Firm Overview

mraadvisory.com

3799 US Hwy Ste. 100Parsippany, NJ 07054

And13 Main Street, First Floor

Sparta, NJ 07871+1 844.672.7623

Mission and Focus

mraadvisory.com

Our MissionSimplify financial planning and wealth management across generations

Our Focus• Simplify your financial life• Instill confidence with a plan• Pursue growth

About Us

mraadvisory.com

MRA Advisory Group (“MRA”) is an Independent Investment Advisory firm that employs comprehensive financial planning and risk management strategies as core principles on it’s advisory process.

Since 2012, MRA’s advisors have been successful financial planning and wealth management professionals associated with a broker-dealer. In 2017, the team transitioned MRA to a fully independent Registered Investment Advisory firm (RIA).

With a fiduciary mindset, our team includes seasoned professionals, specialists, and a friendly support staff

Most of our Wealth Advisors have over two decades of financial services experience

We focus on providing our clients with the latest financial technology (Fintech) to facilitate the best client service experience possible

Services

mraadvisory.com

MRA specializes in delivering ongoing services around the following integrated areas:

Subscription based personal financial planning and Tax Planning and Preparation Services

Investment strategies based on your unique needs

Business planning, benefits and Tax Planning and Preparation Services

Protect what you can afford to lose such as your ability to earn an income, premature death or long-term care

mraadvisory.com

A financial plan is a living document. It needs to be flexible. It needs to adapt to our rapidly paced world. That’s why we offer WealthBuilder Planning as a digital planning tool to help clients build sophisticated financial plans which are easy to understand, implement and monitor.

MRA PERSONALPLANNING

Financial Planning Process

Implement

Track and Update as Needed

Find Financial Opportunities

Uncover Financial Blind Spots

Personal Planning Subscription Services starting at $69/monthMRA Planning subscription fee will be waived for a MRA wealth management account of $1 million plus.

MRA PERSONALPLANNING (Cont’d)

We also offer personal tax planning and preparation prepared by our in-house CPA.

Together we work with you to help you answer many tax questions such as:

– Have you created a tax diversification strategy to minimize your tax liability today and in the future?– Are you paying too much in taxes?– Are you taking advantages of all tax savings opportunities?– Are you taking all of the deductions you are entitled to?

mraadvisory.com

TAXABLE

Tax Diversification for your Investments

AFTER-TAX IN TAXABLE OUT

Personal Tax Planning and Preparation Subscription Services starting at $49/month

mraadvisory.com

MRA WEALTH MANAGEMENT

DETERMINE YOUR RISK NUMBER

BUILD AN INVESTMENT POLICY

TRACK AND MANAGE

IMPLEMENT STRATEGY

REVIEW CURRENT INVESTMENTS

Investment Management Process

Investment Strategies based on your unique needsWe don’t charge commissions. We charge an annual investment advisory fee ranging from 0.40% to 1.50% based on service model selection, portfolio complexity and assets under management. See ADV Brochure for details

• WealthBuilder Investing: risk-based portfolios using Exchange Traded Funds (ETF’s). Clients can access these portfolios with a minimum of $2,000

• Personalized Stock and Bond Portfolios: available for household account balances of $250,000 and more

• Alternatives: add investment diversification to your portfolio by investing in alternative investments

MRA INSURANCE SOLUTIONS*

Protecting what you can’t afford to lose such as your ability to earn an income and your loved ones from a premature death or illness make up one of the foundations of a solid financial plan.

We help educate and protect our clients by using a comprehensive, due diligence process that uncovers their needs for life insurance, disability insurance, and long-term care insurance.

* Insurance agency fees may apply

mraadvisory.com

1) Insurance Needs

3) Underwriting

2) InsuranceOptions

4) Choose a plan

Our insurance solutions process includes:1) Determining your insurance needs

based upon your personal financial situation

2) Evaluating multiple insurance types and providers

3) Facilitating the underwriting process, which determines your insurance eligibility

4) Helping you choose a plan based upon your needs

mraadvisory.com

MRA BUSINESS SERVICES

Our in-house CPA offers business tax preparation services as well as ongoing tax advice while coordinating with other aspects of your financial life.

Additionally, our advisors will help our clients evaluate your employer and employee benefits programs and offer solutions for the following areas:

Tax Planning and Preparation

Business Risk Management

Benefits

– Tax Planning and Preparation by our in-house CPA– Entity type review and business formation consulting– Quarterly and annual tax filing services– Business tax review our in-house CPA

– Executive insurance protection– Succession planning: buy-sell and cross-purchasing agreements

– Key-person insurance

– Employer and employee benefits– 401k Fiduciary Review and plan management– Flex Benefits– Group life, disability, accident and cancer coverage– Executive compensation

Price based on needs

Our Team

mraadvisory.com

Marco Lima, CFP®CEO, Wealth Advisor

Adam C. Anderson, CFP®, CRPC®

Director of Alternative Investments

Alison Cogan, CPADirector of Tax Services

Paul S. PlemenosDirector of Wealth

Management

Dalton l. Chandler, MBA, APMA

Director of Wealth and Tax Services

Our Team

mraadvisory.com

Beth P. Wahlig, MBAPrivate Wealth Advisor

Carol KupetzClient Concierge

Joseph VerileOperations Specialist

Jolaine RichmondClient Experience

Coordinator

Next Steps 2018 MRA Advisory Group ("MRA"). Advisory Services offered through Morris Retirement Advisors, a Registered Investment Advisor.

Call us at 844.672.7623 or schedule a complimentary conversation at mraadvisory.com

Slide Number 1Slide Number 2Slide Number 3Slide Number 4Slide Number 5Slide Number 6Slide Number 7Slide Number 8Slide Number 9Slide Number 10Slide Number 11Slide Number 12