financial resources and opportunities...tips for finding scholarships for cancer survivors •check...

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FINANCIAL RESOURCES AND OPPORTUNITIES Tammy S. Weitzman,LICSW

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Page 1: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

FINANCIAL RESOURCES AND OPPORTUNITIES Tammy S. Weitzman,LICSW

Page 2: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

OVERVIEW

• Health Insurance

• Scholarships

• Work

• Emotional Supports

• Fertility

• Fun Stuff

• Lists of Additional Resources

• Q & A

Page 3: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

INSURANCE…DO I REALLY NEED IT?

Page 4: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

WAYS TO STAY INSURED

College Employer

Many colleges offer student

health plans.

Check to see what type of

coverage your school offers.

Many employers offer

health insurance.

Often need to be

employed full-time in order

to receive benefits.

Page 5: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

WAYS TO STAY INSURED

Employment insurance

COBRA

Marketplace

Medicaid

Page 6: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

HOW AM I SUPPOSED TO FIGURE ALL OF THIS OUT?

• State Health Insurance Benefits Advisors (SHIBA) https://www.insurance.wa.gov/about-oic/what-we-do/advocate-for-consumers/shiba/about-shiba-services/index.html

• Washington Health Plan Finder https://www.wahealthplanfinder.org/_content/Homepage.html

• National Coalition Cancer Survivorship http://www.canceradvocacy.org/resources/health-insurance/

Page 7: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

WHAT IF I DON’T LIVE IN WASHINGTON?

• State Healthcare Plans https://www.healthcare.gov/

• Hospital Financial Counselor

Page 8: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

WILL THE CANCER CARD HELP ME PAY FOR COLLEGE?

Page 10: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS

• Check eligibility requirements. Many are diagnosis, degree, location and age specific.

• Start looking early. Most scholarships require you to apply months before the school year starts.

• If you miss a deadline, try the following year.

• There are even a few scholarships for siblings or family members of people affected by cancer.

Page 11: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

WILL CANCER AFFECT ME GETTING A JOB?

Page 12: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

WILL CANCER AFFECT ME

GETTING A JOB?? • Having had cancer can change your career goals

• Where have you shifted? Direction?

• No need to disclose right away

• ADA protect privacy rights

• May need to disclose if you require certain accomodations

Page 14: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

AMERICAN DISABILITIES ACT

ADA, passed in 1990, prohibits job discrimination against people with disabilities. It requires employers to provide “reasonable accommodations” to disabled workers. Accommodations are agreed on between the employer and employee. They include such things as providing wheelchair access, adjusting scheduled work hours, or installing adaptive equipment such as a braille readers or large‐button phones.

Page 15: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

ADDITIONAL RESOURCES

• Washington State Division of Social and Health Services

• Division of Vocational Rehabilitation – “assist people with disabilities who want to work but face a substantial barrier to finding or keeping a job.”

• https://www.dshs.wa.gov/ra/division-vocational-rehabilitation

• School Transition Counselor - “provide support and guidance to students with disabilities as they transition from high school to the work place.” https://www.dshs.wa.gov/ra/dvr/school-transition

Page 16: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

WHAT IF MY CANCER TREATMENT AFFECTED MY FERTILITY?

Page 17: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

EDUCATIONAL AND FINANCIAL FERTILITY RESOURCES

• Fertility Within Reach http://www.fertilitywithinreach.org/financial-assistance-grants/

• Cancer Net http://www.cancer.net/survivorship/life-after-cancer/having-baby-after-cancer-fertility-assistance-and-other-options

• Fertile Action http://www.fertileaction.org/learning-center/resources/financial-aid/

Page 18: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

BACK TO MY SO CALLED LIFE AND FEELING LONELY

Page 19: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

BACK TO LIFE

• Give yourself time…

• Body image issues

• Anxiety

• Depression

• Coping with uncertainty

• YA support group

• Private therapist

Page 21: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

FUN STUFF?

Page 23: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

ADVENTURES FOR YOUNG ADULTS

http://firstdescents.org/

http://www.truenorthtreks.org/

http://www.athletes4cancer.org/

Page 24: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

ADDITIONAL RESOURCES • Team Survivor NW – women’s fitness and health programs

http://teamsurvivornw.org/

• Epic Experience – week long camp for cancer thrivers http://www.epicexperience.org/attend/

• Exercise and Thrive – 12 week YMCA training http://www.fredhutch.org/en/treatment/survivorship/exercise-thrive.html

• 3 Little Birds 4 Life – young adult wish granting program http://3littlebirds4life.org/

• Sam Fund – financial assistance young adults http://www.thesamfund.org/

• Sy’s Fund – young adult fund http://sysfund.org/

• The Ulman Fund for Young Adults http://ulmanfund.org/scholarships/

• Cancer for College http://www.cancerforcollege.org/

Page 25: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

FINAL TIPS

• There’s a wealth of resources out there and most of it can be found by doing an internet search.

• If it gets overwhelming ask for help.

• Don’t let your insurance lapse, if you can help it.

• Attend your medical follow ups.

• Surviving/Thriving is ongoing. The physical and emotional effects of cancer can be felt throughout your life.

Page 26: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

Q & A

Page 27: Financial Resources and Opportunities...TIPS FOR FINDING SCHOLARSHIPS FOR CANCER SURVIVORS •Check eligibility requirements. Many are diagnosis, degree, location and age specific

THANK YOU