Food Security Support to the Water logged Affected Population in South West Bangladesh

Project Duration: April- September, 2014

Funded By : DFID through WFP Implemented by : Muslim Aid

Budget : 33,363,563 BDT / 278,030 GBP

Online Cash transfer

Purpose of the online cash transfer More accountable, transparent cash transfer Reduce the risk factor to carrying cash in filed Introduce the beneficiary in digital technology Donor mandate

MA has already transferred 12721800BDT through online cash transfer to 1430 beneficiary and also plan to disburse 9330000BDT through m-Cash account of 1430 beneficiary

Telco Partner:

Online banking partner :

Cash transfer through mobile banking

Interventions CFW UCG Livelihood Grant

# Participants 1,330 100 1,330

Workdays 59,850

Cash Approved 11,970,000 1,800,000 11,970,000

Cash distributed through online banking

8,515,400 1,566,400 3,540,000

% of cash distribution through online process

74 72 29

MA has already started distribution of LG where has plan to disburse 11,970,000BDT through online cash transfer

Impact

Beneficiary level Secured , protected , easy and safe cash transfer direct to the account of

beneficiary Reduce the chance of corruption by means of direct cash transfer Reduce the anxiety , allocate extra time to collect cash and hassle during

the hand cash disbursement(especially the women, lactating mother ,

elderly) Work as bank account and can transect any amount form anywhere of

Bangladesh

Project Management level Reduce the risk of hard cash transfer and lessen the security concern Ensured more firm financial controlling and monitoring Reduce the workload of staffs and hassle of documentation

Challenges Time consuming and complex registration process Delay contract with Telco partner and online Banking partner Not available agent in the remote area SIM blockage and lost of SIM ; ( difficult to withdraw of SIM by

beneficiary) Documentation like signature at muster roll and beneficiary cards as

they collected money from different agent Extra charge during cash withdraw in case of withdraw cash from other

mobile banking agent.

Hand cash distribution Online cash distribution

Lesson learnt

Online cash transfer which ensured secured, easy and accountable cash transfer

Need more coordinate approach from very banging of the project to ensure the registration and other compliances

Need orientation on online cash handling Before go for contract need to go for feasibility study or ensure the

network coverage by Telco partner and available agent by online banking partner.

Working Together

Telco Partner Online Banking Partner