effective date may 2017 target date portfolios · us stocks mid cap 25.1 22.4 us stocks small cap...

EffectiveDateMay2017

TargetDatePortfolios

TICKEREXP

RATIO

PICYX 0.58 33% PioneerBondY 22% PioneerBondY 17% PioneerBondY 9% PioneerBondY 4% PioneerBondYFRERX 0.46 11% FranklinTotal

ReturnR610% FranklinTotal

ReturnR6OFIIX 0.55 15% Oppenheimer

CorporateBondI19% Oppenheimer




CorporateBondI

FBNRX 0.49 8% TempletonGlobalBondR6

5% TempletonGlobalBondR6

2% TempletonGlobalBondR6

FPE 0.85 7% FirstTrustPreferredSEC&IncETF

DFFGX 0.19 5% DFAShort-TermGovernmentI

3% DFAShort-TermGovernmentI

FUSVX 0.05 5% Fidelity500IndexPremium

10% Fidelity500IndexPremium





FIFRX 0.44 3% FranklinGrowthR6

4% FranklinGrowthR6

5% FranklinGrowthR6

5% FranklinGrowthR6

QQQ 0.20 6% PowersharesQQQETF

7% PowersharesQQQETF



HDV 0.08 18% iSharesCoreHighDividend

12% iSharesCoreHighDividend

FSCKX 0.08 10% FidelityMidCapIndexPremium

12% FidelityMidCapIndexPremium




DVY 0.39 6% iSharesSelectDividend

TISBX 0.06 6% TIAA-CREFSmall-CapBlendIdxInstl

3% TIAA-CREFSmall-CapBlendIdxInstl




OIGIX 0.70 4% OppenheimerInternationalGrowthI

4% OppenheimerInternationalGrowthI




TCIEX 0.06 4% TIAA-CREFInternationalEquityInxInstl

4% TIAA-CREFInternationalEquityInxInstl




FEMS 0.80 3% FirstTrustEmergMktsSCAlphaDEX®ETF

4% FirstTrustEmergMktsSCAlphaDEX®ETF



EMLP 0.95 4% FirstTrustNorthAmerEngyInfrasETF

5% FirstTrustNorthAmerEngyInfrasETF



FTB 0.56 4% FirstTrustNYSEArcaBiotechETF

5% FirstTrustNYSEArcaBiotechETF



IYR 0.44 3% iSharesUSRealEstate

3% iSharesUSRealEstate



QABA 0.60 3% FirstTrustNASDAQ®ABACommunityBkETF

3% FirstTrustNASDAQ®ABACommunityBkETF



RMSRetireToday

LARGECAP

MIDCAP

SECTORS

3.8%

FIXEDINCOME FIXEDINCOME FIXEDINCOME FIXEDINCOME FIXEDINCOME FIXEDINCOME

RMS2020 RMS2030 RMS2040 RMS2050 RMS2060

LARGECAP LARGECAP LARGECAP LARGECAP LARGECAP

MIDCAP

SMALLCAP SMALLCAP SMALLCAP SMALLCAP SMALLCAP

SECTORS SECTORS SECTORS

SMALLCAP

INTERNATIONAL INTERNATIONAL INTERNATIONAL INTERNATIONAL INTERNATIONAL INTERNATIONAL

MIDCAP MIDCAP MIDCAP MIDCAP

7.6%

10.8%

70.4%

SECTORS SECTORS

10.8%

35.2%

5.5%

10.8%

50.9%

11.2%

10.8%

103.7%

0.53%

0.41%

0.44%

0.36%

0.50%

0.44%

0.45%

9.1%

10.8%

84.3%

10.2%

10.8%

94.4%

0.38%

0.43%

0.42%

0.40%

0.40%

GrossExpense

NetExpense

RMSStDev(3yr)

MarketStDev

%Volatility

ABOUT TITAN RETIREMENT ADVISORS, LLC

At Titan we provide customized solutions to reduce costs, manage portfolio risk, and enhance investment options. Our Target Date portfolios emphasize maintaining low annual expenses and precise asset allocation strategies that meet the objectives for a variety of long-term investment goals.

Principal Risks and Performance Disclosures:Investment portfolios provided by Titan Retirement Advisors, LLC, are subject to risk including, general market risk, currency fluctuations, economic conditions, and underlying ETF risk. The Portfolios’ underlying investments fluctuate in price and may be sold at a price lower than the purchase price resulting in a loss of principal. There may be times where all investments are unfavorable and depreciate in value. Results portrayed herein reflect the reinvestment of dividends, the reinvestment of capital gains, stock splits and other earnings when appropriate and applicable. Please evaluate your clients’ circumstances and risk tolerance to understand if these investments are right for them. Tax considerations are not taken into account. PAST PERFORMANCE IS NOT A GUARANTEE OF FUTURE RESULTS. UNDERLYING INVESTMENTS ARE NEITHER FDIC INSURED NOR GUARANTEED BY THE U.S. GOVERNMENT.

All performance figures represent total returns and average annual total returns as of the period shown. The model portfolio does not reflect the actual investment results of any individual client, but represents the hypothetical performance of the model as initially established and as adjusted from time to time. Actual account holdings and performance for individual clients may vary based upon the timing of contributions to and withdrawals from individual client accounts. Performance figures are as of the date shown, current performance may be lower or higher than the performance data quoted. Performance does not reflect any deduction for custodial, unitized trust or sales fees charged by your record keeper, custodian or advisor. Please refer to their disclosure documents for a description of these charges. The performance is net of fees and expenses charged by underlying electronic traded funds. The portfolio is not a mutual fund or other commingled investment vehicle registered with the Securities & Exchange Commission. All investments involve the risk of potential loss as well as the potential for gains.

Underlying holdings invest in over 4,000 U.S. stocks and bonds and in some cases over 1,000

international stocks

Diversify RiskProprietary Grading System INVESTMENT PHILOSOPHY

The foundation of our management technique is Strategic Asset Allocation.We believe our disciplined approach enhances our ability to make informed decisions and manage whatever environment we face.

Our philosophy allows us to adhere to a proportional combination of assets while maintaining disciplined approach to risk management. Target

allocations are set and then periodically rebalanced back to those targets as investment returns skew the original asset allocation percentages.

Strategic Asset Allocation

TITAN TARGET DATE SERIES

Titan Retirement Advisors, LLC 17171 Park Row Drive – Suite 380Houston, TX 77084

Tel: (713) 239-2866Fax: (877) [email protected]

RETIREMENT INCOME 3yr Std Dev 3 Month YTD 1yr 3yr 5yr Since Inception

Titan Retirement Income Portfolio 3.89 2.18 2.18 6.48 4.12 - *4.61

2020 3yr Std Dev 3 Month YTD 1yr 3yr 5yr Since Inception

Titan Target Date 2020 5.42 2.86 2.86 9.39 4.73 6.76 7.84









We use a proprietary grading system and precise method for choosing the highest quality holdings from an

investment universe of over 20,000 Mutual Funds & Electronic Traded Funds (ETFs)

MODEL INCEPTION DATE: January 1st 2008 to present. * Calculated from January 1st 2014 to present. (All returns greater than one year are annualized)

AS OF 3-31-2017 PERFORMANCE HISTORY (ALL RETURNS GREATER THAN ONE YEAR ARE ANNUALIZED)

0

2

4

6

8

10

12

RI 2020 2030 2040 2050 2060

CashEqualivants

FixedIncome

Equi?es

Russell3000StDev=10.8105%

95%

85%

70%

50%

35%

StandardDevia?o

nTitanGlidepath

May2017

Prepared: Mon May 15 2017

Holdings

RMS 2060 RMS 2050

Weight (%) Weight (%)

Fidelity® 500 Index Premium FUSVX 24 21Fidelity® Mid Cap Index Premium FSCKX 18 16PowerShares QQQ ETF QQQ 9 8First Trust NYSE Arca Biotech ETF FBT 7 6First Trust North Amer Engy InfrasETF EMLP 7 6TIAA-CREF Small-Cap Blend Idx Inst TISBX 6 5First Trust Emerg Mkts SC AlphaDEX® ETF FEMS 5 5Franklin Growth R6 FIFRX 5 5Oppenheimer International Growth I OIGIX 5 5TIAA-CREF International Eq Idx Instl TCIEX 5 5First Trust NASDAQ® ABA Community Bk ETF QABA 5 4iShares US Real Estate IYR 4 4Oppenheimer Corporate Bond I OFIIX - 4Pioneer Bond Y PICYX - 4Templeton Global Bond R6 FBNRX - 2Cash - - -

As of May 12, 2017 100 100

Cash comprises money market accounts and funds.

Page 1


Holdings

RMS 2040 RMS 2030


Fidelity® 500 Index Premium FUSVX 18 13Fidelity® Mid Cap Index Premium FSCKX 16 12Pioneer Bond Y PICYX 9 17Oppenheimer Corporate Bond I OFIIX 8 13PowerShares QQQ ETF QQQ 7 6Templeton Global Bond R6 FBNRX 5 8Oppenheimer International Growth I OIGIX 5 4First Trust North Amer Engy InfrasETF EMLP 5 4First Trust NYSE Arca Biotech ETF FBT 5 4Franklin Growth R6 FIFRX 4 3TIAA-CREF International Eq Idx Instl TCIEX 4 4First Trust Emerg Mkts SC AlphaDEX® ETF FEMS 4 3TIAA-CREF Small-Cap Blend Idx Inst TISBX 4 3iShares US Real Estate IYR 3 3First Trust NASDAQ® ABA Community Bk ETF QABA 3 3Cash - - -

As of May 12, 2017 100 100


Page 1


Holdings

RMS 2020 RMS Retirement Income


Pioneer Bond Y PICYX 22 33Oppenheimer Corporate Bond I OFIIX 19 15iShares Core High Dividend HDV 12 18Franklin Total Return R6 FRERX 10 11Fidelity® 500 Index Premium FUSVX 10 5Fidelity® Mid Cap Index Premium FSCKX 10 -TIAA-CREF Small-Cap Blend Idx Inst TISBX 6 -Oppenheimer International Growth I OIGIX 4 -TIAA-CREF International Eq Idx Instl TCIEX 4 -DFA Short-Term Government I DFFGX 3 5First Trust Preferred Sec & Inc ETF FPE - 7iShares Select Dividend DVY - 6Cash - - -

As of May 12, 2017 100 100


Page 1


Allocation

RMS 2060 RMS 2050Weight (%) Weight (%)

US stocks Large cap 41.4 36.9US stocks Mid cap 25.1 22.4US stocks Small cap 14.6 12.3Non US stocks 16.6 16.3Unclassified stocks 0.9 0.8US bonds investment grade - 5.5US bonds high yield - 0.6US bonds inflation protected - 0.1Non US bonds - 2.4Alternative - -Cash & equivalents 0.8 1.5Other 0.6 0.7

100 100

Stocks 98.6 88.7Bonds - 9.1Cash & equivalents 0.8 1.5Other 0.6 0.7

100 100

Cash & equivalents comprises money market holdings, and fixed-income securities with maturity of less than 90 days.Alternative comprises commodity, precious metals and alternative funds.

Page 2


Allocation


US stocks Large cap 31.9 24.6US stocks Mid cap 20.3 15.8US stocks Small cap 10 8.3Non US stocks 14 11.8Unclassified stocks 0.7 0.5US bonds investment grade 11.8 20.8US bonds high yield 1.2 2US bonds inflation protected 0.3 0.5Non US bonds 5.5 9Unclassifed bonds 1.1 1.9Alternative - -Cash & equivalents 2.6 3.7Other 0.8 1

100 100

Stocks 76.9 61.1Bonds 19.7 34.2Cash & equivalents 2.6 3.7Other 0.8 1

100 100


Page 2


Allocation

RMS 2020 RMS Retirement IncomeWeight (%) Weight (%)

US stocks Large cap 22.2 24.1US stocks Mid cap 9.2 3.8US stocks Small cap 6 0.9Non US stocks 7.7 0.2Unclassified stocks 0.4 0.8US bonds investment grade 38.1 46.7US bonds high yield 3.3 3.6US bonds inflation protected 0.9 1.3Non US bonds 7.1 9Unclassifed bonds 2.5 3.3Alternative - -Cash & equivalents 1.1 1.3Other 1.4 5

100 100

Stocks 45.6 29.7Bonds 51.9 63.9Cash & equivalents 1.1 1.3Other 1.4 5

100 100


Page 2


Stocks Analysis

Sectors


CyclicalBasic Materials 4.2 4.3Consumer Cyclical 10.3 10.5Financial Services 14.3 13.8Real Estate 7.3 7.8

SensitiveCommunication Services 3.1 3.2Energy 6.9 6.7Industrials 9.7 9.9Technology 16.5 16.6

DefensiveConsumer Defensive 5.9 6Healthcare 16.1 15.8Utilities 5.7 5.6

100 100Percentage of portfolio analyzed 98.6 88.7

Cyclical 36.2 36.3Sensitive 36.2 36.3Defensive 27.6 27.3

100 100

Values are based on the percentage of portfolio analyzed.

Page 3


Stocks Analysis

Sectors


CyclicalBasic Materials 4.3 4.3Consumer Cyclical 10.9 10.7Financial Services 13.3 14Real Estate 7.4 8.1

SensitiveCommunication Services 3.1 3.2Energy 6.7 6.6Industrials 10.1 9.8Technology 16.8 16.5

DefensiveConsumer Defensive 6.2 6.1Healthcare 15.7 15.4Utilities 5.6 5.5


Cyclical 35.9 37Sensitive 36.7 36.1Defensive 27.4 26.9

100 100


Page 3


Stocks Analysis

Sectors

RMS 2020 RMS Retirement IncomeWeight (%) Weight (%)

CyclicalBasic Materials 3.8 1Consumer Cyclical 11.3 7.6Financial Services 11.2 8.2Real Estate 4.1 0.4

SensitiveCommunication Services 5.8 9.7Energy 7.8 12.7Industrials 11.8 8.3Technology 14.5 11

DefensiveConsumer Defensive 12.5 17.9Healthcare 12.6 12.3Utilities 4.4 10.4

Not classifiedNot classified 0.2 0.4


Cyclical 30.4 17.1Sensitive 39.9 41.8Defensive 29.5 40.7Not classified 0.2 0.4

100 100


Page 3


Stocks Analysis

Style

RMS 2060 RMS 2050

Average stylePercentage of portfolio analyzed 98.6 88.7Values are based on the percentage of portfolio analyzed.

Regions

RMS 2060 RMS 2050

North America 84.6 83Latin America 0.9 0.9Europe Developed 7.3 8.1Europe Emerging 0.5 0.6Africa/Middle east 0.5 0.6Japan 1.6 1.8Australasia 0.5 0.6Asia Developed 1.8 2Asia Emerging 2.2 2.4

100 100Percentage of portfolio analyzed 98.6 88.7Values are based on the percentage of portfolio analyzed.

Page 4


Stocks Analysis

Style

RMS 2040 RMS 2030


Regions

RMS 2040 RMS 2030

North America 83.2 82.1Latin America 0.9 0.8Europe Developed 8.4 9.2Europe Emerging 0.6 0.5Africa/Middle east 0.6 0.6Japan 1.7 2.1Australasia 0.6 0.7Asia Developed 1.9 1.9Asia Emerging 2.3 2.2


Page 4


Stocks Analysis

Style



Regions


North America 83.4 99.1Latin America - -Europe Developed 11.6 0.2Europe Emerging - -Africa/Middle east 0.2 -Japan 2.8 -Australasia 0.9 -Asia Developed 0.5 0.2Asia Emerging 0.4 0.1Unclassified 0.2 0.4


Page 4


Bonds Analysis

Style

RMS 2060 RMS 2050

Bonds allocation (%) 0 9.1Average credit quality - BBB % of bonds rated - 100Average effective duration - 4.78 % of bonds measured - 100

Page 5


Bonds Analysis

Style

RMS 2040 RMS 2030

Bonds allocation (%) 19.7 34.2Average credit quality BBB BBB % of bonds rated 100 100Average effective duration 4.59 4.58 % of bonds measured 100 100

Page 5


Bonds Analysis

Style


Bonds allocation (%) 51.9 63.9Average credit quality BBB BBB % of bonds rated 100 96Average effective duration 5.48 5.11 % of bonds measured 100 96

Page 5

effective date may 2017 target date portfolios · us stocks mid cap 25.1 22.4 us stocks small cap...

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