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The Travelers Indemnity Company and its property casualty affiliates. One Tower Square, Hartford, CT 06183

This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverages, terms and conditions, refer to the insurance policy. Coverages are subject to individual insureds meeting our underwriting qualifications and to state availability.

© 2015 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. PL-9430 Rev. 7-15

Please don’t hesitate to call your agent about Travelers homeowners insurance.

Your agent is working for you.

By choosing Travelers, you have someone working for you. Your Travelers independent agent believes that your satisfaction with your insurance is of the utmost importance.

For discerning homeowners who want maximum coverageVALUE-ADDED PACKAGES

Two packages offering enhanced protection

Your home is perhaps your biggest investment, and Travelers provides unparalleled coverage to protect it. Now, you can enhance that coverage with two packages of optional features to further protect you, your home and your belongings. Travelers offers these packages to provide you with the best in homeowners insurance. Both options offer broader protection for a price that is much less than if the coverages were purchased separately.

Value-Added Package – for broader coverage and increased protection

Additional replacement cost protection

Provides additional insurance to rebuild your home if it is destroyed by a covered loss and the cost to rebuild it exceeds your current policy limit.

Ordinance or law protection

Provides (up to an additional 10 percent of coverage A) additional insurance to pay for increased costs to rebuild your home to comply with new building codes or laws.

Personal property coverage

Increases from 50 percent to 70 percent of the insured amount on your home.

Contents replacement cost coverage

Allows you to replace damaged personal property with no deduction for depreciation. And if it cannot be replaced, as is the case for an antique or collectible, for example, we will pay the current value.

Loss-of-use protection

Increases coverage (from 20 percent to 30 percent of current limit) to cover living expenses if you are unable to reside in your home during rebuilding after a fire or other covered loss.

Personal injury coverage

Protects you in the event you are sued for libel, slander, invasion of privacy, false arrest or defamation of character.

Lock replacement coverage

Provides reimbursement (up to $250) for changing your locks if your house keys are stolen.

Value-Added Package Plus – enhances with two additional coverages

Special personal property coverage

Expands coverage for your personal property to an all-risk basis (subject to stated exclusions).

Water back-up protection

Covers loss if water backs up through a sewer or drain, or overflows from a sump pump on your property.