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Freedom is a participating 15-year, 20-year or at age

65 endowment product providing life insurance

protection with guaranteed cash values and

accumulated dividends. It comes with fund

accumulation option that gives guaranteed competitive

return as a value-added proposition. It also has an

option that gives lifetime coverage (up to age 100) even

after the lump sum cash benefit is given on the 15th

year, 20th year or at age 65.

For more than 125 years, Canadians have turned to

Manulife for the big financial decisions in their lives.

The company’s first president was also Canada’s first

Prime Minister, Sir John A. Macdonald. Today, we have

grown into a team of more than 8,600 employees,

serving one in every five Canadians. Our portfolio

includes a full range of protection and savings

products and services available through a diversified

distribution base, meeting the needs of a broad

marketplace.

Manulife Investments offers an extensive range of products and services, while Manulife Bank became Canada's first

insurance-company owned bank in 1993. More than 16,000 Canadian businesses entrust their employee benefit programs to

Manulife’s Group Benefits, while Manulife Private Wealth offers a unique, seamless and integrated approach to wealth

management for affluent clients. Manulife was recently named one of Interbrand’s Top 25 Best Canadian Brands. Learn more

about our operations in Canada.

Manulife Financial is a leading Canada-based financial services company with principal operations in Asia, Canada and the United States. Since welcoming its

first customers in 1887, Manulife Financial has built a significant global presence by providing customers with strong, reliable, trustworthy and forward-thinking

solutions for their most significant financial decisions.

Our international network of more than 84,000 employees and agents offers our clients a broad range of financial protection and wealth management products and

services. We offer personal, commercial, corporate and investment banking products to millions of customers across our three operating divisions: Asia, Canada

and the United States, each of which represents about one third of our overall business.

Manulife Financial has a demonstrated business expertise in Asia dating back more than 100 years. Since issuing our first Asian policy in Shanghai in 1897, we

have pursued strong, sustained growth and remained a leading provider of financial protection and wealth management products in Asia. We are relentlessly

focused on helping Asian customers prepare for their future, and that focus drives our growth strategy and underpins our commitment to the region. Now diversified

across Asia, including some of the world’s largest and fastest­growing economies, we have deep roots and an expanded operational footprint across all of this

important region. We have more than 50,000 contracted agents selling our products and have expanded our distribution capabilities to include more than 100 bank

partnerships and more than 500 dealers, independent agents and brokers. Learn more about our operations in Asia.

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