Architecture Driven Feasible DeliveryBusiness Case: Direct Banking Dusan Jovanovic – Master Arch. TOGAF

Scene Business Focus (Direct) Banking Present

• No branch network– Significant savings

• Operates remotely

• Mobile banking

• Online banking

• Telephone banking

• Customer Access via

• Mobile devices– 2G, 3G, 4G

• ATM’s

• POTS

• Post Office

Future

• “My Device is My Branch”

– Next gen. smart devices

– Voice or movement driven

– Wearable

• Online/offline banking convergence

• Economy+ direct banking

– Crypto currency

• Significant savings

– No Call centres

– AI Usage

– No classical banking fees

• New Tech: 4G, RFID, WiFi– Real Time

• Highly Secure

– Very high crypto capabilities

Architecture Context Scope Requirements

Architecture Focus Use Case: Direct Banking

Architecture Implementation. “The key one” and 4 other Key Architectural Principles

Use MQ Architectural concept for the most scalable and decoupled yet resilient system. Example: Amazon SQS

Every IT solution should have 3 key attributes of quality elevated as much as possible. This should be your rule, not a

conjecture.

The 3 quality factors are (3QF):

• Scalability• Resilience• Compliance

Regardless of the level of the solution. From micro to macro IT. From source code

all the way up to the enterprise architecture.

Check for this and check often.

Use Cloud computing , do not get used by IT. Banking IT Compliance is still unsolved by the public Cloud

Be Innovative and Feasible. For what are they invented for use appropriate solutions

and run-time to deliver carefully selected components.

This architecture is fully componentised with well defined messaging API’s. Example: Right amount of

Erlang and RabitMQ will save a lot of time to market.

Dbj(); Portfolio

Enterprise

• TOGAF

• CVP

• ECM Strategy

• Cloud Convergence

• Private/Public Cloud

• Modular DC

• UK Census 2011

Solution

• eApp’s for insurance industry

• Credit Risk Platform

• P2P Integration Platform

• B2B Platform

• Payment Systems

Technical

• Share Point Appliance

• BizTalk as a Service

• Mobile Workers Work Force

• Global ECM convergence

• Legacy to DC convergence

Dbj(); Project management

• Teams up to approx. 45

• Projects up to approx. GBP 10 mil

• Deliverables

• End user (Credit Risk Management, FM, Integrations, Libraries, etc.)

• Services (ECM, Complex data Migrations, Cloud Computing)

• Packaged Platforms (Financial P2P, FX solutions)

• Architectural (Data Centres, Mobile Work Force solutions, Security, Compliance)

• Technical (Procurement, Pilot’s, POC’s, Testing, etc.)

• Methodologies

– Agile, Kan-Ban

– CVP, ITIL, TOGAF

– DBJ*Helix

– Test Driven

– DevOps

Thank you

Dusan Jovanovic,Master Arch,TOGAF, dbj@dbj.org

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