debt fund, No. of Folios: (FIBCF)] will be based on market 11,715 determined based valuations (PE Ratio)

on the month-end Assets Under weighted average Management (AUM): PE ratio of the Rs. 547.66 crores S&P CNX Nifty

index (NSE Nifty).The CIO – Equity will decide the equity component based on the month-end weighted average PE ratio of the NSE Nifty. The remaining will be deployed in Templeton India Income Fund (TIIF).

FT India Life Stage The primary objective A Fund of Fund Fund of Funds is to generate superior offering life stage (FTLF) risk adjusted returns solutions - with

to investors in line different plans of No. of Folios: with their chosen varying asset allocation 20’s plan: 1,089 asset allocation with (The 20s Plan, The 30s 30’s plan: 592 tactical allocation. Plan, The 40s Plan, 40’s plan: 940 The Scheme invests The 50s Plus Plan, The 50’s plus plan:567 in underlying schemes 50s Plus Floating Rate 50’s plus floating with a balanced Plan)rate plan: 2,662 approach based on

predetermined asset Assets Under allocation with half-Management (AUM): yearly rebalancing 20s Plan: Rs. 14.78 crores; 30s Plan: Rs. 8.28 crores; 40s Plan: Rs. 14.13 crores; 50s Plus Plan: Rs. 12.88 crores; 50s Plus Floating Rate Plan Rs. 179.49 crores

30

INCOME FUNDS

Templeton India Seeks to provide Invests primarily in Government Securities capital appreciation Indian government Fund (TGSF) by primarily investing securities with

in Indian government different plans suitable No. of Folios: securities and actively for varying investment CP: 1,924 managing the portfolio horizonsPF: 82 duration based on LT: 1,338 market conditionsTP: 227

Assets Under Management (AUM):TGSF - CP Rs. 84.39 croresTGSF - PF Rs. 32.68 croresTGSF - TP Rs. 279.47 croresTGSF - LT Rs. 71.62 crores

Templeton India Strives to deliver A long bond fund Income Builder superior risk-adjusted investing in quality Account (TIIBA) returns by actively fixed income

managing a portfolio instruments across No. of Folios: of high quality fixed segments – focuses on 6,603 income securities. Corporate/PSU Bonds.

Has a moderate to highAssets Under interest rate sensitivityManagement (AUM):Rs. 72.05 crores

Templeton India Looks to earn steady A long bond fund Income Fund (TIIF) returns in the fixed investing in quality

income market by fixed income No. of Folios: actively managing the instruments across 8,411 fund’s portfolio on segments.

interest rate Assets Under movements and Management (AUM): credit risks.Rs. 406.48 crores

Templeton Monthly Maintains a pure debt An MIP with pure debt Income Plan (TMIP) portfolio and strives to exposure. Has a

earn steady returns in moderate to high No. of Folios: the fixed income interest rate sensitivity1,184 market by actively

managing the funds Assets Under portfolio on interest Management (AUM): rate movements and Rs. 25.93 crores credit risks.

FT India Monthly The debt portion will An MIP investing Income Plan (FTIMIP) be primarily invested predominantly in debt

in high quality fixed instruments with a No. of Folios: income securities. For marginal exposure to 23,698 the equity portion, the equities (Equity

scheme follows a blend exposure: Upto 20%)Assets Under of value and growth Management (AUM): style of investing and a Rs. 440.65 crores bottom-up approach to

stock-picking.

Templeton India Focuses on investment Invests in short term Short-Term Income opportunities at the corporate bonds Plan (TISTIP) short-end of the curve. including PTCs –

positioned between a No. of Folios: long bond fund and 17,672 liquid fund.

Assets Under Management (AUM):Rs. 5442.50 crores

Templeton Floating Looks to minimise the Invests primarily in Rate Income Fund - risk arising from floating and short term Long Term Plan interest rate fixed rate debt (TFIF-LT) fluctuations. instruments, has a

moderate interest rate No. of Folios: sensitivity 6,986


Templeton India Focuses on emerging Invests across the yield Income Opportunities opportunities in the curve and takes Fund (TIIOF) fixed income market concentrated exposure

and has the flexibility to a particular security No. of Folios: to take concentrated class based on 4, 142 exposure to a macro/micro analysis.

particular security E.g., in its initial years, Assets Under class based on macro/ it is focusing on Management (AUM): micro analysis. securitised debt and Rs. 1719.96 crores high accrual securities

to take advantage of the yield premiums.

Templeton India Strives to strike an Invests in short term Ultra-short Bond optimum balance debt and money Fund (TIUBF) between regular market instruments –

income and high positioned between a No. of Folios: liquidity through a short term income 2,947 judicious mix of fund and liquid fund.

short term debt and Has low interest rate Assets Under money market sensitivity Management (AUM): instruments.Rs. 2064.97 crores

Liquid Funds

Templeton Floating Strives to minimize Invests primarily in Rate Income Fund - the risk arising floating/fixed rate debt Short Term Plan from interest rate instruments and has (TFIF-ST) fluctuations by low interest rate

investing in a mix sensitivity No. of Folios: of short duration 8,291 bonds and floating

rate debt instruments.Assets Under Management (AUM):Rs. 422.63 crores

Templeton India Strives to provide Invests in short term Treasury Management steady income and debt and moneyAccount (TITMA) high liquidity through market instruments

a judicious mix of No. of Folios: short term debt and 4,515 money market

instruments.Assets Under Management (AUM):Rs. 1332.55 crores

Templeton India Seeks to achieve Invests primarily in Money Market capital preservation money market Account (TIMMA) along with current instruments. 15 days

income through a compulsory lock-in.No. of Folios: portfolio of money 1,629 market instruments


Note:

The data on No. of Folios and Assets Under Management is

on March 31, 2010.

Equity Oriented Schemes:

As per current tax laws, the following schemes are

categorised as “Equity Oriented Schemes”: Franklin India

Bluechip Fund (FIBCF), Templeton India Equity Income

Fund (TIEIF). Templeton India Growth Fund (TIGF),

Franklin India Prima Fund (FIPF), Franklin India Prima

Plus (FIPP), Franklin India Flexi Cap Fund (FIFCF),

Franklin India Index Fund (FIIF), Franklin India

Opportunities Fund (FIOF), Franklin Infotech Fund (FIF),

Franklin FMCG Fund (FFF), Franklin Pharma Fund (FPF),

Franklin Build India Fund (FBIF), Franklin India Taxshield

(FIT), FT India Balanced Fund (FTIBF), Franklin India High

Growth Companies Fund (FIHGCF) and Templeton India

Childrens Asset Plan - Gift Plan (TICAP-GP).

Instructions

Please read the Scheme Information Document containing

the terms of offer. All applicants are deemed to have

accepted the terms subject to which the offer is being made

and bind themselves to the terms upon signing the

Application Form and tendering the payment.

1. Investors already having an account in any Franklin

Templeton scheme can provide either their Customer

Folio Number or Account Number and first applicant

name in the space provided. Such investors need not fill

the section ‘Personal Details’. (For investments in TIPP,

date of birth is required).

2. The application form must be completed in BLOCK

LETTERS in ENGLISH. More than one scheme can be

applied for in the same application form, but with

separate cheques for each scheme.

3. Signatures should be in English or in any of the Indian

languages. Thumb impressions must be attested by a

Magistrate/Notary Public under his/her official seal. In

case of HUF, the Karta will sign on behalf of the HUF

4. Mode of payment:-

a. For Resident Investors

- For Resident Investors - by local cheque/draft deposited

with any Franklin Templeton branch/Collection Centres

or transfer/ electronic transfer to Franklin Templeton

Mutual Fund Account

- Applicants from places where there is no Franklin

Templeton branch/Collection Centres can deduct DD

charges from the application amount provided these

drafts are payable at locations where the application is

submitted to a Franklin Templeton branch/Collection

Centre. Applicants may send their application alongwith

bank draft to the Investor Service Centre/Collection

Centre. However, DD charges shall be limited the bank

charges stipulated by The State Bank of India. The AMC

will not accept any request for refund of Demand Draft

charges.

- Investors are instructed NOT to make cash payments.

No outstation cheques or post-dated cheques will be

accepted. Applications with outstation cheques/post

dated cheques may be rejected.

- Cheques should be drawn in favour of the scheme name.

For e.g, “Franklin India Bluechip Fund”, Franklin

Infotech Fund”, “FT India Balanced Fund”, Templeton

India Income Fund”, Templeton India Income Builder

Account”, Separate cheques should be sent for each

scheme / plan. The fund is not obliged to represent

dishonoured cheques or inform the investor / investor’s

agent about it.

b. For Non-Resident Investors:

- by NRE/NRO account cheque from a bank located at

places having a Franklin Templeton branch. Please

provide a photocopy of the cheque alongwith the

application form if investment is made through a

NRE/NRO account.

- by Rupee draft purchased abroad payable at locations

where the application is submitted to Franklin

Templeton branch/ Collection Centre

- by wire transfer/inward remittance to Franklin

Templeton Mutual Fund’s account with Citibank, Fort,

Mumbai.

c. Foreign Institutional Investors and International

Multilateral Agencies shall pay their subscription by

direct remittance from abroad or out of their special Non

Resident Account, maintained with a designated bank in

India.

5. In case of application by a limited company or a body

corporate or an eligible institution or a registered society

or a trust or a partnership firm under a Power of Attorney

or otherwise, the original Power of Attorney duly

notarised or a certified true copy thereof or the relevant

resolution or authority to make the application /

31

redemption as the case may be, or certified true duly

thereof, along with a certified copy of the Memorandum

and Articles of Association and/or bye laws and/or trust

deed and/or partnership deed (as the case may be) and

Certificate of Registration / Incorporation should be

submitted. The officials should sign the application

under their official designation. In case of a Trust, it shall

submit a certified true copy of the resolution from the

Trustee(s) authorising such purchases / redemption.

6. As per SEBI Circular SEBI/IMD/CIR No.11/78450/06

dated October 11, 2006, FTMF hereby declare all its

branch offices [Investor Service Centres (ISC)], the

designated branch offices of Karvy Computershare

Private Limited (Karvy) and Computer Age Management

Services Private Limited (CAMS) (termed as Collection

Centres) and FTMF’s website

(www.franklintempletonindia.com) as the Official Points

of Acceptance of Transactions ("OPAT"). Additionally,

the Secured internet site hosted or managed by CAMS

will also be OPAT in respect of the transactions routed

through the distributors who have registered for this

facility (in accordance with the terms and conditions, as

may be prescribed from time to time). The "cut off time"

mentioned in the Scheme Information Document shall be

reckoned at these official points. All transaction

(purchase/redemption/switch) applications must be

demonstrably received by the Mutual Fund at these

OPAT.

Further in case of transactions done through the stock

exchange infrastructure, all the Eligible Stock Brokers

will be considered as the OPAT for the transactions done

under this facility. The cut-off timing and applicability of

NAV for the transaction will be determined in accordance

with the provisions of SEBI circular no. SEBI/IMD/CIR

No.11/78450/06 dated October 11, 2006. The day and

time of receipt of the transaction application by FTMF

will be based on the time stamping as evidenced by the

confirmation slip generated by the stock exchange

infrastructure.

7. Applications that are incomplete or inaccurate or

ambiguous or conditional are termed as Not in Good

Order (NIGO). NIGO applications are processed or

rejected in accordance with the guidelines as

mentioned on our website

www.franklintempletonindia.com as amended from

time to time. All applications are accepted “Subject to

Verification”. Applications can be therefore rejected at

the counter itself, or subsequently at the time of a

good order review either at the branch or at the back

office.

Know Your Customer (KYC):

All investors (including Joint holders, NRIs, POA holders

and guardians in the case of minors) must ensure

completion of Know Your Customer (KYC) formalities,

failing which the transaction may be rejected.

• Currently it is mandatory for all investors for investments

of value Rs.50,000/- and above (including joint holders,

NRIs, POA holders and guardians in the case of minors)

to submit a copy of the KYC acknowledgement received

from CVL (CDSL Ventures Ltd.) or printout of KYC

status downloaded from CVL website

(www.cvlindia.com) towards completion of Know Your

Customers (KYC) policies under the AML Laws.

Applications without such documents and information

may be rejected.

• For applications from minors for subscriptions of Rs.

50,000 and above, copy of KYC Acknowledgement of the

guardian must be submitted along with the Application /

Transaction Form else the application may be rejected.

• In case of applications for subscriptions of Rs. 50,000

and above under a Power of Attorney( POA), copy of

KYC Acknowledgement of the investors and the POA

holders must be submitted along with the Application /

Transaction Form else the transaction may be rejected.

• In case of subscriptions in scheme where Units are under

a lock – in period as prescribed in the respective Scheme

Information Documents (including ELSS Schemes) or a

New Fund Offer, allotment may be done only on

confirmation from the Central Agency that the KYC is

final and if the Central Agency informs that the KYC is

cancelled, the original amount invested may be refunded.

• In case of any transactions where the KYC formalities are

completed for the investors in the folio, and a change of

address is also requested, the transaction will be

processed based on the current data available in the AMC

/ RTA records and the change of address will be rejected.

Changes of address can only be registered with a

designated Point of Service of CVL

Default Options:

The following defaults will apply to the processing of

applications, where required, in addition to the defaults

already mentioned in the KIM:

In the event of any KYC Application being subsequently

rejected for lack of information / deficiency / insufficiency of

mandatory documentation, the investment transaction may

be cancelled and the amount may be redeemed at applicable

NAV, subject to payment of exit load, wherever applicable.

Such redemption proceeds will be despatched within a

maximum period of 21 days from date of acceptance of

application.

For Investors who have submitted their KYC

acknowledgement, changes as listed below must be

requested through a designated Point of Service of CVL

Only:

• Change of address

• Name change

• Change of social status

Any direct requests for the above for folios where the KYC

acknowledgement is registered with us will be rejected. The

address for a folio will be the 1st holder’s/1st Guardian’s

address for communication. This address will be printed in

the account statement and considered for all other

communications.

Change of Address for investors who have submitted their

KYC acknowledgement with us will be effected into all

folios where the investor is the first holder or 1st guardian.

If the investor has not registered their KYC

acknowledgement with us, the change of address request

will be effected only for the particular folio(s) requested by

the investor.

When investors submit their KYC acknowledgement for

an existing folio, all existing details of the holder(s) will

be overwritten with the details available in the records of

CVL.

New Purchases:

• Where the mode of holding is not mentioned, an

application be treated as either SINGLE or JOINT based

on the number of applicants/ number of signatures on the

form.

• In case the status of the investor is not available, the

default status would be based on the information

available in the application form.

• In case more than one investor’s name appears in the

application form, but the form has been signed by the

first holder only, the same will be processed with the

mode of holding as SINGLE in favour of the first holder.

• In case the amount of the cheque, instrument or payment

advice differs from the amount of the application, the

same would be processed for the amount of the cheque,

instrument or payment advice only.

• Application where the scheme name / abbreviation is

available, but specifics of the plan or options are not

mentioned will be processed as per the default options

listed in the KIM.

• Where the investor had failed to indicate clearly the

Plan/Options in the application form or has mentioned

both Plan/Options i.e. Dividend and Growth, the

application will be processed as per the default option.

• If the Scheme name in the application is different from

the scheme name in the cheque, the transaction will be

processed as per the application.

• If the scheme name is not mentioned in the application

form, the transaction will be processed as per the scheme

name appearing in the cheque.

Additional Purchases:

• If an investor provides all details, including scheme

plan, option, and there is only one existing account

matching this in the folio, the purchase will be

processed into that account. If there are multiple

matching accounts, the purchase will be processed into

the last transacted account. The last transacted account

is determined by the date of the latest Purchase,

Redemption or Switch transaction, or the date of

registration of a Systematic Investment, Transfer or

Withdrawal Plan. If the last transacted account has NIL

balance, then that transaction can be processed in the

active account.

• If an investor only provides the scheme name, but not the

plan and or option, transactions will be processed based

on the following rules:

- If there is one account of the scheme in that folio, the

transaction will be processed into that account

irrespective of whether it is the default option.

- If there are multiple accounts in different scheme

options in the folio, the transaction will be processed in

the account under the default option.

- If there are multiple accounts of the default option in

the folio, the transaction will be processed into the last

transacted account.

- If there is no account in that scheme under the folio, a

new account in the default option will be created.

• For existing investors, in case of additional purchase, if

the mode of holding is Joint’ all unit holders need to

sign.

• If an investor does not provide their bank details in an

additional purchase in new scheme, the bank details from

the last transacted account will be used

• If an investor mentions their folio number but not the

scheme name in which they want to invest, the

transaction will be created in the scheme (under the

default option of the scheme), as per the scheme name

appearing in the cheque

• In case of a difference between the Investor’s account

number and the scheme name mentioned in the

application, the same would be processed on the

scheme name mentioned in the application.

• In case the amount of the cheque, instrument or payment

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advice differs from the amount of the application, the

same would be processed for the amount of the cheque,

instrument or payment advice only.

• If an investor mentions his/her Existing Folio No with

different mode of holding the same Existing Folio

Number will be considered and Units allotted with the

existing mode of holding already available with FT.

• If an investor mentions his/her Existing Folio No with

different status the same Existing Folio Number will not

be considered and Units allotted with a New Folio.

Redemptions/Exchanges:

• Investors must provide the account number from which

redemption or switch out is to be effected, in case they

hold multiple accounts of the same scheme in a folio. If

Franklin Templeton is unable to determine the single

specific account to be redeemed / switched out from the

information provided, the request would be treated as

ambiguous and hence rejected.

• In the case of a Switch / Exchange, if the request does not

specify the destination scheme account number but only

provides the scheme name, the NIGO rules as listed

above for Additional purchases would apply.

• If the number of units and all units is mentioned in the

request for redemption or Switch, all units (Cleared

units) will be considered. Where the number of units

and an amount is mentioned, the number of units

(cleared units) will be considered.

• Redemption/Switch requests will be processed only if

either amount or units are clearly mentioned.

• Switch transactions will be processed only if the day is a

BUSINESS DAY for both the Source and Destination

Schemes.

• If for a switch transaction, the source account number

does not match with the source scheme name (wherever

given) or if the the destination account number does not

match with the destination scheme name (wherever

given), the request would be treated as ambiguous and

hence rejected.

• If folio number given is without a scheme name or

account number and there are two or more schemes or

accounts available under the folio, the request would be

treated as ambiguous and hence rejected.

• If the account number is valid but does not belong to the

folio number given in the application, then the

transaction will be processed in the given account

number.

General

• Advisor codes will be processed under UNKNOWN in

the following situations:

a) Advisor code is corrected but not countersigned by

the investor in the application

b) If there are multiple advisor codes mentioned in

the application

c) If the advisor code is not clear in the application

8. In order to pay the investor the redemption amount

requested for (in Rupees) Franklin Templeton will

redeem that many units as would give the investor the

net redemption amount requested for, after deducting

Securities Transaction Tax and exit load as applicable.

9. Investors are requested to contact the nearest Investor

Service Centre (ISC) in case of non receipt of Account

Statement/Letter confirmation within 30 days of the

lodgement of transaction request. The content of the

Account Statement will be considered to be correct if

no discrepancy is reported within 30 days from the date

of the last transaction.

10. In case of availment of Direct Credit of dividend and

redemption facility, Franklin Templeton Investments

cannot be responsible for errors or delays in processing

the request due to errors in the information provided.

11. As per SEBI circular No. SEBI/IMD/Cir-10/22701/03

dated December 12, 2003 read with Circular No.

SEBI/IMD/Cir-1/42529/05 dated June 14, 2005, each

portfolio under a scheme should have a minimum of 20

investors and no single investor should account for

more than 25% of the corpus of such portfolio.

Determining the breach of the 25 % limit by an Investor

– The average net assets of the scheme would be

calculated daily and any breach of the 25% holding limit

by an investor would be determined. At the end of the

quarter, the average of daily holding by each such

investor is computed to determine whether that investor

has breached the 25 % limit over the quarter. If there is

a breach of limit by any investor over the quarter, a

rebalancing period of one month would be allowed and

thereafter the investor who is in breach of the rule shall

be given 15 days notice to redeem his exposure over the

25 % limit. Failure on the part of the said investor to

redeem his exposure over the 25 % limit within the

aforesaid 15 days would lead to automatic redemption

by the Mutual Fund on the applicable Net Asset Value

on the 15th day of the notice period.

In each calendar quarter, on an average basis, each

portfolio under an open end scheme shall meet with

the above condition of minimum 20 investors,

failing which the provisions of Regulation 39(2)(c)

of SEBI (Mutual Funds) Regulations, 1996 would

become applicable automatically without any

reference from SEBI and accordingly, the portfolio

shall be wound up by following the guidelines laid

down by SEBI.

12. Investors can avail online Account Access and full

transaction capabilities, on our website

www.franklintempletonindia.com. The HPIN Facility is

currently available to all individual and non-individual

investors other than those transacting through Channel

Partners, on FTMF’s website for all schemes for

subscription, redemption or exchange. Investors can

also tag together, and view from a single location, all

their accounts (with the same order of names and mode

of holding). In addition, a family access facility allows

investors to consolidate holdings across investors if they

desire. HPIN application forms are available for

download from the website, or by sending an email to

[email protected]. On receipt and verification of

the form, investors will be issued an HPIN - using this,

investors must create a username and password to

access the site. For performing transactions through the

HPIN facility, investors are required to furnish verified

PAN, failing which the facility may be restricted to a

"View Only" facility.

Franklin Templeton has also introduced a facility for

distributors to view their client accounts or transact

on the web on behalf of their clients. Transaction

can be effected provided the client has authorised

the distributor by executing a Power of Attorney

(PoA) in favour of the distributor for this purpose.

The Power of Attorney must be submitted to the

Fund before performing any transactions via the

website.

Instructions on RTGS, NEFT, MICR codes

• Investors are requested to provide their bank's Indian

Financial System code (IFSC), Real Time Gross

Settlement (RTGS) or National Electronic Fund

Transfer (NEFT) / Magnetic Ink Character Recognition

(MICR) code(s).

• Investors need to provide a copy of cheque leaf (where

the IFSC/MICR code is printed) or banker's

confirmation for verification of the code.

• Investors are requested to note that RTGS and NEFT

codes may be different for the same bank/branch. Please

contact your bank for the details of the same.

• Payment through RTGS can only be made when the

amount paid is not less than Rs.1,00,000 Payment

through NEFT / ECS can be made for all payments

irrespective of value.

• RTGS / NEFT / ECS are facilities offered by Reserve

Bank of India (RBI), for facilitating better customer

service by direct credit of dividend/redemption to an

investor’s bank account through electronic credit.

This helps in avoiding loss of dividend/redemption

warrant in transit or fraudulent encashment.

Payments made through ECS/RTGS/NEFT are subject

to applicable rules and policies of RBI and the

working of banking system. The Mutual Fund will

endeavour to arrange such facility for payment of

dividend/redemption proceeds to the Unit holders. It

may be noted that there is no commitment from the

Mutual Fund that this facility will be made available

to the Unit holders for payment of

dividend/redemption proceeds.

• Any charges levied by the investor's bank for receiving

payment through ECS/RTGS/NEFT will be borne by the

investor. The Mutual Fund / AMC will not accept any

request for refund of such bank charges.

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franklin templeton india common application form

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