First Payment

International TMHELPING COMPANIES GROW! R

First Payment International

FPI is a comprehensive merchant services provider

Innovative Point of Sale – Scalable to ERP level

Combines truly comprehensive and mobile business

management software with innovative and market leading

plugins to add flexibility to your business

Features dashboard level control to allow you to run your

business from anywhere in the world

Full integration with your ePresence including our patented

eCommerce connector to allow your virtual and physical

business to run in complete harmony

Core Business

FPI is focused on servicing Retail

and Commercial Merchants

Worldwide utilizing Point of Sale

software, credit card processing

and virtual/physical presence

integration.

In market since 2010 as freeware

Built market share of 600,000+

global downloads representing the

#2 option worldwide behind Intuit

Business owner Benefits

Truly comprehensive eCommerce

connectivity

Direct processor meaning lower rates to you

Virtual and physical integration allowing you

to run both your online and physical stores

anywhere in the world

Market Landscape

Euroclear MasterCard Visa (EMV)

switch in the US

EMV industry standard mandated

by the US federal government

requires chip and signature

technology be implemented by

ALL merchants starting Oct 1, 2015.

FPI is the ONLY independent

provider currently in market with

hardware and software to meet

the new standard, joining the ranks

of WalMart, Walgreens and

Coscto.

Market Landscape Opportunities

Merchant hardware conversion estimated at $26 Billion alone in the

US

FPI among very few merchant solutions with ability to source high quality hardware made in Europe that is fully compliant

FPI provides Merchants with bundled packages alleviating the need for

multiple vendors/sales people/accounts

Fully transformable and mobile means flexibility for your business

eCommerce Integration between physical

and virtual store fronts is

estimated at $5 Billion a year

in the US

FPI has developed the ONLY

fully integrated connector to

WooCommerce allowing for

seamless data integration

between virtual and physical

stores

Connector benefits include

seamless data transmission

into the kitchen from online

ordering, virtual inventory

reconciliation, real time

monitoring capability among

many others

Market Strategy

FPI is locking down and converting our freeware software package

to a proprietary paid subscription software package in conjunction

with the government mandated EMV hardware transition.

Previous software versions will not be supported and will fall largely

outside of compliance of PCI

Proprietary Merchant Payment Portal redirect for seamless transition to

paid subscription

Market Penetration

FPI has acquired UniCenta and

co-developed the latest Point of

Sale software under First Payment

International branding.

Terms of acquisition grant FPI

unrestricted and exclusive rights to

all existing code

Market Share

600,000 global downloads

200,000 in US

1,080,000 Users

Market Advantages

1st independent Merchant Processing company to offer semi and

fully integrated EMV solutions

Plugin Capability added to a comprehensive, scaleable, ERP level

POS/Business Management/Personnel Management gives

merchants unprecedented flexibility

Existing, worldwide, large customer base and loyalty of existing

customers.

Proprietary and exclusive features

Ability to white-label and market as industry specific products

Software and hardware integration ensure stability

FPI Verticals

FPI is in multiple vertical markets in addition to the retail, services and

restaurant sectors including:

Livestock tracking

Seed to sale agricultural applications

Municipal Payment Processing

ERP corporate solutions

Financial applications

Market Research Indicating

Positive Investment Outcomes

**Past performance does not guarantee future results**

FPI software has a very strong growth rate since its inception in 2010 and is currently being amplified by the mandatory EMV laws instituted in the US

Innovative software and service paid subscription model equates to substantially higher revenue per merchant than market competition at market median price points.

Extremely large POS user base coupled with aggressive marketing strategies ensure sustained growth with ability to add additional revenue streams in the future

Vertical market Enterprise Level Solutions and revenue model diversify company risk much more-so than current market competition

* Please discuss all projections with your Financial Professional*

Marijuana Industry Background

Each state hires a third-party regulatory agency to co-write the

legislation surrounding the industry in that state

Laws co-developed by the regulatory agency allow for mandates to be created specifying who, what, when, why, where and how

marijuana is cultivated, processed and distributed from seed to sale.

Regulatory agencies report directly to the state and as such are critical

in the seamless data flow required in the industry

Marijuana Opportunity

FPI was approached by the regulatory agency in Colorado to co-

develop a seamlessly integrated solution pairing our proven

software package with their data requirements

FPI developed PiperPOS with extensive advisement with state and local

agencies and merchants which has uniquely positioned Piper to be the

preferred vendor in Colorado.

Oregon was just awarded and Piper’s unique positioning has allowed for

a very large opportunity

As more markets open, Piper can approach the marketplace from a

top down and ground up sales system

Market Advantage

Current market analysis of industry offerings

Glorified excel spreadsheets

Difficult to use web based applications

Double and triple data entry requirements

Disparate and unwieldy data management

Manual reporting

FPI current market offering solves all these issues except seamless

data integration on the state reporting level

FPI partnered with the regulatory agency in CO to address this issue

PiperPOS

PiperPOS is based on FPI’s POS software package with customized features addressing industry pain points:

Seed-to-Sale Tracking

Automated reporting to the state regulatory agency

Elimination of double and triple data entry

Solves grey area industry issues arising from the inadequacy of current applications

Integration of data generation and data management in all business aspects such as:

Plant growth statistics

Vendor/Grow tracking statistics

Business planning and tracking data

Inventory control

PiperPOS Continued

FPI under the PiperPOS banner is opening investment for

participation in an ancillary business to the so called national green

rush.

After we were approached, we diligently investigated the least risky

way to sell these new gold miners their modern day picks and

shovels to discover we already had the answer partially developed

in-house.

We worked hand-in-hand with multiple prominent dispensary chains in the Denver area along with the state regulatory agency to

develop PiperPOS. The solution is deployed in a beta environment.

Market Analysis

Mandated regulatory requirements and PiperPOS seamless

integration coupled with additional functionality worthy of a 21st

century business offer the business owner a vastly superior product

Ability to ‘flip the switch’ and accept payment processing once

allowed by federal statute for additional revenue streams

The current market offerings support price points well above current

FPI branded POS price points

Upon our regulatory agency being awarded additional states and

countries through the RFP bid process, PiperPOS will need specific

customization to accommodate state specific data management

requirements.

Investor Opportunity

PiperPOS is raising $2.5M in a seed round to facilitate the roll-out and full implementation of functionality for the Colorado market.

The opportunity will be structured as a Subordinated Debt Agreement which upon maturity at a 12-18 month timeframe, has the ability to roll over into Class A Common Stock

Initial return will be a fixed return negotiated with the investor dependent on participation level with risk tolerance and time horizon considerations

Institutional investment will be targeted for national roll out via a Regulation D exempt Private Placement Offering with Class A Common Stock. PPO will be filed upon the regulatory entity achieving 2 additional markets to Colorado

Select upcoming RFP due dates for Oregon, Nevada, DC, Hawaii, Washington, California, Alaska – OCT ‘15-May -’16 Jamacia-2017 Brazil-2017

Investor Opportunity Continued

Revenue generated via monthly software subscription, virtual

presence optimization, hardware sales, tech and customization

support and eventually payment processing mimicking FPI’s proven

business model

Upon opening of additional markets, seed round investors will be

given first rights of refusal to participate allowing for targeted

deployment of investor capital

Ability to operate under a franchise style model

Ability to modify merchant pricing structures for new markets to

accommodate tax structures, regulatory costs and standardized

product pricing.

Potential for regulatory mandated services supplied by PiperPOS

Investor Opportunity

FPI is raising institutional funding in the amount of $50M under a Reg

D exempt Private Placement with Class A Common Stock.

FPI is raising private capital in the amount of $5M under subordinated debt agreements with the option to roll over into stock

to facilitate expansion into international markets.

FPI revenues streams include traditional Merchant Services products

and services sold directly to the merchant, recurring revenue via

credit card processing and software licenses, virtual and physical

store integration, eCommerce processing, eCommerce

connectivity, web design, and hourly rate charges for Tech Support and Customization.

Investor Opportunity Continued

PPM will outline specifics around institutional investment Class A

Common Stock

Institutional investor targets are stable pension funds, hedge funds, and

dividend producing funds

Private Capital investment intended for friends and family and

strategic partners structured as Subordinated Debt

Allows for flexible and timely deployment of capital to maximize market

conditions

Strategic Partnership targets are value add services and products to FPI

core offerings, software developers, direct processing relationships, and

private investors.

Long Term Investment Horizon

Class A common stock offered through Regulation D exempt Private

Placement Offering

Preliminary PE ratio calculated to be 19

50,000,000 shares available at an initial offering price of $1.00

Accredited Investors ONLY

Investor looking for a medium-long term investment horizon of 5-20+

years who are comfortable investing in non publicly traded companies

*Stock should be considered a high risk growth stock with the ability to transition into a stable core growth stock within 10 years*