e-banking pib-online · pdf filepayroll project is e-banking service within pib-online...
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E-Banking – electronic channel of accessing and operating
banking products in real time from anywhere globally
(money transfers, information and statements of accounts
and processed transactions etc)
Comprehensive customer service via
electronic channels without any bank visits Key objective
• Providing services to all categories of corporate clients.
• Flexibility and diversity of functional capabilities.
• Fully centralized system.
• Guaranteed level of security.
• Support of all access channels to services (online, offline, modem, mobile phone).
• Integrated application environment in all subsystems.
• Different operating platforms supported: Windows, Linux etc.
• Multilevel organizational hierarchy (centre, region, branch etc).
• Support of high-volume transaction flows in compliance with NBU requirements.
Benefits of e-Banking
Functional modules
Tickers
Tickers
Auto
Auto-Client
PC
PC – Banking
Internet
Internet - Banking Mobile
Mobile – Banking
Functional modules of e-Banking “PIB-ONLINE”
SMS
SMS - Banking
All types of financial transaction
and services are supported.
Guaranteed security level through encryption
of all information flows and electronic signature.
Internet - Banking
Built-in functions for pre-registered customers, e-signature
keys generation, key management functions and printing of
certificates, exchange of documents with client
accounting software.
System supports cancellation / revocation of all sent
documents by the Client.
Mobile-Banking
24-hour, mobile and multifunctional access to
full range of services.
Bank accounts management via Windows
mobile phones with Internet access.
Possibility of payment orders' creation and
delivery, support of beneficiary libraries.
Retrieval of account statements for any period,
secure correspondence exchange with the
bank.
PC-Banking
Enabling customer service even with low-speed, low-
quality Internet access, as well as for Clients refusing to
work via Internet channel, but maintaining legacy modem connectivity with the bank.
High information security level through robust
encryption and digital signatures guaranteed.
Service for large corporate clients with very high transaction volumes.
For multientity corporate customers with remote branch offices and
subsidiary organizations, possibility of direct file-upload
From “PIB-ONLINE" into ERP-accounting systems of parent
organization of transaction reports/statements generated at branch level.
Prompt customer information in a real time mode (pop-up desktop alerts) on
cash flows, account balances and other critical reports/events.
Аuto-Client
Тickers
Integration of corporate customers’ ERP-accounting systems directly to the
bank backend servers.
PIB-ONLINE M@il-SMS is targeted at information
delivery to corporate clients via SMS and e-mail
messaging
Profile setting and updates are made by the Client on
his own free of charge and with no limitations
Client doesn’t need to install any software on the
mobile device (e.g. JAVA)
24-hour informing of the Client by using messages via
SMS and e-mail
Using of Internet – Banking or PC – Banking for
connection with the bank is easy and simple
SMS - Banking
BANK
Server iBank 2 UA
Document in the
name of
Organization №1Operator
(account team)
Document in the
name of
Organization №2
Organization №1
Organization №2
Organization №3 Viewing of
statements of
Organization №3
Document
creating, signing
within keys of
Organization №2
Document
creating, signing
within keys of
Organization №1
Statements within
accounts of
Organization №3
«Payment control
center»
Corporate Control
Work flow
Consolidated information on current balances is available in real time
Consolidated Statement
BANK
iBank 2 UA
Plan
Budgets
«Corporate
budgeting»
ABS
ПлатежиPayments
Payments
Payments above limits
Payments within limits
Updates
ReportsAcceptance
Operator 2
Operator 1
Head office
Work flow
Corporate Budgeting
PIBPIB--ONLINEONLINE M@M@ilil--SMSSMS PIBPIB--ONLINEONLINE M@M@ilil--SMSSMS Distant serviceDistant service channelchannel
PIB-ONLINE M@il-SMS is targeted at information delivery to corporate clients via SMS and e-mail messaging
Log-in
Incoming letter alerts
Document rejection alerts
Money transfers between accounts
Online account balances
PIB-ONLINE M@IL-SMS provides e-delivery of:
Brief account statements
All information sent via SMS are
charged UAH 0,2 per message
Комплекс
All messages sent via e-mail are free
of charge
Top-manager
Sale
Payroll Project Payroll Project Payroll Project Payroll Project ee--Banking service within PIBBanking service within PIB--ONLINEONLINE
Payroll Project is e-Banking service within
PIB-ONLINE allowing the bank to operate
payroll card projects for corporate clients of
different organization structures and size
Main benefits of Payroll Project
module in PIB-ONLINE:
• Ease of use for the Client
• Full integration with payroll
application of the Client
• Automatic update of employees
libraries within the system
• Minimization of operational risks
To support money transfers via Payroll Project , PIB-
ONLINE maintains library of
the Client’s employees receiving their salaries to cards
The library in PIB-ONLINE is daily synchronized with the bank’s card systems (and optionally with the Client’s software
All Client’s transactions are
delivered to the bank with
electronic signatures
attached, thus
guaranteeing legal force
and security
For service integration with
payroll module of the Client, full
transaction import/export (i.e.
registers, reports etc) is
provided