finding your - sfe&pdfinding your new home tiesha claborn associate broker| new orleans, la...
TRANSCRIPT
![Page 1: FINDING YOUR - SFE&PDFINDING YOUR NEW HOME Tiesha Claborn Associate Broker| New Orleans, LA 985.703.2419 Keller Williams Realty 117 Belle Terre Blvd Laplace, LA 70068 tclaborn@realtor.com](https://reader035.vdocuments.us/reader035/viewer/2022070811/5f0a88ac7e708231d42c1ad3/html5/thumbnails/1.jpg)
FINDING YOUR
NEW HOMET iesha C labo rnAssociate Broker| New Orleans, LA
985.703.2419
Keller Williams Realty117 Belle Terre BlvdLaplace, LA 70068
soldinvestment.com
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Career Foundation
Graduated from Herzing
University
(AS -Paralegal)
2003 2008 2014 2015
Real Estate License
Graduated from Tulane
University
(BA -Paralegal / Social Science)
Brokers License
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ABOUT Keller Williams Realty
We have 940+ offices with over 180,000 associates worldwide.
We were established in 1983 in Austin, Texas.
We operate as a charitable arm known as KW Cares which is a nonprofit organization set up to assist associates of the company and their families deal with hardships and emergencies.
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5
Make An Offer
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WHY YOU NEED A REALTOR®
• Guide you through the process!
• Identify best lenders in the area!
• Save you endless amounts of time,
money, and frustration!
• Point out the advantages and the
disadvantages of a particular property!
• Free Service to Buyer, typically paid by
the Seller! (option varies)
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ARE YOU READY TO BUY?
• Steady income?
• Cash for PRE CLOSING EXPENSES?
• Cash for DOWN PAYMENT?
• OPTIONS FOR CLOSING COST?
• Two months of pay stubs and bank statements?
• Two years of work history, MINIMUM of 30 days with Current Employer?
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GETTING PRE-APPROVED
• Choosing a lender
• Filling out loan application
• Approval document
o Paystubs, bank statements, tax returns, proof of employment, 580+ credit score
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YOUR HOME SEARCH
Understanding what you’re looking for is a top
priority. Let’s talk about the features of your future home.
• Location
• Price
• Square footage
• Bedrooms
• Baths
• Style
• Features
• Flood Zone
• HOA Fees
• Schools
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SEARCH TOOLS
AGENT SEARCH
• MLS• Agent network• My website
CUSTOMERSEARCH
• Website• Yard signs,
open houses, model homes, friends, FSBO
HIGH-TECHTOOLS
• Automated home search system
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MAKING AN OFFER
• Falling in love with a home• Seller wants• Earnest money• Down payment/financed amount• Important dates• Inclusions in home• Offer will be accepted, counter-offered,
or rejected
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WHEN YOUR OFFER IS ACCEPTED
• Give earnest money to title company
• Inspection and repairs• Appraisal• Home / Flood insurance• Finalize mortgage details• Final walkthrough
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CLOSING COST BREAKDOWN
• Property appraisal
• Home inspection
• Processing fee
• Underwriting fee
• Lender fee
• Loan discount fee
• Recording fee
• Settlement officer fee
• Title insurance
• Document preparation fees
• Escrow taxes and insurance
• Prepaid interest
• Credit report
• Transfer taxes
• Attorney/notary fee
These are the items that will be included in your closing cost:
$
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Cl
This is the big day! I’ll accompany you to closing, answer any questions, and verify the closing paperwork matches our purchase contract.
• Bring your identification
• Everyone who is purchasing the property must be present. If this is not possible, let me know in advance.
• You will need to bring a certified check or wire your down payment/closing costs.
Closing Day