engleski jezik - top 10 finance tips - ana i nikola 20.01.2015
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personal financeTRANSCRIPT
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Ana VukoviNikola Konjuak
Top ten tips that fit your wallet
It's easier to spend less than it is to earn more
A little cost-cutting effort can result in big savings
Remember: not all debt is bad
Spend Less Than You Earn
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Do not underestimate yourself
Be aware of your contribution
Ask for a pay raiseGet Paid What You're Worth
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Sum up your costs at the end of the month
Better picture of expenditures
Track your monthly spending
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Decide what is more imortant
Make a plan
Stick to the planMake a Budget
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Credit card debt is the number one obstacle to getting ahead financially
Easy to use but easy to forget that it's real moneyPay Off Credit Card Debt
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Invest in your future
Old days would be even tougher
1000$*1,1^40=45259.25$Contribute to a Retirement Plan
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Pay yourself first!
5% to 10% of salary for savings
Savings accounts (risk-free way to put money aside)
Emergency fund
Have a Savings Plan
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Safest way to protect your loved ones
You never knowUpdate Your Will
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Know what your goals are!
Know your risk tolerance!
Find a good financial advisor!
Invest wisely!
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It gives you a sense of purpose in life
Reminds you that you have more than you really need
Issues of social injusticeGive to charity!
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