Reverse Mortgage

Reverse Mortgage• A reverse mortgage is loan available to homeowners who are 62

years and older.

• The Borrower using the equity of their home for their needs.

• This means to help retirees with limited income use their homesto cover their basic monthly living expenses.

• There is no restriction for how reverse mortgage proceeds can beused.

• In reverse mortgage , the traditional mortgage payback stream isreversed.

Reverse Mortgage

Reverse MortgageReverse Mortgage

Reverse Mortgage The lender or bank does NOT own the home

No need of credit score requirements to qualify for theinterest rate.

No monthly mortgage payments are required.

More options are available than with a home equitymortgage

Social Security and Medicare are not affected with this loan.

The home does not have to be free and clear or have a lot ofequity.

Reverse MortgageReverse Mortgage Flow

Reverse Mortgage2009-2013

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