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fcl>qr Cfil0lqltfl ~ ~ ~"II$l0Ollilfl ~ ~ ~3Wf ~ ~ ~ ~ ..rc ~ "tff CfT1R' ~
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f<r:n fiill<'11I<:'1lflCf>'lfl ~ \JfTUTRlT Cf>lllTilfl ~2l:Cf>,<OII'j),{11'<~ c:f.:r '~' (Programmes) q1fR' Cf>,<olflq
<tl m. q-mitr, :tllfl11~ ~ ~ ~ =?ool9 'ilf1 3l1~:t11~~ ~ f.1tfi tG ~ 3lffi. ~ ~f.1tfi ~ ~ ~ '\J1'l'U -;:mft.
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~ ~fcr:rr fcr:rrf.1tfu;n g;~Fci+=lI'ClI~q;i"llq m~ ~crrT q;1i51W.I'lUlI
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~~ ~ ~(~ ~ Cj\1ff
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9 ~ ~ ~ '1 C. (9
~ m ~ m m~o99-~o9~ .. 2,95,774 126,55,33 12,87,43 113,76,90 - 113,76,90
,~o9~-~o9~ .. 2,73.851 137,49,44 20,26,50 117,12,02 275,00,00 (-) 157,87,98
~o9~-~o9~ .. 3,07,811 158,27,12 17,82,20 140,44,92 200,00,00 (-) 59,55,08
<)~ 3W P!c;~f"1l~i 3lfUTill $ ctt, fcr:n ~ ~ \lllfUT 3@m<T 'CIJlfi ~. ~ fcr:n 6 l('ll Iill I ~ ~
~ t;lSOIluII'4)Tt-fm ~ ~ 3lICfj,gql-ft :!«.li51t;1S01I01:--
=?o99-=?o9=? =?o9=?-=?o9~ =?o9~-=<o9H
~ f<r:rr ~ XCfCfjll' .. .. .. 126,55,33 137,49,44 158,27,12
Cllq{I!0l141Iill '&Cf 4,80,37 4,79,78 4,75,00.. .. ..
~ ~ ~ fip:rr 6l('ll1'Ul1 ~ ccffiql,<l .. 3.80 3.49 3.00
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C;ICllltlldl i51llIUII,:1 ~ ~ 'CfjWf ~UllIElIE(dil ~ meR' ~ 3Rffi. GT<'lT SOIllIUII=llI~~ i51llluII{l 'tICt ~~ ~ '(1""<"ij" ~ ~ ~ \fflN mm. fcr:n~ 'CltGdljtll,,< ~ Cfj,,<ulllilI ~ sr ~ q ~SOIICfjI"<"lIT
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~ ~ ~SOIICfjI,,<iCfj,gtl6~R1I~ 'Cf1l11 ~ ~ '\il'Rl. \Tll1 ~SOIIC;I~iilll ~ tl6~Rllill ~ ~ ~ 3W ~~ \1QKf ~ ~ ~ ~ 3l'ffia 3W ~ ~ CfjI"<~I~, ~ ~ J1Ru<rr ~ 3M '61cf. \Illl~Jjtl
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9~\9=? ~ ~ tiill cl"'ll C'tll "lIT ~ ~ ~ fcl1i'TlT f.1'1Tur CtJxUIII i! ~. ~ '{'jill C'tCtJ~ tm Rlli I<IIi! fcrwT 'Q1j& 3RflfcrlfT 31~Ptljtl, 9~~(_ :rnx a ~ WfSI ~ ~ ~ CtJxullld ~ 3l$r. ~ a Ji$lxl~ ~ fcrn ~~ Cljq'{"l414"'11'{"lldl q 1OI:!11'{"l"'lI'{"lldl\1lElIElc;lx 3l@l. fit'1T tiillC't"'llcllllctlC't ~ '('j<l<ITdlC't ~ "'I1'"lPt~:!ICtJ m 4~]"'1ctl~
~ CtJxulll'{"lld) :!1I'{"l"'lI~ ~ ~ ~ ~ 3lfficl.~ (fCffiT fcrlfT ~ ~ -aM ~ ~1C't<61il) ft~ 3lTfUT \if1lI q ~ ~ fumT ~ ~.
9
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~ m ~ m ~
394,36,22 172,09,69 37,67,80 275,00,00 253,78,11
253,78,11 157,71,38 38,20,63 200,00,00 173,28,86
173,28,86 168,72,00 (E) 50,70,599 (E) 200,00,00 91,30,27 (E)
*~ ~, f<n:y fctwT, Sfl'I'Iiq; ~-~9(_~~-9~~h~~-~, ~ 9'6 -q 9~(_~ ~ 3ffi dx~ullid ~-<6)", fcrlfT M"ifi ll<rlGT ~ ~~ cntit ~ -a-cncfi q ~ \if1lI murm t)-m :!I l'{"l"'l IillI ~ ~ \if1lI CtJxullid mcrr.
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~ q 3f'lElWICtJ \j4 Sf)'"liillI ~ wtmcm ~ \JjQCX5\1lqCX5-wf lJ&T ~ fcrq ~ ~ C1T'Tm.
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3T'[1'T fcIlfT :(9) 3TP1 fcrn.
~ fcIlfT :(=?) ~ '{"li<II@OIiill fcrlfT-(~) ~ ~ 11'l"C1 fcrn (Wj)s<IClx q 3lidX~:!nll).
muf fcIlfT :('6) ~ Cfffi1 fcrn.(~)~, moqur q ~ fcr'11.(to) CllcillC1"lcllcl ~ ~ 3lTfUT Rt\Jj'lx"lctlcl ~ ~ fcrn.(\9) ~ ~ fcrlfT.(L) ~ fcrn.
~ (~) ~=?'6--=?-31
(~) ~ ~ fcr:rr.(90) Fc11111i1I<"tCflfcr:n(9 9) CllfcR1'1d 3l1l"tffif fcr:rr.(9=?) \Jfofffi ~ II fcR1Cfl 3l1l"tffif fcr:rr.(9 ~) ~ l:f&l1lR fcr:rr.(9~) ~ \j4Cfl'1ollill fcr:rr.(9~) ~'5Iflll1l'11 fcr:n.(9~) ~ ~ fcr:rr.(9(9) cf>'5IlcC:1'1Iii I ~ ~ fcr:rr.lID CllRtRCfCl ~ q 3{jEllflICfl \j4wl1il'.ll1 ~ '1'1V1iCflRdl fcrWq OIICflR+iCfl fcr:n-q-?) ~ '4"am.=?09~-=?09~ ~ ~ "d<l"R Cfl'1011ltl "CflTl1 ~ "1" ~1C"ll1'j)d> "flIT q"lf-<"lld) Cfllllwl1Pi6111 d4~I<"til'.ll1 dCffllII1t2l
C:1~Fc1~~ ~ -g- ~ ~ 3Tffiq.
~~
TABLE I
90
tf(ffif q~ areh=iChWlll t!'Iq:cftGlIGlt! Chllhfj+iP!iilll ~, ~ 3IIClltllChdl q fcRfu:r ~ 'ffitH
-311 ~~ ~o~~_~o~'l{ ~~o~'l{-~o~c..._~ Actuals, 2013-2014 Budget Estimates, 2014-2015Sr. ~ ~ ~ ~ ~ ~No. Revenue Capital Total Revenue Capital TotalI 2 3 4 5 6 7 8
(~) ~-~ fcn:rrmit 38,11,33 38,11,33 38,74,39 38,74,391I1"1"'1i(9·f(9
~-~mit"
41"1"'1i(9·f(9
~-~ 38,11,33 38,11,33 38,74,39 38,74,39e,
1I1"I"'I i (9. f(9
~-~-~ 38,11,33 38,11,33 38,74,39 38,74,39
41"1"'1i(9·f(9
~-~~ e,
<fl"l"'li(9·f(9
TABLE Iprogrammewise details of Total Budget Estimates, Financial Requirements and Sources of Finance
(~ /Voted)~ ~ / Rs. inthousands)
~ ~ ':(o~~_':(o~"" ~':(o~",,-':(o~'S,
Revised Estimates, 2014-2015 Budget Estimates, 2015-2016
~ ~ ~ ~ ~ ~Revenue Capital Total Revenue Capital Total
9 10 11 12 13 14
50,67,60 50,67,60 52,08,48 52,08,48
Programme
2
Non-Plan-General Insurance Fund
Plan
Non-Plan-Life Insurance Fund
Plan
50,67,60 50,67,60 52,08,48 52,08,48 Total-Non-Plan
Plan
50,67,60 50,67,60 52,08,48 52,08,48 Non-Plan--Deduct Recoveries
Plan
Net Total-Non Plan
Plan
9~
'('I"Cffif =?
(GH) fcrdtlr 311C1~lICf)ol
~~, ~o~~_~o~¥ ~, ~o~¥-~o~t._
Actuals,2013-2014 Budget Estimates, 2014-2015
~ <il;jj~i(,p1C'1 ~ ~ <il;jj~iC'll1C'1 ~Non-Plan PIan Total Non-Plan PIan Total
2 3 4 5 6 7
(3f) Cfil4MtM C(·nCfi~UI
fum f.rt.ftit oqCl*211q~ 38,11,33 38,11,33 38,74,39 38,74,39
~ 38,11,33 38,11,33 38,74,39 38,74,39
q,;:rr • (-) 38,11,33 38,11,33 38,74,39 38,74,39
~f..Tcc:Joo(Q)3~~MtU4 CI.nCfi~UI
fum f.rt.ftit oqClf'2l1q~
(~)~mf.lm
o~ ctR 3,92,39 3,92,39 5,23,08 5,23,08o~ 31f(lCfiifMCfi'lfflT 24 24 25 25o¥ f1"i·dl~(,H ~ 43,97 43,97 35,63 35,63OQ_~, cf\~p~'~~ 3,53 3,53 4,00 4,00~o cf;;niT~ 2,67 2,67 57 57~~~wmr~ 1,22 1,22 1,50 1,50~~ CfiI1l1M<tH~ 11,41 11,41 18,50 18,50~¥ mt, ~q~ 1~'eR' 12,87,11 12,87,11 12,87,14 12,87,14~19 ~lIOICfiICl=i.1M~ 72,38 72,38 3,72 3,72
~(~) 18,14,92 18,14,92 18,74,39 18,74,39
e) t._o,!~ffiI4ICfiI<{q~ 14,99,74 14,99,74 12,00,00 12,00,00~m~
~(~) 14,99,74 14,99,74 12,00,00 12,00,00
(~)t._o~q~~ 4,96,67 4,96,67 8,00,00 8,00,00I!lICllll€41 I4lll0n€41 'tCfil1
~(~) 4,96,67 4,96,67 8,00,00 8,00,00
~0f) 38,11,33 38,11,33 38,74,39 38,74,39
q,;:rr .(-) 38,11,33 38,11,33 38,74,39 38,74,39
~f..Tcc:Joo(CI))m 6!lCI~"," w.R
lWlUft ~ -;;;1-19
~~~t._-'Hll4if"lCfi~ q ~
Q_o-W 'Hll4if"lCfi ~ q ~ ~
~o~_ m~
~m~oqClf'2llq~ 38,11,33 38,11,33 38,74,39 38,74,39q,;:rr .(-) 38,11,33 38,11,33 38,74,39 38,74,39~f.:rcqoo
9~
TABLEII
(ii) Financial Requirements ~ ~ IRs. in thousands )
~~, ~o~¥_~o~,", ~~, ~o~,",_~o~~
Revised estimates, 2014-2015 Budget estimates, 2015-2016
~ m~~i(,lI!i:'I QCflOI ~ m~~ii:'ll!i:'I QCflOj
Non-Plan Plan Total Non-Plan Plan Total
8 9 10 11 12 13
(AJ Activity Classification--
50,67,60 50,67,60 52,08,48 52,08,48 Management of Insurance Fund
50,67,60 50,67,60 52,08,48 52,08,48 Total
50,67,60 50,67,60 52,08,48 52,08,48 Deduct-Recoveries
Total Net
(BJ Objectwise Classtftcation=
Management ofInsurance Fund
(i)General Insurance Fund--
5,23,08 5,23,08 5,47,75 5,47,75 01 Salaries
25 25 24 24 03 Overtime Allowances
35,63 35,63 36,26 36,26 04 Pensionery Charges
4,00 4,00 6,50 6,50 06 Telephone, Electricity and Water Charges
3,16 3,16 3,15 3.15 10 Contractual Services
1,28 1,28 1,62 1,62 11 Domestic Travel Expenses
15,73 15,73 18,50 18,50 13 Office Expenses
21,50,75 21,50,75 22,85,69 22,85,69 14 Rent, Rates and Taxes
33,72 33,72 8,77 8,77 17 Computer Expenses
27,67,60 27,67,60 29,08,48 29,08,48 Total (i)
15,00,00 15,00,00 15,00,00 15,00,00 ( ii ) 50 Re-Insurance and/or Co-InsurancePremia Payable
15,00,00 15,00,00 15,00,00 15,00,00 Total (ii)
8,00,00 8,00,00 8,00,00 8,00,00 ( iii) 50 Claims payable to Insured andThird Parties.
8,00,00 8,00,00 8,00,00 8,00,00 Total (iii)
50,67,60 50,67,60 52,08,48 52,08,48 Total (B)
50,67,60 50,67,60 52,08,48 52,08,48 Deduct--Recoveries
Total Net
(C J Source of Finance-«Demand No. G-72235--Socia1 Security and Welfare Programmes60--0ther Social Security and Welfare
Programmes -101 Insurance Scheme
50,67,60 50,67,60 52,08,48 52,08,48 ( i) General Insurance Funds
50,67,60 50,67,60 52,08,48 52,08,48 Deduct--Recoveries
Total Net
f& (~) ~~~--~
(tft;r) ct>l4w+tiaJi ~ -mOO, ~ 3Iiq'lIqHfiil t4.e)Cb~Ui
fcr;rr 'tffifTCf
wcfu;r fclqxuII+toul ~ "Cfl'lfu ~ IH,(JIqj=cj) fi"&rr, ~~ ~ PiCbiC'liCl ~ q fcl;cfi ~ ~ ~~ c;:tffclullid 3lTcl3fffi". flliiHI+tiUl ~ ~ ~ ~ uilI!Sft4ift xCfCtlI1WGT (Cld:::l4 u'l c;:tffclulll(1 3llBt 3fffi". fcll1i4:::1Cb f.1TffittrCfJxU4i9\cft fcr:rr ~,«ijqlo=cj) x49\of4U] ~ ~ ~ 3Rffi. ~ ~ fcr:rr ~{~'1i<'lCbiCfJ't1lWTCflC!T~. ~ ~
fcr:rr ~ ~ ~ Cf"fff ill PiCbiC'liCl ~ WCflJ ~. ~ ~ 1f'«1TCf ~ ~ ~, ~ CfJi4wl1iilli ~~~.
(m~ /Rs. in thousands)~- fcr:rr~ srm fcr:rr wffifcr:rr~ Fire MarineSr.No. ~o9~-=?o9~ ~o9~-~o9'd ~09'd-~o9~ ~o9~-~09~ ~o9~-~o9'd ~o9'd-~o9~
2012-2013 2013-2014 2014-2015 2012-2013 2013-2014 2014-20151 2 3 4 5 6 7 8
~ itJ~itft(i1i 1tt6(ifCf)q ~(31) ~fi'M j t:!) ~
=? ~ ~ ~ 'tffifTCf(31) ~f(jiqjt:!) ~ 1,768 1,884 1,978 1,162 1,260 1,434
(if) uiIcl)4 t:!) ~ (~) .. 10952,85,57 1J449,59,99 12022,07,99 222,15,34 323,61,67 170,77,70
l!fRi ~ r.t~f~0 ~ Pc!+iIQ'5Ic15~(31) Fcl+ti4:::1 q;jt:!) ~ 1,768 l,al:l4 :, 1,978 1,162 1,260 1,434
{if} uill!Sft 4 o=cj) (~) 10952,85,57 11449,59,99 12022,07,99 222,15,34 323,61,67 170,77,70~
l:l ... aN;fl~ ~~ilt<>'l<>'l ~
(31) fcl+ti4:::1 CfJj=c.fl ~
TABLE III
(iii) Programme workload summary and explanation of financial requirements
Insurance ProposalsThe following table shows the quantum of the insurance proposals received during each year, disposed
of during the year and the number of proposals remaining outstanding at the end of the year. The value ofthe property covered by insurance is also shown along side information. Before an insurance policy is issuedthe proposal has to be scrutinized. The information which is called for from the proponent. Therefore, allthe proposals received during the year cannot be disposed of in the same year. However, the number ofpolicies issued during the year indicates the workload of the Department.
(m~ /Rs. in thousands)
~ fcr<:nMiscellaneous
~Total
Type of Business
~o9~-~o9~ ~o9~-~o9'd ~o9'd-~o9~ ~o9~-~o9~ ~o9~-~o9'd ~o9'd-~o9~
2012-2013 2013-2014 2014-2015 2012-2013 2013-2014 2014-20159 10 11 12 13 14
(1) Proposals outstanding on 31st March-
(a) No. of Proposals
(2) Proposals received during the year-
2,51,913 2,86,878 2,96,258 2,54,843 2,90,022 2,99,670 .. (a) No. of Proposals
16874,61,66 22774,28,47 20656,70,85 28049,62,57 34547,50,13 32849,56,54 .. (b) AmountofRisk (inRs.)
(3) Policies/Covers issue during the year-
2,51,913 2,86,878 2,96,258 2,54,843 2,90,022 2,99,670 .. (a) Policies/Covers issued
16874,61,66 22774,28,47 20656,70,85 28049,62,57 34547,50,13 32849,56,54 (b) Amount of Risk(inRs.)
(4) Proposals outstanding at the end of theyear
(a) No. of Proposals
fcmr ~ crwft~ ~ ~ ~ CfI!ffurr ~ ~ ~ ~.~ ~ ~ G~~~Ullld ~ 3W. ~1I'H(6)1I
fc)m1r q ~ ~ • Q)'IUqllltlll ~ fcl'l111luft 'j'Lctj~Q);{i)''1 G~~Rlullld 3lT(ifi ~.
3fj- ~ fc;r1:rr ~ '<j)'(lq leftfl fc;r1:rr ~~~ fc;r1:rr~ ~ ~ ~~~ ~ ~~ ~Sr. 'CfIf m:sm Premium outstanding m:sm Premium became due m:smNo. No. of at the beginning of No. of during the year No. of
Covers the year Covers ~~~ Covers~~~ Premium duePremium outstanding
ltllflq»l'Q PiJ1ltllflc6l'Qltllflc6l'Q PiJ1ltll'l(1q»~I'Q Go,,1. OtherGovt. Other Business Business
Business Business
1 2 3 4 5 6 7 8 9 (3+6)
m m m mq. 3fITT fcmr--
=?09=?-=?o9~ 0 0 0 1,768 1,20,89 12,73,47 1,768
=?o9~-=?09~ 0 0 0 1,884 96,98 13,06,98 1,884
=?o9~-=?o9lJ 0 0 0 1,978 1,01,82 13,56,10 1,978
~. ~ fcmr--=?09=?-=?o9~ 51 1,05 1029 1,162 3,05 1,60,37 1,213
=?09~-=?o9~ 20 73 55 1,260 23,84 1,87,09 1,280
=?o9~-=?o9lJ 28 45 9,24 1,434 2,06 1,53,99 1,462
~. ~ fcmr--=?o9=?-=?o9~ " 2,452 4 1,78,08 2,51,913 4.30,92 99,33,90 2,54,365
=?o9~-=?09~ " 1,848 0 1,18,71 2,86,878 4,25,22 117,74,21 2,88,726
=?o9~-=?o9lJ 641 0 3,20,92 2,96,258 4,00,14 103,23,38 2,96,899
wYT--=?o9=?-=?o9~ " 2,503 1,09 1,88,37 2,54,843 5,54,86 113,67,74 2,57,346
=?09~-=?o9~ " 1,868 73 1,19,26 2,90,022 5,46,04 132,68,28 2,91,890
=?o9~-=?o9lJ 669 45 3,30,16 2,99,670 5,04,02 118,33,47 3,00,339
2014-2015 ~ Glt~~JlJl ~ ~~.
919
TABLE IV
Recovery of PremiumThe following table shows the position of the outstanding Premium at the end of each year and the premium received
during each year for last three years. The figures have been specifically bifurcated into arrears due from GovernmentDepartments and other Bodies.
(~ ~ / Rs. in thousands)
~ fcl;:rr- ~ ~ ~ fcl;:rr ~ fcl;:rr- ~~~0fTC!ft Type of Business
~ Prelnia recovered ~ Balance outstading Year
~ Cf5'! Iq>11l~ ~ ~ ~ during the year ~ the end of the year
Total Premia No. of ~~~~ No. of ~ '1~ fuR;rcp
recoverable Covers Premia received Covers fcl;:rr ~balance Premia
~ f.:1'1~llflctn>11 ~lIflctn>11 f.:1'1~11~1Cf>1>11 outstanding
Govt. Other Govt. Other'!llflctnll f.:1'1~11~1ctnll
Business Business Business Business(4+7) (5+8) Govt. Other
Business Business(9-12) (10-13) (11-14)
10 11 12 13 14 15 16 17 2
m m m m m m1. Fire--
1,20,89 12.73,47 1.768 1,20,89 12,73,47 0 0 0 2012-2013
96,98 13,06,98 1,884 96,98 13,06,98 0 0 0 2013-2014
1,01,82 13,56,10 1,978 1,01,82 13,56,10 0 0 0 2014-2015
2. Marine--
4,10 1,70,66 1,193 3,37 1,70,11 20 73 55 2012-2013
24,57 1,87,64 1,252 24,12 1,78,40 28 45 9,24 2013-2014
2,51 1,63,23 1,464 2,10 1,61,09 -2 41 2,14 2014-2015
3. Misce.-
4,30,96 101,11,98 2,52,517 4,30,96 99,93,27 1,848 0 1,18,71 2012-2013
4.25,22 118,92,92 2,88,085 4,25.22 115,72,00 641 0 3,20,42 2013-2014
4,00,14 106,44.30 2,96,227 3,93,04 103,11,69 672 7,10 3,32,61 2014-2015
Total-
5,55,95 115,56,11 2,55,478 5,55,22 114,36,85 1,868 73 1,19,26 2012-2013
5,46,77 133,87,54 2,91,221 5,46,32 130,57,38 669 45 3,30,16 2013-2014
5,04,47 121,63,63 2,99,669 4,96,96 118,28,88 670 7,51 3,34,75 2014-2015
The figures quoted for .the year 2014-2015 are on the basis of Estimates.
9(:
tJCRIT ttPlQiI(i1ld QiICiclcl GTCf
~ fclq,<oll'""l~ fcll'Il'ClI'<Cf5ICf5~ ~1I*1Cf.>11I fcr:n ~ ~ ~ ~ ~Cf5I'<UlI c;IClliUlI ~ l1Tf%cfT C;~jfcloliid ~
~. fcr:n ~ ('lIT ~ q'SdICXSO~ CJ'5'Wf "fr PiCf5IC"1ld Cf5ldOlll*1ld'1 -mn:r eft Cf51;QQI{1 ~ ~. ~ 19 ~ ~
fi'tl IC"I'1IC"Ili 1'tI1 ~ ~. *11'Cl1,<0lqu, -c;-m PiCf5IC"1ld Cf5ldolll*1 Cf5lllC;Q;;Q f?!CXSIC"lll"id'< ~ ~ "C"iT'TdTd". '"X:I11I1C"I~~1'1~,
~ ~, 3ic"1IIQ~1ICf5 ~ Cf5lllC;Q;;Q ~ ~ fcr:n fi'tlIC"l'1IC"1l1ltl f.1<:i?ruT ~ fcr:n ~ ~ Cf5ldOlll*1ld)
~ Cf5IC"1IQ41 "C'1l1J, ~. ~ Cf5IC"1IQ41 ~ ~ C[ -c;-m Cf5"!oll=llIUlI *1~Cf5ll1jQ,,! ~ 3fml).
311- fcr:n ~ '<jM IcflC"lI~ 'QCI)]X ~~-c;-m ~~-c;-mSr. ~ Claims outstanding at the Claims reported ~No. beginning of the year during the year Total
fWIT~ ~~ fcr:n~ ~~ fcr:n~ ~~msm m msm m msm mNo. of Amount of No. of Amount of No. of Amount ofClaims Claims Rs. Claims Claims Rs. Claims Claims Rs.
2 3 4 5 6 7 8
q. 31FT ~ ..~O9~-:?O9~ 17 76,45 15 5,04,46 32 5,80,91
~o9~-~o9~ 17 4,12,78 15 12,60,09 32 16,72,87
~o9~-~o9~ 24 16,46,28 14 13,23,09 38 29,69,37
=? ~~ ..~o9~-~o9~ 38 1,23,70 12 73,51 50 1,97,21
~o9~-=?09~ 15 3,33 18 61,68 33 65,01
~o9~-=?o9~ 22 47,01 12 20,52 34 67,53
~. mrftof ~ ..=?o9~-~o9~ 146 117,92,23 104 5,32,66 250 123,24,89
~o9~-=?o9~ 132 108,86,57 102 6,70,51 234 115,57,08
~o9~-=?o9~ 151 15,29,08 89 5,75,61 240 21,04,69
~ ..~o9~-=?o9~ 201 119,92,38 131 11,10,63 332 131,03,01~09~-~o9~ 164 113,02,68 135 19,92,28 299 132,94,96~O9~-=?O9~ 197 32,22,37 115 19,19,22 312 51,41,59
2014·2015 ~ c;~fFclc'lc'l ~ ~ 3lffiq.
TABLEV
Settlement of ClaimsThe following table shows the position of claims lodgedwith the Government Insurance Fund by its insureds separately
for three main classes of Insurance. These claims are required to be scrutinized and processedby the Directorate of Insurance.The figures in column 7 showwork load of the Department, Generally, claims settlement takes a period from 3 months fromthe date of receipt of all documents. The Directorate of Insurance has no control in Court Cases, Surveyor'sReports, receiptsof supporting claims documents etc. Hence in such cases, the claim settlement is delayed for unlimited period to 2 yearsdepending upon the nature of the claims and the co-operation offered by the claimant in making available all the requiredinformation.
(1{iC:ffi ~ ~ / Amount only in thousands)
m PiCflIC"lI<:"1 ~
~~Claims settledwithdrawn
during the year
Type of BusinessYear
CI1IT~~~~
Claims outstanding at theend of the year
m~ ~~~ mNo. of Amount ofClaims Claims Rs.
9 10
15
8
1,68,13
26,59
3,00,4212
35
11
18
1,93,88
18,00
53,22
118
83
102
14,38,32
100,28,00
1,27,99
m~ ~~~ mNo. of Amount ofClaims Claims Rs.
11 12 2
1. Fire Insurance-
2012-2013
2013-2014
2014-2015
2. Marine Insurance-
2012-2013
2013-2014
2014-2015
17
24
4,12,78
16,46,28
26,68,9526
15 3,33
47,01
14,31
22
16
3. Miscellaneous Insurance-
132 108,86,57
15,29,08
19,76,70
2012-2013
2013-2014
2014-2015151
138
168
102
132
18.00.33
100,72,59
4,81,63
164
197
180
113,02,68
Total-
2012-2013
2013-2014
2014-201532,22,37
46,59,96
Thefigures quoted for the year 2014-2015 are on the basis of Estimates.
0CRrr G
~/~~
~ ~~~ ~ Of~ %ffi~ ~Of~fcRft~ Of~ ~~/ 'iOiFoi"'liCfii'l:iCfig«lq~o;qii9
~ t C(~fflsloljii9 ~ -mt. ..,)af'lil",n \CICfi"'I' ~ / '{OiFoi"'liCfii'l:iCfig~ ~ lZ'li f6jRjil11('1 ~ 'qfTI' "1lt. ~ ~ ~ ~l&~ / '{OiFoi"'liCfii'l:iCfig~ ~ 'qfTI' ~ Cfilft 'II'I1f'OTffi m.~ ~ ~ ~ ~ ~ m:rnT ~ ~ ~/ 'iOiFoi"'liCfii'l:ir:M'!i)qf6jUljii9.qm. R"'I~II'!iq:,'lj ~ ~~: ~ 1~cf;('1r'ifl'i9T. oo~~:~~ "11(i~jil"'4i ~~
~~~~~~~~~'ifl'i9T. ~ ~~'-\m""Wlil"'4i ~~'8T~~~t~~ ~f.:tlj"'lI'>I"'IiJj ~~ ~ "'IlIilOj:S05iCfig~'\'1'T1'ffi.
~~~~~'6lI1'lm~Total Business transacted by Government Insurance Fund (Gross)
~ / f"I~qICfiRI~Amount of
Sr.No. fi:l4Iq~Cfiitll~~ ~~ ~~~
Number of covers Amount of risk involved Amount of Premium
~ ~ ~ ~ ~ ~Govt. Other Govt. Other Govt. Other
Business Business Business Business Business Business
tfl4Iq'Cfiitil~_~/~
No. of covers (Co-insuredRe-insured)
Oovt. OtherBusiness Business
2 3 4 5 6 7 8 9 10
m m m m~. ar1'T ftt1rr-
~o~~_~o~~ ISO 1,618 348,41,14 10604.44.43 1.20,89 12.73.47 22~o~~-~ot'l!' 132 1,7S2 333,34,99 11116.25.00 96,98 13.06,98 0 1)
~o~)S'_~o~", 152 1,826 350.01.74 11672,06,25 1.01.82 13.56,10 0 3S
~.~ftt1rr-~o~~-~on 18 1.144 8,06.18 214.09,16 3.0S 1,60,37 0 0~on-~o~)S' 35 1,225 70,39,32 253,22,35 23,84 1,87,09 0 0~o~)S'-~o~", 18 1,416 1,28,02 169,49.68 2,06 1,53,99 0 0
~. ~ftt1rr-~o~~-~on 2,242 2,49.671 794,78,82 16079.82,84 4,30,92 99,33,90 2 31~on-~o~)S' 1.882 2.84,996 1200,31,49 21573.96,98 4,25,22 117.74,21 S 7~o~)S'-~o~", 2,206 2,94.052 1181,46.09 19475,24.76 4,00,14 103,23,38 5 0
~o~)S'.~o~'" ~ ~~ffEl&1&1am ~ 3•.
aq,)f{+tro.cl ~ / 'i"1f6!Ali+Ai ~ICfl$illi9 ~ ~ 1Oj~lti605 ~ ~ 'f1f6!AlI~ ~ ~ _.
TABLE VICo-Insurance / Re-Insurance Premium
The following table shows the business transacted during the year and Amount of Risk transferred to the otherinsurance companies (Co-Insurance I Re-Insurance). Spreading of risk by way of co-insurance/re-insurance is an essentialfeature of insurance. In the case of Government business, co-insurance/re-insurance is effected on a limited scale speciallyhazardous risks. In the case of Semi-Government business, co-insurance/re-insurance is a general feature in both cases, risksin excess of the retention limit of the fund are re-insured with the subsidiaries of GI.C. In the case of other business, 5 percent of the risk is required to be re-insured with the General Insurance Corporation of India as per the Insurance Act, 1938.
~ ~~ / Amount only in thousands)
~~~Risk Re-insured/co-insured (Re
insurance/ co-insurance)
~Amount of risk
~ ~Govt. Other
Business Business
11 12
14,54,79 5384,49,95
o 8096,89,66
o 8501,74,14
ooo
84,78,11
96,49,81
97;27;39
102,00,17
301,98,00
o
fcItrr!iijl('11R'1<iICf)g~~~Amount of risk retained by Government Insurance Fund (Net)
Type of BusinessYear
~/~ fclqlq~Cf)iT.j1 ~ ~~~ ~ti&rr ~ ~~
Amount of co- Number of Amount of Amount ofinsurance/re- risk Premium
insurance Premium covers
~~ ~ ~ ~ ~ ~ ~Govt. Other Govt. Other Govt. Other Govt. Other
Business Business Business Business Business Business Business Business
13 14 15 16 17 18 19 20
m m m m m m
15,40
o6,63,65
9,52,82
ooo
2;242
1,882
2;206
150
132
152
1,618
1,752
1,826
333,86;35
333;34,99
350,01,74
8,06,18
70;39;32
1;28,02
710,00,71
1103,81,68
1084,18,70
5219,94,48
3019,35;34
3170,32,11
214,09,16
253;22,35
169,49,68
15977,82,67
21271,98,98
19475,24,76
1,05,49
96,98
1,01,82
3,05
23,84
2,05
3,45;37
3,50,46
3;34,67
2
1. Fire Insurance-
6,09,82 .. 2012-2013
3,54,16 .. 2013-2014
3,55,64 .. 2014-2015
2. Marine Insurance-
1,60;37 .. 2012-2013
1,87,09 .. 2013-2014
1,54,00 .. 2014-2015
3. MiscellaneousInsurance-
99,08,62 .. 2012-2013
117,67,43 .. 2013-2014
103;23;38 .. 2014-2015
o 10,00,46
ooo
ooo
18
35
18
1,144
1;225
1,416
The figures quoted for the year 2014-2015 are on the basis of estimates.
The figures given above are exclusive of the Co-insurancelRe-insurance to the General Insurance Corporation of India.
85,55
74,76
65,47
25;28
16,78
o
2,49,671
2,84,996
2,94,052
WM1' \9
~tm~~f<:i'4IOfil'd'4t4~~~~lWf~. '!'tl'!fq"4I'4t4~~f<:iil~i'd'tZlI~~~arncm;ormcrn-~
~ ~ ~ ~ 31mmi. ~ f6rl1T ~ ~ ~~, ~ ~ f7RmIT ~ ~ f6rl1T ~ ~ ~11'!'t"1I'tZj1
R<i;jOlllSlll'f1<!1'!l1ef,:;,f~Ofi~f6rl1T cf>q;;qid1'lld1{~~;;mIT.
~~ ~o~~_~o~~~ ~O~'6-~o~t..,~ diHfq;:;t <:"1'1 1'!'tiIfOl"4I41 ~~.
f6rl1T~ ~ ,,!<>611i'11<!11~anc;1 Outstand- f<:i'4lq?lOfii;:j)~ ing at the beginning of the year ~
~- '{"1Foi "41"'41Ofi1{i 0fi~"1 ~416141'tZ11 ~
f6rl1T~ Amount
~ "{CICf)l1of Re-
Insurance
~~ Premium.
1WT)Amount ofPremiumreceivablefrom Co-InsurerShare ofG I. E,(Gross)
Accured during the year
oH6Il~lC"CfiServiceCharges
No. ofCovers fcl11r
~~ICf):5'<!1
f.ra;rro~
Net shareofG I.E
~OfiI{iOfi~"1
416141"'41
ServiceCharges
~Net shareof G I. E
foT;rr~~ "{CICf)l1
~~1WT)
Amount ofPremiumreceivablefrom Co-InsurerShare ofG I. E,(Gross)
AmountofRe
InsurancePremium,
2 3 4 5 6 7 8 9 10
Rs. Rs. Rs. Rs. Rs. Rs. Rs. Rs.3Jl1T~-
~o~~_~o~~ 50 0 2 48 4,916 10,81,61 3,85,85 4,97 6,90,79
~o~~-~o~'6 38 0 4 37 3,310 12,09,34 2,82,60 6,05 9),0,69
~o~'6-~o~\o, 22 0 0 22 3,240 11,84,68 2,74,95 5,74 9,03,99
~~--~o~~_~o~~ 0 0 0 0 254 45,92 22,86 25 22,81
~on-~o~'6 0 0 0 0 206 43,68 19,1l 17 24,40
~o~'6-~o~t.., 0 0 0 0 190 42,80 18,62 16 24,02
~--~o~~_~o~~ II 0 2 9 13,838 6,99,31 49,86 3,78 6,45,67
~o~~-~o~'6 18 3 14 14,273 7,59,78 44,78 4,04 7,10,96
~o~'6-~o~\o, 10 2 7 14,376 8,10,42 46,51 4,51 7,59,40
m.-- ~ ~ fcrn"cf>q;;qid1'lld1{fcrn"~~ ~;;mIT~ ~ cf>q;;qid1'll"l{f6rl1T~ ~~ ;;mITmcf;q;ft
fll'!f6l'"lIQ;jOfi f.:rrffi:ffi~. -mIT ~~I'("iai"n:ql ~~fq6l{OIQ;jIi'1 ~~;;mt ~~~f'""l05fOl;:;t(i'COf1 f6rl1T~~or~
~~~m-~~~.~o~'6-~o~\o,'<t ~~ffOl<A<A~ ~~.
TABLEVIICo-Insurance Business
Co-Insurance is another way of spreading risks between insurers. In Co-Insurance, however,both the insurers and insuredsstand on the same footing vis-a-vis the insured party and there is a direct relation between the insured party and the insurers,G I.F. Co-insures certain business such as insurance of Co-operative Sugar factories, Co-operative Spinning Mills etc., withthe General Insurance companies operating in Insurance sector under the control of the Central Government.
The following table shows the position of Co-Insurance effected during the period from 2012-2013 to 2014-2015.('OCRi ~ ~ /Amount only in thousands)
~Total
m~~~~Amount of Premium received Balance Outstanding
~~~m
~~~(fum~~
Amountof
Premiumreceiv
able fromCo
InsurerShare ofQ I. F.,(Gross)
11
~~~ Service~ Charges
Amountof Re-
InsurancePremium.
12
mMq;tRor~~Netshareof
Gl.F.
13 14
~~~m
~~~(fum~~
Amountof
Premiumreceiv
able fromCo
InsurerShare ofG l. F.,(Gross)
15
~~~ Service~ Charges
Amountof Re-
InsurancePremium.
16
mMq;tRor~~Netshareof
Gl.F.
17 18
~~~m
~~~(fum~~
Amountof
Premiumreceiv
able fromCo
InsurerShare ofG l. F.,(Gross)
19
~~~ Service~ Charges
Amountof Re-
InsurancePremium.
mMq;tRor~~Netshareof
G I. F.
21
Type ofBusiness
Year
22
10,82,11
12,09,72
11,84,90
Rs.
45,92
43,68
42,80
6,99,42
7,'59;J6
8,10,52
Rs.
3,85,85
2,82,60
2,74,95
22,86
19,11
18,62
49,86
44,79
46,52
Rs. Rs.
4,99
6,06
574
6,91;27 10,81,73
9,21,06 12,09,50
9,04,21 11,84,66
25
17
16
3,80
4,07
4,'53
22,81
24,40
24,02
6,4'5,76 6,99,24
7,11,10 7,59,86
7,'59,47 8,10,38
Rs. Rs. Rs.
4,98
6,06
5,71
6,90,90
9,20,84
9,04,01
20
Rs. Rs. Rs. Rs.
o3
ooo
3
2
3
Rs.
:r7
22:l)
Fire Insurance2012-2013
2013-2014
2014-2015
3,85,85
2,82,60
2,74,94
45,92
43,68
42,80
22,86
19,11
18,62
25
17
16
3,77
4,05
4,50
38
22
24
oo
Marine Insuranceooo
2012-2013
2013-2014
2014-2015
49,85
44,78
46,50
22,81
24,40
24,02
ooo
ooo
14
7
9
Misc. Insurance2012-2013
2013-2014
2014-2015
6,45,62
7,11,03
7,59,38
18
10
14 2
N.B.-Where business is co-shared with other insurance companies, the Co-iDSU¥IDcepolicies are issued by the companywith which business is co-shared, the statisticsin relation to such business is received in a quarterly statement and settlementof accounts is done on the basis of th~ premium collected by the Co-insurers and the claims settled by them.
The figures quoted for the year 2014-2015 are on an Estimated basis.
'O'iffiT c~ / mfinrrGrcf
~ ~~ / ~ ~~~ aW.• ~ cfiq.nOl'llOl{ ~~ ~~ I ~~ mffi. ~ ~ I '!"'1Fo!RtI4:) ~ ~ ~ ~ ~~ mffi". ~ I ,!"'1Fo!'1ICf>I(ICf>'i_'1<IT ~ 1WTRfT• ~ ~ ~ fci;orr ~ mmm <:1'1I<flf..,\9 ~~.
fc;rl:rrwm- ~ 'tf6OIlffi~1<lot ~ ~<loT~~~/~~~ ~"{qCf)I1 ~
Amount of Co-insurance/re-insurance claim Amount accrued of insurance Totalreceivable at the beginning of the year claims during the year
~oZ~-~oZ~ ~oZ~-~oZ't{ ~oZ't{-~o~t._ ~oz~-~on ~oZ~-~o~'t{ ~oZ't{-~ozt._ ~oZ~-~oz~ ~oZ~-~oz't{ ~oZ't{-~ozt._2012-2013 2013-2014 2014-2015 2012-2013 2013-2014 2014-2015 2012-2013 2013-2014 2014-2015
2 3 4 5 6 7 8 9 10
Rs. Rs. Rs. Rs. Rs. Rs. Rs. Rs. Rs.
3I1TT fcf1:rr 40,89 40,89 40,89 0 0 0 40,89 40,89 40,89
~fcf1:rr 0 0 0 0 0 0 0 0 0
~fcf1:rr 42,51 0 1,61 9,58 1,61 62 52,09 1,61 2,23
~oZ't{-~ozt._ -4:)- G'i'1fOJ~~ ~ ~ ~.
TABLE VIIIRe-Insurance ICo-lnsurance Claims
The following table shows the position of re-insurance claims. When any risk is re-insured with company, the companybears the same proportion of the claim as the amount of re-insurance to the amount of insurance. The recovery of this shareof claim is made from the re-insurer from time to time or through the quarterly accounts.
~ ~ / Rs. in thousands)
~~~ ~m<M~ Type of Business
f<405I&1<:'11 ~ ~~~~
Amount of re-insurance claims Balance amount of re-insurance claims
received during the year receivable at the end of the year
~o~~_~o~~ ~o~~_~o~'6 ~o~'6-~o~t.._ ~o~~_~o~~ ~o~~_~o~'6 ~o~'6-~o~t.._
2012-2013 2013-2014 2014-2015 2012-2013 2013-2014 2014-2015
11 12 13 14 15 16
Rs. Rs. Rs. Rs. Rs. Rs.
0 0 0 40,89 40,89 40.89 .. Fire Insurance
0 0 0 0 0 0 .. Marine Insurance
52,('1) 0 0 0 1,61 2,23 .. Miscellaneous Insurance
The figures quoted for the year 2014-2015_ are on the basis of Estimates.
'ffiffiT ~~~~
~ for:rr ~ ~ '8lof"1f"'1Cf>foI11T ~ f'R for:rr <t>qo:<:jliZll 'l'lIlSIi"l«l"l( ~ :a~«f6lMi!11 amm. ~ ~ ~ ~ t'8~f<;jqlCf>l«iCf>1'1 ~ foI11T ~ ~ ~ ~ "lRIffi. ~ ~ ~ foI11T ~ ~ ~ ~ ~ ~~ for:rr ~ mlSI'Rr ~IOj~liZll ~ e:llSIf6lMe<:Il ~. ~ ~ ~ foI11T ~ 'l'lllSIiCf>1'1 ~ ~ ~ ~ msr~ for:rr Rmffi ~ ~ for:rr ~ ~ ~ ~ "lRIffi.
fcrqr lICIiR qqjurr~~ qqffi~~~~~ 3lm'Mt<ClCfil1 ~<CICfil1
Amount of Co-Insurance claims Amount of Co-Insurance claims payableat the beginning of the year during the year
~fcrqr 'flFc!4IC1>I{I- fcrqrRmm ~fcrqr '!1Fc!4IC1>i{i- fcrqrRmm ~fcrqr~ ~~ ~ ~ ~~ ~ ~'IWTf;:ft *'f~ f.!ccroo ~ *'f~ f.!ccroo 'IWTf;:ft~ ~ ~ ~ ~ ~ ~
Amount Amount of Net Amount Amount of Net Amountof claims Re-insurance liability of claims Re-insurance liability of claimsshare of claims of share of claims of share ofGI.F. receivable GI.F. GI.F. receivable GI.F. G I. F.
fromCo- fromco-Insurances Insurers
6 7 9
Rs. Rs. Rs. Rs. Rs. Rs. Rs.
~oZ~-~oZ~ 3IT1TPcPrr 4,56,22 0 4,56,22 6,41,77 0 6,41,77 IOfJ7:J9mTTiTPcPrr 0 0 0 3 2 3~PcPrr 19,34,70 11,35,41 7:J9,29 1,20fJ2 50,61 70,31 20,55,62
~ 23fJOfJ2 11,35,41 12,55,51 7,62,72 50,63 7,12,09 31,53,64
~oZ~-~oZ~ 3IT1TPcPrr 7,78,01 0 7,78,01 1,43,21 0 1,43,21 9,21,22mTTiTPcPrr 0 0 0 4 3 4WiMPcPrr 12fJ4fJ4 7,29,22 5,65,72 4,15fJ2 2,79,16 1,36,76 17,10,86
~ 20,72fJ5 7,29,22 13,43,73 5,59,17 2,79,19 2,79fJ8 26,32,12
~oZ~-~oZt.. 3IT1TPcPrr 1,19,76 0 1,19,76 1,42,72 0 1,42,72 2,62,48mTTiTPcPrr 0 0 0 0 0 Q QWiMPcPrr IS,64:J9 9,56,17 6,08,82 4,09f)6 2,77,64 1,32,32 19,74fJ5
~ 16,84,75 9,56,17 7,28,58 5,52,68 2,77,64 2,75,Q4 22,37,43
~oZ~-~oZt.. Tfe:'I'ffOlMM .am~~.
TABLE IXCo-Insurance Claims (payable)
In case where Co-insurance is made with the different public sector insurance companies in the General Insurancesector, the claims arising out of the Co-insurance policies are settled by the subsidiary insurance companies on behalf of theGovernment Insurance Fund. The following table shows the share of the claims payableby the Government Insurance Fund tothe different insurance companies. The adjustment ofthis share is madeby these insurance companies in the quarterly accountsby deductions from the share premium payable share by these companies to the Government Insurance Fund.
~ ~ / Rs. in thousands)
Type ofBusiness
Year
TotalAmount of Co-Insurance claims
paid during the yearBalance amount of Co-Insuranceclaims payable at the end of year
~~~f.tcqoo
~Net
liabilityof
GI.F.
~~~f.tcqoo
~Net
liabilityof
GI.F.
~~~f.tcqoo
~Net
liabilityof
GI.F.
~~<M~~
Amount ofRe-insurance
claims
~Amountof claimsshare ofG I. F.
~Amount ofre-insurance
claimsreceivedfrom coInsurance
Amountof claimsshare ofG I.F.
~Amount ofre-insurance
claimsreceivablefrom coInsurance
receivablefrom coInsurance
10 II 12 13 14 15 16 17 2
Rs. Rs. Rs. Rs. Rs. Rs. Rs. Rs.
o 10,97,99 3,19,98 0 3,19,98 7,78,01 0 7,78,01.. Fire 2012-20132 3 2 0 0 0 .. Marine
_..:."::.:,86:.:::,02=----_::_8,:::69:.:_,60:::.._--7.:..:.,60:.::.:.:,68.:........-..::4,56::..:..:.:,80.:........--__:...3,;_03:.:_,88---12...;.,9_4:_,947:_.29_:;1._2__ ___:5,_65...;.,72_.. Miscellaneous11,86,04 19,67,60 10,80,69 4,56,82 6;1.3,87 20,72,95 7;1.9;1.2 13,43,73.. Total
o 9;1.1;1.2 8,01,46 0 8,01,46 1,19,76 0 1,19,76.. Fire 2013-20143 4 3 0 0 0 .. Marine
_~10~,0~8,3~8:.___ 7:.£,02:=,c::48::__-_!!1,4:.::5:c,87::.._-_:5::.:2;1.~1_::93:.::;,~66:..__-..:;.15=,6:...:4z:..,99:..__-~9,56=,1;.:_7---=6_,.;;..,0-"'8,82=-.. Miscellaneous10,08,41 16;1.3,71 9,47,37 52;1.4 8,95,13 16,84,75 9,56,17 7;1.8,58 .. Total~~~~~~--~~--~~--~~--~~--~~--~~
o 2,62,48 2,15;1.3 0 2,15;1.3 47;1.5 0 47;1.5.. Fire 2014-2015o 0 0 0 0 0 0 0 .. Marine
_.!.!I2,3~3,ec81!.__..-.!c7,C!;41!.1;,1~4---7~;1.~8:i:!,46~-:...4:.::9J.!,1f::..2---~6,.:..:79:,:,3::_:4__ ..!:12::z.,46=..:,49::.._--1:_::1.z::,8-"4,6;::::9'----.::;61:z:,80=... Miscellaneous12,33,81 10,03,62 9,43,69 49,12 8,94,57 12,93,74 1l,84,69 1,09,05 .. Total
The figures quoted for the year 2014-2015 are on the basis of Estimates.
TABLE X
~ ~ <:;qcf;cml
NET CLAIMS RATIO
~ fcn:rr ~ H ffi;r ~ ~ wnum=r ~ ~ ~ ~ ~ ~ ~ ~ 31Tffi ~. ~
~ ~ ~ ~ ~ fcn:rr ~ ~ ~ ~ / ~ ~ ~ ~ ~1@fCjo~l(1~ ~.
The following table shows the profitability of each class of Insurance during the last three years. The Column No.4 shows the excess of net premium over net claims under each class of Insurance.
em~ /Rs. in thousands)~ ~
f<;r+:rr~ ~ ~ ~/~ ~ ~ q_c:
~ Net SurpluS!Net premium claim Deficit
~~ror:rr
t!C{'<OIIGl{lGl{
Type of Business
2 3 4
Percentage ofClaims toInsurancePremium
5
Year
awTfcIlrr- Fire Insurance -~o~~_~o~~ 14,06,10 11,52,15 2,53,95 81.94 2012-2013~o~~-~ot){ 13,71,83 15,34,83 (-)1,63,00 111.88 2013-2014~o~~-~o~t.. 13,61,45 14,91,31 (-) 1,29,86 109.54 2014-2015
~h-- Marine Insurance -~o~~-~on 1,86,23 73,52 1,12,71 39.48 2012-2013~o~~_~o~¥ 2,35,33 61,69 1,73,64 26.21 2013-2014~o~~-~o~t.. 1,80,07 20,52 1,59,55 11.4 2014-2015
~fcIlrr-- MiscellaneousInsurance -
~o~~_~o~~ 108,99,66 5,87,47 103,12,19 539 2012-2013~o~~_~o~~ 128,18,85 6,74,13 121,44,72 5.26 2013-2014~o~~-~o~t.. 114,17,45 6,81,81 107,35,64 5.97 2014-2015
~o~~-~o~t.. ~ ~~ifCj<'l<'l~ ~ ~.
The figures quoted for the year 2014-2015 are on the Estimated basis.
TABLE XIfcrqr~wm
Progress of the Insurance Fundfum" f.rtit&rr ~MIc?lql~'1 ~cil~c:ll~ am ~o~~_~o~'d' ~ ~ ~.c--.,p.__ 0 C--!:l....A. fij --A •..,1'1~I""I1 ~'6C1I<:1lql*l",'1 1'1~I"'i1 qoqClI Cf) 101'1<:11GOI@Clull{1 ~.
The progress made by the Insurance Fund from the time of its inception can be seen from the figure for the quinquennialperiods and the year 2013-2014 given below.
Statement showing progress of the fund at quinquennial periods right from the inception of the funds.~ ~ I Rs. in thousands)
~OlFclI:lI~I{q;i::j1Cf ~~ fl:ra5urRT'!4~fOjI:lI~I{q;i::j1 ~~~~ ~~
~ «<N~~~'l{)
Net premium Net premiumpayable to receivable by the
re-Insurers or Insurance FundCo-Insurers (Col. 3 - Col. 4)
4 5
m m3,48 6,30
1,40 6,33
2,25 16,61
14,37 28,86
62,08 78,46
1,49,40 1,39,73
*2,85,92 3,07,48
*5,82,36 4,98,96
*8,71,97 12,55,93
*11,77,32 18,17,34
*9,11,35 29,61,14
*13,03,47 48,84,55
*20,26,50 117,12,02
*17,82,20 140,44,92
Amount ofthe fund at theNo. of Insurance Premimum
covers granted by receivable bythe Government the InsuranceInsurance Fund Fund
2 3
m3,731 9,78
5,192 7,73
9,824 18,86
12,519 43,23
20,253 1,30,54
34,050 2,89,13
30,492 5,93,90
51,391 10,51,32
85,199 21,27,90
39,785 29,94,66
44,894 38,72,49
92,753 61,88,02
2,73,851 137,38,52
3,07,811 158,27,12
Period
end ofthe period
6
15,6745,7890,13
1,44,073,77,0812,83,4933,02,35
t28,83,51t25,87,17t 23,25,35t 9,63,10t 28,84,55
*(-)157,87,98
*(-)59,55,08
1951-521956-571961-621966-67
1972197719821987
1992-931997-982002"()32007"()8
2012-13
2013-14
~ ~ ~ ~ ~ ~ ~~ ~ ~ ~. ~ 'U~ ~1I{i'1ICf)\'1 ~ <turRrr~ fum" C4C1t\I{I;I{ ~ Gloq<:1"i'C4l~ fcmIT ~ ~ ~ ~ <tff.
* ~ 'C(' ~ tl16l41tl1 ~~.tm~. mfc:I'I1Trr ~~~/~~G~rm-31R'-~~~/G~~-~, ~ ~'d'-~-~~G~ ~m ~o~~.G'd' W ~I1*111'&j1
~ ~ crt ~~113;Ci5~ ~~G~ (f ~o~'d'-~o~~ <IT ~ ~ f.:!it:qT ~ q;tfr ~ ~.* ~ ~o~~_~~ <IT ~ ~ ~ m ~\9~.C.:l W ~1I{i'1I'C41 ~ ~ crt ~ ~ m(-)~~\9.G\9.~G
~~~~Wft~<ffi~.The amount of the fund shown in the last column indicates the accounted excesses of income over outgo and gives an
idea of the accounted savings accured to the Government on account of the activity of the General Insurance business carriedon by the State Government.
* Gross premium payable to re-insurers or co-insurers.t Amount of the fund at the end ofthe period is reduced due to the effect of the G R., F.D., No. AIF/2182/CR-192/821
ADM-5, dated 14-5-1982, by which an amount of Rs. 1065.84 crores has been transferred to the Consolidated Fund of theState from 1982 to 2014-2015.
Pcr ('([if) ~=?'d--~
~o
fCilcHUj451
Vivaranpatrak
DIRECTORATE OF INSURANCE,
Statement Showing the details of PremiumRe-Insurance / Co-Insurance Premia Payable and
Sr.No. Year Pre. SeT.Tax Cenvat Total Gross SeT.TaxPaid CenvatDevelopment Credit Permium by Cheque Credit
2 3 4 5 6 (3+4+5) 7 8Rs. Rs. Rs. Rs. Rs. Rs.
1 1951 to 1990 117.00 0.00 0.00 117.00 0.00 0.00
2 1990-1991 13.42 0.00 0.00 13.42 0.00 0.00
3 1991-1992 16.81 0.00 0.00 16.81 0.00 0.00
4 1992-1993 21.28 0.00 0.00 21.28 0.00 0.00
5 1993-1994 22.76 0.00 0.00 22.76 0.00 0.00
6 1994-1995 20.60 0.22 0.00 20.82 0.22 0.00
7 1995-1996 22.79 0.66 0.00 23.45 0.66 0.00
8 1996-1997 26.46 0.71 0.00 27.17 0.71 0.00
9 1997-1998 29.95 0.65 0.00 30.60 0.65 0.00
10 1998-1999 29.23 0.79 0.00 30.02 0.79 0.00
11 1999-2000 33.81 0.89 0.00 34.70 0.89 0.00
12 2000-2001 36.60 1.17 0.00 37.77 1.17 0.00
13 2001-2002 39.28 1.22 0.00 . 40.50 1.22 0.00
14 2002-2003 39.25 1.64 0.00 40.89 1.64 0.00
15 2003-2004 40.47 2.15 0.00 42.62 2.15 0.00
16 2004-2005 37.53 3.22 0.00 40.75 3.22 0.00
17 2005-2006 40.05 3.72 0.00 43.77 3.72 0.00
18 2006-2007 50.34 5.05 0.00 55.39 5.05 0.00
19 2007-2008 61.88 6.50 0.00 68.38 6.50 0.00
20 2008-2009 77.34 6.44 1.78 85.56 6.44 1.78
21 2009-2010 94.20 6.62 1.26 102.08 6.62 1.26
22 2010-2011 123.00 10.91 0.30 134.21 10.91 0.30
23 2011-2012 125.43 11.41 0.59 137.43 11.41 0.59
24 2012-2013 132.64 12.36 1.67 146.67 12.36 1.67
25 2013-2014 158.82 12.80 2.17 173.79 12.80 2.17
26 2014-2015(E) 172.00 21.00 0.47 193.47 21.00 0.47
Total 1582.94 110.13 8.24 1701.31 110.13 8.24
~~
"Cfi""C"MAHARASHTRA STATE MUMBAIdeveloped, Service Tax, Management Expenses,Claims paid from the Year 1951 to 2014-2015 (m~ /Rs. in Crores)
Manage- Re-Ins'/Co-Ins. Claims paid TotalExpenditure Balance Transferred
ment Premia of GIF to Consolidated
Exp. Payable Fund
9 10 11 12(7+8+9+ 10+11) 13(6-12) 14
Rs. Rs. Rs. Rs. Rs. Rs.
1.00 (E) 0.00 1.00 (E) 2.00 115.00 47.84
0.55 3.65 0.79 4.99 8.43 10.00
0.60 2.09 0.97 3.66 13.15 13.00
0.71 2.65 1.08 4.44 16.84 12.00
0.84 2.24 4.25 7.33 15.43 14.00
0.98 4.65 3.76 9.61 11.21 13.00
1.11 2.60 1.40 5.77 17.68 12.50
1.18 4.15 1.82 7.86 19.31 14.50
1.37 4.50 2.31 8.83 21.77 18.00
1.52 3.80 3.68 9.79 20.23 18.00
2.64 5.00 6.68 15.21 19.49 17.50
2.57 5.00 9.48 18.22 19.55 18.50
2.32 5.00 5.76 14.30 26.20 18.50
2.25 4.68 15.50 24.07 16.82 18.50
2.48 6.00 9.85 20.48 22.14 20.00
2.26 6.00 5.81 17.29 23.46 20.00
2.90 8.00 9.97 24.59 19.18 20.00
2.80 11.30 19.96 39.11 16.28 20.00
3.37 7.63 15.76 33.26 35.12 20.00
3.28 8.00 8.28 27.78 57.78 20.00
3.79 8.00 8.40 28.07 74.01 25.00
6.06 10.00 6.58 33.85 100.36 0.00
4.19 12.00 6.30 34.49 102.94 0.00
6.47 14.25 4.51 39.26 107.41 275.00
4.75 15.00 4.97 39.69 134.10 200.00
6.63 15.00 8.00 51.10 142.37 200.00
68.62 171.19 166.87 525.05 1176.26 1065.84
fcr ('0l) ~~~--~-3f
~~f.fdlGENERAL INSURANCE FUND
(~) c61h:uflfccq4<6 mmr : ~ ~(IV) Personnel Summary: No.1
~~ llT'i'i- ~o~~ ~ ~Glf",Jl<"'l1
~~Number of posts as on
31stMarch2015
Estimated number of posts
as on 31st March 2016
5 6
~Total
7Permanent Temporary Total
2 3 4
Permanent Temporary
~.~-(~)~(~) -iiHl"jq!S1(i
1 Technical(1) Gazetted(2) Non-Gazetted
----------------------------------------------Total-I
130
R Non-Technical -21 21 21 (1) Gazetted109 109 109 (2) Non-Gazetted
Class III and IV
130 130 130 Total-IIGrandTotal
~.~-(~)~(~)
21109
• I,
~fclmRd1GENERAL INSURANCE FUND
l!'11'1Vft~"iT _\t: ~~~t...--*lI"'Ilf"1Cfi~or~-e..O, ~*lI"'Ilf"1Cfi~or~~, ~~~o~ ~'t$I*lla'~.awm=r
feI;:rr~. ~ feI;:rr ~ 6qQ,(::(IIQ'1..
Demand No. G - 7 : 2235--Social Security and Welfare 60, Other Security and Welfare Programmes, Minor Head--l 01.Personal Accident Insurance Scheme for Poor Families (01) Management of Insurance Fund
(~) Cf)fi:i:uflrctEC4Cf) InECctHI : ~ ~(IV) Personnel Summary :·No.2
~ ~ ~ Designation
Scale of pay No. of Posts
~o~~.~o~..., ~o~"".~o~G
2014-2015 2015·2016
2 3 4 1
~1"Iqf:;j"- ~~ w~ Gazetted--
rorm ~ TIC(3l) 37,400.67,000 8,700 Director of Insurance
W"m~TIC(3l) 15,600-39,100 7,600 Joint Director of Insurance
"3l1 fori:rr ~ TIC(3l) 15,600-39, 100 6,600 2 2 Deputy Director of Insurance
~TIC(3l) 15,600·39,100 5,400 Account Officer Gr. (A)
~m~TIC(3l) .. 9,300-34,800 4,600 3 3 Assistant Director of Insurance
~ ~ ~ TIC(Of) .. 9,300·34,800 4,400 13 13 Junior Technical Officer
~ 21 21 Total
aW"Iqfll" -- ~q;'Non-Gazetted-Ciass-III-
~~ 5,200·20,200 2,800 46 46 Technical Assistant
~ 5,200·20,200 1.900 Cashier
~ dCfi&tlij.., 5,200'20,200 1,900 Head Typist
~-dCfi&tlijCfi 5,200·20,200 1.900 40 40 Clerk -cum-Typist
~~~ 5,200-20,200 1,900 3 3 Clerk/Accounts Clerk
~~ 5,200'20,200 1,900 2 2 Driver
~ 92 92 Total
41H"IQf:4"- T(GTNon-Gazetted-Class-IV-
~ <:/~"'H{1'" 4,400·7,440 1,600 Xerox Operator
~ 4,400-7,440 1,600 3 3 Daftary
* 4,400·7,440 1,600 Nail<
~ 4,400·7,440 1,300 12 12 Peon
~ 17 17 Total
~-ur~ 130 130 Grand Tot&].
(~)~~~
C~) \l1'iIllmd) ~
(~)~~
sit. fq>, ~. ~
sit. -31. ~. ~
sit. fcf. \Tf. ~(Ci5cM
en Cfl14i<141d I(»IIflCfl14 fcp:rr ~ CflIIlCflI\l1ld fcNm ~, fcp:rr ~ill<1Cfl ~ ~ ~041f1ldl ~ ~
~~~~:--
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(\.9) ~~.
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~ !?lIfHI41 fcg:ifc>iJ01I c:it\TRT 61!?If(Ql Cfi~06llfjlal fum ~';jI\1I(1 @~')(1
fj;;Qlo:<:j ~ (Fellowship) 'tl1~CfiiT..n ~ffi@·..nll ~ ~ 31W.
~ .m.\ill. ~. ~,~.-3W1.~. ~
.m.~.m.~,~.~.m., ~.-3W1.~. (~
.m.~. atR". ~,
~.~.m., ~.m.-3W1.-3W1.~
't .m.N. "G. 'TIt,~.~., ~.-3W1.~. ~
'"" .m.q.m. -;{;t,~.CfiP::r., ~.~.-3W1.-3W1 .
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.m.~.~.~,~.~.m., ~.~.-3W1.-3W1.
~o m.lI. 31". ~
~.~., ~.~.~., ~.~.-3W1.-3W1.
~~ .m.~. lIT. ~,~.~.,it.~.~., it.~..qr.aw., ~.~.~., ~.-3W1.-3W1.-3W1.
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