entral depository company of pakistan · 2017. 2. 8. · mobile number portability: mobile number...

CENTRAL DEPOSITORY COMPANY OF PAKISTAN

“ONLINE TRANSACTIONS

FROM CDC WEB ACCESS PORTAL”

USER MANUAL

Document Short Name: UM_OLT

Version Number: 1.2

Prepared By: Application Development

Online Transactions; V1.2

DSS; User Manual – Online Transactions Page 2 of 62

Table of Contents 1.1 INTRODUCTION: 3 1.2 ACCESSING “ONLINE TRANSACTION” TAB 4 1.3 “ADDING BENEFICIARY” 5

1.3.1 INTRA ACCOUNT BENEFICIARY: 7 1.3.2 INTER PARTICIPANT BENEFICIARY: 16

1.4 “DELETING BENEFICIARY” 30 1.5 “PLACEMENT OF PORTFOLIO TRANSFER” 34 1.6 “VIEW PORTFOLIO TRANSFER”: 59 1.7 “GENERAL THEME”: 61

1.7.1 “PAGINATION” 61 1.7.2 “ENTRIES PER PAGE” 61 1.7.3 “SORTING OPTION” 61

1.8 “GLOSSARY AND ABBREVIATIONS” 62



1.1 INTRODUCTION:

1. CDC’s “Online Transactions” is a facilitation service extended to those IAS account holders

that wishes to carry out transaction pertaining to “Portfolio Transfer” including intra

Account and Inter Participant.

2. Pre-requisites for availing “Online Transactions”

a. IAS Account.

b. Subscription to CDS Web Access Service.

c. IAS account must have valid e-mail address and mobile number.



1.2 ACCESSING “ONLINE TRANSACTION” TAB 1. The Online Transaction subscriber accesses the CDC’s web access portal through

www.cdcaccess.com.pk.

2. User enters the login Id on the home page of the portal and on successfully login lands on

“Portfolio Summary” page.

3. “Online Transactions” tab shall appear for those logged-in Web Access users who have

subscribed for “Online Transactions”.

4. Icons for following feature set shall be available under “Online Transactions” tab:

a. Manage Beneficiary

b. Manage Portfolio Transfer

Figure -1.1: Accessing “Online Transactions” tab

5. The session shall expire if the Web Access screen remains idle for 10 minutes.

http://www.cdcaccess.com.pk/



1.3 “ADDING BENEFICIARY”

Figure -1.2: “Manage Beneficiary”

1. For adding “Beneficiary”, access the “Manage Beneficiary” page through:

a. Online Transaction Tab, or

b. Icon for “Manage Beneficiary”

2. Initially, there are no records on the data grid.

3. Click the “Add Beneficiary” button.

a. System is redirected to “Add Beneficiary” page.



Figure -1.3: “Add Beneficiary” Screen

4. On “Add Beneficiary” screen, user will be provided following two options to select the

Beneficiary Type:

a. Intra Account Beneficiary

b. Inter Participant Beneficiary

Reason Code :

Reason Code determines how a particular transaction shall be handled by the system.

For example, system will verify that:

1- Same number of Joints holders should exist with “From” and “To” accounts.

2- All UINs of “From Account” must have matching UINs for “To Account”.



1.3.1 INTRA ACCOUNT BENEFICIARY:

1. Selecting Beneficiary Type Intra Account Beneficiary option on “Add beneficiary” screen

Figure -1.3.1: “Add Beneficiary (Intra Account Beneficiary)” Screen

a. Reason Code field displays the code is in disabled mode e.g. A052,

b. Participant ID field displays the IAS participant ID in disabled mode

2. On entering of Beneficiary Account Number in “Account Number” field,

a. On entering of Beneficiary Account Number, system will verify the UINs associated

with the “From” (Principal) IAS Account with the UINs of “To” (Target) Beneficiary

Account

i. system will verify both accounts (From/To) as per the mechanism of

mentioned reason code,

b. Account Title is shown adjacent to the field after successful verification.

3. System would not allow accounts with Closed or Blocked statuses.

4. User clicks the “Submit” button on “Add Beneficiary” page



5. System validates for following scenarios:

a. If Invalid Account Number is entered in the field or Account Number is not verified as per the mechanism of Reason Code, system displays error message:

Figure -1.3.1.1:“Add Beneficiary (Intra Account Beneficiary)” Screen



b. If Account Number is missing in the field, then system displays error message:




c. If Beneficiary already exists in profile, then system displays error message:


d. If all validations are passed successfully then system generates One Time Password “OTP”.

Added Beneficiary is closed at CDS End:

If an already added beneficiary is closed at CDS end then this Beneficiary is not automatically deleted from “Manage Beneficiary” screen, however it would no longer be available at Add Portfolio Transfer Screen and hence could not be used for placing transaction against it.

6. User is redirected to “Confirm Beneficiary” page for further processing



Transmission of OTP:

a) The system generated One Time Password (OTP) shall be transmitted to investor in two different parts and via two different channels.

1. One portion (SMS PIN) of OTP is transmitted to the investor through SMS.

i. The SMS message shall be send on the mobile number that the investor has registered at CDS.

2. Other portion (email PIN) of OTP is transmitted to investor through email.

i. The email shall be sent on the email address that the investor has registered at CDS.

b) Both parts jointly form the OTP and must be entered in their respective field on “Confirm Beneficiary” screen.

Figure -1.3.2: “Confirm Beneficiary” (Intra Account Beneficiary) Screen

7. The screen is part of Manage Beneficiary functionality and imposes security measure prior

to confirming adding Beneficiary.

8. On “Confirm Beneficiary” page:



a. Beneficiary Type as selected on “Add Beneficiary” page is displayed in disable mode.

b. Reason Code value as were populated on “Add Beneficiary” page appear in their

respective fields in disabled mode.

c. Participant ID were populated on “Add Beneficiary” page appear in their field in

disabled mode (Intra Account Beneficiary) and Participant ID as selected on “Add

Beneficiary” page is displayed in disable mode along with Participant ID Name(Inter

Participant Beneficiary).

d. Account Number is entered on “Add Beneficiary” page is displayed in disabled mode

along with Account Title.

e. Input the SMS PIN that is received through SMS message on mobile.

f. Input the email PIN that is received on investor’s email address.

Resend Button Operation

a. On executing the “Resend” function, system re-sends the last generated OTP (SMS PIN and Email PIN) to investor through respective medium (SMS and Email).

i. Purpose: In case if either or both PINs are not received, user may request resending of last generated SMS & Email PINs through “Resend” option.

b. The resend option works only once for a generated “OTP”.

c. On execution of resend option, the “Resend” button becomes disabled thus restricting further transmission of the previously generated (SMS PIN and Email PIN).

d. If (SMS PIN and/or Email PIN) still not received then user must r execute the Add Beneficiary again.

Mobile Number Portability:

Mobile Number Portability is not supported. SMS PIN shall not be transmitted to Mobile numbers that are ported to other Networks.

9. User clicks the “Confirm” button.




a. Both SMS and Email PINs are entered in their respective field:

i. If “No”, system displays message:

Figure -1.3.2.1: “Confirm Beneficiary” (Intra Account Beneficiary) Screen



b. “Correct” SMS and Email PINs are entered in respective field:

i. If “No”, or

ii. SMS and Emails PINs has been expired then system displays following error message:

Figure -1.3.2.2: “Confirm Beneficiary” (Intra Account Beneficiary) Screen



iii. If “Yes”, system adds the Beneficiary successfully and displays following informatory message:

Figure -1.3.3: “Manage Beneficiary” (Intra Account Beneficiary) Screen

11. On successfully adding the Beneficiary:

a. System redirects the user to “Manage Beneficiary” page.

b. The added Beneficiary starts appear on the “Manage Beneficiary” page.

12. Unlimited number of beneficiaries could be added for an IAS Account.

Aborting the Confirmation Process of Adding Beneficiary

13. On pressing the “Cancel” button (in Fig: 1.3.2.2) then system aborts the Confirmation process and redirects the user to “Manage Beneficiary” page.



1.3.2 INTER PARTICIPANT BENEFICIARY:

Figure -1.4:“Add Beneficiary (Inter Participant Beneficiary)” Screen

a. Reason Code field displays the code is disabled mode e.g. P045,

b. Participant ID fields appears blank for mandatory input from user through “Participant ID” lookup

i. Click on icon associated with “Participant ID” field.

ii. System is redirected to “Participant ID” Lookup



Figure -1.4.1:“Participant ID (Inter Participant Beneficiary)” Lookup

1. From “Lookup” screen:

a. Participant ID whose status is either Closed or Suspended will not be shown in the lookup

b. Select a record through associated icon in “Select” column.

c. On selection, user is redirected to “Add Beneficiary” screen

d. If user selects his/her own Participant ID from Lookup as Beneficiary then system displays error message:



Figure -1.4.2:“Add Beneficiary (Inter Participant Beneficiary)” Screen

a. Selected record is populated on “Participant ID” field of “Add Beneficiary” screen.

b. After successful selection, system exits the lookup screen and redirects the user back to “Add Beneficiary” screen.

2. On “Add Beneficiary” page:

a. Selected Participant ID is displayed in disabled mode, and

b. Corresponding “Participant Name” is shown adjacent to the field (in case of Inter Participant Beneficiary type only).



Figure -1.4.2.1:“Add Beneficiary – Selected Participant populated

(Inter Participant Beneficiary)” Screen

3. On entering of Beneficiary Account Number in “Account Number” field,

a. On entering of Beneficiary Account Number, system will verify the UINs associated

with the “From” (Principal) IAS Account with the UINs of “To” (Target) Beneficiary

Account.

i. system will verify both accounts (From/To) as per the mechanism of

mentioned reason code,

b. Account Title is shown adjacent to the field after successful verification.

4. System would not allow accounts with Closed or Blocked statuses.

5. User clicks the “Submit” button on “Add Beneficiary” page




a. If Invalid Account Number is entered in the field or Account Number is not verified as per the mechanism of Reason Code, system displays error message:

Figure -1.4.2.2:“Add Beneficiary (Inter Participant Beneficiary)” Screen



b. If Account Number is missing in the field in both Beneficiary Types, then system displays error message:




c. If Participant ID and Account Number are missing in the field in Inter Participant Beneficiary, then system displays error message:




d. If Beneficiary already exists in profile, then system displays error message:


e. If above validations are passed successfully then system generates One Time Password “OTP”.

7. User is redirected to “Confirm Beneficiary” page for further processing

Transmission of OTP:

a) The system generated One Time Password (OTP) shall be transmitted to investor in two different parts and via two different channels.

1. One portion (SMS PIN) of OTP is transmitted to the investor through SMS.

i. The SMS message shall be send on the mobile number that the investor has registered at CDS.

2. Other portion (email PIN) of OTP is transmitted to investor through email.

i. The email shall be sent on the email address that the investor has registered at CDS.

b) Both parts jointly form the OTP and must be entered in their respective field on “Confirm Beneficiary” screen.



Figure -1.4.3:“Confirm Beneficiary (Inter Participant Beneficiary)” Screen

8. The screen is part of Manage Beneficiary functionality and imposes security measure prior

to confirming adding Beneficiary.

9. On “Confirm Beneficiary” page:

a. Beneficiary Type as selected on “Add Beneficiary” page is displayed in disable mode.

b. Reason Code value as were populated on “Add Beneficiary” page appear in their

respective fields in disabled mode.

c. Participant ID were populated on “Add Beneficiary” page appear in their field in

disabled mode (Intra Account Beneficiary) and Participant ID as selected on “Add

Beneficiary” page is displayed in disable mode along with Participant ID Name(Inter

Participant Beneficiary).

d. Account Number is entered on “Add Beneficiary” page is displayed in disabled mode

along with Account Title.

e. Input the SMS PIN that is received through SMS message on mobile.

Input the email PIN that is received on investor’s email address.




a) On executing the “Resend” function, system re-sends the last generated OTP (SMS PIN and Email PIN) to investor through respective medium (SMS and Email).


b) The resend option works only once for a generated “OTP”.

c) On execution of resend option, the “Resend” button becomes disabled thus restricting further transmission of the previously generated (SMS PIN and Email PIN).

d) If (SMS PIN and/or Email PIN) still not received then user must execute the Add Beneficiary again.





10. User clicks the “Confirm” button.


a. Both SMS and Email PINs are entered in their respective field:

i. If “No”, system displays message:

Figure -1.4.3.1:“Confirm Beneficiary (Inter Participant Beneficiary)” Screen



b. “Correct” SMS and Email PINs are entered in respective field:

i. If “No”, system displays following error message:

Figure -1.4.3.2:“Confirm Beneficiary (Inter Participant Beneficiary)” Screen



ii. If “Yes”, system adds the Beneficiary successfully and displays following informatory message:

Figure -1.4.4:“Manage Beneficiary (Inter Participant Beneficiary)” Screen

12. On successfully adding the Beneficiary:

a. System redirects the user to “Manage Beneficiary” page.

b. The added Beneficiary starts appear on the “Manage Beneficiary” page.

13. Unlimited number of beneficiaries could be added for an IAS Account.

Aborting the Confirmation Process of Adding Beneficiary

14. On pressing the “Cancel” button (in Fig: 1.4.3.2) then system aborts the Confirmation process and redirects the user to “Manage Beneficiary” page.



1.4 “DELETING BENEFICIARY”

1. For deleting the “Beneficiary”, user clicks the “Delete Beneficiary” button on “Manage Beneficiary” page


a. User clicks the “Delete Beneficiary” button without selecting any record on the gird then system displays:

Figure -1.5:“Manage Beneficiary (Delete Beneficiary)” Screen

b. After pressing ‘OK’ button system remains on Manage Beneficiary screen.



c. Single, multiple or all entries in the data grid could be selected for deletion simultaneously then system displays confirmation message:

Figure -1.5.1:“Manage Beneficiary (Delete Beneficiary)” Screen

d. If “No” button is clicked then the Beneficiary shall not be deleted and the subject entry continue to appear on Manage Beneficiary screen. User remains on the “Manage Beneficiary” page.



e. If “Yes” button is clicked then the Beneficiary shall be deleted from the grid and following informatory message is shown:


f. After clicking ‘OK’ button, Deleted Beneficiary becomes invisible in data grid on “Manage Beneficiary” screen.



1.5 “PLACEMENT OF PORTFOLIO TRANSFER”

Figure -1.6: “Manage Portfolio Transfer” Screen

1. For placing “Portfolio Transfer”, the “Manage Portfolio Transfer” page is accessed through:

a. Online Transaction Tab, or

b. Icon for “Manage Portfolio Transfer”

2. Initially, there are no records on the data grid

3. Click the “Add Portfolio Transfer” Button:

a. System is redirected to “Add Portfolio Transfer” page.



Figure -1.7: “Add Portfolio Transfer” Screen

4. On “Add Portfolio Transfer” screen select the Beneficiary Participant ID through combo box.

a. By default, the combo box would display a blank value.

b. Only those Beneficiaries will be visible in the combo box which:

i. are already added by the client through the Add Beneficiary functionality, and

ii. their current CDS Additional status is Active at the time of opening of Add screen

c. Corresponding “Participant Name” is shown adjacent to the field.

Figure -1.7(a): “Add Portfolio Transfer (Beneficiary Participant ID)”



5. Select the “Beneficiary Account Number” by using combo box.

a. By default, a blank value will be shown in the combo box.

b. Only those Accounts will be visible in the combo box which:

i. are already added by the client through the Add Beneficiary functionality, and

c. “Account Title” is shown adjacent to the field.

Figure -1.7(b): “Add Portfolio Transfer (Beneficiary Account Number)”

d. “Reason Code” field displays the value in disabled mode after entering the

Beneficiary Participant ID and Account Number.

6. In Transaction Details Panel, select the “Security Symbol” by using lookup.

a. Click on icon associated with “Security Symbol” field (in Fig: 1.7).

i. System is redirected to “Security Symbol” Lookup



Figure -1.7.1:“Security Symbol (Add Portfolio Transfer)” Lookup

7. From “Lookup” screen:

a. Select a record through associated icon in “Select” column.

b. On selection, user is redirected to “Add Portfolio Transfer” screen



8. On “Add Portfolio Transfer” page:

a. Selected Security Symbol is displayed.

b. Corresponding “Security Symbol Name” is shown adjacent to the field.

Figure -1.7.1.1:“Security Balance (Add Portfolio Transfer)”



Available Balance:

1. Available balance field depicts the selected Security’s Available Balance in CDS. 2. Initially the label displays appears “0”.

Net Balance:

1. Net Balance = Available –Saved (balance) 2. Initially the label displays appears “0”. 3. On the basis of selection made for Security symbol, the field displays the Net balance

in the account. 4. Net Balance must be equal to or less than Available Balance.

Tariff Deducted:

1. Transaction Tariff is applicable on each transaction. 2. Tariff is computed and displayed after adding order in portfolio transfer. 3. Transaction Tariff = Volume x Security Price x Rate

9. Upon selection of a valid security symbol, the Available Balance and the Net Balance shows

the security balance of a particular security as available in CDS at the time of placement of

Instruction in disabled mode.

10. User enters the volume of shares in the “Transaction Volume” field that are required to be

transfer.

a. User is allowed to place Portfolio Transfer for quantities that can be fulfilled with available Net balance i.e. Portfolio Transfer could not be placed with quantity that exceeds the “Net Balance” available in the account.

11. The Remarks field is optional for Transaction.

Adding an order

12. User Clicks “Add Order” button then system performs validation checks:



a. System validates various conditions pertaining entry/selection of valid data and in case of invalid, missing value display appropriate message similar to mentioned below:

Figure -1.7.2: “Add Portfolio Transfer” Screen



b. Validation on Balance:

i. If entered “Transaction Volume” is more than “Net Balance” then system displays error message:

Figure -1.7.2.1: “Add Portfolio Transfer” Screen

1. On clicking the OK button, user remains on the “Add Portfolio Transfer” page.




c. After adding an order successfully, the value becomes disabled in both fields

under Transfer Details panel and the fields under Transaction Details become

blank or its initial like ‘0’.



d. Another order has been placed in a single portfolio with same security due to

which system displays error message:


e. Under Online Transaction, user will have the option to conduct Portfolio

Transfer in unlimited security symbols i.e. unlimited number of transactions

can be added in a single portfolio.



f. On successfully passing the validation, system adds a single or multiple orders

with different securities.


Deleting an Order

13. User clicks the “Delete Order” button on “Add Portfolio Transfer” page.




a. If no order is available in the grid or without selecting an order then system

displays an error message:




b. After selecting a single or multiple orders system deletes the orders successfully

and system redirects the user to “Add Portfolio Transfer” page:


Resetting a Portfolio Transfer

15. User clicks the “Reset” button and system performs the reset confirmation process:



a. System displays following confirmatory message:


i. On clicking “Yes” then all the fields under the screen shall be reset to their default values.

ii. On clicking “No” then reset shall not be executed and the user remains on “Add Portfolio Transfer” screen

Cancelling a Portfolio Transfer

16. User clicks the “Cancel” button then system executes the cancel confirmation process:



a. System displays following confirmatory message:


i. On clicking “Yes”, system discards the Portfolio Transfer and redirects the user to “Manage Portfolio Transfer” screen.

ii. On clicking “No”, aborts the discard request and remains on “Add Portfolio Transfer” page.

Submitting a Portfolio Transfer

17. User clicks the “Submit Portfolio Transfer” button on “Add Portfolio Transfer” page.




a. If no order is available in the grid or if none is selected and checkbox of Terms

and conditions is not selected(unchecked) then system displays an error

message:




b. If no order is available in the grid or without selecting an order but the checkbox

of Terms and conditions is selected then system displays an error message:




c. IAS accounts with “Overdue” status are not allowed to initiate Portfolio transfer

and displays error message:




d. IAS accounts with “Negative Cash Balance” are not allowed to initiate Portfolio

transfer and displays error message:




e. Portfolio Transfer Status is marked as “Unsuccessful” for IAS accounts with

“Active –F” status. The record shall appear as displayed in the following figure:


f. On successful validation, system generates One Time Password “OTP”

i. The system generated One Time Password (OTP) shall be

transmitted to investor in the form of SMS PIN and/or Email PIN.

a) SMS PIN:

a. OTP is transmitted to the investor through SMS.

b. The SMS message shall be send on the mobile

number that the investor has registered at CDS.

b) Email PIN:

a. OTP is transmitted to investor through email.

b. The email shall be sending on the email address

that the investor has registered at CDS.

ii. OTP is same in both parts (SMS and Email)



Figure -1.7.3: “Confirm Portfolio Transfer” Screen

a. If user enters Invalid SMS/Email PIN, or



b. SMS/Email PIN has been expired then system displays error message:

Figure -1.7.3.1: “Confirm Portfolio Transfer” Screen

c. After entering a valid SMS/Email PIN in which SMS PIN is received through SMS message on mobile/Email PIN is received on email address, system successfully adds the Portfolio Transfer and redirects the user to “Manage Portfolio Transfer” page with confirmation message:


a) On executing the “Resend” function, system re-sends the last generated OTP (SMS PIN and Email PIN) to investor through respective medium (SMS and Email).


b) The resend option works only once for a generated “OTP”.

c) On execution of resend option, the “Resend” button becomes disabled thus restricting further transmission of the previously generated (SMS PIN and Email PIN).

d) If (SMS PIN and Email PIN) not received again then user must have to regenerate/redo the Portfolio Transfer transaction.



Figure -1.7.3.2: “Manage Portfolio Transfer” Screen

d. After clicking ‘OK’ button, Added Portfolio Transfer becomes visible in data grid on “Manage Portfolio Transfer” Screen.



Figure -1.7.3.3: “Manage Portfolio Transfer” Screen

e. Transactions that are confirmed after the execution of DTS for the day shall appear on “Manage Portfolio Transfer” screen with “Pending” status.

f. All such transaction shall be processed on the next working day with latest security price i.e. Security Price as available of the day of processing shall be applicable.



1.6 “VIEW PORTFOLIO TRANSFER”:

1. User Clicks “View Portfolio Transfer” button on “Manage Portfolio Transfer” page then

system performs validation checks:

a. If user clicks the button without selecting a record or after selecting multiple records through associated checkboxes then system displays message:

Figure -1.7.4: “Manage Portfolio Transfer (View Portfolio Transfer)” Screen



b. On successfully passing the validation, system redirects the user to “View Portfolio Transfer” page.

Figure -1.7.4.1: “View Portfolio Transfer” Screen

c. After clicking “OK” button system redirects the user to “Manage Portfolio Transfer” page.



1.7 “GENERAL THEME”:

1.7.1 “PAGINATION”

1. Standard pagination option shall be on the various pages for browsing through different pages of the record.

a. For viewing the “First page” user may click the following image.

b. For viewing the “Previous page” user may click the following image.

c. For viewing the “Next page” user may click the following image.

d. For viewing the “Last page” user may click the following image.

1.7.2 “ENTRIES PER PAGE”

1. Number of records to be displayed on the data grid portion of the screen at one time could be set through combo located on screen.

2. By default number of records to be display on a screen is set as “5”.

1.7.3 “SORTING OPTION”

1. Sorting option is available on various data gird sections and lookup windows. Through this option user can easily sort out the records in ascending and descending order. For Example, Sort by ID, Sort by Name, Sort by Status, etc.



1.8 “GLOSSARY AND ABBREVIATIONS”

Term Explanation

CDC Central Depository Company

CDS Central Depository System

IAS Investor Account Service

OT Online Transaction

OTP One Time Password

entral depository company of pakistan · 2017. 2. 8. · mobile number portability: mobile number...

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