ERPAE n t R E P R E n E u R R E t i R E m E n t

P l A n o f A m E R i c A

Find out what every entrepreneur should know

before going into business for themselves.

It’s more than a funding

vehicle – it’s a long-term

success plan tailored for

the life of your business.

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YouR REtiREmEnt PlAn is wAY moRE vAluAblE thAn You REAlizE.

Many people don’t think about their retirement plan and starting a business or

franchise in the same sentence. But in the game of entrepreneurship – especially

this new age of later-life entrepreneurship – it would be a mistake not to think of

them together.

Why? Here are two reasons:

We’ll show you how to unleash the power of your 401k or IRA to self-fund

your business or franchise today, and help you maintain the retirement plan for

the life of your business or franchise so that you can focus on one thing:

GROWING YOUR BUSINESS OR FRANCHISE.

Overview The Right Start We’re Different Why it Matters Why Choose ERPA About Us

Your retirement plan – as it exists right now –

holds the key to your ability to start your new

business or franchise debt-free.

Reason 1

the ongoing management of your retirement

plan will dictate when (younger) and how

(wealthier) you’re able to retire.

Reason 2

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Overview The Right Start

whY go into dEbt if You don’t hAvE to?

To understand what makes ERPA so effective, you must first understand the

importance of being able to start your business debt-free.

The ability to use your retirement money to fund your business is called 401k

funding. The 401k funding process allows you to roll over some or all of the

money in an existing retirement account into a new plan that can then fund

a new or existing business – all tax- and penalty-free!

Once your new business is funded, you can

move forward without the constraints of debt

or interest from a traditional business loan.

we form a new corporation,

and in that new corporation

we form a new 401k profit

sharing plan.

Step 1

we then take the money in an

existing retirement account,

and roll over some or all of it

into the new 401k plan.

Step 2

the plan then invests money

in the new corporation, and

the corporation issues shares

of stock to the plan.

Step 3

that new corporation is now

cash-rich, debt-free and ready

to finalize the purchase of a

business or franchise.

Step 4

How 401k funding works

We’re Different Why it Matters Why Choose ERPA About Us

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We’re Different

The ability to fund your new business with retirement money is not

what makes our plan different. Once the new retirement account

has been formed and the funds are in place, the true advantages

of ERPA come into play.

ERPA offers entrepreneurs and their employees two things you

won’t find anywhere else:

• Investment platform: a professionally selected mix of mutual

funds and other investments

• Fiduciary services: professional custodians and trustees that

protect the assets

ERPA is the only plan on the market that includes fiduciary services

and an investment platform. This means with other providers’ plans,

the entrepreneur will have to go out and obtain their investments

from somewhere else.

With other providers’ plans, you can expect to fork over thousands

in additional costs each year for an outside investment platform.

ERPA is a turnkey, self-contained and professionally managed plan

– and it includes an investment platform with ongoing fiduciary

services!

Think of it this way: We don’t just give you the blueprints; we build

and maintain the house.

now, on to whAt mAkEs ouR PlAn diffEREnt.

Overview Why it Matters Why Choose ERPA About UsThe Right Start

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Why it Matters

whY doEs AnY of this mAttER to You?

In short, you do what you’re good at; we do what we’re good at.

With ERPA, you’ll only wear one hat – that of a business owner.

With other plans, you may find out that you have to wear the hat

as the plan trustee and the plan administrator – things you likely

know very little about.

View this as surgery on your financial future…you wouldn’t

perform your own surgery now would you?

most of the time, your business is at the

center of your family’s financial infrastructure,

providing the majority, if not all, of the income.

why expose yourself, your family, and your

business to unnecessary risk?

considER thE imPoRtAncE of comPliAncE.

With the ongoing plan management services provided by

ERPA, state and federal compliance is something you’ll never

have to worry about.

Other plans leave this sort of annual maintenance up to you,

exposing you and your business to the additional risks of

paying unnecessary taxes and the potential loss of

business value.

Overview Why Choose ERPA About UsThe Right Start We’re Different

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Why Choose ERPA

so, whY choosE ERPA?

Successful business ownership is not an event…it’s a journey.

With ERPA, we don’t just stand beside you; we stand in

front of you, continuously shielding you from the undesirable

events that can arise when you have to wear all three hats

of entrepreneur, trustee, and plan administrator.

We believe that successful planning is a matter of being

proactive. ERPA helps aspiring and existing entrepreneurs to

plan proactively instead of reactively suffering.

Bottom Line: ERPA minimizes your costs,

your compliance exposure, your expenses,

and your hassles.

Overview About UsThe Right Start We’re Different Why it Matters

how ERPA stAnds APARt

it’s

professionally

managed

it includes

fiduciary

services

it includes

an investment

platform

it includes

true plan

administration

we make

your business,

our business

About Us

About wAlkER businEss AdvisoRY sERvicEs

Walker Business Advisory Services is a business advisory firm that supports

entrepreneurs throughout the nation. Whether you’re an entrepreneur in the

process of starting, buying or selling a business, your business will benefit

significantly from our advisory services.

Our firm was initially established with the fundamental focus of advising

closely-held and small family owned and operated businesses.

With over 24 years of experience navigating small businesses through planning

and compliance, we passionately assist entrepreneurs as they traverse the

maze of complexities associated with owning and operating a business.

Our motto is that “No one plans to fail, they just simply fail to plan.”

If you’re looking for an all-encompassing

plan that will support you for the life of your

business, you owe it to yourself and your family

to explore ERPA.

contAct us todAY

Monty Walker, CPA, CGMA, CBI

mwalker@walkeradvisory.com

Phone: 940.322.5086

Fax: 940.322.5088

walkeradvisory.com

813 8th Street, Suite #550,

Wichita Falls, TX 76301-3318

“No one plans to fail, they just simply fail to plan.”

Overview The Right Start We’re Different Why it Matters Why Choose ERPA