A presentation by AskY Financial Services

Financial Life Planning for ‘You’

Are you one of them?

12.3 million people bury their heads in sand when it comes to their finances.

25% of people have trouble sleeping because of their finances.

80% of the people are worried that they will run out of money sooner or later.

Your Aspirations'

International Vacations Big Car

Big House Happy Retired Life

Your Aspirations

Writer

Sports Coach

Social Worker

Your Heart’s Desires

So what do you do? Save?

Or Invest?

Real Estate

Housing rates fall by average 8 per cent during 2013 in Delhi-NCRPTI     New Delhi   Last Updated: March 13, 2014  | 08:14 IST

Pearls investors fear their money is gone already 

Gold & Silver

Gold, silver prices jump on Diwali buying

Ponzi schemes

Insurance

*Consequences

*The dream home remains a dream

*Compromise on children’s education

*Postpone retirement

*Postpone the long desired vacation

Financial life Planning

We Can help you

To discover a life that is richly yours.

Get a clear vision of your future

Don’t Just survive, Live the life to the full.

fulfill & achieve

What do you desire out of life?

What are your dreams?

to see

Is your money working for you?

and guide you to

‘Use your money to make a life and not your life to make Money!!!’

What is Financial Planning then?

Is it investing?

Investing is a means to an end, and FP begins with determining the ends.

Two Pillar of on which Financial Planning equation is built looks like this :

Resources

Goals

What’s in it for you?

Our process

AnalyzeYour

SituationYour

ApproachYour

Accounts

Explorer

Best Options

Strategic Solutions

DesignCoordinated

, comprehensive Financial

plan

Implement

Income Ideas

InvestmentsInsurance

Your Financial life Plan

Close client Contact

Dynamic Plan Management

Financial Plan V/s No Financial

Plan Let us look at the Math's and take out the

subjectivity.

Financial Goal Without a Financial Plan With a Financial Plan

Opportunity Cost

Retirement Corpus of 4.25 Cr by age of 60

Rs.15800 SIP p.m. if investment starts after 5 years

Rs. 7700 SIP p.m. if investment starts immediately

Rs. 20 Lac additional outflow for delaying savings

Financial Goal Without a Financial Plan With a Financial Plan

Opportunity Cost

Retirement Corpus of 4.25 Cr by age of 60

Rs.15800 SIP p.m. if investment starts after 5 years

Rs. 7700 SIP p.m. if investment starts immediately

Rs. 20 Lac additional outflow for delaying savings

Education fund of Rs. 20 Lac in todays value for your child after 18 Years

Rs.14000 SIP p.m. if investment in FD’s/Insurance Plans

Rs.7000 p.m. if you invest in Equity MF/ETF’s/Blue chip stocks

Rs.15 Lac is additional outflow for choosing wrong asset class for long term

Financial Goal Without a Financial Plan With a Financial Plan

Opportunity Cost

Retirement Corpus of 4.25 Cr by age of 60

Rs.15800 SIP p.m. if investment starts after 5 years

Rs. 7700 SIP p.m. if investment starts immediately

Rs. 20 Lac additional outflow for delaying savings

Education fund of Rs. 20 Lac in todays value for your child after 18 Years

Rs.14000 SIP p.m. if investment in FD’s/Insurance Plans

Rs.7000 p.m. if you invest in Equity MF/ETF’s/Blue chip stocks

Rs.15 Lac is additional outflow for choosing wrong asset class for long term

Park Rs.4 Lac in saving/salary account

Lie in salary account earning miniscule 4%

Park in no-brainer in FD/CD earning 8%

Rs.1.2 Lac additional inflow for taking the decision to invest

Financial Goal Without a Financial Plan With a Financial Plan

Opportunity Cost

Retirement Corpus of 4.25 Cr by age of 60

Rs.15800 SIP p.m. if investment starts after 5 years

Rs. 7700 SIP p.m. if investment starts immediately

Rs. 20 Lac additional outflow for delaying savings

Education fund of Rs. 20 Lac in todays value for your child after 18 Years

Rs.14000 SIP p.m. if investment in FD’s/Insurance Plans

Rs.7000 p.m. if you invest in Equity MF/ETF’s/Blue chip stocks

Rs.15 Lac is additional outflow for choosing wrong asset class for long term

Park Rs.4 Lac in saving/salary account

Lie in salary account earning miniscule 4%

Park in no-brainer in FD/CD earning 8%

Rs.1.2 Lac additional inflow for taking the decision to invest

Adequate insurance cover to safeguard family

Buy 6 investment oriented policies yielding 6-8% with 15 to 25 lac cover

Buy term policy based on need and invest the rest in appropriate asset class

Rs. 60 Lac under insured even after heavy premium outgo.

Why Ask YBecause we at Ask Y are qualified CFP (Certified Financial Planner ) and have competency in all area’s of finance related

to Financial Planning.

We understand Stock, Bonds, Taxes,

Insurance, Retirement planning & estate planning.

Each of us has years experience of either

handling finance, financial products or

marketing of financial product's.

We are product agnostic, for us your best interest come first. We act with

due care and utmost good faith and do not mislead

our client.

Financial Wisdom1. A big part of financial freedom is having your heart and

mind free from worry about the what-ifs of life.

2. If you want to rear financial blessings, you have to sow financially.

3. I believe that through knowledge and discipline, financial peace is possible for all of us.

4. When it comes to tackling your financial goals, whatever they might be, there’s no time like the present.

5. You have got to be the master of your own financial future.

6. Time is key to building your financial security.

We can be of your help & guide you

to achieve your goals and desires

CONTACT US ON :

ANIL GULRAJANI : 99670 31034PRATHIBA GIRISH : 98707 02277YOGITA DAND : 98209 89864