fintech funding 725 m rising stars - early metrics...fintech ecosystems a how do france, germany and...
TRANSCRIPT
Fintech Ecosystemsa
How do France, Germany
and the UK compare
The first startup rating agency
Early Metrics has been analysing tech trends emerging from Europe’s innovation hubs for the past
five years. With offices in France, Germany and the UK, the startup rating agency is fully immersed
into these dynamic ecosystems. Here is how these countries compare in the fintech sector.
GROWTH POTENTIAL
UK Germany France
2018 2019
FINTECH FUNDING
€4.4 B
€3.9 B
€1.13 B
€1.9 B
€392 M
€699 M
€725 MInvested in British
startup Greensill - the
biggest sum raised
by a European
Fintech in 2019
Distribution of startup growth potential scores based on 3094 ratings conducted by Early Metrics
RISING STARSHighest scoring startups rated by Early Metrics
Crossflow Payments
Working capital
marketplace
4Stop
KYC & Compliance
SESAMm
AI for investment
SUBSECTORS TO WATCH
Insurtech
Data-driven risk management &
customer experience solutions will be more
widely adopted.
Lending
Demand will keep
increasing for
alternative financing tailored to SMEs and
gig-economy workers.
Open banking
Integration of third-party solutions as well as
partnerships between tech and financial players will
continue to grow. Challenger banks are also likely to
generate more mega-rounds in 2020.
The British fintech
sector is considerably
more mature and
therefore more
competitive than in
France and Germany,
making it more difficult
for emerging startups
to carve out their place
in the market – hence,
a slightly lower
growth potential
average score.47 49 51 53 55 57 59 61 63 65 67 69 71 73 75 77 79 81 83 85 87 89 91
UK Fintech Avg. Rating DACH Fintech Avg. Rating French Fintech Avg. Rating
To learn more, reach out at [email protected] or visit www.earlymetrics.com