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Member banking is better banking®

*Annual Percentage Rate (APR) is a variable rate. Credit card approval depends on creditworthiness and other qualifications. Minimum APR is 5.99%, maximum APR is 12.99%. Rates, terms, and conditions are subject to change without notice. All loans are subject to approval. Business accounts are not eligible.

*Annual Percentage Rate (APR) accurate as of 5/12/2020, applies to minimum line amount of $5,000, is subject to change without notice, and applies to a loan-to-value (LTV) ratio of 80% for primary residence. Rates vary depending upon amount financed, credit score, lien position, and collateral. Minimum APR is 2.99%, maximum APR is 18%. Best available rate is prime minus 0.51%, unless rate falls below the minimum APR. Rates reflect a 0.25% discount for loan payment via automatic funds transfer from a TruMark Financial checking account. Otherwise, APR is 0.25% higher. Property and/or flood insurance is required. APR is variable based on the highest Prime Rate published in The Wall Street Journal and is adjusted on a monthly basis. As of 3/15/2020 the Prime Rate was 3.25%. All loans/ lines of credit are subject to approval and collateral evaluation. $100 processing fee will apply. Fees and charges may apply. Additional restrictions, limitations, and exclusions may apply. You may elect to “lock in” or convert a portion of your variable-rate outstanding balance to a fixed APR over a set term. You may select the term of your lock feature from terms provided to you at the time you exercise this option. Offered rate will be based upon borrower’s creditworthiness and term selected. The minimum amount that may be locked in is $5,000. The minimum term of the lock feature is five years and the maximum term of the lock feature is 20 years. Please call TruMark Financial at 1-877-TRUMARK for further details. NMLS 404938

• Lock/unlock a lost or stolen card via online or mobile app

• Access your FICO® Score for free

• 28-day grace period

• And more

1. Compare. Build a new car based on your preferences or search the inventory of thousands of used cars. See and compare dealer-guaranteed prices and what others paid.

2. Connect. Select a dealer and print your TrueCar Savings Certificate before you go to the dealership.

3. Get pre-approved. Apply for a TruMark Financial new or used auto loan before you visit the dealer.

• No annual or inactivity fees

• Borrow up to 90% of your home’s value

• Visa Equity Access Card for fast access to funds

• 20 free checks with the ability to order more

• Interest may be tax-deductible (consult your tax advisor)

Apply todayVisit trumarkonline.org/creditcards, a local branch, or call 1-877-TRUMARK

Apply todayVisit trumarkonline.org/heloc, a local branch, or call 1-877-TRUMARK

*Use your TruMark Financial Visa debit card for signature-based and/or PIN-based (i.e., credit and/or debit) purchases June 1 through July 31, 2020, to automatically receive one (1) “TruMark Financial Win Frame TV” entry for every purchase posted, net of returns. Limited-time offer. Business accounts are not eligible. Other restrictions may apply. Offer subject to change. Visit trumarkonline.org/win for official rules and regulations. No purchase necessary.

Rates will depend on individual’s credit, as well as amount financed, loan-to-value (LTV) ratio and other vehicle characteristics (such as age of vehicle). Maximum loan to value ratio for an individual with exceptional credit is 130%. Additional terms and conditions may apply. Rates subject to change at any time. All loans subject to approval.

Summer is here – do more with a HELoC Select

Save time and money, start shopping todayVisit trumarkonline.org/truecar

Learn moreVisit trumarkonline.org/win

TruMark Financial’s HELoC Select is the perfect way to make backyard dreams, home renovations, and more happen! TruMark Financial’s HELoC Select features a great low rate with the ability to switch all or part of an outstanding balance to a fixed rate at any time, should rates rise. Additional features include:

Get a great price for the vehicle you want

Enter to win a Samsung Frame TVGo from watching your favorite show to viewing art with a Samsung Frame TV. Use your TruMark Financial Visa debit card for purchases through July 31, 2020, be automatically entered for a chance to win a Samsung 55” Frame TV. Each purchase equals one entry.

The more you use your card, the more chances you’ll have to win!

TruMark Financial® Credit Union’sClassic Visa® credit card is designed to save you money and make paying off purchases even easier than before. Enjoy one of the lowest rates in the area, no annual fee, no balance transfer fees, and no cash advance fees. TruMark Financial’s Classic Visa is the smart, affordable option to meet member’s needs. Additional benefits include:

Rates as low as

5.99APR*%

Rates as low as

5.99APR*%

Enjoy one of the lowest credit card rates in the area

TruMark Financial’s Car Buying Service powered by TrueCar® provides you with upfront dealer pricing for new and used vehicles. It’s easy, just follow these three simple steps:

Rates as low as

2.99APR*%

06/20

Copyright © 2020 TruMark Financial Credit Union. All Rights Reserved.”TruMark Financial” is a registered trademark of TruMark Financial Credit Union.

Board of DirectorsLeonard V. Doughty III, PresidentHugh T. Bray, Vice PresidentWayne J. Goodwin, TreasurerR. Terence Brunt, SecretaryJoseph J. Bily, DirectorJoseph J. Ciaranca, DirectorJames P. DeBow, DirectorDaniel L. Dillard, DirectorDavid A. Rufibach, DirectorKathleen L. Wells, DirectorWilliam A. Tollok, Director Emeritus

Supervisory CommitteeWilliam Donehower, ChairpersonSuzette E. Adams, Vice ChairpersonDonna M. Carvin, Member

Account Management by Phone 215-953-5950 | 800-835-2628

Online Banking trumarkonline.org

Member Service Center 1-877-TRUMARK | 215-953-5353

24/7 Loan Applications1-877-TRUMARK | trumarkonline.org

Center City Philadelphia1701 Market Street, Philadelphia, PA 19103

Chestnut Hill8500 Germantown Avenue, Philadelphia, PA 19118

Downingtown370 W. Uwchlan Avenue, Downingtown, PA 19335

Doylestown4381 W. Swamp Road, Doylestown, PA 18901

Eastern North Philadelphia1900 N. 5th Street, Philadelphia, PA 19122

Fort Washington335 Commerce Drive, Fort Washington, PA 19034

Horsham301 Horsham Road, Horsham, PA 19044

Jenkintown515 Old York Road, Jenkintown, PA 19046

Levittown179 Levittown Parkway, Levittown, PA 19054

North Wales1200 Welsh Road, North Wales, PA 19454

Malvern595 N. Morehall Road, Malvern, PA 19355

Northeast Philadelphia2117 Cottman Avenue, Philadelphia, PA 19149

Parkwood12377 Academy Road, Philadelphia, PA 19154

Phoenixville23 Nutt Road, Phoenixville, PA 19460

Plymouth Meeting1920 Butler Pike, Conshohocken, PA 19428

Richboro984 Second Street Pike, Richboro, PA 18954

South Philadelphia1931 S. Broad Street, Philadelphia, PA 19148

Springfield, Delaware County1141 Baltimore Pike, Springfield, PA 19064

Trevose1000 Northbrook Drive, Trevose, PA 19053

Trooper2795 Ridge Pike, Trooper, PA 19403

Upper Darby1884 S. State Road, Upper Darby, PA 19082

Warrington875 Easton Road, Warrington, PA 18976

Wayne115 E. Swedesford Road, Wayne, PA 19087

West Chester1052 Andrew Drive, West Chester, PA 19380

For branch hours and days of operation, please visit trumarkonline.org or call 1-877-TRUMARK (878-6275).

Federally Insured by NCUA

TruMark Financial will be closed Saturday, July 4, 2020, in observance of Independence Day.

Always open: trumarkonline.org

Access your account 24/7 via online and mobile banking/app, Account Management by Phone, and at thousands of ATM locations nationwide.

Holiday closing

Sign up todayVisit trumarkonline.org/MRC, a local branch, or call 1-877-TRUMARK

Apply todayVisit trumarkonline.org, a local branch, or call 1-877-TRUMARK

Get started todayVisit trumarkonline.org/connect

Here for all your mortgage needs

• Fixed-Rate Mortgages

• Adjustable Rate Mortgages (ARMs)

• Home Sweet Loan – a mortgage specifically designed for first-time buyers

• Government insured mortgage programs – FHA, VA, and USDA loans are available

Whether you’re buying your first home, thinking about moving to a new home, or simply refinancing, TruMark Financial has the terms, features, and options designed to make getting a mortgage easier. Options include:

Mechanical Repair Coverage can help limit the cost of auto repairsWhether you depend on your vehicle for work or getting family to and from activities, you need transportation that’s safe and reliable. The olderyour vehicle, the more it takes to keep it in good working order. Not making small repairs, can lead to expensive repairs.

Mechanical Repair Coverage can help deflect some of those costly repairs while keeping your vehicle running the extra miles and years. With various coverage levels and deductibles to choose from, there’s a plan to fit your budget. Plus, try Mechanical Repair Coverage for 60 days, and if it doesn’t meet your needs, you could get a full refund.*

*Full refund available only if coverage is unused in the first 60 days. If used, refund is prorated less administrative fees. Cancellation administrative fees vary by state. Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051) , all located at 175 West Jackson Blvd., Chicago Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Replacement parts may be used or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. MRC-2421344.1-0219-0321 ©2019 CUNA Mutual Group, All Rights Reserved

All home lending products are subject to credit and property approval. Rates, terms, and conditions are subject to change. Restrictions may apply. NMLS 404938

Protect your accounts with TruMark Financial

• Lock/unlock a lost or stolen credit/debit card via TruMark Financial’s online and mobile banking/app

• Automated Fraud Text Alerts to validate transactions in real time

• View e-Statements online instead of having account information sent through the mail

• Set up account alerts to monitor your accounts 24/7

• Online and mobile banking/app give you secure access to your accounts anytime, anywhere

TruMark Financial makes it easy to keep your accounts safe. With state-of-the-art technology and personal service, identity and financial protection is faster and easier. Protection options include: