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FinTech Forum Yearbook: 2015

July 2015, Frankfurt am Main

Foreword to the FinTech Forum Yearbook 2015http://www.FinTechForum.de 1

FinTech Forum turned two years old in July 2015, and true to our tradition we decided to celebrate with the growing community of startups who have presented at our events.

Last year this article was sufficient: http://www.fintechforum.de/fintech-forum-d-a-ch-turns-one/

This year, we had to reach out to nearly 100 startups who have presented so far at our five events. We asked them (like last year), what they have been up to (achievements) and how could we help them (wants).

The number of responses we got needed a yearbook – so here it is! As before, if you are interested in talking to any of the startups, please feel free to reach out to the founders directly via LinkedIn or Xing, or drop us a line and we will be more than happy to make an introduction.

FinTech Forum Team

NOTE: the Yearbook includes startups who responded to our call for inputs, not all the participants.

Interested in the region’s burgeoning FinTech scene? Get the 2nd Study of FinTech in D.A.CH / CEE!

With startups in Germany, Austria & Switzerland region raising over $300 M in funding in 2014, the region was second only to the UK in Europe in funding volume. Covering 200+ startups, funding data and analysis, our 2nd Study of FinTech includes contributions from practitioners,

founders and active investors including Christoph Brehm (Inventorum), Raffael Johnen (Auxmoney), Sebastian Diemer (Kreditech), Olaf Taupitz (CashCloud), David Desharnais (Traxpay), Pascal Bouvier (Route66 Ventures), Michael Mellinghoff (TechFluence), Christina Kehl (Knip) and

Radboud Vlaar (Orange Growth Capital). Read the free excerpt or contact@fintechforum.de to buy the complete study ($450 + VAT)

http://www.FinTechForum.de 2

Class of 2013 | 1st FinTech Forum, 22nd Nov. 2013

FTF Alumni Name Key achievements Key support neededFINPOINT FINPOINT is now represented in three countries

(Germany, Austria and UK). It is intended to roll out in 5 more European countries this year.

FINPOINT is looking for a strategic and/or financial partner for the roll out in Europe

Moneymeets GmbH i) quadrupled our assets under control > 20 Mio. € (July 2014 to June 2015)ii) Insurance Business started succesfully (November 2014)

creating the first steps as a "fintech supermarket" in the next months, aggregating independent asset managers on moneymeets platform and also aggregating (FinTech) Savings Platforms

Mashup Finance I. Joint Venture with CONDA AustriaII. First German Cross-Border-Crowdinvesting

solution (contract-templates, investment process etc.) for DACH Region (confired by BAFIN, FINMA, FMA)

III. Development of a White-Label Solution for Crowdinvesting

1. Expansion to Central Easter Europe2. Regional-Partner Development in

Germany (Accelerators, Corporate Ventures, Events etc.)

3. Contact to Business Angel (Networks) to present our Lead-Investor approach (leverage Business Angel Investments by Crowdinvestments)

just ETF / DR Investment Control GmbH

I. justETF reached €1.5bn AuMs in virtual user portfolios.

justETF is looking to expand its business in the short term across Europe and in the mid term

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II. justETF is one of the leading ETF-focused retail website in Europe with over 1m Page Impressions per month.

to the United States. For this, we are looking for partners in the United States, United Kingdom, Italy as well as brokers across Europe who are looking for DIY ETF-based solutions for their retail clients.

Debitos GmbH I. Successfully sold famous bankruptcy claims ( Prokon & Kirch-Media)

II. Successfully sold an 600 million NPL portfolio

1. Contacts in the financial district of London in order to Challenge our product

2. Employing former Trading Desk people with a background in the distressed area

3. More international Bank contacts from the distressed area

United Signals I. Launch of B2B BusinessII. First B2B Whitelabel Partner started

First portfolio certificate in Switzerland launched

1. Enthusiastic team members to scale B2B and B2C business

2. Open for new partners/cooperations to push national and international activities

Class of 2014 | 2nd FinTech Forum, 9th May, 2014

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FTF Alumni Name Key achievements Key support neededDie Projektfabirk i) Clear picture about market needs, adopted to

our solutionii) Banks are interested to discuss business opportunities with us to enable clients with our solution (one successful project done)ii)Triangle Business model developed (1: Supply chain finance 2:Payments 3:B2B transactions)

1. Marketing2. Development of further opportunities

(PSD2 related)3. Partership with financial institutions

Debitos GmbH III. Successfully sold famous bankruptcy claims ( Prokon & Kirch-Media)

IV. Successfully sold an 600 million NPL portfolio

4. Contacts in the financial district of London in order to Challenge our product

5. Employing former Trading Desk people with a background in the distressed area

6. More international Bank contacts from the distressed area

vaamo Finanz AG I. Further rise in customer numbersII. Landing page redesigned with responsive

design

1. Financing (seed round of 300k EUR needed) mentoring and contacts in financial industry

2. Partnerships with startups and companies with complementary interests

Class of 2014 | 3rd FinTech Forum, 20th Nov. 2014

FTF Alumni Name Key achievements Key support needed

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Refined Investment Technologies GmbH

i) Winner 1st prize and € 4m TV budget NOAH conference London 2014ii) Closing of notable Seed round from top-tier international VCs aiii) Successful buyout of seedmatch crowd investors with German record in volume and return

1. Integration of online investment portals and general partnerships to fintechs

2. hiring top interns, junior and senior positions

3. Series A in preparation

KOINA AG We found the right team and awesome tech partners, prototype is ready and MVP soon as well, banks and states are approaching KOINA nowadays because they see the potential

Mostly legal framework build up and finishing documents for the next financing round

Moneymeets GmbH i) quadrupled our assets under control > 20 Mio. € (July 2014 to June 2015)ii) Insurance Business started succesfully (November 2014)

creating the first steps as a "fintech supermarket" in the next months, aggregating independent asset managers on moneymeets platform and also aggregating (FinTech) Savings Platforms

Tradegear GmbH i) Further rise in customer numbersii)Landing page redesigned with responsive design

1. Financing (seed round of 300k EUR needed)

2. Mentoring and contacts in financial industry

3. Partnerships with startups and companies with complementary interests

Extravest GmbH (easyfolio) I. 12 mn Euros assets under management (July 2015)

II. Growth rate of 1,5 mn Euros per monthIII. 2,000 customers with 1,000 monthly savings

1. More manpower to extend business2. More PR with exceeding range of

influence3. More cooperations to expand sales

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plans activities

xWare42 GmbH I. We are one of the lucky winners of the Innotribe Startup Challenge 2015

II. We also won the PayExpo 2015 Dragon's Den

III. Running even more very interesting POC's and Pilots with Tier 1 & 2 banks from the UK

1. Funding, we still burn our own money.2. Advise on scalable technology.

voola GmbH I. Voola Plattform launch in March 2015 after 1 year closed Beta

II. First paying customer, Hypovereinsbank Unicredit onemarkets

1. B2B Sales - more introductions to banks / stock exchanges / data suppliers always help

2. More quality data (to build our service on, actually not easy to find)

Table of Visions GmbH I. We have launched a couple of new platforms for big-scale clients inlcuding one for the German federal state Schleswig Holstein and Degussa

II. We re-definded our poducts to fit Enterprise

1. Introductions to companies that could benefit from our technology

2. Smart payment solutions for Crowdfunding purposes

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Crowdfunding needs

Geldempfehlung.de GmbH Launch of our automatic investment advice and launch of a Freemium online service

Investment and cooperation partners

Intelligent Recommendations GmbH

I. Beginning of cooperations with brokers for sending investment signals of collective intelligence

II. Developing of different investment products with partners based on collective Intelligence

III. Scientific Study about the Advantage of using collective intelligence for investment decisions over using decisions of financial experts

1. We need about 2 Mio. Euro for international expansion

2. For international expansion we especially need marketing and sales experts

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Class of 2015 | 4th FinTech Forum, 19th Mar. 2015

FTF Alumni Name Key achievements Key support neededGIROMATCH GmbH i) Pre-Seed Funding Round

ii) Development of a fully digitalized crowd-banking platform ready to launch

1. Seed-Funding2. Partnerships with banks

Fintura GmbH i) 1 m€ approved loan volume after 5 month pilot, thereby beating the record of Zencap.ii) Rollout in Germanyiii) Two new partner banks: Südwestbank, Deutsche Ärzte und Apothekerbank

1. Development of IT-interfaces2. Establishing of performance marketing3. Build-up of customer service

KFPD GmbH i) Fintech Forum event helped us to spot new business model, which is in implementation alreadyii) It also helped to understand the benefit of incubators, mentors and VS-s (we are private co wihtout institut. funding)

1. Love to have more freuquent “sounding board sessions" within Germany

2. Better knowledge about mentors in Corporate Fintech and early-phase funding i.e. angel funding opportunities (no Payment or Retail background)

Fairr.de GmbH i) Went live 12 months agoii) Fintech of the year 2015 at Banking Check Award iii)2nd Place at Bankathon

1. Funding2. Media, especially TV, reach

niiio GmbH We established an entirely new platform (the two new fields payment and consolidation are now connected) which opens up exciting new functionalities as e. g. a tool bar for reporting, the integration of a follower leader model, optimization of alerting functions etc.

1. Investor funds for internationalization and marketing

2. Establish a personal international network

3. Establish contacts to different banks (white label solution)

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figo GmbH I. More than 270 developer teams on figo API (>120% in 2015)

II. More than 22m API calls from these developer teams (>120% in Q2 2015)

III. More than 210% growth in paying partners (in 2015)

1. Funding (Series A)2. Partners for expansion3. Did Fintech Forum event(s) result in

new business, partnerships or funding4. Met two potential partners / customers

of our API (no outcome yet, still in exchange)

FSC Consultants I. Product development: (small = 70k EUR) Investment into user-friendly GUIs

II. National Sales ongoingIII. First international sales activities (Skandinavia

and Austria)

1. Partner or Investor to …2. Build up strong sales (SW license) in

Germany, UK and USA

Sclable Business Solutions GmbH

Launch of Sclable Platform 2.0 with extended scope of functions and productivity tools (see hotlist of new and upcoming features on sclable.com/roadmap). Launch of app store for specific business functionality and even entire business applications is scheduled for the end of 2015.

Proof of Platform’s outstanding ability in Rapid Prototyping for a banking application

Access to FinTech Events, Conferences, Forums.

Objective: Actively presenting Sclable to IT deciders in FinTech

Establishing relations with companies focusing on development of FinTech

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supporting an extremely agile project setup Major achievements in establishing ecosystem

around the Sclable Platform.o Participation PwC Accelerator Programo Chosen by Austrian Federal Economic

Chamber for “Go Silicon Valley” Accelerator Program

Applications/Solutions.Objective: With the Sclable Platform filling the companies’ need for rapid development of enterprise-grade business applications.

Preparation of Series A Funding

milliPay Systems I. March 2015: dctp.tv as first streaming partner live (with ad-free streaming offer)

II. May 2015: new angel funding received (undisclosed amount/investors)

III. June 2015: first sizeable revenue from larger OEM software company

1. Funding round of EUR 1m sought to drive product & business development capacity

2. C-level intros to mid-sized and large media companies (video / music streaming services,social networks, premium data providers)

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Class of 2015 | 5th FinTech Forum, 22nd Jun. 2015

FTF Alumni Name Key achievements Key support neededCream Finance i) doubled revenue

ii)launched 2 new consumer lending products in 3 markets

1. completing series B equity round2. establishing an advisory board

Quantoz N.V. i)Development and exploitation of the best rated (9.2/10) digital currency exchange www.happycoins.comii)Development of the Quantoz Digital Cash concept

1. Onboard committed, well connected (financial) partners.

2. Introductions at (retail) banks. Funding (> 1 Mio € in Q1 2016)

Finnest i) Designed & built only existing EU marketplace for premium SME financingii) Attracted top partners like VC Speedinvest, the Republic¹s aws fund, lawfirm Herbst Kinsky and design agency dmc

1. Top SME customers (more than 5 mn. EUR revenues, longer than 10 years inbusiness, profitable)2. Investors for series A

Baningo i. We convinced several banks to become paying customers

ii. We built a great product which will be launched 1st of september on baningo.com

iii. Seed funding round (150k) almost closed

1. PR and (social) media coverage2. Cooperations for sales and marketing

within finance sector3. New funding round end of 2016 for

further growth in DACH region

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B4payment I. First big customer signed contract with usII. We found excellent investors with Fintech

skills/ networkIII. Start operative business

1. Find new customers (payment service providers)

2. Find new bank partners for direct debit settlement throughout Europe

3. Find bank partner to license b4payment as a payment institution

Babos Automation GmbH

I. Veso - vending.social App finalized and ready to go to market

II. Vending machine developed by babos exhibited at Expo in Milan in June 2015

III. Babos nominated for Vending Star 2015 at largest European Vending Fair Eu.vend in Cologne

1. Veso App that allows end-users to communicate with vending machines also allows for a prepaid solution. In order to provide a Pan-European solution also with respect to payment, babos is still looking for partnerships

2. Support in raising additional financing

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