financialaid10

WHEN SHOULD I APPLY FOR FINANCIAL AID?Colorado Christian University begins reviewing applications for financial aid on March 1.CCU continues to make awards throughout the school year, but some aid is first-come,first-served. Accordingly, it is best to submit your FAFSA (Free Application For Federal Student Aid) as soon after January 1 as possible.

QUESTIONS ABOUT FINANCIAL AIDI won’t qualify for federal aid. Should I still complete the FAFSA?CCU recommends that all students complete the FAFSA form annually. This allows for the full range of aid, including federal loans, CCU need-based grants, and federal work-study.

Can I get enough aid to cover the cost of attending CCU this year?Families should keep in mind that federal and institutional financial aid are just two resources available to help pay for college. Most families will need to utilize additional resources including the following: Parental income Parental assets Student income Student assets Scholarships from private sources

Many students may not receive sufficient aid to cover the cost of a year’s education unless parents or guardians are willing to take out a PLUS loan or the student has multiple outside scholarships.

When will I know the amount of financial aid that I am eligible for?Award packages are mailed beginning in March to students whose applications are complete.(A completed application means that we have your admission application, all letters ofrecommendation, transcripts, test scores, and FAFSA report on file.) Students who complete their applications later in the year should allow a minimum of three weeks processing time before they can expect to receive a financial aid offer. CCU does not estimate aid eligibility based on incomplete applications.

What payment options do I have?In addition to the PLUS loan that the parents of a dependent student may take out, Colorado Christian University offers the CCU FACTS Payment Plan. The plan includes a set-up fee that allows you to spread your anticipated costs over 12 months without accruing interest. Payments are made through an automatic transfer of funds from your bank or credit card to CCU.Withdrawals start in July and end in June.

FINANCIAL AID CHECKLIST□ Complete the admission process as early in your senior

year as possible: submit your application, letters ofrecommendation, transcripts, and test scores to CCU.

□ Complete the Free Application for Federal Student Aid(FAFSA) as soon after January 1 as possible. File onlineat www.fafsa.ed.gov for accurate and quick results.Include CCU’s Title IV Code (009401) to ensure wereceive your FAFSA report from the government.

□ Turn in all required materials by March 1 for priorityconsideration.

□ Getting scholarships from other sources is a great wayto help finance your education. Be sure to verifyrenewability options.

□ CCU begins to notify students of financial aid awardsin early March. However, your admission file mustbe complete and we must have your FAFSA report inhand before we can determine your financial aidaward.

A Road Map toFinancial Aidand Scholarships

8787 W. A

lameda Ave.

Lakewood, C

O 80226

800.44.FAITH

“See, I am doing a new thing!

Now it springs up; do you not

perceive it? I am making a way in

the desert and streams in the

wasteland.”- Isaiah 43:19

8787 W. Alameda Ave.Lakewood, CO 80226

TROY NISSEN, Senior, Myrtle Beach, South Carolina

accounting major, biblical studies emphasis

Coming out of high school, I didn’t have the best lifestyle. Even though I had a practically free public school option back home, I wanted to rediscover a relationship with God. I came to CCU to meet the Lord and train for a career, but I received much more than expected.

The relationships here have been key to my spiritual and personal growth. Mentors and friends walked me through some tough times during my freshman year. Then I led a discipleship group during my sophomore year and one of the guys became one of my best friends. Last year, I built relationships with 60 upperclassmen as a resident assistant. My senior year has been just as exciting. I love the professional preparation I have gone through at CCU and the worldview I’ve formed. I have wanted to be an accountant since my freshman year but never knew in what capacity. After talking with professors, friends, family, and mentors, I’ve decided to pursue a job as an auditor for a public accounting firm. I’d like to pass the CPA exam within my first year out of college, work for a firm for several years, and then see where the Lord leads.

Paying for college these days is expensive, but it still is possible. I didn’t have the money, but God hasproven faithful year after year. During my time at CCU, I have received the PRESIDENT’S AND KIRCHNERSCHOLARSHIPS and the University has set me up with various GRANTS AND AFFORDABLE, SUBSIDIZED LOANS. Outside of CCU’s financial aid, I also worked part-time, joined professional accounting organizations that offer scholarship money, and applied to outside sources for extra funding. Remember that if the Lord wants yousomewhere, He will provide a way.

My spiritual condition at this moment is a testament to God’s work in me. I am grateful for CCU and the people and institutions that helped make it happen.

BECKY NISSEN, Troy’s mother

Sending a child off to college is just as huge a step for the parent as for the student. A million thoughts go through a mom’s mind. Will he be safe? Will he eat right? Will he hang out with the right crowd? Will I ever stop crying when I walk past his empty room? Let’s face it—a child leaving for college can be downright traumatic! But it has been so meaningful to know that my son is in good hands.

Troy always did well in school and was career-minded and motivated to achieve high standards for his future. Because of his strong academics, he had full-scholarship offers from several public colleges, but chose instead to seek a Christ-centered education. As a single mother of four boys, I must admit that it seemed absolutely ludicrous to turn down a free education. But looking back, I see how Troy has experienced a very special education at CCU—one that prepares the mind and heart.

Without a doubt, being at CCU has helped Troy grow spiritually and dedicate his life to theglory of God. He now views his education and accomplishments as a way to achieve greatthings for the cause of Christ.

God is faithful and very able toaccomplish that which we see asimpossible. I’m so glad we trustedHim.

Visit the online academicscholarship estimator at

www.ccu.edu/EstimateScholarshipTroy Nissen Becky Nissen

800.44.FAITH • www.ccu.edu

APPLY FOR SCHOLARSHIPSFor more information please contact the Office of Admission by calling 800.44.FAITH or 303.963.3200

GET A GOOD RETURN ON YOUR INVESTMENTThe cost of attending college typically includes tuition and fees, room and board, books, transportation,and other personal costs. The majority of students are able to take advantage of a range of financial aid opportunities—such as scholarships, grants, and loans—to help offset some of these costs. Be sure to explore all of your financial aid options to minimize your overall costs.

SCHOLARSHIPS AND GRANTSAt CCU we believe we have a responsibility to invest in you so you can go out and impact the world for Christ.We demonstrate this commitment to you by offering academic scholarships and need-based assistance. Thefollowing amounts are effective for new freshmen and transfer students. Transfer students are evaluated based on their college GPA.

FIRST-TIME FRESHMEN SCHOLARSHIPS $40,000 Trustees’ Scholarship ($5,000/semester*) Recipients typically have a 3.8 GPA and an ACT score of 28 or SAT II composite score of 1,860.

$32,000 President’s Scholarship ($4,000/semester*) Recipients typically have a 3.6 GPA and an ACT score of 24 or SAT II composite score of 1,650.

$28,000 Deans’ Scholarship ($3,500/semester*) Recipients typically have a 3.4 GPA and an ACT score of 22 or SAT II composite score of 1,530.

$20,000 Honors Scholarship ($2,500/semester*) Recipients typically have a 3.0 GPA and an ACT score of 20 or SAT II composite score of 1,410. *For eight semesters

TRANSFER SCHOLARSHIPS $8,000 Transfer Scholarship ($4,000/semester) Recipients must have a minimum GPA of 3.5.

$6,000 Transfer Scholarship ($3,000/semester) Recipients must have a minimum GPA of 3.25.

FIRST-GENERATION MINORITY SCHOLARSHIPS (new freshmen only) A limited number of scholarships are available to support minority students with demonstrated financial need. Minority students who are U.S. citizens, and who will be the first in their immediate family to graduate from college, will be considered for this award.

scholarships con’t. COLORADO CHRISTIAN UNIVERSITY GRANTS The CCU Grant is given to students with demonstrated financial need. Eligibility and amounts vary annually based on need as determined by federal methodology. A student must apply for federal aid to receive this award.

MUSIC PERFORMANCE SCHOLARSHIP Recipients must audition to qualify, and are required to participate in a choral or band ensemble.

ATHLETICS SCHOLARSHIP Available to student-athletes who are recommended for scholarship consideration by the CCU Athletics Department.

POST-9/11 G.I. BILL – YELLOW RIBBON PROGRAM CCU will contribute up to $5,000 per year for each veteran-student enrolled in CCU’s traditional undergraduate program who qualifies for the federal Post-9/11 Yellow Ribbon benefit. The Department of Veterans Affairs will match CCU’s contribution up to $5,000. Eligible students can apply this scholarship annually toward tuition and fees. For details, visit www.ccu.edu/finaid/military.asp

NEED-BASED AWARDS To apply for need-based financial aid, complete the FAFSA (Free Application for Federal Student Aid) after January 1 of your senior year and list CCU as a specified recipient.

Higher education is getting more and more expensive these days. But it’s a lasting investment that can pave the way for where you go in life. So what makes a college worth your buck?

AT COLORADO CHRISTIAN UNIVERSITY, YOU GET…• A learning environment where Christ is invited into the classroom.• A campus small enough for you to spend time with professors.• Transparent friendships with classmates.• Life next to the mountains and Denver.• Endless opportunities to explore, grow, and launch into a career.• Student-led ministries where you can serve here and around the world.

We’re also the only member of the Council for Christian Colleges and Universities located in theRocky Mountains. So college honestly isn’t the same anywhere else.

IS CCU WORTH IT? IF YOU THINK SO, WE WANT TO HELP YOU ACHIEVE YOUR GOALS AND PAY FOR THEM.

RESOURCESFor general information and resources about financing your college education, check out this helpful site: www.studentaid.ed.gov.

Search for additional non-CCU-sponsoredscholarships at these sites: www.fastweb.com www.scholarships.com www.college-scholarships.com www.salliemae.com www.supercollege.com www.collegeanswer.com www.collegefunds.net

Colorado Chris

WHAT IS FINANCIAL AID?Financial aid makes the cost of education more affordable for students and their families. Financial aid may be funded by alumni and friends of the University, or it may be funded by the federal and state governments.

There are five primary types of financial aid available: GRANTS Gift aid that is awarded by CCU, the federal government, or the State of Colorado (State grants for Colorado residents only), based on demonstrated financial need. Grants do not need to be repaid.

SCHOLARSHIPS A form of gift aid awarded by CCU and other sources on the basis of academic achievement and/or other special talents or qualifications that do not need to be repaid.

FEDERAL AND STATE WORK-STUDY Students are provided on-campus work opportunities and paid via paycheck. Eligibility is based on financial need and meeting the FAFSA priority deadline.

STAFFORD STUDENT LOANS AND FEDERAL PERKINS LOANS Loans are most often awarded based on financial need. Unsubsidized loans are also available that are not based on financial need. Loan repayment begins upon graduation or transfer of enrollment from CCU.

PARENT PLUS LOANS AND PRIVATE LOANS Parent PLUS loans and Private Credit loans are available to assist families with meeting college costs.

APPLYING FOR CCU SCHOLARSHIPS IS EASYWhen you submit your admission application to CCU and complete your FAFSA, you are automaticallyapplying for scholarship consideration. No additional scholarship application is required. Send your completed CCU admission application to the Office of Admission.

Consideration for scholarships is based on a selective review process including: •Reviewofcourseselectionandcollegepreparatorycurriculum (advanced placement classes, international baccalaureate, or honors courses). •ReviewofGPA,ACT,orSATscoresandclassrank(ifavailable). •Essayandspiritualrecommendationforms. •CommitmenttoChristiancommunity(church involvement, missions work, Bible studies, etc.). •Leadershipandservice(clubs, extra-curricular activities, sports, community service). •Workexperience (where applicable).

In order to retain annual awards, students are required (at a minimum) to maintain satisfactory academic progress and fulfill all program requirements.

COLORADO CHRISTIAN UNIVERSITY • 800.44.FAITH

CCU offers an online advising service called Financial Aid TV, where you can access a wide variety of helpful, how-to video clips on financial aid topics. Check it out at:

www.ccu.edu/ AT

FINANCIAL AID TV—NOW ONLINE

Colorado Chris

www.ccu.edu/ AT

Colorado Chris

www.ccu.edu/ AT

www.ccu.edu/EstimateScholarship

FINANCIAL AID CHECKLIST□ Complete the admission process as early in your senior

year as possible: submit your application, letters ofrecommendation, transcripts, and test scores to CCU.

□ Complete the Free Application for Federal Student Aid(FAFSA) as soon after January 1 as possible. File onlineat www.fafsa.ed.gov for accurate and quick results.Include CCU’s Title IV Code (009401) to ensure wereceive your FAFSA report from the government.

□ Turn in all required materials by March 1 for priorityconsideration.

□ Getting scholarships from other sources is a great wayto help finance your education. Be sure to verifyrenewability options.

□ CCU begins to notify students of financial aid awardsin early March. However, your admission file mustbe complete and we must have your FAFSA report inhand before we can determine your financial aidaward.

A Road Map toFinancial Aidand Scholarships

8787 W. A

lameda Ave.

Lakewood, C

O 80226

800.44.FAITH

“See, I am doing a new thing!

Now it springs up; do you not

perceive it? I am making a way in

the desert and streams in the

wasteland.”- Isaiah 43:19

TROY NISSEN, Senior, Myrtle Beach, South Carolina

accounting major, biblical studies emphasis

Coming out of high school, I didn’t have the best lifestyle. Even though I had a practically free public school option back home, I wanted to rediscover a relationship with God. I came to CCU to meet the Lord and train for a career, but I received much more than expected.

The relationships here have been key to my spiritual and personal growth. Mentors and friends walked me through some tough times during my freshman year. Then I led a discipleship group during my sophomore year and one of the guys became one of my best friends. Last year, I built relationships with 60 upperclassmen as a resident assistant. My senior year has been just as exciting. I love the professional preparation I have gone through at CCU and the worldview I’ve formed. I have wanted to be an accountant since my freshman year but never knew in what capacity. After talking with professors, friends, family, and mentors, I’ve decided to pursue a job as an auditor for a public accounting firm. I’d like to pass the CPA exam within my first year out of college, work for a firm for several years, and then see where the Lord leads.

Paying for college these days is expensive, but it still is possible. I didn’t have the money, but God hasproven faithful year after year. During my time at CCU, I have received the PRESIDENT’S AND KIRCHNERSCHOLARSHIPS and the University has set me up with various GRANTS AND AFFORDABLE, SUBSIDIZED LOANS. Outside of CCU’s financial aid, I also worked part-time, joined professional accounting organizations that offer scholarship money, and applied to outside sources for extra funding. Remember that if the Lord wants yousomewhere, He will provide a way.

My spiritual condition at this moment is a testament to God’s work in me. I am grateful for CCU and the people and institutions that helped make it happen.

BECKY NISSEN, Troy’s mother

Sending a child off to college is just as huge a step for the parent as for the student. A million thoughts go through a mom’s mind. Will he be safe? Will he eat right? Will he hang out with the right crowd? Will I ever stop crying when I walk past his empty room? Let’s face it—a child leaving for college can be downright traumatic! But it has been so meaningful to know that my son is in good hands.

Troy always did well in school and was career-minded and motivated to achieve high standards for his future. Because of his strong academics, he had full-scholarship offers from several public colleges, but chose instead to seek a Christ-centered education. As a single mother of four boys, I must admit that it seemed absolutely ludicrous to turn down a free education. But looking back, I see how Troy has experienced a very special education at CCU—one that prepares the mind and heart.

Without a doubt, being at CCU has helped Troy grow spiritually and dedicate his life to theglory of God. He now views his education and accomplishments as a way to achieve greatthings for the cause of Christ.

God is faithful and very able toaccomplish that which we see asimpossible. I’m so glad we trustedHim.

www.ccu.edu/EstimateScholarshipTroy Nissen Becky Nissen

800.44.FAITH • www.ccu.edu

FINANCIAL AID CHECKLIST□ Complete the admission process as early in your senior year as

possible: submit your application, letters of recommendation,transcripts, and test scores to CCU.

□ Complete the Free Application for Federal Student Aid (FAFSA) assoon after January 1 as possible. File online at www.fafsa.ed.gov for accurate and quick results. Include CCU’s Title IV Code (009401) to ensure we receive your FAFSA report from the government.

□ Turn in all required materials by March 1 for priority consideration.

□ Getting scholarships from other sources is a great way to helpfinance your education. Be sure to verify renewability options.

□ CCU begins to notify students of financial aid awards in early March.However, your admission file must be complete and we must have your FAFSA report in hand before we can determine your financial aid award.

800.44.FAITH

“See, I am doing a new thing! Now it springs up; do you not perceive it? I am making a way in the desert and

streams in the wasteland.”- Isaiah 43:19

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