fico® score timeline

1
2000 2010 1990 FICO® SCORE EVOLUTION FICO® Score is invented, providing a universal and impartial tool for evaluating consumer credit risk FICO® Score is available from all three major U.S. credit reporting agencies FICO introduces specialized FICO® Scores for auto, credit card, mortgage, and small business lending Fannie Mae and Freddie Mac endorse the use of FICO® Scores for evaluating residential mortgages 1995 FICO launches myFICO.com, giving consumers access to their FICO® Scores FICO® Scores are offered in countries around the world 2004 100 billionth FICO® Score is sold FICO® Score 8 is introduced – the 8th generation FICO® Score is the most widely used credit score today 2009 FICO launches FICO Economic Impact Index to measure effects of economic conditions on FICO® Scores FICO launches myFICO en Español, providing consumers with FICO® scores and credit reports in Spanish 2012 FICO launches FICO® Score Open Access, giving millions of consumers free access to the FICO® Scores their lenders are using 2013 FICO® Score 9 is launched, easing the impact of medical debt on FICO® Scores and expanding consumer access to credit 2012 2013 2007 2014 1989 2000 2010 1990 1991 1993 1995 2001 2004 1989 1993 2001 2007 2010 2014 1991

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2000200020002000200020002000200020002000200020002000200020002000200020002000200020002000200020002000200020002000200020002000200020002000200020002000 2010201020102010201020102010201020102010201020102010201020102010201020102010201020102010201020102010201020102010201020102010201020102010201020102010201020102010201020102010201020102010201020102010201020102010201020101990199019901990199019901990199019901990199019901990199019901990199019901990199019901990199019901990199019901990199019901990199019901990199019901990 20102010

FICO® SCORE EVOLUTIONFICO® Score is invented, providing a universal and impartial tool for evaluating consumer credit risk

FICO® Score is available from all three major U.S. credit reporting agencies

FICO introduces specialized FICO® Scores for auto, credit card, mortgage, and small business lending

Fannie Mae and Freddie Mac endorse the use of FICO® Scores for evaluating residential mortgages

1995

FICO launches myFICO.com, giving consumers access to their FICO® Scores

FICO® Scores are o�ered in countries around the world

2004

100 billionth FICO® Score is sold

FICO® Score 8 is introduced – the 8th generation FICO® Score is the most widely used credit score today

2009

FICO launches FICO Economic Impact Index to measure e�ects of economic conditions on FICO® Scores

FICO launches myFICO en Español, providing consumers with FICO® scores and credit reports in Spanish

2012

FICO launches FICO® Score Open Access, giving millions of consumers free access to the FICO® Scores their lenders are using

2013

FICO® Score 9 is launched, easing the impact of medical debt on FICO® Scores and expanding consumer access to credit

2012

2013

2007

20141989 2000 20101990

1991

1993

1995

2001

2004

1989

1993 2001

2007

2010

2014

1991