financing the healthcare industry with asset based lending

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Post on 30-Jun-2015

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As companies in the dynamic, growing healthcare industry know all too well, it’s hard to get a commercial loan when government keeps changing the rules. With constant shifts in rates, eligibility and capacity to pay, most healthcare service companies have difficulty mapping the long-term direction of the business due to short-term cash-flow concerns. Adding frustration, reimbursement rates keep decreasing while costs go up, which continues to work against profit margins. Further, many banks prefer to work exclusively with top healthcare facilities in a given market, or don’t fully understand the healthcare industry, making it very difficult for a stand-alone facility or provider that isn’t cash-flow positive to secure viable financing.

TRANSCRIPT

Page 1: Financing the Healthcare Industry with Asset Based Lending

As companies in the dynamic, growing healthcare industry know

all too well, it’s hard to get a commercial loan when government

keeps changing the rules. With constant shifts in rates, eligibility

and capacity to pay, most healthcare service companies have

difficulty mapping the long-term direction of the business due to

short-term cash-flow concerns.

Adding frustration, reimbursement rates keep decreasing while

costs go up, which continues to work against profit margins.

Further, many banks prefer to work exclusively with top

healthcare facilities in a given market, or don’t fully understand

the healthcare industry, making it very difficult for a stand-alone

facility or provider that isn’t cash-flow positive to secure

viable financing.

A healthy new option.

That’s where Gibraltar’s healthcare financing can come into play.

We work with a variety of providers, including skilled nursing,

home health, hospice, long-term care, outpatient centers, acute

care and specialty hospitals, or nearly any medical businesses

subject to third-party reimbursement, such as commercial

insurance or Medicare/Medicaid.