EMERITO PEREZ MANALO 7719 Moss corner Orchard Sts.

Marcelo Green Village, Paranaque City Tel No. 821-9802

Email Address: totiemanalo03@yahoo.com Mobile Phone: 0917-8333-414

PERSONAL

Nicknamed Totie, born on 22 September 1949 and raised in San Pablo City, married to the former Elizabeth J. Airoso with two (2) children, both boys with ages of 27 and 25 years old.

EDUCATIONAL ATTAINMENT

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POST GRADUATE :

COLLEGE

HIGH SCHOOL

SPECIAL STUDIES

MASTER IN BUSINESS ADMINISTRATION (MBA) De La Salle University (1979 - 1982) Taft Avenue, Manila

BACHELOR OF SCIENCE IN COMMERCE Major in Business Management (1965 - 1969) San Beda College, Mendiola, Manila

ATENEO DE SAN PABLO (1961 - 1965) San Pablo City

Course on Development Finance

JAPAN DEVELOPMENT BANK 22 October - 22 December 1990

Tokyo, Japan (Sponsored by the World Bank)

Course on Monetary Economics CENTRAL BANK INSTITUTE and Central Banking Central Bank of the Philippines 8 November-16 December 1989 Manila

Course on Treasury Operations TREASURY DEPARTTMENT With FX Bourse Central Bank of the Philippines 02 May - 24 June 1988 Manila

MANAGEMENT TRAINING CENTRAL BANK INSTITUTE PROGRAM Central Bank of the Philippines 19 September 1983 - Manila 30 June 1984 (9-1/2 Mos.)

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SELECTED ACCOMPLISHMENTS

As Central Banker for more than eighteen (18) years: started off as Analyst and retired under the Early Retirement Incentive Program (ERIP) in 1994 as Technical Assistant (Officer Position) to the Director, Government Securities Department, Bangko Sentral Ng Pilipinas; was exposed in various monetary operations and supervisory/regulatory aspects of central banking i.e., examination and audit of financial records of supervised banks and other non-bank financial institutions, implementation of the Central Bank Housing Program, participated in the World Bank-IMF mandated foreign debt restructuring and repayment (Private Sector Debt) program of the country, open market operations and in the NEDA-approved 5-year borrowing program of the National Government through weekly auctions of Treasury Bills and when deemed necessary, prepare and issue/float in the securities market applicable government instruments.

As Private Banker (with Merchants Bank, Security Bank and Bankwise), rising from the ranks, performed the assigned tasks as Treasury Head in money market operations and investments management; as Branch Banking Head, was in charge of day-to-day operations of all branches inclusive of the deposit and loan generation campaign programs, meeting set-periodic sales and marketing targets, budget preparation, compliance to certain regulatory requirements; and supervision and control of personnel, property and supplies within the official jurisdictional scope.

As PNOC Development and Management Senior Officer in charge of Finance and Administration Departments, was personally responsible in securing from the Bangko Sentral Ng Pilipinas an exemption from the prohibition limiting corporate investments of idle funds to government-mandated commercial banks like Land Bank, Development Bank and Veterans Bank (a move not otherwise granted to other GOCCs) thereby substantially increasing the annual net income of the Corporation; from start to finish, oversaw the implementation of the PNOC-sponsored Gawad Kalinga Project in Rosario, Cavite; improved the collection efficiency of the Corporation primarily generated and derived from its tenants/awardees vis-a-vis Abot-Kaya Pabahay Project also located in Rosario, Cavite; and, in boosting personnel morale through legal, equitable and timely distribution of benefits.

As Centennial Finance President/CEO charged with the rehabilitation of a moribund Corporation, converted its sorry stature into a major industry player - in the financing and leasing business by strengthening its organizational set-up, back room operations, marketing and collection strategies resulting to an

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unprecedented increased loan production and improved income performance.

Attended relevant training programs/seminars particularly in Japan which was jointly sponsored by the World Bank and Japan Development Bank and in Central Bank's Management Training Program (where participation is limited to the top 24 qualifiers).

Established/chartered Citystate Savings Bank as commissioned by Ambassador Antonio Cabangon-Chua. The Bank is now considered as the one of the most stable and profitable thrift banks in the country.

EMPLOYMENT HISTORY

John Hay Management Corporation

Member, Board of Directors January 2013 - to - Present (A subsidiary of Bases Conversion Development Authority)

Centennial Financing Corporation

President & Chief Executive Officer 07 July 2011 - to - 28 February 2013 A subsidiary of Armed Forces and Police Savings and Loans Association, inc., (APFSLAI) and Armed Forces and Police Mutual Benefit Association, Inc., (AFPMBAI); Chairman, Executive and Credit Committees.

PNOC Development & Management

Head, Finance & Administration Corporation (a PNOC Subsidiary) 10 February 2007 - 30 September 2010

Bankwise,Inc. Senior Vice President 19 January 2005 - 28 February 2006 Branch Banking Group Head Also Member - Executive Committee, Management Committee and Asset and Liability Committee).

Bankwise, Inc. Senior Vice President -Treasury 26 January 2004 - 18 January 2005 (Member - Executive Committee, Management Committee and Asset and Liability Committee).

People's Rural Bank of Binmaley, Inc. President/Chief Executive Officer 11 October 2003 - 25 January 2004

Bankwise, Inc. Senior Vice President - Treasury 16 May 2003 -10 October 2003

Security Bank Corporation 3 January 1996 - 31 July 1996

Security Finance Corporation 18 July 1994 - 31 July 1996

Head, Special Projects Division Office of the Comptroller

Treasury Head Treasury Group

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Central Bank of the Philippines

Acting Technical Assistant 20 April 1977 - 30 June 1994

Government Securities Department

(Risen from the ranks: Analyst, Assistant Chief of Division, Junior Bank Executive, Division Chief and Technical Assistant to the Department Director. Scope of responsibilities/job descriptions including range of experience may be furnished, if requested/required).

Merchants Banking Corporation 02 July 1971 - 19 April 1977

Phil-American Insurance Co., Inc., 20 March 1969 - 30 June 1971

OTHER ACTIVITIES:

Philippine Navy Golf Club

Rotary Club of Pasay

Ligaya Ng Panginoon

SPORTS/HOBBIES

Senior Bookkeeper (Started as Discounts Clerk)

General Clerk (From Office Practice/OJT)

Member (Director) of the Governing Council; Chairman, Tournament Committee

Member, Past Director & Treasurer

Member, South B

Golf and Tenpin Bowling

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