Did you know?EASY TO USE

MOBILE APP

1. You can add my Driving Discount® to a policy anytime

Brokers don’t need to wait for new business or renewals to add my Driving Discount to their customers’ policies. It can be added mid-term, with customers receiving their 10% enrolment discount right away.

Once they complete the 9-month assessment phase, their updated

discount will be applied to their following renewal.

2. When the assessment period is over, customers can sit back and enjoy the ride

my Driving Discount is a one time, 9-month assessment. Once the customer has completed the assessment, they can delete the app and enjoy the safe driving discount they’ve earned on their renewals going forward.

3. Our focus is on making the roads safer by improving driving behaviour

We often get asked about what we do with the data that we collect. The answer is simple. We only use the data to assess and reward safe driving behaviour. Nothing more, nothing less.

We know that getting drivers to think about their driving habits will help make the roads safer – and that’s good enough for us.

Six things you should know about my Driving Discount®

4. Customer premiums and/or eligibility are not negatively affected

my Driving Discount rewards good driving habits. The driving data is only used to determine your discount. Collected data will not be used to cancel your policy, refuse or decline to renew your policy, or surcharge the premium.

Customers have nothing to lose – and a great discount to gain! Not to mention the ability to take control of their own premiums and become a

safer driver.

5. Usage-based insurance lowers combined ratios and improves loss ratio*

Customers using usage-based insurance apps are less likely to get into accidents. When an accident does occur however, the claims are less severe and require fewer days for vehicle repair. This will make you and

your customers happy.

*According to TrueMotion Inc., citing their data from working with many of the largest carriers in the United States.

6. Customers want usage-based insurance

Usage-based insurance is quickly becoming an industry standard, with many carriers across North America offering their customers an opportunity to take control of their premiums.

my Driving Discount is an obvious extension of many other mobile-based services that customers want to make their lives more convenient and affordable.

smartroadtosavings.ca

®Intact Insurance Design is a registered trademark of Intact Financial Corporation, used under license. ®my Driving Discount is a registered trademark of Intact Insurance Company. © 2019, Intact Insurance Company, All rights reserved. (1

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9) N

B

Agree UBI is a better way than traditional factors to

calculate premiums.

62% 82%

Are open to taking out a UBI policy (% answering

interested or maybe).

91%

Would consider a UBI policy if premiums didn’t increase.

77%

Millennials willing to change their driving behaviour if

linked to premiums.

Source: Willis Towers Watson

Millenials&UBI