• BENLD - 217-835-4384• HAMEL - 618-633-2265• MARYVILLE - 618-346-3600• MT. OLIVE - 217-999-2265

• STAUNTON - 618-635-2234• LIVINGSTON - 618-637-2070• BETHALTO - 618-377-9146• HOLIDAY SHORES - 618-656-5015• TROY - 618-667-9800

www.fnbstaunton.com

30 Year Fixed Real Estate Loan as low as 3.061% APR*360 Monthly Payments

of $421.60

Apply online atwww.fnbstaunton.com

2.250%** - 15YR. Rate based on credit score of 740 or greater. 3.000%* - 30YR. Rate based on credit score of 740 or greater. Annual percentage rates based on $100,000.00 borrowed amount. Payments do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. Assumes 20% down. Bundled services promotion does apply. Refinance or purchases. Primary residence only. Rates effective 10-1-12. Limited time offer and subject to change without notice. Your APR will vary based on you final loan amount and actual finance charges. ALL RATES are dependent on credit scores, loan amount and loan structure. Call for additional details.

15 Year Fixed Real Estate Loan as low as 2.324% APR**180 Monthly Payments

of $655.08

$350 OFF Closing CostsEarn up to $350 off closing costs when you sign up for additional FNB services. Ask lender for details.

Not redeemable for cash. All loans are subject to approval. Limited time offer.

Real Estate Loans of All Sizes

Do you have the cutest pet in town?

PROVE IT!October 1st, we will be starting a Cutest Pet Contest.

Check out our facebook Cutest Pet Tab to submit your pet’s glamour shot.

The top 3 with the most “likes” will receive cash prizes.

www.facebook.com/FirstNationalBankinStaunton