fee schedule

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Fee Type $ Fee Membership Non-refundable 5.00 Cashier’s Check More than 1 per day 6.00 each Collection Item 15.00 Check Photocopy 2/statement period Free More than 2 2.00/each Check Printing Varies Deposit Adjustment 5.00 Escheat Processing 2.00 Gift Cheque 1.25 each Inactivity Fee per checking account° 3.00/month IRA Closure 20.00 Legal Processing 25.00 Medallion Guarantee 50.00 Non-CCU ATM transactions First 8/statement period No CCU fee* +8/statement period 1.50 each* Notary 10.00 each Overdraft Fee (includes uncollected funds) 1-5 instances; returned unpaid or paid** 20.00 each 6 or more instances; returned unpaid or paid** 33.00 each Overnight/Rush Delivery 25.00 Paper Statements per checking account 3.00/month^ Photocopy 2.00/page Re-Deposited Item 5.00 Research Request 20.00/hour Returned Deposit Item 25.00 each Returned Loan Payment 25.00 each Returned Mail Failure to notify CU 5.00 Sales Draft Receipt Photocopy 2.00 each Share Protection OD Transfer 4.00/day Social Security Number Error 50.00 Statement Copy 2.00/page Stop Payment Request 15.00 Verification of Deposit 15.00 Wire Transfer Incoming 10.00 Outgoing – Domestic 25.00 Share & Summer Savings, Money Market & Club Accounts Daily Bal. on Share Below $100.00 2.50/month^^ Daily Bal. on Money Market Below $2,500 10.00/month Dividend Check Disbursement Savings account only 6.00 Excessive Withdrawals +6/statement period 10.00 each Non-Sufficient Funds (NSF) Savings account only 28.00 each Effective 3/1/14 for new accounts; effective 5/1/14 for existing accounts. Fees subject to change without notice. °Refer to Account Agreement for details on inactivity. * Surcharge may be assessed by ATM operator. **For a rolling 12-month period; the first 5 overdraft fees are $20 each. After the 5th overdraft fee, the fee increases to $33 each. A maximum of 10 fees may be assessed per day. ^ Waived if checking account is enrolled in E-statements, or the average monthly balance on the checking account is $1000 or more ^^ Minor and $0 balance share accounts exempt FEE SCHEDULE Federally Insured

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Page 1: Fee Schedule

Fee Type $ Fee

Membership Non-refundable 5.00Cashier’s Check More than 1 per day 6.00 eachCollection Item 15.00Check Photocopy 2/statement period Free

More than 2 2.00/eachCheck Printing VariesDeposit Adjustment 5.00Escheat Processing 2.00Gift Cheque 1.25 eachInactivity Fee per checking account° 3.00/monthIRA Closure 20.00Legal Processing 25.00Medallion Guarantee 50.00Non-CCU ATM transactions First 8/statement period No CCU fee*

+8/statement period 1.50 each*Notary 10.00 eachOverdraft Fee (includes uncollected funds)

1-5 instances; returned unpaid or paid** 20.00 each6 or more instances; returned unpaid or paid** 33.00 each

Overnight/Rush Delivery 25.00Paper Statements per checking account 3.00/month^Photocopy 2.00/pageRe-Deposited Item 5.00Research Request 20.00/hourReturned Deposit Item 25.00 eachReturned Loan Payment 25.00 eachReturned Mail Failure to notify CU 5.00Sales Draft Receipt Photocopy 2.00 eachShare Protection OD Transfer 4.00/daySocial Security Number Error 50.00Statement Copy 2.00/pageStop Payment Request 15.00Verification of Deposit 15.00Wire Transfer Incoming 10.00

Outgoing – Domestic 25.00

Share & Summer Savings, Money Market & Club Accounts

Daily Bal. on Share Below $100.00 2.50/month^^Daily Bal. on Money Market Below $2,500 10.00/monthDividend Check Disbursement Savings account only 6.00Excessive Withdrawals +6/statement period 10.00 eachNon-Sufficient Funds (NSF) Savings account only 28.00 each

Effective 3/1/14 for new accounts; effective 5/1/14 for existing accounts.Fees subject to change without notice.

°Refer to Account Agreement for details on inactivity.* Surcharge may be assessed by ATM operator. **For a rolling 12-month period; the first 5 overdraft fees are $20 each. After the 5th overdraft fee, the fee increases to $33 each. A maximum of 10 fees may be assessed per day.^ Waived if checking account is enrolled in E-statements, or the average monthly balance on the checking account is $1000 or more^^ Minor and $0 balance share accounts exempt

FEE SCHEDULE

Federally Insured