edfc direct public offering
TRANSCRIPT
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Local Investment: Move Your Money into
MendocinoAugust 4, 2015
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Local investing movement
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Why Invest LocalLocal Businesses generate 2 to 4 times more economic
benefit than globally owned – measured in income, wealth, jobs
and tax revenue.
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Investing in Lake & Mendocino Counties
Lack of local credible investment mechanisms
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Direct public offeringA proven tool to move your money locally
Securities offeringAllows all income levels to invest
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Benefits to the Investor
Community Impact balanced with Financial
GainNo need to find, vet or service projects
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Our missionConnecting money and
ideas with entrepreneurs to
create sustainable prosperity in Lake and
Mendocino Counties
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Why Invest with EDFC501(c)3 Non-Profit with 20 years
lending experience: 68 loans; $4.2 million
Certified Community Development Financial Institution (CDFI)
Programs and grants to mitigate loan loss
Oversight of 21 community members
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Past Projects
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How it worksYou are loaning money to the DPO fund
EDFC uses funds for projects vetted by the Board of Directors & Loan
Committee
Projects could include:
Wool Processing
Facility
Meat
Processing Plant
Local FarmsAlternative
Energy
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Who Can Invest?
Anyone in California can invest up to $2,500
Larger investments are based on Net Worth and Income
Investing in the promissory notes described may be considered speculative and involves risk, including the risk of a substantial loss of investment. Please see “Risk Factors” starting
on page 9 of Offering Memorandum to read about the risks you should consider before investing.
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The offeringUp to $1,000,000 of unsecured subordinated promissory notes
6 year term with 2% interest rate per year: interest only with payment of principal at
end of termNOTE: interest is deferred for the first 2 year, and paid over remaining 4
years
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Real ImpactA resourceful, abundant,
creative communityA legacy for future
generations
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Mendocino Wool & Fiber Plant
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Meat Processing Plant
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Woody Biomass utilization