Saved by Nina Rose | 10-16-2018

SummaryOrder Reference: nina.rose@dandb.com | Report as of: 10-16-2018

using Currency as USD

Tradestyle(s):

Address:

Phone:

D-U-N-S:

FIDELITY NEWPORT HOLDINGS, LLC(SUBSIDIARY OF FIDELITY NATIONAL FINANCIAL, INC., JACKSONVILLE, FL)

ACTIVE HEADQUARTERS

400 W 48th Ave, Denver, CO, 80216, UNITED STATES

(303) 296-2121

83-103-8075

In Portfolio: No

Company Profile

D-U-N-S83-103-8075

Legal FormCorporation (US)

History RecordClear

OwnershipNot publicly traded

Mailing Address

United States

Telephone(303) 296-2121

Websitew w w .fnf.com

Employees15,000

Age (Year Started)9 years (2009)

Named PrincipalCindy Doyle, PRES

Line of BusinessEating place

D&B GUIDANCE

LOW LOW-MODERATE MODERATEMODERATE-

HIGHHIGH

Overall Business Risk

Dun & Bradstreet Thinks...

Overall assessment of this organization over the next 12 months: STABLE CONDITIONBased on the predicted risk of business discontinuation: LIKELIHOOD OF CONTINUEDOPERATIONSBased on the predicted risk of severely delinquent payments: MODERATE POTENTIAL FORSEVERELY DELINQUENT PAYMENTS

Maximum CreditRecommendation

US$ 3,500,000

-

Risk Assessment

D&B Viability RatingPortfolio Comparison Score

2Low Risk (1) High Risk (9)

Company's risk level is: LOW

Probability that a company w ill go out of business, becomedormant/inactive, or f ile for bankruptcy/insolvency w ithin the next12 months: 3%

D&B Rating

Risk of Bad Debt Write-off Formerly Financial Stress Score

38Low Risk (100) High Risk (1)Company's risk level is: MODERATE

Based on the D&B Failure Score, the probability of failure for this company in the next 12 months is0.33% , w hich makes it a Moderate risk for you to incur a w rite-off.

Past 12 Months

High

Low

Cash Flow Risk Formerly Commercial Credit Score

60Low Risk (100) High Risk (1)Company's risk level is: MODERATE

Based on a D&B Delinquency Score of 60Based on the D&B Delinquency Score reporting a payment behavior of INCONSISTENT AND/ORSLOWER PAYMENTS , this company is predicted to have a Moderate risk of a negative impact toyour cash f low .

Past 12 Months

High

Low

Payment Behavior

79Low Risk (100) High Risk (0)Company's risk level is: LOW

Days Beyond Terms : 2Based on a D&B PAYDEX® of 79According to the D&B PAYDEX® Score, this company paid its vendors on 2 days beyond creditterms.

Past 24 Months

High

Low

Current Rating as of 10-12-2015

Employee Size

1R : 10 employees and over

Risk Indicator

3 : Moderate Risk

Previous Rating

Financial Strength

5A : US$50,000,000 andover in Net Worth orEquity

Risk Indicator

2 : Low Risk

PEER COMPARISON Range : 100 miles

Peer comparison with similar companies based on industry and proximity.

This Company Local Peers

Total Revenue

Number of Employees

Age of Business

No Data available for this company

15,000 *

9 years

US$ 1,085,963

27

12 years

View by Summary

8

28

3 Months

12 Months

2

1

4

4

11

6

Manufacturing

Transportation, Communicat...

Wholesale Trade

Retail Trade

Finance, Insurance and Rea...

Services

Cash Flow Risk

Risk of Debt Write-off

Average Days Beyond Terms

This Company Moderate

Low Risk High Risk

This Company Moderate

Low Risk High Risk

This Company 2 days

0 days 90 days

Local Peers Moderate

Low Risk High Risk

Local Peers 15 days

0 days 90 days

No Data available for local peers

INQUIRIESThe number of individual product(s) purchased by a customer(s) on this Dun & Bradstreet D-U-N-S® Number in each time frame.

View by Industry 12 Month

Bankruptcies 0 -

Judgements 0 -

Liens 0 -

Suits 0 -

UCC 0 -

Legal Events

Events Occurrences Last Filed Highest Past Due

US$ 500

Trade Payments

Highest Now Ow ingUS$ 15,000

Total Trade Experiences5

Largest High CreditUS$ 15,000

Average High CreditUS$ 5,416

Ownership

This company is a Headquarters, Parent, Subsidiary

FIDELITY NATIONAL FINANCIAL, INC.

Total Current Assets: US$ 66,521,000

Total Current Liabilities: US$ 115,414,000

Other Asset: US$ 486,492,000

Long Term Liabilities: US$ 106,056,000

Net Worth: US$ 331,543,000

Net Income: US$ 7,867,000

Sales: US$ 1,207,548,000

Current Ratio: 0.58

Risk Assessment

Subsidiaries : 1Branches : 2

UNITED STATESD-U-N-S Number 60-452-5241

Total Members in Family Tree - 2778

Financial Overview

Source: D&B

Balance sheet Fiscal (Consolidated) 12-29-2013 Amount (In Single Units) Last 3 Years

Profit & Loss Fiscal (Consolidated) 12-29-2013 Amount (In Single Units) Last 3 Years

Key Business Ratios Ratio for the Business

Country Insight

United States Risk Category

The US reaches a trilateral deal w ithMexico and Canada.

LOW MODERATE HIGH

Low Risk High Risk

Rating Outlook

Stable

Country Insight

United States

Risk Category

The US reaches a trilateral deal w ith Mexico and Canada.

LOW MODERATE HIGH

Low Risk High Risk

NOV DEC JAN FEB MAR APR MAY JUN JUL AUG SEP CURRENT2017 2017 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018

1009080706050403020100

Failure Score

D&B GUIDANCE

LOW LOW-MODERATE MODERATEMODERATE-

HIGHHIGH

Overall Business Risk

Dun & Bradstreet Thinks...

Overall assessment of this organization over the next 12 months: STABLE CONDITIONBased on the predicted risk of business discontinuation: LIKELIHOOD OF CONTINUEDOPERATIONSBased on the predicted risk of severely delinquent payments: MODERATE POTENTIAL FORSEVERELY DELINQUENT PAYMENTS

Maximum CreditRecommendation

US$ 3,500,000

-

D&B Viability Rating

Portfolio Comparison Score

2Low Risk (1) High Risk (9)

Level of riskLow

Rating Confidence LevelRobust Predictions

Probability of becoming no longer viable3%

Percentage of businesses ranked w ith this score16%

Average probability of becoming no longer viable5%

Risk Of Bad Debt Write-Off Formerly Financial Stress Score

38Low Risk (100) High Risk (1)

Low proportion of satisfactory payment experiences to total payment experiencesInsuff icient number of payment experiencesHigh number of enquiries to D&B over last 12 monthsLimited time under present management control

Level of riskModerate

Probability of Failure0.33%

Average Probability of Failure for Businesses in D&BDatabase0.48%

Business and Industry Trends

5812 - Eating place

NOV DEC JAN FEB MAR APR MAY JUN JUL AUG SEP CURRENT2017 2017 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018

1009080706050403020100

Delinquency Score

NOV DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC JAN FEB MAR APR MAY JUN JUL AUG SEPCURRENT2016 2016 2017 2017 2017 2017 2017 2017 2017 2017 2017 2017 2017 2017 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018

Low

L-M

Mod

M-H

High

PAYDEX ®

Cash Flow Risk Formerly Commercial Credit Score

60Low Risk (100) High Risk (1)

Based on a D&B Delinquency Score of 60Proportion of slow payments in recent monthsHigher risk industry based on delinquency rates for this industryLimited time under present management controlProportion of past due balances to total amount ow ing

Level of riskModerate

Probabilty of Delinquency4.75%

Compared to Businesses in D&B Database10.2%

Business and Industry Trends

Payment Behavior Based on 24 months of data

Based on a D&B PAYDEX® of 79

2Low Risk High Risk

Risk of Slow PayLow

Payment Behavior2 Days Beyond Terms

Business and Industry Trends

Trade Payments

100,000 & over 0 US$ 0

50,000 - 99,999 0 US$ 0

15,000 - 49,999 1 US$ 15,000

5,000 - 14,999 0 US$ 0

1,000 - 4,999 0 US$ 0

Less than 1,000 2 US$ 1,250

20 - Food and KindredProducts

1 15,000

2099 - Mfg foodpreparations

1 15,000 100 0 0 0 0

28 - Chemicals andAllied Products

1 750

2841 - Mfgsoap/detergents

1 750 50 0 50 0 0

51 - Wholesale Trade -Nondurable Goods

1 500

5149 - Whol groceries 1 500 0 100 0 0 0

D&B Rating

Current Rating as of 10-12-2015

Employee Size

1R : 10 employees and over

Risk Indicator

3 : Moderate Risk

Previous Rating

Financial Strength

5A : US$50,000,000 andover in Net Worth orEquity

Risk Indicator

2 : Low Risk

Trade Payments Summary

Overall Payment Behavior

2Days Beyond Terms

% of Trade Within Terms

66%Highest Past Due

US$ 500

Highest Now Owing:US$ 15,000

Total Trade Experiences:5

Largest High Credit:US$ 15,000

Average High Credit:US$ 5,416

Total Unfavorable Comments :0

Largest High Credit:US$ 0

Total Placed in Collections:0

Largest High Credit:US$ 0

Trade Payments By Credit Extended

Range of Credit Extended (US$) Number of Payment Experiences Total Value

Trade Payments By Industry

Industry Category

Number ofPaymentExperiences

Largest HighCredit (US$)

% Within Terms(Expand to View)

1 - 30Days Late

(%)

31 - 60Days Late

(%)

61 - 90Days Late

(%)91 + DaysLate (%)

09/18 Pays Promptly - 15,000 15,000 0 1

09/18 Pays Prompt to Slow60+

N30 750 500 250 1

09/18 - Cash account 100 0 0 Betw een 2 and 3 Months

07/18 Pays Slow 15+ - 500 500 500 -

09/17 cash ow n option - - - - 1

Legal Events

D&B has not received any Public Filings for this company

Special EventsThere are no Special Events recorded for this business.

Company Profile

Trade Lines

Date ofExperience Payment Status

SellingTerms

High Credit(US$)

Now Owes(US$)

Past Due(US$)

Months Since LastSale

Judgements

0Latest Fil ing: -

Liens

0Latest Fil ing: -

Suits

0Latest Fil ing: -

UCC Filings

0Latest Fil ing: -

Company Overview

D-U-N-S83-103-8075

Legal FormCorporation (US)

History RecordClear

OwnershipNot publicly traded

Mailing Address

United States

Telephone(303) 296-2121

Websitew w w .fnf.com

Employees15,000

Age (Year Started)9 years (2009)

Named PrincipalCindy Doyle, PRES

Line of BusinessEating place

Corporate and business registrations reported by the secretary of state or other off icial source as of: -This data is for informational purposes only, certif ication can only be obtained through the Off ice of the Secretary of State.

Registered Name FIDELITY NEWPORT HOLDINGS, LLC

Corporation Type Corporation (US)

Business Commenced On 2009

Business Registration

CINDY DOYLE, PRESROBERT KALTENBACH, COOHAZEM OUF, CEO

DIRECTOR(S): THE OFFICER(S)

Principals

Officers

Directors

Borrower(Dir/Guar) No

Administrative Debt No

Contractor No

Grantee No

Party excluded from federal program(s) No

The follow ing information was reported on: 03-29-2017

The Delaw are Secretary of State's business registrations f ile show ed that Fidelity New port Holdings LLC w as registered as a Limited Liability Company onMarch 17, 2009.

Business started 2009 by HAZEM OUF.

Stock ow nership is not clear; how ever, it is believed Hazem Ouf is a shareholder.

CINDY DOYLE. Antecedents are unknow n.

ROBERT KALTENBACH. Antecedents are unknow n.

HAZEM OUF. Antecedents are unknow n.

Company Events

The follow ing information was reported on: 03-29-2017

Trade Names (SUBSIDIARY OF FIDELITY NATIONAL FINANCIAL, INC., JACKSONVILLE, FL)

Description Subsidiary of FIDELITY NATIONAL FINANCIAL, INC., JACKSONVILLE, FL.

Operates a chain family restaurant. Manufactures bread and other bakery products. Operates as aninvestment holding company.

Terms are undetermined. Sells to undetermined.

Employees 15,000 w hich includes off icer(s). undetermined employed here.

Financing Status Unsecured

Tenure Rents

Facilities Rents premises in a building.

SIC/NAICS Information

5812 Eating place -

58120501 Restaurant, family: chain -

20510000 Bread, cake, and related products -

67199901 Investment holding companies, except banks -

722511 Full-Service Restaurants

311812 Commercial Bakeries

551112 Offices of Other Holding Companies

Business Activities And Employees

Business Information

SIC Codes SIC Description Percentage of Business

NAICS Codes NAICS Description

Government Activity

Activity Summary

This Company Moderate

LowRisk

High Risk

Local Peers Moderate

LowRisk

High Risk

This Company 2 days

0 days 90 days

Local Peers 15 days

0 days 90 days

This Company Moderate

Low

Risk

High Risk

8(A) Firm Yes

Labor Surplus Area Yes

Small Business Yes

This Company Local Peers

Age of Business 9 years 9

12

Number of Locations 2 No Data available for local peers

Number of Employees 15,000 *

This Company Local Peers

Cash Flow Risk

Past 12 Months

High

Low

Average Days Beyond Terms

Past 12 Months

High

Low

Risk of Debt Write-off No Data available for local peers

Past 12 Months

High

Low

Possible candidate for socio-economic program consideration

Peer Comparison Range : 100 miles

Peer comparison w ith similar companies based on industry and proximity.

Profile Information

Risk Assessment

Average High Credit USD$ 5,416

Largest High Credit USD$ 15,000

Amount Past Due USD$ 500 No Data available for local peers

Highest Past Due USD$ 500 No Data available for local peers

This Company Local Peers

Net Worth USD$ 314,586,000

Sales Revenue No Data available for this company

Gross Profit No Data available for this company

Net Profit No Data available for this company

Working Capital No Data available for this company

Financial Assessment

Financials Source: D&B | Currency: All f igures show n in USD unless otherw ise stated

Quick Ratio No Data available for this company

Assets To Sales Ratio No Data available for this company

Accounts Payable to Sales Ratio No Data available for this company

Total Liabilities To Net Worth No Data available for this company

Current Liabilities to Net Worth No Data available for this company

Fixed Assets to Net Worth No Data available for this company

Return on Assets No Data available for this company

Return on Sales No Data available for this company

Financial Statement Comparison

Current RatioSalesTotal Current LiabilitiesCurrent Assets

2012 2013

1.3B

1.1B

0.8B

0.5B

0.3B

0 0

0.1

0.3

0.4

0.6

0.7

Current Assets 66,521,000 78,825,000 -

Total Current Liabilities 115,414,000 123,456,000 -

Tangible Net Worth 331,543,000 314,586,000 81,668,000

Sales 1,207,548,000 841,177,000 435,469,000

Net Income 7,867,000 (18,224,000) 14,142,000

Current Ratio 1 1 -

Working Capital (48,893,000) (44,631,000) (59,000)

Other Assets 486,492,000 484,337,000 106,212,000

Long Term Liabilities 106,056,000 125,120,000 24,485,000

This information may not be reproduced in w hole or in part by any means of reproduction.

©Dun & Bradstreet, Inc. 2018. All rights reserved

Fiscal ConsolidatedDec 2013

Fiscal ConsolidatedDec 2012

Fiscal ConsolidatedMar 2012 Last 3 Years