INSIDE Dealer of the Month ........... 2

Win a Canon Rebel ........... 2

Teaching Teens Financial Responsibility ..... 4

NSCU Loan Products ........ 4

Referral REWARDS .......... 5

NSCU “Kindness Crew” ..... 6

NSCU Branches ................ 6

Page 2 Employee Spotlight:

Lisa Kleven Vice President of Lending NorthStar Credit Union

Focused on your future...

Page 3

Lisa Kleven Vice President of Lending

Lisa started her credit union career in 1982 with DuPage Schools Credit Union and has served in all aspects of a credit union from the teller line, branch manager, operations, to Director of Sales and Service. She joined NorthStar Credit Union in 2000. In 2008 she was promoted to VP of Lending and oversees the Financial Services Department and all loan staff in the branches. Lisa is responsible for the day to day operations of the department as well as ensuring the credit union meets and exceeds its goals each year. Her and her team, ensure we help save our members money and meet their financing needs. Lisa currently serves on NorthStar’s in

“It was a pleasure doing business with NorthStar. Everyone was kind,

courteous, and enjoyable to work with – particularly Jill Pearce!” –

Jules S

house MBL Business Loan Committee, Credit Committee, and Asset Liability Management Committee. She also volunteers her time on the Board of Directors for the Aurora Chapter of Credit Unions, the WBRC, and The Stephanie Joseph Memorial Fund. In her spare time, Lisa enjoys cooking, golf, and having fun with her new granddaughter.

Teaching Teens

Financial Responsibility When your kids were little, you frequently heard requests such as “Will you read me a story?” or “Can we go for a bike ride?” Now that your kids have morphed into teenagers, their pleadings often involve asking for money — your money.

How can you tame their cash demands and avoid the money wrangles, while also instilling a sense of financial responsibility?

Here are a few ideas: Make the most of “teachable moments” - Look for opportunities in your day-to-day interactions with your teen when you

can slip in a money “lesson.” For instance, if you’re out shopping together, you can talk about your own shopping choices or why you’re delaying a purchase.

Provide Hands-On Experience - These types of experiences have more impact for teens than just listening to you talk. For instance, have your teenager make the grocery list for the week. At the market, he/she will see for themselves how big a chunk of the family budget goes toward groceries.

Model Money Monitoring - Sit down with your teen to go over his/her list of expenditures for the week. Discuss such questions as: Was this a want or a need? Why did your balance get so low at this point? What could you have done differently in your spending?

Introduce Plastic, Perhaps - You’ll need to decide if your teen is mature enough to manage a debit card. You could give your teen a NorthStar Credit Union prepaid debit card with a spending limit. Again, go over transactions together.

Talk About The Future - What will come after high school? If it’s college, what portion of expenses will the teen have to cover? Older teens also begin to think about career choices. This is a good time to talk with them about saving for retirement. It’s never too early to have that conversation.

Let us help at NorthStar Credit Union. Depending on his/her age, we can set your teenager up with his/her first debit card and checking account. Getting teens established with these tools can help them learn to manage money now — while the stakes are small — so they don't get into financial trouble later. Call us today at (630) 393-7201 X 213 or stop by today.

“Brenda is awesome and great to work with. She is the reason why I do my banking with NorthStar!”

~ Monte F~

“The Home Equity process was completed quickly and

efficiently – Nice job Bicki!” ~ Robert L~

OUR LOAN PRODUCTS

Vehicle Loans New/Used Autos, Boats,

RVs and Motorcycles 100% Financing is available

on all auto loans.

Home Equity Lines of Credit

Fixed Rate Home

Equity Loans

Lifestyle Lines of Credit

Personal Unsecured Loans

Please contact any one of our Financial Service Reps for assistance with your loan: 630.393.7201 ext. 217

VISA Credit Cards

VISA Gold, Platinum, Business and Student cards available. Travel and Reward benefits: call 800.558.3424 for rates.

Small Business Loans

Programs tailored to the needs of your business.

Contact Bernie Niewoehner at 630.393.7201 ext. 151

for more information.

For  the  third  time  this year,  the NorthStar Credit Union “Kindness Crew”, as  they call  themselves, has struck in Warrenville! On Tuesday, April 2nd the Kindness Crew surprised patrons at the Subway located  on Route  59  in Warrenville with  a  random  act  of  kindness.  50  unsuspecting  lunch‐goers were given $10 gift  cards  for  lunch,  including  several of Warrenville’s  finest  from  the  local police    department.  Gift recipients were a bit confused by the gesture, expecting some kind of “strings” to be attached. However, once they discovered there were none, they were overjoyed.   In fact, many were  inspired  and  said  they  intended  to pay  it  forward  as well.  The Kindness  Crew was  spotted     earlier this year giving away free gas at the Warrenville BP, and just last month gave away free lunch at Zoup!  in Cantera. Could they be changing the world, or at  least Warrenville, one random act of kindness at a time? Where will they be next? Will you be there? One can only hope! 

Bridgeport Branch 555 W. 31ST STREET CHICAGO, IL 60616 (312)225‐1258 

(312)225‐4850 FAX  

Lobby Hours: TUE, WED, THR, FRI  

8:30 AM‐4 PM  

SATURDAY 8:30 AM‐1 PM 

 

  

VISIT OUR WEBSITE: WWW.NSCU.ORG 

 ‘LIKE’ US ON FACEBOOK TODAY FOR  YOUR CHANCE TO WIN AN iPAD! 

BP Naperville Complex Employee Branch 

150 WARRENVILLE ROAD NAPERVILLE, IL 60563 

(630) 420‐5505 (630) 420‐4847 FAX 

  

Lobby Hours: MON–FRI  

10 AM‐2 PM  

  

Audio Response Teller:  (630) 393‐7201 ext. 222 

 

Outside Chicagoland:  (800) 983‐6828 Audio 

 

Response Teller:  (888) 983‐2424 

Main Branch 3 S. 555 WINFIELD ROAD WARRENVILLE, IL 60555 

(630) 393‐7201 (630) 393‐7353 FAX 

 Lobby Hours: 

MON, TUE, WED, THR 8:30 AM‐5 PM 

 

FRIDAY • 8:30 AM‐5:30 PM  

SATURDAY • 8:30 AM‐12:30 PM 

 Drive‐up Hours: 

MON, TUE, WED, THR  8 AM‐5:30 PM 

 

FRIDAY • 8 AM‐6 PM  

SATURDAY • 8:30 AM‐1 PM