filing at a glance - pennsylvania2 rate stabilization pages s-1 through s-375 replacement...

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Filing at a Glance Companies: LM General Insurance Company LM Insurance Corporation Product Name: Personal Automobile (LM-IC/LMGIC) State: Pennsylvania TOI: 19.0 Personal Auto Sub-TOI: 19.0000 Personal Auto Combinations Filing Type: Rate/Rule Date Submitted: 05/22/2017 SERFF Tr Num: LBPM-131050241 SERFF Status: Assigned State Tr Num: State Status: Received Review in Progress Co Tr Num: 17-PA-P-AO-RR-GRS-ASR Effective Date Requested (New): 07/21/2017 Effective Date Requested (Renewal): 08/25/2017 Author(s): Melanie Bassler Reviewer(s): Xiaofeng Lu (primary), Michael McKenney Disposition Date: Disposition Status: Effective Date (New): Effective Date (Renewal): State Filing Description: SERFF Tracking #: LBPM-131050241 State Tracking #: Company Tracking #: 17-PA-P-AO-RR-GRS-ASR State: Pennsylvania First Filing Company: LM General Insurance Company, ... TOI/Sub-TOI: 19.0 Personal Auto/19.0000 Personal Auto Combinations Product Name: Personal Automobile (LM-IC/LMGIC) Project Name/Number: PA LM-IC/LMGIC AO 2017 ASR/17-PA-P-AO-RR-GRS-ASR PDF Pipeline for SERFF Tracking Number LBPM-131050241 Generated 05/23/2017 07:39 AM

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  • Filing at a Glance

    Companies: LM General Insurance CompanyLM Insurance Corporation

    Product Name: Personal Automobile (LM-IC/LMGIC)

    State: Pennsylvania

    TOI: 19.0 Personal Auto

    Sub-TOI: 19.0000 Personal Auto Combinations

    Filing Type: Rate/Rule

    Date Submitted: 05/22/2017

    SERFF Tr Num: LBPM-131050241

    SERFF Status: Assigned

    State Tr Num:

    State Status: Received Review in Progress

    Co Tr Num: 17-PA-P-AO-RR-GRS-ASR

    Effective DateRequested (New):

    07/21/2017

    Effective DateRequested (Renewal):

    08/25/2017

    Author(s): Melanie Bassler

    Reviewer(s): Xiaofeng Lu (primary), Michael McKenney

    Disposition Date:

    Disposition Status:

    Effective Date (New):

    Effective Date (Renewal):

    State Filing Description:

    SERFF Tracking #: LBPM-131050241 State Tracking #: Company Tracking #: 17-PA-P-AO-RR-GRS-ASR

    State: Pennsylvania First Filing Company: LM General Insurance Company, ...

    TOI/Sub-TOI: 19.0 Personal Auto/19.0000 Personal Auto Combinations

    Product Name: Personal Automobile (LM-IC/LMGIC)

    Project Name/Number: PA LM-IC/LMGIC AO 2017 ASR/17-PA-P-AO-RR-GRS-ASR

    PDF Pipeline for SERFF Tracking Number LBPM-131050241 Generated 05/23/2017 07:39 AM

  • General Information

    Company and Contact

    Project Name: PA LM-IC/LMGIC AO 2017 ASR Status of Filing in Domicile:

    Project Number: 17-PA-P-AO-RR-GRS-ASR Domicile Status Comments: N/A

    Reference Organization: N/A Reference Number: N/A

    Reference Title: N/A Advisory Org. Circular: N/A

    Filing Status Changed: 05/23/2017

    State Status Changed: 05/23/2017 Deemer Date:

    Created By: Melanie Bassler Submitted By: Melanie Bassler

    Corresponding Filing Tracking Number: N/A

    Filing Description:

    In accordance with the “prior approval” provision, LM General Insurance Company (LMGIC) and LM Insurance Corporation(LM-IC) are submitting the following revisions to our Personal Automobile program effective for new business on July 21, 2017and renewal business August 25, 2017.

    The changes associated with this revision have a 13.0% rate impact.

    In order to achieve the rate noted above, we will be adjusting the following:1.Base Rates2.Rate stabilization factors

    In addition we are introducing our Online Purchase Discount. This discount will be applied to new business customers thatquote and complete their purchase on Liberty Mutual’s online channel. Please refer to the enclosed rule and rate page forfurther details.

    Should you need any further information regarding this filing please contact me using the information below.

    Sincerely,Melanie BasslerMgr, Compliance [email protected](603)354-9641

    Filing Contact InformationMelanie Bassler, Mgr, Compliance Analysis,Regulatory Filing

    [email protected]

    62 Maple Ave.

    Keene, NH 03431

    603-354-9641 [Phone]

    SERFF Tracking #: LBPM-131050241 State Tracking #: Company Tracking #: 17-PA-P-AO-RR-GRS-ASR

    State: Pennsylvania First Filing Company: LM General Insurance Company, ...

    TOI/Sub-TOI: 19.0 Personal Auto/19.0000 Personal Auto Combinations

    Product Name: Personal Automobile (LM-IC/LMGIC)

    Project Name/Number: PA LM-IC/LMGIC AO 2017 ASR/17-PA-P-AO-RR-GRS-ASR

    PDF Pipeline for SERFF Tracking Number LBPM-131050241 Generated 05/23/2017 07:39 AM

  • Filing Fees

    State Specific

    Filing Company InformationLM General Insurance Company

    175 Berkeley Street

    Boston, MA 02116

    (617) 357-9500 ext. [Phone]

    CoCode: 36447

    Group Code: 111

    Group Name: Liberty MutualGroup

    FEIN Number: 22-2227328

    State of Domicile: Illinois

    Company Type: Property andCasualty

    State ID Number:

    LM Insurance Corporation

    175 Berkeley Street

    Boston, MA 02116

    (617) 357-9500 ext. [Phone]

    CoCode: 33600

    Group Code: 111

    Group Name: Liberty MutualGroup

    FEIN Number: 04-3058504

    State of Domicile: Illinois

    Company Type:

    State ID Number:

    Fee Required? No

    Retaliatory? No

    Fee Explanation:

    *Filing Fee Amount: N/A*Date Filing Fee Mailed: N/A*Filing Fee Check Number: N/*Filing Fee Check Date: N/A*NAIC Number: 0111-33600 & 0111-36447

    SERFF Tracking #: LBPM-131050241 State Tracking #: Company Tracking #: 17-PA-P-AO-RR-GRS-ASR

    State: Pennsylvania First Filing Company: LM General Insurance Company, ...

    TOI/Sub-TOI: 19.0 Personal Auto/19.0000 Personal Auto Combinations

    Product Name: Personal Automobile (LM-IC/LMGIC)

    Project Name/Number: PA LM-IC/LMGIC AO 2017 ASR/17-PA-P-AO-RR-GRS-ASR

    PDF Pipeline for SERFF Tracking Number LBPM-131050241 Generated 05/23/2017 07:39 AM

  • Rate Information Rate data applies to filing.

    Filing Method: Prior Approval

    Rate Change Type: Increase

    Overall Percentage of Last Rate Revision: 13.000%

    Effective Date of Last Rate Revision: 07/18/2016

    Filing Method of Last Filing: Prior Approval

    Company Rate Information

    Company

    Name:

    Overall %

    Indicated

    Change:

    Overall %

    Rate

    Impact:

    Written Premium

    Change for

    this Program:

    Number of Policy

    Holders Affected

    for this Program:

    Written

    Premium for

    this Program:

    Maximum %

    Change

    (where req'd):

    Minimum %

    Change

    (where req'd):LM General InsuranceCompany

    16.400% 13.000% $30,858,033 106,276 $237,369,488 30.000% -4.000%

    LM Insurance Corporation 16.400% 13.000% $1,541,909 5,275 $11,860,841 30.000% -4.000%

    SERFF Tracking #: LBPM-131050241 State Tracking #: Company Tracking #: 17-PA-P-AO-RR-GRS-ASR

    State: Pennsylvania First Filing Company: LM General Insurance Company, ...

    TOI/Sub-TOI: 19.0 Personal Auto/19.0000 Personal Auto Combinations

    Product Name: Personal Automobile (LM-IC/LMGIC)

    Project Name/Number: PA LM-IC/LMGIC AO 2017 ASR/17-PA-P-AO-RR-GRS-ASR

    PDF Pipeline for SERFF Tracking Number LBPM-131050241 Generated 05/23/2017 07:39 AM

  • Rate/Rule Schedule

    Item

    No.

    Schedule Item

    Status Exhibit Name Rule # or Page # Rate Action

    Previous State

    Filing Number Attachments1 Coverage Factor Page C-1 Replacement LBPM-130920902 C01 PROOF.pdf2 Rate Stabilization Pages S-1 through S-375 Replacement LBPM-130920902 S02 PROOF.pdf3 Page A Page 3 Replacement LBPM-130920902 PA Index Proof.pdf4 Table of Contents Page 2 Page 2 Replacement LBPM-130920902 OPD TOC Proof.pdf5 Online Purchase Discount Page 63 Rule F7N New F7N Proof.pdf6 Online Purchase Discount

    FactorsPage P-1 New PA OPD Factors.pdf

    7 Premium Determination -Policy Factor

    Page 93 Replacement LBPM-130920902 PD Page Proof.pdf

    SERFF Tracking #: LBPM-131050241 State Tracking #: Company Tracking #: 17-PA-P-AO-RR-GRS-ASR

    State: Pennsylvania First Filing Company: LM General Insurance Company, ...

    TOI/Sub-TOI: 19.0 Personal Auto/19.0000 Personal Auto Combinations

    Product Name: Personal Automobile (LM-IC/LMGIC)

    Project Name/Number: PA LM-IC/LMGIC AO 2017 ASR/17-PA-P-AO-RR-GRS-ASR

    PDF Pipeline for SERFF Tracking Number LBPM-131050241 Generated 05/23/2017 07:39 AM

  • PENNSYLVANIAAutomobile Rating Manual

    Coverage Factor

    BI PD MP UM UIM Comp Coll FixedLM General 326.40 870.17 460.32 56.09 96.43 296.31 1384.88 0.00

    LM-IC 362.66 966.86 511.47 62.33 107.14 329.23 1538.76 0.00

    Version 2.02 effective per Page ALM General Insurance Company

    LM Insurance CorporationC01C-1

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 -0.99 96.0000

    GRS LMGIC 999 -0.98 48.0000

    GRS LMGIC 999 -0.97 32.0000

    GRS LMGIC 999 -0.96 24.0000

    GRS LMGIC 999 -0.95 19.2000

    GRS LMGIC 999 -0.94 16.0000

    GRS LMGIC 999 -0.93 13.7143

    GRS LMGIC 999 -0.92 12.0000

    GRS LMGIC 999 -0.91 10.6667

    GRS LMGIC 999 -0.90 9.6000

    GRS LMGIC 999 -0.89 8.7273

    GRS LMGIC 999 -0.88 8.0000

    GRS LMGIC 999 -0.87 7.3846

    GRS LMGIC 999 -0.86 6.8571

    GRS LMGIC 999 -0.85 6.4000

    GRS LMGIC 999 -0.84 6.0000

    GRS LMGIC 999 -0.83 5.6471

    GRS LMGIC 999 -0.82 5.3333

    GRS LMGIC 999 -0.81 5.0526

    GRS LMGIC 999 -0.80 4.8000

    GRS LMGIC 999 -0.79 4.5714

    GRS LMGIC 999 -0.78 4.3636

    GRS LMGIC 999 -0.77 4.1739

    GRS LMGIC 999 -0.76 4.0000

    GRS LMGIC 999 -0.75 3.8400

    GRS LMGIC 999 -0.74 3.6923

    GRS LMGIC 999 -0.73 3.5556

    GRS LMGIC 999 -0.72 3.4286

    GRS LMGIC 999 -0.71 3.3103

    GRS LMGIC 999 -0.70 3.2333

    GRS LMGIC 999 -0.69 3.1290

    GRS LMGIC 999 -0.68 3.0313

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02S-1

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 -0.67 2.9394

    GRS LMGIC 999 -0.66 2.8529

    GRS LMGIC 999 -0.65 2.7714

    GRS LMGIC 999 -0.64 2.6944

    GRS LMGIC 999 -0.63 2.6216

    GRS LMGIC 999 -0.62 2.5526

    GRS LMGIC 999 -0.61 2.4872

    GRS LMGIC 999 -0.60 2.4250

    GRS LMGIC 999 -0.59 2.3659

    GRS LMGIC 999 -0.58 2.3095

    GRS LMGIC 999 -0.57 2.2558

    GRS LMGIC 999 -0.56 2.2045

    GRS LMGIC 999 -0.55 2.1556

    GRS LMGIC 999 -0.54 2.1087

    GRS LMGIC 999 -0.53 2.0638

    GRS LMGIC 999 -0.52 2.0208

    GRS LMGIC 999 -0.51 1.9796

    GRS LMGIC 999 -0.50 1.9400

    GRS LMGIC 999 -0.49 1.9020

    GRS LMGIC 999 -0.48 1.8654

    GRS LMGIC 999 -0.47 1.8302

    GRS LMGIC 999 -0.46 1.7963

    GRS LMGIC 999 -0.45 1.7636

    GRS LMGIC 999 -0.44 1.7321

    GRS LMGIC 999 -0.43 1.7018

    GRS LMGIC 999 -0.42 1.6724

    GRS LMGIC 999 -0.41 1.6441

    GRS LMGIC 999 -0.40 1.6167

    GRS LMGIC 999 -0.39 1.5902

    GRS LMGIC 999 -0.38 1.5645

    GRS LMGIC 999 -0.37 1.5397

    GRS LMGIC 999 -0.36 1.5156

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02S-2

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 -0.35 1.4923

    GRS LMGIC 999 -0.34 1.4697

    GRS LMGIC 999 -0.33 1.4478

    GRS LMGIC 999 -0.32 1.4265

    GRS LMGIC 999 -0.31 1.4058

    GRS LMGIC 999 -0.30 1.3929

    GRS LMGIC 999 -0.29 1.3732

    GRS LMGIC 999 -0.28 1.3542

    GRS LMGIC 999 -0.27 1.3356

    GRS LMGIC 999 -0.26 1.3176

    GRS LMGIC 999 -0.25 1.3000

    GRS LMGIC 999 -0.24 1.2829

    GRS LMGIC 999 -0.23 1.2662

    GRS LMGIC 999 -0.22 1.2500

    GRS LMGIC 999 -0.21 1.2342

    GRS LMGIC 999 -0.20 1.2250

    GRS LMGIC 999 -0.19 1.2099

    GRS LMGIC 999 -0.18 1.1951

    GRS LMGIC 999 -0.17 1.1807

    GRS LMGIC 999 -0.16 1.1667

    GRS LMGIC 999 -0.15 1.1529

    GRS LMGIC 999 -0.14 1.1395

    GRS LMGIC 999 -0.13 1.1264

    GRS LMGIC 999 -0.12 1.1136

    GRS LMGIC 999 -0.11 1.1011

    GRS LMGIC 999 -0.10 1.1000

    GRS LMGIC 999 -0.09 1.0879

    GRS LMGIC 999 -0.08 1.0761

    GRS LMGIC 999 -0.07 1.0645

    GRS LMGIC 999 -0.06 1.0532

    GRS LMGIC 999 -0.05 1.0421

    GRS LMGIC 999 -0.04 1.0313

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02S-3

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 -0.03 1.0206

    GRS LMGIC 999 -0.02 1.0102

    GRS LMGIC 999 -0.01 1.0101

    GRS LMGIC 999 0.00 1.0000

    GRS LMGIC 999 0.01 1.0891

    GRS LMGIC 999 0.02 1.0784

    GRS LMGIC 999 0.03 1.0680

    GRS LMGIC 999 0.04 1.0577

    GRS LMGIC 999 0.05 1.0476

    GRS LMGIC 999 0.06 1.0377

    GRS LMGIC 999 0.07 1.0280

    GRS LMGIC 999 0.08 1.0185

    GRS LMGIC 999 0.09 1.0092

    GRS LMGIC 999 0.10 1.0455

    GRS LMGIC 999 0.11 1.0360

    GRS LMGIC 999 0.12 1.0268

    GRS LMGIC 999 0.13 1.0177

    GRS LMGIC 999 0.14 1.0088

    GRS LMGIC 999 0.15 1.0435

    GRS LMGIC 999 0.16 1.0345

    GRS LMGIC 999 0.17 1.0256

    GRS LMGIC 999 0.18 1.0169

    GRS LMGIC 999 0.19 1.0084

    GRS LMGIC 999 0.20 1.0250

    GRS LMGIC 999 0.21 1.0165

    GRS LMGIC 999 0.22 1.0082

    GRS LMGIC 999 0.23 1.0000

    GRS LMGIC 999 0.24 0.9919

    GRS LMGIC 999 0.25 0.9840

    GRS LMGIC 999 0.26 0.9762

    GRS LMGIC 999 0.27 0.9685

    GRS LMGIC 999 0.28 0.9609

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02S-4

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 0.29 0.9535

    GRS LMGIC 999 0.30 0.9615

    GRS LMGIC 999 0.31 0.9542

    GRS LMGIC 999 0.32 0.9470

    GRS LMGIC 999 0.33 0.9398

    GRS LMGIC 999 0.34 0.9328

    GRS LMGIC 999 0.35 0.9259

    GRS LMGIC 999 0.36 0.9191

    GRS LMGIC 999 0.37 0.9124

    GRS LMGIC 999 0.38 0.9058

    GRS LMGIC 999 0.39 0.8993

    GRS LMGIC 999 0.40 0.9143

    GRS LMGIC 999 0.41 0.9078

    GRS LMGIC 999 0.42 0.9014

    GRS LMGIC 999 0.43 0.8951

    GRS LMGIC 999 0.44 0.8889

    GRS LMGIC 999 0.45 0.8828

    GRS LMGIC 999 0.46 0.8767

    GRS LMGIC 999 0.47 0.8707

    GRS LMGIC 999 0.48 0.8649

    GRS LMGIC 999 0.49 0.8591

    GRS LMGIC 999 0.50 0.8533

    GRS LMGIC 999 0.51 0.8477

    GRS LMGIC 999 0.52 0.8421

    GRS LMGIC 999 0.53 0.8366

    GRS LMGIC 999 0.54 0.8312

    GRS LMGIC 999 0.55 0.8258

    GRS LMGIC 999 0.56 0.8205

    GRS LMGIC 999 0.57 0.8153

    GRS LMGIC 999 0.58 0.8101

    GRS LMGIC 999 0.59 0.8050

    GRS LMGIC 999 0.60 0.8000

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02S-5

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 0.61 0.7950

    GRS LMGIC 999 0.62 0.7901

    GRS LMGIC 999 0.63 0.7853

    GRS LMGIC 999 0.64 0.7805

    GRS LMGIC 999 0.65 0.7758

    GRS LMGIC 999 0.66 0.7711

    GRS LMGIC 999 0.67 0.7665

    GRS LMGIC 999 0.68 0.7619

    GRS LMGIC 999 0.69 0.7574

    GRS LMGIC 999 0.70 0.7647

    GRS LMGIC 999 0.71 0.7602

    GRS LMGIC 999 0.72 0.7558

    GRS LMGIC 999 0.73 0.7514

    GRS LMGIC 999 0.74 0.7471

    GRS LMGIC 999 0.75 0.7429

    GRS LMGIC 999 0.76 0.7386

    GRS LMGIC 999 0.77 0.7345

    GRS LMGIC 999 0.78 0.7303

    GRS LMGIC 999 0.79 0.7263

    GRS LMGIC 999 0.80 0.7222

    GRS LMGIC 999 0.81 0.7182

    GRS LMGIC 999 0.82 0.7143

    GRS LMGIC 999 0.83 0.7104

    GRS LMGIC 999 0.84 0.7065

    GRS LMGIC 999 0.85 0.7027

    GRS LMGIC 999 0.86 0.6989

    GRS LMGIC 999 0.87 0.6952

    GRS LMGIC 999 0.88 0.6915

    GRS LMGIC 999 0.89 0.6878

    GRS LMGIC 999 0.90 0.6842

    GRS LMGIC 999 0.91 0.6806

    GRS LMGIC 999 0.92 0.6771

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02S-6

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 0.93 0.6736

    GRS LMGIC 999 0.94 0.6701

    GRS LMGIC 999 0.95 0.6667

    GRS LMGIC 999 0.96 0.6633

    GRS LMGIC 999 0.97 0.6599

    GRS LMGIC 999 0.98 0.6566

    GRS LMGIC 999 0.99 0.6533

    GRS LMGIC 999 1.00 0.6500

    GRS LMGIC 999 1.01 0.6468

    GRS LMGIC 999 1.02 0.6436

    GRS LMGIC 999 1.03 0.6404

    GRS LMGIC 999 1.04 0.6373

    GRS LMGIC 999 1.05 0.6341

    GRS LMGIC 999 1.06 0.6311

    GRS LMGIC 999 1.07 0.6280

    GRS LMGIC 999 1.08 0.6250

    GRS LMGIC 999 1.09 0.6220

    GRS LMGIC 999 1.10 0.6190

    GRS LMGIC 999 1.11 0.6161

    GRS LMGIC 999 1.12 0.6132

    GRS LMGIC 999 1.13 0.6103

    GRS LMGIC 999 1.14 0.6075

    GRS LMGIC 999 1.15 0.6047

    GRS LMGIC 999 1.16 0.6019

    GRS LMGIC 999 1.17 0.5991

    GRS LMGIC 999 1.18 0.5963

    GRS LMGIC 999 1.19 0.5936

    GRS LMGIC 999 1.20 0.5909

    GRS LMGIC 999 1.21 0.5882

    GRS LMGIC 999 1.22 0.5856

    GRS LMGIC 999 1.23 0.5830

    GRS LMGIC 999 1.24 0.5804

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02S-7

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 1.25 0.5778

    GRS LMGIC 999 1.26 0.5752

    GRS LMGIC 999 1.27 0.5727

    GRS LMGIC 999 1.28 0.5702

    GRS LMGIC 999 1.29 0.5677

    GRS LMGIC 999 1.30 0.5652

    GRS LMGIC 999 1.31 0.5628

    GRS LMGIC 999 1.32 0.5603

    GRS LMGIC 999 1.33 0.5579

    GRS LMGIC 999 1.34 0.5556

    GRS LMGIC 999 1.35 0.5532

    GRS LMGIC 999 1.36 0.5508

    GRS LMGIC 999 1.37 0.5485

    GRS LMGIC 999 1.38 0.5462

    GRS LMGIC 999 1.39 0.5439

    GRS LMGIC 999 1.40 0.5417

    GRS LMGIC 999 1.41 0.5394

    GRS LMGIC 999 1.42 0.5372

    GRS LMGIC 999 1.43 0.5350

    GRS LMGIC 999 1.44 0.5328

    GRS LMGIC 999 1.45 0.5306

    GRS LMGIC 999 1.46 0.5285

    GRS LMGIC 999 1.47 0.5263

    GRS LMGIC 999 1.48 0.5242

    GRS LMGIC 999 1.49 0.5221

    GRS LMGIC 999 1.50 0.5200

    GRS LMGIC 999 1.51 0.5179

    GRS LMGIC 999 1.52 0.5159

    GRS LMGIC 999 1.53 0.5138

    GRS LMGIC 999 1.54 0.5118

    GRS LMGIC 999 1.55 0.5098

    GRS LMGIC 999 1.56 0.5078

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02S-8

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 1.57 0.5058

    GRS LMGIC 999 1.58 0.5039

    GRS LMGIC 999 1.59 0.5019

    GRS LMGIC 999 1.60 0.5000

    GRS LMGIC 999 1.61 0.4981

    GRS LMGIC 999 1.62 0.4962

    GRS LMGIC 999 1.63 0.4943

    GRS LMGIC 999 1.64 0.4924

    GRS LMGIC 999 1.65 0.4906

    GRS LMGIC 999 1.66 0.4887

    GRS LMGIC 999 1.67 0.4869

    GRS LMGIC 999 1.68 0.4851

    GRS LMGIC 999 1.69 0.4833

    GRS LMGIC 999 1.70 0.4815

    GRS LMGIC 999 1.71 0.4797

    GRS LMGIC 999 1.72 0.4779

    GRS LMGIC 999 1.73 0.4762

    GRS LMGIC 999 1.74 0.4745

    GRS LMGIC 999 1.75 0.4727

    GRS LMGIC 999 1.76 0.4710

    GRS LMGIC 999 1.77 0.4693

    GRS LMGIC 999 1.78 0.4676

    GRS LMGIC 999 1.79 0.4659

    GRS LMGIC 999 1.80 0.4643

    GRS LMGIC 999 1.81 0.4626

    GRS LMGIC 999 1.82 0.4610

    GRS LMGIC 999 1.83 0.4594

    GRS LMGIC 999 1.84 0.4577

    GRS LMGIC 999 1.85 0.4561

    GRS LMGIC 999 1.86 0.4545

    GRS LMGIC 999 1.87 0.4530

    GRS LMGIC 999 1.88 0.4514

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02S-9

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 1.89 0.4498

    GRS LMGIC 999 1.90 0.4483

    GRS LMGIC 999 1.91 0.4467

    GRS LMGIC 999 1.92 0.4452

    GRS LMGIC 999 1.93 0.4437

    GRS LMGIC 999 1.94 0.4422

    GRS LMGIC 999 1.95 0.4407

    GRS LMGIC 999 1.96 0.4392

    GRS LMGIC 999 1.97 0.4377

    GRS LMGIC 999 1.98 0.4362

    GRS LMGIC 999 1.99 0.4348

    GRS LMGIC 999 2.00 0.4333

    GRS LMGIC 999 2.01 0.4319

    GRS LMGIC 999 2.02 0.4305

    GRS LMGIC 999 2.03 0.4290

    GRS LMGIC 999 2.04 0.4276

    GRS LMGIC 999 2.05 0.4262

    GRS LMGIC 999 2.06 0.4248

    GRS LMGIC 999 2.07 0.4235

    GRS LMGIC 999 2.08 0.4221

    GRS LMGIC 999 2.09 0.4207

    GRS LMGIC 999 2.10 0.4194

    GRS LMGIC 999 2.11 0.4180

    GRS LMGIC 999 2.12 0.4167

    GRS LMGIC 999 2.13 0.4153

    GRS LMGIC 999 2.14 0.4140

    GRS LMGIC 999 2.15 0.4127

    GRS LMGIC 999 2.16 0.4114

    GRS LMGIC 999 2.17 0.4101

    GRS LMGIC 999 2.18 0.4088

    GRS LMGIC 999 2.19 0.4075

    GRS LMGIC 999 2.20 0.4063

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

    S-10

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 2.21 0.4050

    GRS LMGIC 999 2.22 0.4037

    GRS LMGIC 999 2.23 0.4025

    GRS LMGIC 999 2.24 0.4012

    GRS LMGIC 999 2.25 0.4000

    GRS LMGIC 999 2.26 0.3988

    GRS LMGIC 999 2.27 0.3976

    GRS LMGIC 999 2.28 0.3963

    GRS LMGIC 999 2.29 0.3951

    GRS LMGIC 999 2.30 0.3939

    GRS LMGIC 999 2.31 0.3927

    GRS LMGIC 999 2.32 0.3916

    GRS LMGIC 999 2.33 0.3904

    GRS LMGIC 999 2.34 0.3892

    GRS LMGIC 999 2.35 0.3881

    GRS LMGIC 999 2.36 0.3869

    GRS LMGIC 999 2.37 0.3858

    GRS LMGIC 999 2.38 0.3846

    GRS LMGIC 999 2.39 0.3835

    GRS LMGIC 999 2.40 0.3824

    GRS LMGIC 999 2.41 0.3812

    GRS LMGIC 999 2.42 0.3801

    GRS LMGIC 999 2.43 0.3790

    GRS LMGIC 999 2.44 0.3779

    GRS LMGIC 999 2.45 0.3768

    GRS LMGIC 999 2.46 0.3757

    GRS LMGIC 999 2.47 0.3746

    GRS LMGIC 999 2.48 0.3736

    GRS LMGIC 999 2.49 0.3725

    GRS LMGIC 999 2.50 0.3714

    GRS LMGIC 999 2.51 0.3704

    GRS LMGIC 999 2.52 0.3693

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

    S-11

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 2.53 0.3683

    GRS LMGIC 999 2.54 0.3672

    GRS LMGIC 999 2.55 0.3662

    GRS LMGIC 999 2.56 0.3652

    GRS LMGIC 999 2.57 0.3641

    GRS LMGIC 999 2.58 0.3631

    GRS LMGIC 999 2.59 0.3621

    GRS LMGIC 999 2.60 0.3611

    GRS LMGIC 999 2.61 0.3601

    GRS LMGIC 999 2.62 0.3591

    GRS LMGIC 999 2.63 0.3581

    GRS LMGIC 999 2.64 0.3571

    GRS LMGIC 999 2.65 0.3562

    GRS LMGIC 999 2.66 0.3552

    GRS LMGIC 999 2.67 0.3542

    GRS LMGIC 999 2.68 0.3533

    GRS LMGIC 999 2.69 0.3523

    GRS LMGIC 999 2.70 0.3514

    GRS LMGIC 999 2.71 0.3504

    GRS LMGIC 999 2.72 0.3495

    GRS LMGIC 999 2.73 0.3485

    GRS LMGIC 999 2.74 0.3476

    GRS LMGIC 999 2.75 0.3467

    GRS LMGIC 999 2.76 0.3457

    GRS LMGIC 999 2.77 0.3448

    GRS LMGIC 999 2.78 0.3439

    GRS LMGIC 999 2.79 0.3430

    GRS LMGIC 999 2.80 0.3421

    GRS LMGIC 999 2.81 0.3412

    GRS LMGIC 999 2.82 0.3403

    GRS LMGIC 999 2.83 0.3394

    GRS LMGIC 999 2.84 0.3385

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

    S-12

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 2.85 0.3377

    GRS LMGIC 999 2.86 0.3368

    GRS LMGIC 999 2.87 0.3359

    GRS LMGIC 999 2.88 0.3351

    GRS LMGIC 999 2.89 0.3342

    GRS LMGIC 999 2.90 0.3333

    GRS LMGIC 999 2.91 0.3325

    GRS LMGIC 999 2.92 0.3316

    GRS LMGIC 999 2.93 0.3308

    GRS LMGIC 999 2.94 0.3299

    GRS LMGIC 999 2.95 0.3291

    GRS LMGIC 999 2.96 0.3283

    GRS LMGIC 999 2.97 0.3275

    GRS LMGIC 999 2.98 0.3266

    GRS LMGIC 999 2.99 0.3258

    GRS LMGIC 999 3.00 0.3250

    GRS LMGIC 999 3.01 0.3242

    GRS LMGIC 999 3.02 0.3234

    GRS LMGIC 999 3.03 0.3226

    GRS LMGIC 999 3.04 0.3218

    GRS LMGIC 999 3.05 0.3210

    GRS LMGIC 999 3.06 0.3202

    GRS LMGIC 999 3.07 0.3194

    GRS LMGIC 999 3.08 0.3186

    GRS LMGIC 999 3.09 0.3178

    GRS LMGIC 999 3.10 0.3171

    GRS LMGIC 999 3.11 0.3163

    GRS LMGIC 999 3.12 0.3155

    GRS LMGIC 999 3.13 0.3148

    GRS LMGIC 999 3.14 0.3140

    GRS LMGIC 999 3.15 0.3133

    GRS LMGIC 999 3.16 0.3125

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

    S-13

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 3.17 0.3118

    GRS LMGIC 999 3.18 0.3110

    GRS LMGIC 999 3.19 0.3103

    GRS LMGIC 999 3.20 0.3095

    GRS LMGIC 999 3.21 0.3088

    GRS LMGIC 999 3.22 0.3081

    GRS LMGIC 999 3.23 0.3073

    GRS LMGIC 999 3.24 0.3066

    GRS LMGIC 999 3.25 0.3059

    GRS LMGIC 999 3.26 0.3052

    GRS LMGIC 999 3.27 0.3044

    GRS LMGIC 999 3.28 0.3037

    GRS LMGIC 999 3.29 0.3030

    GRS LMGIC 999 3.30 0.3023

    GRS LMGIC 999 3.31 0.3016

    GRS LMGIC 999 3.32 0.3009

    GRS LMGIC 999 3.33 0.3002

    GRS LMGIC 999 3.34 0.2995

    GRS LMGIC 999 3.35 0.2989

    GRS LMGIC 999 3.36 0.2982

    GRS LMGIC 999 3.37 0.2975

    GRS LMGIC 999 3.38 0.2968

    GRS LMGIC 999 3.39 0.2961

    GRS LMGIC 999 3.40 0.2955

    GRS LMGIC 999 3.41 0.2948

    GRS LMGIC 999 3.42 0.2941

    GRS LMGIC 999 3.43 0.2935

    GRS LMGIC 999 3.44 0.2928

    GRS LMGIC 999 3.45 0.2921

    GRS LMGIC 999 3.46 0.2915

    GRS LMGIC 999 3.47 0.2908

    GRS LMGIC 999 3.48 0.2902

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

    S-14

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 3.49 0.2895

    GRS LMGIC 999 3.50 0.2889

    GRS LMGIC 999 3.51 0.2882

    GRS LMGIC 999 3.52 0.2876

    GRS LMGIC 999 3.53 0.2870

    GRS LMGIC 999 3.54 0.2863

    GRS LMGIC 999 3.55 0.2857

    GRS LMGIC 999 3.56 0.2851

    GRS LMGIC 999 3.57 0.2845

    GRS LMGIC 999 3.58 0.2838

    GRS LMGIC 999 3.59 0.2832

    GRS LMGIC 999 3.60 0.2826

    GRS LMGIC 999 3.61 0.2820

    GRS LMGIC 999 3.62 0.2814

    GRS LMGIC 999 3.63 0.2808

    GRS LMGIC 999 3.64 0.2802

    GRS LMGIC 999 3.65 0.2796

    GRS LMGIC 999 3.66 0.2790

    GRS LMGIC 999 3.67 0.2784

    GRS LMGIC 999 3.68 0.2778

    GRS LMGIC 999 3.69 0.2772

    GRS LMGIC 999 3.70 0.2766

    GRS LMGIC 999 3.71 0.2760

    GRS LMGIC 999 3.72 0.2754

    GRS LMGIC 999 3.73 0.2748

    GRS LMGIC 999 3.74 0.2743

    GRS LMGIC 999 3.75 0.2737

    GRS LMGIC 999 3.76 0.2731

    GRS LMGIC 999 3.77 0.2725

    GRS LMGIC 999 3.78 0.2720

    GRS LMGIC 999 3.79 0.2714

    GRS LMGIC 999 3.80 0.2708

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

    S-15

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 3.81 0.2703

    GRS LMGIC 999 3.82 0.2697

    GRS LMGIC 999 3.83 0.2692

    GRS LMGIC 999 3.84 0.2686

    GRS LMGIC 999 3.85 0.2680

    GRS LMGIC 999 3.86 0.2675

    GRS LMGIC 999 3.87 0.2669

    GRS LMGIC 999 3.88 0.2664

    GRS LMGIC 999 3.89 0.2658

    GRS LMGIC 999 3.90 0.2653

    GRS LMGIC 999 3.91 0.2648

    GRS LMGIC 999 3.92 0.2642

    GRS LMGIC 999 3.93 0.2637

    GRS LMGIC 999 3.94 0.2632

    GRS LMGIC 999 3.95 0.2626

    GRS LMGIC 999 3.96 0.2621

    GRS LMGIC 999 3.97 0.2616

    GRS LMGIC 999 3.98 0.2610

    GRS LMGIC 999 3.99 0.2605

    GRS LMGIC 999 4.00 0.2600

    GRS LMGIC 999 4.01 0.2595

    GRS LMGIC 999 4.02 0.2590

    GRS LMGIC 999 4.03 0.2584

    GRS LMGIC 999 4.04 0.2579

    GRS LMGIC 999 4.05 0.2574

    GRS LMGIC 999 4.06 0.2569

    GRS LMGIC 999 4.07 0.2564

    GRS LMGIC 999 4.08 0.2559

    GRS LMGIC 999 4.09 0.2554

    GRS LMGIC 999 4.10 0.2549

    GRS LMGIC 999 4.11 0.2544

    GRS LMGIC 999 4.12 0.2539

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

    S-16

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 4.13 0.2534

    GRS LMGIC 999 4.14 0.2529

    GRS LMGIC 999 4.15 0.2524

    GRS LMGIC 999 4.16 0.2519

    GRS LMGIC 999 4.17 0.2515

    GRS LMGIC 999 4.18 0.2510

    GRS LMGIC 999 4.19 0.2505

    GRS LMGIC 999 4.20 0.2500

    GRS LMGIC 999 4.21 0.2495

    GRS LMGIC 999 4.22 0.2490

    GRS LMGIC 999 4.23 0.2486

    GRS LMGIC 999 4.24 0.2481

    GRS LMGIC 999 4.25 0.2476

    GRS LMGIC 999 4.26 0.2471

    GRS LMGIC 999 4.27 0.2467

    GRS LMGIC 999 4.28 0.2462

    GRS LMGIC 999 4.29 0.2457

    GRS LMGIC 999 4.30 0.2453

    GRS LMGIC 999 4.31 0.2448

    GRS LMGIC 999 4.32 0.2444

    GRS LMGIC 999 4.33 0.2439

    GRS LMGIC 999 4.34 0.2434

    GRS LMGIC 999 4.35 0.2430

    GRS LMGIC 999 4.36 0.2425

    GRS LMGIC 999 4.37 0.2421

    GRS LMGIC 999 4.38 0.2416

    GRS LMGIC 999 4.39 0.2412

    GRS LMGIC 999 4.40 0.2407

    GRS LMGIC 999 4.41 0.2403

    GRS LMGIC 999 4.42 0.2399

    GRS LMGIC 999 4.43 0.2394

    GRS LMGIC 999 4.44 0.2390

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

    S-17

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 4.45 0.2385

    GRS LMGIC 999 4.46 0.2381

    GRS LMGIC 999 4.47 0.2377

    GRS LMGIC 999 4.48 0.2372

    GRS LMGIC 999 4.49 0.2368

    GRS LMGIC 999 4.50 0.2364

    GRS LMGIC 999 4.51 0.2359

    GRS LMGIC 999 4.52 0.2355

    GRS LMGIC 999 4.53 0.2351

    GRS LMGIC 999 4.54 0.2347

    GRS LMGIC 999 4.55 0.2342

    GRS LMGIC 999 4.56 0.2338

    GRS LMGIC 999 4.57 0.2334

    GRS LMGIC 999 4.58 0.2330

    GRS LMGIC 999 4.59 0.2326

    GRS LMGIC 999 4.60 0.2321

    GRS LMGIC 999 4.61 0.2317

    GRS LMGIC 999 4.62 0.2313

    GRS LMGIC 999 4.63 0.2309

    GRS LMGIC 999 4.64 0.2305

    GRS LMGIC 999 4.65 0.2301

    GRS LMGIC 999 4.66 0.2297

    GRS LMGIC 999 4.67 0.2293

    GRS LMGIC 999 4.68 0.2289

    GRS LMGIC 999 4.69 0.2285

    GRS LMGIC 999 4.70 0.2281

    GRS LMGIC 999 4.71 0.2277

    GRS LMGIC 999 4.72 0.2273

    GRS LMGIC 999 4.73 0.2269

    GRS LMGIC 999 4.74 0.2265

    GRS LMGIC 999 4.75 0.2261

    GRS LMGIC 999 4.76 0.2257

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

    S-18

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 4.77 0.2253

    GRS LMGIC 999 4.78 0.2249

    GRS LMGIC 999 4.79 0.2245

    GRS LMGIC 999 4.80 0.2241

    GRS LMGIC 999 4.81 0.2238

    GRS LMGIC 999 4.82 0.2234

    GRS LMGIC 999 4.83 0.2230

    GRS LMGIC 999 4.84 0.2226

    GRS LMGIC 999 4.85 0.2222

    GRS LMGIC 999 4.86 0.2218

    GRS LMGIC 999 4.87 0.2215

    GRS LMGIC 999 4.88 0.2211

    GRS LMGIC 999 4.89 0.2207

    GRS LMGIC 999 4.90 0.2203

    GRS LMGIC 999 4.91 0.2200

    GRS LMGIC 999 4.92 0.2196

    GRS LMGIC 999 4.93 0.2192

    GRS LMGIC 999 4.94 0.2189

    GRS LMGIC 999 4.95 0.2185

    GRS LMGIC 999 4.96 0.2181

    GRS LMGIC 999 4.97 0.2178

    GRS LMGIC 999 4.98 0.2174

    GRS LMGIC 999 4.99 0.2170

    GRS LMGIC 999 5.00 0.2167

    GRS LMGIC 999 5.01 0.2163

    GRS LMGIC 999 5.02 0.2159

    GRS LMGIC 999 5.03 0.2156

    GRS LMGIC 999 5.04 0.2152

    GRS LMGIC 999 5.05 0.2149

    GRS LMGIC 999 5.06 0.2145

    GRS LMGIC 999 5.07 0.2142

    GRS LMGIC 999 5.08 0.2138

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

    S-19

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 5.09 0.2135

    GRS LMGIC 999 5.10 0.2131

    GRS LMGIC 999 5.11 0.2128

    GRS LMGIC 999 5.12 0.2124

    GRS LMGIC 999 5.13 0.2121

    GRS LMGIC 999 5.14 0.2117

    GRS LMGIC 999 5.15 0.2114

    GRS LMGIC 999 5.16 0.2110

    GRS LMGIC 999 5.17 0.2107

    GRS LMGIC 999 5.18 0.2104

    GRS LMGIC 999 5.19 0.2100

    GRS LMGIC 999 5.20 0.2097

    GRS LMGIC 999 5.21 0.2093

    GRS LMGIC 999 5.22 0.2090

    GRS LMGIC 999 5.23 0.2087

    GRS LMGIC 999 5.24 0.2083

    GRS LMGIC 999 5.25 0.2080

    GRS LMGIC 999 5.26 0.2077

    GRS LMGIC 999 5.27 0.2073

    GRS LMGIC 999 5.28 0.2070

    GRS LMGIC 999 5.29 0.2067

    GRS LMGIC 999 5.30 0.2063

    GRS LMGIC 999 5.31 0.2060

    GRS LMGIC 999 5.32 0.2057

    GRS LMGIC 999 5.33 0.2054

    GRS LMGIC 999 5.34 0.2050

    GRS LMGIC 999 5.35 0.2047

    GRS LMGIC 999 5.36 0.2044

    GRS LMGIC 999 5.37 0.2041

    GRS LMGIC 999 5.38 0.2038

    GRS LMGIC 999 5.39 0.2034

    GRS LMGIC 999 5.40 0.2031

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

    S-20

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 5.41 0.2028

    GRS LMGIC 999 5.42 0.2025

    GRS LMGIC 999 5.43 0.2022

    GRS LMGIC 999 5.44 0.2019

    GRS LMGIC 999 5.45 0.2016

    GRS LMGIC 999 5.46 0.2012

    GRS LMGIC 999 5.47 0.2009

    GRS LMGIC 999 5.48 0.2006

    GRS LMGIC 999 5.49 0.2003

    GRS LMGIC 999 5.50 0.2000

    GRS LMGIC 999 5.51 0.1997

    GRS LMGIC 999 5.52 0.1994

    GRS LMGIC 999 5.53 0.1991

    GRS LMGIC 999 5.54 0.1988

    GRS LMGIC 999 5.55 0.1985

    GRS LMGIC 999 5.56 0.1982

    GRS LMGIC 999 5.57 0.1979

    GRS LMGIC 999 5.58 0.1976

    GRS LMGIC 999 5.59 0.1973

    GRS LMGIC 999 5.60 0.1970

    GRS LMGIC 999 5.61 0.1967

    GRS LMGIC 999 5.62 0.1964

    GRS LMGIC 999 5.63 0.1961

    GRS LMGIC 999 5.64 0.1958

    GRS LMGIC 999 5.65 0.1955

    GRS LMGIC 999 5.66 0.1952

    GRS LMGIC 999 5.67 0.1949

    GRS LMGIC 999 5.68 0.1946

    GRS LMGIC 999 5.69 0.1943

    GRS LMGIC 999 5.70 0.1940

    GRS LMGIC 999 5.71 0.1937

    GRS LMGIC 999 5.72 0.1935

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

    S-21

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 5.73 0.1932

    GRS LMGIC 999 5.74 0.1929

    GRS LMGIC 999 5.75 0.1926

    GRS LMGIC 999 5.76 0.1923

    GRS LMGIC 999 5.77 0.1920

    GRS LMGIC 999 5.78 0.1917

    GRS LMGIC 999 5.79 0.1915

    GRS LMGIC 999 5.80 0.1912

    GRS LMGIC 999 5.81 0.1909

    GRS LMGIC 999 5.82 0.1906

    GRS LMGIC 999 5.83 0.1903

    GRS LMGIC 999 5.84 0.1901

    GRS LMGIC 999 5.85 0.1898

    GRS LMGIC 999 5.86 0.1895

    GRS LMGIC 999 5.87 0.1892

    GRS LMGIC 999 5.88 0.1890

    GRS LMGIC 999 5.89 0.1887

    GRS LMGIC 999 5.90 0.1884

    GRS LMGIC 999 5.91 0.1881

    GRS LMGIC 999 5.92 0.1879

    GRS LMGIC 999 5.93 0.1876

    GRS LMGIC 999 5.94 0.1873

    GRS LMGIC 999 5.95 0.1871

    GRS LMGIC 999 5.96 0.1868

    GRS LMGIC 999 5.97 0.1865

    GRS LMGIC 999 5.98 0.1862

    GRS LMGIC 999 5.99 0.1860

    GRS LMGIC 999 6.00 0.1857

    GRS LMGIC 999 6.01 0.1854

    GRS LMGIC 999 6.02 0.1852

    GRS LMGIC 999 6.03 0.1849

    GRS LMGIC 999 6.04 0.1847

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

    S-22

  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 6.05 0.1844

    GRS LMGIC 999 6.06 0.1841

    GRS LMGIC 999 6.07 0.1839

    GRS LMGIC 999 6.08 0.1836

    GRS LMGIC 999 6.09 0.1834

    GRS LMGIC 999 6.10 0.1831

    GRS LMGIC 999 6.11 0.1828

    GRS LMGIC 999 6.12 0.1826

    GRS LMGIC 999 6.13 0.1823

    GRS LMGIC 999 6.14 0.1821

    GRS LMGIC 999 6.15 0.1818

    GRS LMGIC 999 6.16 0.1816

    GRS LMGIC 999 6.17 0.1813

    GRS LMGIC 999 6.18 0.1811

    GRS LMGIC 999 6.19 0.1808

    GRS LMGIC 999 6.20 0.1806

    GRS LMGIC 999 6.21 0.1803

    GRS LMGIC 999 6.22 0.1801

    GRS LMGIC 999 6.23 0.1798

    GRS LMGIC 999 6.24 0.1796

    GRS LMGIC 999 6.25 0.1793

    GRS LMGIC 999 6.26 0.1791

    GRS LMGIC 999 6.27 0.1788

    GRS LMGIC 999 6.28 0.1786

    GRS LMGIC 999 6.29 0.1783

    GRS LMGIC 999 6.30 0.1781

    GRS LMGIC 999 6.31 0.1778

    GRS LMGIC 999 6.32 0.1776

    GRS LMGIC 999 6.33 0.1774

    GRS LMGIC 999 6.34 0.1771

    GRS LMGIC 999 6.35 0.1769

    GRS LMGIC 999 6.36 0.1766

    Version 2.02 Effective Per Page ALM General Insurance Company

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 6.37 0.1764

    GRS LMGIC 999 6.38 0.1762

    GRS LMGIC 999 6.39 0.1759

    GRS LMGIC 999 6.40 0.1757

    GRS LMGIC 999 6.41 0.1754

    GRS LMGIC 999 6.42 0.1752

    GRS LMGIC 999 6.43 0.1750

    GRS LMGIC 999 6.44 0.1747

    GRS LMGIC 999 6.45 0.1745

    GRS LMGIC 999 6.46 0.1743

    GRS LMGIC 999 6.47 0.1740

    GRS LMGIC 999 6.48 0.1738

    GRS LMGIC 999 6.49 0.1736

    GRS LMGIC 999 6.50 0.1733

    GRS LMGIC 999 6.51 0.1731

    GRS LMGIC 999 6.52 0.1729

    GRS LMGIC 999 6.53 0.1726

    GRS LMGIC 999 6.54 0.1724

    GRS LMGIC 999 6.55 0.1722

    GRS LMGIC 999 6.56 0.1720

    GRS LMGIC 999 6.57 0.1717

    GRS LMGIC 999 6.58 0.1715

    GRS LMGIC 999 6.59 0.1713

    GRS LMGIC 999 6.60 0.1711

    GRS LMGIC 999 6.61 0.1708

    GRS LMGIC 999 6.62 0.1706

    GRS LMGIC 999 6.63 0.1704

    GRS LMGIC 999 6.64 0.1702

    GRS LMGIC 999 6.65 0.1699

    GRS LMGIC 999 6.66 0.1697

    GRS LMGIC 999 6.67 0.1695

    GRS LMGIC 999 6.68 0.1693

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 6.69 0.1691

    GRS LMGIC 999 6.70 0.1688

    GRS LMGIC 999 6.71 0.1686

    GRS LMGIC 999 6.72 0.1684

    GRS LMGIC 999 6.73 0.1682

    GRS LMGIC 999 6.74 0.1680

    GRS LMGIC 999 6.75 0.1677

    GRS LMGIC 999 6.76 0.1675

    GRS LMGIC 999 6.77 0.1673

    GRS LMGIC 999 6.78 0.1671

    GRS LMGIC 999 6.79 0.1669

    GRS LMGIC 999 6.80 0.1667

    GRS LMGIC 999 6.81 0.1665

    GRS LMGIC 999 6.82 0.1662

    GRS LMGIC 999 6.83 0.1660

    GRS LMGIC 999 6.84 0.1658

    GRS LMGIC 999 6.85 0.1656

    GRS LMGIC 999 6.86 0.1654

    GRS LMGIC 999 6.87 0.1652

    GRS LMGIC 999 6.88 0.1650

    GRS LMGIC 999 6.89 0.1648

    GRS LMGIC 999 6.90 0.1646

    GRS LMGIC 999 6.91 0.1643

    GRS LMGIC 999 6.92 0.1641

    GRS LMGIC 999 6.93 0.1639

    GRS LMGIC 999 6.94 0.1637

    GRS LMGIC 999 6.95 0.1635

    GRS LMGIC 999 6.96 0.1633

    GRS LMGIC 999 6.97 0.1631

    GRS LMGIC 999 6.98 0.1629

    GRS LMGIC 999 6.99 0.1627

    GRS LMGIC 999 7.00 0.1625

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 7.01 0.1623

    GRS LMGIC 999 7.02 0.1621

    GRS LMGIC 999 7.03 0.1619

    GRS LMGIC 999 7.04 0.1617

    GRS LMGIC 999 7.05 0.1615

    GRS LMGIC 999 7.06 0.1613

    GRS LMGIC 999 7.07 0.1611

    GRS LMGIC 999 7.08 0.1609

    GRS LMGIC 999 7.09 0.1607

    GRS LMGIC 999 7.10 0.1605

    GRS LMGIC 999 7.11 0.1603

    GRS LMGIC 999 7.12 0.1601

    GRS LMGIC 999 7.13 0.1599

    GRS LMGIC 999 7.14 0.1597

    GRS LMGIC 999 7.15 0.1595

    GRS LMGIC 999 7.16 0.1593

    GRS LMGIC 999 7.17 0.1591

    GRS LMGIC 999 7.18 0.1589

    GRS LMGIC 999 7.19 0.1587

    GRS LMGIC 999 7.20 0.1585

    GRS LMGIC 999 7.21 0.1583

    GRS LMGIC 999 7.22 0.1582

    GRS LMGIC 999 7.23 0.1580

    GRS LMGIC 999 7.24 0.1578

    GRS LMGIC 999 7.25 0.1576

    GRS LMGIC 999 7.26 0.1574

    GRS LMGIC 999 7.27 0.1572

    GRS LMGIC 999 7.28 0.1570

    GRS LMGIC 999 7.29 0.1568

    GRS LMGIC 999 7.30 0.1566

    GRS LMGIC 999 7.31 0.1564

    GRS LMGIC 999 7.32 0.1563

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 7.33 0.1561

    GRS LMGIC 999 7.34 0.1559

    GRS LMGIC 999 7.35 0.1557

    GRS LMGIC 999 7.36 0.1555

    GRS LMGIC 999 7.37 0.1553

    GRS LMGIC 999 7.38 0.1551

    GRS LMGIC 999 7.39 0.1549

    GRS LMGIC 999 7.40 0.1548

    GRS LMGIC 999 7.41 0.1546

    GRS LMGIC 999 7.42 0.1544

    GRS LMGIC 999 7.43 0.1542

    GRS LMGIC 999 7.44 0.1540

    GRS LMGIC 999 7.45 0.1538

    GRS LMGIC 999 7.46 0.1537

    GRS LMGIC 999 7.47 0.1535

    GRS LMGIC 999 7.48 0.1533

    GRS LMGIC 999 7.49 0.1531

    GRS LMGIC 999 7.50 0.1529

    GRS LMGIC 999 7.51 0.1528

    GRS LMGIC 999 7.52 0.1526

    GRS LMGIC 999 7.53 0.1524

    GRS LMGIC 999 7.54 0.1522

    GRS LMGIC 999 7.55 0.1520

    GRS LMGIC 999 7.56 0.1519

    GRS LMGIC 999 7.57 0.1517

    GRS LMGIC 999 7.58 0.1515

    GRS LMGIC 999 7.59 0.1513

    GRS LMGIC 999 7.60 0.1512

    GRS LMGIC 999 7.61 0.1510

    GRS LMGIC 999 7.62 0.1508

    GRS LMGIC 999 7.63 0.1506

    GRS LMGIC 999 7.64 0.1505

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 7.65 0.1503

    GRS LMGIC 999 7.66 0.1501

    GRS LMGIC 999 7.67 0.1499

    GRS LMGIC 999 7.68 0.1498

    GRS LMGIC 999 7.69 0.1496

    GRS LMGIC 999 7.70 0.1494

    GRS LMGIC 999 7.71 0.1493

    GRS LMGIC 999 7.72 0.1491

    GRS LMGIC 999 7.73 0.1489

    GRS LMGIC 999 7.74 0.1487

    GRS LMGIC 999 7.75 0.1486

    GRS LMGIC 999 7.76 0.1484

    GRS LMGIC 999 7.77 0.1482

    GRS LMGIC 999 7.78 0.1481

    GRS LMGIC 999 7.79 0.1479

    GRS LMGIC 999 7.80 0.1477

    GRS LMGIC 999 7.81 0.1476

    GRS LMGIC 999 7.82 0.1474

    GRS LMGIC 999 7.83 0.1472

    GRS LMGIC 999 7.84 0.1471

    GRS LMGIC 999 7.85 0.1469

    GRS LMGIC 999 7.86 0.1467

    GRS LMGIC 999 7.87 0.1466

    GRS LMGIC 999 7.88 0.1464

    GRS LMGIC 999 7.89 0.1462

    GRS LMGIC 999 7.90 0.1461

    GRS LMGIC 999 7.91 0.1459

    GRS LMGIC 999 7.92 0.1457

    GRS LMGIC 999 7.93 0.1456

    GRS LMGIC 999 7.94 0.1454

    GRS LMGIC 999 7.95 0.1453

    GRS LMGIC 999 7.96 0.1451

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 7.97 0.1449

    GRS LMGIC 999 7.98 0.1448

    GRS LMGIC 999 7.99 0.1446

    GRS LMGIC 999 8.00 0.1444

    GRS LMGIC 999 8.01 0.1443

    GRS LMGIC 999 8.02 0.1441

    GRS LMGIC 999 8.03 0.1440

    GRS LMGIC 999 8.04 0.1438

    GRS LMGIC 999 8.05 0.1436

    GRS LMGIC 999 8.06 0.1435

    GRS LMGIC 999 8.07 0.1433

    GRS LMGIC 999 8.08 0.1432

    GRS LMGIC 999 8.09 0.1430

    GRS LMGIC 999 8.10 0.1429

    GRS LMGIC 999 8.11 0.1427

    GRS LMGIC 999 8.12 0.1425

    GRS LMGIC 999 8.13 0.1424

    GRS LMGIC 999 8.14 0.1422

    GRS LMGIC 999 8.15 0.1421

    GRS LMGIC 999 8.16 0.1419

    GRS LMGIC 999 8.17 0.1418

    GRS LMGIC 999 8.18 0.1416

    GRS LMGIC 999 8.19 0.1415

    GRS LMGIC 999 8.20 0.1413

    GRS LMGIC 999 8.21 0.1412

    GRS LMGIC 999 8.22 0.1410

    GRS LMGIC 999 8.23 0.1408

    GRS LMGIC 999 8.24 0.1407

    GRS LMGIC 999 8.25 0.1405

    GRS LMGIC 999 8.26 0.1404

    GRS LMGIC 999 8.27 0.1402

    GRS LMGIC 999 8.28 0.1401

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 8.29 0.1399

    GRS LMGIC 999 8.30 0.1398

    GRS LMGIC 999 8.31 0.1396

    GRS LMGIC 999 8.32 0.1395

    GRS LMGIC 999 8.33 0.1393

    GRS LMGIC 999 8.34 0.1392

    GRS LMGIC 999 8.35 0.1390

    GRS LMGIC 999 8.36 0.1389

    GRS LMGIC 999 8.37 0.1387

    GRS LMGIC 999 8.38 0.1386

    GRS LMGIC 999 8.39 0.1384

    GRS LMGIC 999 8.40 0.1383

    GRS LMGIC 999 8.41 0.1382

    GRS LMGIC 999 8.42 0.1380

    GRS LMGIC 999 8.43 0.1379

    GRS LMGIC 999 8.44 0.1377

    GRS LMGIC 999 8.45 0.1376

    GRS LMGIC 999 8.46 0.1374

    GRS LMGIC 999 8.47 0.1373

    GRS LMGIC 999 8.48 0.1371

    GRS LMGIC 999 8.49 0.1370

    GRS LMGIC 999 8.50 0.1368

    GRS LMGIC 999 8.51 0.1367

    GRS LMGIC 999 8.52 0.1366

    GRS LMGIC 999 8.53 0.1364

    GRS LMGIC 999 8.54 0.1363

    GRS LMGIC 999 8.55 0.1361

    GRS LMGIC 999 8.56 0.1360

    GRS LMGIC 999 8.57 0.1358

    GRS LMGIC 999 8.58 0.1357

    GRS LMGIC 999 8.59 0.1356

    GRS LMGIC 999 8.60 0.1354

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 8.61 0.1353

    GRS LMGIC 999 8.62 0.1351

    GRS LMGIC 999 8.63 0.1350

    GRS LMGIC 999 8.64 0.1349

    GRS LMGIC 999 8.65 0.1347

    GRS LMGIC 999 8.66 0.1346

    GRS LMGIC 999 8.67 0.1344

    GRS LMGIC 999 8.68 0.1343

    GRS LMGIC 999 8.69 0.1342

    GRS LMGIC 999 8.70 0.1340

    GRS LMGIC 999 8.71 0.1339

    GRS LMGIC 999 8.72 0.1337

    GRS LMGIC 999 8.73 0.1336

    GRS LMGIC 999 8.74 0.1335

    GRS LMGIC 999 8.75 0.1333

    GRS LMGIC 999 8.76 0.1332

    GRS LMGIC 999 8.77 0.1331

    GRS LMGIC 999 8.78 0.1329

    GRS LMGIC 999 8.79 0.1328

    GRS LMGIC 999 8.80 0.1327

    GRS LMGIC 999 8.81 0.1325

    GRS LMGIC 999 8.82 0.1324

    GRS LMGIC 999 8.83 0.1322

    GRS LMGIC 999 8.84 0.1321

    GRS LMGIC 999 8.85 0.1320

    GRS LMGIC 999 8.86 0.1318

    GRS LMGIC 999 8.87 0.1317

    GRS LMGIC 999 8.88 0.1316

    GRS LMGIC 999 8.89 0.1314

    GRS LMGIC 999 8.90 0.1313

    GRS LMGIC 999 8.91 0.1312

    GRS LMGIC 999 8.92 0.1310

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 8.93 0.1309

    GRS LMGIC 999 8.94 0.1308

    GRS LMGIC 999 8.95 0.1307

    GRS LMGIC 999 8.96 0.1305

    GRS LMGIC 999 8.97 0.1304

    GRS LMGIC 999 8.98 0.1303

    GRS LMGIC 999 8.99 0.1301

    GRS LMGIC 999 9.00 0.1300

    GRS LMGIC 999 9.01 0.1299

    GRS LMGIC 999 9.02 0.1297

    GRS LMGIC 999 9.03 0.1296

    GRS LMGIC 999 9.04 0.1295

    GRS LMGIC 999 9.05 0.1294

    GRS LMGIC 999 9.06 0.1292

    GRS LMGIC 999 9.07 0.1291

    GRS LMGIC 999 9.08 0.1290

    GRS LMGIC 999 9.09 0.1288

    GRS LMGIC 999 9.10 0.1287

    GRS LMGIC 999 9.11 0.1286

    GRS LMGIC 999 9.12 0.1285

    GRS LMGIC 999 9.13 0.1283

    GRS LMGIC 999 9.14 0.1282

    GRS LMGIC 999 9.15 0.1281

    GRS LMGIC 999 9.16 0.1280

    GRS LMGIC 999 9.17 0.1278

    GRS LMGIC 999 9.18 0.1277

    GRS LMGIC 999 9.19 0.1276

    GRS LMGIC 999 9.20 0.1275

    GRS LMGIC 999 9.21 0.1273

    GRS LMGIC 999 9.22 0.1272

    GRS LMGIC 999 9.23 0.1271

    GRS LMGIC 999 9.24 0.1270

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 9.25 0.1268

    GRS LMGIC 999 9.26 0.1267

    GRS LMGIC 999 9.27 0.1266

    GRS LMGIC 999 9.28 0.1265

    GRS LMGIC 999 9.29 0.1263

    GRS LMGIC 999 9.30 0.1262

    GRS LMGIC 999 9.31 0.1261

    GRS LMGIC 999 9.32 0.1260

    GRS LMGIC 999 9.33 0.1258

    GRS LMGIC 999 9.34 0.1257

    GRS LMGIC 999 9.35 0.1256

    GRS LMGIC 999 9.36 0.1255

    GRS LMGIC 999 9.37 0.1254

    GRS LMGIC 999 9.38 0.1252

    GRS LMGIC 999 9.39 0.1251

    GRS LMGIC 999 9.40 0.1250

    GRS LMGIC 999 9.41 0.1249

    GRS LMGIC 999 9.42 0.1248

    GRS LMGIC 999 9.43 0.1246

    GRS LMGIC 999 9.44 0.1245

    GRS LMGIC 999 9.45 0.1244

    GRS LMGIC 999 9.46 0.1243

    GRS LMGIC 999 9.47 0.1242

    GRS LMGIC 999 9.48 0.1240

    GRS LMGIC 999 9.49 0.1239

    GRS LMGIC 999 9.50 0.1238

    GRS LMGIC 999 9.51 0.1237

    GRS LMGIC 999 9.52 0.1236

    GRS LMGIC 999 9.53 0.1235

    GRS LMGIC 999 9.54 0.1233

    GRS LMGIC 999 9.55 0.1232

    GRS LMGIC 999 9.56 0.1231

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 9.57 0.1230

    GRS LMGIC 999 9.58 0.1229

    GRS LMGIC 999 9.59 0.1228

    GRS LMGIC 999 9.60 0.1226

    GRS LMGIC 999 9.61 0.1225

    GRS LMGIC 999 9.62 0.1224

    GRS LMGIC 999 9.63 0.1223

    GRS LMGIC 999 9.64 0.1222

    GRS LMGIC 999 9.65 0.1221

    GRS LMGIC 999 9.66 0.1220

    GRS LMGIC 999 9.67 0.1218

    GRS LMGIC 999 9.68 0.1217

    GRS LMGIC 999 9.69 0.1216

    GRS LMGIC 999 9.70 0.1215

    GRS LMGIC 999 9.71 0.1214

    GRS LMGIC 999 9.72 0.1213

    GRS LMGIC 999 9.73 0.1212

    GRS LMGIC 999 9.74 0.1210

    GRS LMGIC 999 9.75 0.1209

    GRS LMGIC 999 9.76 0.1208

    GRS LMGIC 999 9.77 0.1207

    GRS LMGIC 999 9.78 0.1206

    GRS LMGIC 999 9.79 0.1205

    GRS LMGIC 999 9.80 0.1204

    GRS LMGIC 999 9.81 0.1203

    GRS LMGIC 999 9.82 0.1201

    GRS LMGIC 999 9.83 0.1200

    GRS LMGIC 999 9.84 0.1199

    GRS LMGIC 999 9.85 0.1198

    GRS LMGIC 999 9.86 0.1197

    GRS LMGIC 999 9.87 0.1196

    GRS LMGIC 999 9.88 0.1195

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LMGIC 999 9.89 0.1194

    GRS LMGIC 999 9.90 0.1193

    GRS LMGIC 999 9.91 0.1192

    GRS LMGIC 999 9.92 0.1190

    GRS LMGIC 999 9.93 0.1189

    GRS LMGIC 999 9.94 0.1188

    GRS LMGIC 999 9.95 0.1187

    GRS LMGIC 999 9.96 0.1186

    GRS LMGIC 999 9.97 0.1185

    GRS LMGIC 999 9.98 0.1184

    GRS LMGIC 999 9.99 0.1183

    GRS LM-IC 999 -0.99 96.0000

    GRS LM-IC 999 -0.98 48.0000

    GRS LM-IC 999 -0.97 32.0000

    GRS LM-IC 999 -0.96 24.0000

    GRS LM-IC 999 -0.95 19.2000

    GRS LM-IC 999 -0.94 16.0000

    GRS LM-IC 999 -0.93 13.7143

    GRS LM-IC 999 -0.92 12.0000

    GRS LM-IC 999 -0.91 10.6667

    GRS LM-IC 999 -0.90 9.6000

    GRS LM-IC 999 -0.89 8.7273

    GRS LM-IC 999 -0.88 8.0000

    GRS LM-IC 999 -0.87 7.3846

    GRS LM-IC 999 -0.86 6.8571

    GRS LM-IC 999 -0.85 6.4000

    GRS LM-IC 999 -0.84 6.0000

    GRS LM-IC 999 -0.83 5.6471

    GRS LM-IC 999 -0.82 5.3333

    GRS LM-IC 999 -0.81 5.0526

    GRS LM-IC 999 -0.80 4.8000

    GRS LM-IC 999 -0.79 4.5714

    GRS LM-IC 999 -0.78 4.3636

    GRS LM-IC 999 -0.77 4.1739

    GRS LM-IC 999 -0.76 4.0000

    GRS LM-IC 999 -0.75 3.8400

    GRS LM-IC 999 -0.74 3.6923

    GRS LM-IC 999 -0.73 3.5556

    GRS LM-IC 999 -0.72 3.4286

    Version 2.02 Effective Per Page ALM General Insurance Company

    LM Insurance CorporationS02

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 -0.71 3.3103

    GRS LM-IC 999 -0.70 3.2333

    GRS LM-IC 999 -0.69 3.1290

    GRS LM-IC 999 -0.68 3.0313

    GRS LM-IC 999 -0.67 2.9394

    GRS LM-IC 999 -0.66 2.8529

    GRS LM-IC 999 -0.65 2.7714

    GRS LM-IC 999 -0.64 2.6944

    GRS LM-IC 999 -0.63 2.6216

    GRS LM-IC 999 -0.62 2.5526

    GRS LM-IC 999 -0.61 2.4872

    GRS LM-IC 999 -0.60 2.4250

    GRS LM-IC 999 -0.59 2.3659

    GRS LM-IC 999 -0.58 2.3095

    GRS LM-IC 999 -0.57 2.2558

    GRS LM-IC 999 -0.56 2.2045

    GRS LM-IC 999 -0.55 2.1556

    GRS LM-IC 999 -0.54 2.1087

    GRS LM-IC 999 -0.53 2.0638

    GRS LM-IC 999 -0.52 2.0208

    GRS LM-IC 999 -0.51 1.9796

    GRS LM-IC 999 -0.50 1.9400

    GRS LM-IC 999 -0.49 1.9020

    GRS LM-IC 999 -0.48 1.8654

    GRS LM-IC 999 -0.47 1.8302

    GRS LM-IC 999 -0.46 1.7963

    GRS LM-IC 999 -0.45 1.7636

    GRS LM-IC 999 -0.44 1.7321

    GRS LM-IC 999 -0.43 1.7018

    GRS LM-IC 999 -0.42 1.6724

    GRS LM-IC 999 -0.41 1.6441

    GRS LM-IC 999 -0.40 1.6167

    GRS LM-IC 999 -0.39 1.5902

    GRS LM-IC 999 -0.38 1.5645

    GRS LM-IC 999 -0.37 1.5397

    GRS LM-IC 999 -0.36 1.5156

    GRS LM-IC 999 -0.35 1.4923

    GRS LM-IC 999 -0.34 1.4697

    GRS LM-IC 999 -0.33 1.4478

    GRS LM-IC 999 -0.32 1.4265

    GRS LM-IC 999 -0.31 1.4058

    GRS LM-IC 999 -0.30 1.3929

    Version 2.02 Effective Per Page ALM General Insurance Company

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 -0.29 1.3732

    GRS LM-IC 999 -0.28 1.3542

    GRS LM-IC 999 -0.27 1.3356

    GRS LM-IC 999 -0.26 1.3176

    GRS LM-IC 999 -0.25 1.3000

    GRS LM-IC 999 -0.24 1.2829

    GRS LM-IC 999 -0.23 1.2662

    GRS LM-IC 999 -0.22 1.2500

    GRS LM-IC 999 -0.21 1.2342

    GRS LM-IC 999 -0.20 1.2250

    GRS LM-IC 999 -0.19 1.2099

    GRS LM-IC 999 -0.18 1.1951

    GRS LM-IC 999 -0.17 1.1807

    GRS LM-IC 999 -0.16 1.1667

    GRS LM-IC 999 -0.15 1.1529

    GRS LM-IC 999 -0.14 1.1395

    GRS LM-IC 999 -0.13 1.1264

    GRS LM-IC 999 -0.12 1.1136

    GRS LM-IC 999 -0.11 1.1011

    GRS LM-IC 999 -0.10 1.1000

    GRS LM-IC 999 -0.09 1.0879

    GRS LM-IC 999 -0.08 1.0761

    GRS LM-IC 999 -0.07 1.0645

    GRS LM-IC 999 -0.06 1.0532

    GRS LM-IC 999 -0.05 1.0421

    GRS LM-IC 999 -0.04 1.0313

    GRS LM-IC 999 -0.03 1.0206

    GRS LM-IC 999 -0.02 1.0102

    GRS LM-IC 999 -0.01 1.0101

    GRS LM-IC 999 0.00 1.0000

    GRS LM-IC 999 0.01 1.0891

    GRS LM-IC 999 0.02 1.0784

    GRS LM-IC 999 0.03 1.0680

    GRS LM-IC 999 0.04 1.0577

    GRS LM-IC 999 0.05 1.0476

    GRS LM-IC 999 0.06 1.0377

    GRS LM-IC 999 0.07 1.0280

    GRS LM-IC 999 0.08 1.0185

    GRS LM-IC 999 0.09 1.0092

    GRS LM-IC 999 0.10 1.0455

    GRS LM-IC 999 0.11 1.0360

    GRS LM-IC 999 0.12 1.0268

    Version 2.02 Effective Per Page ALM General Insurance Company

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 0.13 1.0177

    GRS LM-IC 999 0.14 1.0088

    GRS LM-IC 999 0.15 1.0435

    GRS LM-IC 999 0.16 1.0345

    GRS LM-IC 999 0.17 1.0256

    GRS LM-IC 999 0.18 1.0169

    GRS LM-IC 999 0.19 1.0084

    GRS LM-IC 999 0.20 1.0250

    GRS LM-IC 999 0.21 1.0165

    GRS LM-IC 999 0.22 1.0082

    GRS LM-IC 999 0.23 1.0000

    GRS LM-IC 999 0.24 0.9919

    GRS LM-IC 999 0.25 0.9840

    GRS LM-IC 999 0.26 0.9762

    GRS LM-IC 999 0.27 0.9685

    GRS LM-IC 999 0.28 0.9609

    GRS LM-IC 999 0.29 0.9535

    GRS LM-IC 999 0.30 0.9615

    GRS LM-IC 999 0.31 0.9542

    GRS LM-IC 999 0.32 0.9470

    GRS LM-IC 999 0.33 0.9398

    GRS LM-IC 999 0.34 0.9328

    GRS LM-IC 999 0.35 0.9259

    GRS LM-IC 999 0.36 0.9191

    GRS LM-IC 999 0.37 0.9124

    GRS LM-IC 999 0.38 0.9058

    GRS LM-IC 999 0.39 0.8993

    GRS LM-IC 999 0.40 0.9143

    GRS LM-IC 999 0.41 0.9078

    GRS LM-IC 999 0.42 0.9014

    GRS LM-IC 999 0.43 0.8951

    GRS LM-IC 999 0.44 0.8889

    GRS LM-IC 999 0.45 0.8828

    GRS LM-IC 999 0.46 0.8767

    GRS LM-IC 999 0.47 0.8707

    GRS LM-IC 999 0.48 0.8649

    GRS LM-IC 999 0.49 0.8591

    GRS LM-IC 999 0.50 0.8533

    GRS LM-IC 999 0.51 0.8477

    GRS LM-IC 999 0.52 0.8421

    GRS LM-IC 999 0.53 0.8366

    GRS LM-IC 999 0.54 0.8312

    Version 2.02 Effective Per Page ALM General Insurance Company

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 0.55 0.8258

    GRS LM-IC 999 0.56 0.8205

    GRS LM-IC 999 0.57 0.8153

    GRS LM-IC 999 0.58 0.8101

    GRS LM-IC 999 0.59 0.8050

    GRS LM-IC 999 0.60 0.8000

    GRS LM-IC 999 0.61 0.7950

    GRS LM-IC 999 0.62 0.7901

    GRS LM-IC 999 0.63 0.7853

    GRS LM-IC 999 0.64 0.7805

    GRS LM-IC 999 0.65 0.7758

    GRS LM-IC 999 0.66 0.7711

    GRS LM-IC 999 0.67 0.7665

    GRS LM-IC 999 0.68 0.7619

    GRS LM-IC 999 0.69 0.7574

    GRS LM-IC 999 0.70 0.7647

    GRS LM-IC 999 0.71 0.7602

    GRS LM-IC 999 0.72 0.7558

    GRS LM-IC 999 0.73 0.7514

    GRS LM-IC 999 0.74 0.7471

    GRS LM-IC 999 0.75 0.7429

    GRS LM-IC 999 0.76 0.7386

    GRS LM-IC 999 0.77 0.7345

    GRS LM-IC 999 0.78 0.7303

    GRS LM-IC 999 0.79 0.7263

    GRS LM-IC 999 0.80 0.7222

    GRS LM-IC 999 0.81 0.7182

    GRS LM-IC 999 0.82 0.7143

    GRS LM-IC 999 0.83 0.7104

    GRS LM-IC 999 0.84 0.7065

    GRS LM-IC 999 0.85 0.7027

    GRS LM-IC 999 0.86 0.6989

    GRS LM-IC 999 0.87 0.6952

    GRS LM-IC 999 0.88 0.6915

    GRS LM-IC 999 0.89 0.6878

    GRS LM-IC 999 0.90 0.6842

    GRS LM-IC 999 0.91 0.6806

    GRS LM-IC 999 0.92 0.6771

    GRS LM-IC 999 0.93 0.6736

    GRS LM-IC 999 0.94 0.6701

    GRS LM-IC 999 0.95 0.6667

    GRS LM-IC 999 0.96 0.6633

    Version 2.02 Effective Per Page ALM General Insurance Company

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 0.97 0.6599

    GRS LM-IC 999 0.98 0.6566

    GRS LM-IC 999 0.99 0.6533

    GRS LM-IC 999 1.00 0.6500

    GRS LM-IC 999 1.01 0.6468

    GRS LM-IC 999 1.02 0.6436

    GRS LM-IC 999 1.03 0.6404

    GRS LM-IC 999 1.04 0.6373

    GRS LM-IC 999 1.05 0.6341

    GRS LM-IC 999 1.06 0.6311

    GRS LM-IC 999 1.07 0.6280

    GRS LM-IC 999 1.08 0.6250

    GRS LM-IC 999 1.09 0.6220

    GRS LM-IC 999 1.10 0.6190

    GRS LM-IC 999 1.11 0.6161

    GRS LM-IC 999 1.12 0.6132

    GRS LM-IC 999 1.13 0.6103

    GRS LM-IC 999 1.14 0.6075

    GRS LM-IC 999 1.15 0.6047

    GRS LM-IC 999 1.16 0.6019

    GRS LM-IC 999 1.17 0.5991

    GRS LM-IC 999 1.18 0.5963

    GRS LM-IC 999 1.19 0.5936

    GRS LM-IC 999 1.20 0.5909

    GRS LM-IC 999 1.21 0.5882

    GRS LM-IC 999 1.22 0.5856

    GRS LM-IC 999 1.23 0.5830

    GRS LM-IC 999 1.24 0.5804

    GRS LM-IC 999 1.25 0.5778

    GRS LM-IC 999 1.26 0.5752

    GRS LM-IC 999 1.27 0.5727

    GRS LM-IC 999 1.28 0.5702

    GRS LM-IC 999 1.29 0.5677

    GRS LM-IC 999 1.30 0.5652

    GRS LM-IC 999 1.31 0.5628

    GRS LM-IC 999 1.32 0.5603

    GRS LM-IC 999 1.33 0.5579

    GRS LM-IC 999 1.34 0.5556

    GRS LM-IC 999 1.35 0.5532

    GRS LM-IC 999 1.36 0.5508

    GRS LM-IC 999 1.37 0.5485

    GRS LM-IC 999 1.38 0.5462

    Version 2.02 Effective Per Page ALM General Insurance Company

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 1.39 0.5439

    GRS LM-IC 999 1.40 0.5417

    GRS LM-IC 999 1.41 0.5394

    GRS LM-IC 999 1.42 0.5372

    GRS LM-IC 999 1.43 0.5350

    GRS LM-IC 999 1.44 0.5328

    GRS LM-IC 999 1.45 0.5306

    GRS LM-IC 999 1.46 0.5285

    GRS LM-IC 999 1.47 0.5263

    GRS LM-IC 999 1.48 0.5242

    GRS LM-IC 999 1.49 0.5221

    GRS LM-IC 999 1.50 0.5200

    GRS LM-IC 999 1.51 0.5179

    GRS LM-IC 999 1.52 0.5159

    GRS LM-IC 999 1.53 0.5138

    GRS LM-IC 999 1.54 0.5118

    GRS LM-IC 999 1.55 0.5098

    GRS LM-IC 999 1.56 0.5078

    GRS LM-IC 999 1.57 0.5058

    GRS LM-IC 999 1.58 0.5039

    GRS LM-IC 999 1.59 0.5019

    GRS LM-IC 999 1.60 0.5000

    GRS LM-IC 999 1.61 0.4981

    GRS LM-IC 999 1.62 0.4962

    GRS LM-IC 999 1.63 0.4943

    GRS LM-IC 999 1.64 0.4924

    GRS LM-IC 999 1.65 0.4906

    GRS LM-IC 999 1.66 0.4887

    GRS LM-IC 999 1.67 0.4869

    GRS LM-IC 999 1.68 0.4851

    GRS LM-IC 999 1.69 0.4833

    GRS LM-IC 999 1.70 0.4815

    GRS LM-IC 999 1.71 0.4797

    GRS LM-IC 999 1.72 0.4779

    GRS LM-IC 999 1.73 0.4762

    GRS LM-IC 999 1.74 0.4745

    GRS LM-IC 999 1.75 0.4727

    GRS LM-IC 999 1.76 0.4710

    GRS LM-IC 999 1.77 0.4693

    GRS LM-IC 999 1.78 0.4676

    GRS LM-IC 999 1.79 0.4659

    GRS LM-IC 999 1.80 0.4643

    Version 2.02 Effective Per Page ALM General Insurance Company

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 1.81 0.4626

    GRS LM-IC 999 1.82 0.4610

    GRS LM-IC 999 1.83 0.4594

    GRS LM-IC 999 1.84 0.4577

    GRS LM-IC 999 1.85 0.4561

    GRS LM-IC 999 1.86 0.4545

    GRS LM-IC 999 1.87 0.4530

    GRS LM-IC 999 1.88 0.4514

    GRS LM-IC 999 1.89 0.4498

    GRS LM-IC 999 1.90 0.4483

    GRS LM-IC 999 1.91 0.4467

    GRS LM-IC 999 1.92 0.4452

    GRS LM-IC 999 1.93 0.4437

    GRS LM-IC 999 1.94 0.4422

    GRS LM-IC 999 1.95 0.4407

    GRS LM-IC 999 1.96 0.4392

    GRS LM-IC 999 1.97 0.4377

    GRS LM-IC 999 1.98 0.4362

    GRS LM-IC 999 1.99 0.4348

    GRS LM-IC 999 2.00 0.4333

    GRS LM-IC 999 2.01 0.4319

    GRS LM-IC 999 2.02 0.4305

    GRS LM-IC 999 2.03 0.4290

    GRS LM-IC 999 2.04 0.4276

    GRS LM-IC 999 2.05 0.4262

    GRS LM-IC 999 2.06 0.4248

    GRS LM-IC 999 2.07 0.4235

    GRS LM-IC 999 2.08 0.4221

    GRS LM-IC 999 2.09 0.4207

    GRS LM-IC 999 2.10 0.4194

    GRS LM-IC 999 2.11 0.4180

    GRS LM-IC 999 2.12 0.4167

    GRS LM-IC 999 2.13 0.4153

    GRS LM-IC 999 2.14 0.4140

    GRS LM-IC 999 2.15 0.4127

    GRS LM-IC 999 2.16 0.4114

    GRS LM-IC 999 2.17 0.4101

    GRS LM-IC 999 2.18 0.4088

    GRS LM-IC 999 2.19 0.4075

    GRS LM-IC 999 2.20 0.4063

    GRS LM-IC 999 2.21 0.4050

    GRS LM-IC 999 2.22 0.4037

    Version 2.02 Effective Per Page ALM General Insurance Company

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 2.23 0.4025

    GRS LM-IC 999 2.24 0.4012

    GRS LM-IC 999 2.25 0.4000

    GRS LM-IC 999 2.26 0.3988

    GRS LM-IC 999 2.27 0.3976

    GRS LM-IC 999 2.28 0.3963

    GRS LM-IC 999 2.29 0.3951

    GRS LM-IC 999 2.30 0.3939

    GRS LM-IC 999 2.31 0.3927

    GRS LM-IC 999 2.32 0.3916

    GRS LM-IC 999 2.33 0.3904

    GRS LM-IC 999 2.34 0.3892

    GRS LM-IC 999 2.35 0.3881

    GRS LM-IC 999 2.36 0.3869

    GRS LM-IC 999 2.37 0.3858

    GRS LM-IC 999 2.38 0.3846

    GRS LM-IC 999 2.39 0.3835

    GRS LM-IC 999 2.40 0.3824

    GRS LM-IC 999 2.41 0.3812

    GRS LM-IC 999 2.42 0.3801

    GRS LM-IC 999 2.43 0.3790

    GRS LM-IC 999 2.44 0.3779

    GRS LM-IC 999 2.45 0.3768

    GRS LM-IC 999 2.46 0.3757

    GRS LM-IC 999 2.47 0.3746

    GRS LM-IC 999 2.48 0.3736

    GRS LM-IC 999 2.49 0.3725

    GRS LM-IC 999 2.50 0.3714

    GRS LM-IC 999 2.51 0.3704

    GRS LM-IC 999 2.52 0.3693

    GRS LM-IC 999 2.53 0.3683

    GRS LM-IC 999 2.54 0.3672

    GRS LM-IC 999 2.55 0.3662

    GRS LM-IC 999 2.56 0.3652

    GRS LM-IC 999 2.57 0.3641

    GRS LM-IC 999 2.58 0.3631

    GRS LM-IC 999 2.59 0.3621

    GRS LM-IC 999 2.60 0.3611

    GRS LM-IC 999 2.61 0.3601

    GRS LM-IC 999 2.62 0.3591

    GRS LM-IC 999 2.63 0.3581

    GRS LM-IC 999 2.64 0.3571

    Version 2.02 Effective Per Page ALM General Insurance Company

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 2.65 0.3562

    GRS LM-IC 999 2.66 0.3552

    GRS LM-IC 999 2.67 0.3542

    GRS LM-IC 999 2.68 0.3533

    GRS LM-IC 999 2.69 0.3523

    GRS LM-IC 999 2.70 0.3514

    GRS LM-IC 999 2.71 0.3504

    GRS LM-IC 999 2.72 0.3495

    GRS LM-IC 999 2.73 0.3485

    GRS LM-IC 999 2.74 0.3476

    GRS LM-IC 999 2.75 0.3467

    GRS LM-IC 999 2.76 0.3457

    GRS LM-IC 999 2.77 0.3448

    GRS LM-IC 999 2.78 0.3439

    GRS LM-IC 999 2.79 0.3430

    GRS LM-IC 999 2.80 0.3421

    GRS LM-IC 999 2.81 0.3412

    GRS LM-IC 999 2.82 0.3403

    GRS LM-IC 999 2.83 0.3394

    GRS LM-IC 999 2.84 0.3385

    GRS LM-IC 999 2.85 0.3377

    GRS LM-IC 999 2.86 0.3368

    GRS LM-IC 999 2.87 0.3359

    GRS LM-IC 999 2.88 0.3351

    GRS LM-IC 999 2.89 0.3342

    GRS LM-IC 999 2.90 0.3333

    GRS LM-IC 999 2.91 0.3325

    GRS LM-IC 999 2.92 0.3316

    GRS LM-IC 999 2.93 0.3308

    GRS LM-IC 999 2.94 0.3299

    GRS LM-IC 999 2.95 0.3291

    GRS LM-IC 999 2.96 0.3283

    GRS LM-IC 999 2.97 0.3275

    GRS LM-IC 999 2.98 0.3266

    GRS LM-IC 999 2.99 0.3258

    GRS LM-IC 999 3.00 0.3250

    GRS LM-IC 999 3.01 0.3242

    GRS LM-IC 999 3.02 0.3234

    GRS LM-IC 999 3.03 0.3226

    GRS LM-IC 999 3.04 0.3218

    GRS LM-IC 999 3.05 0.3210

    GRS LM-IC 999 3.06 0.3202

    Version 2.02 Effective Per Page ALM General Insurance Company

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 3.07 0.3194

    GRS LM-IC 999 3.08 0.3186

    GRS LM-IC 999 3.09 0.3178

    GRS LM-IC 999 3.10 0.3171

    GRS LM-IC 999 3.11 0.3163

    GRS LM-IC 999 3.12 0.3155

    GRS LM-IC 999 3.13 0.3148

    GRS LM-IC 999 3.14 0.3140

    GRS LM-IC 999 3.15 0.3133

    GRS LM-IC 999 3.16 0.3125

    GRS LM-IC 999 3.17 0.3118

    GRS LM-IC 999 3.18 0.3110

    GRS LM-IC 999 3.19 0.3103

    GRS LM-IC 999 3.20 0.3095

    GRS LM-IC 999 3.21 0.3088

    GRS LM-IC 999 3.22 0.3081

    GRS LM-IC 999 3.23 0.3073

    GRS LM-IC 999 3.24 0.3066

    GRS LM-IC 999 3.25 0.3059

    GRS LM-IC 999 3.26 0.3052

    GRS LM-IC 999 3.27 0.3044

    GRS LM-IC 999 3.28 0.3037

    GRS LM-IC 999 3.29 0.3030

    GRS LM-IC 999 3.30 0.3023

    GRS LM-IC 999 3.31 0.3016

    GRS LM-IC 999 3.32 0.3009

    GRS LM-IC 999 3.33 0.3002

    GRS LM-IC 999 3.34 0.2995

    GRS LM-IC 999 3.35 0.2989

    GRS LM-IC 999 3.36 0.2982

    GRS LM-IC 999 3.37 0.2975

    GRS LM-IC 999 3.38 0.2968

    GRS LM-IC 999 3.39 0.2961

    GRS LM-IC 999 3.40 0.2955

    GRS LM-IC 999 3.41 0.2948

    GRS LM-IC 999 3.42 0.2941

    GRS LM-IC 999 3.43 0.2935

    GRS LM-IC 999 3.44 0.2928

    GRS LM-IC 999 3.45 0.2921

    GRS LM-IC 999 3.46 0.2915

    GRS LM-IC 999 3.47 0.2908

    GRS LM-IC 999 3.48 0.2902

    Version 2.02 Effective Per Page ALM General Insurance Company

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 3.49 0.2895

    GRS LM-IC 999 3.50 0.2889

    GRS LM-IC 999 3.51 0.2882

    GRS LM-IC 999 3.52 0.2876

    GRS LM-IC 999 3.53 0.2870

    GRS LM-IC 999 3.54 0.2863

    GRS LM-IC 999 3.55 0.2857

    GRS LM-IC 999 3.56 0.2851

    GRS LM-IC 999 3.57 0.2845

    GRS LM-IC 999 3.58 0.2838

    GRS LM-IC 999 3.59 0.2832

    GRS LM-IC 999 3.60 0.2826

    GRS LM-IC 999 3.61 0.2820

    GRS LM-IC 999 3.62 0.2814

    GRS LM-IC 999 3.63 0.2808

    GRS LM-IC 999 3.64 0.2802

    GRS LM-IC 999 3.65 0.2796

    GRS LM-IC 999 3.66 0.2790

    GRS LM-IC 999 3.67 0.2784

    GRS LM-IC 999 3.68 0.2778

    GRS LM-IC 999 3.69 0.2772

    GRS LM-IC 999 3.70 0.2766

    GRS LM-IC 999 3.71 0.2760

    GRS LM-IC 999 3.72 0.2754

    GRS LM-IC 999 3.73 0.2748

    GRS LM-IC 999 3.74 0.2743

    GRS LM-IC 999 3.75 0.2737

    GRS LM-IC 999 3.76 0.2731

    GRS LM-IC 999 3.77 0.2725

    GRS LM-IC 999 3.78 0.2720

    GRS LM-IC 999 3.79 0.2714

    GRS LM-IC 999 3.80 0.2708

    GRS LM-IC 999 3.81 0.2703

    GRS LM-IC 999 3.82 0.2697

    GRS LM-IC 999 3.83 0.2692

    GRS LM-IC 999 3.84 0.2686

    GRS LM-IC 999 3.85 0.2680

    GRS LM-IC 999 3.86 0.2675

    GRS LM-IC 999 3.87 0.2669

    GRS LM-IC 999 3.88 0.2664

    GRS LM-IC 999 3.89 0.2658

    GRS LM-IC 999 3.90 0.2653

    Version 2.02 Effective Per Page ALM General Insurance Company

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 3.91 0.2648

    GRS LM-IC 999 3.92 0.2642

    GRS LM-IC 999 3.93 0.2637

    GRS LM-IC 999 3.94 0.2632

    GRS LM-IC 999 3.95 0.2626

    GRS LM-IC 999 3.96 0.2621

    GRS LM-IC 999 3.97 0.2616

    GRS LM-IC 999 3.98 0.2610

    GRS LM-IC 999 3.99 0.2605

    GRS LM-IC 999 4.00 0.2600

    GRS LM-IC 999 4.01 0.2595

    GRS LM-IC 999 4.02 0.2590

    GRS LM-IC 999 4.03 0.2584

    GRS LM-IC 999 4.04 0.2579

    GRS LM-IC 999 4.05 0.2574

    GRS LM-IC 999 4.06 0.2569

    GRS LM-IC 999 4.07 0.2564

    GRS LM-IC 999 4.08 0.2559

    GRS LM-IC 999 4.09 0.2554

    GRS LM-IC 999 4.10 0.2549

    GRS LM-IC 999 4.11 0.2544

    GRS LM-IC 999 4.12 0.2539

    GRS LM-IC 999 4.13 0.2534

    GRS LM-IC 999 4.14 0.2529

    GRS LM-IC 999 4.15 0.2524

    GRS LM-IC 999 4.16 0.2519

    GRS LM-IC 999 4.17 0.2515

    GRS LM-IC 999 4.18 0.2510

    GRS LM-IC 999 4.19 0.2505

    GRS LM-IC 999 4.20 0.2500

    GRS LM-IC 999 4.21 0.2495

    GRS LM-IC 999 4.22 0.2490

    GRS LM-IC 999 4.23 0.2486

    GRS LM-IC 999 4.24 0.2481

    GRS LM-IC 999 4.25 0.2476

    GRS LM-IC 999 4.26 0.2471

    GRS LM-IC 999 4.27 0.2467

    GRS LM-IC 999 4.28 0.2462

    GRS LM-IC 999 4.29 0.2457

    GRS LM-IC 999 4.30 0.2453

    GRS LM-IC 999 4.31 0.2448

    GRS LM-IC 999 4.32 0.2444

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 4.33 0.2439

    GRS LM-IC 999 4.34 0.2434

    GRS LM-IC 999 4.35 0.2430

    GRS LM-IC 999 4.36 0.2425

    GRS LM-IC 999 4.37 0.2421

    GRS LM-IC 999 4.38 0.2416

    GRS LM-IC 999 4.39 0.2412

    GRS LM-IC 999 4.40 0.2407

    GRS LM-IC 999 4.41 0.2403

    GRS LM-IC 999 4.42 0.2399

    GRS LM-IC 999 4.43 0.2394

    GRS LM-IC 999 4.44 0.2390

    GRS LM-IC 999 4.45 0.2385

    GRS LM-IC 999 4.46 0.2381

    GRS LM-IC 999 4.47 0.2377

    GRS LM-IC 999 4.48 0.2372

    GRS LM-IC 999 4.49 0.2368

    GRS LM-IC 999 4.50 0.2364

    GRS LM-IC 999 4.51 0.2359

    GRS LM-IC 999 4.52 0.2355

    GRS LM-IC 999 4.53 0.2351

    GRS LM-IC 999 4.54 0.2347

    GRS LM-IC 999 4.55 0.2342

    GRS LM-IC 999 4.56 0.2338

    GRS LM-IC 999 4.57 0.2334

    GRS LM-IC 999 4.58 0.2330

    GRS LM-IC 999 4.59 0.2326

    GRS LM-IC 999 4.60 0.2321

    GRS LM-IC 999 4.61 0.2317

    GRS LM-IC 999 4.62 0.2313

    GRS LM-IC 999 4.63 0.2309

    GRS LM-IC 999 4.64 0.2305

    GRS LM-IC 999 4.65 0.2301

    GRS LM-IC 999 4.66 0.2297

    GRS LM-IC 999 4.67 0.2293

    GRS LM-IC 999 4.68 0.2289

    GRS LM-IC 999 4.69 0.2285

    GRS LM-IC 999 4.70 0.2281

    GRS LM-IC 999 4.71 0.2277

    GRS LM-IC 999 4.72 0.2273

    GRS LM-IC 999 4.73 0.2269

    GRS LM-IC 999 4.74 0.2265

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    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 4.75 0.2261

    GRS LM-IC 999 4.76 0.2257

    GRS LM-IC 999 4.77 0.2253

    GRS LM-IC 999 4.78 0.2249

    GRS LM-IC 999 4.79 0.2245

    GRS LM-IC 999 4.80 0.2241

    GRS LM-IC 999 4.81 0.2238

    GRS LM-IC 999 4.82 0.2234

    GRS LM-IC 999 4.83 0.2230

    GRS LM-IC 999 4.84 0.2226

    GRS LM-IC 999 4.85 0.2222

    GRS LM-IC 999 4.86 0.2218

    GRS LM-IC 999 4.87 0.2215

    GRS LM-IC 999 4.88 0.2211

    GRS LM-IC 999 4.89 0.2207

    GRS LM-IC 999 4.90 0.2203

    GRS LM-IC 999 4.91 0.2200

    GRS LM-IC 999 4.92 0.2196

    GRS LM-IC 999 4.93 0.2192

    GRS LM-IC 999 4.94 0.2189

    GRS LM-IC 999 4.95 0.2185

    GRS LM-IC 999 4.96 0.2181

    GRS LM-IC 999 4.97 0.2178

    GRS LM-IC 999 4.98 0.2174

    GRS LM-IC 999 4.99 0.2170

    GRS LM-IC 999 5.00 0.2167

    GRS LM-IC 999 5.01 0.2163

    GRS LM-IC 999 5.02 0.2159

    GRS LM-IC 999 5.03 0.2156

    GRS LM-IC 999 5.04 0.2152

    GRS LM-IC 999 5.05 0.2149

    GRS LM-IC 999 5.06 0.2145

    GRS LM-IC 999 5.07 0.2142

    GRS LM-IC 999 5.08 0.2138

    GRS LM-IC 999 5.09 0.2135

    GRS LM-IC 999 5.10 0.2131

    GRS LM-IC 999 5.11 0.2128

    GRS LM-IC 999 5.12 0.2124

    GRS LM-IC 999 5.13 0.2121

    GRS LM-IC 999 5.14 0.2117

    GRS LM-IC 999 5.15 0.2114

    GRS LM-IC 999 5.16 0.2110

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    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 5.17 0.2107

    GRS LM-IC 999 5.18 0.2104

    GRS LM-IC 999 5.19 0.2100

    GRS LM-IC 999 5.20 0.2097

    GRS LM-IC 999 5.21 0.2093

    GRS LM-IC 999 5.22 0.2090

    GRS LM-IC 999 5.23 0.2087

    GRS LM-IC 999 5.24 0.2083

    GRS LM-IC 999 5.25 0.2080

    GRS LM-IC 999 5.26 0.2077

    GRS LM-IC 999 5.27 0.2073

    GRS LM-IC 999 5.28 0.2070

    GRS LM-IC 999 5.29 0.2067

    GRS LM-IC 999 5.30 0.2063

    GRS LM-IC 999 5.31 0.2060

    GRS LM-IC 999 5.32 0.2057

    GRS LM-IC 999 5.33 0.2054

    GRS LM-IC 999 5.34 0.2050

    GRS LM-IC 999 5.35 0.2047

    GRS LM-IC 999 5.36 0.2044

    GRS LM-IC 999 5.37 0.2041

    GRS LM-IC 999 5.38 0.2038

    GRS LM-IC 999 5.39 0.2034

    GRS LM-IC 999 5.40 0.2031

    GRS LM-IC 999 5.41 0.2028

    GRS LM-IC 999 5.42 0.2025

    GRS LM-IC 999 5.43 0.2022

    GRS LM-IC 999 5.44 0.2019

    GRS LM-IC 999 5.45 0.2016

    GRS LM-IC 999 5.46 0.2012

    GRS LM-IC 999 5.47 0.2009

    GRS LM-IC 999 5.48 0.2006

    GRS LM-IC 999 5.49 0.2003

    GRS LM-IC 999 5.50 0.2000

    GRS LM-IC 999 5.51 0.1997

    GRS LM-IC 999 5.52 0.1994

    GRS LM-IC 999 5.53 0.1991

    GRS LM-IC 999 5.54 0.1988

    GRS LM-IC 999 5.55 0.1985

    GRS LM-IC 999 5.56 0.1982

    GRS LM-IC 999 5.57 0.1979

    GRS LM-IC 999 5.58 0.1976

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 5.59 0.1973

    GRS LM-IC 999 5.60 0.1970

    GRS LM-IC 999 5.61 0.1967

    GRS LM-IC 999 5.62 0.1964

    GRS LM-IC 999 5.63 0.1961

    GRS LM-IC 999 5.64 0.1958

    GRS LM-IC 999 5.65 0.1955

    GRS LM-IC 999 5.66 0.1952

    GRS LM-IC 999 5.67 0.1949

    GRS LM-IC 999 5.68 0.1946

    GRS LM-IC 999 5.69 0.1943

    GRS LM-IC 999 5.70 0.1940

    GRS LM-IC 999 5.71 0.1937

    GRS LM-IC 999 5.72 0.1935

    GRS LM-IC 999 5.73 0.1932

    GRS LM-IC 999 5.74 0.1929

    GRS LM-IC 999 5.75 0.1926

    GRS LM-IC 999 5.76 0.1923

    GRS LM-IC 999 5.77 0.1920

    GRS LM-IC 999 5.78 0.1917

    GRS LM-IC 999 5.79 0.1915

    GRS LM-IC 999 5.80 0.1912

    GRS LM-IC 999 5.81 0.1909

    GRS LM-IC 999 5.82 0.1906

    GRS LM-IC 999 5.83 0.1903

    GRS LM-IC 999 5.84 0.1901

    GRS LM-IC 999 5.85 0.1898

    GRS LM-IC 999 5.86 0.1895

    GRS LM-IC 999 5.87 0.1892

    GRS LM-IC 999 5.88 0.1890

    GRS LM-IC 999 5.89 0.1887

    GRS LM-IC 999 5.90 0.1884

    GRS LM-IC 999 5.91 0.1881

    GRS LM-IC 999 5.92 0.1879

    GRS LM-IC 999 5.93 0.1876

    GRS LM-IC 999 5.94 0.1873

    GRS LM-IC 999 5.95 0.1871

    GRS LM-IC 999 5.96 0.1868

    GRS LM-IC 999 5.97 0.1865

    GRS LM-IC 999 5.98 0.1862

    GRS LM-IC 999 5.99 0.1860

    GRS LM-IC 999 6.00 0.1857

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 6.01 0.1854

    GRS LM-IC 999 6.02 0.1852

    GRS LM-IC 999 6.03 0.1849

    GRS LM-IC 999 6.04 0.1847

    GRS LM-IC 999 6.05 0.1844

    GRS LM-IC 999 6.06 0.1841

    GRS LM-IC 999 6.07 0.1839

    GRS LM-IC 999 6.08 0.1836

    GRS LM-IC 999 6.09 0.1834

    GRS LM-IC 999 6.10 0.1831

    GRS LM-IC 999 6.11 0.1828

    GRS LM-IC 999 6.12 0.1826

    GRS LM-IC 999 6.13 0.1823

    GRS LM-IC 999 6.14 0.1821

    GRS LM-IC 999 6.15 0.1818

    GRS LM-IC 999 6.16 0.1816

    GRS LM-IC 999 6.17 0.1813

    GRS LM-IC 999 6.18 0.1811

    GRS LM-IC 999 6.19 0.1808

    GRS LM-IC 999 6.20 0.1806

    GRS LM-IC 999 6.21 0.1803

    GRS LM-IC 999 6.22 0.1801

    GRS LM-IC 999 6.23 0.1798

    GRS LM-IC 999 6.24 0.1796

    GRS LM-IC 999 6.25 0.1793

    GRS LM-IC 999 6.26 0.1791

    GRS LM-IC 999 6.27 0.1788

    GRS LM-IC 999 6.28 0.1786

    GRS LM-IC 999 6.29 0.1783

    GRS LM-IC 999 6.30 0.1781

    GRS LM-IC 999 6.31 0.1778

    GRS LM-IC 999 6.32 0.1776

    GRS LM-IC 999 6.33 0.1774

    GRS LM-IC 999 6.34 0.1771

    GRS LM-IC 999 6.35 0.1769

    GRS LM-IC 999 6.36 0.1766

    GRS LM-IC 999 6.37 0.1764

    GRS LM-IC 999 6.38 0.1762

    GRS LM-IC 999 6.39 0.1759

    GRS LM-IC 999 6.40 0.1757

    GRS LM-IC 999 6.41 0.1754

    GRS LM-IC 999 6.42 0.1752

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  • PENNSYLVANIAAutomobile Rating Manual

    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 6.43 0.1750

    GRS LM-IC 999 6.44 0.1747

    GRS LM-IC 999 6.45 0.1745

    GRS LM-IC 999 6.46 0.1743

    GRS LM-IC 999 6.47 0.1740

    GRS LM-IC 999 6.48 0.1738

    GRS LM-IC 999 6.49 0.1736

    GRS LM-IC 999 6.50 0.1733

    GRS LM-IC 999 6.51 0.1731

    GRS LM-IC 999 6.52 0.1729

    GRS LM-IC 999 6.53 0.1726

    GRS LM-IC 999 6.54 0.1724

    GRS LM-IC 999 6.55 0.1722

    GRS LM-IC 999 6.56 0.1720

    GRS LM-IC 999 6.57 0.1717

    GRS LM-IC 999 6.58 0.1715

    GRS LM-IC 999 6.59 0.1713

    GRS LM-IC 999 6.60 0.1711

    GRS LM-IC 999 6.61 0.1708

    GRS LM-IC 999 6.62 0.1706

    GRS LM-IC 999 6.63 0.1704

    GRS LM-IC 999 6.64 0.1702

    GRS LM-IC 999 6.65 0.1699

    GRS LM-IC 999 6.66 0.1697

    GRS LM-IC 999 6.67 0.1695

    GRS LM-IC 999 6.68 0.1693

    GRS LM-IC 999 6.69 0.1691

    GRS LM-IC 999 6.70 0.1688

    GRS LM-IC 999 6.71 0.1686

    GRS LM-IC 999 6.72 0.1684

    GRS LM-IC 999 6.73 0.1682

    GRS LM-IC 999 6.74 0.1680

    GRS LM-IC 999 6.75 0.1677

    GRS LM-IC 999 6.76 0.1675

    GRS LM-IC 999 6.77 0.1673

    GRS LM-IC 999 6.78 0.1671

    GRS LM-IC 999 6.79 0.1669

    GRS LM-IC 999 6.80 0.1667

    GRS LM-IC 999 6.81 0.1665

    GRS LM-IC 999 6.82 0.1662

    GRS LM-IC 999 6.83 0.1660

    GRS LM-IC 999 6.84 0.1658

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    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 6.85 0.1656

    GRS LM-IC 999 6.86 0.1654

    GRS LM-IC 999 6.87 0.1652

    GRS LM-IC 999 6.88 0.1650

    GRS LM-IC 999 6.89 0.1648

    GRS LM-IC 999 6.90 0.1646

    GRS LM-IC 999 6.91 0.1643

    GRS LM-IC 999 6.92 0.1641

    GRS LM-IC 999 6.93 0.1639

    GRS LM-IC 999 6.94 0.1637

    GRS LM-IC 999 6.95 0.1635

    GRS LM-IC 999 6.96 0.1633

    GRS LM-IC 999 6.97 0.1631

    GRS LM-IC 999 6.98 0.1629

    GRS LM-IC 999 6.99 0.1627

    GRS LM-IC 999 7.00 0.1625

    GRS LM-IC 999 7.01 0.1623

    GRS LM-IC 999 7.02 0.1621

    GRS LM-IC 999 7.03 0.1619

    GRS LM-IC 999 7.04 0.1617

    GRS LM-IC 999 7.05 0.1615

    GRS LM-IC 999 7.06 0.1613

    GRS LM-IC 999 7.07 0.1611

    GRS LM-IC 999 7.08 0.1609

    GRS LM-IC 999 7.09 0.1607

    GRS LM-IC 999 7.10 0.1605

    GRS LM-IC 999 7.11 0.1603

    GRS LM-IC 999 7.12 0.1601

    GRS LM-IC 999 7.13 0.1599

    GRS LM-IC 999 7.14 0.1597

    GRS LM-IC 999 7.15 0.1595

    GRS LM-IC 999 7.16 0.1593

    GRS LM-IC 999 7.17 0.1591

    GRS LM-IC 999 7.18 0.1589

    GRS LM-IC 999 7.19 0.1587

    GRS LM-IC 999 7.20 0.1585

    GRS LM-IC 999 7.21 0.1583

    GRS LM-IC 999 7.22 0.1582

    GRS LM-IC 999 7.23 0.1580

    GRS LM-IC 999 7.24 0.1578

    GRS LM-IC 999 7.25 0.1576

    GRS LM-IC 999 7.26 0.1574

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    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 7.27 0.1572

    GRS LM-IC 999 7.28 0.1570

    GRS LM-IC 999 7.29 0.1568

    GRS LM-IC 999 7.30 0.1566

    GRS LM-IC 999 7.31 0.1564

    GRS LM-IC 999 7.32 0.1563

    GRS LM-IC 999 7.33 0.1561

    GRS LM-IC 999 7.34 0.1559

    GRS LM-IC 999 7.35 0.1557

    GRS LM-IC 999 7.36 0.1555

    GRS LM-IC 999 7.37 0.1553

    GRS LM-IC 999 7.38 0.1551

    GRS LM-IC 999 7.39 0.1549

    GRS LM-IC 999 7.40 0.1548

    GRS LM-IC 999 7.41 0.1546

    GRS LM-IC 999 7.42 0.1544

    GRS LM-IC 999 7.43 0.1542

    GRS LM-IC 999 7.44 0.1540

    GRS LM-IC 999 7.45 0.1538

    GRS LM-IC 999 7.46 0.1537

    GRS LM-IC 999 7.47 0.1535

    GRS LM-IC 999 7.48 0.1533

    GRS LM-IC 999 7.49 0.1531

    GRS LM-IC 999 7.50 0.1529

    GRS LM-IC 999 7.51 0.1528

    GRS LM-IC 999 7.52 0.1526

    GRS LM-IC 999 7.53 0.1524

    GRS LM-IC 999 7.54 0.1522

    GRS LM-IC 999 7.55 0.1520

    GRS LM-IC 999 7.56 0.1519

    GRS LM-IC 999 7.57 0.1517

    GRS LM-IC 999 7.58 0.1515

    GRS LM-IC 999 7.59 0.1513

    GRS LM-IC 999 7.60 0.1512

    GRS LM-IC 999 7.61 0.1510

    GRS LM-IC 999 7.62 0.1508

    GRS LM-IC 999 7.63 0.1506

    GRS LM-IC 999 7.64 0.1505

    GRS LM-IC 999 7.65 0.1503

    GRS LM-IC 999 7.66 0.1501

    GRS LM-IC 999 7.67 0.1499

    GRS LM-IC 999 7.68 0.1498

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    Stabilization Factor

    Original Program Code

    Current Company

    Tenure(Up To)

    Indicated Change (Up To)

    Rate Stabilization Factor

    GRS LM-IC 999 7.69 0.1496

    GRS LM-IC 999 7.70 0.1494

    GRS LM-IC 999 7.71 0.1493

    GRS LM-IC 999 7.72 0.1491

    GRS LM-IC 999 7.73 0.1489

    GRS LM-IC 999 7.74 0.1487

    GRS LM-IC 999 7.75 0.1486

    GRS LM-IC 999 7.76 0.1484

    GRS LM-IC 999 7.77 0.1482

    GRS LM-IC 999 7.78 0.1481

    GRS LM-IC 999 7.79 0.1479

    GRS LM-IC 999 7.80 0.1477

    GRS LM-IC 999 7.81 0.1476

    GRS LM-IC 999 7.82 0.1474

    GRS LM-IC 999 7.83 0.1472

    GRS LM-IC 999 7.84 0.1471

    GRS LM-IC 999 7.85 0.1469

    GRS LM-IC 999 7.86 0