Download - WSIB, The Service Delivery Model & Return to Work A Presentation to the PSHSA Safety Group
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WSIB, The Service Delivery Model
&Return to Work
A Presentation to the PSHSASafety Group
September, 2010
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About the WSIB
• The Workplace Safety and Insurance Board (WSIB) has over 4,500 staff in Toronto and in 13 Regional offices.
• The WSIB is the fourth largest group insurance company inNorth America.
• Since its creation of the Workman’s Compensation Board in 1915 (now the WSIB), the WSIB provides coverage to injured workers and no-fault insurance to Ontario workplaces that protects employers from litigation.
• The WSIB is entirely financed by employer premiums. We receive no money from the Ontario provincial government.
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Some Quick Facts
• Approximately 4 million workers are covered by the WSIB (about 70 per cent of Ontario’s employment).
• The WSIB provides benefits and services to over 550,000 injured and ill workers, surviving spouses, and children - almost five percent of Ontario’s total population.
• The WSIB manages over 350,000 claims a year, makes over a million decisions a year and pays out over $3.4 billion in claim payments.
• The WSIB provides a range of services to approximately 225,000 employers.
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Prevention
• The WSIB's vision is the elimination of all workplace fatalities, injuries, and illnesses.
• There are a number of ways we are creating healthier and safer workplaces in Ontario.
• WSIB Prevention roles include:
• Disability Prevention Specialist
• Workwell Evaluator
• Prevention System Collaboration Specialist
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Prevention
• Safety Groups
• Safe Communities Incentive Program (SCIP)
• Experience Rating Programs (NEER, CAD-7, MAP)
• JHSC Certification & First Aid
• Prevention Contact Centre
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The Life of a Claim
Registration ,Determining Eligibility And Payment
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How is a Claim Established?
A claim can be initiated by :• Employer’s Report of Injury/Disease (Form 7)• A medical report (e.g. Form 8)• Contact by the worker
– Form 6 or letter– Phone Call
Initial documents are scanned to the imaging system and the claim is assigned a claim number
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Employer Obligations - Reporting
Employers must report a work-related accident to the WSIB if they learn that a worker requires health care and/or:
• is absent from regular work • earns less than regular pay for regular work (e.g.,
part-time hours) • requires modified work at less than regular pay • requires modified work at regular pay for more than
seven calendar days following the date of accident
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Loss of Earnings (LOE) Benefits
If a claim is allowed • WSIB pays loss-of-earnings (LOE) benefits
when an injured worker (IW) is disabled from work
• Bill 99 (Jan.1, 1998) – LOE benefits are paid at 85% of weekly net average earnings
• Maximum gross earnings covered (2010) $77,600
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Paying LOE Benefits
LOE benefits are paid until:– impairment ceases– earnings are restored– suitable and sustainable work is offered that
restores earnings– worker is deceased– worker reaches the age of 65
If the worker is 63 years of age or older at the date of injury, benefits can be paid for up to 2 years
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Account Analysts
Short Term Case Managers
Service Delivery Manager
Nurse Consultant
Eligibility Adjudicators
Eligibility Manager
Revenue Manager
PreventionManager
Claims Services
Account Specialists
Revenue Manager
Account Specialists
Long Term Case Management
Short Term Case Management
Initial Entitlemen
tCCP / Primar
y
DOI
30days
180days
Eligibility Area
Supporting Roles:Investigator RTW Specialist Medical
Consultant
Account Services Workplace Program Services
Service Delivery Manager
Long Term Case Managers
Nurse Consultant
How Are Services Being Delivered?
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Case Management Framework
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Primary Adjudication
•Claims that are straightforward in accident history are directed to Primary Adjudication
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Eligibility Adjudication
• Claims where entitlement is not obvious and further enquiries are necessary are assigned to an Eligibility Adjudicator
• Primary and Eligibility Adjudicators determine entitlement using the Five-Point Check System
• When a claim is allowed, if full recovery and a RTW to pre-injury work is not evident in the first 30 days, the case is transferred to a Case Manager whose primary focus is RTW and recovery.
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Case Transfers
Cases are transferred from Eligibility to the Short Term Case Manager (STCM) for case management when there is:•lost time and the worker has not RTW•lost time and the worker has RTW that is different than the pre-injury/illness work, or•no lost time but the work is not consistent with the pre-injury/illness job and a permanent impairment is anticipated
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The Short Term Case Manager (STCM) Role
The role of the STCM was created to improve RTW outcomes for workers and employers.
Case managers use a case management approach that is proactive, efficient and outcome focused. Their primary focus is to establish supportive and influential relationships in the workplace, working together to set safe and sustainable RTW goals and creating plans that support RTW and recovery.
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The Long Term Case Manager (LTCM) Role
• LTCM’s key focus is to leverage their expertise in managing complex and chronic cases, enabling best possible RTW and recovery outcomes and mitigating the long term effects of injuries/illnesses for the worker.
• Cases are transferred to LTCM from STCM when:– RTW options with the employer have been
exhausted and Permanent Impairment (PI) anticipated and worker not expected to be fit for pre-injury duties within 26 weeks from date of injury
– RTW with the employer remains viable and a PI is anticipated but worker has no capacity to RTW within 26 weeks from date of injury
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The Return To Work Specialist’s (RTWS) Role
In cases when the worker and employer are experiencing difficulty in setting up a RTW plan or the plan is not progressing as initially laid out, the RTWS is an expert resource available to the workplace parties (WPP’s) through the case manager.
The primary objective of the RTWS is to lead the return to work process in those cases that will benefit from a worksite intervention, helping the parties to minimize obstacles and concentrating on achieving a positive RTW outcome.
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RTWS Responsibilities
To ensure that the RTW obstacles are understood and there is an opportunity for the worker and employer to be heard and participate in the RTW direction, the RTWS will:
- invite all necessary parties, including the union if appropriate, to discuss and negotiate RTW options
- explain their role- lead collaborative conversations by asking probing
questions - involve the in workplace parties in assessing RTW
obstacles and opportunities and facilitate discussion to ensure agreement
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Return to Work
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Why Have a Return to Work (RTW) Program ?
1. Social and moral obligations2. Financial Impacts3. Legal obligations
– Section 40 - duty to communicate and co-operate
– Section 41 - re-employment obligations– Human Rights Code and its policy on Duty
to Accommodate
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The Workplace Parties (WPP)
• The worker and employer are best positioned to develop their own return to work solutions.
• In most cases, the WSIB is not involved in the RTW process, except to communicate to the WPP’s their statutory obligations, monitor activities, determine compliance with the obligations to co-operate and re-employ, and provide dispute resolution.
• Many of the new or redefined roles in WSIB’s New Service Delivery Model can assist the WPP’s achieve their return to work goals.
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The RTW Goal
The RTW goal in case management is to return the worker to safe and sustainable work with the injury employer based on the following hierarchy:
•Return to pre-injury job (starting point and overall goal) with incident employer•Return to pre-injury job accommodated with incident employer•Return to work comparable in nature and earnings to the pre-injury job (with accommodation if required) with incident or other employer•Return to alternate work (with accommodation if required) with incident or other employer
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Questions?
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