expected banking questions from current affairs (jan to

Expected Banking Questions from Current Affairs (Jan to June 2019)

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1. January 2019 – Expected Banking Questions 2

2. February 2019 – Expected Banking Questions 4

3. March 2019 – Expected Banking Questions 6

4. April 2019 – Expected Banking Questions 8

5. May 2019 – Expected Banking Questions 11

6. June 2019 – Expected Banking Questions 14

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January 2019 – Expected Banking Questions

1. RBI recently allowed lenders to recast debt of MSMEs with loans of up to _______. – ₹25 crore

2. Which payments bank was recently allowed by RBI to resume account opening service? – Paytm Payments Bank

3. Who is the chairman of the expert panel constituted by RBI to suggest long-term solutions for the economic and financial sustainability of the MSME sector? – U K Sinha

4. RBI recently created an expert panel led by U K Sinha to suggest long-term solutions for the economic and financial sustainability of which sector? – MSME

5. Which of the following P2P Lending platform recently received license from Reserve Bank of India? – IndiaMoneyMart and RupeeCircle

6. The Reserve Bank of India (RBI) has extended its customer protection framework in cases of payment frauds or unauthorised transactions to the users of _______. – Authorised Prepaid Payment Instruments.

7. Who has become the first businessman to be declared EFO under the provisions of the new Fugitive Economic Offenders Act? – Vijay Mallya

8. Which of the following Regional Rural Banks were recently amalgamated into a single RRB? – Punjab Gramin Bank, Malwa Gramin Bank and Sutlej Gramin Bank

9. Which of the following bank tied up with Srei Equipment Finance for financing the MSME and agriculture sectors? – United Bank of India

10. Which bank recently signed a MoU with Small Business FinCredit India (SBFC) to jointly provide credit to MSMEs? – ICICI Bank

11. Which bank announced to buy Gruh Finance in share-swap deal? – Bandhan Bank

12. Reserve Bank of India recently announced tokenisation for _________. – Card Transactions

13. Reserve Bank of India (RBI) has constituted a High-Level Committee on Deepening of Digital Payments to encourage digitisation of payments and enhance financial inclusion. Who is the chairman of the committee? – Nandan Nilekani

14. Reserve Bank of India recently constituted Nandan Nilekalni Panel for which purpose? – to strengthen the safety and security of digital payments

15. According to the new guidelines issued by Reserve Bank of India, Gold Monetisation Scheme can be availed by __________. – Charitable Institutes, State/Central Govts and entities owned by State/Central govt.

16. Reserve Bank of India (RBI) has agreed to provide USD 400 million under a swap arrangement to __________. – Central Bank of Sri Lanka

17. Reserve Bank of India recently imposed a ₹3 crore penalty on which bank? – Citibank India

18. Which of the following bank has launched a current account with auto-sweep facility? – Jana Small Finance Bank







19. Which bank recently tied up with Kia Motors to enter into a strategic financing partnership? – YES Bank

20. With which car manufacturer YES Bank signed a MoU to enter into a strategic financing partnership? – Kia Motors

21. Which bank recently tied up with NASSCOM to provide customised credit solutions to micro, small and medium enterprises? – RBL Bank

22. With whom did RBL Bank tie up to provide customised credit solutions to micro, small and medium enterprises? – NASSCOM

23. Who has been appointed as non-executive part-time chairman of YES Bank? – Brahm Dutt

24. RBI recently fined ₹1 crore to which financial organisation for deficiencies in regulatory compliance? – Bajaj Finance

25. Sovereign Gold Bond Scheme 2018-19 opened on January, 2019 with series ____. – V

26. What is the issue price of Sovereign Gold Bond Scheme 2018-19 (Series-V)? – ₹3,214/gm

27. The Cabinet approved an increase in the authorized capital of EXIM Bank from Rs 10,000 crore to _____. – ₹20,000 crore

28. Which bank has agreed to provide finance for Nagpur-Mumbai 'Samruddhi Corridor' expressway project? – State Bank of India, Punjab National Bank, Bank of Baroda, Bank of Maharashtra

29. The Reserve Bank of India has rationalised the overseas borrowing norms allowing a uniform borrowing limit of _______ a year across tenors. – ₹750 million

30. What amount of penalty did RBI impose on Bank of Maharashtra (BoM) for non-compliance of Know Your Customer guidelines? – ₹1 crore

31. How many quarterly surveys of manufacturing, services, infra sectors did RBI recently introduced? – 2

32. RBI recently launched 2 surveys, one is Industrial Outlook Survey (IOS) and the other is _____. – Services and Infrastructure Outlook Survey (SIOS)

33. Which bank recently launched premium savings account for men? – ICICI Bank

34. What is the name of the premium savings account for men launched by ICICI Bank? – The One

35. Which central bank has banned the use of Indian currency notes of Rs 2,000, Rs 500 and Rs 200 denominations? – Nepal Central Bank

36. Nepal's central bank has banned the use of Indian currency notes of which denomination(s)? – ₹2000, ₹500 and ₹200

37. Which bank has partnered with Government of Maharashtra to on-board PDS shops which are popularly referred to as ration shops? – YES Bank

38. With which state did YES Bank partner to on-board PDS shops which are popularly referred to as ration shops? – Maharashtra







39. The Insolvency and Bankruptcy Board of India recently organised an Insolvency and Bankruptcy Awareness Programme at ______. – Vadodara, Gujarat

40. Which bank has been given away the Atal Pension Yojana Award for promoting the scheme across the country? – Central Bank of India

41. Who has been appointed as the Managing Director and Chief Executive Officer of YES Bank? – Ravneet Gill

42. Who has been appointed as the MD & CEO of Lakshmi Vilas Bank? – Parthasarathi Mukherjee

43. Name the first foreign bank to set up wholly owned subsidiary in India. – SBM Bank

44. SBM Bank (India) Ltd became the first foreign bank to set up wholly owned subsidiary in India. SBM Bank is originally headquartered at ________. – Port Louis, Mauritius

45. Which organisation has been awarded the 'Best Banking Tech' of the year for its world-class Electronic Funds Transfer (EFT) switch platform? – Sarvatra Technologies

46. How many banks recently announced to launch the country’s first blockchain-linked funding for small and medium enterprises (SME)? – 11 (ICICI, AXIS, HDFC, Kotak Mahindra, YES Bank, Standard Chartered, RBL, South Indian Bank, IndusInd Bank, State Bank of India and Bank of Baroda)

47. India’s eleven largest banks to launch the country’s first blockchain-linked funding for ________. – Small and Medium Enterprises

48. As per the RBI Report, by what percent did India’s FDI inflow grow? – 18%

49. In Finance, what does ODI stand for? – Overseas Direct Investments

50. Which bank signed a MoU with Stock Holding Corporation of India to facilitate its global customer base to invest in India? – Doha Bank

February 2019 – Expected Banking Questions

1. Which of the following Bank(s) was/were recently removed from PCA framework by RBI? – Bank of India (BoI), Bank of Maharashtra (Mahabank), and Oriental Bank of Commerce (OBC)

2. How many Regional Rural Banks (RRBs) amalgamated and renamed as 'Tamil Nadu Grama Bank'? – 3

3. Who has been appointed as the Managing Director and Chief Executive Officer (CEO) of Corporation Bank? – P V Bharathi

4. SBI announced to roll out YONO Global and ______ in April, 2019. – Krishi

5. With which bank did MG Motors sign a MoU for Electronic Dealer Finance Scheme (e-DFS)? – State Bank of India

6. Which bank recently launched a range of fixed deposits (FDs) and recurring deposits (RDs) called FD Xtra? – ICICI Bank







7. What is the current repo rate of RBI? – 6.25

8. Government has approved what amount of corpus for Agri-Market Infrastructure Fund (AMIF) to be created with NABARD for development and up-gradation of agricultural marketing infrastructure in Gramin Agricultural Markets and Regulated Wholesale Markets? – ₹2000 crore

9. On which bank did RBI recently imposed a fine of ₹1 crore for not monitoring use of funds to borrower? – State Bank of India

10. RBI recently announced that the limit of collateral free agricultural loans has been increased from one lakh to ________. – 1 lakh 60 thousand rupees

11. RBI recently cleared which bank of any disparity in reporting bad loans, known as divergence in market parlance? – YES Bank

12. RBI recently issued warning of mobile data theft by which app? – Anydesk

13. Insolvency and Bankruptcy Board of India (IBBI) organised a two-day workshop on 'Committee of Creditors: An Institution of Public Faith' in _________. – Mumbai

14. Insolvency and Bankruptcy Board of India (IBBI) organised a two-day workshop on 'Committee of Creditors: An Institution of Public Faith' in Mumbai. It was organised in partnership with _____. – State Bank of India and Indian Institute of Corporate Affairs

15. Which bank recently launched Nayi Disha for employees to maintain work-life balance? – State Bank of India

16. What amount of recapitalization did government approve for 12 public sector banks in this fiscal? – ₹48,239 crore

17. The government has approved recapitalisation of Rs 48,239 crore in how many public sector banks? – 12

18. Who organised the ‘Conference on Future of Indian Banking and role of technology’? – NITI Aayog

19. RBI recently announced to merge how many categories of Non Banking Financial Companies (NBFCs) into a new one? – 3

20. Reserve Bank of India (RBI) on February 22 announced that it will merge three categories of Non Banking Financial Companies (NBFCs) into a new one. What are the categories? – Asset Finance Companies (AFC), Loan Companies (LCs) and Investment Companies (ICs)

21. Reserve Bank of India (RBI) on February 22 announced that it will merge three categories of Non Banking Financial Companies (NBFCs) into a new one. What will be the new category name? – NBFC - Investment and Credit Company (NBFC-ICC)

22. Which private sector bank was recently removed from the Prompt Corrective Action (PCA) Framework by RBI? – Dhanlaxmi Bank

23. Which public sector bank was recently removed from the Prompt Corrective Action (PCA) Framework by RBI? – Allahabad Bank

24. Which payments bank recently launched Zero Balance Current Account? – Paytm Payments Bank







25. Which bank launched Open Banking for next-generation banking solutions? – DCB Bank

26. Which bank recently launched new super-premium credit card 'Emeralde'? – ICICI Bank

March 2019 – Expected Banking Questions

1. Reserve Bank of India and Bank of Japan have completed signing of Bilateral Swap Arrangement for India to access _____. – US$75 billion

2. With whom did RBI recently signed a Bilateral Swap Arrangement for India to access US$75 billion? – Bank of Japan

3. Union Cabinet recently approved how much amount of payment of National Housing Bank to RBI? – ₹1450 crore

4. Who has been appointed as the Non-Executive Chairman of Bank Of Baroda? – Hasmukh Adhia

5. RBI in March, 2019 imposed Rs 7 crore monetary penalty on four PSU banks for which purpose? – nonstrengthening of 'SWIFT' related controls

6. Who has emerged as the largest online lending platform, according to a report by global financial firm Credit Suisse? – PSBloansin59minutes .com

7. Who was recently appointed as the MD & CEO of YES Bank? – Ravneet Gill

8. Which bank recently received government nod to handle import and export transactions with Iran? – IDBI Bank

9. IDBI Bank has received government nod to handle import and export transactions with which country? – Iran

10. On which private sector bank did RBI impose a fine of Rs 1 crore on the bank for non-compliance of directions on Swift messaging software? – YES Bank

11. Which Bank was recently fined by RBI of 4 crore rupees for delayed implementation of four of the Swift related operational controls? – Karnataka Bank

12. Which of the following bank announced to tie up with the Society for Worldwide Interbank Financial Transactions’ (SWIFT) Global Payment Interface (gpi)? – State Bank of India

13. Which organisation has signed a cooperation agreement with the International Finance Corporation (IFC) to train professionals? – Insolvency and Bankruptcy Board of India (IBBI)

14. Who has been chosen for the 'Yashwantrao Chavan National Award 2018? – Former Reserve Bank of India (RBI) Governor Raghuram Rajan

15. Which of the following launched the first-of-its-kind Neo-banking services for SME Industry? – InstantPay

16. Which bank linked its interest rate on savings account with balance above ₹1 lakh and short-term loans to Reserve Bank of India's (RBI) repo rate? – State Bank of India

17. SBI has linked its interest rate on savings account with balance above what amount and short-term loans to Reserve Bank of India's (RBI) repo rate? – ₹1 lakh







18. Who was appointed as the non-executive chairman of Axis Bank? – Rakesh Makhija

19. Which bank was recently categorised as Private Sector Bank by RBI? – IDBI Bank

20. Who has been appointed as non-executive chairman of Acuite Ratings? – SS Mundra

21. Which of the following bank was named as Domestic Systemically Important Banks (D-SIBs)? – SBI, HDFC, ICICI

22. Which bank announced the acquisition of Gruh Finance? – Bandhan Bank

23. Name the 3rd company to cross Rs 6 lakh crore market capitalisation mark in India? – HDFC Bank

24. Which RBI Panel recently sought suggestions from the public on long-term solutions for economic and financial sustainability of MSME sector? – UK Sinha Panel

25. Which bank has signed a pact with the Bank of China to boost business opportunities? – State Bank of India

26. With which bank did SBI sign a pact to boost business opportunities? – Bank of China

27. Who won the ‘SBI Numero YONO’ contest 2019? – Delhi School of Economics

28. With whom did Insolvency and Bankruptcy Board of India (IBBI) sign a MoU for better implementation of Insolvency and Bankruptcy Code, 2016? – Securities and Exchange Board of India (SEBI)

29. Who is the chairperson of the Expert Committee on Micro, Small & Medium Enterprises (MSME) of the Reserve Bank of India (RBI)? – UK Sinha

30. NITI Aayog's FinTech Conclave was held in _______. – New Delhi

31. Who has been appointed as non-executive chairman of Karur Vysya Bank? – NS Srinath

32. Reserve Bank of India (RBI) has relaxed the opening process of branch or liaison offices for the foreign entities running their business in ______. – defence or telecom sector in India

33. How much amount did government announce to infuse into Bank Of Baroda? – Rs 5042 Cr

34. Reserve Bank of India (RBI) recently allowed non-residents to participate in which market? – Rupee Interest Rate Derivatives Market








April 2019 – Expected Banking Questions 1. Which bank became the First Lender To Charge For Upi Transactions? Kotak Mahindra Bank

2. General Provident Fund Interest Rate Retained At____ for April-June Quarter? 8%

3. Adb Committed To Provide Usd _____ In Sovereign Loans To India? 3 Billion

4. ____is the Second Oldest Cryptocurrency Exchange In India, Announces The Launch Of A New And Unique Platform For Wholesale Cryptocurrency Trading Which Allows Its Users To Trade On A Large Scale With Low Price Fluctuations? Buyucoin

5. Government has Infused_______ Crore into Bank Of Maharashtra.? Rs.205 Crore Rbi Sets Wma (Ways And Means Advances) Limit For Government At ______ For The First Half Of The Fy 2019-20 ? Rs 75000 Crore

7. Rbi Issued New Rs 20 Denomination Banknote having a Base Colour Of Greenish Yellow With Size Of_________ . ? 63*129 Mm

8. Finance Ministry Stated That The Goods And Services Tax (Gst) Collection Stood At _______ In March, Recording The Highest-Ever Monthly Collection Since Gst Launch.? Rs. 1.06 Lakh Crore

9. The Imf And World Bank Launches _______ To Explore Blockchain Technologies? Learning Coin

10. Reserve Bank Of India Extended The Ombudsman Scheme Coverage To Non-Deposit Taking (Nbfcs) Non-Banking Financial Companies Having An Asset Size Of _______Or Higher? Rs.100 Crore

11. Irdai Has Set Up A Committee To Review Regulatory Framework On Micro-Insurance. A 13-Member Committee Will Be Headed By ____________ ? Suresh Mathur.

12. Sebi Gives Nod To Rs 10,000 Crore as ________ ? Airport Fund

13. Bank Of Maharashtra Has Infused ________ Into The Bank In Lieu Of Preferential Allotment Of Shares.? Rs. 205 Crore

14. _____ Became The First Asia-Pacific Central Bank To Begin Interest Rate Easing Cycle? Rbi

15. _______ Bank Became The First Destination Bank To Launch Debit Card Based E-Mandates On Npci’s E - Mandate Api Platform? Kotak Mahindra

16. Karnataka Bank Entered Exchanged A Memorandum Of Understanding With ______________ For Distribution Of The Latter’s Life Insurance Products? Bharti Axa Life Insurance Company Ltd

17. The State Bank Of India Has Re-Priced Home Loans Up To _____ By 10 Basis Points.? Rs. 30 Lakh

18. Wipro Consumer Care (Wcc) Signed a Definitive Agreement To Acquire Philippine-Based Personal Care Company _________? Splash Corporation.

19. Lakshmi Vilas Bank Is Set To Merge With __________ In A Share-Swap Deal, Reflecting The Trend Of Consolidation In The Financial Services Sector ? Indiabulls Housing Finance







20. The Reserve Bank Of India Came Out With Guidelines For Banks To Set Up New Currency Chests, Which Include Minimum Area Of ________ For Strong Room.? 1,500 Square Feet

21. ______ Has Announced The Launch Of Chat Banking Services For Customers Via Whatsapp, Marking A Global First In The Islamic Banking Sector? Emirates Islamic

22. Rbl Bank Said It Has Partnered With Credit Profiler _______ To Improve The Lender's Customer Experience.? Creditvidya

23. ____ Has Launched 'Nri-Insta-Online' Account Opening Process For Nris Residing In Financial Action Task Force (Fatf) Member Countries? Idbi Bank

24. ______ First To Market In India With Emv Acquiring & Aadhaar Authentication – Powered By Aci Worldwide.? Canara Bank

25. ______ Hit The Trillion-Dollar Value Mark For The First Time, Becoming The Third Technology Giant To Reach The Milestone Shares? Microsoft

26. ____________ Has Received Approval Of The Competition Commission Of India (Cci) For The Proposed Acquisition Of Gruh Finance. Bandhan Bank Has To Transfer 14.9 Per Cent Stake To Hdfc For Merging Gruh With Itself ? Bandhan Bank

27. Bank Of Maharashtra (Bom) has Partnered With __________For Msme Bill Discounting.? M1xchange Treds Platform

28. Exim Bank Has Provided Soft Loans Of _______ to Rawanda For Various Projects? Usd 266.60 Million

29. ____________Gives Nod For Transfer Of Ratings Business To New Subsidiary? Crisil Board

30. State-Owned Allahabad Bank Has Increased Its Authorised Capital by Rs 5,000 Crore To____ ? Rs 8,000 Crore.

31. _________ Launches Green Car Loan To Promote Use Of Electric Vehicles.? Sbi

32. Bajaj Allianz General Insurance And ____________ In Collaboration Launched Their First Product 'Total Health Secure Goal'.? Bajaj Allianz Life Insurance

33. _______ Was A Net Importer Of Steel During The 2018-19 Fiscal Year, The Country Lost Market Share Among Its Traditional Steel Buyers And Imports Jumped On Demand For Higher-Quality Steel Domestically? India

34. ________Launched A Discounted Loan For Buyers Of Such Vehicles Pricing 20 Basis Points Lower Than Its Existing Auto Loans.? State Bank of India

35. Public Sector Lender Canara Bank And Its Life Insurance Partner ___________ Are Soon Going To Introduce ‘Webassurance’.? Canara Hsbc Oriental Bank of Commerce Life Insurance

36. National Company Law Tribunal approved Merger With Bharat Financial Inclusion and ________ ? Indusind Bank

37. __________ Agreed To Acquire The Seattle-Based Company To Enhance Its Digital Transformation Consulting Capabilities. According To Reports, The Deal Was Worth 45 Million Dollars? HCL

38. ___________ Has Given Approval To Paytm Money for The Investment And Wealth Management Platform of The Mobile Payments Company? The Securities And Exchange Board Of India







39. The Competition Commission Of India approved Larsen & Toubro’s (L&T’s) Proposal To Acquire Up To 66.15 Per Cent Stake In________ ? Mindtree.

40. India’s Gdp Expected To Accelerate Moderately To 7.5% in 2019- 20 report released by? Worldbank

41. IMF Cuts India Growth Forecast For 2019-20 To_____ Per Cent? 7.3%

42. Markets Regulator Sebi Has Reduced The Minimum Subscription Requirement As Well As Defined Trading Lots For _______ and _____ ? Real Estate Investment Trusts (Reits) And Infrastructure Investment Trusts (Invits).

43. The Government Sold Enemy Shares Worth Around __________ In It Firm Wipro To Life Insurance Corporation And Two Other State-Owned Insurers? Rs. 1,150 Crore

44. Online Payment Service __________Has Acquired California-Based Financial Technology Company Wibmo? Payu

45. _____________Has Given Approval For The Merger Of Tata Teleservices (Ttsl) With Bharti Airtel, Subject To The Condition That The Sunil Bharti Mittal-Led Firm Furnishes Rs 7,200 Crore Worth Bank Guarantee.? Department Of Telecom

46. _____________ Has Partnered With Google Cloud To Build Industry-Specific Cloud Solutions That Will Help Organizations Accelerate Their Digital Transformation And Leverage Data-Driven Insights That Power Superior Customer Experiences? TCS

47. ____________ Kept India’s Rating Unchanged At Bbb- With Stable Outlook. by the Growth Rate of India Forecasted by 6.8% In Financial Year 2019-20 And 7.1% in Fy2020-2021? Fitch

48. The ____ And World Bank Launches “Learning Coin” To Explore Blockchain Technologies ? IMF

49. Reliance Retail's Strong Run Continues, Revenue Crosses ____ in Fy19 ? Rs 1.3 Tn

50. The Government Has Hiked The Customs Duty On _________ To 40% From 30% To Curb Imports And Protect The Domestic Industry? Wheat








May 2019 – Expected Banking Questions 1. ___________ announced a $1 billion investment in India over the next five years aimed at converting India into a vital node in the company’s infrastructure, and also to continue business expansion.? Mastercard

2. ________has received approval from the National Housing Bank to sell its entire stake of 9.15% in Aadhar Housing Finance to Blackstone’s arm.? Dewan Housing Finance (DHFL).

3. Reliance Industries (RIL) will acquire British toy retailer ____ for a cash consideration of £67.96 million (about Rs 620 crore).? Hamleys

4. Facebook will launch _____ from London before it rolls out digital payments in India ? WhatsApp Pay

5. FSSAI allows small organic growers to sell produce without certification till______ ? 2020

6. _______ has partnered with Google to increase access to its WiFi footprint in the country.? BSNL

7. _____ overtook Apple to claim the No. 2 spot in smartphones in the first quarter, moving a step closer to its avowed ambition of displacing Samsung at the top of the market? Huawei Technologies

8. BSNL has become the first operator to start optical fibre-based high-speed broadband service in Pulwama with launch of ______ ? Bharat Fibre.

9. PNB Housing Finance will raise up to________ from foreign markets, and additional Rs 10,000 crore by issuing bonds.? USD 1 billion

10. Paytm has launched _________ (auto pay) service for merchants that are working on a digital subscription model? Recurring payment

11. _____________ will sell policies through social media messaging platform WhatsApp and has tied up with web aggregator Wishfin Insurance for speedy delivery of two-wheeler cover ? Bharti AXA General Insurance

12. Standard Life plans to sell_______ stake in HDFC Life Insurance? 1.78%

13. Doordarshan souvenir store available on __________ to help viewers savour the nostalgia of its famous shows and serials? Amazon

14. ______ has become the most valuable business house in the country, surpassing Tatas, with the cumulative market valuation of its five listed companies surging Rs 10.40 trillion? HDFC group

15. IT services major ________ has completed the acquisition of 75 per cent shareholding in ABN AMRO Bank's wholly-owned Stater NV.? Infosys

16. ___________ has partnered with Australian tourist group Tourism Queensland to offer what it calls the world's first rideshare submarine? Uber

17. Facebook plans cryptocurrency _______ to launch by next year? GlobalCoin







18. ____________ has partnered with IDFC FIRST Bank to provide financing solutions across the country.? Honda Motorcycle & Scooter India (HMSI)

19. Indian Overseas Bank (IOB) has launched _______ in 14 districts spread across Tamil Nadu, Kerala and the Vijayawada region of Andhra Pradesh.? bank on wheels

20. Srei Infrastructure Finance has tied-up with ____________ to offer loans for purchase of equipment under a co-lending arrangement.? Oriental Bank of Commerce

21. Standard Chartered in partnership with ______ has launched the Trade AI Engine which will automate the high-risk process of trade documentation.? IBM

22. Corporation Bank recently launched ____________ a unique product for GST registered MSMEs at its corporate office in Mangaluru ? ‘Corp SME Suvidha’

23. Asian Development Bank (ADB) has signed an agreement to provide _______equivalent in Indian rupee long term financing to electrify railway tracks in India.? USD 750 million

24. Sebi proposes framework for ________ financial institutions? regulatory sandbox

25. The State Bank of India (SBI) has announced a strategic partnership with the FMCG arm of The Art of Living_________ ? Sri Tattva.

26. Private sector lender Karnataka Bank launched a new savings bank product called _______ for salaried class with three variants of Executive, Prime and Classic.? KBL SB Salary.

27. The World Bank and _____________ have teamed up to enable recording of secondary market bond trading using block chain tech(bond-i)? Commonwealth Bank of Australia

28. Ola has partnered the state-run SBI cards to launch ________ for the country's first such co-branding initiative in the segment? Ola Money SBI Credit Card

29. _______which has posted a net profit of Rs 56.89 crore in last fiscal (2016-17), topped in business among the 56 regional rural banks (RRBs) in the country? The Tripura Gramin Bank (TGB)

30. HDFC, has announced the launch of its new initiative termed _______ that seek to promote technologies to make affordable housing more affordable? 'HeART'

31. _________ said it has launched a specialised insurance cover for passengers travelling in local trains in country's financial capital Mumbai ? Bajaj Finserv

32. ________ process helps recover Rs 70,000-crore bad loans in FY19 report by credit rating agency CRISIL? IBC (insolvency and bankruptcy code)

33. __________ and IBM to jointly setup data lab in India to develop an automated real-time email communication solution for customer queries and reduce turn-around time on redressal? HDFC Ergo







34. Small Industries Development Bank of India (SIDBI) scheme to extend financial assistance of up to______ to new-age fintech non-banking finance companies (NBFCs) engaged in financing small businesses and other income-generating activities.? ₹10 crore

35. The Reserve Bank of India (RBI) has imposed a monetary penalty of ₹1 crore on __________ for its failure to fully automate the non-performing asset (NPA) identification process? Nainital Bank

36. HDFC has partnered with ________ for a mortgage guarantee-backed home loan.? India Mortgage Guarantee Corporation (IMGC)

37. Airtel has partnered with _________ to introduce a prepaid scheme with in-built life insurance term plan cover? HDFC Life Insurance

38. HDFC ERGO General Insurance Company announced the launch of _______ which will cover an individual against common mosquito-borne diseases like Dengue Fever, Malaria, Chikungunya, Japanese Encephalitis, Kala-azar, Lymphatic Filariasis and Zika Virus ? 'Mosquito Disease Protection Policy'.

39. ________a subsidiary of NABARD announced its maiden fund to back agriculture, food and rural start-ups? Nabventures

40. Bank credit rose ______ per cent to Rs 97.67 lakh crore for the fortnight to March 29, while deposits grew by 10.03 per cent to Rs 125.72 lakh crore during the same period? 13.24

41. Max Life Insurance Co Ltd announced that it will dedicate 6thday of every calendar month as______________ towards driving awareness around the concept of financial protection? 'Protection Day'

42. SBI Card raised_______ from various financial institutions including its parent SBI (State Bank of India) in the 2nd half of FY19 (Financial Year) to grow above the industry average? Rs. 700 crore

43. YES Bank has slipped to the __________ in the league table for most-valued banks? 10thposition

44. LIC Housing Finance Ltd (LIC HFL) has launched_________, a skilling centre in Bangalore for marginalized youth? ‘UDYAM’

45. Paytm has collaborated with Citibank and launched its 1st credit card called ______? ‘Paytm First Card‘

46. Banks can use ____________ for KYC verification with the customer's consent to update its list of documents eligible for identification of individuals? Aadhaar

47. RBI Central Board meets at Chennai under the Chairmanship of __________ and decides to create a specialised supervisory and regulatory cadre within the RBI? Shaktikanta Das

48. The six-member task force on the development of the secondary market and to strengthen the sale of stressed corporate assets and housing loan portfolios is headed by its chairperson________,? T. N. Manoharan

49. A Reserve Bank-appointed committee headed by Aadhaar architect_________ submitted its suggestions on promoting digital payments to Governor Shaktikanta Das? Nandan Nilekani

50. Bank credit to infrastructure sector grew by ________ to Rs 10.55 lakh crore as of 2018-19, the highest since 2012-13 fiscal? 18.5 per cent







51. The 15th Finance Commission will have meetings with the Reserve Bank of India (RBI), banks and financial institutions in Mumbai, the Commission headed by Chairman_____ will include all members and senior officials? N K Singh

52. ________ has introduced the “Liquidity Risk Management Framework for Non-Banking Financial Companies and Core Investment Companies” for public comments? The Reserve Bank of India (RBI).

53. RBI asks NBFCs with over___________ assets to appoint chief risk officer? Rs 5,000 cr

54. Reserve Bank of India (RBI) has directed banks to enhance the housing loan limits for eligibility under priority sector lending (PSL) to____ in metropolitan centres? Rs 35 lakh

55. Debit card swipes on Point of Sales (PoS) terminals jumped more than _________ in March 2019 compared to corresponding period last year. In contrast, ATM withdrawals grew at a slower pace of 15%.? 27%

56. Industrial Credit and Investment Corporation of India (ICICI) Bank along with online travel booking portal Goibibo launched co-branded multi-currency card________? Goibibo ICICI Bank Travel Card.

57. _______ would provide Yes Bank its AI-supported "touchless" technology for the bank's hiring process and human resource (HR) operations.? Talocity

58. PayPal India has introduced____________ experience using Google Smart Lock for its users in India that will allow them to stay logged onto the digital payments platform in a secure manner.? 'OneTouch'

59. The Reserve Bank of India (RBI) released its statement on ______, which outlined the measures that the central bank will undertake to foster innovation, cybersecurity, financial inclusion, customer protection, and competition.? ‘Payment and Settlement Systems in India: Vision 2019–2021’

60. The Reserve Bank of India fixed the investment limit at _________ for foreign portfolio investors (FPIs) under the voluntary retention route (VRR), which allows to park funds in both government securities as well as corporate debt.? Rs 54,606.55 crore

June 2019 – Expected Banking Questions 1. Which bank has signed a bancassurance agreement with Tata AIG General Insurance Company Ltd to provide Tata AIG’s suite of P&C (Property and Casualty (insurance)products ? Industrial Development Bank of India (IDBI)

2. Which programme has been revamped by Flipkart in order to empower MSMEs across the country -‘Growth Capital’

3. How amount the customers of the canara bank can deposit cash in Savings bank account - Rs 50,000

4. Which bank has announced that it has raised Rs 300 crore through Basel-III compliant bonds for improving their risk management techniques and to address the growing risks - Kochi based Federal Bank.

5. What is the leverage ratio (LR) for Domestic Systemically Important Banks (DSIBs) and for other banks announced by RBI - 4% and 3.5%

6. Which Bank has signed a loan agreement of $250 million (Rs 1,725 crore) with Kerala for its Resilient Programme ?World Bank







7. What is the interest rate of Senior Citizens Savings Scheme for the July-September quarter? 8.6 percent

8. How much percent of GDP has been increased for India’s Current Account Deficit(CAD) in Fy19?2.1% of GDP

9. Which state has signed with World Bank worth $ 250 Million Loan Agreement for its State Highways Development Project? Rajasthan

10. Which country has signed a loan agreement worth $400 Million with World Bank for the Program Towards Elimination of Tuberculosis(TB), which kills approximately half a million people in that country ? India

11. Which state government signed a loan agreement worth of $328 million with the World Bank (WB) for improving health services? Andhra Pradesh

12. _________________ launched a specialised insurance cover titled ‘Mumbai Local Train Cover‘ for passengers travelling in local trains in Mumbai, with insurance cover of Rs 1 lakh against a payment of Rs 399 per annum? Bajajfinserv

13. BhartiAirtel and ________________________ Insurance tied up to offer life cover for customers who get a prepaid recharge done. Airtel’s new Rs 249-prepaid bundle will now also offer a cover worth Rs 4 lakh? HDFC

14. ___________________ launched an app named ‘StARMF‘ in order to enable more participation and aid mutual fund distributors to accelerate transactions process.?BSE LTD

15. . _______________________ launched ‘Bank on Wheels’ facility in 14 districts in Tamil Nadu and Kerala.? INDIAN OVERSEAS BANK

16. PSB ______________ launched ‘SME Suvidha’, a product for GST-registered MSMEs, aimed at providing best products to MSME sector?CORPORATION BANK

17. Srei Equipment Finance tied up with ____________________ to offer loans for purchase of equipment under a co lending arrangement? ORIENTAL BANK OF COMMERCE

18. Standard Life (Mauritius Holdings) will sell its stake of __________________ in HDFC Life Insurance Company for Rs 1,404 crores? 1.78%

19. ________________________ partnersed with FMCG arm of The Art of Living - Sri Tattva. Under this, YONO users can avail discount of 15% on products offered by Sri Tattva? SBI

20. North east's ______________ Gramin Bank emerged as one of top performers in banking sector, generating net profit of INR 125.44 crores in FY 2018-19? TRIPURA

21. Vodafone Idea signed a 5-year IT outsourcing deal with ________________, to support its merger synergy by decreasing IT related costs? IBM

22. National Institution for Transforming India (NITI Aayog) proposed INR ___________ crores plan (for 3 years) to give a strong push to Artificial Intelligence in India? 7500

23. Asian Development Bank (ADB) signed an agreement to provide USD ___________ million equivalent in Indian rupee long-term financing to electrify railway tracks in India? 750







24. LIC Housing Finance (LIC HFL) launched ‘Udyam’, a skilling center in _________, in association with LokBharti Education Society? BANGALORE

25. __________ General Insurance Company launched a scheme termed ‘Mosquito Disease Protection Policy’ which will cover a person against common mosquito-borne diseases? HDFC ERGO INSURANCE

26. ___________ collaborated with IMGC (India Mortgage Guarantee Corporation) for a mortgage guarantee-backed home loan? HDFC

27. Government stated that __________ Crore Income Tax Returns were filed During Assessment Year 2018-19, compared to 5.47 crore ITRs filed for Assessment Year 2017-18? 6.49

28. German payments company _________ tied up with India's UTI Infrastructure Technology and Financial Services, to simplify process of issuing PAN Cards? WIRECARD

29. Foreign direct investment (FDI) in services sector grew _________ to USD 9.15 billion in 2018-19, according to Department for Promotion of Industry and Internal Trade (DPIIT)? 36.5%

30. After RBI recently released a draft framework for setting up a __________ (RS) for fintech companies, SEBI and IRDAI have also launched similar initiatives? REGULATORY SANDBOX

31. Which two prepaid payment instrument (PPI) issuers were penalized by Reserve Bank of India for violating PPI norms pertaining to its issuance and operation? ‘Yes Bank’ and ’ZipCash Card Services’

32. How much is the highest monetary reward issued to the genuine informant of insider trading as per the regulatory body, Securities and Exchange Board of India (SEBI) recently? Rs. 1 Crore

33. Name the bank, which was reported with highest number of fraud cases in India in the last 11 fiscal years i.e, between 2008-09 and 2018-19.? ICICI BANK

34. Which mutual fund investment platform launched ‘Selfiewala KYC’ feature for the first-time mutual fund investors for completing the KYC(Know Your Customer) process from their home or office ? FundzBazar

35. Bank of Baroda (BoB) and ECL Finance has signed an agreement to form a strategic co-operation in which field? MSME loans

36. Name the customizable plan launched by Max Life Insurance Company Limited, that will offer customers the flexibility to customize their own protection solution? Max Life Smart Term Plan

37. What is the Capital Adequacy Ratio(CAR) for Housing Finance Companies (HFCs) in March 2020? 13%

38. Which bank has received approval from Competition Commission of India (CCI) to merge with Indiabulls Housing Finance ? Lakshmi Vilas Bank

39. Name the portal launched by Reserve Bank of India(RBI) for lodging complaints against banks and NBFCs (Non-Banking Financial Companies) on its website? Complaint Management System (CMS)

40. Which state government will receive the loan worth $147 million from the World Bank for improving the management capacity of the urban local bodies (ULBs) in the state? Jharkhand







41. How much amount of distressed asset fund creation is recommended by the RBI constituted expert committee chaired by U K Sinha for small enterprises? Rs 5,000 crore

42. Under the Credit Guarantee Fund Scheme for Education Loans (CGFSEL) by Indian Banks’ Association (IBA), a collateral free loan of how much worth is provided as a financial support to meritorious students? Rs 7.5 Lakh

43. Which insurance company has partnered with MobiKwik& launched “shampoo-sachet” concept to offer mini medical insurance products with premiums as low as Rs20 ? Max Bupa

44. Which cryptocurrency exchange in India has terminated its digital asset trading services and other crypto-related operations citing regulatory uncertainty and disruption ? Koinex

45. Name the bank which partnered with Centrum Wealth Management Ltd (Centrum) to form private limited Joint Venture(JV) to provide wealth management services to its clients? KarurVysya Bank

46. What is the price of Sovereign Gold Bonds (SGBs)-Series I for 2019-20? Rs 3,196 per gram

47. Name the organization, which has forecasted the global growth for 2019 to 2.6% from earlier 2.9% in its semi-annual report “Global Economic Prospect (GEP)” ? World Bank

48. As per the World Bank report “Global Economic Prospect (GEP)”, India’s growth is forecasted to ______ percent for the next two Fiscal years , FY2019 and FY2020? 7.5%

49. Which organization released a report on “Benchmarking India’s Payment Systems” which provides a comparative position of the payment ecosystem in India relative to comparable payment systems? Reserve Bank of India (RBI)

50. Name the bank which has partnered with Ashok Leyland, Hinduja Group flagship firm for providing vehicle loans ? Suryoday Small Finance Bank

51. Which financial services company has partnered with Motherhood hospitals, a national network of women &child hospital to provide Life care finance facility? Bajaj Finserv

52. What is the GDP growth of India for the financial year 2019-20 as per the American multinational banking firm, Goldman Sachs? 7.2 per cent

53. When and which organization introduced the side pocketing provisions in India? SEBI 2018

54. By how much per cent, the share of e-Money in India’s payment systems grew in 2017, as per the report released by Reserve Bank of India? 21.5 per cent

55. Which organization was set to achieve the second highest target of 501.16 crore in digital transaction for the year 2019-20 by Ministry of Electronics and Information Technology (MeitY) ? Paytm Payments Bank

56. Name the bank, which is first to introduce repo-linked home loan product from July 1, 2019? State Bank of India (SBI)




expected banking questions from current affairs (jan to

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