finance com group
TRANSCRIPT
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BMCE BANK & PAYPALThe most innovativeBank in Morocco
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WHY BMCE BANK – OVERVIEW
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A KEY PLAYER IN THE
CORPORATE MOROCCAN
ECONOMY
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A MULTI-BRAND BANKING
GROUP
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A MULTI-BRAND BANKING
GROUP
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AN INTERNATIONAL BANK
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SUSTAINED PERFORMANCE
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INTERNATIONAL SHAREHOLDERS
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A COMMITED GROUP
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AWARDS
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AWARDS
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RETAILS & SME DISTRIBUTION
NETWORK
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SOLID ASSETS FOR DEVELOPMENT
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First mover in e-Commerce:
E-PAY prepaid card
Please give numbers
about E-Pay and
forecast
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E-Banking
Please describe your
current project
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Mobile Banking
Please describe your
current project
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RME TRANSFERS
Please give more
details on your
current project and
some numbers on
potentiality of
remittences
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RME TRANSFERS
Market share estimated to $ 320 million
Money transferred: $ 6,4 billion
More that 5 million Moroccans living abroad
Equivalent to 12% of total population
Today, most of the money transfer is done via Western Union , MoneyGram
through parternships with banks and Poste du Maroc
New comers: Money express
Money Exchange
RiaEnvia
Travelex TMT
Chequepoint
Xpress Money
…
Main problem: very high fees per transaction
Real opportunity for PayPal!
Company 50euros
transaction
100 euros
transaction
500 euros
transaction
Transaction time
Western Union 10,5 € 19 € 38 € Real time
MoneyGram 8 € 10 € 32 € 10 min
Flouss.com 9 € 9 € 28 € Real time
Example
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E-Commerce Potential in
Morocco through the
Partnership
Please add numbers from document
you presented to Comité de
direction, en insistant sur les 3
indicateurs :
TAM (Total Available Market)
SAM (Served Available Market)
TPV (Total Processing Volume)
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MARKET SIZEExample
$ 21 billion
$ 27,3 billion
Market size 2010
Market size 2016
Marketshare ~10%
$ 2,7 billion
Revenues
$ 81 million Profits
xxxx
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MARKET SIZE
2010 2016
Telecom Turnover: $ 5,5 billionTurnover: $ 6,5 billion
PayPal market share $ 650 billion
Airline Turnover: $ 4 billionTurnover: $ 5 billion
PayPal market share $ 500 million
Utilities& e-Gov Turnover: $5 billion Turnover: $ 5,5 billion
PayPal market share $ 550 million
Travel agencies Turnover: $ 800 million Turnover: $ 2,5 billion
PayPal market share $ 250 million
Hotels Turnover: $ 800 million Turnover: $ 2,5 billion
PayPal market share $ 250 million
Key accounts :
$ 15,3 billion $ 19,5 billion
PayPal market share $ 2 billion
10%