© Escali Financial Systems AS www.escali.no

Escali Financial Systems AS

© Escali Financial Systems AS www.escali.no

About us

Escali is a software company which develops:

• Portfolio Management Systems

• Supervisory Reporting Systems for the insurance sector

• Risk Management Systems

• All-in-one Financial Solutions

© Escali Financial Systems AS www.escali.no

Company summary

The leading supplier of financial software in the Nordic Region– Approximately 130 installations in the region + UK + Cyprus

Offices in Oslo and Bergen

Cooperation and integrations with data providers:– Bloomberg

– Thomson Reuters

– Infront

– Morningstar

– Nordic Bond Data

– Nordic Trustee

Established in 2002, with roots going back to 1996

© Escali Financial Systems AS www.escali.no

Our systems and services

Escali Supervision

Software solution for supervisory reporting within the insurance sector

– Import and validate data

– Generate solvency II QRT reports

– Create balance sheet and P&L statements

– Produce accounting notes

– Additional reports required by Finanstilsynet in Norway also supported

© Escali Financial Systems AS www.escali.no

Insurance system

Accounting system

Portfolio system

Manual input

Flexible integration with current systems

Investments

Derivatives

Accounting

Off balance sheet

Insurance activity

Technical Provisions

Reinsurance

SCR data

Cashflow data

Claims history

SII Validation

Consistency

Solvency II

Accounts

Notes

FORT

Database

© Escali Financial Systems AS www.escali.no

Our systems and services

Escali Financials

Software solution for administration and management of financial instruments

Module based system:o Cash / Liquidityo Debto Lending / Intercompanyo Interest derivativeso FX derivativeso Stocks & Fundso Bondso Other derivatives

© Escali Financial Systems AS www.escali.no

A software solution for administration and

management of financial instruments

Treasury Management

What is Escali Financials?

Liquidity Management Cash ManagementPortfolio Management

© Escali Financial Systems AS www.escali.no

Our systems and services

Escali Risk ManagerSoftware solution for analysis and reporting of financial risks.

– Strategy and mandate monitoring

– Benchmarking incl. Composite benchmarks

– Allocation Analysis

– Performance measurement

– Attribution analysis

– Calculation of risk (covariance, standard deviation, beta, alpha, Sharpe ratio, tracking error)

© Escali Financial Systems AS www.escali.no

Our systems and services

Escali Data ManagerSoftware solution for automatic import and export of bank accounts, balances, market quotes, master data, accounts receivables / payables and transactions

Related services– Project Management

– Installation and setup

– Workshops / Training

– Customisation

– Data import

© Escali Financial Systems AS www.escali.no

Insurancesystem

Investment data

Fund look-through

Market data

Transactions

Insurance Liabilities

Stresstest (SCR) data

Insurance activities

Reinsurance

Claims history

Accounting system

Reporting

Data wharehouse

Regulations

Data validation

Stresstesting

Account reports

Management reporting

Notes

FORT reports

Solvency II reports

Off balance

Workflow with Escali Systems

/portfoliosystem

© Escali Financial Systems AS www.escali.no

Clients

ASSET MANAGEMENT AND ACCOUNTING Landkreditt forvaltning (Oslo)

Mertoun Capital (Oslo)

Gabler (Oslo / Bergen)

Holmen fondsforvaltning (Oslo)

ETG Management (Bergen)

Amesto Accounthouse (Oslo)

Horisont kapitalforvaltning (Oslo)

PENSIONS AND INSURANCE

Akershus interkommunale pensjonskasse (Oslo)

Bergen kommunale pensjonskasse (Bergen)

Gabler (Oslo / Bergen)

Trondheim kommunale pensjonskasse (Trondheim)

Sparebank 1 SMN pensjonskasse (Trondheim)

Boligbyggelagenes forsikringsselskap (Oslo)

OBOS Skadeforsikring (Oslo)

Møretrygd (Ålesund

Havtrygd (Bergen)

Norwegian Hull Club (Bergen)

Den Norske Krigsforsikring for Skib (Oslo)

Det Norske Veritas pensjonskasse (Bærum)

Oslo pensjonsforsikring (Oslo)

Oslo Forsikring (Oslo)

NEMI Forsikring (Oslo)

Nordlys forsikring (Bodø)

Bud og Hustad forsikring (Molde)

Tromstrygd (Tromsø)

INVESTMENT COMPANIES

Home Capital (Oslo)

Toluma Regnskap (Oslo)

Caiano (Haugesund)

UMOE (Bærum)

Geveran Trading (London)

Magni Partners (London)

Ferncliff / Tycoon Industrier (Oslo)

Midelfart Invest (Oslo)

Rasmussengruppen (Kristiansand)

VJ Invest (Oslo)

Kistefos (Oslo)

Skeie Capital (Kristiansand)

H-Invest (Bergen)

Nistad Gruppen (Bergen)

AG Holding (Drammen)

Spencer Holding (Oslo)

Orakel (Oslo)

Eidesvik Invest (Bømlo)

Bjørgvin (Oslo)

Wimoh (Bergen)

© Escali Financial Systems AS www.escali.no

Clients

SHIPPING

Eidesvik (Bømlo) AWilhelmsen Management (Oslo) Seatankers Management (Larnaca / Kypros) Odfjell (Bergen) Knutsen OAS Shipping (Haugesund) Westfal-Larsen & Co (Bergen) Wilhelm Wilhelmsen (Oslo) Arne Blystad (Oslo) Klaveness Marine (Oslo) Grieg Shipping (Bergen) Ocean Yield (Oslo) Golden Ocean (Oslo)

Other

Aker ASA (Oslo) Odfjell Drilling (Bergen) Det Norske Veritas (Oslo) Grieg Seafood (Bergen) Eltek ASA (Drammen) Lerøy Seafood (Bergen) Norges Sildesalgslag (Bergen)

PROPERTY

Eiendomsspar / Victoria Eiendom (Oslo) OBOS (Oslo) Nistad Gruppen (Bergen) H-Invest (Bergen) Reitan Eiendom / EC Dahls Eiendom (Trondheim) Wallenstam (Gøteborg – Sverige) Heimstaden (Malmø – Sverige) Pandox (Stockholm – Sverige) Braathen Eiendom (Oslo) Søylen Eiendom (Oslo)

ENERGY

BKK (Bergen) Østfold Energi (Sarpsborg) Tafjord Kraft (Ålesund) TrønderEnergi (Trondheim) Lyse (Stavanger) Skagerak Energi (Porsgrunn) E-CO Energi (Oslo) Nord-Trøndelag Energi (Steinkjer) Energiselskapet Buskerud (Drammen) Agder Energi (Kristiansand)

BANK AND FINANCE

Santander Consumer Bank (Oslo Maritime & Merchant (Oslo) Eiendomskreditt (Bergen) Landkreditt (Oslo)

PUBLIC SECTOR

Bergen kommune

Bærum Kommune

Næring- og fiskeridepartementet

Stavanger kommune

Sør-Trøndelag fylkeskommune

Trondheim kommune

Ålesund kommune

Tromsø kommune

Aust-Agder fylkeskommune

Møre og Romsdal fylkeskommune

Finnmark Fylkeskommune

Akershus fylkeskommune