fairfield county business journal 123112

BY JENNIFER BISSELL

[email protected]

With only 1,900 jobs created in the first 11 months of 2012, Connecticut business leaders

are anxious to move forward in 2013.The rate of job growth in Connecticut

was markedly stagnant this year, as by this time last year, roughly 8,800 jobs had been created in the state.

In November, the state’s unemploy-ment rate fell to 8.8 percent from 9 percent the previous month, with the state’s economy adding 300 jobs, the Connecticut Department of Labor (DOL) announced Dec. 20.

Additionally, the state DOL revised its October job reading to 1,400 jobs cre-ated from an initial estimate of 1,200 jobs created.

“It seems like we’re in a rut and we’re stuck,” said Joseph Carbone, CEO of The WorkPlace Inc., a Bridgeport nonprofit devoted to workforce development. “It has not been a good year. If you look at a five-year set of statistics there is virtually no movement in the right direction.”

The WorkPlace also partners with the DOL to serve as the Regional Workforce Investment Board for the southwest por-

State lawmakerS cloSe the budget deficit after approving a bipartisan bill … 2

Uconn will hoSt the state’s Small Business Development Center in January … 3

retailerS embrace tabletS and smartphones as a means of cashing out customers … 7

State reviewS itS inveStmentS in wake of Newtown shootings … 9

BY PATRICK GALLAGHER

[email protected]

With hedge fund firms facing a fed-eral securities fraud crackdown and an increased regulatory burden under Dodd-Frank, one Stamford fund manager says the biggest threat facing the industry may be public perception.

“It’s been a tough two or three years for the industry,” said Guy-Max Delphin, CEO and chief investment officer of Delphin Investments L.L.C. “I don’t think the industry has done a great PR job.”

Delphin founded the firm four years ago in hopes of offering investment prod-

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Challenges, page 2

Anxiety, page 6Holiday, page 6

Challenges mounting for fund managers

Transit oriented growth

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National retail sales miss projections as local merchants, still reeling from Sandy, bank on after-Christmas discounts

Unemployment falls to 8.8 percent as state economy adds 300 jobs in November

Anxiety builds over slow jobs recovery

HOLIDAYHANGOvER


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shoppers hoping to seize on after-Christmas sales were met with gridlock last week in downtown Greenwich.

Retailers didn’t fare any better as gridlock in Washington, D.C. contrib-uted to lackluster sales for the two months leading up to Dec. 25, according to one report.

In-store and online retail sales from Oct. 28 to Dec. 24 increased 0.7 percent relative to the same period a year ago, according to the MasterCard Advisors SpendingPulse report, released Dec. 25.

Prior to Thanksgiving, industry groups such as the National Retail Federation and the International Council of Shopping Centers had pro-jected that holiday sales would increase

Shoppers at Stamford Town Center Dec. 26.

Week of December 31, 2012 • FairField County Business Journal2

ucts that would be distinct from those marketed by the region’s largest hedge fund firms — most of which experienced losses in the aftermath of the 2008 finan-cial crisis.

Products offered by Delphin Investments include two hedge fund strat-egies and a U.S. small-cap stock portfo-lio. The firm currently has a half-dozen employees, with Delphin saying he hopes to grow to between 15 and 20 full-time staff and interns over the next five years.

Since it launched, Delphin said the firm’s strategies have showed strong returns, which he attributed to the abil-ity of smaller hedge fund firms such as Delphin Investments to have more diverse product offerings than firms offering larg-er hedge funds or large-cap stock funds.

However, Delphin said that competing with public perception and against some of the larger fund management firms in Fairfield County has posed a challenge.

“We do understand … that the per-ceived risk of smaller institutions is a major hurdle,” said Delphin, who, prior to founding Delphin Investments, worked as an investment strategist for the Yale-New Haven Health System.

Frequently, he said, “Asset allocators are going to bigger shops, and smaller guys are having a tougher time. It’s not good for the industry. … You want smaller

The individuals in the latter four cases, with the exception of Stephen B. Blankenship of Deer Hill, have either reached settlement agreements with the SEC or have pled guilty to or been con-victed of related charges brought by the U.S. Justice Department.

Twardy, who served as U.S. Attorney for the District of Connecticut from 1985 to 1991, said the recent federal investigations have proven “very successful” in pushing back against illegal trading activities.

“The fact that the government has uti-lized investigative techniques that in the past were used more for mobs and orga-nized crime — such as wiretaps, search warrants and the like — that’s a power that the hedge funds don’t have,” he said. “They don’t have the ability to conduct court-authorized wiretaps or electronic surveillance. They don’t have grand jury subpoena power.”

However, he acknowledged that a few bad actors have put the entire industry under the spotlight.

Twardy likened the situation to that of Mark McGuire and Sammy Sosa, both former professional baseball players who have been accused of using performance enhancing drugs.

“Because they used PEDs, steroids, and the like, does it mean that all baseball players did?” he said. “No, but were play-ers of that era negatively impacted by it? Yes. … Perception doesn’t mean reality but it still exists.”

Challenges —From page 1

entities that have more diverse products.” Those smaller entities are likely to have

a tougher time grappling with increased regulatory burdens, said Mark Fagan, managing partner at accounting, tax and consulting firm Citrin Cooperman’s Norwalk office.

“They (hedge funds) are going to have to spend more money in order to com-ply with these requirements,” Fagan said. “If they don’t have a compliance officer, they’re going to have to get one.”

Fagan said that under Dodd-Frank, hedge funds “are going to have to docu-ment their procedures and policies simi-lar to what they did with Sarbanes-Oxley … to ensure they have the controls in place and to present the information accurately. And they’ve got to deal with additional risks within the industry itself and how the fund managers handle those risks.”

While the “mega hedge funds with bil-lions (of dollars) under management” like-ly have those personnel in place already, Fagan said smaller firms will be hard pressed to meet the new requirements.

The smaller fund management firms “are run on a tight, lower level of person-nel and can’t afford to hire a highly paid compliance officer, but now they’re going to be required to,” Fagan said.

Legal troubles facing some of the industry’s most prominent members have likely impacted the industry as a whole as well, said Stanley A. Twardy, manag-ing partner of law firm Day Pitney L.L.P.’s

Stamford office and a member of the firm’s white collar and internal investiga-tions practice group.

“Unfortunately, I do think there are hedge funds that have been negatively affected,” Twardy said. “However, there are a number of funds that do things both legally and ethically and I think that those firms … are surviving, but certainly they’ve been impacted.”

A number of Fairfield County invest-ment firms have been caught in the throes of what has been a multi-year, multi-agen-cy investigation into securities fraud and insider trading.

Since 2008, U.S. Securities and Exchange Commission (SEC) investiga-tions have targeted at least a half-dozen former employees of Stamford-based SAC Capital Advisors for insider trading activities.

In addition, Stamford-based Aladdin Capital Management and a former exec-utive were charged Dec. 17 by the SEC with misrepresenting the firm’s activities to investors; Stamford-based Compass Group management and its founder were charged Nov. 30 by the SEC with insider trading; Danbury-based Deer Hill Financial Group and a former broker were charged Sept. 13 by the SEC with steal-ing investor funds; and representatives of Stamford-based Diamondback Capital Management and of Greenwich-based Level Global Investors were charged Jan. 18 in an insider trading scheme.

BY JENNIFER BISSELL

[email protected]

Hospitals and social services took the brunt of cuts in a bipartisan bill approved by state lawmakers

aimed at erasing the state budget deficit.General Assembly members approved

roughly $218 million in spending reduc-tions, with $126 million cut from the Department of Social Services, which houses the state’s Medicaid program.

In addition to Gov. Dannel P. Malloy’s $170 million in spending cuts, legislators approved the mitigation bill Dec. 19 to close the projected 2013 fiscal year bud-get gap of at least $365 million.

A total of $103 million was cut from hospital funding, which the Connecticut Hospital Association (CHA) greatly opposed.

“Hospitals will continue to provide excellent care to patients regardless of their ability to pay,” said Michele Sharp, CHA spokeswoman. “However, these fig-ures cut into the bottom line, impact-

ing the ability for hospitals to sustain programs and services, make updates to infrastructure and technology, and main-tain optimal levels of staffing.”

In response, Gian-Carl Casa, under-secretary for Legislative Affairs under the Office of Policy and Management (OPM), said the cuts were made where there would be the least impact on services. He also said hospitals are receiving sig-nificantly more funding under the state’s revised Medicaid and Low-Income Adults program than they were a few years ago under the State Administered General Assistance program.

“Nobody’s going to be happy about being cut,” Casa said. “But they were nec-essary to ensure that the state budget remains balanced this fiscal year.”

The total amount of spending reduc-tions approved to date is $388 million, right between the OPM deficit projec-tion of $365 million and the Office of State Comptroller’s estimate of $415 mil-lion. Additionally, the mitigation plan includes $23 million in revenue adjust-

ments due to increased expectations and account transfers.

Projections for the 2014-2015 bien-nium budget deficit are estimated to be at least $1.2 billion, which legislators are expected to address further in January.

Officials say the projected gaps are due to increased demand for Medicaid services for low-income residents, which is a result of the state’s high long-term unemployment levels and on recent expansions to the state’s Medicaid pro-gram to include low-income adults.

Among the bigger cuts approved by state officials are $25 million from the state treasurer debt service, $28 mil-lion from state employee health ben-efits and roughly $44 million from the Department of Education, University of Connecticut and Higher Education Board of Regents. In total, $158 mil-lion was cut from the Department of Social Services, primarily targeting the Medicaid program.

Officials cut about $54 million from funds set aside to pay for uninsured

patients who can’t afford to pay for health care and about $34 million from funds to help reimburse providers for services they provide for Medicaid patients.

On Dec. 20, CHA issued a release stating the cuts would eliminate criti-cal hospital programs for the uninsured, low-income, homeless and elderly, among other groups. Additionally, representa-tives said hundreds of hospital jobs are now on the chopping block.

“We know there are better alterna-tives,” Sharp said. “We propose moving eligible individuals from Medicaid to the state’s health insurance exchange. That is a win for everyone: better access to providers for patients, lower costs for the state, and better reimbursement rates for providers.”

“Again, they were very difficult deci-sions — but many more are going to be necessary as we discuss a budget for the next biennium,” Casa said. “The governor has been clear that we will live within our means and he has no intention of raising taxes.”

legislators close 2013 state budget gap

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of December 31, 2012 3

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The University of Connecticut will take over as host institution of the Connecticut Small Business

Development Center (SBDC) starting in January.

With more than 900 offices nation-wide, SBDCs provide management and technical assistance and training — often at little or no cost — to business owners and entrepreneurs looking to launch a business.

The program is a partnership of the U.S. Small Business Administration (SBA), state governments, other public and private organizations and colleges and universities. Since 1990, Congress has required that all new SBDC hosts be insti-tutions of higher education or women’s business development centers.

The University of Connecticut has received a letter of intent from the SBA for it to host the Connecticut SBDC start-ing Jan. 1, 2013, and is currently working to finalize a contract with the SBA, said Steve Criss, director of marketing and communications for UConn’s Office of Economic Development.

The Connecticut State University System has served as host of the Connecticut SBDC since January 2007, with the lead SBDC office at Central Connecticut State University in New Britain, satellite SBDC offices in Hartford, Willimantic, New Haven, Waterbury,

Norwich, and Bridgeport, and an SBDC office specializing in international trade in Middletown.

Criss said UConn is still discussing the proposed budget and other aspects of how the Connecticut SBDC is to be structured following the transition. As of Dec. 24, Criss said the university had no further comment.

Ginne-Rae Clay, current state director of the Connecticut SBDC, confirmed that UConn will be the new host starting in January, but directed all other questions to UConn.

The Connecticut SBDC is partially funded by the SBA, with other partners including the Connecticut Department of Economic and Community Development (DECD) and the nonprofit Association of Small Business Development Centers.

SBDCs, both in Connecticut and nationally, work with businesses to devel-op business plans, secure financing and procure contracts, among other areas, through individual consultations, various events and workshops.

Additionally, SBDCs offer assistance and consultations in areas such as inter-national trade, e-commerce, and regula-tory compliance, as well as working with returning veterans and with businesses impacted by natural disasters.

With UConn as host, the Connecticut SBDC will have 10 service centers, includ-ing the lead SBDC office at the univer-sity’s Storrs campus and three satellite locations in Fairfield County, according to sources with knowledge of the discus-sions.

Nationally, SBDCs helped more than 13,660 entrepreneurs to launch busi-nesses last year and provided counseling services to more than 106,000 entrepre-neurs and another 100,000 existing busi-ness owners in all, according to the SBA.

SBDCs also provided training services to more than 350,000 clients in 2011.

In a survey of SBDC clients conducted by the SBA, more than 80 percent of those who responded said the business assistance they received was worthwhile, and more than 50 percent said that SBDC guidance was beneficial in making the decision to start a business.

Based on the results of the survey, more than 40 percent of long-term SBDC clients — classified as those who received five hours or more of counseling report-ed an increase in sales, while more than 38 percent of long-term clients reported an increase in profit margins.

uconn to host state’s small business center

More thaN 40 perCeNt of loNg-terM SMall BUSiNeSS DevelopMeNt CeNter ClieNtS – ClaSSifieD aS thoSe who reCeiveD five hoUrS or More of CoUNSeliNg – reporteD aN iNCreaSe iN SaleS, while More thaN 38 perCeNt of loNg-terM ClieNtS reporteD aN iNCreaSe iN profit MargiNS.


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FAIRFIELD COUNTY

BUSINESSJOURNAL

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Publisher • Dee DelBelloManaging Editor • Bob Rozycki

NewsFairfield County Bureau Chief • Patrick GallagherEditor, Digital Content • Jessica MolaReporters • Jennifer Bissell • John Golden • Tarice Gray • Mary Shustack

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AdministrationOffice Manager • Sylvia Sikoutris

PERSPECTIVES

Before Bear Stearns and Lehman Brothers, the U.S. employment report did not qualify as front-page

news and few had heard of the Thomson Reuters/University of Michigan consumer confidence index.

Today, there are no fewer than two dozen weekly, monthly and quarterly economic indicators measuring areas from the job and housing markets to the construction, manufacturing and retail industries.

These indices are watched not only by equities traders and financial indus-try insiders for the slightest indication of a change in the economic winds, but by casual investors, working-class moms and dads, and students.

While some of these indices and indi-cators are based on industry data and actual sales numbers, many are derived from surveys that brush just a small frac-tion of the total population.

The point is, they must be taken with a grain of salt. Week-to-week and month-to-month readings, while useful, can fall victim to an isolated event or a small sample size.

This month’s National Federation of Independent Business (NFIB) Small Business Optimism Index could very well be an outlier. But that doesn’t mean it should be ignored.

Earlier in December, the NFIB report-ed one of the worst business optimism readings in the survey’s history.

The December NFIB index dropped

5.6 points to 87.5, and while those num-bers mean little without something to compare them against, consider this: Since the NFIB began conducting the survey on a monthly basis in 1986, only seven readings were lower than this December’s, with six of those seven com-ing in late 2008 or early 2009.

It would be easy to blame the drop in optimism on Hurricane Sandy, but numerous economists and government officials have said that the storm’s effect on the employment market was far less severe than initially expected.

In its U.S. employment report for November, released Dec. 7, the Bureau of Labor Statistics (BLS) stated, “Our analy-sis suggests that Hurricane Sandy did not substantively impact the national employment and unemployment esti-mates for November.”

Here in Connecticut, Andy Condon, director of the office of research at the state Department of Labor, echoed the BLS sentiments, saying, “November’s job and unemployment numbers are encour-aging, especially in the light of the chal-lenges that Hurricane Sandy brought.”

In a Dec. 11 statement issued by the NFIB, the nonprofit’s chief economist, Bill Dunkelberg, said, “Something bad happened in November — and based on the NFIB survey data, it wasn’t merely Hurricane Sandy. The storm had a signifi-cant impact on the economy, no doubt, but it is very clear that a stunning number of owners who expect worse business

conditions in six months had far more to do with the decline in small-business confidence. Nearly half of owners are now certain that things will be worse next year than they are now. Washington does not have the needs of small business in mind. Between the looming ‘fiscal cliff,’ the promise of higher health care costs and the endless onslaught of new regula-tions, owners have found themselves in a state of pessimism. We are forced to ask: is this the new normal?”

Notably, the NFIB report was issued before a fiscal cliff compromise between House Speaker John Boehner and President Obama fell apart and Boehner was abandoned by his own rank-and-file.

Hard work and difficult choices got businesses — small businesses in particu-lar — through the recession. But accord-ing to economists and financial analysts, businesses have maxed out potential efficiencies and are facing the distinct possibility of hiring freezes or layoffs should Congress fail to move beyond the massive filibuster that has engulfed the capital.

In the new year and the new term, Congress and the Obama administra-tion must resolve to ensure that action, compromise and sacrifice for the com-mon good — rather than dysfunction and sticking to the party line — become the new normal.

And should they fail, business owners and consumers alike should resolve to hold them accountable.

‘is this the new normal?’

“There are moments in our lives when we have an opportunity to ignite tremen-dous positive change – not just in the lives of the customers and communities we serve every day, but in our country. This was evident in the outpouring of sup-port in the wake of the tragedy at Sandy Hook Elementary that claimed 26 inno-cent lives, including one of our partners (employees), Lauren Rousseau.

“This spirit of connectedness and humanity is powerful; so powerful that if we unleash it, we can make a difference on a much grander scale.

“In the spirit of the holiday season and the Starbucks tradition of bringing people

together, we have a unique opportunity to unite and take action on an incredibly important topic. As many of you know, our elected officials in Washington, D.C. have been unable to come together and compromise to solve the tremendously important, time-sensitive issue to fix the national debt. You can learn more about this impending crisis at fixthedebt.org.

“Rather than be bystanders, we have an opportunity — and I believe a respon-sibility — to use our company’s scale for good by sending a respectful and opti-mistic message to our elected officials to come together and reach common ground on this important issue. This

week through Dec. 28, partners in our Washington, D.C. area stores are writing ‘Come Together’ on customers’ cups …

“Never before have we asked our part-ners to write something specific on our customers’ cups. These words express the optimism that’s core to the holiday season, to our country’s heritage, and to our Starbucks Mission. This effort is also being amplified by our friends at AOL and Patch who are joining us in activating their hyper-local network of websites to share the ‘Come Together’ message.

“My hope is that this simple message will serve as a holiday reminder from Starbucks of the spirit that has always bridged differences and that we all have the power to come together and make a difference during every season of the year.”

The following are excerpts from a Dec. 26 blog post by Howard Schultz, chairman, president and CEO of Starbucks Coffee Co.:

Coming together


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ON THE JOB TRAINING.OVER THE TOP PRODUCTIVITY.


tion of the state. Only 26 percent of the 117,000 total

jobs lost during the recession have been recovered in the state. And while nation-al employment prospects are expect-ed to fully recover by the end of 2014, Connecticut isn’t expected to recover the amount of jobs it lost until the fourth quarter of 2016, according to forecasts by the New England Economic Partnership (NEEP), based in Massachusetts.

“We’re continuing to search for our economic niche, post-recession, and we’re unable to find it, Carbone said. “There is only one sector that has been consistently increasing and that’s health care. Everything else has been declining

steadily.”Since the recovery began in February

2010, the financial sector — widely regard-ed as the state’s economic engine – has shed 4,400 jobs while government enti-ties cut another 11,300 positions. Job gains in the construction, manufacturing and information sectors have leveled off.

The only sectors to see growth have been hospitality, which has made a full recovery from the jobs it lost during the recession, education, and the health care industry, which has added 25,700 new jobs since the end of 2008.

“Although the health care sector cre-ates occupations and track for careers, it’s not one you can rely on,” Carbone said. “We’ve got to see other sectors of our economy grow.”

“We haven’t quite found what is our

next niche,” he added. “I still believe we have an opportunity to grow from our anchor, the financial sector … the nucle-us and economic generator that we’ve enjoyed for years.”

As Connecticut’s economy is integrat-ed into both the global and national econ-omy, Chris Bruhl, CEO of the Business Council of Fairfield County, said the state has lagged in job growth due to two ongoing economic trends. First there’s the slow national recovery and then the piggyback effect of businesses now being able to do more with less, he said.

“The productivity of larger companies enabled them to do more with fewer peo-ple,” Bruhl said. “Long-term productive gains, accelerated by the financial pres-sures of the recession, combined with slow economic recovery – these factors

Anxiety —From page 6

Holiday —From page 1

The pace of job creation in Connecticut has leveled off over the past 11 months, with current employment levels on par with those of the mid 1980s and 1990s. Source: Connecticut Department of Labor

between 3 and 4 percent compared with last year.

Shoppers packed into Greenwich’s central business district Dec. 26 with many stores marketing after-Christmas sales.

Several store managers and owners of Greenwich Avenue boutiques said holiday sales were on par with or slight-ly above their 2011 marks, while most expressed optimism that a later-than-usu-al shopping rush would offset what was a slow start to the 2012 holiday season as the region recuperated from Hurricane Sandy.

“The last two weeks, those were really when it started to get cranking,” said Scott Mitchell, whose family owns five luxu-

ry clothing stores, including Richard’s in Greenwich, Mitchell’s in Westport, Marsh’s in Huntington, N.Y., and Wilkes Bashford in San Francisco and Palo Alto, Calif.

Mitchell said the rush “was definitely later” this year due to Hurricane Sandy, which he said impacted the family’s Connecticut and New York locations.

In Connecticut, Sandy cost the store “about a week” of business, Mitchell said. “Most of the purchasing that would’ve taken place that week was delayed.”

At Rinfret Home & Garden, an interi-or design and décor shop in Greenwich, owner Cindy Rinfret said there has been a heightened sense of optimism this year.

“There seems to have been a little bit of a change,” Rinfret said. “People are being more optimistic.”

She said there has been a steady flow of customers this holiday season, with

sales about even compared with a year ago.

Retail industry expert Howard Davidowitz, chairman of Davidowitz & Associates, a New York City-based nation-al retail and investment banking firm, called the holiday season “a train wreck.”

With consumer spending accounting for about 70 percent of the U.S. economy and fourth quarter U.S. gross domestic product (GDP) growth expected to be just 1 percent, “How could you possibly have anything except a train wreck?” Davidowitz said. “Our GDP growth has collapsed. We’re going to be negative in the first quarter (of 2013).”

He said the meager economic growth coupled with uncertainty over the fiscal cliff would likely threaten luxury sales, which have been the one bright spot in an otherwise hurting industry.

While the top 10 to 20 percent of

U.S. earners “have done very well” over the past two years with capital markets showing strong growth, Davidowitz said, “I think that top group, who has done very well, are very concerned over what’s going on” in Washington with negotia-tions over the fiscal cliff.

“It’s the top people who are very con-cerned and that’s why you’re going to see luxury spending get hit.”

At Richard’s in Greenwich, Mitchell acknowledged that customers are mind-ful of the possibility of significant tax increases starting Jan. 1.

“Everybody’s worried about the fiscal cliff, but everybody knows where they are financially,” Mitchell said.

He expressed confidence in the lux-ury retail sector’s ability to bounce back from adverse economic events. “Luxury took the biggest hit during the recession, but it came back the fastest.”

just stop job growth.”Historically, Connecticut’s labor force

has had its ups and downs. In the second half of the 1980s and 1990s there were enormous growth periods, with non-farm employment fluctuating as low as 1,421,000 in 1983 and as high as 1,679,000 at the tail end of the 1990s.

Bruhl said these growth periods were mainly due to structural changes prompted by New York companies mov-ing to Connecticut and the artificial growth simulated by “reckless” credit and overbuilding in the housing mar-ket.

“That problem came home to roost in the 2008 collapse,” Bruhl said. “And we’re still dealing with that collapse. So much of our economy was built into inflated hous-ing values. We’re going through a balance sheet correction.”

But without artificially propped-up growth, Bruhl said he expects 2013 to be a year of job growth. The housing market is beginning to turn around, there’s a real demand for services building, and part-time and overtime hours are slowly growing, he said.

Forecasts predict job increases of 5,600 in 2013 and 22,300 in 2014, accord-ing to NEEP.

“We’re beginning to see all the signs that recovery should accelerate in 2013, borrowing Washington doesn’t self destruct,” Bruhl said.

After certainty is sorted out on the fiscal cliff and state’s budget, Bruhl said businesses should be ready to hire.

“Certainty will lead to hiring,” he said. “The need is there. Cash is building on balance sheets across the county that needs to be deployed.”


BY JENNIFER BISSELL

[email protected]

Holiday shoppers may have noticed two new trends happening in stores this year.

More retailers are using tablets to cash out customers rather than using traditional cashier lines and even more have started accepting payments through smartphones, according to Robert Amster, co-founder and principal of Retail Technology Group (RTG).

“It changes the customer experience in a number of ways,” Amster said. “The queue at the register will become a thing of the past. I will get out of the store faster as a customer. And with the use of tablets, I will be able to understand better what is available and what items match the item I just picked.”

Based in Stamford, RTG is a technol-ogy consulting firm that primarily serves retailers, retail software developers and private equity investors.

Tablets help stores with internal administrative tasks, manage customer relationships, locate items and facilitate up-selling and cross-selling opportuni-

ties, Amster said. For instance, if a cus-tomer picked out a shirt, a sales associate could easily show that customer match-ing pants, handbag and shoes for a com-plete look.

“That’s good for the merchant and

that’s good for me because I can see what goes with what item I just picked out,” said Amster, who recently helped cloth-ing retailer Pacific Sunwear of California Inc. implement its tablet system.

Ethan Allen Interiors Inc., a leading interior design company and retailer based in Danbury, started piloting tablets

in March and has since found the tablets significantly save time during the design process for both its designers and clients. The application allows users to access space-planning and fabric-to-frame tools to help visualize options better.

“We find that our customers are very savvy when it comes to technology and we need to be able to keep up with their expectations,” Farooq Kathwari, CEO of Ethan Allen, said in an email. “More than ever before, people are going to our web-site, ethanallen.com, and pre-shopping before coming into our design centers.”

To complement the tablets, the retail-er’s design centers have interactive touch- screen monitors that allow customers to take a style preference quiz and print out custom designs.

“Our business is all about the mar-riage of personal service and technology,” Kathwari said. “So technology plays a very important role in everything we do, especially the client experience.”

In addition to tablets, stores are also becoming more equipped with mobile payment methods such as electronic wal-lets and near field communication (NFC). An electronic wallet allows a smartphone

user to send a payment through the Internet using an account with PayPal or possibly a bank, while NFC uses a radio signal to transmit a payment between two devices in close proximity.

Over 60 percent of Americans believe smartphone payments will even-tually replace both bank cards and cash, but only 8 percent are very interested in doing it themselves, according to a recent survey of roughly 2,400 adults by Harris Interactive, a technology mar-ket research firm headquartered in New York City.

Among those not interested in using their phones as a payment method, 51 percent said they don’t want to store sen-sitive information in their phones and 41 percent said they didn’t want to transmit sensitive information to a merchant’s device.

Amster said there’s a general concern for privacy, but that the actual risk is the same as losing a wallet. Passwords can be set on a phone and the payment system encrypts all transactional data. Additionally, there is the added security of never having to hand over an actual card that could be copied, he said.

tablets, smartphones usher in new era for retailers

“we fiND that oUr CUStoMerS are very Savvy wheN it CoMeS to teChNology aND we NeeD to Be aBle to keep Up with their expeCtatioNS.”

– Farooq Kathwari


lookiNg at oUr operatioNS, i get CoNCerNeD. SaleS were Up thiS year aND we StrUggleD SoMetiMeS

to Meet Delivery CoMMitMeNtS. eveN heaDiNg iNto oUr SloweSt perioD, we eNDeD Up BeiNg late. what’S worSe, i’M Not SUre what to Do Now,

while it iS Slow, to get reaDy for what i Believe will Be aN eveN StroNger year Next year.

thoughts of the day: When making promises, your word is your bond — pro-tect it. Figure out where the problem is — in sales, in operations or in the handoff. Beef up operations — get ready to handle 120 percent of next year’s sales forecast.

Your customers rely on the promises your company makes. They will pay for promises they can count on. And they will ask for price reductions from unreli-able vendors — if they don’t switch ven-dors in favor of someone more reliable. Make sure your company’s margins and customer base are safe from losses due to missed promises.

Whenever there is a missed commit-ment, make note of it. Figure out where problems come from before jumping to solutions. Here are some questions you

ask andiby andi gray

might want to ask: • Did sales overcommit on delivery

promises? Did they have to check with operations and get agreement before making an aggressive commitment? Or did they just make a promise in order to get the sale and then hand the problem to operations to solve?

• What about operations? Did equip-ment break? Supplies come in late? Did personnel shortages cut into production?

• Did operations agree to dates they had no chance of meeting? Is the workload accurately planned out? Which delivery targets get missed frequently: Specific products? Repeat clients? Special orders?

• What about the handoff from sales to operations? How often do the two groups get together to share information? How well do they work out disagreements?

• What about customers contribut-ing to the problem? Do certain custom-ers make unreasonable demands? Is it the standard orders or only custom ones that get into trouble?

• When there is a potential delivery

problem, is there a method by which operations openly informs everyone? When a delay looks imminent, do sales-people have a say on who gets priority?

Done with questions? Now work on solutions. Start by writing out delivery standards for each product. Extend deliv-ery times on products that are frequently late. Make it policy that commitments outside the norm have to be approved by a manager. Consider putting salespeople who consistently ask for exceptions on a rotation in operations to help them get a better understanding of what’s going on.

When the problem stems from oper-ations, take a look at workflow. Look for bottlenecks. Software systems can help with planning. Increase inventory stock on items that frequently come up short. Consider replacing equipment that breaks — a new lease may cost less than repairs. Staff up and cross train to handle 110 percent.

Once a delivery problem is identified, focus on communication. Give people crucial planning information. Meet to dis-cuss who to prioritize and who can wait.

Keeping internal and external customers informed can bolster good will under dif-ficult circumstances.

Be willing to cite a worst-case scenar-io. Saying there’s going to be a slight delay and then going back a second and third time with additional delays can eat into good will that was established by provid-ing the first update.

Make sure sales tells operations about goals they’ve set. Give operations a say in what should be sold and what quantities it can handle. Match operations budgets to sales forecasts.

Looking for a good book? Try “Factory Physics” by Wallace Hopp and Mark Spearman.

Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a business-consult-ing firm that specializes in helping entrepre-neurial firms grow. She can be reached by phone at (877) 238-3535. Do you have a ques-tion for Andi? Please send it to her, via email at [email protected] or by mail to Andi Gray, Strategy Leaders Inc., 5 Crossways, Chappaqua, NY 10514. Visit AskAndi.com for an entire library of articles.

Keep up with delivery commitments


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NEWS IN BRIEFUBS fined $1.5B in LiBor caSe

American, British and Swiss regulators fined Swiss bank UBS AG $1.5 billion Dec. 19 for allegedly trying to manipulate Libor interest rates.

Following an investigation, the Swiss Financial Market Supervisory Authority (FINMA) found UBS traders had asked employees to submit higher or lower interest rates to positively influence the bank’s proprietary trading positions between 2006 and 2010, according to a report by The Financial Times.

“We deeply regret this inappropri-ate and unethical behavior,” UBS Chief Executive Sergio Ermotti said in a statement. “No amount of profit is more important than the reputation of this firm, and we are committed to doing business with integrity.”

UBS, with North American headquar-ters in Stamford, is the second bank to settle with regulators over the Libor scan-dal since Britain’s Barclays agreed to pay $450 million to British and American regulators in June.

conn. reviewing inveStmentS in wake of newtown tragedy

The Connecticut Treasurer’s office is reviewing the state’s pension fund to evaluate any investment exposure to gun manufacturers and to retailers and other gun distributors, state Treasurer Denise L. Nappier said.

In a Dec. 19 statement Nappier said that Connecticut’s direct exposure to a weapons manufacturer is limited to an investment in Alliant Techsystems Inc., an aerospace and defense company based in Arlington, Va., that supplies ammunition and related supplies to law enforcement agencies and commercial clients.

The state’s pension system has invest-ments in Alliant Techsystems totaling just under $900,000, including equities valued at $57,200 and corporate bonds valued at $830,500, Nappier said.

With the state’s investment in Alliant Techsystems, “the Newtown tragedy makes it abundantly clear that we must scrutinize our direct exposure, as well as our indirect exposure to companies throughout the supply chain,” she said.

HearingS Set to review UtiLitieS’ Sandy reSponSe

State regulators announced hearings to assess the performances of the state’s public utilities during and after Hurricane Sandy would begin in January.

Hearings will be held Jan. 3 in East Haven, Jan. 7 in Westport and Jan. 15 in Waterford.

The hearings are a part of a mandate

signed by Gov. Dannel P. Malloy last year, which requires the Public Utilities Regulatory Authority (PURA) to review the utility companies’ response efforts when 10 percent or more of its custom-ers are without electricity for more than 48 hours.

Earlier this month, eight Fairfield County mayors and first selectmen sent a letter to PURA stating that despite Connecticut Light & Power’s “attentive and concerned” efforts, the company’s overall response was lacking, according to published reports.

JoUrnaL regiSter co. to Be aUctionedThe publisher of 11 Connecticut daily and weekly newspapers, including the New Haven Register, The Westport Minuteman and The Fairfield Minuteman, will be sold through an auction in February 2013.

Digital First Media, operator of Journal Register Co. and MediaNews Group, announced that the U.S. Bankruptcy Court for the Southern District of New York approved the bid procedures, sale process and timeline for Journal Register Co., based in Yardley, Pa., on Dec. 20.

A public auction is expected to be

concluded on or before Feb. 15, New York City-based Digital First Media announced in a press release. The company expects the winning bid to be approved by the court by Feb. 21.

An initial bid was filed by 21st CMH Acquisition Co., an affiliate of funds managed by Alden Global Capital L.L.C., according to Digital First Media.

Journal Register Co., which owns newspapers and other publications in 10 states including Connecticut, filed for bankruptcy protection in September.

- Jennifer Bissell and Patrick Gallagher


At First County Bank, we feel that the services we offer are just the beginning. Our job is to be an advisor you can trust to recommend what’s best for you, your family or business.

©2012 First County Bank. FIRST COUNTY BANK, First County Bank, and the logo are registered trademarks of First County Bank.

We welcome the opportunity to speak to you about First County Advisors. Call Dave Metzgar, Senior Vice President, Senior Trust Offi cer, at 203-462-4267 to discuss your goals and plans. And for the record, we can meet over a cup of coffee.

Therefore, First County’s Trust and Investment Department has adopted a new name: First County Advisors. It is a more accurate description of how we are different from other trust, investment and wealth management departments.

First County Advisors will provide you with thoughtful recommendations on:

• Investment*, Retirement and Financial Planning• Estate Planning and Settlement• Investment Management and Trust Administration• Fiduciary and other services

S T A M F O R D I N O R W A L K I D A R I E N I G R E E N W I C H I N E W C A N A A N I W E S T P O R T

* Products and or services offered through First County Advisors (a division of First County Bank) are not FDIC insured; not insured by any government agency, not a deposit or other obligation of First County Bank, not guaranteed by First County Bank, and are subject to investment risk, including the possible loss of the principal. Investment advice, research, making recommendations, or soliciting transactions for accommodation trades are facilitated by a contracted vendor of First County Bank.

FCB00496 FCBJ ad_TRUSTED ADVISOR_7.375x7.125.indd 1 10/16/12 2:31 PM

social media trendsby bruce newman

The other day I read an article in The New York Times about many college graduates and other young

people ages 18 to 24 with some formal education but without a college degree being homeless. Many of them have been employed at several jobs, only to be let go because of the economy. Some of them still have low-paying jobs that don’t meet their limited financial requirements.

One person the article mentioned, Lance Fuller, a 2010 University of Florida graduate in journalism had started a blog, Voices of a Lost Generation. Following a link in the article, I went to his site and was impressed with his content. His writing style was clear and concise and his arguments were well constructed. In fact, the article I read

was so appealing that I figured I might hire him to write some content for me for some of my clients.

Through Facebook, I also contacted a friend in Ireland who is building a social media team and recommended Lance to him. (Remember, at this point, I still had not spoken or interacted with Lance.) My friend was also impressed with Lance’s writing style, but told me that he had just hired two writers. Nonetheless, he had some upcoming jobs and might hire Lance to do some freelance writing for him, too.

There are several interesting conclu-sions to be drawn from this.

First, there is a wealth of talent that is available and just waiting to be hired. The employment picture for 18- to 24-year-olds in many cases is rather bleak and

they are hungry for a chance. Any com-pany willing to hire a qualified young adult might be well rewarded.

Second, it was very difficult to reach Lance and as of the time that this article was written, I still have been unable to contact him. I have tried to reach him through his blog and the society it sent me to. I even looked him up on Facebook and messaged him. No response anywhere.

This really makes we wonder what students learn in college. Yes, they learn the basics they need for their majors and minors. And by the time they get to col-lege, most of them are extremely proficient using parts of Facebook, Twitter, YouTube and a host of other social media sites.

And yet, they don’t know the first thing about marketing themselves or

even understand the need to provide a simple email address. Here is a situation where employment is a real possibility — sight unseen — and yet the individual can-not be reached. Although they are able to reach almost anywhere online — the world is indeed flat in this regard — they don’t know how to use social media to obtain employment or to be prepared for an opportunity, should it appear.

Unfortunately, this behavior is not rel-egated to the young. It is very common in many online businesses and websites.

A recent client we just picked up, a law firm, dithered for almost two years before agreeing to the rebuilding of its website and the implementation of a social media marketing plan. For well over four years, its website and online presence had gen-erated no new business or quality leads. Yet, they implemented few changes and totally missed any opportunities for new business it might have generated.

If your business has a website — and it should, you must know your analytics. If someone asks, your marketing person should be able to immediately report the number of visitors, conversions and the amount of time they remain on your web-site. They should even know, which pages were the most popular and what interest-ed your viewers and what did not. A sharp marketing person could even augment these insights by examining competitors’ websites and determining areas of inter-ests and importance for their viewers. Remember, this is your business and by not examining your analytics and ensur-ing your website and social marketing remains interesting and effective, you too, are also missing potential opportunities.

Rather than end 2012 on a sour note, I enclose my two prognostications for 2013 and social media. One is that there will be a continuing emphasis on great con-tent. In fact, many recent discussions have focused on how much content is needed to be able to close a sale. My second pre-diction is that visually attractive articles, sites and videos will become much more the norm. While “content is king” articles will always be important, I expect them to be trumped by image and video content by the end of 2013. So, if your analytics reports that your website is unproductive, make sure to update it with the images and videos that will attract and convert your targeted audience.

Bruce Newman is the president of wwWe-bevents.com, a division of The Productivity Institute L.L.C. in Carmel. He can be reached at [email protected].

social media and the power of one


SPECIAL REPORT Deals and Dealers


[email protected]

One year after the Fairfield Metro Center railroad station opened to commuters, a planned 1 million-

square-foot mixed-use development that was to accompany it has yet to get under-way.

With financing for the project largely in place and most approvals in hand, Kurt Wittek, principal of developer Blackrock Realty L.L.C., said the biggest remain-ing hurdle is finding the right tenant to anchor the project.

But finding that anchor — and then assembling a strong supporting cast of tenants around it — is no small feat in what has been a trying economy for the Fairfield County real estate market, Wittek said.

“Clearly the most prevalent compo-nent of the local office market in Fairfield County is the financial services, and that’s obviously a sector that was fairly hard hit by the recession,” he said.

With financial firms in no rush to hire or expand, Wittek said the market is favorably geared toward buyers and tenants.

“All of the office landlords are essen-tially competing for the same deals,” he said. “So yes, given the employment out-look and what companies seem to be doing in their expansion or contraction thinking … it’s not great news for either buildings with large vacancies or cer-tainly projects like mine that need some level of commitment to come out of the ground.”

Tom Pajolek, executive vice presi-dent of real estate brokerage CBRE Inc.’s Stamford office, said some of the county’s most promising real estate developments are being held up by the economy.

“Theoretically,” Pajolek said, the planned Fairfield Metro Center project “is a very attractive development — it’s just that they have to find that anchor tenant to commit to a large amount of space to allow them to break ground and go vertical.”

Pajolek echoed Wittek, saying the slow recovery of the county’s financial services industry has affected developers and property owners.

“Historically, Fairfield County, and

particularly lower Fairfield County, has been a very mature market,” he said. “So a lot of the growth has been organic growth (involving) a lot of the people who have been here for a while and who need additional space. At the end of the day, the large financial services users are not gob-bling up large amounts of space today.”

But in the case of developments such as the Fairfield Metro Center and other transit-oriented developments from Stamford to Norwalk to Bridgeport, prox-imity to mass transit represents a decided advantage, Pajolek said.

“Time has shown us that projects that are in proximity to mass transit have had higher occupancy rates than those that are not,” he said.

In Greenwich, Pajolek said, the overall occupancy rate for Class A buildings is 79 percent. For buildings within walking dis-tance of the Greenwich train station, he said, the overall occupancy rate is about

83 percent. Likewise, in Stamford, the overall

Class A occupancy rate is 77 percent, while for buildings within walking dis-tance of the train station, the occupancy rate is 85 percent, Pajolek said.

“There are additional projects that are planned in Norwalk and in Fairfield, which I think can be very viable, but it’s just a question of the economy cooperat-ing at this point,” he said. “Demand has slackened considerably over the last year and a half. … We need employment num-bers to pick up to help with the demand side of things.”

Wittek said Blackrock Realty is seek-ing a commercial tenant to lease about 60,000 square feet of space in the con-course building, which would attach directly to the train platforms.

“That would obviously be unique in the marketplace, but again, absent some commitment, we’re not going to build

that building,” Wittek said. He said Blackrock, which is a joint

venture of Stamford-based Wittek Development and New Rochelle, N.Y.-based Rugby Realty Co. Inc., has already spent about $3 million to lay the founda-tion of the planned concourse building and to make other preparations.

In all, the developer, the town of Fairfield, the state of Connecticut and the federal government have spent more than $40 million on the project, which currently includes a train station and a 1,470-space commuter parking lot.

The developer’s initial plans call for a 35-acre complex built around the train station comprising 1 million square feet of commercial office space, about 30,000 square feet of retail space, a hotel and a residential apartment complex.

Wittek said the project would cost “in the vicinity of $400 (million) to $500 million.”

economy slows Fairfield Metro center development

A rendering of the planned Fairfield Metro Center development. Courtesy of Blackrock Realty.


BY JENNIFER BISSELL

[email protected]

When Helen Nitkin started a real estate development firm in 1985 with her husband, she

didn’t expect that one day she would be running the show by herself as a female executive in a male-dominated field.

“Going from sounding board to deci-sion maker has been an evolution and a transition,” Nitkin said. “Basically, you have to become a decision maker and a delegator.”

Today, HB Nitkin Group is a real estate investment, development and management firm based in Greenwich that primarily invests in commercial retail property. But originally Nitkin started her career as a real estate broker while her husband practiced law as a real estate attorney in New York.

In the early 1980s, the couple start-ed buying New York City condomini-ums and began growing a business that would eventually lead them into com-mercial real estate in Connecticut.

“It was the sort of the synergy and energy in our relationship that made it work,” Nitkin said of her late husband,

Bradley. “We were willing to take the risks and we had very compatible but different skill sets.”

But after her husband was diagnosed

with cancer and passed away in 2009 Nitkin found herself head of a company she was no longer actively involved in, as she had chosen to take time to raise her and her husband’s two children. Nitkin was charged with steering a company through a collapsed real estate market and an economic recession.

Through selective investments and working with tenants to insure their ten-ancy, HB Nitkin survived the downturn and even secured its 15-year-average occupancy rate of more than 95 percent across its portfolio of properties. Nitkin said the firm takes pride in its commit-ment to long-term relationships and first-rate properties.

In December, the group announced its property, 1 Fawcett Place in Greenwich, had secured seven new leases, bringing the occupancy rate to 100 percent. The rent at the property is twice the amount it was when the group acquired the property more than a decade ago.

Additionally, the company is getting ready for the residential phase of its downtown revitalization project with

standing on topthe city of Hartford.

“I really like everything about this business,” Nitkin said, mentioning the work that goes into designing and financing a development. “I like that Hartford is a creative project and you know you’re affecting a change in a downtown area.”

Once completed, Adriaen’s Landing in Hartford will include 150,000 square feet of space for restaurants, entertain-ment and retail and up to 27,000 square feet for 115 residential units.

“It’s taking an unloved property and (making it) loved,” Nitkin said. “Hartford is a city people have forgotten about. But people are starting to take notice. We’re part of that transformation.”

Looking ahead, Nitkin said she’s devoted to the future of the company and leading it in the right direction. Her children, ages 25 and 23, have expressed interest in continuing the family busi-ness.

“I’m fully committed to running the business as it’s always been and into the future,” Nitkin said.

Helen Nitkin


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REAL ESTATE IN BRIEF

SUrvey: Soft economy LeadS to ‘LackLUSter’ foUrtH qUarter

Commercial real estate activity was “lack-luster” in Connecticut during the fourth quarter of 2012, according to a Dec. 21 survey.

The McGladrey Commercial Real Estate Index blamed the overall economy for the slowdown in activity and reported that Hurricane Sandy would likely not have a long-term effect on the state’s com-mercial real estate industry.

The survey, which was conducted by the Connecticut Business & Industry Association (CBIA), the nonprofit Connecticut Economic Resource Center Inc. (CERC) and New Haven-based DataCore Partners L.L.C. and sponsored by McGladrey L.L.P., was based on responses from 85 real estate brokers, developers, bankers, appraisers and economic devel-opment officials from across the state.

“Connecticut’s commercial real estate sector is hanging in there against a back-drop of consumer fundamentals that leave much to be desired,” said Peter Gioia, vice president and economist of CBIA, in a statement. “Clearly, this continues to be a challenging environment for commercial real estate in Connecticut given the com-

bination of only modest job improvement and continued economic uncertainty cre-ated by the fiscal cliff.”

The index saw a fourth quarter read-ing of 14.8, which was unchanged from the third quarter and was slightly above a fourth quarter 2011 reading of 13.7.

However, the future expectations index dropped to 14.9 from 17.7 in the third quarter.

Of those who responded to the survey, 14 percent said they thought the state’s economy was either “excellent” or “good,” while 61 percent said it was “fair” and 25 percent said it was “poor.”

With fourth-quarter 2012 U.S. gross domestic product (GDP) growth expected to be a dismal 1 percent, employers are apt to stay put rather than to hire and expand to larger facilities, according to the McGladrey report.

“Specifically, labor demand remains lackluster relative to prior economic recov-eries as many area employers seem to be adopting a ‘wait and see’ approach,” the report states.

Seven percent of those surveyed said they expect to see improvement within the state’s office market over the next three months.

Among those surveyed, 43 percent said sales transactions would increase over the next three months, while 52 percent said that sales would likely be “poor” over that span.

A majority of those surveyed also said they expected both sales and lease prices to drop over the next three months. About 49 percent said they expect sales prices to drop between zero and 5 percent, while seven percent of those polled said they expect sales prices to drop by more than 5 percent.

Fifty-seven percent of those surveyed said they expect lease prices to drop over the next three months.

S&p/caSe-SHiLLer indiceS: Home priceS on tHe riSe

Home prices across the U.S. were higher in October than a year prior, according to the Standard & Poor’s/Case-Shiller home price indices released Dec. 26.

Home prices were higher in 18 of the 20 major metropolitan areas tracked by the S&P/Case-Shiller indices for the 12 months ended in October, with only Chicago and New York City showing negative annual returns. The S&P/Case-Shiller 20-city com-posite was up 4.3 percent in October 2012

compared to the previous year.Phoenix, Detroit, Minneapolis, Miami

and Las Vegas were among the biggest winners, with each city’s index rising more than 8 percent, year-over-year.

The New York City index declined 1.2 percent for the year ended in October.

At IHS Global Insight, U.S. Economist Patrick Newport said home prices will likely continue to rise in 2013 due to a stronger economy, low interest rates and a low inventory of new homes.

- Patrick Gallagher


COLLEGE

PARKINGAVAILABLE

WINTER

PLENTY OFBREAKIS ON


THURSDAY, JAN. 17

POWERFULWOMEN COMMUNICATIONSin

DIRECTIONSFROM UPPER NEW YORK STATE, WESTCHESTER COUNTYNew York State Thruway south to Cross Westchester Expressway (Route 287). Proceed east on Cross Westchester Expressway to Route I-95 (New England Thru-way). South on Route I-95 to Exit 15 (New Rochelle-The Pelhams). Left on US1 (Main Street). Right at second light onto Weyman Avenue. Left at Elm Street (third light). College will be five blocks on the right.

FROM NEW ENGLANDRoute I-95 (Connecticut Turnpike, New England Thruway). See Directions from Up-per New York State.

FROM NEW JERSEYGeorge Washington Bridge to Cross Bronx Expressway. Follow signs for New Eng-land Thruway, Route I-95. Proceed north to Exit 15 (New Rochelle-The Pelhams). Right on US1 (Main Street). Right at next light onto Weyman Avenue. Left at Elm Street (third light). College will be five blocks on the right.

FROM NEW YORK CITYF.D.R. Drive to Bruckner Expressway. Bruckner Expressway to Route I-95. Off at Exit 15 (New Rochelle-The Pelhams). Right on US1 (Main Street). Continue as in direc-tions from New Jersey.

FROM LONG ISLANDWhitestone or Throgs Neck Bridge to New England Thruway (Route I-95) north to Exit 15. See New Jersey directions above.

URSULA LOT is accessible from Castle Place.

ANGELA & WELLNESS CENTER LOTS have the greatest parking capacity and are most easily accessible from Meadow Lane (fourth right on Elm Street from Weyman Avenue - Follow sings.)

METRO-NORTH, NEW HAVEN LINE FROM GRAND CENTRAL TERMINAL TO NEW ROCHELLEWalking to campus: Start on Bridge Street and head southeast toward Huguenot Street. Turn right at Huguenot Street and then turn left at Memorial Highway. Turn right on Main Street and then left at Centre Avenue. Turn right on Elm Street and then left at Castle Place, and The College of New Rochelle will be on your right.

MAURA BALLROOM29 CASTLE PLACE NEW ROCHELLE(914) 654-5000 www.cnr.edu

FOLLOW SIGNS:PARKING WILL BE AVAILABLE IN

URSULA, ANGELA AND WELLNESS CENTER PARKING LOTS


THE LISTMedical Group Practices

RANKED BY NUMBER OF PHYSICIANS (FIVE OR MORE); LISTED ALPHABETICALLY IN EVENT OF TIE MEDICAL GROUP PRACTICES RegionalNEXT LIST: Jan. 7

Largest Shopping Centers

Ranked by the number of physicians in group (five or more); listed alphabetically in event of tie.

Ran

k

Name, address, phone number Website

Top executiveContact personEmail address

Year group established

Number of

physicians

Total number ofemployees

Total number

oflocations

Major specialty Hospital affiliations

yes

no1 Crystal Run Healthcare

crystalrunhealthcare.com 155 Crystal Run Road, Middletown, NY 10941 • (845) 703-6999

Hal Teitelbaum M.D., MBA Managing partner and CEO

WND1996

More than 300

More than 1,600 15 a Multispecialty WND

2 Mount Kisco Medical Group P.C.90 and 110 S. Bedford Road, Mount Kisco, NY 10549(914) 241-1050 • mkmg.com

Scott D. Hayworth M.D.CEO and president

Sonia Young1946

More than 250 1,650 28 a

More than 40 specialties available

Northern Westchester HospitalPutnam Hospital CenterHudson Valley Hospital CenterVassar Brothers Medical CenterMassachusetts General Hospital

3 WESTMED Medical Group P.C.2700 Westchester Ave., Purchase, NY 10577(914) 681-3101 • westmedgroup.com

Simeon Schwartz M.D.President

Barney Newman M.D.Medical director

Laura [email protected]@westmedgroup.com

1996

250 928 9 a Multispecialty White Plains HospitalGreenwich HospitalLawrence Hospital Center

4 ENT and Allergy Associates L.L.P.560 White Plains Road, Tarrytown 10591(914) 333-5800 • entandallergy.com

Robert GlazerCEO

[email protected]

130 More than 500 36 a

Ear, nose, throat and allergy, otolaryngology

Putnam Hospital CenterSound Shore Medical CenterWhite Plains HospitalGreenwich HospitalAmbulatory Surgery CenterPhelps Memorial Hospital Center(18 other affiliations)

5 Horizon Family Medical Group*2 Coates Drive, Goshen 10924(845) 291-7400 • horizonfamilymedical.com

James A. OlverCEONA

1992

More than 70 250 31 a Multispecialty NA

6 Westchester Anesthesiologists800 Westchester Ave., Suite S614, Rye Brook, NY 10573(914) 428-5454 • wcanesthesia.com

Mary Beth Wilson M.B.A.WND

[email protected]

52 13 2 a AnesthesiologyWhite Plains HospitalLawrence Hospital CenterPhelps Memorial Hospital Center

7 Orthopedic Associates of Dutchess County1 Webster Ave., Suite 400, Poughkeepsie, NY 12601(845) 454-0120 • orthoadc.com

Josephine Class1971 25 More than

180 7 aOrthopedics, pain management, rheumatology, neurology and chiropractic

St. Francis HospitalVassar Brothers Medical CenterNorthern Dutchess HospitalKingston HospitalBenedictine HospitalSt. Luke's Cornwall Hospital

8 Norwalk Medical Group40 Cross St., Fourth floor, Norwalk, CT 06851(203) 845-4800 • norwalkmedicalgroup.com

Maravin Den M.D.President

Igor S. DargeryCEO

[email protected]

24 115 2

mul

tispe

cial

ty

grou

p

Internal medicine, pulmonary medicine, oncology, nephrology, infectious diseases, rheumatology, endocrinology

Norwalk Hospital

Open Door Family Medical Centers165 Main St., Ossining, NY 10562(914) 941-1263 • opendoormedical.org

Lindsay Farrell CEO and president

Desta [email protected]

1972

24 300 10 aPrimary care, dental, chronic disease management

Phelps Memorial Hospital CenterWestchester Medical CenterNorthern Westchester HospitalWhite Plains Hospital

9Premier Medical Group Hudson Valley Urology/GI Associates• 1 Columbia St., Suite 390, Poughkeepsie, NY 12601 • (845) 437-5000 • 243 North Road, Poughkeepsie, NY 12601 • (845) 471-9410 • premiermedicalhv.com

Evan Goldfischer M.D. andSunil Qhurana M.D. Lorraine O'Donnell

[email protected]

22 145 9 a Urology, gastroenterology

Vassar Brothers Medical CenterNorthern Dutchess HospitalBenedictine HospitalSt. Francis HospitalSt. Luke's Cornwall Hospital

10Orthopaedic Specialty Group*• 75 Kings Highway Cutoff, Fairfield, CT 06824 • (203) 337-2600• Fairfield Surgery Center, 75 Kings Highway Cutoff, Fairfield, CT 06824 • (203) 337-2677• 2909 Main St., Stratford, CT 06614-4960 • (203) 377-5108• 2 Enterprise Drive, Suite 204, Shelton, CT 06484 • (203) 944-0042 • osgpc.com

Robert A. Stanton M.D.Dana R. Martin

NA17 NA 4 Orthopedics Fairfield Surgical Center

(operated by group)

11

Northstar Medical Group*• 220 Tate Ave., Buchanan, NY 10511 • (914) 734-7569• 14 Church St., Ossining, NY 10562 • (914) 941-1334• 87 Grand St., Croton-on-Hudson, NY 10520 • (914) 271-6262• 2005 Albany Post Road, Croton-on-Hudson, NY 10520• 180 Marble Ave., Pleasantville NY 10570 • (914) 769-7300• 160 N. State Road, Briarcliff Manor, NY 10510 • (914) 762-8383• 516 N. State Road, Briarcliff Manor, NY 10510 • (914) 762-4460• 220 S. Broadway, Suite 106 Tarrytown, NY 10591 • (914) 366-0633• 20 Beacon Hill, Drive Dobbs Ferry, NY 10522 • (914) 591-6888• 362 N. Broadway, Sleepy Hollow, NY 10591 • (914) 631-7727 • northstarmedicalgroup.com

Dee Lipka Jones RN, MPH, MBA Linda Attinelly

200716 62 10 a Multispecialty

Phelps Memorial Hospital CenterSt. John's Riverside HospitalWestchester Medical Center

12 Orthopedic & Sports Medicine Center888 White Plains Road, Trumbull, CT 06611(203) 268-2882 • osm-ct.com

WNDMarguerite L. [email protected]

1994

12 65 5 aSports medicine, joint, spinal fusion, hip arthroscopy and replacement

St. Vincent's Medical CenterBridgeport HospitalGriffin Hospital

Cover all major

specialties

Questions or comments, call (914) 694-3600, ext. 3005. * Information taken from group's website. NA Not available.WND Would not disclose.

Page 1


As a monthly contributor to this weekly column, I often wonder, “Is anyone listening?” A column is not like Facebook, where you can post a picture of your holiday dinner and get feedback on what an awesome cook you are or be asked where you got your placemats. Even with a blog, the point is to get a conversation going in the comment section.

I am lucky at the Cultural Alliance in that I have lots of ways to get feedback. Recently, like so many other nonprofits, we sent out our annual appeal letter. It included an info-graphic on how the organization grew in 2012. To create it, we spent some time pulling together all the things we count as indicators of our services. Being in the arts business, we wanted it to look good, so we got our graphic designer to take all the numbers and make them visually appealing with colors and fun fonts.

The story the numbers told was great feedback on the work that we had done throughout 2012 and the ever-increasing circle of people including members and consumers who are affected by our services. The number of FCBuzz.org users is up 18 percent from last year and subscribers to our E-Buzz weekly events newsletter is up 33 percent. An exciting number was the 259 members we have now, including nonprofit arts and cultural organizations, artists and creative businesses. The number 1,642 tells the story of how many media exposures we provided for our member organizations without them doing anything more than posting their event on FCBuzz.org.

We noted a big “3” to represent the three new initiatives that we launched in 2012, a creative place-making project in Bridgeport, a professional development program for visual artists and an advertising co-operative. We also brought 647 members together at various professional development and networking events. Once more we showed the results of our Fairfield County Arts & Economic Prosperity IV Study, which revealed that Fairfield County arts puts $130M into the economy, provide 4,000 jobs, generate $88 million in household income and return $10.5 million in local and state government revenue annually.

I am happy to be able to share the Cultural Alliance numbers story here. We’re pretty proud of it and it gets

us ready to launch into 2013 knowing where we stand. Happy New Year to all my readers. Thanks for following our column and learning more about Fairfield County arts and culture every week.

Visit FCBuzz.org for more information on events and how to get listed.Presented by:

Cultural Alliance of Fairfield County

FCBUZZ

The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative busi-nesses by providing promotion, services and advocacy.

For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329.For events lists, visit FCBuzz.org.

The Cultural Alliance by the numbers

Ryan Odinak Executive Director

A sweet holiday tradition has taken root at the Stamford Museum & Nature Center with the fourth annual “Visions of Gingerbread: The Sweetest Architects” exhibition, running through Jan. 27. See some creative confections, completely consisting of edible materials, from the area’s finest chefs and caterers. Returning favorites, along with new competitors, will show off their gingerbread skills. The creations, ranging from a lighthouse to a winter carnival to a replica of the Candyland game, have been juried by a panel of special guest judges, and visitors will be able to vote for their “Fan Favorite” at the Museum. The exhibit is free with gate admission.

Stamford Museum & Nature Center is dedicated to the preservation and interpretation of art, the natural and agricultural sciences and history. The museum is a vital cultural and educational resource for the community and a focal point for family activity through exhibitions, educational programs and special events. For more information, call 322-1646, e-mail [email protected] or visit stamfordmuseum.org

VISIOnS Of gIngERbREAd In STAmfORd

mAkIng bEAuTIfuL muSIC

Music for Youth & the Pequot Library present the acclaimed Amphion String Quartet Jan. 5 at 2 p.m.

Hailed for its “precision, assertiveness and vigor” (The New York Times) and “gripping intensity...suspenseful and virtuoso playing” (San Francisco Classical Voice) , the Amphion String was recently selected to join the roster of the Lincoln Center’s Chamber Music Society Two for a three-year residency, beginning with the 2013 season.

Amphion String Quartet members first joined together for a performance at Sprague Hall at the Yale School of

Music in February, 2009. The overwhelmingly positive audience reception at this concert was the inspiration behind the musicians’ mutual desire to pursue a career as a string quartet.

To entertain, educate and enthrall young people with classical music: This is the mission of the monthly series of free Young Persons’ Concerts at Pequot Library. Performed by extraordinary, prize-winning soloists and ensembles, specially selected for their musicianship and their skill in working with young audiences, the concerts regularly attract enthusiastic, standing-room-only audiences.

No tickets or reservations are required for attending. Just bring a child and, if you can, a good-will donation.

The programs are appropriate for ages 5 to 17 and include audience participation as well as the chance for a few lucky children to win door prizes. The concert is followed by master classes in violin, viola and cello for advanced students. To play in the master class, call 938-3843. The Pequot Library is located on 729 Pequot Ave. in Southport. For more information, visit musicforyouth.net.


Register now. Space is limited. Email Alissa Frey at [email protected] or go to westfaironline.com

POWERFULWOMEN COMMUNICATIONS

SUZYN WALDMAN, Yankees Radio

Color Commentator for WCBS.

PAULA ZAHN, co-host of Thirteen-WNET’s

“NYC-ARTS.” VALERIE SALEMBIER, senior vice president, publisher and chief

revenue officer at Town & Country.

in

SILVER SPONSORS

GOLD SPONSOR

Here are three of the powerful women in communications scheduled for the ever popular BUSINESS JOURNALS and WAG magazine roundtable. What an opportunity to hear what these fascinating women have to say.

MODERATORELIZABETH BRACKEN-THOMPSON partnerThompson & Bender

HOSTJUDITH HUNTINGTONpresident The College of New Rochelle

29 Castle Place

JANUARY 1711:30 a.m. LunchProgram begins at noon

at


Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to:Bob Rozyckic/o Westfair Communications Inc.3 Gannett Drive, Suite G7White Plains, N.Y. 10604-3407Phone: (914)694-3600Fax: (914)694-3680

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION.go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY

BUSINESSJOURNAL

Astrum Solar Inc., Annapolis, Md., Carmen and Emma Cotto. Install solar panels at an existing single-family residence, 201 Elm St., Fairfield. Estimated cost: $38,988. Filed Dec. 18.

Banton Cosntruction Co., North Haven, contractor for Felicity Bruns. Repair flood damage to a single-family residence, 27 Merid-ian Road, Norwalk. Estimated cost: $72,500. Filed Dec. 11.

Baybrook Remodelers, West Ha-ven, contractor for Tremont West Condominium Association. Per-form external renovations at an existing single-family residence, 105 Tremont Ave., Bridgeport. Es-timated cost: $40,000. Filed Dec. 10.

Benchmark Builders L.L.C., Bethel, contractor for Christie Ann Ippoi Boyson. Perform external renovations at an existing single-family residence, 51 Old Mill Road, Fairfield. Estimated cost: $34,750. Filed Dec. 19.

Bill Kapura Builder Contractor, Plainville, contractor for Anne and David Toombs. Repair storm dam-age to a single-family residence, 319 Harbor Road, Fairfield. Estimated cost: $20,000. Filed Dec. 18.

Borden, Ed. Perform interior reno-vations at an existing single-family residence, 14 Harbor View Ave., Norwalk. Estimated cost: $4,000. Filed Dec. 11.

British Botanicals L.L.C., Orange, contractor for Anne Bonney. Per-form interior renovations at an ex-isting single-family residence, 619 Fairfield Beach Road, Fairfield. Es-timated cost: $10,500. Filed Dec. 18.

Burden, Robert, Norwalk, con-tractor for Fletcher Summers. Re-roof an existing single-family residence, 17 Silk St., Norwalk. Es-timated cost: $2,800. Filed Dec. 14.

Burr Roofing, Stratford, contrac-tor for Andrew Rolleri. Perform external renovations at an existing single-family residence, 196 Ells-worth St., Bridgeport. Estimated cost: $28,000. Filed Dec. 11.

BANKRUPTICES

Fairfield Automotive Service Inc., 2149 Post Road, Fairfield. Chapter 11. Filed December 18, case no. 12-52252. Assets: $0 to $50,000. Liabilities: $100,001 to $500,000. Creditors: Capital One, $17,500; State of Connecticut Department of Revenue Service, $4,668; U.S. Small Business Administration, $97,871; Visa Signature, $7,300; and Internal Revenue Services, amount NA. Type of business: cor-poration. Debtor’s attorney: Peter L. Ressler for Groob, Ressler & Mul-queen P.C., New Haven.

JJT & M Inc., 111 Byram Shore Road, Greenwich. Chapter 11. Filed December 20, case no. 12-52261. Assets: $10 million to 50 million. Liabilities: $0 to $50,000. Credi-tors: Ameritrade Worldwide Inc., amount not available; and Champi-on Holding Co., amount NA. Type of business: corporation. Debtor’s attorney: Richard P. Terbusch for The Terbusch Law Firm L.L.C., Danbury.

BUILDING PERMITS

commercial

22 IWSR L.L.C., Port Chester, N.Y. Fit-out an existing commercial building for ALI In Hookah, 22 Leonard St., Norwalk. Estimated cost: $1,000. Filed Dec. 18.

73 to 75 Main Avenue L.L.C. Fit-out an existing commercial build-ing for Nail Salon, 73 to 75 Main St., Norwalk. Estimated cost: $18,500. Filed Dec. 18.

Anspach, David. Perform interior renovations at an existing commer-cial building, 526 Danbury Road, Wilton. Estimated cost: $10,000. Filed Dec. 14.

Bailiwick Remodeling Co. Inc., Stamford, contractor for 779 Fair-field Beach Road L.L.C. Perform interior renovations at an existing commercial building, 779 Fairfield Beach Road, Fairfield. Estimated cost: $30,000. Filed Dec. 19.

Campbell, Errol, New Haven, con-tractor for Elisabeth Pierre. Perform external renovations at an existing commercial building, 621 Newfield Ave., Bridgeport. Estimated cost: $9,000. Filed Dec. 12.

Clark Construction, Ridgefield, contractor for Wee Burn Country Club. Perform interior renovations at an existing commercial build-ing, 410 Hollow Tree Ridge Road, Darien. Estimated cost: $300,000. Filed Dec. 14.

Cunningham, Maureen, Clifton, N.J. Fit-out an existing commer-cial building for Cablevision, 151 Woodward Ave., Norwalk. Estimat-ed cost: $1,000. Filed Dec. 18.

Dlux, Stratford, contractor for Forestone Capital. Perform interior renovations at an existing commer-cial building, 855 Main St., Bridge-port. Estimated cost: $41,000. Filed Dec. 10.

Dougherty, James. Perform alterations to an existing com-mercial building, 28 Sound View Drive, Greenwich. Estimated cost: $25,000. Filed Dec. 10.

Gateway Park Associates. Per-form interior renovations at an existing commercial building, 777 W. Putnam Ave., Greenwich. Esti-mated cost: $250,000. Filed Dec. 10.

Grasso Construction, Norwalk, contractor for Crystal L.L.C. Per-form alterations to an existing com-mercial building, 314 Wilson Ave., Norwalk. Estimated cost: $4,000. Filed Dec. 13.

Harbor Yard, Bridgeport, con-tractor for the city of Bridgeport. Perform interior renovations at an existing commercial building, 600 Main St., Bridgeport. Estimated cost: $4,500. Filed Dec. 11.

Hauser, Deiter. Perform altera-tions to an existing commercial building, 85 N. Main St., Nor-walk. Estimated cost: $2,000. Filed Dec. 11.

Holly Hill Owner L.L.C. Perform alterations to an existing com-mercial building, 75 Holly Hill Lane, Greenwich. Estimated cost: $253,000. Filed Dec. 10.

JC Properties, Trumbull. Replace-ment tenant, El Sabor Salvadoreno, 8 Monroe St., Norwalk. Estimated cost: $15,000. Filed Dec. 18.

Kish, Theresa. New tenant, Dr. Denise Fernandez, chiropractor, 51 East St., Norwalk. Estimated cost: $1,000. Filed Dec. 11.

Kronenberger & Sons, Wilton, contractor for the town of Wilton. Perform interior renovations at an existing commercial building, 257 Hurlbutt St., Wilton. Estimated cost: $400,000. Filed Dec. 12.

Lanvender Associates. Fit-out an existing commercial building for Eagle Eye Co., 37 North Ave., Suite 203, Norwalk. Estimated cost: $12,000. Filed Dec. 12.

Metropolitan Life Insurance Co., Morristown, N.J. Fit-out an existing commercial building for Paychex, 800 Connecticut Ave., First floor, Norwalk. Estimated cost: $640,000. Filed Dec. 17.

New Country Motor Car. Perform external renovations at an existing commercial building, 241 W. Put-nam Ave., Greenwich. Estimated cost: $192,000. Filed Dec. 10.

Norwalk Hospital. Perform site work, 34 Maple St., Norwalk. Es-timated cost: $1.9 million. Filed Dec. 12.

Quality Roofing Services, West Haven, contractor for Ma-ria Vazquez. Re-roof an existing single-family residence, 170 Elm St., Bridgeport. Estimated cost: $82,435. Filed Dec. 14.

RAM Building Group L.L.C., Trumbull, contractor for Carmen Tortora. Fit-out an existing com-mercial building for 1280 Post Road, Fairfield. Estimated cost: $20,000. Filed Dec. 18.

Sono Square Associates L.L.C. Perform interior renovations at an existing commercial building for Barcelon/Bartec Restaurant, 85/89 Water St., Norwalk. Estimated cost: $40,000. Filed Dec. 11.

Strazza, Helen. Perform interior alterations at an existing commer-cial building, 127 Greyrock Place, Stamford. Estimated cost: $7,000. Filed Dec. 13.

Town & Country Remodeling, Ridgefield, contractor for Betyar Realty L.L.C. Perform interior ren-ovations at an existing commercial building, 134 Old Ridgefield Road, Wilton. Estimated cost: $148,000. Filed Dec. 14.

Turner Construction, Bridgeport, contractor for Bridgeport Hospital. Perform interior renovations at an existing commercial building, 267 Grant St., Bridgeport. Estimated cost: $977,000. Filed Dec. 11.

US Home Services, Stamford, contractor for the city of Stamford. Baseball dugout, 115 Vine Road, Stamford. Estiamted cost: $10,000. Filed Dec. 14.

Wayne Dimm Enterprises Inc., Ridgefield, contractor for Skyland L.L.C. Perform interior renovations at an existing commercial building, 96 Danbury Road, Ridgefield. Esti-mated cost: $130,000. Filed Dec. 12.

Wilson, Leland. Perform interior renovations at an existing commer-cial building, 53 Danbury Road, Wilton. Estimated cost: $35,000. Filed Dec. 12.

Zelek, Raymond, contractor for Tunxis Associates. Install solar panels at an existing commercial building for Kohl’s, 290 Tunxis Hill Road, Fairfield. Estimated cost: $175,000. Filed Dec. 18.

reSiDential

14 Lockwood Avenue L.L.C. Con-struct an accessory building, 14 Lockwood Ave., Greenwich. Esti-mated cost: $40,000. Filed Dec. 10.

360 Golf, Wilton, contractor for Joseph Lifrieri. Perform additions and alterations at an existing single-family residence, 68 Cheesespring Road, Wilton. Estimated cost: $4,900. Filed Dec. 12.

Adomarko, John. Perform interior renovations at an existing single-family residence, 154 Summerfield Ave., Bridgeport. Estimated cost: $2,000. Filed Dec. 10.

American Carpet South Inc., Pas-saic, N.J., contractor for Dana and Scott Mattson. Perform interior renovations at an existing single-family residence, 4 Buttonball Trail, Norwalk. Estimated cost: $16,057. Filed Dec. 12.

Anderson, Thomas. Perform alterations to an existing sin-gle-family residence, 340 Shore Road, Greenwich. Estimated cost: $15,000. Filed Dec. 10.

Anderson, Thomas. Construct an accessory building, 340 Shore Road, Greenwich. Estimated cost: $50,000. Filed Dec. 10.

Armor Wood Roofing, Stamford, contractor for M. and C. Cokerill. Repair roof of an existing single-family residence, 9 Clubhouse Circle, Darien. Estimated cost: $25,000. Filed Dec. 11.

Astrum Solar Inc., Annapolis, Md., Raymond Anderson. Install solar panels at an existing com-mercial building, 1031 Catamount Road, Fairfield. Estimated cost: $26,700. Filed Dec. 18.

Astrum Solar Inc., Annapolis, Md., Marian and Ray Villaflor. In-stall solar panels at an existing sin-gle-family residence, 20 Wilson St., Fairfield. Estimated cost: $15,350. Filed Dec. 18.


on the recordCappello, Christine and Jody, Fairfield. Seller: Lindsay and Dan-iel M. Holland, Fairfield. Property: 97 Riverview Terrace, Fairfield. Amount: $550,000. Filed Dec. 17.

Carreira, Maria Isilda and Fer-nando L. Almeida, Stamford. Sell-er: Olga Maria Lopez and Hector D. Garro, Stamford. Property: 15 Vic-tory St., Unit 6, Stamford. Amount: $113,000. Filed Dec. 13.

Carroll, Laura Edmiston and Charles F., Stamford. Seller: Kay Krill, Stamford. Property: 333 Stamford Ave., Stamford. Amount: $1.6 million. Filed Dec. 10.

Cavallaro, Christina M. and Mi-chael J. Bohmerwald, Stamford. Seller: Katherine A. and Eric M. Kaplan, Stamford. Property: 106 El-mbrook Drive, Stamford. Amount: $445,000. Filed Dec. 10.

Centofanti, Alan D., Stamford. Seller: Charles C. Colby, Stamford. Property: 39 Wesgate Drive, Stam-ford. Amount: $1.3 million. Filed Dec. 14.

Choi, Johnny Ty, Bethel. Seller: Erick Almeida, Danbury. Prop-erty: 14 Newtown Road, Unit B-19, Danbury. Amount: $100,500. Filed Dec. 13.

Chung, Seung W., Danbury. Seller: Toll CT III L.P., Newtown. Proper-ty: 21 Warrington Round, Danbury. Amount: $353,802. Filed Dec. 10.

Colon, Hector, Bridgeport. Seller: Louise Marshall, Stratford. Prop-erty: 133 Jennngs Ave., Bridgeport. Amount: $90,000. Filed Dec. 18.

Cooper, Tshmona V., Bridge-port. Seller: Ida Janowitz, Bridge-port. Property: 90 Nautilus Road, Bridgeport. Amount: $120,000. Filed Dec. 19.

Copeland, Laura, Stamford. Seller: Adil H. Nagiev, Stamford. Property: 910 Hope St., Unit 3B, Stamford. Amount: $223,000. Filed Dec. 10.

Crown Relocations. Seller: Paul Szalkucki, Stamford. Property: 358 Long Ridge Road, Stamford. Amount: $560,000. Filed Dec. 14.

Cullen, Marie and Brian, Stam-ford. Seller: Lisa J. Musilli, Stam-ford. Property: 60 Stanton Lane, Stamford. Amount: $433,500. Filed Dec. 13.

Curreri, Meredith S. and R. Mikel, Greenwich. Seller: Stefanie J. and Leonard B. Shavel, Green-wich. Property: 11 Willmerry Lane, Greenwich. Amount: $2.2 million. Filed Dec. 14.

Burr, Adrienne and John. Per-form interior renovations at an existing single-family residence, 13 Algonquin Road, Norwalk. Esti-mated cost: $18,000. Filed Dec. 10.

Cady, Jonathan, contractor for Julia Powell. Perform interior reno-vations at an existing single-family residence, 243 Eastlawn St., Fair-field. Estimated cost: $8,500. Filed Dec. 18.

Calloway, Heidi. Repair storm damage to a single-family resi-dence, 1 Shorefront Park, Nor-walk. Estimated cost: $24,000. Filed Dec. 14.

Carroll, Brian, Norwalk, con-tractor for Jim Nichols. Repair storm damage to a single-family residence, 60 Shorefront Park, Nor-walk. Estimated cost: $37,786. Filed Dec. 12.

Chadwick, John J., contractor for Francene and Brent Pruner. Per-form additions and alterations at an existing single-family residence, 48 Benedict Road, Bethel. Estimated cost: $40,000. Filed Dec. 13.

Clark, Tom. Perform external renovations at an existing single-family residence, 23 Park Lane, Norwalk. Estimated cost: $42,000. Filed Dec. 12.

Conte Construction, Norwalk, contractor for Superior Realty. Construct an accessory building, 37 Seabright Ave., Bridgeport. Esti-mated cost: $40,000. Filed Dec. 14.

Coscia Construction L.L.C., Shel-ton, contractor for Jean Douville Kaiser. Repair stonewall, damaged by storm, 6 Shorehaven Road, Nor-walk. Estimated cost: $50,000. Filed Dec. 11.

D’Acunto Construction L.L.C., Wilton, contractor for Regina and Patrick Damanti. Perform interior renovations at an existing single-family residence, 66 Ledgebrook Drive, Norwalk. Estimated cost: $35,000. Filed Dec. 14.

Dall, David. Perform alterations to an existing single-family residence, 21 Cat Rock Road, Greenwich. Es-timated cost: $4,000. Filed Dec. 10.

David Cote L.L.C., Bethany, con-tractor for Tom Sottis. Re-roof an existing single-family residence, 49 Norland Ave., Bridgeport. Estimat-ed cost: $8,200. Filed Dec. 10.

Designs By Artisans, Ridgefield, contractor for Andrew Redrup. Perform interior renovations at an existing single-family residence, 276 Florida Hill Road, Ridgefield. Estimated cost: $30,000. Filed Dec. 17.

This week’s Records Sec-tion contains 55 more Residential Building Permits on Westfairon-line.com through our membership program.

COURT CASES

SUPerior coUrt

American Medical Systems Inc., Minnetonka, Minn. Filed by Maria and Heliomar Rodrigues, Danbury. Plaintiff ’s attorney: Michael J. Reil-ly, Hartford. Action: The plaintiff alleges to have suffered personal in-jury as a result of a product that was transplanted during surgery. The plaintiff claims monetary damages. Filed Dec. 14. Case no. 12cv01759.

BP Healthcare L.L.C., Norwalk. Filed by Interim Healthcare, Sun-rise, Fla. Plaintiff ’s attorney: Jona-than B. Orleans, Bridgeport. Ac-tion: The plaintiff alleges a breach of contract against the defendant as it has failed to pay the franchisee fees due the plaintiff. Filed Dec. 14. Case no. 12cv01757.

Lawrence & Memorial Hospi-tal Inc., New England. Filed by Latisha Pollard, Stonington. Plain-tiff ’s attorney: James V. Sabatini, Newington. Action: The plaintiff alleges discrimination as she was terminated by the defendant after sustaining a nonwork- related in-jury, which interfered with her daily functions. The plaintiff demands monetary damages. Filed Dec. 17. Case no. 12cv01765.

Maplewood Construction Co. Inc., et al. Filed by Geraldo Areva-lo, et al. Plaintiff ’s attorney: James Bhandary-Alexander, New Ha-ven. Action: The plaintiff filed suit against the defendant for breach of contract after he performed construction and renovation work for the defendant. The defendant claims unpaid minimum wages and unpaid overtime wages. Filed Dec. 17. Case no. 12cv01762.

Miller Marine Service L.L.C., New Haven. Filed by Thomas J. and Gail P. Walker, Seaford, Del. Plaintiff ’s attorneys: Carl A. Secola Jr., New Haven; and Eugene Mat-tioni, Philadelphia, Pa. Action: The plaintiffs have brought suit against the defendant for a personal injury sustained while operating one of its sea-faring vehicles. It is alleged that the defendant was negligent in its failure to insure the safety of its employees and passengers. The plaintiff demands monetary com-pensation and a trial by jury. Filed Dec. 17. Case no. 12cv01761.

Valmar Masonry Contractor L.L.C. Filed by the U.S.A. Plain-tiff ’s attorney: David B. Fein, U.S. attorney. Action: The plaintiff brought suit against the defendant for payment in the amount of $11,850 due it. The plaintiff claims monetary damages. Filed Dec. 18. Case no. 12cv01773.

DEEDS

commercial

141 Main L.L.C., New Milford. Seller: Mario S. Luis, Danbury. Property: 141 Main St., Danbury. Amount: $345,000. Filed Dec. 10.

26 Federal L.L.C., Danbury. Sell-er: TLP Associates, Wilmington, N.C. Property: 91 Cross St. and 84 Shelter Road, Danbury. Amount: $300,000. Filed Dec. 11.

5 Star Holdings L.L.C., New Ro-chelle, N.Y. Seller: U.S Bank N.A., trustee, Salt Lake City, Utah. Prop-erty: 1190 Norman St., Bridgeport. Amount: $65,299. Filed Dec. 13.

625 John Street L.L.C., Bridgeport. Seller: Galaxy L.L.C., Bridgeport. Property: 625 John St., Bridgeport. Amount: $425,000. Filed Dec. 17.

Cani Real Estate Investment Group, Bridgeport. Seller: Secre-tary of Housing and Urban Devel-opment, Washington, D.C. Proper-ty: 226 Granfield Ave., Bridgeport. Amount: $80,600. Filed Dec. 18.

Cerrone Management Services L.L.C., Fairfield. Seller: Peter Nagle, Guilford. Property: 421 Meadow St., Fairfield. Amount: $335,000. Filed Dec. 13.

Cucamonga Properties L.L.C., Greenwich. Seller: Eduvige and Sergio Adames, Danbury. Property: 16 Coalpit Hill Road, Danbury. Amount: $615,000. Filed Dec. 10.

HRR Investments L.L.C., Fair-field. Seller: High Ridge Partners L.L.C., Stamford. Property: 1003 to 1009 High Ridge Road, Stam-ford. Amount: $5.2 million. Filed Dec. 14.

Miguel Carlos L.L.C., Shelton. Seller: K.M.M. Realty L.L.C., Bridgeport. Property: 317 Center St., Bridgeport. Amount: $140,000. Filed Dec. 17.

Owl & Lark L.L.C., Westport. Seller: Roxana Howes, Westport. Property: 14 Stony Point Road, Westport. Amount: $5 million. Filed Dec. 14.

Pasquino Family L.P., Stamford. Seller: Continental Construction Corp., Stamford. Property: 58A Highview Ave., Stamford. Amount: $322,000. Filed Dec. 10.

Pine Creek Beach L.L.C., West-port. Seller: Carolyn and Bruce E. Richmond, Fairfield. Property: 178 to 182 Pine Creek Ave., Fairfield. Amount: $950,000. Filed Dec. 12.

Sand Dollar Development L.L.C., Fairfield. Seller: William F. Hoag, Fairfield. Property: 512 Rowland Road, Fairfield. Amount: $375,000. Filed Dec. 13.

Sutton Investments L.L.C., Chadds Ford, Pa. Seller: Nina A. and John J. Nelson, Fairfield. Property: 101 Henry St., Fairfield. Amount: $575,000. Filed Dec. 12.

Tomas Brothers L.L.C., Wilton. Seller: Rachel Ann Paterson Moore and Kenneth Christopher Hart, Westport. Property: 2 Linden St., Westport. Amount: $585,000. Filed Dec. 14.

QUit claim

Ciapetta, Carolyn, Bridgeport. Seller: Helen M. Lord, Bethle-hem. Property: Lot 98, Map 2, Bridgeport. Amount: $90,000. Filed Dec. 19.

LeClerq, Vincent, Stamford. Seller: Janet S. Perna-Black, Stamford. Property: 28 Cortland Ave., Unit 28-1, Stamford. Amount: $85,000. Filed Dec. 13.

Ram, Yarom, Fairfield. Seller: U.S. Bank N.A., trustee, Salt Lake City, Utah. Property: 240 to 242 Trum-bull Ave., Bridgeport. Amount: $95,000. Filed Dec. 19.

S & I Properties L.L.C., Hamden. Seller: Retained Realty Inc., New York City. Property: 55 to 61 Lau-rel Court, Bridgeport. Amount: $70,000. Filed Dec. 17.

reSiDential

Antal, Diorela Leica and Chris-topher J., New Fairfield. Seller: Patricia A. and Joseph M. Antal, Newtown. Property: 15 Rita Drive, New Fairfield. Amount: $325,000. Filed Dec. 13.

Antonucci, Peter, Fairfield. Seller: Mary D. and Nelson L. Stephen-son, Fairfield. Property: 100 Jessica Lane, Fairfield. Amount: $1.8 mil-lion. Filed Dec. 14.

Arsenault, M. Lourdes and Ma-ria Jose, Bridgeport. Seller: David Dickenson, Bridgeport. Property: 3200 Madison Ave., Unit C17, Bridgeport. Amount: $75,000. Filed Dec. 13.

Ascuitto, Maxwell J., Stamford. Seller: Matthew Jenks, Stamford. Property: 127 Greyrock Place, Unit 905, Stamford. Amount: $257,000. Filed Dec. 14.

Bajaj, Diksha and Sumeet Uppal, Stamford. Seller: Kathleen Gutows-ki, Darien. Property: 33 Hollow Tree Ridge Road, Darien. Amount: $800,000. Filed Dec. 11.

Bluman, Meegan and Alexander, Stamford. Seller: Tatiana I. and David M. Siever, Stamford. Prop-erty: 53 Beltown Road, Stamford. Amount: $545,000. Filed Dec. 13.

Blumenthal, Laura A., Darien. Seller: Palmer Hill Partners L.L.C., Stamford. Property: 77 Have-meyer Lane, Unit 204E, Stamford. Amount: $515,000. Filed Dec. 14.

Boateng, Freda, Bridgeport. Seller: Josefina J. and Ramesh Buzeta, Bridgeport. Property: 184 to 186 Priscilla St., Bridgeport. Amount: $140,000. Filed Dec. 13.

Boccarosa, Christina L., Norwalk. Seller: John L. Wixson, Norwalk. Property: 69 Broad St., Norwalk. Amount: $162,000. Filed Dec. 12.

Boksa, Sarah and Timothy R., Norwalk. Seller: Josephine T. and Brian R. DeMarco, Weston. Prop-erty: 12 Cardinal Road, Weston. Amount: $586,000. Filed Dec. 17.

Brice, Patricia, Stratford. Seller: Irene Wojenski, Stratford. Property: 390 Andrew St., Stratford. Amount: $195,000. Filed Dec. 11.

Burke, Catherine L. and David A., Wilton. Seller: Katherine A. K. and Joseph T. Waters, Rowayton. Property: 33 Wilson Ave., Norwalk. Amount: $890,000. Filed Dec. 13.


on the record

GET THE RECORDS EARLY.go to westfaironline.com/buy/records-section/ for more information and to view a sample.

Cindy Rossi, of Cheshire, was recently honored by The Physician Assistant Edu-cation Association with its inaugural Clini-cal Education Award in Seattle. Rossi is clinical associate professor of physician assistant studies and a senior clinical co-ordinator in the School of Health Sci-ences at Quinnipiac University and was recognized for her dedication to students.

JosEPH M. PAsToRE iii, LEAnnE M. sHoFi and WiLLiAM M. dAiLEy recent-ly announced the formation of Pastore Shofi & Dailey L.L.C., a law firm focused on se-curities and commercial litigation, which is now open with offices in Stamford and New York City. Pastore, Shofi and Dailey have worked together for nearly two decades, having met at Kelley Drye & Warren L.L.P.

CREDITS, CLIENTS AND AWARDS

AMERiCAREs, a nonprofit organization based in Stamford, is do-nating 1,200 birth kits to a community outreach program run by Afshar Hospital in Kabul, Afghanistan, to help ensure patients ex-perience safe, hygienic home births. AmeriCares has been deliver-ing medical and disaster aid to Afghanistan since 1988, supporting health care providers with medicines and supplies for primary care, trauma care and maternal and child health programs.

BELiMo AMERiCA, a Danbury-based manufacturer of damper actuators and control valves used in heating, ventilating and air-conditioning systems, recently donated $20,000 to the United Way Sandy Hook School Support Fund. The donation will provide sup-port and resources where and when they become identified and needed. BELIMO has 260 employees based in Danbury, many of whom live or have friends or family in Newtown.

KAi ALExis sMiTH, a staff member at Pequot Library in Southport, was recently named as one of 10 recipients of the As-sociation of Research Libraries (ARL) Ca-reer Enhancement Program 2013. The program gives master of library and in-formation science (MLIS) students from underrepresented groups the opportunity to jump-start their careers in research li-braries by providing a robust fellowship

experience that includes an internship in an ARL member library.

siLvER GoLuB & TEiTELL L.L.P. in Stamford recently an-nounced eight of its attorneys were selected for inclusion in 2012 Connecticut Super Lawyers. The Super Lawyers list was published in New England Super Lawyers magazine in November. Partners Richard A. Silver, David S. Golub, Ernest F. Teitell, Paul A. Slager, Angelo A. Ziotas, Jonathan M. Levine and Peter M. Dreyer were named to the Connecticut Super Lawyers list and partner Craig N. Yankwitt was included in Connecticut Super Lawyers - Rising Stars Edition 2012.

NEWSMAKERS

WEBsTER BAnK recently announced the following appoint-ments.

AL FALCo of Ellington was recently hired as a senior vice president and senior pri-vate banker serving the Greater Hart-ford region. Falco most recently served as senior vice president and private cli-ent manager in the Private Wealth Man-agement Division at U.S. Trust, Bank of America. He has a Bachelor in Sociol-ogy degree from the University of Hartford.

JoRdAn ARovAs of Orange was pro-moted to senior vice president and man-ager of specialty banking. Arovas joined Webster in 2005 as a vice president to help launch the legal financial services divi-sion. He has a Bachelor in Economics de-gree from the University of Connecticut and an MBA from Sacred Heart University.

ON THE GO:BUSINESS, ETC.

WEDNESDAY JAN. 16Exit interview Basics: How and Why to Conduct Them webinar, 11 a.m. to noon. $75. For information, visit operationsinc.com/events or call 322-0538.

SNAPSHOT

sPLuRGE uniquE GiFTs, HoME déCoR And JEWELRy in Greenwich held a month-long program that culminated with 67 pashmina scarves donated to patients undergoing chemotherapy treatments at the Cancer Institute at Greenwich Hospital. Each pashmina included a handwritten note of encouragement from the donors. The program was held in honor of National Breast Cancer Awareness month.

From left, Stephanie dunn ashley and Patricia Perrone of greenwich Hospital accept donated pashminas from SPLurge owner Sonia Sotire malloy.

Information for these features has been submitted by the subjects or their delegates.


on the recordPellot, Vilma, Bridgeport. Seller: Marion J. Mackie, Bridgeport. Property: 620 Birmingham St., Bridgeport. Amount: $153,000. Filed Dec. 13.

Philip, Cassandra L., Bridgeport. Seller: Riverwalk II L.L.C., Mon-roe. Property: 2660 North Ave., Unit 235, Bridgeport. Amount: $202,000. Filed Dec. 13.

Pinho, Mariana B., Westwood, N.J. Seller: Jennifer L. Soffayer and Miguel A. Carnero, Stamford. Property: 1080 Bedford St., Unit 3B, Stamford. Amount: $240,000. Filed Dec. 12.

Rodrigues, Maria A. Hurtado and Abraham Hernandez, Dan-bury. Seller: HSBC Bank USA N.A., W. Palm Beach, Fla. Property: 44 Purcell Drive, Danbury. Amount: $175,299. Filed Dec. 11.

Rungtip, Siharaj, Fairfield. Seller: Muhammad A. Khokhar, Selton. Property: 430 Berkeley Road, Fairfield. Amount: $285,000. Filed Dec. 13.

Saadaway, Patricia and Barakat, Norwalk. Seller: Peter C. Herrick, New York City. Property: 12 Ingalls Ave., Norwalk. Amount: $225,000. Filed Dec. 11.

Sacks, Catherine R., Riverside. Seller: Anne and John Tobacco, Cos Cob. Property: 146 Valley Road, Greenwich. Amount: $1.2 million. Filed Dec. 14.

Schenker, Allyson and Howard, Fairfield. Seller: Daniel B. Wasser-man, New York City and David T. Wasserman, Hyattsville, Md. Prop-erty: 25 Harwich Road, Fairfield. Amount: $464,000. Filed Dec. 11.

Schimetti, Matthew, Old Green-wich. Seller: Jeffrey Wilner, Old Greenwich. Property: 6 Raymond St., Old Greenwich. Amount: $3.2 million. Filed Dec. 14.

Schneider, Martin, Piermont, N.Y. Seller: Susan M. Hosack, Ridgefield; Brett A. Shaheen, Boston, Mass.; and Edward J. Shaheen III, New York City. Property: 120 Prospect St., Unit 53, Ridgefield. Amount: $435,000. Filed Dec. 13.

Shore, Catarina and Dario W., Bronx, N.Y. Seller: Linda S. and Jerry L. Dukes, Fairfield. Property: 185 Pell Meadow Drive, Fairfield. Amount: $360,000. Filed Dec. 12.

Slywka, Abby and Peter, Bridge-port. Seller: Phylis and Edward C. Powloski, Bridgeport. Property: 100 Bartram Ave., Bridgeport. Amount: $230,000. Filed Dec. 17.

Dobey, Marie, Norwalk. Seller: Carol D. Yonan, Fairfield. Property: 2212 Mill Plain Road, Fairfield. Amount: $430,000. Filed Dec. 17.

Drewniak, Erik, Stamford. Seller: Deborah A. Coyle and John A. Jack-son, Fairfield. Property: 1003 Tunx-is Hill Road, Fairfield. Amount: $225,000. Filed Dec. 11.

Duque, Jaime, Norwalk. Seller: Linda L. Harrick, Norwalk. Prop-erty: 1 Walter Ave., Unit 9, Norwalk. Amount: $35,465. Filed Dec. 13.

Dushi, Edvina and Gentian, New Fairfield. Seller: Margaret M. and William J. Mannion, New Fairfield. Property: 3 and 5 Peralta St., New Fairfield. Amount: $400,000. Filed Dec. 17.

Erickson, Allegra L. and John R., Darien. Seller: Jean C. and Lewis A. Miller, Darien. Property: 15 Pine Point Road, Unit 328, Norwalk. Amount: $128,500. Filed Dec. 12.

Ferreira, Marcos, Bridgeport. Seller: Federal Home Loan Mort-gage Corp., McLean, Va. Property: 33 Ives Court, Bridgeport. Amount: $31,000. Filed Dec. 19.

Financial Mortgage Consulting L.L.C., Stratford. Seller: Jacque-line and Antonio Muniz, Bridge-port. Property: 1024 Lindley St., Bridgeport. Amount: $85,000. Filed Dec. 18.

Firmender, Elizabeth and Seth, Denver, Colo. Seller: Pieka Con-struction L.L.C., Fairfield. Property: 17 Roberts Lane, Fairfield. Amount: $826,000. Filed Dec. 17.

Forsyth, Jennifer A. and Chris-tian E., New York City. Seller: Bridgette Shaffer, Ridgefield. Prop-erty: 20 Hunter Lane, Ridgefield. Amount: $785,000. Filed Dec. 12.

Gagliano, Malgorzata and Mi-chael J., Stamford. Seller: RMS Long-Term Family Investments L.L.C., Stamford. Property: 85 Camp Ave., Unit 8E, Stamford. Amount: $421,000. Filed Dec. 14.

Galletta-Bruno, Diana O., Brook-field. Seller: Toll CT II L.P. , New-town. Property: 4 Briar Ridge Drive, Unit 83, Bethel. Amount: $529,829. Filed Dec. 13.

Ghosh, Mousumi and Archiman Rudra, Westport. Seller: Claudia V. Conroy, Westport. Property: 12 Sylvan Road South, Westport. Amount: $832,500. Filed Dec. 14.

Goldbaum, Fabiola and David, Stamford. Seller: Deborah L. and Joseph J. Cutrone, Norwalk. Prop-erty: 17 Rudolf Lane, Norwalk. Amount: $556,000. Filed Dec. 11.

Grady, Sarah D. and Michael A. Caballero, Darien. Seller: Ray-mond A. Odoherty, Hilton Head Island, S.C. Property: 14 Shadbush Lane, Darien. Amount: $58,000. Filed Dec. 7.

Greenwich Riverview L.L.C., Pleasantville, N.Y. Seller: The Whelan Family L.L.C., Greenwich. Property: 101 Beech St., Greenwich. Amount: $307,500. Filed Dec. 14.

Greenwich Riverview L.L.C., Pleasantville, N.Y. Seller: The Whelan Family L.L.C., Greenwich. Property: 101 Pine St., Greenwich. Amount: $498,752. Filed Dec. 14.

Greenwich Riverview L.L.C., Pleasantville, N.Y. Seller: The Whelan Family L.L.C., Greenwich. Property: 58 Spring St., Greenwich. Amount: $546,260. Filed Dec. 14.

Greenwich Riverview L.L.C., Pleasantville, N.Y. Seller: The Whelan Family L.L.C., Green-wich. Property: 114 Pine St., Greenwich. Amount: $1.06 mil-lion. Filed Dec. 14.

Greenwich Riverview L.L.C., Pleasantville, N.Y. Seller: The Whel-an Family L.L.C., Greenwich. Prop-erty: 196 N. Water St., Greenwich. Amount: $570,000. Filed Dec. 14.

Greenwich Riverview L.L.C., Pleasantville, N.Y. Seller: The Whelan Family L.L.C., Greenwich. Property: 3 View St., Greenwich. Amount: $546,252. Filed Dec. 14.

Greenwich Riverview L.L.C., Pleasantville, N.Y. Seller: The Whel-an Family L.L.C., Greenwich. Prop-erty: 145 Davis Ave., Greenwich. Amount: $596,124. Filed Dec. 14.

Greenwich Riverview L.L.C., Pleasantville, N.Y. Seller: The Whelan Family L.L.C., Greenwich. Property: 46 Ridge St., Greenwich. Amount: $593,600. Filed Dec. 14.

Hart, Rachell Ann Paterson, Westport. Seller: Beth R. and Paul A. Milton, Saratoga Springs, N.Y. Property: 43 Grove Point Road, Westport. Amount: $650,000. Filed Dec. 14.

Head, Cordelia, Weston. Seller: Brigid Holms, Fairfield. Property: 397 Quincy St., Fairfield. Amount: $260,000. Filed Dec. 17.

Hilario, Edward A., Danbury. Seller: Karyn C. Palanzo, Danbury. Property: 13 Park Ave., Danbury. Amount: $284,000. Filed Dec. 11.

Hsiao, Wendy, Stamford. Seller: Rita and Abraham Yelin, Stamford. Property: 39C Mulberry St., Unit 61, Stamford. Amount: $315,000. Filed Dec. 10.

Hubyak, Bozhena and Volody-myr, Stamford. Seller: Federal Home Loan Mortgage Corp., McLean, Va. Property: 34 Wood-bury Ave., Stamford. Amount: $285,000. Filed Dec. 13.

Jones, Susan D., Old Greenwich. Seller: Jeffrey H. Salzman, Riverside. Property: 158 Indian Head Road, Riverside. Amount: $11 million. Filed Dec. 13.

Kalamaras, Laurie and Thom-as, Stamford. Seller: Ellen Rozsa, Stamford. Property: 182 Intertaken Road, Lot 2, Stamford. Amount: $130,000. Filed Dec. 11.

Khan, Arshad, Bridgeport. Seller: Rosanna and Bernarde Nadal, Bridgeport. Property: 700 Iranistan Ave., Bridgeport. Amount: $82,000. Filed Dec. 13.

Khan, Shaukat P. and Asif S., Bridgeport. Seller: Angel and Sorai-da Reyes, Bridgeport. Property: 943 Evers Street Extension, Bridgeport. Amount: $229,000. Filed Dec. 13.

Krueger, Jillian and Kenneth A., Brookfield. Seller: Union Savings Bank, Danbury. Property: 60 Old Bridge Road, Brookfield. Amount: $395,000. Filed Dec. 10.

Landino, Kristen and Paul, Fair-field. Seller: Kimberly A. and Dean A. Russo, Fairfield. Property: 112 Eastlawn St., Fairfield. Amount: $715,000. Filed Dec. 14.

Lane, Venera and James G., Trum-bull. Seller: Nancy G. Garzone, Westport. Property: 8 Willow-brook Drive, Westport. Amount: $525,000. Filed Dec. 13.

Levett, Viera and Francis, Stam-ford. Seller: Judith L. Strawer, Ste-vensville, Md. and C. Edgar Thom-as, Birmingham, Ala. Property: 415 Janes Lane, Stamford. Amount: $494,070. Filed Dec. 11.

Lindemeyer, Cynthia O. and Paul A., Stamford. Seller: Joseph D. Mantegna, Stamford. Property: 57 Cypress Drive, Stamford. Amount: $660,000. Filed Dec. 10.

Livecchi, Tracy Ann and Joseph, Westport. Seller: Elise B. and Neil Q. Gabriele, Westport. Property: 30 Webb Road, Westport. Amount: $1.6 million. Filed Dec. 14.

Lombardo, Amy and Gregory B. Hertz, Brooklyn, N.Y. Seller: Lile Gibbons, Old Greenwich. Prop-erty: 89 Prospect St., Greenwich. Amount: $690,000. Filed Dec. 13.

Lu, Sheng and Hu Fang Shen, Stamford. Seller: David G. Still-ings, Poway, Calif. Property: 277 W. Hill Road, Stamford. Amount: $400,000. Filed Dec. 14.

Luo, Xiao and Zhengying Wu, Stamford. Seller: Doris J. and Rob-ert G. Kochis, Stamford. Property: 700 Summer St., Apt 5L, Stamford. Amount: $215,000. Filed Dec. 14.

Maleri, Matthew K., Fairfield. Seller: Reid Street L.L.C., Fairfield. Property: 321 Reid St., Fairfield. Amount: $379,000. Filed Dec. 14.

Mallick, Devapriya, Stamford. Seller: Amie L. and David A. Butts, Stamford. Property: 207 Barn-croft Road, Stamford. Amount: $615,000. Filed Dec. 11.

Manero, Ofelia and Oscar, Stam-ford. Seller: Palmer Hill Partners L.L.C., Stamford. Property: 77 Havemeyer Lane, Unit 52, Stam-ford. Amount: $920,000. Filed Dec. 10.

Martin, Dawn Marie and Wil-liam Toby, Greenwich. Seller: Sharon Baker Hackney and Reid Hackney, Norwalk. Property: 43 Old Rock Lane, Norwalk. Amount: $829,000. Filed Dec. 14.

Maye, Racquel T., Norwalk. Seller: Michael H. Forrest, Woodinville, Wash. Property: 9 Hillcrest Place, Norwalk. Amount: $625,000. Filed Dec. 10.

McGrade, Mary W. and Andrew F., Westport. Seller: N. Ruanne and John D. Opie, Weston. Property: 17 Twin Walls Lane, Weston. Amount: $1.5 million. Filed Dec. 11.

McGrath, Allyson and Kevin, New York City. Seller: Julie R. and Patrick D. O’Sullivan, Westport. Property: 1 Eno Lane, Westport. Amount: $815,000. Filed Dec. 11.

Merturi, Florina, Fairfield. Seller: Victoria and Steven Banks, Fair-field. Property: 155 Godfrey Road, Fairfield. Amount: $445,000. Filed Dec. 10.

Mican, Jakov, Bridgeport. Sell-er: Mildred and Michael Prater, Bridgeport. Property: 509 Birming-ham Ave., Bridgeport. Amount: $150,000. Filed Dec. 17.

Mihelic, Sonia, Westport. Seller: Karen Zames, Westport. Property: 6 Cob Drive, Westport. Amount: $4.6 million. Filed Dec. 14.

Mikolajcak, Marija and Wojciech Charles, Greenwich. Seller: Kath-ryn F. Hopper, Greenwich. Prop-erty: 15 Horseshoe Road, Green-wich. Amount: $1.3 million. Filed Dec. 14.

Mitchell, Michael J., Danbury. Seller: Jennifer L. and Aaron G. Nicholson, Danbury. Property: 94 Woodcrest Lane, Danbury. Amount: $250,000. Filed Dec. 10.

Montanaro, Janet, Stamford. Sell-er: Judith H. Perry, Stamford. Prop-erty: 39 Sea Beach Drive, Stamford. Amount: $750,000. Filed Dec. 10.

Morel, Yina Lucas, Bridgeport. Seller: Adeliane Ataide, New Ca-naan. Property: 152 Logan St., Bridgeport. Amount: $175,000. Filed Dec. 13.

Mozingo, Patricia and Jason S., Darien. Seller: Elizabeth R. Pfeiffer and Charles J. Santos Buch, Delray Beach, Fla. Property: 30 Pear Tree Point Road, Darien. Amount: $4.1 million. Filed Dec. 7.

Narasimhan, Vidhya and Lax-man, Greenwich. Seller: Linda Lewis and Donald Shriver Lovelace, Greenwich. Property: 85 Zaccheus Mead Lane, Greenwich. Amount: $2.7 million. Filed Dec. 13.

Owens, Michael L., Bridgeport. Seller: Monica Hernandez-Cha-varria, Bridgeport. Property: 41 Charron St., Bridgeport. Amount: $145,900. Filed Dec. 17.

Pala, Sharmin I., Bridgeport. Seller: Federal National Mortgage Association, Washington, D.C. Property: 45 Sunshine Circle, Bridgeport. Amount: $49,000. Filed Dec. 17.

Paradise, Dawn M. and James T., Bethel. Seller: Debra Smith and Albert Paul Voytek Jr., Bridgewa-ter. Property: 2 Haley St., Danbury. Amount: $284,000. Filed Dec. 10.

Pauls, Deborah G. and Dale E., Stamford. Seller: Jessica Qing Wang and Honjie Wang, Stamford. Prop-erty: 47 Riverside Ave., Unit 22, Stamford. Amount: $310,000. Filed Dec. 12.

Pearson, Carol E. Simon-Vermot and Spencer J., Westport. Seller: Judy and Robert S. Foerster, West-port. Property: 9 Beechwood Lane, Westport. Amount: $1.1 million. Filed Dec. 13.


on the record


Sobolewski, Sharon L., Trumbull. Seller: Janina K. Delibro, Shel-ton. Property: 10 Soundview Ave., Bridgeport. Amount: $133,000. Filed Dec. 17.

Solanki, Krunal B. and Paresh B., Stamford. Seller: Crown Re-locations, 358 Long Ridge Road, Stamford. Amount: $560,000. Filed Dec. 14.

Song, Zhitao, Great Neck, N.Y. Seller: Juan C. Barajas-Garcia, Bridgeport. Property: 189 to 191 Main St., Bridgeport. Amount: $130,000. Filed Dec. 17.

Spyres, Jenny J. and Gregory Ru-bin, Brooklyn, N.Y. Seller: Tracy and Joseph Livecchi, Westport. Property: 32 Tamarac Road, West-port. Amount: $1.4 million. Filed Dec. 13.

Stephens, Ronald F., Westport. Seller: Loralyn Helms, Westport. Property: 3 Black Birch Road, Westport. Amount: $655,000. Filed Dec. 11.

Stracci, Danielle and Joseph, New Fairfield. Seller: Jessica and Gelsomina Ahearn, Yonkers, N.Y. Property: 11 Pine Hill Road, New Fairfield. Amount: $275,000. Filed Dec. 12.

Sullivan, Aline M. and William H. Pitt, Weston. Seller: Karen W. and Daniel T. Bennewitz, Weston. Property: 96 Norfield Road, Weston. Amount: $1.7 million. Filed Dec. 12.

Tang, Cathy L. and Benjamin L. Miron, Fairfield. Seller: Joan D. McMahon, Fairfield. Property: 635 Gilbert Highway, Fairfield. Amount: $540,000. Filed Dec. 12.

Tejada, Ramona and Apolina; and Julio A. Rivera, Bronx, N.Y. Seller: Sharon M. McGuire, Green-wich. Property: 6A Sherman Ave., Greenwich. Amount: $445,008. Filed Dec. 14.

This week’s Records Sec-tion contains 15 more Residential Deeds on Westfaironline.com through our member-ship program

FORECLOSURES

Chaves, Gilberto, Creditor: Peo-ple’s United Bank, Bridgeport. Property: 123 Birdsey St., Bridge-port. Judgment of foreclosure has passed. Filed Dec. 17.

Collazo, Ramon A. Sr., Creditor: OneWest Bank F.S.B., Pasadena, Calif. Property: 1150 to 1152 Central Ave., Bridgeport. Judg-ment of foreclosure has passed. Filed Dec. 18.

Crumpton, Deborah G. and Otto Jr., et al., Creditor: Bank of Ameri-ca N.A., Plano, Texas. Property: 500 Soundview Ave., Bridgeport. Judg-ment of foreclosure has passed. Filed Dec. 13.

Estevez, Dolores Y., et al., Credi-tor: JPMorgan Chase Bank N.A., Jacksonville, Fla. Property: 278 Papurah Road, Fairfield. Judg-ment of foreclosure has passed. Filed Dec. 17.

Hicks Realty L.L.C., et al., Credi-tor: Waterfall Victoria Mortgage Trust 2011, New York City. Prop-erty: 536 Federal Road, Brookfield. Judgment of foreclosure has passed. Filed Dec. 12.

Kelley, Kristina E. and Brian E., Creditor: Savings Bank of Danbury, Danbury. Property: 37 Riverside Ave., Unit A, Stamford. Judgment of foreclosure has passed. Filed Dec. 11.

Murat, Carine, et al., Creditor: National City Mortgage Co., Mi-amisburg, Ohio. Property: 551 to 553 Carroll Ave., Bridgeport. Judg-ment of foreclosure has passed. Filed Dec. 13.

Personna, Rosa, et al., Creditor: Suntrust Mortgage Inc., Richmond, Va. Property: 175 to 179 Lincoln Ave., Bridgeport. Judgment of fore-closure has passed. Filed Dec. 17.

Stiberth, Marybeth, et al., Credi-tor: Deutsche Bank National Trust, trustee, Los Angeles, Calif. Prop-erty: 180 Washington Parkway, Stratford. Judgment of foreclosure has passed. Filed Dec. 11.

JUDGMENTS

Andrade, Piterson, Bridgeport. $434. in favor of Bridgeport Ra-diology Associates, Bridgeport, by JoAnn C. Silvia, New Britain. Prop-erty: 74 Stratfield Place, Bridgeport. Filed Dec. 13.

Angers, Noelle, Darien. $3,339.28, in favor of Portfolio Recovery Associates L.L.C., Nor-folk, Va., by William L. Marohn. Property: 313 Noroton Ave., Darien. Filed Dec. 12.

Arriaga, Reinaldo, Bridgeport. $350, in favor of Bridgeport Ra-diology Associates, Bridgeport, by JoAnn C. Silvia, New Britain. Prop-erty: 724 Hancock Ave., Bridgeport. Filed Dec. 13.

Azarian, Jacqueline, Fairfield. $5,168.80, in favor of Asset As-septance L.L.C., Warren, Mich., by William L. Marohn, New Haven. Property: 192 Hawthorne Drive, Fairfield. Filed Dec. 12.

Belden Thomas M., Fairfield. $14,085.44, in favor of Citibank N.A., Sioux Falls, S.D., by Stephen A. Wiener, East Hartford. Prop-erty: 220 Hills Farm Road, Fairfield. Filed Dec. 17.

Calda, Maria, Bridgeport. $315, in favor of Bridgeport Radiology Associates, Bridgeport, by JoAnn C. Silvia, New Britain. Property: 2 Fairview Ave., Bridgeport. Filed Dec. 13.

Carney-Bembridge, Jackie and Don G., Stamford. $8,775, in fa-vor of The Canaan Ridge School Inc., Stamford, by Gerald S. Knopf, Stamford. Property: 127 New Eng-land Drive, Stamford. Filed Dec. 14.

Cerra, Janet I., New Fairfield. $11,640.10, in favor of Barclays Bank Delaware, Wilmington, Del., by Julie B. Solomon, Albany, N.Y. Property: 14 Pinewood Drive, New Fairfield. Filed Dec. 17.

Coleman, Terri, Brookfield. $654.75, in favor of Danbury Hos-pital, Danbury, by Robert L. Peat, Danbury. Property: 3 Stage Road, Brookfield. Filed Dec. 10.

Cortes, Edwin, Bridgeport. $8,886.49, in favor of Citibank N.A., Sioux Falls, S.D., by Stephen A. Wiener, East Hartford. Property: 59 Heppenstall Drive, Bridgeport. Filed Dec. 18.

Cortese, Susan K., Norwalk. $14,098.02, in favor of U.S. Eq-uities Corp., South Salem, N.Y., by Linda Strumpf, New Canaan. Property: 9 Granite Drive, Nor-walk. . Filed Dec. 12.

Delgado, Gonzalo, Stamford. $1,671.97, in favor of Cach L.L.C., Denver, Col., by William L. Ma-rohn, New Haven. Property: 61 Seaton Road, Unit 12-C2, Stam-ford. Filed Dec. 14.

Eberstadt, Rudolph III, Nor-walk. $24,280.17, in favor of Cav-alry SPV I L.L.C., Valhalla, N.Y., by William L. Marohn, New Haven. Property: 169 Perry St., Norwalk. . Filed Dec. 12.

Gomes, Armindo J., Bridgeport. $2,742.82, in favor of Barclays Bank Delaware, Wilmington, Dela., by Julie B. Solomon, Albany, N.Y. Property: 25 Greenhouse Road, Unit C, Bridgeport. Filed Dec. 17.

Henry, Janet L., Bridgeport. $442. in favor of Bridgeport Radiology Associates, Bridgeport, by JoAnn C. Silvia, New Britain. Property: 58 Fairview Ave., Bridgeport. Filed Dec. 13.

Hernandez, Julian, Stratford. $404.09, in favor of Bridgeport Ra-diology Associates, Bridgeport, by JoAnn C. Silvia, New Britain. Prop-erty: 314 Bruce Ave., Stratford. Filed Dec. 12.

Hodgman, Kathleen, Danbury. $946.47, in favor of Danbury Hos-pital, Danbury, by Robert L. Peat, Danbury. Property: 52 Merrimac St., Danbury. Filed Dec. 10.

Isaacs, Waliso A., Norwalk. $2,572.73, in favor of Cach L.L.C., Denver, Col., by William L. Ma-rohn, New Haven. Property: 40 All-view Ave., Norwalk. . Filed Dec. 12.

Jarrett, Faith, Bridgeport. $1,171.03, in favor of Bridgeport Radiology Associates, Bridgeport, by JoAnn C. Silvia, New Britain. Property: 183 Calhoun Ave., First floor, Bridgeport. Filed Dec. 13.

Jay, Jonathan, Stratford. $1,515.58, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by William L. Marohn, New Haven. Property: 127 Warwick Ave., Stratford. Filed Dec. 12.

Keeler, Daniel, Stratford. $24,159.24, in favor of Asset As-septance L.L.C., Warren, Mich., by William L. Marohn, New Haven. Property: 481 Washington Parkway, Stratford. Filed Dec. 12.

Kennedy, Margaret E., Wilton. $8,928.70, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by William L. Marohn, New Haven. Property: 291 New Canaan Road, Wilton. Filed Dec. 13.

Krauss, Michael Arthur, Green-wich. $19,893.30, in favor of The Connecticut Light and Power Co., Berlin, by The Law Offices of Al-exander G. Snyder. Property: 17 Palmer St., Unit 6, Cos Cob. Filed Dec. 14.

Lagas, Matthew A., New Fairfield. $1,738.92, in favor of Barclays Bank Delaware, Wilmington, Dela., by Julie B. Solomon, Albany, N.Y. Property: 13 Chestnut Hill Drive, New Fairfield. Filed Dec. 13.

Lathan, Lynda, Stratford. $1,142.07, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by William L. Marohn, New Haven. Property: 66 Shoreline Drive, Stratford. Filed Dec. 12.

Lawrence, Robert G. Jr., Stratford. $2,421.59, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by William L. Marohn, New Haven. Property: 35 Plane Tree Road, Stratford. Filed Dec. 12.

Lynch, Christina M., et al., Dan-bury. $7,051.02, strict foreclosure by Landmark at Golden Hill Con-dominium Association Inc., Dan-bury. Property: 6 Golden Hill Road, Unit 9, Danbury. Filed Dec. 12.

Molina, Rafael, Bridgeport. $3,617.31, in favor of Midland Funding L.L.C., San Diego, Calif. by Stephen A. Wiener, East Hartford. Property: 235 Chamberlaine Ave., Bridgeport. Filed Dec. 18.

Morelli, Rhonda, New Fairfield. $954.26, in favor of Danbury Hos-pital, Danbury, by Robert L. Peat, Danbury. Property: 2 Forest Hills Drive, New Fairfield. Filed Dec. 17.

Moura, Luis, Stratford. $3,760.13, in favor of Asset Asseptance L.L.C., Warren, Mich., by William L. Ma-rohn, New Haven. Property: 110 Glen Drive, Stratford. Filed Dec. 12.

Oliveira, Amelia Febe and Mau-ricio, Danbury. $3,855.28, in favor of Danbury Hospital, Danbury, by V. Michael Simko Jr., Shelton. Prop-erty: 30B Benedict Ave., Danbury. Filed Dec. 10.

Ortiz, Jesus, Bridgeport. $2,842.75, in favor of Portfolio Recovery As-sociates L.L.C., Norfolk, Va., by Stephen A. Wiener, East Hartford. Property: 131 Edna Ave., Bridge-port. Filed Dec. 18.

Pryce, Beverly, Bridgeport. $5,453.56, in favor of Portfolio Re-covery Associates L.L.C., Norfolk, Va., by William L. Marohn. Prop-erty: 787 William St., Unit 789, Bridgeport. Filed Dec. 13.

Quito, Adela, Fairfield. $1,878.34, in favor of Portfolio Recovery As-sociates L.L.C., Norfolk, Va., by Stephen A. Wiener, East Hartford. Property: 110 Stratfield Road, Fair-field. Filed Dec. 17.

Ragbir, Ruby, Bridgeport. $4,857.14, in favor of GE Capi-tal Retail Bank, Draper, Utah, by Stephen A. Wiener, East Hartford. Property: 206 Remington St., Bridgeport. Filed Dec. 18.

Ramones, Darwin, Bridgeport. $356, in favor of Bridgeport Ra-diology Associates, Bridgeport, by JoAnn C. Silvia, New Britain. Prop-erty: 125 Park St., Bridgeport. Filed Dec. 13.

Ranieri, Robert M., Fairfield. $3,631.23, in favor of Advantage Assets II Inc., Houston, Texas, by Julie B. Solomon, Albany, N.Y. Property: 63 Crestwood Road, Fair-field. Filed Dec. 17.

Reardon, Kathryn, Westport. $1,422.51, in favor of Asset As-septance L.L.C., Warren, Mich., by William L. Marohn, New Haven. Property: 8 Keller Lane, Westport. Filed Dec. 12.

Reekie, Karen L., Stratford. $2,873.58, in favor of Cach L.L.C., Denver, Colo., by William L. Ma-rohn, New Haven. Property: 259 Reeds Lane, Stratford. Filed Dec. 12.

Rowan, Patricia, New Fairfield. $1,152.66, in favor of Portfolio Re-covery Associates L.L.C., Norfolk, Va., by Stephen A. Wiener, East Hartford. Property: 16 Linda Lane, New Fairfield. Filed Dec. 17.


on the recordCampbell, Dorothy, et al., Bridge-port. Filed by Max L. Rosenberg, Stratford, for Success Village Apart-ments Inc., Bridgeport. Property: 430 Success Ave., Apt. 24, Bridge-port. Action: to foreclose a statutory lien on this unit. Filed Dec. 17.

Carson, Judith and Patricia Mi-gliore, et al., Stratford. Filed by George F. Martelon Jr., Milford, for Stonybrook Gardens Cooperative Inc., Stratford. Property: 65 Marsh Way, Stratford. Action: to foreclose on unpaid common charges. Filed Dec. 12.

Chan, Amy M. and Ka Bun Lam, et al., Westport. Filed by Kristen Boyle, Hartford, for Citimortgage Inc., O’Fallon, Mo. Property: 30 Crescent Road, Westport. Action: to foreclose a delinquent mortgage in the original principal amount of $333,700, dated September 2004. Filed Dec. 11.

Cioffi, Angela and Joseph, et al., New Fairfield. Filed by Douglas Sauvé, Hartford, for Wells Fargo Bank N.A., Frederick, Md. Proper-ty: 16 Oswego Road, New Fairfield. , Action: to foreclose a delinquent mortgage in the original principal amount of $160,000, dated April 2003. Filed Dec. 13.

Da Silva, Felicio R., et al., Dan-bury. Filed by Jeffrey M. Knick-erboxer, Hartford, for PNC Bank N.A., Pittsburgh, Pa. Property: 54 Taylor St., Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $149,000, dated April 2003. Filed Dec. 10.

Detille, Helmut J. and Sheila A., et al., Brookfield. Filed by Karen J. Lucien, Hartford, for GMAC Mortgage L.L.C., Fort Washing-ton, Pa. Property: 58 Ledgewood Drive, Unit 35, Brookfield. Action: to foreclose a delinquent mortgage in the original principal amount of $160,450, dated October 2001. Filed Dec. 10.

Ferris, Edmond A., et al., Bridge-port. Filed by Kristen Boyle, Hart-ford, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 390 Charles St., Unit 205F, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $125,910, dated April 2006. Filed Dec. 18.

Gamble, Tracey S. and Chandra Y., et al., Stamford. Filed by Jeffrey M. Knickerboxer, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 36 Ver-non Place, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $382,500, dated April 2007. Filed Dec. 12.

Ruiz, Gilma, Stamford. $5,523. in favor of Cach L.L.C., Denver, Colo., by William L. Marohn, New Haven. Property: 175 Seaton Road, Unit 2, Stamford. Filed Dec. 14.

Rydzewski, Grzegorz, Norwalk. $9,982.35, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by William L. Marohn, New Haven. Property: 16 Shepard St., Unit 15, Norwalk. . Filed Dec. 12.

Santiago, Tammy A., Stratford. $2,330.34, in favor of Cach L.L.C., Denver, Colo., by William L. Ma-rohn, New Haven. Property: 484 Reitter Street West, Stratford. Filed Dec. 12.

Spagnuolo, Stacey, Fairfield. $323, in favor of Bridgeport Radiology Associates, Bridgeport, by JoAnn C. Silvia, New Britain. Property: 57 Highridge Road, Fairfield. Filed Dec. 12.

Teele, Tyrone, Bridgeport. $1,597.64, in favor of Cach L.L.C., Denver, Colo., by William L. Ma-rohn, New Haven. Property: 175 Polk St., Bridgeport. Filed Dec. 13.

Telfort, Chavenet, Bridgeport. $2,927.52, in favor of Portfolio Re-covery Associates L.L.C., Norfolk, Va., by William L. Marohn. Prop-erty: 52 Bancroft Ave., Bridgeport. Filed Dec. 13.

Tomaj, Anton., Stamford. $29,893.21, in favor of Cach L.L.C., Denver, Colo., by William L. Ma-rohn, New Haven. Property: 22 Is-land Heights Drive, Stamford. Filed Dec. 14.

Tshiyole, Flavien M., Bridgeport. $7,939.79, in favor of T-Mobile USA, Cincinatti, Ohio, by Abraham M. Hoffmann, Trumbull. Property: 78 to 80 Butler Ave., Bridgeport. Filed Dec. 13.

Vesely, Timothy, Brookfield. $937.15, in favor of New Milford Hospital, New Milford, by Stephen A. Wiener, East Hartford. Property: 202 Whisconier Road, Brookfield. Filed Dec. 10.

Warner, Mary Ellen, Westport. $33,076.46, in favor of Asset As-septance L.L.C., Warren, Mich., by William L. Marohn, New Haven. Property: 12 Franklin Ave., West-port. Filed Dec. 12.

Wright, Carla, Bridgeport. $323, in favor of Bridgeport Radiology Associates, Bridgeport, by JoAnn C. Silvia, New Britain. Property: 520 Vincelette St., Unit D1, Bridgeport. Filed Dec. 13.

Zephir, Yolette, Norwalk. $3,869.49, in favor of Cach L.L.C., Denver, Colo., by William L. Ma-rohn, New Haven. Property: 4 Har-vann Road, Norwalk. Filed Dec. 12.

LIENS

FeDeral taX lienS-FileD

Davis, George, 137 New Canaan Ave., Norwalk. $3,844.69, trust fund recovery penalty and/or excise taxes imposed. Filed Dec. 12.

FeDeral taX lienS-Partial releaSe

Arcery, Laura E. (only), 45 Barnum Road, New Fairfield. $4,597.24, tax debt on income earned. Filed Dec. 17.

Paul, Suzanne L., 140 Pump-kin Ground Road, Stratfield. $23,919.01, tax debt on income earned. Filed Dec. 18.

FeDeral taX lienS-releaSeD

Brandon, Minnie E. and John E., 2445 Park Ave., Apt. 24, Bridgeport. $37,242.18, tax debt on income earned. Filed Dec. 17.

Brown, John H. Jr., 142 Colony St., Fairfield. $60,822.06, tax debt on income earned. Filed Dec. 10.

Cody, George, 501 Lake Ave., Bridgeport. $62,247.34, tax debt on income earned. Filed Dec. 17.

Cody, George, 501 Lake Ave., Bridgeport. $38,312.10, tax debt on income earned. Filed Dec. 17.

Connors Construction, 1424 Post Road, Fairfield. $31,478.46, payroll taxes. Filed Dec. 10.

De Sherman, M. Valdez and P. Sherman, 240 Hamilton St., Bridgeport. $6,499.34, tax debt on income earned. Filed Dec. 17.

DiJulio, Henry III, 131 Alfred St., Bridgeport. $25,908.50, tax debt on income earned. Filed Dec. 18.

Kanodereka, Ruth, P.O. Box 1183, Fairfield. $13,782.96, tax debt on income earned. Filed Dec. 10.

Langston, Betty Joyce and David, 224 Ocean Drive West, Stamford. $19,649.63, tax debt on income earned. Filed Dec. 11.

Opert, Peter T., 35 Beachview Ave., Bridgeport. $13,690.16, tax debt on income earned. Filed Dec. 17.

Phang, Juliette, 74 Yacht St., Unit 76, Bridgeport. $35,192.30, trust fund recovery penalty and/or excise taxes imposed. Filed Dec. 18.

Quintana, Elba and Everth J. Orallana, 30 Lovatt St., Fairfield. $22,756.66, tax debt on income earned. Filed Dec. 10.

Walker, Gary, 93 Glenbrook Road, Apt. 207, Stamford. $7,508.99, tax debt on income earned. Filed Dec. 11.

FeDeral taX lienS-withDrawal aFter releaSe

Sklar, Carole, 2228 Black Rock Turnpike, Fairfield. $121.93, tax debt on income earned. Filed Dec. 10.

mechanic’S lienS-FileD

Cassone, Geralyn F. and John A., Wilton. Filed by Environmental Partners L.L.C., Hartford, by Paul F. Muniz. Property: 37 Kellogg Drive, Wilton. Amount: $8,036.92. Filed Dec. 13.

One Stamford Plaza Owner L.L.C., Charlotte, N.C. Filed by Gensler Architecture, Design and Planning P.C., New York City, by Robin Klehr Avia. Property: 281 Tresser Blvd., 16th floor, Stamford. Amount: $39,713.00. Filed Dec. 12.

Sacred Heart University Inc., Fairfield. Filed by Fred N. Du-rante Jr. General Contractor Inc., Fairfield, by Fred N. Durante Jr. Property: 5401 Park Ave., Fairfield. Amount: $18,000.00. Filed Dec. 12.

T-C Newbury Common L.L.C., Stamford. Filed by DaSilva Con-tracting Inc., Jamaica, N.Y., by Daniel DaSilva. Property: 1430 aka 1450 Washington Blvd., Stamford. Amount: $82,200.00. Filed Dec. 12.

Zhang, Lisa and John, Weston. Filed by The Willis Pool Co. L.L.C., Woodbury, by Bob Willis. Prop-erty: 86 Treadwell Lane, Weston. Amount: $56,406.87. Filed Dec. 10.

mechanic’S lienS-releaSeD

777 Canal L.L.C., Stamford. Filed by Infra-Metals Co., Wallingford, by David Whitehead. Property: 247, 249, 258 Henry St., and 777 to 785 Canal St., Stamford. Amount: $27,895.88. Filed Dec. 12.

Bridgeport Roman Catholic Di-ocesan Corp., Bridgeport. Filed by Crest Mechanical Services Inc., Brunswick, Maine, by Paul Breglio. Property: 5151 Park Ave., Fairfield. Amount: $53,455.00. Filed Dec. 11.

mUniciPal remeDiation lien

Cobblestone L.L.C., Bridgeport. $871.10, the city of Bridgeport. Property: 1860 Seaview Ave., Bridgeport. Expenses for the in-spection and removal of debris. Filed Dec. 19.

Delpratt, June, Bridgeport. $3850, the city of Bridgeport. Property: 138 Clifford St., Bridgeport. Ex-penses for the inspection and re-moval of debris. Filed Dec. 19.

Espinal, Jacqueline, Stamford. $2781.10, Aquarion Water Co. of Connecticut, Monroe. Property: 16 Lipton Place, Stamford. Water lien. Filed Dec. 11.

First Connecticut Capital Mortgage Fund A L.P., Bridge-port. $913.80, the city of Bridge-port. Property: 112 Quarry St., Bridgeport. Expenses for the in-spection and removal of debris. Filed Dec. 19.

J T Two Inc., Bridgeport. $950.56, the city of Bridgeport. Property: 470 Newfield Ave., Bridgeport. Ex-penses for the inspection and re-moval of debris. Filed Dec. 19.

Joseph Warren Condominium Association, Stamford. $2422.82, Aquarion Water Co. of Connecti-cut, Monroe. Property: 40 Warren St., Stamford. Water lien. Filed Dec. 11.

Liaquat, Ali, Bridgeport. $1223.28, the city of Bridgeport. Property: 810 Boston Ave., Bridgeport. Ex-penses for the inspection and re-moval of debris. Filed Dec. 19.

LIS PENDENS

Acevedo, Fidelio, Danbury. Filed by Alan P. Rosenberg, West Hart-ford, for Crown Court of Danbury Condominium Association Inc., Danbury. Property: 306 Old Bridge Lane, Danbury. Action: to foreclose delinquent common assessments. Filed Dec. 10.

Andrade Silva, Martha Maria and Alaido Araujo Da Hora, Danbury. Filed by Claudia M. Sklar, Hartford, for Bayview Loan Servicing, Coral Gables, Fla. Property: 2A Jeanette St., Unit 54, Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $236,500, dated October 2006. Filed Dec. 10.

Bazilev, Igor, Bridgeport. Filed by Francis E. D’Urso, Branford, for Je-rome Snipe, Bridgeport. Property: 660 W. Taft Ave., Bridgeport. Ac-tion: to foreclose on a mechanic’s lien. Filed Dec. 17.

Behunick, Dennis, et al., Ridge-field. Filed by Karen J. Lucien, Hartford, for Deutsche Bank Na-tional Trust, trustee, Los Angeles, Calif. Property: 51 Skytop Road, Ridgefield. Action: to foreclose a delinquent mortgage in the original principal amount of $419,000, dat-ed September 2003. Filed Dec. 12.

Bohachyk, Tetania, et al., Ridge-field. Filed by John R. Polumbo, Waterbury, for Fox Hill Condomin-ium Association Inc., Ridgefield. Property: 5 Nectar Lane, Ridgefield. Action: to foreclose a lien held by the plaintiff, against real property. Filed Dec. 10.

Bowles, Adrian J., Westport. Filed by Mario Arena, Hartford, for Ci-tibank N.A., Sioux Falls S.D. Prop-erty: 22C Cross Highway, Westport. Action: to foreclose a delinquent mortgage in the original principal amount of $240,000, dated Decem-ber 2005. Filed Dec. 14.

Cabrera, Karla V., Norwalk. Filed by Karen J. Lucien, Hartford, for Wells Fargo Bank N.A., Frederick, Md. Property: 15 Camp St., Nor-walk. Action: to foreclose a delin-quent mortgage in the original principal amount of $406,800, dat-ed November 2005. Filed Dec. 12.

Calcano, Gladys, et al., Stamford. Filed by Karen J. Lucien, Hartford, for Deutsche Bank National Trust, trustee, Los Angeles, Calif. Prop-erty: 115 Downs Road, Stamford. Action: to foreclose a delinquent mortgage in the original principal undisclosed amount dated January 2005. Filed Dec. 10.


on the record


Garcia, Eva and Rafael, et al., Bridgeport. Filed by Anne R. Hoyt, Hartford, for U.S Bank N.A., trust-ee, Salt Lake City, Utah. Property: 1982 Chopsey Hill Road, Bridge-port. Action: to foreclose a delin-quent mortgage in the original principal amount of $248,000, dat-ed September 2005. Filed Dec. 17.

Garcia, Juan, Norwalk. Filed by Holly L. Rutko, Pawtucket, R.I., for Wells Fargo Bank N.A., Frederick, Md. Property: 17 Windsor Place, Norwalk. Action: to foreclose a delinquent mortgage in the origi-nal principal amount of $348,000, dated October 2006. Filed Dec. 12.

Hearne, Deborah and James C., Danbury. Filed by Erika L. Mascaro, Farmington, for Federal National Mortgage Association, Washing-ton, D.C. Property: 16 Walnut Trail, Danbury. Action: to foreclose a delinquent mortgage in the origi-nal principal amount of $176,600, dated April 2011. Filed Dec. 11.

Hutton, Anne G. and Matthew C. Rogers, Stamford. Filed by Mark A. Sank, Stamford, for Park Mead Condominium Association, Stamford. Property: Unit 16, Park Mead Condo, Stamford. Action: to foreclose a lien held by the plaintiff, against real property. Filed Dec. 10.

Jara, Vilma, et al., Bridgeport. Filed by Adrienne Roach, Hartford, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 395 Ezra St., Bridgeport. Action: to foreclose a delinquent mortgage in the origi-nal principal amount of $156,640, dated June 2005. Filed Dec. 18.

Kupec, Susan, Stratford. Filed by George F. Martelon Jr., Milford, for Stonybrook Gardens Cooperative Inc., Stratford. Property: 35 Bullard Court, Stratford. Action: to fore-close on unpaid common charges. Filed Dec. 12.

LaCroix, Kimberly A., Stratford. Filed by George F. Martelon Jr., Mil-ford, for Stonybrook Gardens Co-operative Inc., Stratford. Property: 35 Fisher Court, Stratford. Action: to foreclose on unpaid common charges. Filed Dec. 12.

Lambert, Fitzroy A., et al., Stam-ford. Filed by William W. Ward, Stamford, for Wellington Manor Association Inc., Stamford. Prop-erty: 17 Dale St., Unit 7, Stamford. Action: to foreclose a lien held by the plaintiff, against real property. Filed Dec. 12.

Lawes, Norma and Vernal, et al., Stamford. Filed by Mark A. Sank, Stamford, for Westgate Condomin-ium Association Inc., Stamford. Property: 95 Liberty St., Unit D-7, Stamford. Action: to foreclose a lien held by the plaintiff, against real property. Filed Dec. 10.

Lewis, David Reuben, Stratford. Filed by George F. Martelon Jr., Mil-ford, for Stonybrook Gardens Co-operative Inc., Stratford. Property: 7 Bullard Court, Stratford. Action: to foreclose on unpaid common charges. Filed Dec. 12.

Lima, Fabiano, Bridgeport. Filed by Steven G. Berg, Norwalk, for Co-lumbus Commons Condominium Association Inc., Bridgeport. Prop-erty: 1492 North Ave., Unit 102, Bridgeport. Action: to foreclose on unpaid common charges. Filed Dec. 13.

Marmelo, Roy M., Westport. Filed by Paul A. DeGenaro, Stamford, for People’s United Bank, Bridge-port. Property: 36 Turkey Hill Road North, Westport. Action: to foreclose a delinquent mortgage in the original principal amount of $999,999, dated August 2005. Filed Dec. 12.

McCarthy, Thomas A., et al., Ridgefield. Filed by Jeffrey M. Knickerboxer, Hartford, for Wells Fargo Bank N.A., Frederick, Md. Property: 42 Olcott Way, Unit 42, Ridgefield. Action: to foreclose a delinquent mortgage in the origi-nal principal amount of $180,000, dated June 2006. Filed Dec. 12.

Medas, Elaine, et al., Norwalk. Filed by Dmitri P. Tourinas, South-port, for Riverview East Condo-minium Association Inc., Norwalk. Property: 8 Silvermine Ave., Unit 4, Norwalk. Action: to foreclose on unpaid common charges. Filed Dec. 11.

Mendoza, Michelle and Miguel Santiago, et al., Stamford. Filed by William W. Ward, Stamford, for Stamford Water Pollution Control Authority, Stamford. Property: 24 Dolsen Place, Stamford. Action: to foreclose sewer use charges against this unit. Filed Dec. 12.

Michaud, Michael, Bridgeport. Filed by Max L. Rosenberg, Strat-ford, for Success Village Apart-ments Inc., Bridgeport. Property: 371A Granfiled Ave., Bridgeport. Action: to foreclose a statutory lien on this unit. Filed Dec. 17.

Michel, Rosemonde M. and Erik J., et al., Stamford. Filed by William W. Ward, Stamford, for Stamford Water Pollution Control Author-ity, Stamford. Property: 23 Carolina Road, Stamford. Action: to fore-close sewer use charges against this unit. Filed Dec. 12.

Mikael, Jean Pierre, Danbury. Filed by Kevin M. Casini, Hartford, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 139 Clapbiard Ridge Road, Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $375,000, dated July 2007. Filed Dec. 13.

Milfort, Myriam M., et al., Bridge-port. Filed by Kevin L. Burns, W. Hartford, for Connecticut Hous-ing Financial Authority, Bridgeport. Property: 74 Price St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $137,700, dated Sep-tember 2003. Filed Dec. 19.

Mounajed, Joyce and Ahmad, Stratford. Filed by Amy L. Harrison, Farmington, for HSBC Bank USA N.A., Buffalo, N.Y. Property: 445 E. Main St., Stratford. Action: to fore-close a delinquent mortgage dated March 2006. Filed Dec. 11.

Polance, Juan Alberto Carillo, Bridgeport. Filed by Kristen Boyle, Hartford, for Suntrust Mortgage Inc., Richmond, Va. Property: 57 Lee Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $196,000, dated October 2006. Filed Dec. 18.

Raila,, Norwalk. Filed by Dmitri P. Tourinas, Southport, for Riverview East Condominium Association Inc., Norwalk. Property: 8 Silver-mine Ave., Unit 3, Norwalk. Action: to foreclose on unpaid common charges. Filed Dec. 11.

Reid, Roger, et al., Bridgeport. Filed by Mario Arena, Hartford, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 435 to 437 Maplewood Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $269,250, dated Decem-ber 2006. Filed Dec. 18.

Rene, Bernadette and Yolaine Fils, Bridgeport. Filed by Jason E. Brooks, Stamford, for M&T Bank, New York City. Property: 696 to 698 Beechwood Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $168,743, dated March 2004. Filed Dec. 13.

Reveron, Brigida and Gerardo, Bridgeport. Filed by Amy L. Har-rison, Farmington, for Federal Na-tional Mortgage Association, Wash-ington, D.C. Property: 640 Queen St., Bridgeport. Action: to foreclose a delinquent mortgage in the origi-nal principal amount of $198,000, dated January 2008. Filed Dec. 13.

Richardson, Cynthia M. and Eddy D. Sr., et al., Stamford. Filed by Anne R. Hoyt, Hartford, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 169 Oaklawn Ave., Stamford. Action: to foreclose a delinquent mortgage in the origi-nal principal amount of $306,000, dated July 2006. Filed Dec. 11.

Santana, Johanna, et al., Danbury. Filed by Franklin G. Pillicy, Water-town, for Fairview Condominium Association Inc., Danbury. Proper-ty: 93 Fairview Drive, Unit 3, Dan-bury. Action: to foreclose on unpaid common charges. Filed Dec. 10.

Simplice, Yovena, et al., Bridge-port. Filed by James W. Donohue, Farmington, for U.S Bank N.A., trustee, Salt Lake City, Utah. Prop-erty: 823 to 825 Beechwood Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the origi-nal principal amount of $339,150, dated May 2007. Filed Dec. 13.

Sorensen, Paula Carothers and Christian N., Norwalk. Filed by Kevin M. Casini, Hartford, for GMAC Mortgage L.L.C., Fort Washington, Pa. Property: 16 Mills St., Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $250,050, dat-ed December 2009. Filed Dec. 13.

Stephens, Carlene and Samuel, et al., Stamford. Filed by William W. Ward, Stamford, for Stamford Water Pollution Control Authority, Stamford. Property: 19 Perry St., Stamford. Action: to foreclose of sewer use charges against this unit. Filed Dec. 12.

Sutherland, Nancy A. and James C., et al., Brookfield. Filed by Jef-frey M. Knickerboxer, Hartford, for Wells Fargo Bank N.A., Frederick, Md. Property: 1 Woodcreek Road, Brookfield. Action: to foreclose a delinquent mortgage in the origi-nal principal amount of $256,100, dated January 2007. Filed Dec. 10.

Syed, Asaduzzaman, et al., Dan-bury. Filed by Christopher K. Leon-ard, Danbury, for Westville Com-mons Condominium Association Inc., Danbury. Property: 15 Scuppo Road, Unit 103, Danbury. Action: to foreclose a statutory lien on this unit. Filed Dec. 13.

Taveros, Yamil and Luis Leon-ardo, et al., Stamford. Filed by Scott D. Rosen, Hartford, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 21 Hundley Court, Stamford. Action: to foreclose a delinquent mortgage in the origi-nal principal amount of $663,750, dated March 2007. Filed Dec. 11.

Tshiyole, Flavien, et al., Bridge-port. Filed by David A. Carlson, Pawtucket, R.I., for Bank of Amer-ica N.A., Charlotte, N.C. Property: 78 to 80 Butler Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $276,250, dated Febru-ary 2006. Filed Dec. 13.

Vasqueq, Alberto, Bridgeport. Filed by Max L. Rosenberg, Strat-ford, for Success Village Apart-ments Inc., Bridgeport. Property: 401B Granfield Ave., Bridgeport. Action: to foreclose a statutory lien on this unit. Filed Dec. 17.

Voidaros, Vasiliki, et al., Stam-ford. Filed by William W. Ward, Stamford, for Stamford Water Pol-lution Control Authority, Stamford. Property: 12 Elm Tree Place, Stam-ford. Action: to foreclose of sewer use charges against this unit. Filed Dec. 12.

Yu, Young Eil, et al., Bridgeport. Filed by Max L. Rosenberg, Strat-ford, for Success Village Apart-ments Inc., Bridgeport. Property: 200 Court Drive, Building 59, Bridgeport. Action: to foreclose a statutory lien on this unit. Filed Dec. 17.

MERGER

Syms Corp, Wilmington, Del., and Trinity Place Holdings Inc. (with medium term properties in Connecticut and New York state) has merged with the surviving en-tity Trinity Place at 1 Syms Way, Se-caucus, N.J. Filed Dec. 12.

MORTGAGES

5 Star Holdings L.L.C., New Ro-chelle, N.Y., by Edo Dostal. Lender: WDB Funding L.L.C., West Valley City, Utah. Property: 1190 to 1192 Norman St., Bridgeport. Amount: $104,000. Filed Dec. 13.

Able Construction Inc., Nor-walk, by Peter P. Greenberg. Lend-er: Savings Bank of Danbury, Dan-bury. Property: 8 Hunting Lane, Westport. Amount: $815,000. Filed Dec. 11.

ACD Properties L.L.C., Norwalk, by Andrew and Joseph Luciano. Lender: Webster Bank, Waterbury. Property: 221 Wilmot Ave, Bridge-port; 33 Grove St., Ansonia; 78 York St., Unit 1 and 28 Hemlock St., West Haven. Amount: $236,000. Filed Dec. 17.

Black Rapids L.L.C., Norwalk, by Edward W. Kurose. Lender: Fairfield County Bank, Ridgefield. Property: 301 Strawberry Hill Ave., Norwalk. Amount: $150,000. Filed Dec. 14.

Cerrone Management Services L.L.C., Fairfield, by Philip Cerrone II. Lender: Bank of Fairfield, Fair-field. Property: 421 Meadow St., Fairfield. Amount: $243,750. Filed Dec. 13.

Cucamonga Properties L.L.C., New Canaan, by James Bonheur. Lender: Wells Fargo Bank N.A., Phoenix, Ariz. Property: 16 Coal-pit Hill Road, Danbury. Amount: $461,250. Filed Dec. 10.

Financial Mortgage Consultant L.L.C., Stratford, by Sean Kuzma. Lender: Entertainment Financial L.L.C., S. Windsor, 1024 Lindley St., Bridgeport. Amount: $67,000. Filed Dec. 18.


on the recordMethods, systems and appara-tus for synchronizing two pho-toreceptors without effecting image-on-image quality. Pat-ent no. 8,335,457 issued to David A. Hughes, Pittsford, N.Y.; and Michael B. Monahan, Webster, N.Y. Assigned to Xerox Corp., Norwalk.

Monitoring electrical continuity for envelope seal integrity. Patent no. 8,333,855 issued to John Kline, Danbury. Assigned to Pitney Bow-es Inc., Stamford.

Protecting printed items in-tended for public exchange with information embedded in blank document borders. Patent no. 8,335,342 issued to Zhigang Fan, Webster, N.Y.; Francis K. Tse, Roch-ester, N.Y.; and Robert E Nuuja, Rochester, N.Y. Assigned to Xerox Corp., Norwalk.

Spot-color rendering via feed-back-based multiobjective opti-mization. Patent no. 8,335,017 is-sued to Alvaro Enrique Gil, Rochester, N.Y.; Lalit Mestha, Fairport, N.Y.; Wencheng Wu, Webster, N.Y.; and Edul N. Dalal, Webster, N.Y. Assigned to Xerox Corp., Norwalk.

G.D. Diner Inc., New Haven, and Ridgely Realty L.L.C., Wood-bridge, by John and George Daou-tis. Lender: MMP Holdings L.L.C., Branford. Property: 94 Ridgeley Ave., Fairfield. Amount: $225,000. Filed Dec. 12.

High Ridge Partners L.L.C., Stamford, by Pedram A. Hen-dizadeh. Lender: The Bank of Fairfield, Fairfield. Property: 1003 to 1009 High Ridge Road, Stamford. Amount: $3.8 million. Filed Dec. 14.

O’Hara Holdings L.L.C., Brook-field, by Mitchell J. O’Hara Sr. Lender: Union Savings Bank N.A., Danbury. Property: 204 and 213 Candlewood Road, Brook-field. Amount: $1.2 million. Filed Dec. 11.

PICS Holdings L.L.C., by Paul V. Iaropoll. Lender: Bank of America Practice Solutions, Westerville, Ohio. Property: 320 Post Road, Fairfield. Amount: $816,632. Filed Dec. 17.

Pine Creek Beach L.L.C., West-port, by Ryan P. Moran. Lender: First County Bank, Stamford. Property: 178 to 182 Pine Creek Ave., Fairfield. Amount: $1.2 mil-lion. Filed Dec. 12.

Pine Creek Beach L.L.C., West-port, by Ryan P. Moran. Lender: First County Bank, Stamford. Property: 186 Pine Creek Ave., Fairfield. Amount: $1.2 million. Filed Dec. 12.

NEW BUSINESSES

A Mommy for Mommy, 40 Still-son Place, Fairfield 06824, c/o Su-san Place. Filed Dec. 7.

Advanced Mobile Integration, 90 Murray St., Norwalk 06851, c/o Network Deployment Specialist Inc. Filed Dec. 17.

Azteca Meat Market L.L.C. d.b.a. Azteca Market., 522 Pequonnock St., Bridgeport 06604, c/o Elizabeth, Basilio and David Vazquez. Filed Dec. 17.

Baker Funeral Services, 84 S. Main St., Norwalk 06854, c/o Bak-er-Isaac’s Funeral SERvice Inc. Filed Dec. 13.

Bettakare, 70B Leslie Road, Bridgeport 06606, c/o Maureen Cooke-Victor. Filed Dec. 17.

Blackout Chimney, 4 Doe Path, Coram N.Y. 11727, c/o David M. Robles. Filed Dec. 14.

Dymechyk.com, 30 Siemon St., Second floor, Bridgeport 06605, c/o Latoya Williams. Filed Dec. 18.

Dynamic Design Studio, 16 Rain-bow Road, Norwalk 06851, c/o Sal Rizzetta. Filed Dec. 13.

Elie Cayo Fils aka E.C.F., 41 Lin-coln Ave., Apt. 1, Norwalk 06854, c/o Elie Cayo Fils Jr. Filed Dec. 12.

Energy Resources and Tech-nologies, 51 Adelaide St., Fairfield 06825, c/o Valerie Siretsanou. Filed Dec. 5.

Ernest J. Gentile Realty, 5 River-side Lane, Riverside 06878, c/o Vic-toria De Luca. Filed Dec. 11.

Freedom Style L.L.C., 155 Weber Ave., Bridgeport 06610, c/o Coval Harrison. Filed Dec. 20.

Gjini Limo Service, 50 Mead Ave., Greenwich 06830, c/o Labinot Gji-ni. Filed Dec. 17.

Greenwich Avenue Grill L.L.C. d.b.a. My Favorite Place, 343 Greenwich Ave., Greenwich 06830, c/o Jennifer Scaglione. Filed Dec. 12.

Greenwich Nails and Spa L.L.C. d.b.a. Diamond Nails, 107 Green-wich Ave., Greenwich 06830, c/o Elaine King Bao. Filed Dec. 14.

H & H custom Fabrication L.L.C., 349 Martin Luther King, Norwalk 06854, c/o Henry Alban. Filed Dec. 12.

HIPS-Sister by Visual Expres-sions, 25 Encampment Place, Ridgefield 06877, c/o Christine Santori. Filed Dec. 11.

Iannone, 123 Old Belden Hill Road, Norwalk 06850, c/o Anthony A. Iannone. Filed Dec. 11.

This week’s Records Section contains 34 more New Businesses on Westfaironline.com through our member-ship program.

PATENTS

Apparatus, systems and meth-ods for facilitating commerce. Patent no. 8,335,723 issued to Daniel E. Tedesco, Huntington; Jay S. Walker, Ridgefield; James A. Jo-rasch, New York City, N.Y.; Evan I. Schwartz, Ridgefield; and Dean P. Alderucci, Westport. Assigned to Walker Digital L.L.C., Stamford.

Automated email address book update system and method for document output devices. Pat-ent no. 8,334,996 issued to Todd D. Smith, Portland, Ore. Assigned to Xerox Corp., Norwalk.

Expandable belt mandrel. Pat-ent no. 8,333,388 issued to Kevin H. Taft, Williamson, N.Y.; Sandra L. Schmitt, Williamson, N.Y.; and Karen E. Halliley, Marion, N.Y. As-signed to Xerox Corp., Norwalk.

Fraud mitigation through avatar identity determination. Patent no. 8,332,913 issued to Christopher J. Dawson, Arlington, Va.; Rick A. Hamilton II, Charlot-tesville, Va.; Jenny S. Li, Danbury, Conn.; and James W. Seaman, Falls Church, Va. Assigned to Interna-tional Business Machines Corp., Armonk, N.Y.

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Economic Summit & Outlook 2013

fWhat’s in store for the state and national economies?

f Is Connecticut’s economic recovery at risk?

fAre jobs returning to our state? If not now, when?

Hear from top business leaders and econo-mists at southern New England’s largest economic conference.

Keynote Speaker

Christine Cumming, 1st Vice Presi-dent and Chief Operating Officer, Federal Reserve Bank of New York

Featured Speaker

Joan K. Woodward, Executive Vice President, Public Policy, Travelers, and President, The Travelers Institute

Featured Economist

Dr. Nicholas S. Perna,Economic Advisor to Webster Bank

Panel

Threats and challenges of federal defense cutbacks in Connecticut

➤ Register at cbia.com/events

Sponsored by Webster Bank | Presented by CBIA and the MetroHartford Alliance

IssuEs & PolIcIEs

Positive Steps as Lawmakers Close Budget Gap

When state lawmakers passed a bipartisan plan to close a projected $365 million state budget deficit

for this fiscal year, they also took some positive first steps in addressing the steeper challenges facing Connecticut’s economic and fiscal health.

Among other things, the deficit mitigation package includes some spending cuts, several one-time budget transfers and adjustments, and revenue adjustments.

The final package also preserves the state’s 70% cap on corporate tax credits, which an earlier proposal would have reduced. While legislators tightened the use of certain film tax credits, they also avoided expanding the tax on electric generators in the state.

Connecticut’s business community thanks the administra-tion and legislative leadership for recognizing that reducing the credits for investments that companies have already committed to would have been very harmful to the state’s struggling economy.

Especially now, it’s critically important that state tax policy be as stable and predictable as possible so that businesses can confidently plan for increased investments and job creation.

“Tax credits help our economy grow,” said John Rathgeber, CBIA president and CEO. “They are earned only when businesses invest in pro-growth, job-creating activities in Connecticut, like research and development, fixed capital purchases, and expansion of data processing services.”

And because credits result only from certain activities and investments in Connecticut, they serve as catalysts to help produce millions of dollars in state tax revenue every year.

In light of Connecticut’s weak November jobs report—only 300 jobs gained—lawmakers should do anything possible to recharge business confidence and fuel a renewal of job growth and business investment.

There are no easy choices for solving the state’s fiscal problem, but an expanding economy would make the task easier. Positive tax policy is a solid step to rebuilding the kind of business confidence we need.

CBIA will be offering a report highlighting ways the state can improve its services and reduce its costs, and hosting a tax forum for legislators in January to share how tax credits are earned and used.

➤ For more information, contact CBIA’s Bonnie Stewart at 860.244.1925 or [email protected].

Date Friday, Jan. 4, 2013

Time 8:15 am–noon

Place Marriott Hartford Downtown 200 Columbus Blvd., Hartford

Cost CBIA members, $95; non- members, $130; tables of 10, $850

#CTEconomy

Agenda7-8:30 am

REgIsTRATION & NETWORkINg BREAkFAsT BuFFET

8:30-8:40 am

WElCOME & OPENINg REMARks

8:40-9:10 am

OVERDRAFT: HOW THE FEDERAl DEFICIT IMPACTs u.s. ECONOMIC COMPETITIVENEssJoan K. Woodward

9:10-9:40 am

ECONOMIC OVERVIEWDr. Nicholas S. Perna

9:40-10 am

BREAk

10-10:45 am

kEYNOTE ADDREssChristine Cumming

10:45-11:45 am

PANEl DIsCussION: DEFENsE INDusTRIEs

PUBLISHINGPUBLISHING PUBLISHING PUBLISHING PUBLISHING PUBLISHING

DISPLAYSDISPLAYSDISPLAYSDISPLAYSDISPLAYSDISPLAYSDISPLAYSDISPLAYS

TRADE SHOWSTRADE SHOWSTRADE SHOWSTRADE SHOWSTRADE SHOWSTRADE SHOWS

PHOTOGRAPHYPHOTOGRAPHY PHOTOGRAPHYPHOTOGRAPHYPHOTOGRAPHY

FINE ART GICLÉE FINE ART GICLÉE FINE ART GICLÉE FINE ART GICLÉE FINE ART GICLÉE

MOUNTING & FINISHINGMOUNTING & FINISHINGMOUNTING & FINISHINGMOUNTING & FINISHING

OFFSET & DIGITAL PRINTING OFFSET & DIGITAL PRINTINGOFFSET & DIGITAL PRINTINGOFFSET & DIGITAL PRINTING

FULLFILLMENT SERVICESFULLFILLMENT SERVICESFULLFILLMENT SERVICES

LARGE FORMAT GRAPHICSLARGE FORMAT GRAPHICSLARGE FORMAT GRAPHICS

RETOUCHINGRETOUCHINGRETOUCHINGRETOUCHINGRETOUCHINGRETOUCHING

BUILDING SIGNAGE BUILDING SIGNAGE BUILDING SIGNAGE BUILDING SIGNAGE

Get it Done

VEHICLE GRAPHICSVEHICLE GRAPHICSVEHICLE GRAPHICSVEHICLE GRAPHICS

GRAPHIC DESIGN GRAPHIC DESIGNGRAPHIC DESIGNGRAPHIC DESIGNGRAPHIC DESIGN

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