executive summary...plp 2016-17 visakhapatnam 4 broad sector wise plp projections - 2016-17 (` lakh)...

PLP 2016-17 Visakhapatnam

1

EXECUTIVE SUMMARY

District Profile Visakhapatnam has two distinct geographic divisions – 32 plain Mandals in North coastal zone and 11 tribal agency Mandals in High altitude tribal zone. The geographical area of the district is 11161 sq.kms and the district is divided into 3 revenue divisions viz., Visakhapatnam, Narsipatnam and Paderu. The population of the district as per 2011 census was 42.92 lakh, which was 4.56 lakh higher than the population of 2001 Census, constituting a decadal growth of 11.9% as against State’s decadal growth of 11.10%. The district has 43 Mandals. The average annual rainfall of the district is 1202 mm. The major soil types are Red soils, loamy, coastal sands and alluvial soils. 55% of the rainfall is received through South West Monsoon and 12% through North East Monsoon. Agriculture is the main stay of the economy of Visakhapatnam district, with 90% of the farmers being small and marginal farmers. The main crops grown in the district are Rice, Sugarcane and minor Millets. Total Gross Cropped and Net Cropped area is 3.69 lakh ha and 2.87 lakh ha respectively. The district has a good industrial base and is studded with major, medium, small and micro enterprises. The industry and services contribute 91% of the Gross District Domestic Product.

Banking Profile

The banking network of the district consists of 44 Commercial Banks, one RRB (APGVB) and one DCCB (Visakhapatnam DCCB) with 576, 77 & 28 branches, respectively. Of the total branches of 681, 186 are rural branches, 84 semi-urban, 116 urban and 295 Metro. In addition, there are 98 Primary Agricultural Credit Societies affiliated to the DCCB. The total deposits and advances of CBs, RRBs & DCCB stood at `33961.65 crore and `23946.69 crores respectively, as on 31 March 2015. The same have grown at 22% and 8% respectively over the previous year. The CD ratio of all the banks put together stood at 71% as on 31 March 2015.

As against ACP 2014-15 target of `5376.96 crore under priority sector, the achievement as at the end of 31 March 2015 was `2503.11 crore ie., 47%. Achievement under agricultural sector was 71% and the agency-wise achievement was 61%, 21% and 18% by the SCBs, RRB and DCCB respectively.

PLP projection for 2016-17

NABARD, in the year 2012-13, had prepared Base PLP for five years co-terminus with the XII Five Year Plan (2012-17). The Base PLP projected a five year credit potential under priority sector covering Primary, Secondary and Tertiary sectors, with emphasis on the Primary sector. Taking into account the changes in the composition of priority sector brought in by the Reserve Bank of India, the composition of PLP has also been changed and presented under Farm Credit, Agriculture Infrastructure, Ancillary Activities, Micro, Small and Medium Enterprises (MSME), Export Credit, Education, credit for Housing, Renewable Energy, and others. The total credit potential for 2016-17 under priority sector for Visakhapatnam district is estimated at `10667 crore. A potential of `2963 crore has been estimated for agriculture credit (28%) followed by `2850 crore (27%) for MSME sector, `1774 crore for Housing (17%), `1500 crore (14%) for Export Credit, `653.50 crore (6%) for Education, `904.13 crore (8%) for others (including lending to SHGs), `14.64 crore for Social Infrastructure and `7.58 crore for Renewal Energy.


2

Sector wise credit potential and critical interventions

(a) Crop production: Short term credit for crop production plays important role in changing the face of economic scenario of the district. Supply of quality seeds, coverage of non-loanee farmers and financing tenant farmers through JLG/LCEC mode, implementation of revised KCC norms, seed replacement, strong extension system, utilization of extension officers exclusively for extension job, mechanization of agriculture through setting up custom hiring centers, etc., will enhance the credit flow under crop production. A credit potential of `1992.38 crore has been assessed for the activity for the year 2016-17.

(b) Water Resources: Revival of non-working LI schemes, Rejuvenation of existing MI tanks, energization of more number of pumpsets, encouraging solar irrigation pumpsets, and creation of awareness on conjunctive use of water, etc., are important steps for tapping the available potentials under the sector. A credit potential of `41.28 crore has been assessed for the activity for the year 2016-17.

(c) Farm Mechanization: In order to encourage mechanization in agriculture, more focus is to be on usage of farm implements, graders, cleaners, threshers, rotovators, pulvariser, conoweeders, drum seeder, translators and other implements. A credit potential of `105.72 crore has been assessed for the activity for the year 2016-17.

(d) Plantation and Horticulture: Horticulture is one of the thrust areas in the overall development of the Visakhapatnam district and sustainable development of Horticulture is aimed at by increasing area, productivity, by encouraging post-harvest management in Horticulture sector. Ample scope exists for expanding the cold storage capacity, quality planting material, processing units, grading packing and marketing facilities. Keeping in view the requirements of the sector, a credit potential of 79.15 crore (including Sericulture) has been assessed for 2016-17.

(e) Animal Husbandry: Activities having scope for tapping by adopting banking plan are dairy development and calf rearing. Creation of awareness among the rural populace on the importance of dairying as a livelihood activity will have large positive impact on the sector. The other intervention which will have impact on the sector is promotion of calf-rearing. An amount of `138.79 crore, `38.22 crore and `24.66 crore has been assessed for Dairy, Poultry and Sheep & Goat.

(f) Fisheries: Visakhapatnam stood first in marine fish production and fifth in terms of overall fish production in 2013-14. Financing of activities under marine fisheries, working capital for Marine fishing units, brackish water prawn culture, capacity building of fishermen are the critical interventions required to give fillip to the sector. A credit potential of `26.92 crore has been assessed for the activity.

(g) Agriculture infrastructure: Keeping in view the revision in the priority sector guidelines, a separate chapter ‘Agriculture Infrastructure’ has been introduced this year with projections for construction of storage facilities, land development & others. A credit potential of `16.79 crore, `34.78 crore and `18.37 crore has been assessed for these activities, respectively, for the year 2016-17.

(h) Ancillary activities: Keeping in view the revision in the priority sector guidelines, projections for Food and Agro processing and ‘Others’ have been estimated at `47.54 crore and `7.45 crore respectively for 2016-17.

(i) Micro, Small & Medium Enterprises (MSME): Keeping in view the conspicuous industrial and service sector scenario of the district which contribute 91% of the District GDP, credit potential of `2850 crore has been assessed for the activity for the year 2016-17. The credit potential has been increased over that in the base PLP keeping in view the increasing ground level credit flow to the sector and also the increasing industrialization in the district.

(j) Export Credit: For the first time, credit potential estimation for Export Credit is being made in the PLP keeping in view the RBI’s priority sector guidelines in terms of which a limit of `25 crore per borrower to units having turnover of upto `100


3

crore would be classified as priority sector. Taking into account the exports of fisheries sector which formed bulk of exports from the district, a credit potential of `1500 crore has been estimated under the sector.

(k) Education: Taking into account the priority sector guidelines and also the fact that Visakhapatnam is on the verge of becoming an educational hub with considerable number of educational institutions and the number of students, a credit potential of `653.50 crore has been estimated for the year 2016-17.

(l) Housing: A credit potential of `1773.52 crore has been estimated for housing for the year 2016-17 keeping in view the growing demand for housing in the district.

(m) Renewable energy: A credit potential of `7.57 crore has been estimated under Renewable energy for 2016-17. There is a need to create more awareness on the importance of renewable energy and developing suitable credit products to popularize activities like solar roof-top system, etc.

(n) Informal Credit Delivery System: In order to strengthen SHG movement in the district, the future roadmap may include identification of potential activities for setting up of Micro Enterprises and motivating members for taking up the activity, training and capacity building of identified SHG members who are availing higher doses of finance, identification of dormant groups and initiate steps for their revival, Training and capacity building of stakeholders including bank branches and other staff of banks, Strengthening supervisory and monitoring mechanism over SHGs at branch level, Strengthening recovery mechanism at branch/mandal level, etc. A credit potential of `1260.47 crore has been assessed for the activity for the year 2016-17, out of which an amount of `378 crore has been estimated for lending to SHGs for various agricultural purposes.

(o) Infrastructure Support: Infrastructure development is a necessary pre-condition for integrated rural development in the district. Rural Infrastructure Development Fund serves as a supplement to the efforts being made by State Governments in this direction. About 1407 infrastructure projects (excluding the ones which were

subsequently withdrawn) involving an RIDF loan of `731.49 crore have been sanctioned in the district. The critical infrastructure required for the district are installation of drip systems in additional area, strengthening of LI schemes, providing water supply for irrigation and drinking purpose in the agency area, setting up of primary and secondary processing for horticulture produce in the district, strengthening of horticulture nurseries, setting up of ripening chambers for mango, strengthening of veterinary institutions, infrastructure for fishing activity, etc. Considering the scope for institutional credit to support investment in social infrastructure, a credit potential of `14.64 crore has been estimated.

The distinct geographic divisions of the district offer ample scope for development of all the three sectors of the economy viz., Agriculture, Industry and Service. The agriculture, animal husbandry, horticulture and Fisheries sectors have good potential to contribute immensely to the development of the district. This could be made possible by some critical interventions viz., seed processing, millet processing, bringing more area under drip irrigation, strengthening of horticulture nurseries, setting of processing plants, institutional strengthening of veterinary institutions, supporting food processing industry, etc. Apart from the growth of ancillary industries to propel the industrial development, the district also offers good scope for development of service industry, if issues like ensuring uninterrupted power supply, availability of skilled manpower, etc. are addressed. The initiatives of the State Government under Primary Sector Mission and improvement in extension support would result in higher demand for credit.


4

Broad Sector wise PLP Projections - 2016-17

(` lakh)

Sl. No.

Particulars PLP Projections

2016-17

A Farm Credit

(i) Crop Production, Maintenance, Marketing 199,237.89

(ii) Term Loan for Agriculture and allied activities 84,587.24

Sub Total 283,825.13

B Agriculture Infrastructure 6,993.72

C Ancillary Activities 5,498.60

I Credit Potential for Agriculture (A+B+C) 296,317.45

II Micro, Small and Medium Enterprises 285,000.00

III Export Credit 150,000.00

IV Education 65,350.00

V Housing 177,352.00

VI Renewable Energy 757.75

VI Others 90,412.58

VIII Social Infrastructure involving bank credit 1,464.00

Total Priority Sector (I to VIII) 10,66,653.78

ST Production 19%

TL for Agri & Allied 4%

Agri Infra & Ancillary 1%

MSME 27%

Export Credit 14%

Education 6%

Housing 17%

Others 12%

PLP projections 2016-17


5

SUMMARY OF SECTOR/SUB-SECTOR WISE PLP PROJECTIONS - 2016-17

(`.lakh)

Sl. No.

Particulars PLP Projections

2016-17

I Credit Potential for Agriculture

A Farm Credit

(i) Crop Production, Maintenance, Marketing 199,237.89

(ii) Water Resources 4,128.00

(iii) Farm Mechanization 10,572.48

(iv) Plantation and Horticulture (including Sericulture) 7,915.46

(v) Forestry and Waste land Development 412.00

(vi) Animal Husbandry - Dairy 13,879.09

(vii) Animal Husbandry - Poultry 3,822.28

(viii) Animal Husbandry - Sheep, Goat, Piggery, etc 2,465.75

(ix) Fisheries (Marine, Inland, Brackish Water) 2,691.58

(x) Others - Bullock, Bullock cart, etc. 38,700.60

Sub Total 283,825.13

B Agriculture Infrastructure

(i) Construction of storage facilities (Warehouses, Market yards, Godowns, Silos, Cold Storage units/Cold storage chains) 1,678.75

(ii) Land Development, Soil conservation, Watershed development 3,477.60

(iii) Others (Tissue culture, Agri bio-technology, Seed production, Bio pesticides/fertilizers, Vermin Composting) 1,837.37

Sub Total 6,993.72

C Ancillary Activities

(i) Food and Agro Processing 4,753.60

(ii) Others ( Loans to Cooperative Societies of farmers for disposing of their produce, Agri clinics/Agri Business Centres, Loans to PACS/FSS/LAMPS, loans to mFIs for on-lending) 745.00

Sub Total 5,498.60

Total Agriculture 29,6317.45

II

(i) MSME - Working Capital 108,000.00

(ii) MSME - Investment Credit 177,000.00

Total MSME 285,000.00

III Export Credit 150,000.00

IV Education 65,350.00

V Housing 177,352.00

VI Renewable Energy 757.75 VII Others (Loans to SHGs/JLGs, loans to distressed persons to prepay non-

institutional lenders, PMJDY, etc.) 90,412.58

VIII Social Infrastructure involving Bank credit 1,464.00

Total Priority Sector 10,66,653.78

Major Crops/ Activities Production (in Million MTs.)

Paddy

0.29

Meat

0.34

Coconut

130.5 Mil no. nuts

Sugarcane

2.11

Fruits

0.15

Vegetables

0.12

Total Geographic Area : 11161 sq km

Coastline : 132 km

Gross Cropped Area : 369332 Ha

River : Thandava, Varaha

Sea Port : Visakhapatnam &

Gangavaram

% area under agri & allied: 62.24%

At a Glance

Agricultural / Sugarcane Research Stations, Anakapalle

Horticultural Research Station, Chintapalli

KVK: Yelamanchili


7

District -

11161

4

43

3293

925

1116100 Normal 2011-12 2012-13 2013-14

441166 1202.02 1303.4 1303.4 1269.4

130405 101.38 101.38 67.38

2758 Balance

33328 560

10163

78522

43055 Nos. % to Total Ha. % to Total

286925 360844 76 136908 34

369332 68929 15 95438 24

82407 44965 9 167737 42

129 474738 100 400083 100

475 Total Male Female Rural Urban

430 4292 2140 2152 2256 2036

578 330 163 167 235 56

55 619 303 316 498 60

31 2872 1596 1277 1401 601

934 1322 793 529 925 397

1097

579

322

3108 4874 93

3108 90 29

685 6 3119

186

1944 496 N.A.

90 33166 33778

3105 206 164

3012 55 3

3303 9

233461 79 481

111884 398853 1

111884

66468 314 6

28052 8058 78

37730 82 411

26250 11610 10

158500 15288 33500

No of units Cap.[MT]

440 Area (Ha) Prod. (MT) Area (Ha) Prod. (MT)

4 545018 105396 184656 105428 298256 2829

7236 17123 7191 16439 2286

23094 19742 21121 18101 857

12290 6582 9627 12968 1347

28676 25645 26871 15503 577

175 19772 282889 16923 8886 525

37603 210786 37532 2099690 55944

3

Category of animal Total Male Female 297 13

Cattle - Cross bred 154 83 71 1 974

Cattle - Indigenous 341 129 112 166 130

Buffaloes 306 156 150 1 3

Sheep - Cross bred 1 38

Sheep - Indigenous 253 94 1

Goat 324 4 6

Pig - Cross bred

Pig - Indigenous 8 Fish 11500 67

Horse/Donkey/Camel 2 Egg 7800 197.0

Poultry - Cross bred 5715 Milk 518 316

Poultry - Indigenous 1769 Meat 34000 0.02Production [MT] Per cap avail. [kg/day]

Sources (if not mentioned against the

respective item):

Item Nos. 1, 6, 7, 9 & 10 - Census 2001; Item Nos. 2, 3, 5, 12, 13 & 14 - Dept. of Agr/Dir. of Eco. & Stat.; Item No. 4 - Dept. of Agr./Water Resources; Item No. 8 - BPL

Survey 2002; Item No. 15 - District Ind Centre/Dir. of Eco. & Stat.; Item No. 16 - DACNET; Item No. 17 - AH Census 2003; Item Nos. 18 & 19 - Dir. of Animal Hus./Dir.

of Eco. & Stat.

Improved Fodder Farms [Nos] Slaughter houses [Nos]

19. MILK, FISH, EGG PRODUCTION & THEIR PER CAPITA AVAILABILITY

Production [MT] Per cap avail. [gm/day]

Production [Lakh Nos] Per cap avail. [nos/p.a.]

Production ['000 MT] Per cap avail. [gm/day]

Disease Diagnostic Centres [Nos]Milk Collection Centres

[Nos]Artificial Insemination Centers [Nos] Fishermen Societies [Nos]

Animal Breeding Farms [Nos] Fish seed farms [Nos]

Animal Husbandry Tng Centres [Nos] Fish Markets [Nos]

Dairy Cooperative Societies [Nos] Poultry hatcheries [Nos]

Milk (Chilling/Cooling/Processing) Oilseeds

Meat (Chicken/Motton/Pork/Dryfish) Sugarcane

Animal feed (Cattle/Poultry/Fishmeal) Production of Cotton(lint), Jute, Mesta & Sanhemp are in Bales(177.8 kg per bale in India)

17. ANIMAL POPULATION AS PER CENSUS 2012 [in '000] 18. INFRASTRUCTURE FOR DEVELOPMENT OF ALLIED ACTIVITIES

Veterinary Hospitals/Dispensaries [Nos] Animal Markets [Nos]

Sugarcane (Gur/Khandsari/Sugar) Paddy

Fruit (Pulp/Juice/Fruit drink) Ragi

Spices (Masala Powders/Pastes) Minor Millets

Dry-fruit (Cashew/Almond/Raisins) Maize

Cotton (Ginnining/Spinning/Weaving) Pulses

Irrigation Potential Utilized (Gross Irrigated Area) Goods Transport Vehicle [Nos] Cold Store Capacity[MT]

15. AGRO-PROCESSING UNITS 16. AREA, PRODUCTION & YIELD OF MAJOR CROPS

Type of Processing ActivityCrop

2013-14 2014-15 Avg. Yield

[Kg/Ha]Food (Rice/Flour/Dal/Oil/Tea/Coffee)

Area irrigated by Wells Length of Pucca Road [Km] Godown [Nos]

Area irrigated by Tanks Length of Railway Line [Km] Godown Capacity[MT]

Area irrigated by Other Sources Public Transport Vehicle [Nos] Cold Storage [Nos]

Total Area Available for Irrigation (NIA + Fallow) Power Tillers [Nos] Farmers' Clubs [Nos]

Irrigation Potential Created Threshers/Cutters [Nos]Krishi Vigyan

Kendras[Nos]Net Irrigated Area(Total area irrigated at least once) 14. INFRASTRUCTURE FOR STORAGE, TRANSPORT & MARKETING

Area irrigated by Canals / Channels Rural/Urban Mandi/Haat [Nos] Wholesale Market [Nos]

Villages having Potable Water Supply Certified Seeds Supplied [MT] Agro Service Centres [Nos]

Villages connected with Paved Approach Roads Pesticides Consumed [MT] Soil Testing Centres [Nos]

13. IRRIGATION COVERAGE [Ha] Agriculture Tractors [Nos] Plantation nurseries [Nos]

(Villages having Post Offices-NA) No of Pos Primary Health Sub-Centres Hospital Beds

(Villages having Banking Facilities-NA) No of rural brs 12. INFRASTRUCTURE & SUPPORT SERVICES FOR AGRICULTURE

Villages having Primary Schools Fertiliser/Seed/Pesticide Outlets [Nos] Agriculture Pumpsets[Nos]

Villages having Primary Health Centres Total N/P/K Consumption [MT] Pumpsets Energised [Nos]

BPL Households Having access to banking services Having radio/tv sets

10. VILLAGE-LEVEL INFRASTRUCTURE [Nos] 11. INFRASTRUCTURE RELATING TO HEALTH & SANITATION [Nos]

Villages Electrified Anganwadis Dispensaries

Villages having Agriculture Power Supply Primary Health Centres Hospitals

Other workers BPL

8. HOUSEHOLDS [in '000] 9. HOUSEHOLD AMENITIES [Nos. in '000 Households] - NA

Total Households Having brick/stone/concrete houses Having electricity supply

Rural Households Having source of drinking water Having independent toilets

Cultivators Category

Of the above, Small/Marginal Farmers Population

Agricultural Labourers Scheduled Caste

Workers engaged in Household Industries Scheduled Tribe

Workers engaged in Allied Agro-activities Literate

Net Sown Area <= 1 Ha

Total or Gross Cropped Area >1 to <=2 Ha

Area Cultivated More than Once >2 Ha

Cropping Inensity [GCA/NSA] Total

6. WORKERS PROFILE [in '000] 7. DEMOGRAPHIC PROFILE [in '000]

Net annual draft

Land under Miscellaneous Tree Crops 732 172

Cultivable Wasteland 5. DISTRIBUTION OF LAND HOLDING

Current FallowClassification of Holding

Holding Area

Other Fallow

Total Area Reported

Rainfall [in mm]Actual

Forest Land

Area Not Available for Cultivation Variation from Normal

Permanent Pasture and Grazing Land Availability of Ground

Water MCM

Net annual recharge

No. of Blocks Climate Warm, Humid in coastal plains, very cool in hills

No. of Villages (Inhabited)Soil Type Red loamy 70%, Sandy loamy 20%, Black alluvial 10%

No. of Panchayats

3. LAND UTILISATION [Ha] 4. RAINFALL & GROUND WATER

District Profile

VISAKHAPATNAM State - ANDHRA PRADESH

1. PHYSICAL & ADMINISTRATIVE FEATURES 2. SOIL & CLIMATE

Total Geographical Area (Sq.km)Agro-climatic Zone 2nd and 7th category.

No. of Sub Divisions


9

District - State -

Total Rural Semi-urban Urban mFIs/mFOs SHGs/JLGs BCs/BFs Villages Households

Commercial Banks 44 576 116 80 380 - 34337 161 6 2

Regional Rural Bank 1 77 56 4 17 - 12617 205 43 14

District Central Coop. Bank 1 28 14 14 - 411 118 39

Coop. Agr. & Rural Dev. Bank - - - - - - - - - -

Primary Agr. Coop. Society 98 - - - - - - - - -

Others - - - - - -

All Agencies 144 681 186 84 411 47365 366 5 2

31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%) 31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%)

Commercial Banks 4676637 4385149 12538477 186 93 250737200 267035991 326096636 22 96

Regional Rural Bank 395436 502888 722381 44 5 5557800 7337900 9190583 25 3

Cooperative Banks 191746 218091 225179 3 2 3009800 3606409 4329300 20 1

Others - - - - - - - - - -

All Agencies 5263819 5106128 13486037 164 100 259304800 277980300 339616519 22 100

31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%) 31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%)


Regional Rural Bank 77315 78251 76453 -2 4 5067900 5732700 6539036 14 3

Cooperative Banks 140786 152023 138917 -9 7 3824500 4398535 4001205 -9 2

Others - - - - - - -

All Agencies 953974 871048 1868632 115 100 199158400 222539443 239466912 8 100

31-Mar-13 31-Mar-14 31-Mar-15 Deposit Credit Deposit Credit

Commercial Banks 76 80 70

Regional Rural Bank 91 78 71 219493 38750 545

Cooperative Banks 127 122 92

Others - - - - - - -

All Agencies 77 80 71 111059 971 192088

Commercial Banks 91891999 40 37652893 41 11022316 4.81 22400 0.0 10249284 4.48

Regional Rural Bank 5181177 79 5181177 100 16100 0.25 -

Cooperative Banks 2601127 65 2348164 90 1984 0.05 - 15716 0.39

Others

All Agencies 99674303 42 45182234 45 11040400 4.61 22400 0.0 10265000 4.29


Regional Rural Bank 2468700 2386300 97 2960000 4190000 142 3283700 2466600 75 104

Cooperative Banks 2438500 2847800 117 2290000 1770000 77 2629600 2190200 83 92

Others 400000 381000 95 480000 380000 79 571200 350000 61 79

All Agencies 41608500 40176500 97 50200000 37170000 74 53770000 25031100 47 72

Crop Loan 6671400 11770600 176 8001000 16630000 208 9600000 7904000 82 156

Term Loan (Agr) 5399900 6604400 122 6127800 3350000 55 6930000 3828700 55 77

Total Agri. Credit 12071300 18375000 152 14128800 19980000 141 16530000 11732700 71 122

Non-Farm Sector 5120100 8011400 156 6167900 8080000 131 7340000 7907400 108 132

Other Priority Sector 24417100 13790100 56 29904500 9110000 30 29900000 5391000 18 35

Total Priority Sector 41608500 40176500 97 50201200 37170000 74 53770000 25031100 47 72

Commercial Banks 7122644 4801927 67 8547173 5726606 67 - - - -

Regional Rural Bank 2136195 1272651 60 2499348 1524602 61 - - - -

Cooperative Banks 1366841 740212 54 1653878 1141175 69 3388316 2746486 81 -

Others - - - - - - - - - -

All Agencies 10625680 6814790 64 12700399 8392383 66 - - - -

Sources : Lead Bank - Comprehensive SLBC Return

Demand

[Rs. '000]

Recovery

[Rs. '000]

Recovery

[%]

Demand

[Rs. '000]

Recovery

[Rs. '000]

Recovery

[%]

9. RECOVERY POSITION

Agency

2009-10 2010-11 2011-12 Average

Rec. [%] in

last 3 years

Demand

[Rs. '000]

Recovery [Rs.

'000]

Recovery

[%]

8. SECTOR-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS

Broad Sector

2012-13 2014-15 2015-16 Average

Ach[%] in

last 3 years

Target

[Rs.'000]

Ach'ment

[Rs. '000]

Ach'ment

[%]

Target

[Rs.'000]

Ach'ment

[Rs. '000]

Ach'ment

[%]

Target

[Rs.'000]

Ach'ment [Rs.

'000]

Ach'ment

[%]

% of Total

Loans

7. AGENCY-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS

Agency

2012-13 2013-14 2014-15 Average

Ach[%] in

last 3 years

Target

[Rs.'000]

Ach'ment

[Rs. '000]

Ach'ment

[%]

Target

[Rs.'000]

Ach'ment

[Rs. '000]

Ach'ment

[%]

Target

[Rs.'000]

Ach'ment [Rs.

'000]

Ach'ment

[%]

6. PERFORMANCE TO FULFILL NATIONAL GOALS (As on 31/03/2015)

Agency

Priority Sector Loans Loans to Agr. Sector Loans to Weaker Sections Loans under DRI Scheme Loans to Women

Amount

[Rs.'000]

% of Total

Loans

Amount

[Rs.'000]

% of Total

PS Loans

Amount

[Rs.'000]

% of Total

Loans

Amount

[Rs.'000]

% of Total

Loans

Amount

[Rs.'000]

Regional Rural Bank

Cooperative Banks

Others

All Agencies

AgencyCD Ratio

AgencyDuring 2014-15 Cumulative

AgencyNo. of accounts Amount of Loan [Rs.'000]

4. CD-RATIO 5. PERFORMANCE UNDER FINANCIAL INCLUSION (No. of A/cs)

2. DEPOSITS OUTSTANDING

AgencyNo. of accounts Amount of Deposit [Rs.'000]

3. LOANS & ADVANCES OUTSTANDING

1. NETWORK & OUTREACH (As on 31/03/2015)

AgencyNo. of

Banks/Soc.

No. of Branches No. of non-formal agencies assoiated Per Branch Outreach

Banking Profile

VISAKHAPATNAM ANDHRAPRADESH Lead Bank - STATE BANK OF INDIA

executive summary...plp 2016-17 visakhapatnam 4 broad sector wise plp projections - 2016-17 (` lakh)...

Documents