expected questions part 2

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Some expected Questions For Clerk-3

1- Where is the headquarter of MCX situated?

Ans- Mumbai, india.

2- In which year MCX was founded in India?

Ans- 2003

3- Which type of organization is MCX?

Ans- public sector

4- Who is the CEO and MD of MCX?

Ans- Krishna Mohan Sahni.

5- In which year, MCX has come out with a public issue of 6,427,378 Equity Shares of Rs. 10

face value in price band of 860 - 1032 Rs. per equity share to raise around $134 million?

Ans- February 2012

6- Which Indian exchange offered first ever Initial Public Offer?

Ans- MCX

7- Which commodity exchange is the first and only commodity exchange in India?

Ans- MCX COMDEX.

8- Which commodity is not traded by MCX COMDEX?

Petroleum.

9- Which commodity exchange in India is world’s fifth largest commodity exchange?

Ans- MCX

10- What is the tagline of MCX?

Ans- Trade with Trust

11- What is Self Help Groups?

Ans- A Self-Help Group (SHG) is a village-based financial intermediary usually

composed of 10–20 local women or men.

12- Typically it is which kind of entrepreneurs?

Ans- Micro entrepreneur.

13- What is the goal of SHGs?


Ans- Self-help Groups are seen as instruments for a variety of goals including

empowering women, developing leadership abilities among poor people, increasing

school enrollments, and improving nutrition and the use of birth control.

14- Which organization in India supported Self Help Groups?

Ans- NABARD.

15- How many members should be in Self Help Groups?

Ans- 10-20 local men and women.

16- What is the tenure of Self Help Groups?

Ans – 36 months.

17- What is the maximum limit for each Self Help Groups?

Ans- Rs 750,000.

18- What is the rate under which commercial bank do not lend credit to customers?

Ans- Base rate.

19- What is the current rate of bank rate?

Ans- 8.75%

20- What is latest repo rate and reverse repo rate?

Ans- 7.75 and 6.75%

21- The ratio , which a bank has to maintain itself in the form of liquid?

Ans- Statutory Liquidity Rate

22- What is the current SLR?

Ans- 23%

23- What is the current CRR at present?

Ans- 4%

24- Who is the Governer of Reserve bank of India?

Ans- Raghuram Rajan.

25- Who is the first governer of RBI?

Ans- Sir Osborn smith

26- On the recommendations of which committee , RRBs were established?

Ans- Narsimha committee

27- What is the name of first regional rural banks?


Ans- Prathama bank

28- In which state first RRB was established?

Ans- Uttar Pradesh

29- Regional Rural Banks Act ,-----?

Ans- 1976.

30- The Regional Rural Banks(amendments) Bill presented in which year?

Ans- 2013

31- Who is the key people of Bhartiya Mahila bank?

Ans- Usha Ananthsubramanian

32- At present in india, how many RRBs are there?

Ans- 67

33- How many RRBs were merged into the 10 RRBS?

Ans- 25 RRBs

34- How many banks were nationalized first time?

Ans- 14

35- In which year nationalization of 14 banks were done in India?

Ans- 1969.

36- A second dose of nationalization of 6 more commercial banks followed in which year?

Ans- 1980.

37- On which day, Human Rights day observed across the world?

Ans- 10 december

38- Which organization chosen this date for Human Rights day?

Ans- United Nations General Assembly.

39- What is theme of human rights day 2013?

Ans- “20 years working for your rights”.

40- Who is the Secretary-General of United Nations?

Ans- Ban-Ki-Moon(since 2007)

41- Where is the headquarter of United Nations?

Ans- NewYork


42- How many languages are the official language of United Nations?

Ans- Arabic , English, French, Mandarin, Russian, Spanish.

43- The time limit for resolution of customer complaints in banks has been reduced from 12 days

to how many days?

Ans- 7 days.

44- What is the full form of MGNREGA?

ANS- Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA).

45- How many days is in MGNREGA?

Ans- 100 days.

46- IFSC Alphanumeric code contain how many digits?

Ans- This is an 11-character code with the first four alphabetic characters representing

the bank, and the last seven characters (usually numeric, but can be alphabetic)

representing the branch. The fifth character is 0 (zero).

47- What is the full form of IFSC ?

Ans- Indian Financial System Code (IFSC)

48- Where IFSC is used in banking?

Ans- IFSC is used by the NEFT & RTGS systems to route the messages to the

destination banks/branches

49- What is the minimum and maximum limit of investment in plant and machinery for a micro

(manufacturing) enterprise?

Ans- 2.5 lakh to 25 lakh

50- What is the minimum and maximum limit of investment in plant and machinery for a

small(manufacturing) enterprise?

Ans- More than 25 lakh rupees but less than 5 crore rupees.

51- What is the minimum and maximum limit of investment in plant and machinery for a

medium(manufacturing) enterprise?

Ans- More than 5 crore rupees and less than 10 crore rupees.

52- What is the minimum and maximum limit of investment in euipments for a micro (service)

enterprise?

Ans- Less than 10 lakh.

53- What is the minimum and maximum limit of investment in euipments for a small (service)

enterprise?


Ans- More than 10 lakh rupees and less than 2 crore rupees.

54- What is the minimum and maximum limit of investment in euipments for a medium (service)

enterprise?

Ans- More than 2 crore rupees and less than 5 crore rupees.

55- What is the year of passing Micro, Small and Medium Enterprise Act (MSME)?

Ans- 2006

56- What is meant by Priority Sector Lending?

Ans- Priority sector lending include only those sectors as part of the priority sector, that

impact large sections of the population, the weaker sections and the sectors which are

employment-intensive such as agriculture, and Micro and Small enterprises.

57- How many specialized branches for lending to MSMEs are in India?

Ans- As on March 2013 there are 2032 specialized MSME branches.

58- What is cluster financing?

Ans- Cluster financing is to lending is intended to provide a full-service approach to cater to

the diverse needs of the MSE sector which may be achieved through extending banking

services to recognized MSE clusters.

59- What is the full form of (RSETIs)?

Ans- Rural Self Employment Training Institutes (RSETIs).

60- What is the full form of (BCSBI)?

Ans- Banking Codes and Standard Board of India (BCSBI).

61- How many credit rating agencies are in India?

Ans- 8 credit rating agencies are in India.

62- Names of the credir rating agencies in india?

Ans- CIBIL

Credit Environment India

CRISIL

Equifax

Experian

High Mark Credit Information Services

ICRA Limited

SME Rating Agency of India.

63- What is the full form of CRISIL?

Ans- Credit Rating Information Services of India Limited.


64- Full form of CIBIL.

Ans- Credit Information Bureau (India) Limited (CIBIL).

65- Which is the India’s first credit Information Company(CIC)?

Ans- CIBIL.

66- In which year CIBIL was established in India?

Ans- August 2000.

67- Where is the headquarter of CRISIL?

Ans- Mumbai.

68- Where is the headquarter of CIBIL?

Ans- Mumbai.

69- In which year CRISIL was founded?

Ans- 1987.

70- Which apex body in India regulate the capital market?

Ans- SEBI(securities and exchange board of india)

71- What is rupay card?

Ans- RuPay is an Indian domestic card scheme.

72- RuPay card is launched by which company?

Ans- National Payments Corporation of India (NPCI).

73- When RuPay card scheme was launched?

Ans- on March 26, 2012.

74- Full form of PCE?

Ans- Personal Consumption Expenditure (PCE).

75- The following banks recognize the RuPay card at their PoS terminals-

Andhra Bank

Axis Bank

Bank of India

Central Bank of India

Corporation Bank

Federal Bank

HDFC Bank

IDBI Bank

ICICI Bank

IndusInd Bank


Karnataka Bank

Karur Vysya Bank

Punjab National Bank

State Bank of India

Tamil Mercantile Bank

76- What is the name of central bank of india?

Ans- Reserve Bank of India.

77- Which bank issue currency in India?

Ans- Central bank(Reserve Bank Of India) .

78- Banker’s bank___?

Ans- Reserve Bank Of India.

79- Government’s bank_____?

Ans- Reserve Bank Of India.

80- Headquarter of RBI?

Ans- Mumbai,Maharashtra

81- When RBI was established?

Ans- 1 April 1935.

82- On the recommendations of which committee, RBI was established?

Ans- Hilton young Committee.

83- Who regulate the credit flow in the India?

Ans- Reserve Bank of India.

84- With the help of which policy, RBI controlled the credit flow in India?

Ans- Monetary Policy.

85- How many Deputy Governer are in RBI/

Ans- 4

86- Raguram Rajan replaced whom,for taking the charges of Governer of RBI?

Ans- D. Subbarao.

87- What is the Effect of increase liquidly in market-

Ans- Inflation.

88- How can RBI controlled Inflation?

Ans- By the use of Monetray Policy.


89- What is Inflation?

Ans- Inflation is a persistent increase in the general price level of goods and services in

an economy over a period of time.

90- What is Deflation?

Ans- A fall in the general price level.

91- What is Disinflation?

Ans- A decrease in the rate of inflation

92- What is Stagflation?

Ans- A combination of inflation, slow economic growth and high unemployment.

93- What is Hyperinflation?

Ans- An out-of-control inflation.

94- What is CASA ratio?

Ans- The CASA ratio is the ratio of deposits in the current and savings accounts of a bank

to its total deposits

95- What is the full form of CASA?

Ans- (CASA) Current and Savings Account

96- Saving account is a type of which kind of Deposit?

Ans- Demand Deposit.

97- Recurring Account is a type of which kind of Deposit?

Ans- Term Deposit.

98- Noble peace prize 2013?

Ans – OPCW(Organisation for the Prohibition of Chemical Weapons )

99- Headquarter of OPCW__.

Ans- The Hague, Netherlands

100- How many members are in OPCW?

Ans 190 member states

101- Who is awarded with noble price for literature 2013?

Ans- Alice Munro

102- Alice Munro belong to which country ?

Ans- Canada.


103- Noble prize in Physics 2013?

Ans- François Englert

Peter W. Higgs

104- Noble prize in Chemistry 2013?

Ans- Martin Karplus, Michael Levitt and Arieh Warshel

105- Noble prize in Medicine 2013?

Ans- James E. Rothman, Randy W. Schekman and Thomas C. Südhof.

106- For which book ,Alice Munro won noble prize 2013?

Ans- "Master of the contemporary short story"

107- Upto one lakh insurance in banks done by which company?

Ans- DICGC

108- Full form of DICGC?

Ans- Deposit Insurance and Credit Guarantee Corporation (DICGC).

109- What does the DICGC insure?

ANS- In the event of a bank failure, DICGC protects bank deposits that are payable in India.

The DICGC insures all deposits such as savings, fixed, current, recurring, etc. except the

following types of deposits.

Deposits of foreign Governments;

Deposits of Central/State Governments;

Inter-bank deposits;

Deposits of the State Land Development Banks with the State co-operative bank;

Any amount due on account of any deposit received outside India

Any amount, which has been specifically exempted by the corporation with the

previous approval of Reserve Bank of India

110- What is the maximum deposit amount insured by the DICGC?

Ans- Each depositor in a bank is insured upto a maximum of Rs.1,00,000 (Rupees One

Lakh) for both principal and interest amount.

110- Who will pay the cost of deposit insurance? Ans- Deposit insurance premium is produced entirely by the insured bank.


112- When DICGC was established? Ans – 1961 113- What is the currency of Brazil?

Ans- Brazilian real. 114- Capital of Brazil______.

Ans- Brasilia. 115- What is the Official language?

Ans- Portuguese Language. 116- Full form of ECS____?

Ans- Electronic Clearing Services 117- The Scheme is in operation at how many centres, where Reserve Bank of Indiamanages Clearing Houses?

Ans- 15 centres.

118- How many ECS centres are in India? Ans- The Scheme is in operation at 15 centres where Reserve Bank of India manages

Clearing Houses, 21 centres where SBI is managing ECS on behalf of RBI and 29 other centres where PNB and other banks are managing ECS on behalf of RBI.

119- In which year and which place ECS being offered in Department of Posts?

Ans- The Department of Posts introduced ECS scheme on a pilot basis in Mumbai City on 9th August 2003.

120- Indira Gandhi peace prize 2012 given to whom? Ans- Sir Ellen Johnson Sirleaf.

121- Sir Ellen Johnson Sirleaf belongs to which country? Ans- Liberia.

122- Who is the President of Liberia? Ans- Sir Ellen Johnson Sirleaf.

123- What is the capital of Liberia? Ans- Monrovia

124- Which currency is used by citizen of Liberia? Ans- Liberian Dollar.

125- Who is chosen for Indira Gandhi peace prize 2013? Ans- Angela Merkel

126- Who is Angela Merkel? Ans- Chancellor of Germany.

127- Angela Merkel belongs to which country?


Ans- Germany

128- What is the capital of Germany? Ans- Berlin 129- What is the official language of Germany?

Ans- German.

130- Devdas book is wriiten by______? Ans- Sharat Chandra Chattopaddhyay

131- Tatason tied up with which to promote Indian airlines? Ans- AirAsia

132- What is AirAsia India? Ans- AirAsia India[4] is a proposed Indian-Malaysian low cost carrier. It is a subsidiary of AirAsia,

133- Which is the first foreign airline to set up a subsidiary in India? Ans- AirAsia is the first foreign airline to set up a subsidiary in India.

134- Which Indian film representing in 2014 in Oscar? Ans- Gujrati film “The Good Road”

135- Who is the director of film “The Good Road”? Ans- Gyan Correa

136- Who is the writer of film “The Good Road”? Ans- Gyan Correa

137- 60th national award for the best film?

Ans- Paan Singh Tomar.

138- 60th national award for best non feature film_____?

Ans- Shepherds of Paradise

139- Who host the 60th National Awards for films?

Ans- R.Madhavan and Huma Qureshi.

140- Which organization presented the 60th National Film Awards?

Ans- Directorate of Film Festivals

141- In which year Directorate of Film Festivals established?

Ans- 1973.

142- Which kind of organization is Directorate of Film Festivals?

Ans- Governemnent organization.

143- Where is the headquarter of Directorate of Film Festivals is situated?

Ans- New Delhi


144- Who is the director of Directorate of Film Festivals?

Ans- Rajeev Kumar Jain.

145- Which is the parent organization of Directorate of Film Festivals?

Ans- Ministry of Information and Broadcasting

146- Which state in India is largest coffee exporter?

Ans- Karnataka.

147- Which country is the highest coffee producer?

Ans- Brazil.

148- What is the rank of India in the list of largest coffee producer?

Ans- 6th

149- Which country has the highest coffee consumption per capita?

Ans- Finland.

150- Word "coffee" descends from the language?

Ans- "Coffee" descends from the Italian word caffè

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expected questions part 2

Documents

ans rs

ans trade

ans mumbai

ans nabard

ans mcx comdex

ans base rate

ans prathama bank

ans public sector